Neighborhood Loans, Inc Mortgage Lending & HMDA Data, 2025

In 2025, Neighborhood Loans, Inc of Downers Grove, IL reported 6,301 mortgage applications totaling $1.6 billion. The average application was for $253,305, and applicants reported an average income of $123,511. 18% of its applications resulted in an originated loan and 58% were denied. Its largest markets were Chicago-Naperville, IL (2,506), Dallas-Plano-Irving, TX (280) and Elgin, IL (259) (applications in parentheses).

Mortgage Company & Address Neighborhood Loans, Inc
1333 Butterfield Rd Suite 600
Downers Grove, IL 60515
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 6,301
Total Mortgage Loan Application Amount $1,596,075,000
Average Mortgage Loan Application Amount $253,305
Highest Mortgage Loan Application Amount $3,425,000
Average Applicant Income $123,511
Highest Applicant Income $4,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Neighborhood Loans, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Neighborhood Loans, Inc by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,988 $ 428,530,000 $ 215,558 $ 106,000
Will, Illinois 234 $ 49,800,000 $ 212,820 $ 98,000
DuPage, Illinois 199 $ 59,995,000 $ 301,482 $ 134,000
Polk, Florida 183 $ 35,635,000 $ 194,726 $ 114,000
Kane, Illinois 182 $ 42,560,000 $ 233,846 $ 102,000
Tarrant, Texas 163 $ 62,105,000 $ 381,012 $ 176,000
Lake, Illinois 135 $ 34,615,000 $ 256,407 $ 129,000
Dallas, Texas 126 $ 33,060,000 $ 262,380 $ 171,000
San Diego, California 103 $ 68,785,000 $ 667,815 $ 286,000
Sedgwick, Kansas 100 $ 21,510,000 $ 215,100 $ 98,000
Kent, Michigan 100 $ 28,850,000 $ 288,500 $ 123,000
Horry, South Carolina 97 $ 25,505,000 $ 262,938 $ 121,000
Clark, Nevada 82 $ 32,340,000 $ 394,390 $ 215,000
McHenry, Illinois 76 $ 16,370,000 $ 215,394 $ 98,000
Maricopa, Arizona 72 $ 36,350,000 $ 504,861 $ 175,000
Denton, Texas 71 $ 27,725,000 $ 390,492 $ 160,000
St. Louis, Missouri 62 $ 18,310,000 $ 295,322 $ 145,000
Bexar, Texas 61 $ 12,435,000 $ 203,852 $ 100,000
Shelby, Tennessee 59 $ 7,765,000 $ 131,610 $ 202,000
Lea, New Mexico 58 $ 6,180,000 $ 106,551 $ 81,000
Winnebago, Illinois 56 $ 6,470,000 $ 115,535 $ 92,000
Kalamazoo, Michigan 56 $ 10,980,000 $ 196,071 $ 76,000
Collin, Texas 50 $ 20,140,000 $ 402,800 $ 169,000
Ottawa, Michigan 48 $ 17,440,000 $ 363,333 $ 159,000
Kendall, Illinois 47 $ 12,115,000 $ 257,765 $ 123,000
Lake, Indiana 45 $ 7,995,000 $ 177,666 $ 89,000
Madison, Alabama 43 $ 11,105,000 $ 258,255 $ 103,000
Nueces, Texas 43 $ 6,895,000 $ 160,348 $ 106,000
Franklin, Ohio 36 $ 11,220,000 $ 311,666 $ 122,000
Cochise, Arizona 35 $ 6,155,000 $ 175,857 $ 73,000
Pinal, Arizona 34 $ 7,420,000 $ 218,235 $ 88,000
Bernalillo, New Mexico 33 $ 4,095,000 $ 124,090 $ 78,000
Jefferson, Alabama 32 $ 3,760,000 $ 117,500 $ 304,000
DeKalb, Illinois 30 $ 4,360,000 $ 145,333 $ 73,000
Muskegon, Michigan 26 $ 5,420,000 $ 208,461 $ 83,000
Allegan, Michigan 23 $ 6,015,000 $ 261,521 $ 88,000
Calhoun, Michigan 22 $ 4,670,000 $ 212,272 $ 87,000
Greenville, South Carolina 22 $ 4,770,000 $ 216,818 $ 81,000
Hillsborough, Florida 21 $ 4,615,000 $ 219,761 $ 132,000
LaSalle, Illinois 21 $ 3,215,000 $ 153,095 $ 71,000
Spartanburg, South Carolina 21 $ 3,655,000 $ 174,047 $ 69,000
Kankakee, Illinois 19 $ 2,725,000 $ 143,421 $ 67,000
Harris, Texas 19 $ 6,095,000 $ 320,789 $ 171,000
St. Louis City, Missouri 18 $ 5,290,000 $ 293,888 $ 144,000
Bell, Texas 18 $ 2,160,000 $ 120,000 $ 71,000
Limestone, Alabama 17 $ 6,075,000 $ 357,352 $ 116,000
Riverside, California 17 $ 6,695,000 $ 393,823 $ 123,000
Ingham, Michigan 17 $ 2,555,000 $ 150,294 $ 75,000
St. Clair, Illinois 16 $ 2,170,000 $ 135,625 $ 88,000
Cass, Missouri 16 $ 4,070,000 $ 254,375 $ 89,000
Sherburne, Minnesota 15 $ 3,395,000 $ 226,333 $ 98,000
St. Charles, Missouri 15 $ 5,015,000 $ 334,333 $ 164,000
Parker, Texas 15 $ 3,635,000 $ 242,333 $ 238,000
San Patricio, Texas 15 $ 2,315,000 $ 154,333 $ 89,000
Pasco, Florida 14 $ 2,810,000 $ 200,714 $ 87,000
Van Buren, Michigan 14 $ 3,720,000 $ 265,714 $ 121,000
Eddy, New Mexico 14 $ 2,490,000 $ 177,857 $ 73,000
Yavapai, Arizona 13 $ 5,665,000 $ 435,769 $ 91,000
Lee, Florida 13 $ 3,275,000 $ 251,923 $ 119,000
Barry, Michigan 13 $ 2,975,000 $ 228,846 $ 83,000
Mecosta, Michigan 13 $ 3,245,000 $ 249,615 $ 121,000
Manatee, Florida 12 $ 4,760,000 $ 396,666 $ 173,000
Marion, Florida 12 $ 2,840,000 $ 236,666 $ 106,000
Newaygo, Michigan 12 $ 2,870,000 $ 239,166 $ 92,000
Wayne, Michigan 12 $ 1,560,000 $ 130,000 $ 148,000
Jackson, Missouri 12 $ 2,600,000 $ 216,666 $ 164,000
Laurens, South Carolina 12 $ 2,110,000 $ 175,833 $ 78,000
Montcalm, Michigan 11 $ 2,165,000 $ 196,818 $ 76,000
Kershaw, South Carolina 11 $ 2,265,000 $ 205,909 $ 73,000
Walworth, Wisconsin 11 $ 3,125,000 $ 284,090 $ 35,000
Morgan, Alabama 10 $ 2,180,000 $ 218,000 $ 96,000
Citrus, Florida 10 $ 1,650,000 $ 165,000 $ 62,000
Orange, Florida 10 $ 2,470,000 $ 247,000 $ 73,000
Franklin, Missouri 10 $ 1,980,000 $ 198,000 $ 84,000
Jefferson, Missouri 10 $ 2,310,000 $ 231,000 $ 89,000
Sandoval, New Mexico 10 $ 2,440,000 $ 244,000 $ 148,000
McCurtain, Oklahoma 10 $ 6,880,000 $ 688,000 $ 356,000
Ellis, Texas 10 $ 2,560,000 $ 256,000 $ 142,000
Pulaski, Arkansas 9 $ 1,085,000 $ 120,555 $ 140,000
Los Angeles, California 9 $ 7,405,000 $ 822,777 $ 191,000
Highlands, Florida 9 $ 1,995,000 $ 221,666 $ 89,000
Grundy, Illinois 9 $ 1,975,000 $ 219,444 $ 87,000
Madison, Illinois 9 $ 1,115,000 $ 123,888 $ 93,000
Ionia, Michigan 9 $ 1,925,000 $ 213,888 $ 91,000
Mason, Michigan 9 $ 2,925,000 $ 325,000 $ 87,000
Hernando, Florida 8 $ 1,950,000 $ 243,750 $ 126,000
Johnston, North Carolina 8 $ 3,980,000 $ 497,500 $ 47,000
Delaware, Ohio 8 $ 3,190,000 $ 398,750 $ 163,000
Pickens, South Carolina 8 $ 1,960,000 $ 245,000 $ 151,000
Davidson, Tennessee 8 $ 3,300,000 $ 412,500 $ 94,000
Grayson, Texas 8 $ 2,550,000 $ 318,750 $ 165,000
Kaufman, Texas 8 $ 1,950,000 $ 243,750 $ 71,000
Rockwall, Texas 8 $ 3,040,000 $ 380,000 $ 161,000
Travis, Texas 8 $ 3,750,000 $ 468,750 $ 278,000
Pima, Arizona 7 $ 2,095,000 $ 299,285 $ 226,000
Pinellas, Florida 7 $ 955,000 $ 136,428 $ 63,000
Eaton, Michigan 7 $ 1,155,000 $ 165,000 $ 60,000
Wake, North Carolina 7 $ 1,385,000 $ 197,857 $ 85,000
Georgetown, South Carolina 7 $ 2,655,000 $ 379,285 $ 157,000
Sumter, South Carolina 7 $ 1,675,000 $ 239,285 $ 95,000
Robertson, Tennessee 7 $ 1,645,000 $ 235,000 $ 54,000
Hunt, Texas 7 $ 725,000 $ 103,571 $ 126,000
Lubbock, Texas 7 $ 625,000 $ 89,285 $ 88,000
Brevard, Florida 6 $ 1,270,000 $ 211,666 $ 87,000
Miami-Dade, Florida 6 $ 1,860,000 $ 310,000 $ 94,000
Butler, Kansas 6 $ 880,000 $ 146,666 $ 97,000
Harvey, Kansas 6 $ 840,000 $ 140,000 $ 81,000
St. Joseph, Michigan 6 $ 900,000 $ 150,000 $ 55,000
Hennepin, Minnesota 6 $ 1,440,000 $ 240,000 $ 184,000
Cuyahoga, Ohio 6 $ 1,280,000 $ 213,333 $ 52,000
Richland, South Carolina 6 $ 1,170,000 $ 195,000 $ 55,000
Gregg, Texas 6 $ 1,550,000 $ 258,333 $ 106,000
Williamson, Texas 6 $ 2,400,000 $ 400,000 $ 420,000
Marshall, Alabama 5 $ 1,965,000 $ 393,000 $ 140,000
Gila, Arizona 5 $ 3,285,000 $ 657,000 $ 559,000
Broward, Florida 5 $ 1,345,000 $ 269,000 $ 94,000
Collier, Florida 5 $ 2,325,000 $ 465,000 $ 253,000
Sarasota, Florida 5 $ 1,475,000 $ 295,000 $ 104,000
Fulton, Georgia 5 $ 2,195,000 $ 439,000 $ 211,000
Jo Daviess, Illinois 5 $ 355,000 $ 71,000 $ 30,000
Lee, Illinois 5 $ 1,055,000 $ 211,000 $ 63,000
Grand Traverse, Michigan 5 $ 1,215,000 $ 243,000 $ 81,000
Anoka, Minnesota 5 $ 2,175,000 $ 435,000 $ 137,000
Wright, Minnesota 5 $ 1,485,000 $ 297,000 $ 127,000
Tulsa, Oklahoma 5 $ 2,235,000 $ 447,000 $ 410,000
Berkeley, South Carolina 5 $ 2,695,000 $ 539,000 $ 175,000
Marion, South Carolina 5 $ 645,000 $ 129,000 $ 47,000
Rutherford, Tennessee 5 $ 1,205,000 $ 241,000 $ 77,000
Sumner, Tennessee 5 $ 1,455,000 $ 291,000 $ 75,000
Bastrop, Texas 5 $ 1,265,000 $ 253,000 $ 107,000
Johnson, Texas 5 $ 1,285,000 $ 257,000 $ 706,000
Santa Cruz, Arizona 4 $ 1,410,000 $ 352,500 $ 118,000
Lake, Florida 4 $ 1,000,000 $ 250,000 $ 77,000
Seminole, Florida 4 $ 1,210,000 $ 302,500 $ 89,000
St. Johns, Florida 4 $ 1,920,000 $ 480,000 $ 262,000
Sumter, Florida 4 $ 1,010,000 $ 252,500 $ 36,000
Volusia, Florida 4 $ 790,000 $ 197,500 $ 69,000
Marion, Indiana 4 $ 1,070,000 $ 267,500 $ 170,000
Porter, Indiana 4 $ 790,000 $ 197,500 $ 75,000
Isabella, Michigan 4 $ 720,000 $ 180,000 $ 89,000
Manistee, Michigan 4 $ 860,000 $ 215,000 $ 85,000
Oakland, Michigan 4 $ 1,340,000 $ 335,000 $ 199,000
Oceana, Michigan 4 $ 540,000 $ 135,000 $ 59,000
Stearns, Minnesota 4 $ 830,000 $ 207,500 $ 98,000
Mecklenburg, North Carolina 4 $ 1,100,000 $ 275,000 $ 74,000
Person, North Carolina 4 $ 1,310,000 $ 327,500 $ 23,000
Lexington, South Carolina 4 $ 540,000 $ 135,000 $ 69,000
Hamilton, Tennessee 4 $ 900,000 $ 225,000 $ 63,000
Lincoln, Tennessee 4 $ 1,220,000 $ 305,000 $ 114,000
Maury, Tennessee 4 $ 650,000 $ 162,500 $ 65,000
Montgomery, Tennessee 4 $ 760,000 $ 190,000 $ 76,000
Comal, Texas 4 $ 1,100,000 $ 275,000 $ 106,000
McLennan, Texas 4 $ 660,000 $ 165,000 $ 69,000
Wise, Texas 4 $ 750,000 $ 187,500 $ 126,000
Montgomery, Alabama 3 $ 305,000 $ 101,666 $ 139,000
Tuscaloosa, Alabama 3 $ 595,000 $ 198,333 $ 1,248,000
Navajo, Arizona 3 $ 1,805,000 $ 601,666 $ 134,000
San Joaquin, California 3 $ 2,125,000 $ 708,333 $ 192,000
Carroll, Georgia 3 $ 705,000 $ 235,000 $ 86,000
Honolulu, Hawaii 3 $ 2,335,000 $ 778,333 $ 323,000
Boone, Illinois 3 $ 245,000 $ 81,666 $ 80,000
Bureau, Illinois 3 $ 145,000 $ 48,333 $ 40,000
Ogle, Illinois 3 $ 165,000 $ 55,000 $ 74,000
Stephenson, Illinois 3 $ 435,000 $ 145,000 $ 54,000
Williamson, Illinois 3 $ 385,000 $ 128,333 $ 74,000
Elkhart, Indiana 3 $ 625,000 $ 208,333 $ 59,000
Johnson, Kansas 3 $ 1,785,000 $ 595,000 $ 301,000
Reno, Kansas 3 $ 295,000 $ 98,333 $ 21,000
Cumberland, Maine 3 $ 2,155,000 $ 718,333 $ 530,000
Antrim, Michigan 3 $ 1,935,000 $ 645,000 $ 348,000
Leelanau, Michigan 3 $ 1,075,000 $ 358,333 $ 115,000
Benton, Minnesota 3 $ 205,000 $ 68,333 $ 74,000
Bates, Missouri 3 $ 825,000 $ 275,000 $ 103,000
Cape Girardeau, Missouri 3 $ 1,025,000 $ 341,666 $ 123,000
Clay, Missouri 3 $ 875,000 $ 291,666 $ 80,000
Nye, Nevada 3 $ 745,000 $ 248,333 $ 74,000
Washoe, Nevada 3 $ 1,665,000 $ 555,000 $ 308,000
Taos, New Mexico 3 $ 2,285,000 $ 761,666 $ 57,000
Cabarrus, North Carolina 3 $ 1,035,000 $ 345,000 $ 272,000
Butler, Ohio 3 $ 275,000 $ 91,666 $ 78,000
Oklahoma, Oklahoma 3 $ 375,000 $ 125,000 $ 173,000
Anderson, South Carolina 3 $ 365,000 $ 121,666 $ 81,000
Oconee, South Carolina 3 $ 585,000 $ 195,000 $ 148,000
Giles, Tennessee 3 $ 465,000 $ 155,000 $ 49,000
Sevier, Tennessee 3 $ 1,995,000 $ 665,000 $ 379,000
Galveston, Texas 3 $ 1,345,000 $ 448,333 $ 54,000
Harrison, Texas 3 $ 1,155,000 $ 385,000 $ 190,000
Hays, Texas 3 $ 285,000 $ 95,000 $ 66,000
Hidalgo, Texas 3 $ 195,000 $ 65,000 $ 84,000
Hill, Texas 3 $ 765,000 $ 255,000 $ 112,000
Kendall, Texas 3 $ 1,725,000 $ 575,000 $ 233,000
Smith, Texas 3 $ 755,000 $ 251,666 $ 121,000
Van Zandt, Texas 3 $ 1,905,000 $ 635,000 $ 193,000
Clark, Washington 3 $ 695,000 $ 231,666 $ 138,000
Milwaukee, Wisconsin 3 $ 955,000 $ 318,333 $ 107,000
Baldwin, Alabama 2 $ 600,000 $ 300,000 $ 133,000
Jackson, Alabama 2 $ 490,000 $ 245,000 $ 51,000
Walker, Alabama 2 $ 220,000 $ 110,000 $ 1,735,000
Orange, California 2 $ 1,510,000 $ 755,000 $ 89,000
Sacramento, California 2 $ 910,000 $ 455,000 $ 154,000
San Bernardino, California 2 $ 930,000 $ 465,000 $ 157,000
Jefferson, Colorado 2 $ 1,620,000 $ 810,000 $ 250,000
South Central Connecticut Planning Region, Connecticut 2 $ 430,000 $ 215,000 $ 100,000
Holmes, Florida 2 $ 670,000 $ 335,000 $ 109,000
Okeechobee, Florida 2 $ 240,000 $ 120,000 $ 199,000
Osceola, Florida 2 $ 700,000 $ 350,000 $ 79,000
Cobb, Georgia 2 $ 600,000 $ 300,000 $ 107,000
Iroquois, Illinois 2 $ 110,000 $ 55,000 $ 45,000
McLean, Illinois 2 $ 320,000 $ 160,000 $ 21,000
Rock Island, Illinois 2 $ 170,000 $ 85,000 $ 85,000
Sangamon, Illinois 2 $ 570,000 $ 285,000 $ 180,000
Kosciusko, Indiana 2 $ 170,000 $ 85,000 $ 51,000
St. Joseph, Indiana 2 $ 300,000 $ 150,000 $ 152,000
Polk, Iowa 2 $ 1,670,000 $ 835,000 $ 80,000
Sumner, Kansas 2 $ 180,000 $ 90,000 $ 92,000
Wyandotte, Kansas 2 $ 270,000 $ 135,000 $ 48,000
Hardin, Kentucky 2 $ 580,000 $ 290,000 $ 69,000
Jefferson, Kentucky 2 $ 550,000 $ 275,000 $ 113,000
Berrien, Michigan 2 $ 700,000 $ 350,000 $ 272,000
Clinton, Michigan 2 $ 350,000 $ 175,000 $ 103,000
Kalkaska, Michigan 2 $ 560,000 $ 280,000 $ 106,000
Shiawassee, Michigan 2 $ 670,000 $ 335,000 $ 118,000
Washtenaw, Michigan 2 $ 750,000 $ 375,000 $ 218,000
Ramsey, Minnesota 2 $ 30,000 $ 15,000 $ 71,000
Boone, Missouri 2 $ 610,000 $ 305,000 $ 101,000
Taney, Missouri 2 $ 590,000 $ 295,000 $ 242,000
Douglas, Nebraska 2 $ 490,000 $ 245,000 $ 378,000
Curry, New Mexico 2 $ 270,000 $ 135,000 $ 33,000
San Juan, New Mexico 2 $ 310,000 $ 155,000 $ 66,000
Santa Fe, New Mexico 2 $ 460,000 $ 230,000 $ 133,000
Alamance, North Carolina 2 $ 380,000 $ 190,000 $ 116,000
Brunswick, North Carolina 2 $ 650,000 $ 325,000 $ 66,000
Columbus, North Carolina 2 $ 520,000 $ 260,000 $ 81,000
Gaston, North Carolina 2 $ 560,000 $ 280,000 $ 56,000
Harnett, North Carolina 2 $ 170,000 $ 85,000 $ 67,000
Henderson, North Carolina 2 $ 510,000 $ 255,000 $ 140,000
Fairfield, Ohio 2 $ 950,000 $ 475,000 $ 282,000
Hamilton, Ohio 2 $ 350,000 $ 175,000 $ 500,000
Marion, Ohio 2 $ 790,000 $ 395,000 $ 162,000
Le Flore, Oklahoma 2 $ 310,000 $ 155,000 $ 148,000
Clackamas, Oregon 2 $ 1,040,000 $ 520,000 $ 49,000
Multnomah, Oregon 2 $ 1,240,000 $ 620,000 $ 207,000
Franklin, Pennsylvania 2 $ 510,000 $ 255,000 $ 66,000
Mercer, Pennsylvania 2 $ 570,000 $ 285,000 $ 117,000
Cherokee, South Carolina 2 $ 410,000 $ 205,000 $ 56,000
Chesterfield, South Carolina 2 $ 340,000 $ 170,000 $ 82,000
Florence, South Carolina 2 $ 410,000 $ 205,000 $ 71,000
Greenwood, South Carolina 2 $ 240,000 $ 120,000 $ 0
York, South Carolina 2 $ 860,000 $ 430,000 $ 144,000
Cheatham, Tennessee 2 $ 800,000 $ 400,000 $ 108,000
Aransas, Texas 2 $ 240,000 $ 120,000 $ 75,000
Brazoria, Texas 2 $ 600,000 $ 300,000 $ 154,000
Caldwell, Texas 2 $ 10,000 $ 5,000 $ 65,000
Clay, Texas 2 $ 910,000 $ 455,000 $ 139,000
Coryell, Texas 2 $ 210,000 $ 105,000 $ 53,000
Ector, Texas 2 $ 370,000 $ 185,000 $ 94,000
Guadalupe, Texas 2 $ 790,000 $ 395,000 $ 103,000
Henderson, Texas 2 $ 1,150,000 $ 575,000 $ 454,000
Jim Wells, Texas 2 $ 340,000 $ 170,000 $ 78,000
Live Oak, Texas 2 $ 1,010,000 $ 505,000 $ 186,000
Midland, Texas 2 $ 460,000 $ 230,000 $ 108,000
Randall, Texas 2 $ 610,000 $ 305,000 $ 77,000
Spokane, Washington 2 $ 1,230,000 $ 615,000 $ 132,000
Brown, Wisconsin 2 $ 550,000 $ 275,000 $ 70,000
Racine, Wisconsin 2 $ 410,000 $ 205,000 $ 63,000
Autauga, Alabama 1 $ 85,000 $ 85,000 $ 144,000
Barbour, Alabama 1 $ 175,000 $ 175,000 $ 61,000
Blount, Alabama 1 $ 125,000 $ 125,000 $ 40,000
Cullman, Alabama 1 $ 175,000 $ 175,000 $ 87,000
Shelby, Alabama 1 $ 205,000 $ 205,000 $ 58,000
St. Clair, Alabama 1 $ 145,000 $ 145,000 $ 330,000
Winston, Alabama 1 $ 265,000 $ 265,000 $ 84,000
Saline, Arkansas 1 $ 55,000 $ 55,000 $ 95,000
Sebastian, Arkansas 1 $ 125,000 $ 125,000 $ 2,000
Washington, Arkansas 1 $ 595,000 $ 595,000 $ 50,000
Butte, California 1 $ 495,000 $ 495,000 $ 164,000
Imperial, California 1 $ 325,000 $ 325,000 $ 104,000
Kings, California 1 $ 15,000 $ 15,000 $ 72,000
Boulder, Colorado 1 $ 565,000 $ 565,000 $ 276,000
Douglas, Colorado 1 $ 1,305,000 $ 1,305,000 $ 1,588,000
Larimer, Colorado 1 $ 435,000 $ 435,000 $ 118,000
Summit, Colorado 1 $ 535,000 $ 535,000 $ 299,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 365,000 $ 365,000 $ 0
Duval, Florida 1 $ 205,000 $ 205,000 $ 76,000
Hendry, Florida 1 $ 205,000 $ 205,000 $ 70,000
Nassau, Florida 1 $ 195,000 $ 195,000 $ 214,000
Palm Beach, Florida 1 $ 505,000 $ 505,000 $ 0
Santa Rosa, Florida 1 $ 225,000 $ 225,000 $ 60,000
St. Lucie, Florida 1 $ 505,000 $ 505,000 $ 572,000
Suwannee, Florida 1 $ 55,000 $ 55,000 $ 43,000
Walton, Florida 1 $ 215,000 $ 215,000 $ 175,000
Coweta, Georgia 1 $ 335,000 $ 335,000 $ 120,000
Dawson, Georgia 1 $ 805,000 $ 805,000 $ 360,000
Floyd, Georgia 1 $ 195,000 $ 195,000 $ 65,000
Forsyth, Georgia 1 $ 345,000 $ 345,000 $ 78,000
Gwinnett, Georgia 1 $ 325,000 $ 325,000 $ 145,000
Harris, Georgia 1 $ 285,000 $ 285,000 $ 141,000
Henry, Georgia 1 $ 505,000 $ 505,000 $ 104,000
Houston, Georgia 1 $ 475,000 $ 475,000 $ 218,000
Lumpkin, Georgia 1 $ 415,000 $ 415,000 $ 128,000
Murray, Georgia 1 $ 375,000 $ 375,000 $ 127,000
Paulding, Georgia 1 $ 225,000 $ 225,000 $ 36,000
Maui, Hawaii 1 $ 505,000 $ 505,000 $ 269,000
Valley, Idaho 1 $ 575,000 $ 575,000 $ 187,000
Carroll, Illinois 1 $ 535,000 $ 535,000 $ 207,000
Champaign, Illinois 1 $ 135,000 $ 135,000 $ 105,000
Cumberland, Illinois 1 $ 5,000 $ 5,000 $ 82,000
Ford, Illinois 1 $ 95,000 $ 95,000 $ 76,000
Jackson, Illinois 1 $ 145,000 $ 145,000 $ 115,000
Livingston, Illinois 1 $ 165,000 $ 165,000 $ 85,000
Marion, Illinois 1 $ 135,000 $ 135,000 $ 107,000
Vermilion, Illinois 1 $ 295,000 $ 295,000 $ 0
Whiteside, Illinois 1 $ 245,000 $ 245,000 $ 76,000
Allen, Indiana 1 $ 65,000 $ 65,000 $ 206,000
Delaware, Indiana 1 $ 295,000 $ 295,000 $ 90,000
Fulton, Indiana 1 $ 355,000 $ 355,000 $ 133,000
Vanderburgh, Indiana 1 $ 305,000 $ 305,000 $ 121,000
White, Indiana 1 $ 155,000 $ 155,000 $ 113,000
Butler, Iowa 1 $ 185,000 $ 185,000 $ 100,000
Mitchell, Iowa 1 $ 145,000 $ 145,000 $ 44,000
Cowley, Kansas 1 $ 5,000 $ 5,000 $ 42,000
Harper, Kansas 1 $ 95,000 $ 95,000 $ 104,000
Kingman, Kansas 1 $ 175,000 $ 175,000 $ 57,000
Leavenworth, Kansas 1 $ 295,000 $ 295,000 $ 100,000
Miami, Kansas 1 $ 405,000 $ 405,000 $ 139,000
Christian, Kentucky 1 $ 105,000 $ 105,000 $ 180,000
Elliott, Kentucky 1 $ 725,000 $ 725,000 $ 202,000
Whitley, Kentucky 1 $ 255,000 $ 255,000 $ 0
Calcasieu, Louisiana 1 $ 465,000 $ 465,000 $ 180,000
East Baton Rouge, Louisiana 1 $ 65,000 $ 65,000 $ 220,000
Baltimore City, Maryland 1 $ 295,000 $ 295,000 $ 86,000
Howard, Maryland 1 $ 385,000 $ 385,000 $ 0
Barnstable, Massachusetts 1 $ 105,000 $ 105,000 $ 258,000
Bristol, Massachusetts 1 $ 485,000 $ 485,000 $ 229,000
Suffolk, Massachusetts 1 $ 705,000 $ 705,000 $ 150,000
Benzie, Michigan 1 $ 175,000 $ 175,000 $ 41,000
Branch, Michigan 1 $ 125,000 $ 125,000 $ 72,000
Cass, Michigan 1 $ 115,000 $ 115,000 $ 80,000
Clare, Michigan 1 $ 95,000 $ 95,000 $ 85,000
Emmet, Michigan 1 $ 435,000 $ 435,000 $ 412,000
Genesee, Michigan 1 $ 145,000 $ 145,000 $ 110,000
Gratiot, Michigan 1 $ 155,000 $ 155,000 $ 38,000
Jackson, Michigan 1 $ 455,000 $ 455,000 $ 315,000
Livingston, Michigan 1 $ 135,000 $ 135,000 $ 39,000
Macomb, Michigan 1 $ 365,000 $ 365,000 $ 197,000
Osceola, Michigan 1 $ 85,000 $ 85,000 $ 37,000
Otsego, Michigan 1 $ 205,000 $ 205,000 $ 73,000
Saginaw, Michigan 1 $ 115,000 $ 115,000 $ 31,000
St. Clair, Michigan 1 $ 185,000 $ 185,000 $ 55,000
Wexford, Michigan 1 $ 165,000 $ 165,000 $ 42,000
Carver, Minnesota 1 $ 245,000 $ 245,000 $ 69,000
Chisago, Minnesota 1 $ 605,000 $ 605,000 $ 232,000
Fillmore, Minnesota 1 $ 105,000 $ 105,000 $ 325,000
Kanabec, Minnesota 1 $ 165,000 $ 165,000 $ 87,000
Mille Lacs, Minnesota 1 $ 515,000 $ 515,000 $ 112,000
Scott, Minnesota 1 $ 485,000 $ 485,000 $ 175,000
Washington, Minnesota 1 $ 375,000 $ 375,000 $ 92,000
Warren, Mississippi 1 $ 115,000 $ 115,000 $ 100,000
Camden, Missouri 1 $ 295,000 $ 295,000 $ 75,000
Crawford, Missouri 1 $ 215,000 $ 215,000 $ 161,000
Douglas, Missouri 1 $ 225,000 $ 225,000 $ 58,000
Henry, Missouri 1 $ 65,000 $ 65,000 $ 34,000
Johnson, Missouri 1 $ 295,000 $ 295,000 $ 84,000
Lincoln, Missouri 1 $ 245,000 $ 245,000 $ 52,000
Monroe, Missouri 1 $ 65,000 $ 65,000 $ 52,000
Ste. Genevieve, Missouri 1 $ 255,000 $ 255,000 $ 72,000
Warren, Missouri 1 $ 375,000 $ 375,000 $ 58,000
Flathead, Montana 1 $ 685,000 $ 685,000 $ 411,000
Churchill, Nevada 1 $ 615,000 $ 615,000 $ 178,000
Rockingham, New Hampshire 1 $ 405,000 $ 405,000 $ 141,000
Burlington, New Jersey 1 $ 335,000 $ 335,000 $ 96,000
Camden, New Jersey 1 $ 345,000 $ 345,000 $ 96,000
Essex, New Jersey 1 $ 685,000 $ 685,000 $ 247,000
Middlesex, New Jersey 1 $ 715,000 $ 715,000 $ 323,000
Chaves, New Mexico 1 $ 165,000 $ 165,000 $ 75,000
Cibola, New Mexico 1 $ 205,000 $ 205,000 $ 89,000
Lincoln, New Mexico 1 $ 245,000 $ 245,000 $ 130,000
Valencia, New Mexico 1 $ 425,000 $ 425,000 $ 85,000
Buncombe, North Carolina 1 $ 515,000 $ 515,000 $ 163,000
Burke, North Carolina 1 $ 225,000 $ 225,000 $ 85,000
Caldwell, North Carolina 1 $ 265,000 $ 265,000 $ 257,000
Chatham, North Carolina 1 $ 205,000 $ 205,000 $ 7,000
Durham, North Carolina 1 $ 155,000 $ 155,000 $ 49,000
Granville, North Carolina 1 $ 405,000 $ 405,000 $ 84,000
Iredell, North Carolina 1 $ 215,000 $ 215,000 $ 33,000
Lincoln, North Carolina 1 $ 165,000 $ 165,000 $ 41,000
Mitchell, North Carolina 1 $ 185,000 $ 185,000 $ 114,000
Moore, North Carolina 1 $ 125,000 $ 125,000 $ 149,000
Nash, North Carolina 1 $ 215,000 $ 215,000 $ 94,000
Rowan, North Carolina 1 $ 275,000 $ 275,000 $ 89,000
Rutherford, North Carolina 1 $ 215,000 $ 215,000 $ 71,000
Union, North Carolina 1 $ 265,000 $ 265,000 $ 77,000
Wilson, North Carolina 1 $ 135,000 $ 135,000 $ 42,000
Champaign, Ohio 1 $ 5,000 $ 5,000 $ 110,000
Clark, Ohio 1 $ 145,000 $ 145,000 $ 43,000
Fayette, Ohio 1 $ 145,000 $ 145,000 $ 36,000
Hardin, Ohio 1 $ 295,000 $ 295,000 $ 124,000
Licking, Ohio 1 $ 285,000 $ 285,000 $ 133,000
Logan, Ohio 1 $ 215,000 $ 215,000 $ 86,000
Lorain, Ohio 1 $ 95,000 $ 95,000 $ 182,000
Muskingum, Ohio 1 $ 255,000 $ 255,000 $ 87,000
Stark, Ohio 1 $ 195,000 $ 195,000 $ 150,000
Van Wert, Ohio 1 $ 185,000 $ 185,000 $ 60,000
Vinton, Ohio 1 $ 235,000 $ 235,000 $ 127,000
Wood, Ohio 1 $ 255,000 $ 255,000 $ 84,000
Canadian, Oklahoma 1 $ 205,000 $ 205,000 $ 163,000
Choctaw, Oklahoma 1 $ 275,000 $ 275,000 $ 315,000
Grady, Oklahoma 1 $ 5,000 $ 5,000 $ 106,000
Jackson, Oklahoma 1 $ 245,000 $ 245,000 $ 75,000
Pottawatomie, Oklahoma 1 $ 175,000 $ 175,000 $ 87,000
Washington, Oregon 1 $ 485,000 $ 485,000 $ 177,000
Allegheny, Pennsylvania 1 $ 105,000 $ 105,000 $ 56,000
Bucks, Pennsylvania 1 $ 525,000 $ 525,000 $ 213,000
Chester, Pennsylvania 1 $ 365,000 $ 365,000 $ 198,000
Monroe, Pennsylvania 1 $ 215,000 $ 215,000 $ 0
Philadelphia, Pennsylvania 1 $ 115,000 $ 115,000 $ 0
Calhoun, South Carolina 1 $ 425,000 $ 425,000 $ 285,000
Darlington, South Carolina 1 $ 135,000 $ 135,000 $ 52,000
Dorchester, South Carolina 1 $ 265,000 $ 265,000 $ 61,000
Lancaster, South Carolina 1 $ 785,000 $ 785,000 $ 384,000
Bedford, Tennessee 1 $ 305,000 $ 305,000 $ 79,000
DeKalb, Tennessee 1 $ 245,000 $ 245,000 $ 61,000
Franklin, Tennessee 1 $ 285,000 $ 285,000 $ 100,000
Henderson, Tennessee 1 $ 115,000 $ 115,000 $ 88,000
Lawrence, Tennessee 1 $ 375,000 $ 375,000 $ 68,000
Marion, Tennessee 1 $ 615,000 $ 615,000 $ 140,000
Marshall, Tennessee 1 $ 235,000 $ 235,000 $ 49,000
Wayne, Tennessee 1 $ 85,000 $ 85,000 $ 31,000
White, Tennessee 1 $ 305,000 $ 305,000 $ 75,000
Williamson, Tennessee 1 $ 755,000 $ 755,000 $ 177,000
Anderson, Texas 1 $ 315,000 $ 315,000 $ 97,000
Atascosa, Texas 1 $ 175,000 $ 175,000 $ 106,000
Bosque, Texas 1 $ 115,000 $ 115,000 $ 21,000
Brazos, Texas 1 $ 205,000 $ 205,000 $ 58,000
Cameron, Texas 1 $ 15,000 $ 15,000 $ 116,000
Cass, Texas 1 $ 485,000 $ 485,000 $ 99,000
Cooke, Texas 1 $ 245,000 $ 245,000 $ 115,000
Falls, Texas 1 $ 175,000 $ 175,000 $ 103,000
Fannin, Texas 1 $ 305,000 $ 305,000 $ 92,000
Fort Bend, Texas 1 $ 395,000 $ 395,000 $ 188,000
Gillespie, Texas 1 $ 355,000 $ 355,000 $ 105,000
Hood, Texas 1 $ 595,000 $ 595,000 $ 358,000
Howard, Texas 1 $ 285,000 $ 285,000 $ 221,000
Jack, Texas 1 $ 285,000 $ 285,000 $ 95,000
Kimble, Texas 1 $ 255,000 $ 255,000 $ 302,000
Kleberg, Texas 1 $ 115,000 $ 115,000 $ 77,000
Marion, Texas 1 $ 145,000 $ 145,000 $ 35,000
Montague, Texas 1 $ 225,000 $ 225,000 $ 268,000
Montgomery, Texas 1 $ 265,000 $ 265,000 $ 109,000
Navarro, Texas 1 $ 5,000 $ 5,000 $ 79,000
Panola, Texas 1 $ 245,000 $ 245,000 $ 107,000
Pecos, Texas 1 $ 185,000 $ 185,000 $ 51,000
Polk, Texas 1 $ 275,000 $ 275,000 $ 61,000
Rusk, Texas 1 $ 15,000 $ 15,000 $ 89,000
Wichita, Texas 1 $ 475,000 $ 475,000 $ 137,000
Wood, Texas 1 $ 135,000 $ 135,000 $ 232,000
Iron, Utah 1 $ 595,000 $ 595,000 $ 1,689,000
Weber, Utah 1 $ 745,000 $ 745,000 $ 175,000
Alexandria, Virginia 1 $ 405,000 $ 405,000 $ 173,000
Suffolk, Virginia 1 $ 305,000 $ 305,000 $ 114,000
King, Washington 1 $ 505,000 $ 505,000 $ 0
Pend Oreille, Washington 1 $ 155,000 $ 155,000 $ 118,000
Snohomish, Washington 1 $ 705,000 $ 705,000 $ 80,000
Greenbrier, West Virginia 1 $ 365,000 $ 365,000 $ 0
Harrison, West Virginia 1 $ 245,000 $ 245,000 $ 62,000
Ohio, West Virginia 1 $ 195,000 $ 195,000 $ 132,000
Raleigh, West Virginia 1 $ 265,000 $ 265,000 $ 62,000
Taylor, West Virginia 1 $ 85,000 $ 85,000 $ 44,000
Dane, Wisconsin 1 $ 405,000 $ 405,000 $ 99,000
Jefferson, Wisconsin 1 $ 325,000 $ 325,000 $ 0
Kenosha, Wisconsin 1 $ 205,000 $ 205,000 $ 64,000
St. Croix, Wisconsin 1 $ 515,000 $ 515,000 $ 111,000

Mortgage Loan Application Detail Totals for Neighborhood Loans, Inc in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,070 $1,151,790,000 $227,000 $2,305,000 $116,000 $4,400,000
Refinancing 648 $273,800,000 $422,000 $3,425,000 $186,000 $3,061,000
Cash-out Refinancing 580 $169,050,000 $291,000 $3,005,000 $119,000 $2,505,000
Home Improvement 3 $1,435,000 $478,000 $805,000 $193,000 $258,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 2,400 $495,520,000 $206,000 $1,875,000 $101,000 $3,061,000
White 2,311 $688,585,000 $297,000 $3,425,000 $145,000 $3,366,000
Not Provided 656 $197,120,000 $300,000 $3,005,000 $143,000 $4,400,000
Black or African American 619 $121,655,000 $196,000 $975,000 $90,000 $433,000
Asian 276 $85,470,000 $309,000 $2,305,000 $165,000 $1,497,000
American Indian or Alaskan Native 31 $5,925,000 $191,000 $375,000 $78,000 $406,000
Native Hawaiian or Other Pacific Islander 8 $1,800,000 $225,000 $595,000 $271,000 $1,689,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,662 $1,103,380,000 $236,000 $3,425,000 $135,000 $4,400,000
FHA-insured (Federal Housing Administration) 1,345 $384,245,000 $285,000 $835,000 $85,000 $437,000
VA-guaranteed (Veterans Administration) 264 $101,940,000 $386,000 $1,265,000 $110,000 $521,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $6,510,000 $217,000 $345,000 $78,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,669 $1,137,285,000 $309,000 $3,425,000 $131,000 $3,366,000
Application Withdrawn By Applicant 1,349 $402,915,000 $298,000 $2,105,000 $136,000 $4,400,000
Loan Originated 1,138 $13,180,000 $11,000 $375,000 $82,000 $275,000
Application Approved But Not Accepted 142 $41,640,000 $293,000 $2,305,000 $128,000 $1,043,000
File Closed For Incompleteness 3 $1,055,000 $351,000 $395,000 $177,000 $288,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 2,934 $941,830,000 $321,000 $3,005,000 $136,000 $3,061,000
Not applicable 2,632 $458,790,000 $174,000 $2,305,000 $112,000 $4,400,000
Collateral 299 $73,705,000 $246,000 $1,195,000 $108,000 $614,000
Debt-To-Income Ratio 116 $31,560,000 $272,000 $805,000 $71,000 $201,000
Unverifiable Information 108 $32,370,000 $299,000 $3,425,000 $104,000 $1,490,000
Insufficient Cash (Downpayment, Closing Cost) 96 $30,440,000 $317,000 $1,225,000 $210,000 $3,366,000
Credit History 78 $19,280,000 $247,000 $635,000 $75,000 $216,000
Employment History 20 $4,090,000 $204,000 $405,000 $114,000 $997,000
Other 18 $4,010,000 $222,000 $535,000 $98,000 $227,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Neighborhood Loans, Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Neighborhood Loans, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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