Neighborhood Loans, Inc Mortgage Lending & HMDA Data, 2025

In 2025, Neighborhood Loans, Inc of Downers Grove, IL reported 6,301 mortgage applications totaling $1.6 billion. The average application was for $253,305, and applicants reported an average income of $123,511. 18% of its applications resulted in an originated loan and 58% were denied. Its largest markets were Chicago-Naperville, IL (2,506), Dallas-Plano-Irving, TX (280) and Elgin, IL (259) (applications in parentheses).

Mortgage Company & Address Neighborhood Loans, Inc
1333 Butterfield Rd Suite 600
Downers Grove, IL 60515
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 6,301
Total Mortgage Loan Application Amount $1,596,075,000
Average Mortgage Loan Application Amount $253,305
Highest Mortgage Loan Application Amount $3,425,000
Average Applicant Income $123,511
Highest Applicant Income $4,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Neighborhood Loans, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Neighborhood Loans, Inc by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville, IL 2,506 $ 556,670,000 $ 222,134 $ 107,000
Outside any metro area 413 $ 101,085,000 $ 244,757 $ 112,995
Dallas-Plano-Irving, TX 280 $ 89,200,000 $ 318,571 $ 163,000
Elgin, IL 259 $ 59,035,000 $ 227,934 $ 102,000
Fort Worth-Arlington, TX 187 $ 67,775,000 $ 362,433 $ 194,000
Lakeland-Winter Haven, FL 183 $ 35,635,000 $ 194,726 $ 114,000
Grand Rapids-Wyoming, MI 181 $ 53,355,000 $ 294,779 $ 125,000
St. Louis, MO-IL 142 $ 36,810,000 $ 259,225 $ 127,901
Lake County-Kenosha County, IL-WI 135 $ 34,615,000 $ 256,407 $ 129,000
Wichita, KS 114 $ 23,410,000 $ 205,350 $ 97,000
Phoenix-Mesa-Scottsdale, AZ 106 $ 43,770,000 $ 412,924 $ 147,000
San Diego-Carlsbad, CA 103 $ 68,785,000 $ 667,815 $ 286,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 97 $ 25,505,000 $ 262,938 $ 121,000
Las Vegas-Henderson-Paradise, NV 82 $ 32,340,000 $ 394,390 $ 215,000
San Antonio-New Braunfels, TX 71 $ 16,225,000 $ 228,521 $ 106,000
Corpus Christi, TX 60 $ 9,450,000 $ 157,500 $ 101,000
Huntsville, AL 60 $ 17,180,000 $ 286,333 $ 107,000
Memphis, TN-MS-AR 59 $ 7,765,000 $ 131,610 $ 202,000
Rockford, IL 59 $ 6,715,000 $ 113,813 $ 92,000
Kalamazoo-Portage, MI 56 $ 10,980,000 $ 196,071 $ 76,000
Lake County-Porter County-Jasper County, IN 49 $ 8,785,000 $ 179,285 $ 87,000
Columbus, OH 47 $ 15,645,000 $ 332,872 $ 136,000
Greenville-Anderson-Mauldin, SC 45 $ 9,205,000 $ 204,555 $ 93,000
Albuquerque, NM 44 $ 6,960,000 $ 158,181 $ 94,000
Tampa, FL 43 $ 9,375,000 $ 218,023 $ 116,000
Kansas City, MO-KS 41 $ 11,125,000 $ 271,341 $ 126,243
Minneapolis-St. Paul-Bloomington, MN-WI 39 $ 11,265,000 $ 288,846 $ 123,666
Birmingham-Hoover, AL 37 $ 4,455,000 $ 120,405 $ 368,000
Sierra Vista-Douglas, AZ 35 $ 6,155,000 $ 175,857 $ 73,000
Nashville-Davidson--Murfreesboro--Franklin, TN 32 $ 9,810,000 $ 306,562 $ 79,000
Houston-The Woodlands-Sugar Land, TX 26 $ 8,700,000 $ 334,615 $ 154,000
Lansing-East Lansing, MI 26 $ 4,060,000 $ 156,153 $ 73,000
Muskegon, MI 26 $ 5,420,000 $ 208,461 $ 83,000
Austin-Round Rock, TX 24 $ 7,710,000 $ 321,250 $ 234,000
Battle Creek, MI 22 $ 4,670,000 $ 212,272 $ 87,000
Columbia, SC 22 $ 4,400,000 $ 200,000 $ 77,000
Spartanburg, SC 21 $ 3,655,000 $ 174,047 $ 69,000
Killeen-Temple, TX 20 $ 2,370,000 $ 118,500 $ 69,000
Orlando-Kissimmee-Sanford, FL 20 $ 5,380,000 $ 269,000 $ 77,000
Kankakee, IL 19 $ 2,725,000 $ 143,421 $ 67,000
Riverside-San Bernardino-Ontario, CA 19 $ 7,625,000 $ 401,315 $ 127,000
North Port-Sarasota-Bradenton, FL 17 $ 6,235,000 $ 366,764 $ 153,000
Charlotte-Concord-Gastonia, NC-SC 16 $ 5,260,000 $ 328,750 $ 133,000
Raleigh, NC 15 $ 5,365,000 $ 357,666 $ 65,000
Atlanta-Sandy Springs-Roswell, GA 14 $ 5,630,000 $ 402,142 $ 160,000
Cape Coral-Fort Myers, FL 13 $ 3,275,000 $ 251,923 $ 119,000
Prescott Valley-Prescott, AZ 13 $ 5,665,000 $ 435,769 $ 91,000
Detroit-Dearborn-Livonia, MI 12 $ 1,560,000 $ 130,000 $ 148,000
Ocala, FL 12 $ 2,840,000 $ 236,666 $ 106,000
Traverse City, MI 11 $ 3,025,000 $ 275,000 $ 91,000
Decatur, AL 10 $ 2,180,000 $ 218,000 $ 96,000
Homosassa Springs, FL 10 $ 1,650,000 $ 165,000 $ 62,000
Little Rock-North Little Rock-Conway, AR 10 $ 1,140,000 $ 114,000 $ 136,000
Longview, TX 10 $ 2,720,000 $ 272,000 $ 129,000
Los Angeles-Long Beach-Glendale, CA 9 $ 7,405,000 $ 822,777 $ 191,000
Sebring, FL 9 $ 1,995,000 $ 221,666 $ 89,000
Portland-Vancouver-Hillsboro, OR-WA 8 $ 3,460,000 $ 432,500 $ 138,000
Sherman-Denison, TX 8 $ 2,550,000 $ 318,750 $ 165,000
Cleveland, OH 7 $ 1,375,000 $ 196,428 $ 70,000
Lubbock, TX 7 $ 625,000 $ 89,285 $ 88,000
St. Cloud, MN 7 $ 1,035,000 $ 147,857 $ 88,000
St. Petersburg-Clearwater-Largo, FL 7 $ 955,000 $ 136,428 $ 63,000
Sumter, SC 7 $ 1,675,000 $ 239,285 $ 95,000
Tucson, AZ 7 $ 2,095,000 $ 299,285 $ 226,000
Warren-Troy-Farmington Hills, MI 7 $ 2,025,000 $ 289,285 $ 155,000
Charleston-North Charleston, SC 6 $ 2,960,000 $ 493,333 $ 156,000
Durham-Chapel Hill, NC 6 $ 1,670,000 $ 278,333 $ 25,000
Jacksonville, FL 6 $ 2,320,000 $ 386,666 $ 223,000
Miami-Miami Beach-Kendall, FL 6 $ 1,860,000 $ 310,000 $ 94,000
Palm Bay-Melbourne-Titusville, FL 6 $ 1,270,000 $ 211,666 $ 87,000
Waco, TX 6 $ 950,000 $ 158,333 $ 66,000
Chattanooga, TN-GA 5 $ 1,515,000 $ 303,000 $ 78,000
Cincinnati, OH-KY-IN 5 $ 625,000 $ 125,000 $ 247,000
Clarksville, TN-KY 5 $ 865,000 $ 173,000 $ 96,800
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 5 $ 1,345,000 $ 269,000 $ 94,000
Naples-Immokalee-Marco Island, FL 5 $ 2,325,000 $ 465,000 $ 253,000
Oklahoma City, OK 5 $ 585,000 $ 117,000 $ 157,000
Tulsa, OK 5 $ 2,235,000 $ 447,000 $ 410,000
Deltona-Daytona Beach-Ormond Beach, FL 4 $ 790,000 $ 197,500 $ 69,000
Indianapolis-Carmel-Anderson, IN 4 $ 1,070,000 $ 267,500 $ 170,000
Montgomery, AL 4 $ 390,000 $ 97,500 $ 140,000
Wildwood-The Villages, FL 4 $ 1,010,000 $ 252,500 $ 36,000
Asheville, NC 3 $ 1,025,000 $ 341,666 $ 147,000
Cape Girardeau, MO-IL 3 $ 1,025,000 $ 341,666 $ 123,000
Denver-Aurora-Lakewood, CO 3 $ 2,925,000 $ 975,000 $ 696,000
Elkhart-Goshen, IN 3 $ 625,000 $ 208,333 $ 59,000
Florence, SC 3 $ 545,000 $ 181,666 $ 64,000
Marietta, GA 3 $ 825,000 $ 275,000 $ 83,000
McAllen-Edinburg-Mission, TX 3 $ 195,000 $ 65,000 $ 84,000
Milwaukee-Waukesha-West Allis, WI 3 $ 955,000 $ 318,333 $ 107,000
Portland-South Portland, ME 3 $ 2,155,000 $ 718,333 $ 530,000
Reno, NV 3 $ 1,665,000 $ 555,000 $ 308,000
South Bend-Mishawaka, IN-MI 3 $ 415,000 $ 138,333 $ 128,000
Stockton-Lodi, CA 3 $ 2,125,000 $ 708,333 $ 192,000
Tuscaloosa, AL 3 $ 595,000 $ 198,333 $ 1,248,000
Tyler, TX 3 $ 755,000 $ 251,666 $ 121,000
Urban Honolulu, HI 3 $ 2,335,000 $ 778,333 $ 323,000
Wichita Falls, TX 3 $ 1,385,000 $ 461,666 $ 138,000
Amarillo, TX 2 $ 610,000 $ 305,000 $ 77,000
Anaheim-Santa Ana-Irvine, CA 2 $ 1,510,000 $ 755,000 $ 89,000
Ann Arbor, MI 2 $ 750,000 $ 375,000 $ 218,000
Baltimore-Columbia-Towson, MD 2 $ 680,000 $ 340,000 $ 43,000
Bloomington, IL 2 $ 320,000 $ 160,000 $ 21,000
Burlington, NC 2 $ 380,000 $ 190,000 $ 116,000
Camden, NJ 2 $ 680,000 $ 340,000 $ 96,000
Chambersburg-Waynesboro, PA 2 $ 510,000 $ 255,000 $ 66,000
Champaign-Urbana, IL 2 $ 230,000 $ 115,000 $ 90,000
Columbia, MO 2 $ 610,000 $ 305,000 $ 101,000
Daphne-Fairhope-Foley, AL 2 $ 600,000 $ 300,000 $ 133,000
Davenport-Moline-Rock Island, IA-IL 2 $ 170,000 $ 85,000 $ 85,000
Des Moines-West Des Moines, IA 2 $ 1,670,000 $ 835,000 $ 80,000
Elizabethtown-Fort Knox, KY 2 $ 580,000 $ 290,000 $ 69,000
Farmington, NM 2 $ 310,000 $ 155,000 $ 66,000
Green Bay, WI 2 $ 550,000 $ 275,000 $ 70,000
Hickory-Lenoir-Morganton, NC 2 $ 490,000 $ 245,000 $ 171,000
Louisville/Jefferson County, KY-IN 2 $ 550,000 $ 275,000 $ 113,000
Midland, TX 2 $ 460,000 $ 230,000 $ 108,000
Montgomery County-Bucks County-Chester County, PA 2 $ 890,000 $ 445,000 $ 205,000
New Haven-Milford, CT 2 $ 430,000 $ 215,000 $ 100,000
Niles-Benton Harbor, MI 2 $ 700,000 $ 350,000 $ 272,000
Odessa, TX 2 $ 370,000 $ 185,000 $ 94,000
Omaha-Council Bluffs, NE-IA 2 $ 490,000 $ 245,000 $ 378,000
Racine, WI 2 $ 410,000 $ 205,000 $ 63,000
Sacramento--Roseville--Arden-Arcade, CA 2 $ 910,000 $ 455,000 $ 154,000
Santa Fe, NM 2 $ 460,000 $ 230,000 $ 133,000
Spokane-Spokane Valley, WA 2 $ 1,230,000 $ 615,000 $ 132,000
Springfield, IL 2 $ 570,000 $ 285,000 $ 180,000
Wilmington, NC 2 $ 650,000 $ 325,000 $ 66,000
Arlington-Alexandria-Reston, VA-WV 1 $ 405,000 $ 405,000 $ 173,000
Barnstable Town, MA 1 $ 105,000 $ 105,000 $ 258,000
Baton Rouge, LA 1 $ 65,000 $ 65,000 $ 220,000
Beckley, WV 1 $ 265,000 $ 265,000 $ 62,000
Boston, MA 1 $ 705,000 $ 705,000 $ 150,000
Boulder, CO 1 $ 565,000 $ 565,000 $ 276,000
Brownsville-Harlingen, TX 1 $ 15,000 $ 15,000 $ 116,000
Canton-Massillon, OH 1 $ 195,000 $ 195,000 $ 150,000
Chico, CA 1 $ 495,000 $ 495,000 $ 164,000
College Station-Bryan, TX 1 $ 205,000 $ 205,000 $ 58,000
Columbus, GA-AL 1 $ 285,000 $ 285,000 $ 141,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 215,000 $ 215,000 $ 175,000
Dalton, GA 1 $ 375,000 $ 375,000 $ 127,000
El Centro, CA 1 $ 325,000 $ 325,000 $ 104,000
Evansville, IN-KY 1 $ 305,000 $ 305,000 $ 121,000
Everett, WA 1 $ 705,000 $ 705,000 $ 80,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 595,000 $ 595,000 $ 50,000
Flint, MI 1 $ 145,000 $ 145,000 $ 110,000
Fort Collins, CO 1 $ 435,000 $ 435,000 $ 118,000
Fort Smith, AR-OK 1 $ 125,000 $ 125,000 $ 2,000
Fort Wayne, IN 1 $ 65,000 $ 65,000 $ 206,000
Hanford-Corcoran, CA 1 $ 15,000 $ 15,000 $ 72,000
Jackson, MI 1 $ 455,000 $ 455,000 $ 315,000
Kahului-Wailuku-Lahaina, HI 1 $ 505,000 $ 505,000 $ 269,000
Kenosha, WI 1 $ 205,000 $ 205,000 $ 64,000
Lake Charles, LA 1 $ 465,000 $ 465,000 $ 180,000
Lakewood-New Brunswick, NJ 1 $ 715,000 $ 715,000 $ 323,000
Madison, WI 1 $ 405,000 $ 405,000 $ 99,000
Muncie, IN 1 $ 295,000 $ 295,000 $ 90,000
Newark, NJ-PA 1 $ 685,000 $ 685,000 $ 247,000
Norwich-New London, CT 1 $ 365,000 $ 365,000 $ 0
Ogden-Clearfield, UT 1 $ 745,000 $ 745,000 $ 175,000
Pensacola-Ferry Pass-Brent, FL 1 $ 225,000 $ 225,000 $ 60,000
Philadelphia, PA 1 $ 115,000 $ 115,000 $ 0
Pinehurst-Southern Pines, NC 1 $ 125,000 $ 125,000 $ 149,000
Pittsburgh, PA 1 $ 105,000 $ 105,000 $ 56,000
Port St. Lucie, FL 1 $ 505,000 $ 505,000 $ 572,000
Providence-Warwick, RI-MA 1 $ 485,000 $ 485,000 $ 229,000
Rochester, MN 1 $ 105,000 $ 105,000 $ 325,000
Rockingham County-Strafford County, NH 1 $ 405,000 $ 405,000 $ 141,000
Rocky Mount, NC 1 $ 215,000 $ 215,000 $ 94,000
Rome, GA 1 $ 195,000 $ 195,000 $ 65,000
Saginaw, MI 1 $ 115,000 $ 115,000 $ 31,000
Seattle-Bellevue-Everett, WA 1 $ 505,000 $ 505,000 $ 0
Springfield, OH 1 $ 145,000 $ 145,000 $ 43,000
Toledo, OH 1 $ 255,000 $ 255,000 $ 84,000
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 305,000 $ 305,000 $ 114,000
Warner Robins, GA 1 $ 475,000 $ 475,000 $ 218,000
West Palm Beach-Boca Raton-Delray Beach, FL 1 $ 505,000 $ 505,000 $ 0
Wheeling, WV-OH 1 $ 195,000 $ 195,000 $ 132,000

Mortgage Loan Application Detail Totals for Neighborhood Loans, Inc in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,070 $1,151,790,000 $227,000 $2,305,000 $116,000 $4,400,000
Refinancing 648 $273,800,000 $422,000 $3,425,000 $186,000 $3,061,000
Cash-out Refinancing 580 $169,050,000 $291,000 $3,005,000 $119,000 $2,505,000
Home Improvement 3 $1,435,000 $478,000 $805,000 $193,000 $258,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 2,400 $495,520,000 $206,000 $1,875,000 $101,000 $3,061,000
White 2,311 $688,585,000 $297,000 $3,425,000 $145,000 $3,366,000
Not Provided 656 $197,120,000 $300,000 $3,005,000 $143,000 $4,400,000
Black or African American 619 $121,655,000 $196,000 $975,000 $90,000 $433,000
Asian 276 $85,470,000 $309,000 $2,305,000 $165,000 $1,497,000
American Indian or Alaskan Native 31 $5,925,000 $191,000 $375,000 $78,000 $406,000
Native Hawaiian or Other Pacific Islander 8 $1,800,000 $225,000 $595,000 $271,000 $1,689,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,662 $1,103,380,000 $236,000 $3,425,000 $135,000 $4,400,000
FHA-insured (Federal Housing Administration) 1,345 $384,245,000 $285,000 $835,000 $85,000 $437,000
VA-guaranteed (Veterans Administration) 264 $101,940,000 $386,000 $1,265,000 $110,000 $521,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $6,510,000 $217,000 $345,000 $78,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,669 $1,137,285,000 $309,000 $3,425,000 $131,000 $3,366,000
Application Withdrawn By Applicant 1,349 $402,915,000 $298,000 $2,105,000 $136,000 $4,400,000
Loan Originated 1,138 $13,180,000 $11,000 $375,000 $82,000 $275,000
Application Approved But Not Accepted 142 $41,640,000 $293,000 $2,305,000 $128,000 $1,043,000
File Closed For Incompleteness 3 $1,055,000 $351,000 $395,000 $177,000 $288,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 2,934 $941,830,000 $321,000 $3,005,000 $136,000 $3,061,000
Not applicable 2,632 $458,790,000 $174,000 $2,305,000 $112,000 $4,400,000
Collateral 299 $73,705,000 $246,000 $1,195,000 $108,000 $614,000
Debt-To-Income Ratio 116 $31,560,000 $272,000 $805,000 $71,000 $201,000
Unverifiable Information 108 $32,370,000 $299,000 $3,425,000 $104,000 $1,490,000
Insufficient Cash (Downpayment, Closing Cost) 96 $30,440,000 $317,000 $1,225,000 $210,000 $3,366,000
Credit History 78 $19,280,000 $247,000 $635,000 $75,000 $216,000
Employment History 20 $4,090,000 $204,000 $405,000 $114,000 $997,000
Other 18 $4,010,000 $222,000 $535,000 $98,000 $227,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Neighborhood Loans, Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Neighborhood Loans, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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