Nexbank Mortgage Lending & HMDA Data, 2025

In 2025, Nexbank of Dallas, TX reported 9,236 mortgage applications totaling $4.8 billion, up 6% from 2024. The average application was for $520,844, and applicants reported an average income of $303,530. 62% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Dallas-Plano-Irving, TX (653), Los Angeles-Long Beach-Glendale, CA (461) and Atlanta-Sandy Springs-Roswell, GA (384) (applications in parentheses).

Mortgage Company & Address Nexbank
2515 McKinney Avenue, Suite 1100
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,236
Total Mortgage Loan Application Amount $4,810,520,000
Average Mortgage Loan Application Amount $520,844
Highest Mortgage Loan Application Amount $4,775,000
Average Applicant Income $303,530
Highest Applicant Income $6,720,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nexbank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 461 $ 419,685,000 $ 910,379 $ 662,000
Maricopa, Arizona 345 $ 180,065,000 $ 521,927 $ 386,000
Orange, California 246 $ 237,590,000 $ 965,813 $ 561,000
San Diego, California 245 $ 197,895,000 $ 807,734 $ 416,000
Cook, Illinois 238 $ 92,290,000 $ 387,773 $ 169,000
Collin, Texas 220 $ 105,060,000 $ 477,545 $ 320,000
King, Washington 199 $ 168,425,000 $ 846,356 $ 348,000
Dallas, Texas 197 $ 95,965,000 $ 487,131 $ 271,000
Harris, Texas 190 $ 82,250,000 $ 432,894 $ 254,000
Denton, Texas 174 $ 90,330,000 $ 519,137 $ 290,000
Tarrant, Texas 151 $ 57,305,000 $ 379,503 $ 248,000
Travis, Texas 133 $ 72,955,000 $ 548,533 $ 321,000
Santa Clara, California 124 $ 122,410,000 $ 987,177 $ 437,000
Riverside, California 123 $ 69,375,000 $ 564,024 $ 309,000
Alameda, California 119 $ 106,995,000 $ 899,117 $ 369,000
San Bernardino, California 109 $ 52,825,000 $ 484,633 $ 340,000
Fulton, Georgia 109 $ 61,845,000 $ 567,385 $ 267,000
Contra Costa, California 95 $ 78,555,000 $ 826,894 $ 412,000
Gwinnett, Georgia 87 $ 32,905,000 $ 378,218 $ 218,000
Cobb, Georgia 83 $ 33,885,000 $ 408,253 $ 196,000
Snohomish, Washington 83 $ 56,125,000 $ 676,204 $ 262,000
Chatham, Georgia 76 $ 25,720,000 $ 338,421 $ 152,000
Williamson, Texas 72 $ 27,020,000 $ 375,277 $ 186,000
DeKalb, Georgia 65 $ 30,545,000 $ 469,923 $ 210,000
Sacramento, California 59 $ 28,155,000 $ 477,203 $ 247,000
Hennepin, Minnesota 57 $ 20,995,000 $ 368,333 $ 178,000
San Mateo, California 55 $ 53,145,000 $ 966,272 $ 391,000
San Joaquin, California 53 $ 29,745,000 $ 561,226 $ 663,000
Fort Bend, Texas 53 $ 26,505,000 $ 500,094 $ 460,000
Montgomery, Texas 51 $ 18,425,000 $ 361,274 $ 293,000
Pierce, Washington 51 $ 25,385,000 $ 497,745 $ 190,000
Clark, Nevada 50 $ 23,290,000 $ 465,800 $ 325,000
Cherokee, Georgia 46 $ 17,670,000 $ 384,130 $ 203,000
Allegheny, Pennsylvania 46 $ 12,890,000 $ 280,217 $ 113,000
Jefferson, Colorado 45 $ 27,375,000 $ 608,333 $ 315,000
Forsyth, Georgia 44 $ 23,530,000 $ 534,772 $ 216,000
Placer, California 43 $ 28,875,000 $ 671,511 $ 435,000
Palm Beach, Florida 43 $ 29,635,000 $ 689,186 $ 450,000
Ventura, California 41 $ 35,185,000 $ 858,170 $ 557,000
Bexar, Texas 41 $ 11,945,000 $ 291,341 $ 199,000
Baldwin, Alabama 40 $ 11,640,000 $ 291,000 $ 194,000
Pima, Arizona 40 $ 13,810,000 $ 345,250 $ 112,000
Jackson, Missouri 40 $ 9,020,000 $ 225,500 $ 108,000
Wake, North Carolina 38 $ 25,550,000 $ 672,368 $ 304,000
Salt Lake, Utah 38 $ 23,620,000 $ 621,578 $ 347,000
Sonoma, California 37 $ 26,275,000 $ 710,135 $ 385,000
Pinal, Arizona 36 $ 12,210,000 $ 339,166 $ 206,000
DuPage, Illinois 36 $ 16,660,000 $ 462,777 $ 204,000
Oakland, Michigan 36 $ 13,350,000 $ 370,833 $ 157,000
Arapahoe, Colorado 33 $ 22,545,000 $ 683,181 $ 350,000
Will, Illinois 33 $ 14,875,000 $ 450,757 $ 220,000
Middlesex, Massachusetts 32 $ 18,300,000 $ 571,875 $ 172,000
Miami-Dade, Florida 31 $ 20,745,000 $ 669,193 $ 725,000
San Francisco, California 30 $ 27,770,000 $ 925,666 $ 446,000
Denver, Colorado 30 $ 15,990,000 $ 533,000 $ 225,000
Broward, Florida 30 $ 18,180,000 $ 606,000 $ 462,000
Pinellas, Florida 29 $ 12,455,000 $ 429,482 $ 319,000
Ada, Idaho 29 $ 11,915,000 $ 410,862 $ 313,000
Knox, Tennessee 29 $ 10,375,000 $ 357,758 $ 190,000
Johnson, Texas 29 $ 9,395,000 $ 323,965 $ 140,000
Hillsborough, Florida 28 $ 12,500,000 $ 446,428 $ 337,000
Johnson, Kansas 28 $ 9,340,000 $ 333,571 $ 150,000
Lee, Florida 27 $ 10,455,000 $ 387,222 $ 340,000
Philadelphia, Pennsylvania 27 $ 8,405,000 $ 311,296 $ 155,000
Worcester, Massachusetts 24 $ 8,990,000 $ 374,583 $ 158,000
Bucks, Pennsylvania 24 $ 10,560,000 $ 440,000 $ 386,000
Montgomery, Pennsylvania 24 $ 11,130,000 $ 463,750 $ 164,000
Orange, Florida 23 $ 13,295,000 $ 578,043 $ 464,000
St. Louis, Missouri 23 $ 9,585,000 $ 416,739 $ 167,000
Fresno, California 22 $ 7,700,000 $ 350,000 $ 227,000
Douglas, Colorado 22 $ 15,780,000 $ 717,272 $ 302,000
Mecklenburg, North Carolina 22 $ 9,990,000 $ 454,090 $ 128,000
Multnomah, Oregon 22 $ 10,950,000 $ 497,727 $ 186,000
Hays, Texas 22 $ 12,310,000 $ 559,545 $ 252,000
Hamilton, Indiana 21 $ 7,195,000 $ 342,619 $ 215,000
Montgomery, Maryland 21 $ 9,545,000 $ 454,523 $ 256,000
Dakota, Minnesota 21 $ 7,685,000 $ 365,952 $ 127,000
Chesterfield, Virginia 21 $ 6,995,000 $ 333,095 $ 148,000
Fairfax, Virginia 21 $ 13,085,000 $ 623,095 $ 196,000
Bell, Texas 20 $ 5,070,000 $ 253,500 $ 104,000
Ellis, Texas 20 $ 8,550,000 $ 427,500 $ 335,000
Ocean, New Jersey 19 $ 11,975,000 $ 630,263 $ 150,000
Sevier, Tennessee 19 $ 11,125,000 $ 585,526 $ 672,000
Utah, Utah 19 $ 10,565,000 $ 556,052 $ 376,000
Henrico, Virginia 19 $ 6,245,000 $ 328,684 $ 153,000
Prince George's, Maryland 18 $ 6,710,000 $ 372,777 $ 150,000
Cuyahoga, Ohio 18 $ 4,400,000 $ 244,444 $ 123,000
Galveston, Texas 18 $ 6,930,000 $ 385,000 $ 583,000
Rockwall, Texas 18 $ 7,340,000 $ 407,777 $ 228,000
Adams, Colorado 17 $ 7,005,000 $ 412,058 $ 257,000
Anoka, Minnesota 17 $ 6,565,000 $ 386,176 $ 136,000
St. Charles, Missouri 17 $ 6,335,000 $ 372,647 $ 485,000
Kaufman, Texas 17 $ 5,295,000 $ 311,470 $ 141,000
El Dorado, California 16 $ 10,480,000 $ 655,000 $ 387,000
Kern, California 16 $ 4,430,000 $ 276,875 $ 180,000
Marin, California 16 $ 14,660,000 $ 916,250 $ 538,000
Manatee, Florida 16 $ 6,240,000 $ 390,000 $ 227,000
Polk, Florida 16 $ 5,320,000 $ 332,500 $ 409,000
Lake, Illinois 16 $ 5,770,000 $ 360,625 $ 164,000
Northampton, Pennsylvania 16 $ 3,990,000 $ 249,375 $ 115,000
Horry, South Carolina 16 $ 7,000,000 $ 437,500 $ 385,000
Grayson, Texas 16 $ 6,550,000 $ 409,375 $ 220,000
Richmond City, Virginia 16 $ 7,590,000 $ 474,375 $ 267,000
Clark, Washington 16 $ 8,020,000 $ 501,250 $ 242,000
Benton, Arkansas 15 $ 4,865,000 $ 324,333 $ 243,000
Santa Barbara, California 15 $ 12,055,000 $ 803,666 $ 435,000
Larimer, Colorado 15 $ 8,645,000 $ 576,333 $ 378,000
Wayne, Michigan 15 $ 4,545,000 $ 303,000 $ 259,000
Hamilton, Ohio 15 $ 4,785,000 $ 319,000 $ 85,000
Oklahoma, Oklahoma 15 $ 5,105,000 $ 340,333 $ 221,000
Davidson, Tennessee 15 $ 8,375,000 $ 558,333 $ 298,000
Williamson, Tennessee 15 $ 10,835,000 $ 722,333 $ 345,000
Kitsap, Washington 15 $ 8,785,000 $ 585,666 $ 214,000
Solano, California 14 $ 6,570,000 $ 469,285 $ 211,000
Capitol Planning Region, Connecticut 14 $ 4,490,000 $ 320,714 $ 235,000
Western Connecticut Planning Region, Connecticut 14 $ 7,970,000 $ 569,285 $ 245,000
Osceola, Florida 14 $ 6,200,000 $ 442,857 $ 273,000
Sarasota, Florida 14 $ 6,610,000 $ 472,142 $ 148,000
Hillsborough, New Hampshire 14 $ 7,890,000 $ 563,571 $ 128,000
Thurston, Washington 14 $ 8,520,000 $ 608,571 $ 309,000
Coconino, Arizona 13 $ 7,245,000 $ 557,307 $ 1,146,000
Nevada, California 13 $ 11,335,000 $ 871,923 $ 531,000
Marion, Florida 13 $ 4,455,000 $ 342,692 $ 155,000
Fayette, Georgia 13 $ 4,725,000 $ 363,461 $ 231,000
Glynn, Georgia 13 $ 7,765,000 $ 597,307 $ 258,000
Hall, Georgia 13 $ 4,545,000 $ 349,615 $ 154,000
Ramsey, Minnesota 13 $ 3,705,000 $ 285,000 $ 88,000
Washoe, Nevada 13 $ 8,005,000 $ 615,769 $ 290,000
Monmouth, New Jersey 13 $ 7,025,000 $ 540,384 $ 249,000
Washington, Oregon 13 $ 6,315,000 $ 485,769 $ 249,000
Nueces, Texas 13 $ 9,035,000 $ 695,000 $ 312,000
Mohave, Arizona 12 $ 4,630,000 $ 385,833 $ 209,000
Yavapai, Arizona 12 $ 5,520,000 $ 460,000 $ 410,000
San Luis Obispo, California 12 $ 8,780,000 $ 731,666 $ 294,000
Pasco, Florida 12 $ 3,390,000 $ 282,500 $ 217,000
Kane, Illinois 12 $ 3,660,000 $ 305,000 $ 153,000
Marion, Indiana 12 $ 2,590,000 $ 215,833 $ 122,000
Baltimore, Maryland 12 $ 6,050,000 $ 504,166 $ 648,000
Norfolk, Massachusetts 12 $ 6,820,000 $ 568,333 $ 116,000
Union, North Carolina 12 $ 7,760,000 $ 646,666 $ 328,000
Bastrop, Texas 12 $ 3,200,000 $ 266,666 $ 190,000
El Paso, Texas 12 $ 3,370,000 $ 280,833 $ 234,000
Wise, Texas 12 $ 6,850,000 $ 570,833 $ 775,000
El Paso, Colorado 11 $ 4,965,000 $ 451,363 $ 252,000
Brevard, Florida 11 $ 3,395,000 $ 308,636 $ 188,000
Collier, Florida 11 $ 7,655,000 $ 695,909 $ 304,000
Duval, Florida 11 $ 2,725,000 $ 247,727 $ 77,000
Essex, Massachusetts 11 $ 5,175,000 $ 470,454 $ 128,000
Plymouth, Massachusetts 11 $ 4,645,000 $ 422,272 $ 337,000
Washington, Minnesota 11 $ 3,285,000 $ 298,636 $ 92,000
Cass, Missouri 11 $ 4,635,000 $ 421,363 $ 118,000
Bernalillo, New Mexico 11 $ 4,535,000 $ 412,272 $ 328,000
Franklin, Ohio 11 $ 4,495,000 $ 408,636 $ 229,000
Chester, Pennsylvania 11 $ 5,445,000 $ 495,000 $ 269,000
Hamilton, Tennessee 11 $ 4,275,000 $ 388,636 $ 561,000
Brazoria, Texas 11 $ 2,675,000 $ 243,181 $ 199,000
Prince William, Virginia 11 $ 5,765,000 $ 524,090 $ 150,000
Milwaukee, Wisconsin 11 $ 2,275,000 $ 206,818 $ 148,000
Outagamie, Wisconsin 11 $ 3,485,000 $ 316,818 $ 89,000
Monterey, California 10 $ 9,570,000 $ 957,000 $ 515,000
Archuleta, Colorado 10 $ 5,820,000 $ 582,000 $ 256,000
Bay, Florida 10 $ 4,990,000 $ 499,000 $ 319,000
Barrow, Georgia 10 $ 3,900,000 $ 390,000 $ 192,000
Baltimore City, Maryland 10 $ 3,460,000 $ 346,000 $ 137,000
Howard, Maryland 10 $ 6,330,000 $ 633,000 $ 295,000
Cleveland, Oklahoma 10 $ 3,640,000 $ 364,000 $ 204,000
Marion, Oregon 10 $ 4,040,000 $ 404,000 $ 254,000
Lancaster, Pennsylvania 10 $ 3,120,000 $ 312,000 $ 120,000
Lehigh, Pennsylvania 10 $ 3,080,000 $ 308,000 $ 107,000
Brazos, Texas 10 $ 2,370,000 $ 237,000 $ 255,000
Parker, Texas 10 $ 5,450,000 $ 545,000 $ 210,000
Waukesha, Wisconsin 10 $ 4,360,000 $ 436,000 $ 209,000
South Central Connecticut Planning Region, Connecticut 9 $ 3,235,000 $ 359,444 $ 328,000
Charlotte, Florida 9 $ 2,325,000 $ 258,333 $ 348,000
Martin, Florida 9 $ 7,785,000 $ 865,000 $ 554,000
Paulding, Georgia 9 $ 2,915,000 $ 323,888 $ 89,000
Honolulu, Hawaii 9 $ 8,075,000 $ 897,222 $ 898,000
Kootenai, Idaho 9 $ 5,095,000 $ 566,111 $ 484,000
Anne Arundel, Maryland 9 $ 4,885,000 $ 542,777 $ 192,000
Frederick, Maryland 9 $ 4,915,000 $ 546,111 $ 189,000
Wright, Minnesota 9 $ 3,195,000 $ 355,000 $ 81,000
Clackamas, Oregon 9 $ 5,265,000 $ 585,000 $ 259,000
Westmoreland, Pennsylvania 9 $ 3,355,000 $ 372,777 $ 150,000
Charleston, South Carolina 9 $ 6,955,000 $ 772,777 $ 154,000
Comal, Texas 9 $ 3,165,000 $ 351,666 $ 156,000
Lubbock, Texas 9 $ 2,125,000 $ 236,111 $ 100,000
McLennan, Texas 9 $ 2,455,000 $ 272,777 $ 99,000
Washington, Utah 9 $ 6,035,000 $ 670,555 $ 376,000
Loudoun, Virginia 9 $ 6,485,000 $ 720,555 $ 307,000
Spokane, Washington 9 $ 4,045,000 $ 449,444 $ 132,000
Brown, Wisconsin 9 $ 2,235,000 $ 248,333 $ 123,000
Tallapoosa, Alabama 8 $ 3,100,000 $ 387,500 $ 154,000
Stanislaus, California 8 $ 3,180,000 $ 397,500 $ 221,000
Greater Bridgeport Planning Region, Connecticut 8 $ 2,920,000 $ 365,000 $ 267,000
Lower Connecticut River Valley Planning Region, Connecticut 8 $ 4,090,000 $ 511,250 $ 220,000
Gulf, Florida 8 $ 2,590,000 $ 323,750 $ 327,000
Walton, Florida 8 $ 7,100,000 $ 887,500 $ 679,000
Bryan, Georgia 8 $ 3,310,000 $ 413,750 $ 175,000
Dawson, Georgia 8 $ 3,120,000 $ 390,000 $ 203,000
Effingham, Georgia 8 $ 2,710,000 $ 338,750 $ 100,000
Jackson, Georgia 8 $ 2,760,000 $ 345,000 $ 149,000
Hawaii, Hawaii 8 $ 5,170,000 $ 646,250 $ 206,000
McHenry, Illinois 8 $ 2,610,000 $ 326,250 $ 125,000
Wyandotte, Kansas 8 $ 2,230,000 $ 278,750 $ 150,000
Jefferson, Kentucky 8 $ 1,330,000 $ 166,250 $ 0
Suffolk, Massachusetts 8 $ 4,370,000 $ 546,250 $ 0
Hunterdon, New Jersey 8 $ 2,750,000 $ 343,750 $ 165,000
Morris, New Jersey 8 $ 4,350,000 $ 543,750 $ 127,000
New Hanover, North Carolina 8 $ 2,660,000 $ 332,500 $ 164,000
McCurtain, Oklahoma 8 $ 3,650,000 $ 456,250 $ 385,000
Tulsa, Oklahoma 8 $ 2,380,000 $ 297,500 $ 0
Luzerne, Pennsylvania 8 $ 2,180,000 $ 272,500 $ 215,000
Anderson, Tennessee 8 $ 1,720,000 $ 215,000 $ 95,000
Chelan, Washington 8 $ 5,780,000 $ 722,500 $ 351,000
Whatcom, Washington 8 $ 6,990,000 $ 873,750 $ 381,000
Jefferson, Alabama 7 $ 1,925,000 $ 275,000 $ 94,000
Shelby, Alabama 7 $ 3,525,000 $ 503,571 $ 78,000
Yuma, Arizona 7 $ 1,625,000 $ 232,142 $ 0
Calaveras, California 7 $ 2,475,000 $ 353,571 $ 185,000
Santa Cruz, California 7 $ 5,255,000 $ 750,714 $ 282,000
Shasta, California 7 $ 2,975,000 $ 425,000 $ 185,000
Lake, Florida 7 $ 2,345,000 $ 335,000 $ 125,000
Bartow, Georgia 7 $ 2,035,000 $ 290,714 $ 157,000
Fannin, Georgia 7 $ 4,915,000 $ 702,142 $ 847,000
Henry, Georgia 7 $ 1,325,000 $ 189,285 $ 69,000
Canyon, Idaho 7 $ 2,185,000 $ 312,142 $ 82,000
Champaign, Illinois 7 $ 895,000 $ 127,857 $ 176,000
McLean, Illinois 7 $ 1,585,000 $ 226,428 $ 371,000
Scott, Iowa 7 $ 2,235,000 $ 319,285 $ 113,000
Clay, Missouri 7 $ 1,435,000 $ 205,000 $ 113,000
St. Louis City, Missouri 7 $ 1,225,000 $ 175,000 $ 206,000
Burlington, New Jersey 7 $ 2,855,000 $ 407,857 $ 168,000
Camden, New Jersey 7 $ 1,795,000 $ 256,428 $ 88,000
Brunswick, North Carolina 7 $ 2,675,000 $ 382,142 $ 258,000
Durham, North Carolina 7 $ 1,755,000 $ 250,714 $ 113,000
Monroe, Pennsylvania 7 $ 2,255,000 $ 322,142 $ 198,000
York, Pennsylvania 7 $ 1,675,000 $ 239,285 $ 85,000
Beaufort, South Carolina 7 $ 3,595,000 $ 513,571 $ 1,089,000
Dorchester, South Carolina 7 $ 2,015,000 $ 287,857 $ 0
Spartanburg, South Carolina 7 $ 2,025,000 $ 289,285 $ 454,000
York, South Carolina 7 $ 2,065,000 $ 295,000 $ 251,000
Blount, Tennessee 7 $ 2,935,000 $ 419,285 $ 174,000
Cooke, Texas 7 $ 2,565,000 $ 366,428 $ 180,000
Hunt, Texas 7 $ 2,905,000 $ 415,000 $ 217,000
Midland, Texas 7 $ 2,385,000 $ 340,714 $ 192,000
Smith, Texas 7 $ 1,595,000 $ 227,857 $ 184,000
Virginia Beach, Virginia 7 $ 1,925,000 $ 275,000 $ 111,000
Navajo, Arizona 6 $ 3,660,000 $ 610,000 $ 933,000
Napa, California 6 $ 3,610,000 $ 601,666 $ 90,000
Tulare, California 6 $ 2,350,000 $ 391,666 $ 154,000
La Plata, Colorado 6 $ 3,370,000 $ 561,666 $ 233,000
Weld, Colorado 6 $ 2,810,000 $ 468,333 $ 398,000
District of Columbia, District Of Columbia 6 $ 2,160,000 $ 360,000 $ 138,000
Seminole, Florida 6 $ 3,070,000 $ 511,666 $ 343,000
St. Johns, Florida 6 $ 2,950,000 $ 491,666 $ 104,000
Volusia, Florida 6 $ 3,140,000 $ 523,333 $ 260,000
Lumpkin, Georgia 6 $ 1,750,000 $ 291,666 $ 537,000
Hancock, Indiana 6 $ 1,760,000 $ 293,333 $ 141,000
Worcester, Maryland 6 $ 2,660,000 $ 443,333 $ 432,000
Genesee, Michigan 6 $ 2,240,000 $ 373,333 $ 218,000
Olmsted, Minnesota 6 $ 1,820,000 $ 303,333 $ 97,000
Merrimack, New Hampshire 6 $ 1,980,000 $ 330,000 $ 111,000
Rockingham, New Hampshire 6 $ 3,670,000 $ 611,666 $ 166,000
Middlesex, New Jersey 6 $ 3,540,000 $ 590,000 $ 91,000
Sandoval, New Mexico 6 $ 1,500,000 $ 250,000 $ 113,000
Deschutes, Oregon 6 $ 3,530,000 $ 588,333 $ 363,000
Pike, Pennsylvania 6 $ 1,530,000 $ 255,000 $ 126,000
Shelby, Tennessee 6 $ 1,100,000 $ 183,333 $ 188,000
Sumner, Tennessee 6 $ 2,770,000 $ 461,666 $ 184,000
Cameron, Texas 6 $ 860,000 $ 143,333 $ 99,000
Jefferson, Texas 6 $ 1,170,000 $ 195,000 $ 149,000
Summit, Utah 6 $ 6,880,000 $ 1,146,666 $ 422,000
Cochise, Arizona 5 $ 1,015,000 $ 203,000 $ 106,000
Butte, California 5 $ 2,485,000 $ 497,000 $ 277,000
Boulder, Colorado 5 $ 2,745,000 $ 549,000 $ 189,000
Teller, Colorado 5 $ 1,735,000 $ 347,000 $ 164,000
Sussex, Delaware 5 $ 1,495,000 $ 299,000 $ 295,000
Clay, Florida 5 $ 1,235,000 $ 247,000 $ 88,000
Indian River, Florida 5 $ 3,795,000 $ 759,000 $ 614,000
Bibb, Georgia 5 $ 1,065,000 $ 213,000 $ 125,000
Bulloch, Georgia 5 $ 925,000 $ 185,000 $ 72,000
Clarke, Georgia 5 $ 1,215,000 $ 243,000 $ 130,000
Coweta, Georgia 5 $ 1,585,000 $ 317,000 $ 148,000
Rockdale, Georgia 5 $ 1,515,000 $ 303,000 $ 189,000
Union, Georgia 5 $ 1,345,000 $ 269,000 $ 103,000
Kendall, Illinois 5 $ 1,355,000 $ 271,000 $ 161,000
Jefferson, Louisiana 5 $ 1,455,000 $ 291,000 $ 79,000
Macomb, Michigan 5 $ 1,225,000 $ 245,000 $ 173,000
Carver, Minnesota 5 $ 1,585,000 $ 317,000 $ 206,000
Isanti, Minnesota 5 $ 1,255,000 $ 251,000 $ 89,000
Sherburne, Minnesota 5 $ 1,455,000 $ 291,000 $ 136,000
Cole, Missouri 5 $ 1,505,000 $ 301,000 $ 0
Douglas, Nevada 5 $ 2,855,000 $ 571,000 $ 271,000
Carroll, New Hampshire 5 $ 1,705,000 $ 341,000 $ 170,000
Grant, New Mexico 5 $ 705,000 $ 141,000 $ 74,000
Alamance, North Carolina 5 $ 1,745,000 $ 349,000 $ 166,000
Cabarrus, North Carolina 5 $ 1,795,000 $ 359,000 $ 132,000
Catawba, North Carolina 5 $ 1,145,000 $ 229,000 $ 0
Guilford, North Carolina 5 $ 2,065,000 $ 413,000 $ 411,000
Onslow, North Carolina 5 $ 1,595,000 $ 319,000 $ 302,000
Lucas, Ohio 5 $ 975,000 $ 195,000 $ 159,000
Canadian, Oklahoma 5 $ 1,365,000 $ 273,000 $ 97,000
Wayne, Pennsylvania 5 $ 1,225,000 $ 245,000 $ 104,000
Greenville, South Carolina 5 $ 1,875,000 $ 375,000 $ 190,000
Richland, South Carolina 5 $ 925,000 $ 185,000 $ 486,000
Fannin, Texas 5 $ 1,105,000 $ 221,000 $ 239,000
Lamar, Texas 5 $ 1,325,000 $ 265,000 $ 102,000
Randall, Texas 5 $ 995,000 $ 199,000 $ 85,000
Wasatch, Utah 5 $ 4,395,000 $ 879,000 $ 485,000
Alexandria, Virginia 5 $ 2,905,000 $ 581,000 $ 224,000
Waupaca, Wisconsin 5 $ 1,005,000 $ 201,000 $ 72,000
Lee, Alabama 4 $ 2,140,000 $ 535,000 $ 222,000
Limestone, Alabama 4 $ 980,000 $ 245,000 $ 91,000
Imperial, California 4 $ 1,400,000 $ 350,000 $ 0
Merced, California 4 $ 2,430,000 $ 607,500 $ 220,000
Eagle, Colorado 4 $ 3,560,000 $ 890,000 $ 563,000
Grand, Colorado 4 $ 2,340,000 $ 585,000 $ 296,000
Park, Colorado 4 $ 3,050,000 $ 762,500 $ 672,000
Naugatuck Valley Planning Region, Connecticut 4 $ 1,490,000 $ 372,500 $ 234,000
New Castle, Delaware 4 $ 830,000 $ 207,500 $ 59,000
Escambia, Florida 4 $ 1,070,000 $ 267,500 $ 1,293,000
Hernando, Florida 4 $ 1,050,000 $ 262,500 $ 115,000
Carroll, Georgia 4 $ 1,080,000 $ 270,000 $ 100,000
Catoosa, Georgia 4 $ 1,650,000 $ 412,500 $ 246,000
Douglas, Georgia 4 $ 970,000 $ 242,500 $ 69,000
Floyd, Georgia 4 $ 610,000 $ 152,500 $ 160,000
Houston, Georgia 4 $ 850,000 $ 212,500 $ 185,000
Muscogee, Georgia 4 $ 920,000 $ 230,000 $ 115,000
Allen, Indiana 4 $ 770,000 $ 192,500 $ 0
Lake, Indiana 4 $ 930,000 $ 232,500 $ 90,000
LaPorte, Indiana 4 $ 930,000 $ 232,500 $ 0
East Baton Rouge, Louisiana 4 $ 600,000 $ 150,000 $ 0
Orleans, Louisiana 4 $ 1,940,000 $ 485,000 $ 339,000
York, Maine 4 $ 2,090,000 $ 522,500 $ 740,000
Ingham, Michigan 4 $ 780,000 $ 195,000 $ 161,000
Kalamazoo, Michigan 4 $ 1,080,000 $ 270,000 $ 129,000
Scott, Minnesota 4 $ 1,580,000 $ 395,000 $ 126,000
Boone, Missouri 4 $ 1,080,000 $ 270,000 $ 61,000
Camden, Missouri 4 $ 1,960,000 $ 490,000 $ 249,000
Flathead, Montana 4 $ 3,240,000 $ 810,000 $ 1,176,000
Douglas, Nebraska 4 $ 1,070,000 $ 267,500 $ 78,000
Belknap, New Hampshire 4 $ 1,860,000 $ 465,000 $ 219,000
Bergen, New Jersey 4 $ 2,700,000 $ 675,000 $ 247,000
Mercer, New Jersey 4 $ 1,740,000 $ 435,000 $ 147,000
Union, New Jersey 4 $ 2,130,000 $ 532,500 $ 0
Santa Fe, New Mexico 4 $ 1,540,000 $ 385,000 $ 0
Buncombe, North Carolina 4 $ 3,940,000 $ 985,000 $ 1,296,000
Lincoln, North Carolina 4 $ 1,390,000 $ 347,500 $ 168,000
Macon, North Carolina 4 $ 1,790,000 $ 447,500 $ 321,000
Watauga, North Carolina 4 $ 1,920,000 $ 480,000 $ 331,000
Butler, Ohio 4 $ 1,070,000 $ 267,500 $ 103,000
Lorain, Ohio 4 $ 1,310,000 $ 327,500 $ 142,000
Summit, Ohio 4 $ 780,000 $ 195,000 $ 84,000
Warren, Ohio 4 $ 1,510,000 $ 377,500 $ 338,000
Jackson, Oregon 4 $ 1,910,000 $ 477,500 $ 166,000
Dauphin, Pennsylvania 4 $ 980,000 $ 245,000 $ 181,000
Lackawanna, Pennsylvania 4 $ 840,000 $ 210,000 $ 52,000
Providence, Rhode Island 4 $ 1,360,000 $ 340,000 $ 99,000
Anderson, South Carolina 4 $ 1,360,000 $ 340,000 $ 92,000
Berkeley, South Carolina 4 $ 1,130,000 $ 282,500 $ 118,000
Maury, Tennessee 4 $ 1,510,000 $ 377,500 $ 80,000
Roane, Tennessee 4 $ 1,060,000 $ 265,000 $ 183,000
Ector, Texas 4 $ 920,000 $ 230,000 $ 69,000
Somervell, Texas 4 $ 1,170,000 $ 292,500 $ 155,000
Walker, Texas 4 $ 620,000 $ 155,000 $ 169,000
Wood, Texas 4 $ 750,000 $ 187,500 $ 270,000
Arlington, Virginia 4 $ 3,610,000 $ 902,500 $ 666,000
Newport News, Virginia 4 $ 1,320,000 $ 330,000 $ 372,000
Spotsylvania, Virginia 4 $ 1,530,000 $ 382,500 $ 109,000
Cowlitz, Washington 4 $ 1,450,000 $ 362,500 $ 56,000
Racine, Wisconsin 4 $ 1,660,000 $ 415,000 $ 251,000
St. Croix, Wisconsin 4 $ 1,340,000 $ 335,000 $ 77,000
Vilas, Wisconsin 4 $ 2,800,000 $ 700,000 $ 305,000
Washington, Wisconsin 4 $ 1,160,000 $ 290,000 $ 70,000
Winnebago, Wisconsin 4 $ 700,000 $ 175,000 $ 75,000
Mobile, Alabama 3 $ 775,000 $ 258,333 $ 57,000
Gila, Arizona 3 $ 1,925,000 $ 641,666 $ 233,000
La Paz, Arizona 3 $ 765,000 $ 255,000 $ 0
Pulaski, Arkansas 3 $ 915,000 $ 305,000 $ 161,000
Humboldt, California 3 $ 1,605,000 $ 535,000 $ 230,000
Mendocino, California 3 $ 1,435,000 $ 478,333 $ 92,000
Mono, California 3 $ 1,115,000 $ 371,666 $ 482,000
Plumas, California 3 $ 1,145,000 $ 381,666 $ 268,000
Yolo, California 3 $ 2,035,000 $ 678,333 $ 316,000
Clear Creek, Colorado 3 $ 1,585,000 $ 528,333 $ 602,000
Garfield, Colorado 3 $ 2,655,000 $ 885,000 $ 238,000
Pueblo, Colorado 3 $ 1,345,000 $ 448,333 $ 0
Routt, Colorado 3 $ 2,905,000 $ 968,333 $ 237,000
Summit, Colorado 3 $ 1,405,000 $ 468,333 $ 399,000
Northeastern Connecticut Planning Region, Connecticut 3 $ 845,000 $ 281,666 $ 104,000
Southeastern Connecticut Planning Region, Connecticut 3 $ 745,000 $ 248,333 $ 178,000
Citrus, Florida 3 $ 1,055,000 $ 351,666 $ 272,000
Monroe, Florida 3 $ 2,845,000 $ 948,333 $ 267,000
Okaloosa, Florida 3 $ 2,135,000 $ 711,666 $ 399,000
Santa Rosa, Florida 3 $ 685,000 $ 228,333 $ 0
St. Lucie, Florida 3 $ 1,125,000 $ 375,000 $ 150,000
Clayton, Georgia 3 $ 675,000 $ 225,000 $ 92,000
Gordon, Georgia 3 $ 1,415,000 $ 471,666 $ 236,000
Greene, Georgia 3 $ 3,235,000 $ 1,078,333 $ 349,000
Liberty, Georgia 3 $ 755,000 $ 251,666 $ 132,000
Newton, Georgia 3 $ 725,000 $ 241,666 $ 64,000
Pickens, Georgia 3 $ 2,195,000 $ 731,666 $ 297,000
Spalding, Georgia 3 $ 795,000 $ 265,000 $ 69,000
White, Georgia 3 $ 955,000 $ 318,333 $ 161,000
Valley, Idaho 3 $ 1,595,000 $ 531,666 $ 394,000
LaSalle, Illinois 3 $ 425,000 $ 141,666 $ 60,000
Elkhart, Indiana 3 $ 645,000 $ 215,000 $ 0
Leavenworth, Kansas 3 $ 1,085,000 $ 361,666 $ 117,000
Sedgwick, Kansas 3 $ 805,000 $ 268,333 $ 1,346,000
Fayette, Kentucky 3 $ 685,000 $ 228,333 $ 61,000
Livingston, Louisiana 3 $ 545,000 $ 181,666 $ 37,000
Tangipahoa, Louisiana 3 $ 435,000 $ 145,000 $ 171,000
Cumberland, Maine 3 $ 2,295,000 $ 765,000 $ 364,000
Carroll, Maryland 3 $ 1,565,000 $ 521,666 $ 154,000
Harford, Maryland 3 $ 795,000 $ 265,000 $ 100,000
Barnstable, Massachusetts 3 $ 1,645,000 $ 548,333 $ 289,000
Bristol, Massachusetts 3 $ 1,775,000 $ 591,666 $ 137,000
Grand Traverse, Michigan 3 $ 1,735,000 $ 578,333 $ 192,000
Jackson, Michigan 3 $ 725,000 $ 241,666 $ 122,000
Livingston, Michigan 3 $ 3,655,000 $ 1,218,333 $ 0
Washtenaw, Michigan 3 $ 1,085,000 $ 361,666 $ 144,000
Rice, Minnesota 3 $ 695,000 $ 231,666 $ 73,000
Stearns, Minnesota 3 $ 1,045,000 $ 348,333 $ 143,000
DeSoto, Mississippi 3 $ 865,000 $ 288,333 $ 134,000
Jefferson, Missouri 3 $ 1,455,000 $ 485,000 $ 167,000
Sarpy, Nebraska 3 $ 595,000 $ 198,333 $ 153,000
Hudson, New Jersey 3 $ 1,215,000 $ 405,000 $ 0
Somerset, New Jersey 3 $ 1,905,000 $ 635,000 $ 0
Cumberland, North Carolina 3 $ 395,000 $ 131,666 $ 0
Forsyth, North Carolina 3 $ 515,000 $ 171,666 $ 43,000
Gaston, North Carolina 3 $ 595,000 $ 198,333 $ 55,000
Henderson, North Carolina 3 $ 1,155,000 $ 385,000 $ 253,000
Iredell, North Carolina 3 $ 1,235,000 $ 411,666 $ 339,000
Rowan, North Carolina 3 $ 995,000 $ 331,666 $ 0
Clermont, Ohio 3 $ 715,000 $ 238,333 $ 142,000
Hancock, Ohio 3 $ 735,000 $ 245,000 $ 0
Lake, Ohio 3 $ 535,000 $ 178,333 $ 79,000
Medina, Ohio 3 $ 925,000 $ 308,333 $ 86,000
Miami, Ohio 3 $ 655,000 $ 218,333 $ 141,000
Montgomery, Ohio 3 $ 565,000 $ 188,333 $ 115,000
Adams, Pennsylvania 3 $ 725,000 $ 241,666 $ 74,000
Butler, Pennsylvania 3 $ 1,385,000 $ 461,666 $ 149,000
Centre, Pennsylvania 3 $ 785,000 $ 261,666 $ 190,000
Delaware, Pennsylvania 3 $ 1,425,000 $ 475,000 $ 1,598,000
Aiken, South Carolina 3 $ 715,000 $ 238,333 $ 176,000
Georgetown, South Carolina 3 $ 1,155,000 $ 385,000 $ 204,000
Pickens, South Carolina 3 $ 785,000 $ 261,666 $ 0
Minnehaha, South Dakota 3 $ 975,000 $ 325,000 $ 239,000
Campbell, Tennessee 3 $ 355,000 $ 118,333 $ 30,000
Marion, Tennessee 3 $ 545,000 $ 181,666 $ 77,000
Wilson, Tennessee 3 $ 1,475,000 $ 491,666 $ 903,000
Aransas, Texas 3 $ 1,375,000 $ 458,333 $ 279,000
Grimes, Texas 3 $ 1,175,000 $ 391,666 $ 367,000
Henderson, Texas 3 $ 1,015,000 $ 338,333 $ 104,000
Hood, Texas 3 $ 1,305,000 $ 435,000 $ 220,000
Kendall, Texas 3 $ 1,525,000 $ 508,333 $ 169,000
Liberty, Texas 3 $ 515,000 $ 171,666 $ 203,000
McCulloch, Texas 3 $ 165,000 $ 55,000 $ 70,000
Tom Green, Texas 3 $ 1,605,000 $ 535,000 $ 335,000
Waller, Texas 3 $ 965,000 $ 321,666 $ 177,000
Washington, Texas 3 $ 945,000 $ 315,000 $ 228,000
Webb, Texas 3 $ 725,000 $ 241,666 $ 112,000
Wharton, Texas 3 $ 515,000 $ 171,666 $ 424,000
Accomack, Virginia 3 $ 995,000 $ 331,666 $ 441,000
Bedford, Virginia 3 $ 925,000 $ 308,333 $ 70,000
Hanover, Virginia 3 $ 795,000 $ 265,000 $ 67,000
Lewis, Washington 3 $ 1,135,000 $ 378,333 $ 164,000
Skagit, Washington 3 $ 1,675,000 $ 558,333 $ 147,000
Dodge, Wisconsin 3 $ 545,000 $ 181,666 $ 68,000
Marquette, Wisconsin 3 $ 965,000 $ 321,666 $ 132,000
Waushara, Wisconsin 3 $ 785,000 $ 261,666 $ 75,000
Elmore, Alabama 2 $ 280,000 $ 140,000 $ 129,000
Montgomery, Alabama 2 $ 190,000 $ 95,000 $ 0
Matanuska-Susitna, Alaska 2 $ 560,000 $ 280,000 $ 54,000
Santa Cruz, Arizona 2 $ 510,000 $ 255,000 $ 0
Madera, California 2 $ 680,000 $ 340,000 $ 0
Tuolumne, California 2 $ 580,000 $ 290,000 $ 220,000
Mesa, Colorado 2 $ 360,000 $ 180,000 $ 74,000
Montezuma, Colorado 2 $ 1,080,000 $ 540,000 $ 321,000
Ouray, Colorado 2 $ 960,000 $ 480,000 $ 306,000
Alachua, Florida 2 $ 670,000 $ 335,000 $ 0
Flagler, Florida 2 $ 370,000 $ 185,000 $ 73,000
Highlands, Florida 2 $ 590,000 $ 295,000 $ 184,000
Columbia, Georgia 2 $ 440,000 $ 220,000 $ 88,000
Franklin, Georgia 2 $ 320,000 $ 160,000 $ 51,000
Gilmer, Georgia 2 $ 600,000 $ 300,000 $ 170,000
Habersham, Georgia 2 $ 340,000 $ 170,000 $ 335,000
Haralson, Georgia 2 $ 1,050,000 $ 525,000 $ 280,000
Long, Georgia 2 $ 610,000 $ 305,000 $ 66,000
Oconee, Georgia 2 $ 490,000 $ 245,000 $ 188,000
Pike, Georgia 2 $ 770,000 $ 385,000 $ 89,000
Richmond, Georgia 2 $ 320,000 $ 160,000 $ 4,000
Thomas, Georgia 2 $ 560,000 $ 280,000 $ 73,000
Kauai, Hawaii 2 $ 1,780,000 $ 890,000 $ 1,295,000
Maui, Hawaii 2 $ 4,150,000 $ 2,075,000 $ 1,509,000
Bingham, Idaho 2 $ 420,000 $ 210,000 $ 64,000
Madison, Illinois 2 $ 300,000 $ 150,000 $ 72,000
Rock Island, Illinois 2 $ 280,000 $ 140,000 $ 79,000
Winnebago, Illinois 2 $ 270,000 $ 135,000 $ 63,000
Dearborn, Indiana 2 $ 420,000 $ 210,000 $ 105,000
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Mortgage Loan Application Detail Totals for Nexbank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,130 $2,980,250,000 $486,000 $4,775,000 $274,000 $6,154,000
Refinancing 1,813 $1,211,755,000 $668,000 $2,725,000 $399,000 $6,720,000
Cash-out Refinancing 893 $451,925,000 $506,000 $3,455,000 $314,000 $4,363,000
Other Purpose 400 $166,590,000 $416,000 $2,005,000 $300,000 $5,982,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,868 $2,411,860,000 $495,000 $3,155,000 $297,000 $6,154,000
Not Provided 1,702 $954,400,000 $560,000 $3,455,000 $320,000 $5,952,000
Asian 1,511 $942,255,000 $623,000 $4,775,000 $367,000 $6,720,000
Hispanic 809 $356,845,000 $441,000 $2,005,000 $225,000 $6,331,000
Black or African American 298 $118,540,000 $397,000 $2,105,000 $225,000 $3,801,000
American Indian or Alaskan Native 37 $20,875,000 $564,000 $1,485,000 $244,000 $800,000
Native Hawaiian or Other Pacific Islander 11 $5,745,000 $522,000 $825,000 $280,000 $795,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,973 $4,698,515,000 $523,000 $4,775,000 $311,000 $6,720,000
FHA-insured (Federal Housing Administration) 156 $63,820,000 $409,000 $1,375,000 $116,000 $336,000
VA-guaranteed (Veterans Administration) 107 $48,185,000 $450,000 $2,005,000 $138,000 $599,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,717 $3,046,925,000 $532,000 $4,775,000 $299,000 $6,402,000
Loan Purchased By The Institution 1,431 $585,325,000 $409,000 $1,295,000 $0 $0
Application Withdrawn By Applicant 967 $540,615,000 $559,000 $2,505,000 $338,000 $6,720,000
Application Denied By Financial Institution 879 $503,455,000 $572,000 $2,455,000 $298,000 $5,952,000
Application Approved But Not Accepted 124 $67,520,000 $544,000 $1,705,000 $338,000 $6,720,000
File Closed For Incompleteness 118 $66,680,000 $565,000 $1,875,000 $270,000 $1,836,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,357 $4,307,065,000 $515,000 $4,775,000 $305,000 $6,720,000
Collateral 285 $133,755,000 $469,000 $2,105,000 $323,000 $5,324,000
Debt-To-Income Ratio 270 $175,540,000 $650,000 $2,045,000 $199,000 $1,120,000
Unverifiable Information 128 $84,610,000 $661,000 $2,455,000 $323,000 $3,040,000
Insufficient Cash (Downpayment, Closing Cost) 84 $48,820,000 $581,000 $2,155,000 $464,000 $5,952,000
Other 70 $35,130,000 $501,000 $1,655,000 $384,000 $3,931,000
Employment History 21 $14,035,000 $668,000 $1,765,000 $258,000 $1,662,000
Credit History 17 $9,255,000 $544,000 $1,565,000 $609,000 $4,363,000
Credit Application Incomplete 4 $2,310,000 $577,000 $985,000 $190,000 $262,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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