Nexbank Mortgage Lending & HMDA Data, 2024

In 2024, Nexbank of Dallas, TX reported 8,695 mortgage applications totaling $3.5 billion, down 7% from 2023. The average application was for $403,204, and applicants reported an average income of $202,225. 65% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Dallas-Plano-Irving, TX (572), Atlanta-Sandy Springs-Roswell, GA (421) and Chicago-Naperville, IL (382) (applications in parentheses).

Mortgage Company & Address Nexbank
2515 McKinney Avenue, Suite 1100
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,695
Total Mortgage Loan Application Amount $3,505,865,000
Average Mortgage Loan Application Amount $403,204
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $202,225
Highest Applicant Income $8,334,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nexbank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 282 $ 104,180,000 $ 369,432 $ 174,000
Maricopa, Arizona 233 $ 101,555,000 $ 435,858 $ 260,000
Los Angeles, California 229 $ 184,905,000 $ 807,445 $ 380,000
Collin, Texas 202 $ 91,030,000 $ 450,643 $ 215,000
Harris, Texas 174 $ 51,930,000 $ 298,448 $ 205,000
Tarrant, Texas 165 $ 58,035,000 $ 351,727 $ 193,000
Dallas, Texas 163 $ 66,415,000 $ 407,453 $ 228,000
Denton, Texas 147 $ 69,275,000 $ 471,258 $ 194,000
Fulton, Georgia 145 $ 68,975,000 $ 475,689 $ 292,000
San Diego, California 119 $ 101,565,000 $ 853,487 $ 342,000
Travis, Texas 119 $ 53,785,000 $ 451,974 $ 195,000
Orange, California 102 $ 88,730,000 $ 869,901 $ 407,000
King, Washington 100 $ 71,070,000 $ 710,700 $ 239,000
Riverside, California 88 $ 45,700,000 $ 519,318 $ 265,000
Cobb, Georgia 86 $ 32,940,000 $ 383,023 $ 146,000
Hennepin, Minnesota 85 $ 25,125,000 $ 295,588 $ 116,000
Chatham, Georgia 82 $ 25,630,000 $ 312,560 $ 146,000
Williamson, Texas 79 $ 29,125,000 $ 368,670 $ 162,000
San Bernardino, California 76 $ 33,220,000 $ 437,105 $ 205,000
Fort Bend, Texas 72 $ 24,290,000 $ 337,361 $ 198,000
DeKalb, Georgia 71 $ 30,075,000 $ 423,591 $ 168,000
Gwinnett, Georgia 69 $ 25,695,000 $ 372,391 $ 175,000
Knox, Tennessee 69 $ 21,115,000 $ 306,014 $ 171,000
Alameda, California 62 $ 57,480,000 $ 927,096 $ 293,000
Milwaukee, Wisconsin 58 $ 14,460,000 $ 249,310 $ 101,000
Pierce, Washington 56 $ 26,160,000 $ 467,142 $ 174,000
Montgomery, Texas 55 $ 16,055,000 $ 291,909 $ 159,000
Cherokee, Georgia 54 $ 23,330,000 $ 432,037 $ 267,000
Forsyth, Georgia 54 $ 28,020,000 $ 518,888 $ 201,000
Bexar, Texas 53 $ 12,795,000 $ 241,415 $ 140,000
Contra Costa, California 52 $ 42,490,000 $ 817,115 $ 331,000
Jackson, Missouri 51 $ 10,285,000 $ 201,666 $ 104,000
Santa Clara, California 50 $ 52,410,000 $ 1,048,200 $ 495,000
DuPage, Illinois 48 $ 15,530,000 $ 323,541 $ 125,000
Oakland, Michigan 47 $ 18,135,000 $ 385,851 $ 193,000
Clark, Nevada 44 $ 17,130,000 $ 389,318 $ 474,000
Montgomery, Maryland 42 $ 19,230,000 $ 457,857 $ 119,000
Pinellas, Florida 40 $ 13,450,000 $ 336,250 $ 242,000
Mecklenburg, North Carolina 40 $ 17,730,000 $ 443,250 $ 289,000
Ventura, California 39 $ 28,405,000 $ 728,333 $ 430,000
Snohomish, Washington 39 $ 23,855,000 $ 611,666 $ 208,000
Waukesha, Wisconsin 39 $ 12,575,000 $ 322,435 $ 130,000
Henrico, Virginia 38 $ 12,460,000 $ 327,894 $ 103,000
Jefferson, Colorado 36 $ 16,560,000 $ 460,000 $ 187,000
Sacramento, California 35 $ 16,375,000 $ 467,857 $ 245,000
Hillsborough, Florida 35 $ 12,705,000 $ 363,000 $ 174,000
Wake, North Carolina 33 $ 13,625,000 $ 412,878 $ 174,000
Fairfax, Virginia 33 $ 17,805,000 $ 539,545 $ 169,000
Broward, Florida 32 $ 16,480,000 $ 515,000 $ 214,000
Will, Illinois 31 $ 11,755,000 $ 379,193 $ 195,000
Denver, Colorado 30 $ 14,620,000 $ 487,333 $ 168,000
San Joaquin, California 29 $ 16,475,000 $ 568,103 $ 224,000
Richmond City, Virginia 29 $ 9,655,000 $ 332,931 $ 156,000
Outagamie, Wisconsin 28 $ 6,390,000 $ 228,214 $ 81,000
Lee, Florida 27 $ 11,065,000 $ 409,814 $ 258,000
Wayne, Michigan 27 $ 5,625,000 $ 208,333 $ 117,000
Ramsey, Minnesota 27 $ 8,275,000 $ 306,481 $ 97,000
Hays, Texas 27 $ 8,295,000 $ 307,222 $ 183,000
Salt Lake, Utah 27 $ 13,195,000 $ 488,703 $ 194,000
Pinal, Arizona 26 $ 7,360,000 $ 283,076 $ 100,000
Adams, Colorado 26 $ 11,180,000 $ 430,000 $ 126,000
Middlesex, Massachusetts 26 $ 12,900,000 $ 496,153 $ 183,000
Pima, Arizona 25 $ 7,905,000 $ 316,200 $ 223,000
Johnson, Kansas 25 $ 7,625,000 $ 305,000 $ 137,000
Anoka, Minnesota 25 $ 7,425,000 $ 297,000 $ 85,000
St. Louis, Missouri 25 $ 7,325,000 $ 293,000 $ 124,000
Allegheny, Pennsylvania 25 $ 6,565,000 $ 262,600 $ 161,000
Western Connecticut Planning Region, Connecticut 24 $ 11,580,000 $ 482,500 $ 224,000
Prince George's, Maryland 24 $ 9,530,000 $ 397,083 $ 164,000
Franklin, Ohio 24 $ 5,770,000 $ 240,416 $ 109,000
Northampton, Pennsylvania 24 $ 6,160,000 $ 256,666 $ 81,000
Davidson, Tennessee 24 $ 8,970,000 $ 373,750 $ 251,000
Baldwin, Alabama 23 $ 6,985,000 $ 303,695 $ 182,000
Miami-Dade, Florida 23 $ 14,405,000 $ 626,304 $ 224,000
Palm Beach, Florida 23 $ 13,955,000 $ 606,739 $ 436,000
Marion, Indiana 23 $ 4,605,000 $ 200,217 $ 86,000
Washoe, Nevada 23 $ 13,225,000 $ 575,000 $ 250,000
Oklahoma, Oklahoma 23 $ 5,925,000 $ 257,608 $ 129,000
Grayson, Texas 23 $ 7,845,000 $ 341,086 $ 171,000
Marion, Florida 22 $ 6,030,000 $ 274,090 $ 154,000
Kane, Illinois 22 $ 6,700,000 $ 304,545 $ 163,000
Winnebago, Wisconsin 22 $ 5,020,000 $ 228,181 $ 90,000
Wise, Texas 21 $ 6,985,000 $ 332,619 $ 126,000
Utah, Utah 21 $ 8,625,000 $ 410,714 $ 178,000
District of Columbia, District Of Columbia 20 $ 10,650,000 $ 532,500 $ 130,000
Orange, Florida 20 $ 7,630,000 $ 381,500 $ 163,000
Montgomery, Pennsylvania 20 $ 9,100,000 $ 455,000 $ 189,000
Lubbock, Texas 20 $ 5,270,000 $ 263,500 $ 165,000
Rockwall, Texas 20 $ 8,310,000 $ 415,500 $ 211,000
Sarasota, Florida 19 $ 8,805,000 $ 463,421 $ 431,000
Hall, Georgia 19 $ 7,695,000 $ 405,000 $ 176,000
Essex, Massachusetts 19 $ 7,145,000 $ 376,052 $ 135,000
Kern, California 18 $ 5,050,000 $ 280,555 $ 142,000
San Mateo, California 18 $ 18,800,000 $ 1,044,444 $ 337,000
Douglas, Colorado 18 $ 9,460,000 $ 525,555 $ 154,000
Capitol Planning Region, Connecticut 18 $ 5,800,000 $ 322,222 $ 133,000
Duval, Florida 18 $ 7,950,000 $ 441,666 $ 204,000
Polk, Florida 18 $ 4,690,000 $ 260,555 $ 170,000
Paulding, Georgia 18 $ 5,780,000 $ 321,111 $ 122,000
McHenry, Illinois 18 $ 5,120,000 $ 284,444 $ 105,000
Jefferson, Kentucky 18 $ 3,760,000 $ 208,888 $ 64,000
Manatee, Florida 17 $ 5,335,000 $ 313,823 $ 258,000
Frederick, Maryland 17 $ 6,425,000 $ 377,941 $ 148,000
Dakota, Minnesota 17 $ 5,955,000 $ 350,294 $ 131,000
Washington, Minnesota 17 $ 5,515,000 $ 324,411 $ 127,000
Philadelphia, Pennsylvania 17 $ 4,445,000 $ 261,470 $ 95,000
Horry, South Carolina 17 $ 4,015,000 $ 236,176 $ 195,000
Chesterfield, Virginia 17 $ 4,535,000 $ 266,764 $ 95,000
Pasco, Florida 16 $ 6,540,000 $ 408,750 $ 193,000
Carver, Minnesota 16 $ 5,200,000 $ 325,000 $ 99,000
Clay, Missouri 16 $ 4,070,000 $ 254,375 $ 100,000
Ellis, Texas 16 $ 5,320,000 $ 332,500 $ 129,000
Johnson, Texas 16 $ 4,370,000 $ 273,125 $ 101,000
Yavapai, Arizona 15 $ 4,815,000 $ 321,000 $ 169,000
Bartow, Georgia 15 $ 4,485,000 $ 299,000 $ 144,000
Honolulu, Hawaii 15 $ 10,805,000 $ 720,333 $ 337,000
Lake, Illinois 15 $ 5,225,000 $ 348,333 $ 155,000
Hamilton, Indiana 15 $ 4,045,000 $ 269,666 $ 180,000
Norfolk, Massachusetts 15 $ 6,185,000 $ 412,333 $ 131,000
Ingham, Michigan 15 $ 2,845,000 $ 189,666 $ 114,000
Cass, Missouri 15 $ 5,205,000 $ 347,000 $ 133,000
Ocean, New Jersey 15 $ 7,295,000 $ 486,333 $ 120,000
Cuyahoga, Ohio 15 $ 1,885,000 $ 125,666 $ 83,000
Clark, Washington 15 $ 4,995,000 $ 333,000 $ 163,000
Fresno, California 14 $ 5,610,000 $ 400,714 $ 416,000
El Paso, Colorado 14 $ 6,580,000 $ 470,000 $ 231,000
Volusia, Florida 14 $ 5,140,000 $ 367,142 $ 563,000
Macomb, Michigan 14 $ 3,310,000 $ 236,428 $ 110,000
Brunswick, North Carolina 14 $ 5,790,000 $ 413,571 $ 361,000
Charleston, South Carolina 14 $ 7,160,000 $ 511,428 $ 337,000
Hamilton, Tennessee 14 $ 4,320,000 $ 308,571 $ 199,000
Sevier, Tennessee 14 $ 7,390,000 $ 527,857 $ 185,000
Hidalgo, Texas 14 $ 4,820,000 $ 344,285 $ 102,000
Hunt, Texas 14 $ 3,970,000 $ 283,571 $ 157,000
Sonoma, California 13 $ 8,325,000 $ 640,384 $ 230,000
Arapahoe, Colorado 13 $ 4,885,000 $ 375,769 $ 236,000
Brevard, Florida 13 $ 3,295,000 $ 253,461 $ 195,000
Effingham, Georgia 13 $ 3,505,000 $ 269,615 $ 99,000
Henry, Georgia 13 $ 3,065,000 $ 235,769 $ 134,000
Bristol, Massachusetts 13 $ 5,005,000 $ 385,000 $ 113,000
Sherburne, Minnesota 13 $ 3,885,000 $ 298,846 $ 91,000
Wright, Minnesota 13 $ 3,555,000 $ 273,461 $ 90,000
St. Charles, Missouri 13 $ 3,995,000 $ 307,307 $ 65,000
Middlesex, New Jersey 13 $ 5,455,000 $ 419,615 $ 150,000
Monroe, Pennsylvania 13 $ 3,245,000 $ 249,615 $ 139,000
Blount, Tennessee 13 $ 3,825,000 $ 294,230 $ 162,000
Bell, Texas 13 $ 2,855,000 $ 219,615 $ 121,000
Brown, Wisconsin 13 $ 3,225,000 $ 248,076 $ 67,000
Yuma, Arizona 12 $ 2,640,000 $ 220,000 $ 0
Tulare, California 12 $ 3,500,000 $ 291,666 $ 190,000
Larimer, Colorado 12 $ 6,030,000 $ 502,500 $ 142,000
Collier, Florida 12 $ 5,410,000 $ 450,833 $ 273,000
Osceola, Florida 12 $ 3,900,000 $ 325,000 $ 259,000
Bryan, Georgia 12 $ 3,540,000 $ 295,000 $ 113,000
Fannin, Georgia 12 $ 6,320,000 $ 526,666 $ 397,000
Worcester, Massachusetts 12 $ 3,400,000 $ 283,333 $ 67,000
St. Louis City, Missouri 12 $ 2,720,000 $ 226,666 $ 89,000
Multnomah, Oregon 12 $ 3,680,000 $ 306,666 $ 77,000
Greenville, South Carolina 12 $ 4,030,000 $ 335,833 $ 159,000
Rutherford, Tennessee 12 $ 3,850,000 $ 320,833 $ 89,000
Comal, Texas 12 $ 5,070,000 $ 422,500 $ 256,000
McLennan, Texas 12 $ 3,160,000 $ 263,333 $ 128,000
Nueces, Texas 12 $ 3,520,000 $ 293,333 $ 225,000
Prince William, Virginia 12 $ 5,080,000 $ 423,333 $ 141,000
Washington, Wisconsin 12 $ 2,910,000 $ 242,500 $ 90,000
El Dorado, California 11 $ 7,645,000 $ 695,000 $ 434,000
Fayette, Georgia 11 $ 5,305,000 $ 482,272 $ 960,000
Anne Arundel, Maryland 11 $ 5,995,000 $ 545,000 $ 199,000
Eaton, Michigan 11 $ 2,305,000 $ 209,545 $ 87,000
Scott, Minnesota 11 $ 3,255,000 $ 295,909 $ 84,000
Rockingham, New Hampshire 11 $ 3,865,000 $ 351,363 $ 128,000
Hamilton, Ohio 11 $ 2,445,000 $ 222,272 $ 84,000
Chester, Pennsylvania 11 $ 4,435,000 $ 403,181 $ 137,000
Anderson, Tennessee 11 $ 2,695,000 $ 245,000 $ 145,000
Brazoria, Texas 11 $ 4,095,000 $ 372,272 $ 221,000
Galveston, Texas 11 $ 3,145,000 $ 285,909 $ 192,000
Thurston, Washington 11 $ 5,115,000 $ 465,000 $ 321,000
Jefferson, Alabama 10 $ 2,070,000 $ 207,000 $ 128,000
San Francisco, California 10 $ 9,410,000 $ 941,000 $ 282,000
Greater Bridgeport Planning Region, Connecticut 10 $ 3,880,000 $ 388,000 $ 129,000
Bay, Florida 10 $ 3,990,000 $ 399,000 $ 175,000
Coweta, Georgia 10 $ 2,550,000 $ 255,000 $ 81,000
Kootenai, Idaho 10 $ 4,290,000 $ 429,000 $ 236,000
Plymouth, Massachusetts 10 $ 5,270,000 $ 527,000 $ 290,000
Suffolk, Massachusetts 10 $ 4,220,000 $ 422,000 $ 193,000
Morris, New Jersey 10 $ 5,170,000 $ 517,000 $ 148,000
Dona Ana, New Mexico 10 $ 2,070,000 $ 207,000 $ 92,000
Henderson, Texas 10 $ 5,830,000 $ 583,000 $ 447,000
Kaufman, Texas 10 $ 2,900,000 $ 290,000 $ 132,000
Parker, Texas 10 $ 5,260,000 $ 526,000 $ 269,000
Mohave, Arizona 9 $ 2,505,000 $ 278,333 $ 269,000
Solano, California 9 $ 4,535,000 $ 503,888 $ 188,000
Archuleta, Colorado 9 $ 3,545,000 $ 393,888 $ 151,000
Mesa, Colorado 9 $ 2,395,000 $ 266,111 $ 100,000
Jackson, Georgia 9 $ 3,385,000 $ 376,111 $ 133,000
Baltimore, Maryland 9 $ 2,585,000 $ 287,222 $ 129,000
Kent, Michigan 9 $ 2,315,000 $ 257,222 $ 67,000
Chisago, Minnesota 9 $ 2,225,000 $ 247,222 $ 92,000
Olmsted, Minnesota 9 $ 2,325,000 $ 258,333 $ 81,000
Monmouth, New Jersey 9 $ 3,665,000 $ 407,222 $ 241,000
Bernalillo, New Mexico 9 $ 3,955,000 $ 439,444 $ 181,000
Dare, North Carolina 9 $ 4,595,000 $ 510,555 $ 298,000
Lucas, Ohio 9 $ 975,000 $ 108,333 $ 122,000
Delaware, Pennsylvania 9 $ 2,485,000 $ 276,111 $ 79,000
Lehigh, Pennsylvania 9 $ 2,275,000 $ 252,777 $ 67,000
Spartanburg, South Carolina 9 $ 2,205,000 $ 245,000 $ 132,000
Bastrop, Texas 9 $ 2,775,000 $ 308,333 $ 98,000
Brazos, Texas 9 $ 3,185,000 $ 353,888 $ 267,000
Cooke, Texas 9 $ 3,955,000 $ 439,444 $ 225,000
El Paso, Texas 9 $ 1,835,000 $ 203,888 $ 131,000
Rockingham, Virginia 9 $ 2,855,000 $ 317,222 $ 79,000
Imperial, California 8 $ 1,710,000 $ 213,750 $ 0
Placer, California 8 $ 2,820,000 $ 352,500 $ 468,000
Naugatuck Valley Planning Region, Connecticut 8 $ 1,910,000 $ 238,750 $ 100,000
Charlotte, Florida 8 $ 2,350,000 $ 293,750 $ 185,000
St. Johns, Florida 8 $ 2,960,000 $ 370,000 $ 132,000
Ada, Idaho 8 $ 3,500,000 $ 437,500 $ 296,000
Madison, Illinois 8 $ 1,470,000 $ 183,750 $ 100,000
Baltimore City, Maryland 8 $ 1,940,000 $ 242,500 $ 167,000
Bergen, New Jersey 8 $ 4,590,000 $ 573,750 $ 181,000
Hudson, New Jersey 8 $ 4,270,000 $ 533,750 $ 203,000
Durham, North Carolina 8 $ 2,610,000 $ 326,250 $ 107,000
Deschutes, Oregon 8 $ 3,660,000 $ 457,500 $ 284,000
Providence, Rhode Island 8 $ 2,490,000 $ 311,250 $ 121,000
Jefferson, Texas 8 $ 1,250,000 $ 156,250 $ 85,000
Taylor, Texas 8 $ 1,910,000 $ 238,750 $ 157,000
Whatcom, Washington 8 $ 3,460,000 $ 432,500 $ 189,000
Tallapoosa, Alabama 7 $ 1,315,000 $ 187,857 $ 116,000
Benton, Arkansas 7 $ 2,985,000 $ 426,428 $ 247,000
Napa, California 7 $ 3,625,000 $ 517,857 $ 216,000
Santa Barbara, California 7 $ 2,805,000 $ 400,714 $ 123,000
Stanislaus, California 7 $ 2,245,000 $ 320,714 $ 267,000
Gulf, Florida 7 $ 3,555,000 $ 507,857 $ 407,000
Lake, Florida 7 $ 3,015,000 $ 430,714 $ 359,000
Carroll, Georgia 7 $ 1,585,000 $ 226,428 $ 87,000
Clayton, Georgia 7 $ 1,315,000 $ 187,857 $ 66,000
Sedgwick, Kansas 7 $ 1,735,000 $ 247,857 $ 104,000
Washtenaw, Michigan 7 $ 1,925,000 $ 275,000 $ 129,000
Pennington, Minnesota 7 $ 1,345,000 $ 192,142 $ 71,000
Jefferson, Missouri 7 $ 1,715,000 $ 245,000 $ 120,000
Douglas, Nebraska 7 $ 1,705,000 $ 243,571 $ 76,000
Union, North Carolina 7 $ 4,695,000 $ 670,714 $ 269,000
Hancock, Ohio 7 $ 1,465,000 $ 209,285 $ 0
Summit, Ohio 7 $ 985,000 $ 140,714 $ 169,000
Canadian, Oklahoma 7 $ 1,245,000 $ 177,857 $ 120,000
Tulsa, Oklahoma 7 $ 1,075,000 $ 153,571 $ 122,000
Bucks, Pennsylvania 7 $ 2,645,000 $ 377,857 $ 102,000
Centre, Pennsylvania 7 $ 2,405,000 $ 343,571 $ 142,000
Westmoreland, Pennsylvania 7 $ 1,075,000 $ 153,571 $ 80,000
Beaufort, South Carolina 7 $ 4,175,000 $ 596,428 $ 430,000
Loudon, Tennessee 7 $ 1,985,000 $ 283,571 $ 136,000
Guadalupe, Texas 7 $ 2,025,000 $ 289,285 $ 127,000
Lamar, Texas 7 $ 1,555,000 $ 222,142 $ 95,000
Randall, Texas 7 $ 1,575,000 $ 225,000 $ 84,000
Smith, Texas 7 $ 2,095,000 $ 299,285 $ 158,000
Waller, Texas 7 $ 3,275,000 $ 467,857 $ 213,000
Loudoun, Virginia 7 $ 4,685,000 $ 669,285 $ 224,000
Spokane, Washington 7 $ 2,325,000 $ 332,142 $ 183,000
Manitowoc, Wisconsin 7 $ 1,675,000 $ 239,285 $ 55,000
Racine, Wisconsin 7 $ 1,555,000 $ 222,142 $ 131,000
Navajo, Arizona 6 $ 2,500,000 $ 416,666 $ 180,000
Monterey, California 6 $ 4,490,000 $ 748,333 $ 368,000
Nevada, California 6 $ 3,320,000 $ 553,333 $ 396,000
Park, Colorado 6 $ 3,570,000 $ 595,000 $ 293,000
Okaloosa, Florida 6 $ 1,900,000 $ 316,666 $ 311,000
St. Lucie, Florida 6 $ 2,150,000 $ 358,333 $ 239,000
Dawson, Georgia 6 $ 2,860,000 $ 476,666 $ 186,000
Floyd, Georgia 6 $ 1,300,000 $ 216,666 $ 104,000
Walton, Georgia 6 $ 2,450,000 $ 408,333 $ 153,000
White, Georgia 6 $ 2,190,000 $ 365,000 $ 202,000
Champaign, Illinois 6 $ 1,210,000 $ 201,666 $ 164,000
Hendricks, Indiana 6 $ 2,200,000 $ 366,666 $ 230,000
Johnson, Indiana 6 $ 2,050,000 $ 341,666 $ 153,000
Wyandotte, Kansas 6 $ 1,280,000 $ 213,333 $ 88,000
Berrien, Michigan 6 $ 1,730,000 $ 288,333 $ 249,000
Platte, Missouri 6 $ 2,300,000 $ 383,333 $ 106,000
Lyon, Nevada 6 $ 1,800,000 $ 300,000 $ 254,000
Hunterdon, New Jersey 6 $ 1,670,000 $ 278,333 $ 133,000
Buncombe, North Carolina 6 $ 2,010,000 $ 335,000 $ 819,000
Johnston, North Carolina 6 $ 1,780,000 $ 296,666 $ 104,000
Montgomery, Ohio 6 $ 1,140,000 $ 190,000 $ 65,000
Seneca, Ohio 6 $ 1,080,000 $ 180,000 $ 36,000
Cleveland, Oklahoma 6 $ 1,100,000 $ 183,333 $ 61,000
Lackawanna, Pennsylvania 6 $ 770,000 $ 128,333 $ 58,000
Anderson, South Carolina 6 $ 1,880,000 $ 313,333 $ 146,000
Dorchester, South Carolina 6 $ 1,370,000 $ 228,333 $ 121,000
York, South Carolina 6 $ 2,620,000 $ 436,666 $ 175,000
Roane, Tennessee 6 $ 2,110,000 $ 351,666 $ 102,000
Shelby, Tennessee 6 $ 680,000 $ 113,333 $ 87,000
Burnet, Texas 6 $ 4,250,000 $ 708,333 $ 421,000
Hood, Texas 6 $ 2,180,000 $ 363,333 $ 205,000
Webb, Texas 6 $ 1,680,000 $ 280,000 $ 117,000
Hanover, Virginia 6 $ 1,850,000 $ 308,333 $ 95,000
Fond du Lac, Wisconsin 6 $ 1,210,000 $ 201,666 $ 79,000
Ozaukee, Wisconsin 6 $ 2,030,000 $ 338,333 $ 116,000
Marin, California 5 $ 4,395,000 $ 879,000 $ 227,000
Grand, Colorado 5 $ 3,195,000 $ 639,000 $ 261,000
Weld, Colorado 5 $ 1,655,000 $ 331,000 $ 91,000
Southeastern Connecticut Planning Region, Connecticut 5 $ 1,325,000 $ 265,000 $ 70,000
Seminole, Florida 5 $ 1,935,000 $ 387,000 $ 107,000
Walton, Florida 5 $ 5,395,000 $ 1,079,000 $ 963,000
Camden, Georgia 5 $ 1,475,000 $ 295,000 $ 74,000
Lowndes, Georgia 5 $ 1,095,000 $ 219,000 $ 89,000
Pickens, Georgia 5 $ 1,885,000 $ 377,000 $ 156,000
Hawaii, Hawaii 5 $ 2,135,000 $ 427,000 $ 213,000
Canyon, Idaho 5 $ 2,065,000 $ 413,000 $ 180,000
Kendall, Illinois 5 $ 985,000 $ 197,000 $ 70,000
Lake, Indiana 5 $ 1,025,000 $ 205,000 $ 77,000
Miami, Kansas 5 $ 1,385,000 $ 277,000 $ 105,000
Howard, Maryland 5 $ 1,565,000 $ 313,000 $ 83,000
Hampden, Massachusetts 5 $ 1,205,000 $ 241,000 $ 57,000
Greene, Missouri 5 $ 1,255,000 $ 251,000 $ 109,000
Buffalo, Nebraska 5 $ 1,415,000 $ 283,000 $ 103,000
Camden, New Jersey 5 $ 1,035,000 $ 207,000 $ 82,000
Passaic, New Jersey 5 $ 2,125,000 $ 425,000 $ 135,000
Forsyth, North Carolina 5 $ 1,545,000 $ 309,000 $ 183,000
New Hanover, North Carolina 5 $ 2,065,000 $ 413,000 $ 231,000
McClain, Oklahoma 5 $ 1,215,000 $ 243,000 $ 77,000
Berks, Pennsylvania 5 $ 1,205,000 $ 241,000 $ 106,000
Carbon, Pennsylvania 5 $ 1,425,000 $ 285,000 $ 324,000
Dauphin, Pennsylvania 5 $ 765,000 $ 153,000 $ 85,000
Pike, Pennsylvania 5 $ 1,755,000 $ 351,000 $ 155,000
Pennington, South Dakota 5 $ 835,000 $ 167,000 $ 0
Jefferson, Tennessee 5 $ 1,195,000 $ 239,000 $ 154,000
McMinn, Tennessee 5 $ 925,000 $ 185,000 $ 74,000
Williamson, Tennessee 5 $ 5,365,000 $ 1,073,000 $ 405,000
Bowie, Texas 5 $ 605,000 $ 121,000 $ 213,000
Midland, Texas 5 $ 1,955,000 $ 391,000 $ 321,000
Montague, Texas 5 $ 1,335,000 $ 267,000 $ 115,000
Davis, Utah 5 $ 1,865,000 $ 373,000 $ 121,000
Kitsap, Washington 5 $ 1,755,000 $ 351,000 $ 117,000
Rock, Wisconsin 5 $ 1,065,000 $ 213,000 $ 67,000
Walworth, Wisconsin 5 $ 1,195,000 $ 239,000 $ 90,000
Madison, Alabama 4 $ 910,000 $ 227,500 $ 86,000
Mobile, Alabama 4 $ 1,090,000 $ 272,500 $ 93,000
Shelby, Alabama 4 $ 960,000 $ 240,000 $ 57,000
Coconino, Arizona 4 $ 2,740,000 $ 685,000 $ 598,000
Butte, California 4 $ 950,000 $ 237,500 $ 109,000
San Luis Obispo, California 4 $ 2,620,000 $ 655,000 $ 359,000
Pueblo, Colorado 4 $ 1,170,000 $ 292,500 $ 270,000
South Central Connecticut Planning Region, Connecticut 4 $ 1,370,000 $ 342,500 $ 90,000
New Castle, Delaware 4 $ 1,920,000 $ 480,000 $ 172,000
Bulloch, Georgia 4 $ 920,000 $ 230,000 $ 118,000
Clarke, Georgia 4 $ 840,000 $ 210,000 $ 134,000
Douglas, Georgia 4 $ 750,000 $ 187,500 $ 69,000
Gilmer, Georgia 4 $ 2,180,000 $ 545,000 $ 492,000
Lumpkin, Georgia 4 $ 1,290,000 $ 322,500 $ 143,000
Muscogee, Georgia 4 $ 510,000 $ 127,500 $ 166,000
Newton, Georgia 4 $ 1,120,000 $ 280,000 $ 76,000
Allen, Indiana 4 $ 750,000 $ 187,500 $ 0
Boone, Indiana 4 $ 860,000 $ 215,000 $ 152,000
Fayette, Kentucky 4 $ 1,530,000 $ 382,500 $ 1,348,000
Jefferson, Louisiana 4 $ 990,000 $ 247,500 $ 166,000
York, Maine 4 $ 1,490,000 $ 372,500 $ 149,000
Barnstable, Massachusetts 4 $ 1,250,000 $ 312,500 $ 237,000
Clinton, Michigan 4 $ 1,020,000 $ 255,000 $ 125,000
Genesee, Michigan 4 $ 940,000 $ 235,000 $ 168,000
Livingston, Michigan 4 $ 2,170,000 $ 542,500 $ 71,000
Midland, Michigan 4 $ 620,000 $ 155,000 $ 125,000
Muskegon, Michigan 4 $ 830,000 $ 207,500 $ 0
DeSoto, Mississippi 4 $ 890,000 $ 222,500 $ 93,000
Platte, Nebraska 4 $ 820,000 $ 205,000 $ 88,000
Mercer, New Jersey 4 $ 1,570,000 $ 392,500 $ 150,000
Burke, North Carolina 4 $ 1,630,000 $ 407,500 $ 324,000
Carteret, North Carolina 4 $ 1,630,000 $ 407,500 $ 192,000
Catawba, North Carolina 4 $ 1,090,000 $ 272,500 $ 207,000
Lincoln, North Carolina 4 $ 1,680,000 $ 420,000 $ 175,000
Cass, North Dakota 4 $ 1,090,000 $ 272,500 $ 84,000
Stark, North Dakota 4 $ 1,010,000 $ 252,500 $ 71,000
Lorain, Ohio 4 $ 970,000 $ 242,500 $ 82,000
Union, Ohio 4 $ 1,020,000 $ 255,000 $ 99,000
Warren, Ohio 4 $ 1,150,000 $ 287,500 $ 81,000
Logan, Oklahoma 4 $ 750,000 $ 187,500 $ 103,000
Marion, Oregon 4 $ 950,000 $ 237,500 $ 59,000
Bradford, Pennsylvania 4 $ 720,000 $ 180,000 $ 100,000
Butler, Pennsylvania 4 $ 1,550,000 $ 387,500 $ 205,000
Lancaster, Pennsylvania 4 $ 1,110,000 $ 277,500 $ 118,000
Luzerne, Pennsylvania 4 $ 700,000 $ 175,000 $ 82,000
Minnehaha, South Dakota 4 $ 1,060,000 $ 265,000 $ 105,000
Montgomery, Tennessee 4 $ 910,000 $ 227,500 $ 106,000
Putnam, Tennessee 4 $ 1,230,000 $ 307,500 $ 117,000
Rhea, Tennessee 4 $ 680,000 $ 170,000 $ 72,000
Wilson, Tennessee 4 $ 1,260,000 $ 315,000 $ 69,000
Angelina, Texas 4 $ 910,000 $ 227,500 $ 127,000
Liberty, Texas 4 $ 820,000 $ 205,000 $ 54,000
Wood, Texas 4 $ 1,160,000 $ 290,000 $ 168,000
Iron, Utah 4 $ 1,210,000 $ 302,500 $ 146,000
Arlington, Virginia 4 $ 970,000 $ 242,500 $ 124,000
Bedford, Virginia 4 $ 1,600,000 $ 400,000 $ 110,000
Franklin, Virginia 4 $ 1,320,000 $ 330,000 $ 196,000
Stafford, Virginia 4 $ 1,810,000 $ 452,500 $ 100,000
Virginia Beach, Virginia 4 $ 1,860,000 $ 465,000 $ 221,000
Kittitas, Washington 4 $ 2,190,000 $ 547,500 $ 696,000
Dane, Wisconsin 4 $ 840,000 $ 210,000 $ 69,000
Kenosha, Wisconsin 4 $ 960,000 $ 240,000 $ 95,000
La Crosse, Wisconsin 4 $ 980,000 $ 245,000 $ 97,000
Waupaca, Wisconsin 4 $ 680,000 $ 170,000 $ 74,000
Talladega, Alabama 3 $ 575,000 $ 191,666 $ 64,000
Anchorage, Alaska 3 $ 735,000 $ 245,000 $ 116,000
Matanuska-Susitna, Alaska 3 $ 995,000 $ 331,666 $ 62,000
Boone, Arkansas 3 $ 365,000 $ 121,666 $ 30,000
Pulaski, Arkansas 3 $ 485,000 $ 161,666 $ 0
Amador, California 3 $ 675,000 $ 225,000 $ 138,000
Calaveras, California 3 $ 1,145,000 $ 381,666 $ 701,000
Madera, California 3 $ 1,465,000 $ 488,333 $ 365,000
Boulder, Colorado 3 $ 1,245,000 $ 415,000 $ 161,000
Fremont, Colorado 3 $ 1,005,000 $ 335,000 $ 298,000
Routt, Colorado 3 $ 3,915,000 $ 1,305,000 $ 244,000
Escambia, Florida 3 $ 775,000 $ 258,333 $ 320,000
Gilchrist, Florida 3 $ 1,335,000 $ 445,000 $ 182,000
Hernando, Florida 3 $ 905,000 $ 301,666 $ 119,000
Highlands, Florida 3 $ 375,000 $ 125,000 $ 68,000
Indian River, Florida 3 $ 1,955,000 $ 651,666 $ 340,000
Gordon, Georgia 3 $ 1,075,000 $ 358,333 $ 126,000
Troup, Georgia 3 $ 435,000 $ 145,000 $ 59,000
Whitfield, Georgia 3 $ 815,000 $ 271,666 $ 141,000
Boone, Illinois 3 $ 615,000 $ 205,000 $ 65,000
Grundy, Illinois 3 $ 755,000 $ 251,666 $ 96,000
Peoria, Illinois 3 $ 555,000 $ 185,000 $ 90,000
Rock Island, Illinois 3 $ 605,000 $ 201,666 $ 91,000
Porter, Indiana 3 $ 555,000 $ 185,000 $ 69,000
Boone, Kentucky 3 $ 1,025,000 $ 341,666 $ 130,000
Orleans, Louisiana 3 $ 705,000 $ 235,000 $ 51,000
St. Tammany, Louisiana 3 $ 685,000 $ 228,333 $ 100,000
Carroll, Maryland 3 $ 1,155,000 $ 385,000 $ 96,000
Charles, Maryland 3 $ 1,105,000 $ 368,333 $ 106,000
Harford, Maryland 3 $ 645,000 $ 215,000 $ 64,000
Calhoun, Michigan 3 $ 545,000 $ 181,666 $ 63,000
Clay, Minnesota 3 $ 535,000 $ 178,333 $ 126,000
Crow Wing, Minnesota 3 $ 1,505,000 $ 501,666 $ 258,000
Johnson, Missouri 3 $ 775,000 $ 258,333 $ 117,000
Perry, Missouri 3 $ 525,000 $ 175,000 $ 173,000
Dawson, Montana 3 $ 665,000 $ 221,666 $ 0
Gallatin, Montana 3 $ 2,955,000 $ 985,000 $ 722,000
Belknap, New Hampshire 3 $ 1,435,000 $ 478,333 $ 275,000
Strafford, New Hampshire 3 $ 895,000 $ 298,333 $ 81,000
Gloucester, New Jersey 3 $ 935,000 $ 311,666 $ 168,000
Union, New Jersey 3 $ 1,495,000 $ 498,333 $ 209,000
Chaves, New Mexico 3 $ 535,000 $ 178,333 $ 62,000
Otero, New Mexico 3 $ 645,000 $ 215,000 $ 77,000
Taos, New Mexico 3 $ 1,115,000 $ 371,666 $ 235,000
Cabarrus, North Carolina 3 $ 755,000 $ 251,666 $ 118,000
Gaston, North Carolina 3 $ 865,000 $ 288,333 $ 99,000
Onslow, North Carolina 3 $ 1,255,000 $ 418,333 $ 307,000
Rowan, North Carolina 3 $ 735,000 $ 245,000 $ 102,000
Burleigh, North Dakota 3 $ 375,000 $ 125,000 $ 129,000
Butler, Ohio 3 $ 575,000 $ 191,666 $ 76,000
Delaware, Ohio 3 $ 1,155,000 $ 385,000 $ 287,000
Erie, Ohio 3 $ 415,000 $ 138,333 $ 210,000
Fayette, Ohio 3 $ 435,000 $ 145,000 $ 47,000
Lake, Ohio 3 $ 665,000 $ 221,666 $ 63,000
Mahoning, Ohio 3 $ 295,000 $ 98,333 $ 85,000
Richland, Ohio 3 $ 545,000 $ 181,666 $ 0
Wayne, Ohio 3 $ 545,000 $ 181,666 $ 92,000
Wood, Ohio 3 $ 635,000 $ 211,666 $ 177,000
Beckham, Oklahoma 3 $ 655,000 $ 218,333 $ 129,000
McCurtain, Oklahoma 3 $ 2,455,000 $ 818,333 $ 368,000
Clackamas, Oregon 3 $ 1,255,000 $ 418,333 $ 128,000
Josephine, Oregon 3 $ 995,000 $ 331,666 $ 67,000
Lane, Oregon 3 $ 1,175,000 $ 391,666 $ 480,000
Lincoln, Oregon 3 $ 485,000 $ 161,666 $ 120,000
Washington, Oregon 3 $ 2,835,000 $ 945,000 $ 354,000
Erie, Pennsylvania 3 $ 365,000 $ 121,666 $ 88,000
Lebanon, Pennsylvania 3 $ 1,025,000 $ 341,666 $ 153,000
Washington, Pennsylvania 3 $ 1,195,000 $ 398,333 $ 177,000
York, Pennsylvania 3 $ 885,000 $ 295,000 $ 79,000
Pickens, South Carolina 3 $ 635,000 $ 211,666 $ 59,000
Richland, South Carolina 3 $ 765,000 $ 255,000 $ 251,000
Cocke, Tennessee 3 $ 755,000 $ 251,666 $ 187,000
Sullivan, Tennessee 3 $ 595,000 $ 198,333 $ 52,000
Sumner, Tennessee 3 $ 1,225,000 $ 408,333 $ 165,000
White, Tennessee 3 $ 625,000 $ 208,333 $ 76,000
Caldwell, Texas 3 $ 555,000 $ 185,000 $ 95,000
Cameron, Texas 3 $ 665,000 $ 221,666 $ 76,000
Erath, Texas 3 $ 1,165,000 $ 388,333 $ 150,000
Fannin, Texas 3 $ 485,000 $ 161,666 $ 129,000
Matagorda, Texas 3 $ 495,000 $ 165,000 $ 169,000
Palo Pinto, Texas 3 $ 735,000 $ 245,000 $ 175,000
San Patricio, Texas 3 $ 965,000 $ 321,666 $ 201,000
Van Zandt, Texas 3 $ 745,000 $ 248,333 $ 146,000
Wharton, Texas 3 $ 815,000 $ 271,666 $ 135,000
Washington, Utah 3 $ 2,415,000 $ 805,000 $ 1,238,000
Accomack, Virginia 3 $ 565,000 $ 188,333 $ 146,000
Alexandria, Virginia 3 $ 985,000 $ 328,333 $ 183,000
Goochland, Virginia 3 $ 1,295,000 $ 431,666 $ 155,000
Lancaster, Virginia 3 $ 1,035,000 $ 345,000 $ 221,000
Lynchburg, Virginia 3 $ 735,000 $ 245,000 $ 117,000
Manassas, Virginia 3 $ 1,225,000 $ 408,333 $ 99,000
Chelan, Washington 3 $ 2,415,000 $ 805,000 $ 532,000
Cowlitz, Washington 3 $ 985,000 $ 328,333 $ 72,000
Mason, Washington 3 $ 945,000 $ 315,000 $ 462,000
Stevens, Washington 3 $ 695,000 $ 231,666 $ 0
Kanawha, West Virginia 3 $ 375,000 $ 125,000 $ 0
Burnett, Wisconsin 3 $ 895,000 $ 298,333 $ 230,000
Calumet, Wisconsin 3 $ 925,000 $ 308,333 $ 98,000
Portage, Wisconsin 3 $ 655,000 $ 218,333 $ 68,000
Calhoun, Alabama 2 $ 450,000 $ 225,000 $ 139,000
Elmore, Alabama 2 $ 460,000 $ 230,000 $ 270,000
Etowah, Alabama 2 $ 560,000 $ 280,000 $ 151,000
Lee, Alabama 2 $ 490,000 $ 245,000 $ 333,000
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Mortgage Loan Application Detail Totals for Nexbank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,808 $2,670,920,000 $392,000 $2,255,000 $189,000 $8,334,000
Refinancing 952 $476,020,000 $500,000 $2,805,000 $248,000 $5,590,000
Cash-out Refinancing 657 $283,445,000 $431,000 $3,505,000 $276,000 $3,478,000
Other Purpose 278 $75,480,000 $271,000 $2,005,000 $195,000 $2,205,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,646 $1,771,310,000 $381,000 $3,505,000 $195,000 $8,334,000
Not Provided 1,428 $579,360,000 $405,000 $3,005,000 $197,000 $3,837,000
Asian 1,265 $665,005,000 $525,000 $2,005,000 $250,000 $5,590,000
Hispanic 921 $330,805,000 $359,000 $2,005,000 $166,000 $2,909,000
Black or African American 378 $138,580,000 $366,000 $1,455,000 $165,000 $1,816,000
American Indian or Alaskan Native 45 $15,655,000 $347,000 $1,135,000 $392,000 $2,590,000
Native Hawaiian or Other Pacific Islander 12 $5,150,000 $429,000 $675,000 $142,000 $193,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,599 $3,468,005,000 $403,000 $3,505,000 $202,000 $8,334,000
FHA-insured (Federal Housing Administration) 71 $27,455,000 $386,000 $1,115,000 $106,000 $251,000
VA-guaranteed (Veterans Administration) 25 $10,405,000 $416,000 $735,000 $131,000 $299,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,643 $2,336,655,000 $414,000 $3,505,000 $200,000 $5,651,000
Loan Purchased By The Institution 1,175 $319,485,000 $271,000 $2,805,000 $0 $0
Application Withdrawn By Applicant 922 $394,280,000 $427,000 $1,655,000 $216,000 $8,334,000
Application Denied By Financial Institution 731 $357,025,000 $488,000 $3,005,000 $186,000 $3,478,000
Application Approved But Not Accepted 112 $46,540,000 $415,000 $1,575,000 $209,000 $3,145,000
File Closed For Incompleteness 112 $51,880,000 $463,000 $2,005,000 $217,000 $1,424,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,964 $3,148,840,000 $395,000 $3,505,000 $202,000 $8,334,000
Debt-To-Income Ratio 288 $153,960,000 $534,000 $2,005,000 $160,000 $728,000
Collateral 189 $79,825,000 $422,000 $2,005,000 $193,000 $1,348,000
Unverifiable Information 136 $73,380,000 $539,000 $3,005,000 $221,000 $3,478,000
Other 46 $18,090,000 $393,000 $1,045,000 $141,000 $444,000
Insufficient Cash (Downpayment, Closing Cost) 44 $19,750,000 $448,000 $1,655,000 $213,000 $739,000
Credit History 20 $7,110,000 $355,000 $1,505,000 $287,000 $2,205,000
Credit Application Incomplete 4 $2,430,000 $607,000 $1,025,000 $260,000 $344,000
Employment History 4 $2,480,000 $620,000 $1,445,000 $665,000 $1,799,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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