Nest Home Lending, LLC Mortgage Lending & HMDA Data, 2020
In 2020, Nest Home Lending, LLC of Houston, TX reported 2,323 mortgage applications totaling $834.0 million, up 46% from 2019. The average application was for $359,020, and applicants reported an average income of $116,433. 82% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (1,135), Colorado Springs, CO (390) and Provo-Orem, UT (207) (applications in parentheses).
| Mortgage Company & Address | Nest Home Lending, LLC 1177 W Loop S Fwy #700 Houston, TX 77027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 2,323 |
| Total Mortgage Loan Application Amount | $834,005,000 |
| Average Mortgage Loan Application Amount | $359,020 |
| Highest Mortgage Loan Application Amount | $905,000 |
| Average Applicant Income | $116,433 |
| Highest Applicant Income | $1,812,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nest Home Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver-Aurora-Lakewood, CO | 1,135 | $ 415,295,000 | $ 365,898 | $ 116,000 |
| Colorado Springs, CO | 390 | $ 130,150,000 | $ 333,717 | $ 99,000 |
| Provo-Orem, UT | 207 | $ 73,985,000 | $ 357,415 | $ 106,000 |
| Fort Collins, CO | 174 | $ 60,920,000 | $ 350,114 | $ 113,000 |
| Greeley, CO | 134 | $ 51,540,000 | $ 384,626 | $ 140,000 |
| Boulder, CO | 102 | $ 40,930,000 | $ 401,274 | $ 156,000 |
| Salt Lake City, UT | 101 | $ 32,845,000 | $ 325,198 | $ 119,000 |
| Ogden-Clearfield, UT | 51 | $ 17,135,000 | $ 335,980 | $ 120,000 |
| Outside any metro area | 18 | $ 8,360,000 | $ 464,444 | $ 262,666 |
| St. George, UT | 4 | $ 1,260,000 | $ 315,000 | $ 97,000 |
| Cheyenne, WY | 2 | $ 580,000 | $ 290,000 | $ 108,000 |
| Grand Junction, CO | 2 | $ 240,000 | $ 120,000 | $ 117,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 600,000 | $ 300,000 | $ 151,000 |
| Pueblo, CO | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Nest Home Lending, LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,625 | $586,555,000 | $360,000 | $905,000 | $109,000 | $1,812,000 |
| Refinancing | 569 | $202,485,000 | $355,000 | $895,000 | $134,000 | $1,281,000 |
| Cash-out Refinancing | 126 | $44,130,000 | $350,000 | $575,000 | $133,000 | $694,000 |
| Other Purpose | 3 | $835,000 | $278,000 | $365,000 | $115,000 | $166,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,442 | $512,720,000 | $355,000 | $905,000 | $121,000 | $1,281,000 |
| Hispanic | 296 | $106,700,000 | $360,000 | $715,000 | $103,000 | $562,000 |
| Not Provided | 239 | $88,125,000 | $368,000 | $705,000 | $122,000 | $488,000 |
| Black or African American | 196 | $73,670,000 | $375,000 | $715,000 | $100,000 | $333,000 |
| Asian | 90 | $31,200,000 | $346,000 | $655,000 | $105,000 | $529,000 |
| American Indian or Alaskan Native | 37 | $13,435,000 | $363,000 | $515,000 | $138,000 | $1,812,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,350,000 | $337,000 | $405,000 | $81,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,585 | $551,605,000 | $348,000 | $905,000 | $124,000 | $1,812,000 |
| FHA-insured (Federal Housing Administration) | 430 | $155,880,000 | $362,000 | $585,000 | $97,000 | $539,000 |
| VA-guaranteed (Veterans Administration) | 305 | $125,375,000 | $411,000 | $905,000 | $103,000 | $442,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $1,145,000 | $381,000 | $445,000 | $105,000 | $151,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,902 | $682,440,000 | $358,000 | $905,000 | $118,000 | $1,812,000 |
| Application Withdrawn By Applicant | 394 | $142,290,000 | $361,000 | $905,000 | $112,000 | $693,000 |
| Application Denied By Financial Institution | 19 | $6,565,000 | $345,000 | $475,000 | $95,000 | $246,000 |
| Application Approved But Not Accepted | 8 | $2,710,000 | $338,000 | $515,000 | $153,000 | $694,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,304 | $827,440,000 | $359,000 | $905,000 | $117,000 | $1,812,000 |
| Credit Application Incomplete | 8 | $2,830,000 | $353,000 | $475,000 | $139,000 | $246,000 |
| Debt-To-Income Ratio | 6 | $1,930,000 | $321,000 | $365,000 | $55,000 | $82,000 |
| Employment History | 2 | $720,000 | $360,000 | $405,000 | $68,000 | $73,000 |
| Unverifiable Information | 2 | $790,000 | $395,000 | $425,000 | $88,000 | $120,000 |
| Collateral | 1 | $295,000 | $295,000 | $295,000 | $56,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nest Home Lending, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nest Home Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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