Customers Bank Mortgage Lending & HMDA Data, 2012
In 2012, Customers Bank of Phoenixville, PA reported 2,850 mortgage applications totaling $502.4 million, up 625% from 2011. The average application was for $176,286, and applicants reported an average income of $36,134. 17% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Philadelphia, PA (402), Reading, PA (184) and Baltimore-Towson, MD (146) (applications in parentheses).
| Mortgage Company & Address | Customers Bank 99 Bridge Street Phoenixville, PA 19460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,850 |
| Total Mortgage Loan Application Amount | $502,417,000 |
| Average Mortgage Loan Application Amount | $176,286 |
| Highest Mortgage Loan Application Amount | $16,000,000 |
| Average Applicant Income | $36,134 |
| Highest Applicant Income | $2,105,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Customers Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks, Pennsylvania | 184 | $ 35,717,000 | $ 194,114 | $ 93,000 |
| Bucks, Pennsylvania | 147 | $ 30,271,000 | $ 205,925 | $ 139,000 |
| Chester, Pennsylvania | 141 | $ 19,636,000 | $ 139,262 | $ 106,000 |
| Sussex, Delaware | 102 | $ 4,444,000 | $ 43,568 | $ 8,000 |
| Saratoga, New York | 66 | $ 1,824,000 | $ 27,636 | $ 1,000 |
| Anne Arundel, Maryland | 56 | $ 2,023,000 | $ 36,125 | $ 2,000 |
| Lancaster, Pennsylvania | 53 | $ 11,397,000 | $ 215,037 | $ 11,000 |
| York, Pennsylvania | 52 | $ 1,252,000 | $ 24,076 | $ 0 |
| Mercer, New Jersey | 50 | $ 14,162,000 | $ 283,240 | $ 163,000 |
| New Castle, Delaware | 48 | $ 1,986,000 | $ 41,375 | $ 18,000 |
| Montgomery, Pennsylvania | 47 | $ 10,229,000 | $ 217,638 | $ 187,000 |
| Kent, Delaware | 44 | $ 1,398,000 | $ 31,772 | $ 0 |
| Delaware, Pennsylvania | 44 | $ 8,513,000 | $ 193,477 | $ 189,000 |
| Howard, Maryland | 30 | $ 965,000 | $ 32,166 | $ 0 |
| Clinton, New York | 28 | $ 767,000 | $ 27,392 | $ 3,000 |
| Baltimore, Maryland | 27 | $ 7,962,000 | $ 294,888 | $ 1,000 |
| Luzerne, Pennsylvania | 26 | $ 3,371,000 | $ 129,653 | $ 3,000 |
| Licking, Ohio | 25 | $ 817,000 | $ 32,680 | $ 0 |
| Harford, Maryland | 24 | $ 812,000 | $ 33,833 | $ 1,000 |
| Adams, Pennsylvania | 23 | $ 657,000 | $ 28,565 | $ 0 |
| Butler, Pennsylvania | 23 | $ 772,000 | $ 33,565 | $ 0 |
| Cumberland, Pennsylvania | 23 | $ 620,000 | $ 26,956 | $ 1,000 |
| Philadelphia, Pennsylvania | 23 | $ 22,291,000 | $ 969,173 | $ 85,000 |
| New York, New York | 22 | $ 107,035,000 | $ 4,865,227 | $ 25,000 |
| Hocking, Ohio | 22 | $ 442,000 | $ 20,090 | $ 0 |
| Broome, New York | 21 | $ 657,000 | $ 31,285 | $ 3,000 |
| Oneida, New York | 20 | $ 636,000 | $ 31,800 | $ 2,000 |
| Washington, Maryland | 18 | $ 5,213,000 | $ 289,611 | $ 0 |
| Spotsylvania, Virginia | 18 | $ 374,000 | $ 20,777 | $ 0 |
| Cecil, Maryland | 17 | $ 938,000 | $ 55,176 | $ 15,000 |
| Dauphin, Pennsylvania | 17 | $ 574,000 | $ 33,764 | $ 12,000 |
| Sullivan, New York | 16 | $ 459,000 | $ 28,687 | $ 0 |
| Westchester, New York | 16 | $ 17,219,000 | $ 1,076,187 | $ 113,000 |
| Athens, Ohio | 16 | $ 350,000 | $ 21,875 | $ 0 |
| Tuscarawas, Ohio | 16 | $ 436,000 | $ 27,250 | $ 0 |
| Burlington, New Jersey | 15 | $ 1,729,000 | $ 115,266 | $ 93,000 |
| Stafford, Virginia | 15 | $ 271,000 | $ 18,066 | $ 0 |
| Cape May, New Jersey | 14 | $ 3,451,000 | $ 246,500 | $ 231,000 |
| Chenango, New York | 14 | $ 484,000 | $ 34,571 | $ 0 |
| Delaware, New York | 14 | $ 434,000 | $ 31,000 | $ 0 |
| Oswego, New York | 14 | $ 519,000 | $ 37,071 | $ 2,000 |
| Franklin, Ohio | 14 | $ 400,000 | $ 28,571 | $ 0 |
| Erie, Pennsylvania | 14 | $ 269,000 | $ 19,214 | $ 0 |
| Westmoreland, Pennsylvania | 14 | $ 501,000 | $ 35,785 | $ 0 |
| Wicomico, Maryland | 13 | $ 447,000 | $ 34,384 | $ 0 |
| Stark, Ohio | 13 | $ 299,000 | $ 23,000 | $ 0 |
| Mercer, West Virginia | 13 | $ 304,000 | $ 23,384 | $ 0 |
| Prince George's, Maryland | 12 | $ 507,000 | $ 42,250 | $ 0 |
| Cayuga, New York | 12 | $ 513,000 | $ 42,750 | $ 14,000 |
| Schuylkill, Pennsylvania | 12 | $ 1,216,000 | $ 101,333 | $ 25,000 |
| Berkeley, West Virginia | 12 | $ 456,000 | $ 38,000 | $ 0 |
| Hudson, New Jersey | 11 | $ 21,078,000 | $ 1,916,181 | $ 0 |
| Essex, New York | 11 | $ 357,000 | $ 32,454 | $ 0 |
| Orange, New York | 11 | $ 1,805,000 | $ 164,090 | $ 0 |
| Otsego, New York | 11 | $ 365,000 | $ 33,181 | $ 0 |
| St. Lawrence, New York | 11 | $ 431,000 | $ 39,181 | $ 0 |
| Columbiana, Ohio | 11 | $ 564,000 | $ 51,272 | $ 0 |
| Coshocton, Ohio | 10 | $ 292,000 | $ 29,200 | $ 0 |
| Wood, Ohio | 10 | $ 205,000 | $ 20,500 | $ 0 |
| Beaver, Pennsylvania | 10 | $ 342,000 | $ 34,200 | $ 0 |
| Northampton, Pennsylvania | 10 | $ 463,000 | $ 46,300 | $ 51,000 |
| Wood, West Virginia | 10 | $ 301,000 | $ 30,100 | $ 0 |
| Jennings, Indiana | 9 | $ 275,000 | $ 30,555 | $ 0 |
| Atlantic, New Jersey | 9 | $ 4,273,000 | $ 474,777 | $ 515,000 |
| Franklin, New York | 9 | $ 339,000 | $ 37,666 | $ 0 |
| Lawrence, Ohio | 9 | $ 279,000 | $ 31,000 | $ 0 |
| Lucas, Ohio | 9 | $ 110,000 | $ 12,222 | $ 0 |
| Portage, Ohio | 9 | $ 236,000 | $ 26,222 | $ 10,000 |
| Lackawanna, Pennsylvania | 9 | $ 240,000 | $ 26,666 | $ 0 |
| Lehigh, Pennsylvania | 9 | $ 2,011,000 | $ 223,444 | $ 0 |
| Cabell, West Virginia | 9 | $ 302,000 | $ 33,555 | $ 0 |
| Muskingum, Ohio | 8 | $ 212,000 | $ 26,500 | $ 0 |
| Perry, Ohio | 8 | $ 273,000 | $ 34,125 | $ 0 |
| Wayne, Ohio | 8 | $ 164,000 | $ 20,500 | $ 0 |
| Bradford, Pennsylvania | 8 | $ 208,000 | $ 26,000 | $ 0 |
| Indiana, Pennsylvania | 8 | $ 344,000 | $ 43,000 | $ 0 |
| Lawrence, Pennsylvania | 8 | $ 299,000 | $ 37,375 | $ 0 |
| Wayne, Pennsylvania | 8 | $ 211,000 | $ 26,375 | $ 0 |
| Henry, Virginia | 8 | $ 319,000 | $ 39,875 | $ 0 |
| Muhlenberg, Kentucky | 7 | $ 123,000 | $ 17,571 | $ 0 |
| Carroll, Maryland | 7 | $ 270,000 | $ 38,571 | $ 0 |
| Kings, New York | 7 | $ 28,348,000 | $ 4,049,714 | $ 0 |
| Steuben, New York | 7 | $ 266,000 | $ 38,000 | $ 0 |
| Tioga, New York | 7 | $ 250,000 | $ 35,714 | $ 0 |
| Brown, Ohio | 7 | $ 245,000 | $ 35,000 | $ 0 |
| Clermont, Ohio | 7 | $ 99,000 | $ 14,142 | $ 0 |
| Fulton, Ohio | 7 | $ 170,000 | $ 24,285 | $ 0 |
| Henry, Ohio | 7 | $ 109,000 | $ 15,571 | $ 0 |
| Logan, Ohio | 7 | $ 200,000 | $ 28,571 | $ 0 |
| Bedford, Pennsylvania | 7 | $ 304,000 | $ 43,428 | $ 0 |
| Blair, Pennsylvania | 7 | $ 227,000 | $ 32,428 | $ 0 |
| Lebanon, Pennsylvania | 7 | $ 259,000 | $ 37,000 | $ 0 |
| Perry, Pennsylvania | 7 | $ 176,000 | $ 25,142 | $ 0 |
| Bennington, Vermont | 7 | $ 238,000 | $ 34,000 | $ 0 |
| Augusta, Virginia | 7 | $ 197,000 | $ 28,142 | $ 0 |
| Tazewell, Virginia | 7 | $ 217,000 | $ 31,000 | $ 0 |
| Vanderburgh, Indiana | 6 | $ 154,000 | $ 25,666 | $ 0 |
| Pike, Kentucky | 6 | $ 263,000 | $ 43,833 | $ 0 |
| Ocean, New Jersey | 6 | $ 1,120,000 | $ 186,666 | $ 137,000 |
| Jefferson, New York | 6 | $ 160,000 | $ 26,666 | $ 0 |
| Warren, New York | 6 | $ 232,000 | $ 38,666 | $ 6,000 |
| Washington, New York | 6 | $ 201,000 | $ 33,500 | $ 0 |
| Pike, Ohio | 6 | $ 160,000 | $ 26,666 | $ 0 |
| Franklin, Pennsylvania | 6 | $ 140,000 | $ 23,333 | $ 0 |
| Monroe, Pennsylvania | 6 | $ 354,000 | $ 59,000 | $ 46,000 |
| Susquehanna, Pennsylvania | 6 | $ 266,000 | $ 44,333 | $ 69,000 |
| Chittenden, Vermont | 6 | $ 130,000 | $ 21,666 | $ 0 |
| Frederick, Virginia | 6 | $ 175,000 | $ 29,166 | $ 0 |
| Montgomery, Virginia | 6 | $ 129,000 | $ 21,500 | $ 0 |
| Marion, Indiana | 5 | $ 79,000 | $ 15,800 | $ 0 |
| Carter, Kentucky | 5 | $ 135,000 | $ 27,000 | $ 0 |
| Grant, Kentucky | 5 | $ 143,000 | $ 28,600 | $ 0 |
| Laurel, Kentucky | 5 | $ 165,000 | $ 33,000 | $ 0 |
| Pulaski, Kentucky | 5 | $ 119,000 | $ 23,800 | $ 0 |
| Rowan, Kentucky | 5 | $ 106,000 | $ 21,200 | $ 0 |
| Chemung, New York | 5 | $ 228,000 | $ 45,600 | $ 0 |
| Herkimer, New York | 5 | $ 151,000 | $ 30,200 | $ 6,000 |
| Onondaga, New York | 5 | $ 173,000 | $ 34,600 | $ 0 |
| Rockland, New York | 5 | $ 4,315,000 | $ 863,000 | $ 112,000 |
| Carroll, Ohio | 5 | $ 174,000 | $ 34,800 | $ 0 |
| Fairfield, Ohio | 5 | $ 124,000 | $ 24,800 | $ 0 |
| Guernsey, Ohio | 5 | $ 121,000 | $ 24,200 | $ 0 |
| Hamilton, Ohio | 5 | $ 153,000 | $ 30,600 | $ 0 |
| Ross, Ohio | 5 | $ 178,000 | $ 35,600 | $ 0 |
| Scioto, Ohio | 5 | $ 111,000 | $ 22,200 | $ 0 |
| Armstrong, Pennsylvania | 5 | $ 237,000 | $ 47,400 | $ 5,000 |
| Carbon, Pennsylvania | 5 | $ 202,000 | $ 40,400 | $ 38,000 |
| Centre, Pennsylvania | 5 | $ 371,000 | $ 74,200 | $ 81,000 |
| Lycoming, Pennsylvania | 5 | $ 160,000 | $ 32,000 | $ 0 |
| Washington, Pennsylvania | 5 | $ 147,000 | $ 29,400 | $ 10,000 |
| Rutland, Vermont | 5 | $ 152,000 | $ 30,400 | $ 0 |
| Caroline, Virginia | 5 | $ 95,000 | $ 19,000 | $ 0 |
| Wise, Virginia | 5 | $ 114,000 | $ 22,800 | $ 0 |
| Monongalia, West Virginia | 5 | $ 110,000 | $ 22,000 | $ 0 |
| Monroe, West Virginia | 5 | $ 87,000 | $ 17,400 | $ 0 |
| Boyd, Kentucky | 4 | $ 94,000 | $ 23,500 | $ 0 |
| Jackson, Kentucky | 4 | $ 119,000 | $ 29,750 | $ 0 |
| Penobscot, Maine | 4 | $ 155,000 | $ 38,750 | $ 10,000 |
| Calvert, Maryland | 4 | $ 175,000 | $ 43,750 | $ 0 |
| Somerset, Maryland | 4 | $ 125,000 | $ 31,250 | $ 0 |
| Middlesex, New Jersey | 4 | $ 12,303,000 | $ 3,075,750 | $ 65,000 |
| Salem, New Jersey | 4 | $ 1,071,000 | $ 267,750 | $ 0 |
| Cortland, New York | 4 | $ 65,000 | $ 16,250 | $ 0 |
| Ontario, New York | 4 | $ 146,000 | $ 36,500 | $ 0 |
| Rensselaer, New York | 4 | $ 153,000 | $ 38,250 | $ 0 |
| Schenectady, New York | 4 | $ 95,000 | $ 23,750 | $ 0 |
| Tompkins, New York | 4 | $ 163,000 | $ 40,750 | $ 0 |
| Ulster, New York | 4 | $ 128,000 | $ 32,000 | $ 32,000 |
| Butler, Ohio | 4 | $ 113,000 | $ 28,250 | $ 0 |
| Gallia, Ohio | 4 | $ 82,000 | $ 20,500 | $ 0 |
| Huron, Ohio | 4 | $ 54,000 | $ 13,500 | $ 0 |
| Jackson, Ohio | 4 | $ 148,000 | $ 37,000 | $ 0 |
| Mahoning, Ohio | 4 | $ 138,000 | $ 34,500 | $ 0 |
| Noble, Ohio | 4 | $ 116,000 | $ 29,000 | $ 0 |
| Preble, Ohio | 4 | $ 67,000 | $ 16,750 | $ 0 |
| Trumbull, Ohio | 4 | $ 50,000 | $ 12,500 | $ 0 |
| Washington, Ohio | 4 | $ 109,000 | $ 27,250 | $ 0 |
| Williams, Ohio | 4 | $ 101,000 | $ 25,250 | $ 0 |
| Allegheny, Pennsylvania | 4 | $ 205,000 | $ 51,250 | $ 18,000 |
| Cambria, Pennsylvania | 4 | $ 99,000 | $ 24,750 | $ 0 |
| Clearfield, Pennsylvania | 4 | $ 91,000 | $ 22,750 | $ 0 |
| Columbia, Pennsylvania | 4 | $ 184,000 | $ 46,000 | $ 0 |
| Fayette, Pennsylvania | 4 | $ 224,000 | $ 56,000 | $ 0 |
| Tioga, Pennsylvania | 4 | $ 100,000 | $ 25,000 | $ 0 |
| Hancock, West Virginia | 4 | $ 140,000 | $ 35,000 | $ 0 |
| Kanawha, West Virginia | 4 | $ 137,000 | $ 34,250 | $ 0 |
| Marion, West Virginia | 4 | $ 99,000 | $ 24,750 | $ 0 |
| Elkhart, Indiana | 3 | $ 84,000 | $ 28,000 | $ 0 |
| Jackson, Indiana | 3 | $ 67,000 | $ 22,333 | $ 0 |
| Lawrence, Indiana | 3 | $ 29,000 | $ 9,666 | $ 0 |
| Daviess, Kentucky | 3 | $ 106,000 | $ 35,333 | $ 0 |
| Floyd, Kentucky | 3 | $ 127,000 | $ 42,333 | $ 0 |
| Leslie, Kentucky | 3 | $ 81,000 | $ 27,000 | $ 0 |
| Perry, Kentucky | 3 | $ 82,000 | $ 27,333 | $ 0 |
| Kennebec, Maine | 3 | $ 100,000 | $ 33,333 | $ 0 |
| Dorchester, Maryland | 3 | $ 78,000 | $ 26,000 | $ 0 |
| Worcester, Maryland | 3 | $ 167,000 | $ 55,666 | $ 0 |
| Essex, New Jersey | 3 | $ 11,350,000 | $ 3,783,333 | $ 106,000 |
| Gloucester, New Jersey | 3 | $ 3,088,000 | $ 1,029,333 | $ 194,000 |
| Monmouth, New Jersey | 3 | $ 772,000 | $ 257,333 | $ 246,000 |
| Niagara, New York | 3 | $ 77,000 | $ 25,666 | $ 0 |
| Suffolk, New York | 3 | $ 1,653,000 | $ 551,000 | $ 388,000 |
| Adams, Ohio | 3 | $ 89,000 | $ 29,666 | $ 0 |
| Champaign, Ohio | 3 | $ 69,000 | $ 23,000 | $ 0 |
| Harrison, Ohio | 3 | $ 119,000 | $ 39,666 | $ 0 |
| Jefferson, Ohio | 3 | $ 144,000 | $ 48,000 | $ 0 |
| Knox, Ohio | 3 | $ 114,000 | $ 38,000 | $ 0 |
| Meigs, Ohio | 3 | $ 51,000 | $ 17,000 | $ 0 |
| Monroe, Ohio | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Morrow, Ohio | 3 | $ 141,000 | $ 47,000 | $ 0 |
| Crawford, Pennsylvania | 3 | $ 119,000 | $ 39,666 | $ 0 |
| Venango, Pennsylvania | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Wyoming, Pennsylvania | 3 | $ 120,000 | $ 40,000 | $ 0 |
| Carroll, Virginia | 3 | $ 112,000 | $ 37,333 | $ 0 |
| Chesterfield, Virginia | 3 | $ 32,000 | $ 10,666 | $ 0 |
| Dickenson, Virginia | 3 | $ 94,000 | $ 31,333 | $ 0 |
| Grayson, Virginia | 3 | $ 49,000 | $ 16,333 | $ 0 |
| Rockingham, Virginia | 3 | $ 114,000 | $ 38,000 | $ 0 |
| Wythe, Virginia | 3 | $ 36,000 | $ 12,000 | $ 0 |
| Fayette, West Virginia | 3 | $ 88,000 | $ 29,333 | $ 0 |
| Mineral, West Virginia | 3 | $ 31,000 | $ 10,333 | $ 0 |
| Preston, West Virginia | 3 | $ 93,000 | $ 31,000 | $ 0 |
| Putnam, West Virginia | 3 | $ 89,000 | $ 29,666 | $ 0 |
| Raleigh, West Virginia | 3 | $ 77,000 | $ 25,666 | $ 0 |
| Wayne, West Virginia | 3 | $ 91,000 | $ 30,333 | $ 0 |
| Wyoming, West Virginia | 3 | $ 127,000 | $ 42,333 | $ 0 |
| Fairfield, Connecticut | 2 | $ 515,000 | $ 257,500 | $ 196,000 |
| Delaware, Indiana | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Grant, Indiana | 2 | $ 81,000 | $ 40,500 | $ 0 |
| Montgomery, Indiana | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Noble, Indiana | 2 | $ 83,000 | $ 41,500 | $ 0 |
| Ripley, Indiana | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Tippecanoe, Indiana | 2 | $ 8,000 | $ 4,000 | $ 0 |
| Warrick, Indiana | 2 | $ 47,000 | $ 23,500 | $ 0 |
| Whitley, Indiana | 2 | $ 30,000 | $ 15,000 | $ 0 |
| Bath, Kentucky | 2 | $ 27,000 | $ 13,500 | $ 0 |
| Clay, Kentucky | 2 | $ 55,000 | $ 27,500 | $ 0 |
| Knott, Kentucky | 2 | $ 37,000 | $ 18,500 | $ 0 |
| Knox, Kentucky | 2 | $ 35,000 | $ 17,500 | $ 0 |
| Lawrence, Kentucky | 2 | $ 26,000 | $ 13,000 | $ 0 |
| Lincoln, Kentucky | 2 | $ 19,000 | $ 9,500 | $ 0 |
| McCreary, Kentucky | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Morgan, Kentucky | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Owen, Kentucky | 2 | $ 59,000 | $ 29,500 | $ 0 |
| Owsley, Kentucky | 2 | $ 65,000 | $ 32,500 | $ 0 |
| Hancock, Maine | 2 | $ 33,000 | $ 16,500 | $ 0 |
| Somerset, Maine | 2 | $ 83,000 | $ 41,500 | $ 0 |
| Waldo, Maine | 2 | $ 119,000 | $ 59,500 | $ 33,000 |
| Allegany, Maryland | 2 | $ 28,000 | $ 14,000 | $ 0 |
| Caroline, Maryland | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Montgomery, Maryland | 2 | $ 91,000 | $ 45,500 | $ 0 |
| Queen Anne's, Maryland | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Berkshire, Massachusetts | 2 | $ 75,000 | $ 37,500 | $ 0 |
| Plymouth, Massachusetts | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Carroll, New Hampshire | 2 | $ 66,000 | $ 33,000 | $ 0 |
| Hillsborough, New Hampshire | 2 | $ 32,000 | $ 16,000 | $ 0 |
| Camden, New Jersey | 2 | $ 4,252,000 | $ 2,126,000 | $ 11,000 |
| Passaic, New Jersey | 2 | $ 705,000 | $ 352,500 | $ 56,000 |
| Somerset, New Jersey | 2 | $ 668,000 | $ 334,000 | $ 367,000 |
| Union, New Jersey | 2 | $ 3,016,000 | $ 1,508,000 | $ 122,000 |
| Warren, New Jersey | 2 | $ 17,050,000 | $ 8,525,000 | $ 0 |
| Cattaraugus, New York | 2 | $ 49,000 | $ 24,500 | $ 0 |
| Fulton, New York | 2 | $ 27,000 | $ 13,500 | $ 0 |
| Madison, New York | 2 | $ 72,000 | $ 36,000 | $ 0 |
| Orleans, New York | 2 | $ 53,000 | $ 26,500 | $ 47,000 |
| Queens, New York | 2 | $ 5,508,000 | $ 2,754,000 | $ 44,000 |
| Schuyler, New York | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Seneca, New York | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Yates, New York | 2 | $ 85,000 | $ 42,500 | $ 0 |
| Ashtabula, Ohio | 2 | $ 7,000 | $ 3,500 | $ 0 |
| Belmont, Ohio | 2 | $ 73,000 | $ 36,500 | $ 0 |
| Clark, Ohio | 2 | $ 51,000 | $ 25,500 | $ 0 |
| Hancock, Ohio | 2 | $ 42,000 | $ 21,000 | $ 0 |
| Madison, Ohio | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Montgomery, Ohio | 2 | $ 36,000 | $ 18,000 | $ 0 |
| Morgan, Ohio | 2 | $ 84,000 | $ 42,000 | $ 0 |
| Ottawa, Ohio | 2 | $ 24,000 | $ 12,000 | $ 0 |
| Seneca, Ohio | 2 | $ 43,000 | $ 21,500 | $ 0 |
| McKean, Pennsylvania | 2 | $ 8,000 | $ 4,000 | $ 0 |
| Mercer, Pennsylvania | 2 | $ 77,000 | $ 38,500 | $ 0 |
| Potter, Pennsylvania | 2 | $ 51,000 | $ 25,500 | $ 0 |
| Snyder, Pennsylvania | 2 | $ 14,000 | $ 7,000 | $ 0 |
| Somerset, Pennsylvania | 2 | $ 72,000 | $ 36,000 | $ 0 |
| Union, Pennsylvania | 2 | $ 35,000 | $ 17,500 | $ 0 |
| Warren, Pennsylvania | 2 | $ 58,000 | $ 29,000 | $ 41,000 |
| Accomack, Virginia | 2 | $ 34,000 | $ 17,000 | $ 0 |
| Amherst, Virginia | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Bedford, Virginia | 2 | $ 97,000 | $ 48,500 | $ 0 |
| Brunswick, Virginia | 2 | $ 66,000 | $ 33,000 | $ 0 |
| Buchanan, Virginia | 2 | $ 73,000 | $ 36,500 | $ 0 |
| Chesapeake, Virginia | 2 | $ 51,000 | $ 25,500 | $ 0 |
| Giles, Virginia | 2 | $ 39,000 | $ 19,500 | $ 0 |
| Lunenburg, Virginia | 2 | $ 18,000 | $ 9,000 | $ 0 |
| Mecklenburg, Virginia | 2 | $ 102,000 | $ 51,000 | $ 0 |
| Pittsylvania, Virginia | 2 | $ 36,000 | $ 18,000 | $ 0 |
| Prince William, Virginia | 2 | $ 51,000 | $ 25,500 | $ 0 |
| Russell, Virginia | 2 | $ 73,000 | $ 36,500 | $ 0 |
| Hardy, West Virginia | 2 | $ 56,000 | $ 28,000 | $ 0 |
| Jefferson, West Virginia | 2 | $ 95,000 | $ 47,500 | $ 0 |
| Lincoln, West Virginia | 2 | $ 30,000 | $ 15,000 | $ 0 |
| McDowell, West Virginia | 2 | $ 46,000 | $ 23,000 | $ 0 |
| Ohio, West Virginia | 2 | $ 69,000 | $ 34,500 | $ 50,000 |
| Randolph, West Virginia | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Maricopa, Arizona | 1 | $ 186,000 | $ 186,000 | $ 321,000 |
| Nassau, Florida | 1 | $ 5,900,000 | $ 5,900,000 | $ 0 |
| Osceola, Florida | 1 | $ 53,000 | $ 53,000 | $ 41,000 |
| DuPage, Illinois | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Allen, Indiana | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Cass, Indiana | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Clark, Indiana | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Clinton, Indiana | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Decatur, Indiana | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Floyd, Indiana | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Hamilton, Indiana | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Jasper, Indiana | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Johnson, Indiana | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Lake, Indiana | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Monroe, Indiana | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Posey, Indiana | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Rush, Indiana | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Shelby, Indiana | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Starke, Indiana | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Wabash, Indiana | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Washington, Indiana | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Wayne, Indiana | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Bell, Kentucky | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Boone, Kentucky | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Butler, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Carroll, Kentucky | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Clinton, Kentucky | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Elliott, Kentucky | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Fleming, Kentucky | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Greenup, Kentucky | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Hancock, Kentucky | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Harlan, Kentucky | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Henderson, Kentucky | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Hopkins, Kentucky | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Jefferson, Kentucky | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Kenton, Kentucky | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Lee, Kentucky | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Letcher, Kentucky | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Madison, Kentucky | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Magoffin, Kentucky | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Menifee, Kentucky | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Nelson, Kentucky | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Ohio, Kentucky | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Pendleton, Kentucky | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Russell, Kentucky | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Warren, Kentucky | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Androscoggin, Maine | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Oxford, Maine | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Washington, Maine | 1 | $ 29,000 | $ 29,000 | $ 0 |
| York, Maine | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Cass, Michigan | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Monroe, Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| St. Joseph, Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Belknap, New Hampshire | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Cheshire, New Hampshire | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Grafton, New Hampshire | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Sullivan, New Hampshire | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Bergen, New Jersey | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Hunterdon, New Jersey | 1 | $ 2,250,000 | $ 2,250,000 | $ 0 |
| Albany, New York | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Bronx, New York | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Chautauqua, New York | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Dutchess, New York | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Genesee, New York | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Greene, New York | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Lewis, New York | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Livingston, New York | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Monroe, New York | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Montgomery, New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wayne, New York | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Wyoming, New York | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Alamance, North Carolina | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Gates, North Carolina | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Clinton, Ohio | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Cuyahoga, Ohio | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Darke, Ohio | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Defiance, Ohio | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Delaware, Ohio | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Erie, Ohio | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Fayette, Ohio | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Hardin, Ohio | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Holmes, Ohio | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Miami, Ohio | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Paulding, Ohio | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Pickaway, Ohio | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Putnam, Ohio | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Sandusky, Ohio | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Van Wert, Ohio | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Vinton, Ohio | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Clarion, Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Clinton, Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Elk, Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Fulton, Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Greene, Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Jefferson, Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Northumberland, Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Pike, Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Sullivan, Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Providence, Rhode Island | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Carter, Tennessee | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Lewis, Tennessee | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Caledonia, Vermont | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Washington, Vermont | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Windham, Vermont | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Windsor, Vermont | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Alleghany, Virginia | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Amelia, Virginia | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Arlington, Virginia | 1 | $ 380,000 | $ 380,000 | $ 376,000 |
| Bath, Virginia | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Bland, Virginia | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Campbell, Virginia | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Charlotte, Virginia | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Cumberland, Virginia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Dinwiddie, Virginia | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Fairfax, Virginia | 1 | $ 168,000 | $ 168,000 | $ 99,000 |
| Fauquier, Virginia | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Floyd, Virginia | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Franklin, Virginia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Fredericksburg, Virginia | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Greensville, Virginia | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Henrico, Virginia | 1 | $ 4,200,000 | $ 4,200,000 | $ 0 |
| James City, Virginia | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Manassas, Virginia | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Northampton, Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Page, Virginia | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Patrick, Virginia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Prince Edward, Virginia | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Prince George, Virginia | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Salem, Virginia | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Shenandoah, Virginia | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Smyth, Virginia | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Sussex, Virginia | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Washington, Virginia | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Grant, West Virginia | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Logan, West Virginia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Marshall, West Virginia | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Mason, West Virginia | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Pleasants, West Virginia | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Summers, West Virginia | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Taylor, West Virginia | 1 | $ 8,000 | $ 8,000 | $ 0 |
Mortgage Loan Application Detail Totals for Customers Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,221 | $132,979,000 | $59,000 | $8,000,000 | $4,000 | $1,106,000 |
| Refinancing | 621 | $337,131,000 | $542,000 | $16,000,000 | $151,000 | $2,105,000 |
| Home Improvement | 8 | $32,307,000 | $4,038,000 | $14,000,000 | $41,000 | $147,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,231 | $380,260,000 | $170,000 | $16,000,000 | $0 | $0 |
| White | 459 | $90,102,000 | $196,000 | $1,800,000 | $171,000 | $2,105,000 |
| Not Provided | 97 | $19,931,000 | $205,000 | $1,050,000 | $187,000 | $1,490,000 |
| Asian | 46 | $9,096,000 | $197,000 | $500,000 | $147,000 | $356,000 |
| Hispanic | 10 | $1,633,000 | $163,000 | $375,000 | $87,000 | $169,000 |
| Black or African American | 4 | $869,000 | $217,000 | $324,000 | $122,000 | $191,000 |
| American Indian or Alaskan Native | 3 | $526,000 | $175,000 | $230,000 | $101,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,849 | $502,132,000 | $176,000 | $16,000,000 | $36,000 | $2,105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $285,000 | $285,000 | $285,000 | $110,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,147 | $64,220,000 | $29,000 | $157,000 | $0 | $130,000 |
| Loan Originated | 483 | $377,580,000 | $781,000 | $16,000,000 | $153,000 | $2,105,000 |
| Application Denied By Financial Institution | 158 | $34,644,000 | $219,000 | $1,800,000 | $106,000 | $510,000 |
| Application Withdrawn By Applicant | 46 | $20,251,000 | $440,000 | $6,500,000 | $196,000 | $1,490,000 |
| Application Approved But Not Accepted | 12 | $4,021,000 | $335,000 | $1,200,000 | $244,000 | $573,000 |
| File Closed For Incompleteness | 4 | $1,701,000 | $425,000 | $1,050,000 | $152,000 | $257,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 59 | $11,994,000 | $203,000 | $1,150,000 | $66,000 | $202,000 |
| Credit History | 31 | $7,598,000 | $245,000 | $1,800,000 | $129,000 | $394,000 |
| Collateral | 28 | $6,463,000 | $230,000 | $1,215,000 | $152,000 | $504,000 |
| Credit Application Incomplete | 22 | $4,362,000 | $198,000 | $1,650,000 | $119,000 | $370,000 |
| Other | 5 | $1,390,000 | $278,000 | $960,000 | $81,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $761,000 | $253,000 | $350,000 | $190,000 | $510,000 |
| Employment History | 1 | $45,000 | $45,000 | $45,000 | $71,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Customers Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Customers Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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