Nexbank Mortgage Lending & HMDA Data, 2024
In 2024, Nexbank of Dallas, TX reported 8,695 mortgage applications totaling $3.5 billion, down 7% from 2023. The average application was for $403,204, and applicants reported an average income of $202,225. 65% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Dallas-Plano-Irving, TX (572), Atlanta-Sandy Springs-Roswell, GA (421) and Chicago-Naperville, IL (382) (applications in parentheses).
| Mortgage Company & Address | Nexbank 2515 McKinney Avenue, Suite 1100 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,695 |
| Total Mortgage Loan Application Amount | $3,505,865,000 |
| Average Mortgage Loan Application Amount | $403,204 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $202,225 |
| Highest Applicant Income | $8,334,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 729 | $ 230,485,000 | $ 316,165 | $ 185,907 |
| Dallas-Plano-Irving, TX | 572 | $ 247,220,000 | $ 432,202 | $ 208,000 |
| Atlanta-Sandy Springs-Roswell, GA | 421 | $ 178,475,000 | $ 423,931 | $ 235,000 |
| Chicago-Naperville, IL | 382 | $ 137,340,000 | $ 359,528 | $ 166,000 |
| Houston-The Woodlands-Sugar Land, TX | 338 | $ 104,930,000 | $ 310,443 | $ 195,000 |
| Phoenix-Mesa-Scottsdale, AZ | 259 | $ 108,915,000 | $ 420,521 | $ 245,000 |
| Austin-Round Rock, TX | 237 | $ 94,535,000 | $ 398,881 | $ 177,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 237 | $ 71,625,000 | $ 302,215 | $ 105,932 |
| Los Angeles-Long Beach-Glendale, CA | 229 | $ 184,905,000 | $ 807,445 | $ 380,000 |
| Fort Worth-Arlington, TX | 212 | $ 74,650,000 | $ 352,122 | $ 183,000 |
| Marietta, GA | 174 | $ 66,750,000 | $ 383,620 | $ 179,000 |
| Riverside-San Bernardino-Ontario, CA | 164 | $ 78,920,000 | $ 481,219 | $ 237,000 |
| Denver-Aurora-Lakewood, CO | 129 | $ 60,275,000 | $ 467,248 | $ 176,000 |
| Kansas City, MO-KS | 128 | $ 33,340,000 | $ 260,468 | $ 111,750 |
| San Diego-Carlsbad, CA | 119 | $ 101,565,000 | $ 853,487 | $ 342,000 |
| Milwaukee-Waukesha-West Allis, WI | 115 | $ 31,975,000 | $ 278,043 | $ 110,000 |
| Oakland-Hayward-Berkeley, CA | 114 | $ 99,970,000 | $ 876,929 | $ 310,000 |
| Knoxville, TN | 109 | $ 32,385,000 | $ 297,110 | $ 160,000 |
| Savannah, GA | 107 | $ 32,675,000 | $ 305,373 | $ 136,000 |
| Anaheim-Santa Ana-Irvine, CA | 102 | $ 88,730,000 | $ 869,901 | $ 407,000 |
| Seattle-Bellevue-Everett, WA | 100 | $ 71,070,000 | $ 710,700 | $ 239,000 |
| Richmond, VA | 99 | $ 31,065,000 | $ 313,787 | $ 116,000 |
| San Antonio-New Braunfels, TX | 75 | $ 20,735,000 | $ 276,466 | $ 155,000 |
| St. Louis, MO-IL | 74 | $ 19,950,000 | $ 269,594 | $ 113,189 |
| Arlington-Alexandria-Reston, VA-WV | 70 | $ 33,830,000 | $ 483,285 | $ 157,514 |
| Charlotte-Concord-Gastonia, NC-SC | 68 | $ 32,350,000 | $ 475,735 | $ 257,058 |
| Warren-Troy-Farmington Hills, MI | 65 | $ 23,615,000 | $ 363,307 | $ 170,000 |
| Washington-Baltimore-Arlington, DC | 59 | $ 25,655,000 | $ 434,830 | $ 128,000 |
| Indianapolis-Carmel-Anderson, IN | 57 | $ 14,485,000 | $ 254,122 | $ 140,000 |
| Tacoma-Lakewood, WA | 56 | $ 26,160,000 | $ 467,142 | $ 174,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 55 | $ 27,175,000 | $ 494,090 | $ 316,000 |
| Tampa, FL | 54 | $ 20,150,000 | $ 373,148 | $ 177,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 52 | $ 21,590,000 | $ 415,192 | $ 204,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 51 | $ 53,105,000 | $ 1,041,274 | $ 489,000 |
| Washington, DC-MD | 47 | $ 21,285,000 | $ 452,872 | $ 147,808 |
| Oklahoma City, OK | 46 | $ 10,560,000 | $ 229,565 | $ 116,000 |
| Cambridge-Newton-Framingham, MA | 45 | $ 20,045,000 | $ 445,444 | $ 170,000 |
| Las Vegas-Henderson-Paradise, NV | 44 | $ 17,130,000 | $ 389,318 | $ 474,000 |
| Orlando-Kissimmee-Sanford, FL | 44 | $ 16,480,000 | $ 374,545 | $ 212,000 |
| Pittsburgh, PA | 42 | $ 10,840,000 | $ 258,095 | $ 145,000 |
| Raleigh, NC | 40 | $ 15,580,000 | $ 389,500 | $ 164,000 |
| St. Petersburg-Clearwater-Largo, FL | 40 | $ 13,450,000 | $ 336,250 | $ 242,000 |
| Baltimore-Columbia-Towson, MD | 39 | $ 13,885,000 | $ 356,025 | $ 142,000 |
| Everett, WA | 39 | $ 23,855,000 | $ 611,666 | $ 208,000 |
| Lakewood-New Brunswick, NJ | 39 | $ 17,095,000 | $ 438,333 | $ 153,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 39 | $ 28,405,000 | $ 728,333 | $ 430,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 38 | $ 9,860,000 | $ 259,473 | $ 106,000 |
| Columbus, OH | 38 | $ 9,830,000 | $ 258,684 | $ 126,000 |
| Montgomery County-Bucks County-Chester County, PA | 38 | $ 16,180,000 | $ 425,789 | $ 160,000 |
| North Port-Sarasota-Bradenton, FL | 36 | $ 14,140,000 | $ 392,777 | $ 349,000 |
| Boston, MA | 35 | $ 15,675,000 | $ 447,857 | $ 210,000 |
| Bridgeport-Stamford-Norwalk, CT | 34 | $ 15,460,000 | $ 454,705 | $ 195,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 34 | $ 13,170,000 | $ 387,352 | $ 144,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 32 | $ 16,480,000 | $ 515,000 | $ 214,000 |
| Appleton, WI | 31 | $ 7,315,000 | $ 235,967 | $ 83,000 |
| Jacksonville, FL | 30 | $ 13,050,000 | $ 435,000 | $ 175,000 |
| Lansing-East Lansing, MI | 30 | $ 6,170,000 | $ 205,666 | $ 106,000 |
| Reno, NV | 29 | $ 15,025,000 | $ 518,103 | $ 251,000 |
| Stockton-Lodi, CA | 29 | $ 16,475,000 | $ 568,103 | $ 224,000 |
| San Francisco-Redwood City-South San Francisco, CA | 28 | $ 28,210,000 | $ 1,007,500 | $ 317,000 |
| Cape Coral-Fort Myers, FL | 27 | $ 11,065,000 | $ 409,814 | $ 258,000 |
| Detroit-Dearborn-Livonia, MI | 27 | $ 5,625,000 | $ 208,333 | $ 117,000 |
| Elgin, IL | 27 | $ 7,685,000 | $ 284,629 | $ 152,000 |
| Salt Lake City, UT | 27 | $ 13,195,000 | $ 488,703 | $ 194,000 |
| Philadelphia, PA | 26 | $ 6,930,000 | $ 266,538 | $ 89,000 |
| Cincinnati, OH-KY-IN | 25 | $ 6,445,000 | $ 257,800 | $ 103,800 |
| Providence-Warwick, RI-MA | 25 | $ 8,725,000 | $ 349,000 | $ 120,680 |
| Tucson, AZ | 25 | $ 7,905,000 | $ 316,200 | $ 223,000 |
| Daphne-Fairhope-Foley, AL | 23 | $ 6,985,000 | $ 303,695 | $ 182,000 |
| Miami-Miami Beach-Kendall, FL | 23 | $ 14,405,000 | $ 626,304 | $ 224,000 |
| Newark, NJ-PA | 23 | $ 9,635,000 | $ 418,913 | $ 147,000 |
| Sherman-Denison, TX | 23 | $ 7,845,000 | $ 341,086 | $ 171,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 23 | $ 13,955,000 | $ 606,739 | $ 436,000 |
| Cleveland, OH | 22 | $ 3,520,000 | $ 160,000 | $ 82,000 |
| Louisville/Jefferson County, KY-IN | 22 | $ 4,500,000 | $ 204,545 | $ 65,363 |
| Ocala, FL | 22 | $ 6,030,000 | $ 274,090 | $ 154,000 |
| Oshkosh-Neenah, WI | 22 | $ 5,020,000 | $ 228,181 | $ 90,000 |
| Greenville-Anderson-Mauldin, SC | 21 | $ 6,545,000 | $ 311,666 | $ 131,000 |
| New York-Jersey City-White Plains, NY-NJ | 21 | $ 10,985,000 | $ 523,095 | $ 175,000 |
| Provo-Orem, UT | 21 | $ 8,625,000 | $ 410,714 | $ 178,000 |
| Charleston-North Charleston, SC | 20 | $ 8,530,000 | $ 426,500 | $ 320,000 |
| Lubbock, TX | 20 | $ 5,270,000 | $ 263,500 | $ 165,000 |
| Gainesville, GA | 19 | $ 7,695,000 | $ 405,000 | $ 176,000 |
| Hartford-West Hartford-East Hartford, CT | 19 | $ 6,185,000 | $ 325,526 | $ 133,000 |
| Wilmington, NC | 19 | $ 7,855,000 | $ 413,421 | $ 329,000 |
| Bakersfield, CA | 18 | $ 5,050,000 | $ 280,555 | $ 142,000 |
| Chattanooga, TN-GA | 18 | $ 5,420,000 | $ 301,111 | $ 183,666 |
| Lakeland-Winter Haven, FL | 18 | $ 4,690,000 | $ 260,555 | $ 170,000 |
| Fresno, CA | 17 | $ 7,075,000 | $ 416,176 | $ 402,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 17 | $ 4,015,000 | $ 236,176 | $ 195,000 |
| Corpus Christi, TX | 16 | $ 4,840,000 | $ 302,500 | $ 225,000 |
| Killeen-Temple, TX | 16 | $ 3,930,000 | $ 245,625 | $ 123,000 |
| Birmingham-Hoover, AL | 15 | $ 3,305,000 | $ 220,333 | $ 110,000 |
| Colorado Springs, CO | 15 | $ 6,795,000 | $ 453,000 | $ 231,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 5,485,000 | $ 365,666 | $ 534,000 |
| Lake County-Kenosha County, IL-WI | 15 | $ 5,225,000 | $ 348,333 | $ 155,000 |
| Prescott Valley-Prescott, AZ | 15 | $ 4,815,000 | $ 321,000 | $ 169,000 |
| Urban Honolulu, HI | 15 | $ 10,805,000 | $ 720,333 | $ 337,000 |
| Green Bay, WI | 14 | $ 3,430,000 | $ 245,000 | $ 66,000 |
| McAllen-Edinburg-Mission, TX | 14 | $ 4,820,000 | $ 344,285 | $ 102,000 |
| Rochester, MN | 14 | $ 3,430,000 | $ 245,000 | $ 86,000 |
| Rockingham County-Strafford County, NH | 14 | $ 4,760,000 | $ 340,000 | $ 122,000 |
| Toledo, OH | 14 | $ 1,980,000 | $ 141,428 | $ 135,000 |
| Waco, TX | 14 | $ 4,020,000 | $ 287,142 | $ 139,000 |
| Boise City, ID | 13 | $ 5,565,000 | $ 428,076 | $ 249,000 |
| Durham-Chapel Hill, NC | 13 | $ 6,465,000 | $ 497,307 | $ 178,000 |
| Grand Rapids-Wyoming, MI | 13 | $ 4,005,000 | $ 308,076 | $ 163,000 |
| Palm Bay-Melbourne-Titusville, FL | 13 | $ 3,295,000 | $ 253,461 | $ 195,000 |
| Santa Rosa, CA | 13 | $ 8,325,000 | $ 640,384 | $ 230,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 13 | $ 4,295,000 | $ 330,384 | $ 111,000 |
| Fort Collins, CO | 12 | $ 6,030,000 | $ 502,500 | $ 142,000 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 5,410,000 | $ 450,833 | $ 273,000 |
| Visalia-Porterville, CA | 12 | $ 3,500,000 | $ 291,666 | $ 190,000 |
| Worcester, MA-CT | 12 | $ 3,400,000 | $ 283,333 | $ 67,000 |
| Yuma, AZ | 12 | $ 2,640,000 | $ 220,000 | $ 0 |
| Bend-Redmond, OR | 11 | $ 4,365,000 | $ 396,818 | $ 226,000 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 7,295,000 | $ 663,181 | $ 637,000 |
| Memphis, TN-MS-AR | 11 | $ 2,225,000 | $ 202,272 | $ 101,272 |
| Olympia-Tumwater, WA | 11 | $ 5,115,000 | $ 465,000 | $ 321,000 |
| Albuquerque, NM | 10 | $ 4,300,000 | $ 430,000 | $ 171,000 |
| Camden, NJ | 10 | $ 2,530,000 | $ 253,000 | $ 123,000 |
| Coeur D'Alene, ID | 10 | $ 4,290,000 | $ 429,000 | $ 236,000 |
| College Station-Bryan, TX | 10 | $ 3,370,000 | $ 337,000 | $ 242,000 |
| Harrisonburg, VA | 10 | $ 3,150,000 | $ 315,000 | $ 93,000 |
| Las Cruces, NM | 10 | $ 2,070,000 | $ 207,000 | $ 92,000 |
| Panama City, FL | 10 | $ 3,990,000 | $ 399,000 | $ 175,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 10 | $ 1,470,000 | $ 147,000 | $ 70,000 |
| Spokane-Spokane Valley, WA | 10 | $ 3,020,000 | $ 302,000 | $ 183,000 |
| Amarillo, TX | 9 | $ 1,865,000 | $ 207,222 | $ 80,000 |
| Beaumont-Port Arthur, TX | 9 | $ 1,625,000 | $ 180,555 | $ 91,000 |
| El Paso, TX | 9 | $ 1,835,000 | $ 203,888 | $ 131,000 |
| Grand Junction, CO | 9 | $ 2,395,000 | $ 266,111 | $ 100,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 2,895,000 | $ 321,666 | $ 254,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 2,505,000 | $ 278,333 | $ 269,000 |
| Lynchburg, VA | 9 | $ 2,725,000 | $ 302,777 | $ 97,000 |
| Omaha-Council Bluffs, NE-IA | 9 | $ 2,215,000 | $ 246,111 | $ 77,666 |
| Spartanburg, SC | 9 | $ 2,205,000 | $ 245,000 | $ 132,000 |
| Vallejo-Fairfield, CA | 9 | $ 4,535,000 | $ 503,888 | $ 188,000 |
| Winston-Salem, NC | 9 | $ 2,435,000 | $ 270,555 | $ 138,000 |
| Abilene, TX | 8 | $ 1,910,000 | $ 238,750 | $ 157,000 |
| Asheville, NC | 8 | $ 2,560,000 | $ 320,000 | $ 656,000 |
| Bellingham, WA | 8 | $ 3,460,000 | $ 432,500 | $ 189,000 |
| El Centro, CA | 8 | $ 1,710,000 | $ 213,750 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 3,310,000 | $ 413,750 | $ 233,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 8 | $ 4,420,000 | $ 552,500 | $ 380,000 |
| Lake County-Porter County-Jasper County, IN | 8 | $ 1,580,000 | $ 197,500 | $ 75,000 |
| New Orleans-Metairie, LA | 8 | $ 1,830,000 | $ 228,750 | $ 121,000 |
| Port St. Lucie, FL | 8 | $ 3,010,000 | $ 376,250 | $ 283,000 |
| Punta Gorda, FL | 8 | $ 2,350,000 | $ 293,750 | $ 185,000 |
| Waterbury-Shelton, CT | 8 | $ 1,910,000 | $ 238,750 | $ 100,000 |
| Akron, OH | 7 | $ 985,000 | $ 140,714 | $ 169,000 |
| Ann Arbor, MI | 7 | $ 1,925,000 | $ 275,000 | $ 129,000 |
| Champaign-Urbana, IL | 7 | $ 1,385,000 | $ 197,857 | $ 164,000 |
| Dayton-Springfield-Kettering, OH | 7 | $ 1,415,000 | $ 202,142 | $ 65,000 |
| Fargo, ND-MN | 7 | $ 1,625,000 | $ 232,142 | $ 102,000 |
| Harrisburg-Carlisle, PA | 7 | $ 1,295,000 | $ 185,000 | $ 82,000 |
| Lexington-Fayette, KY | 7 | $ 2,225,000 | $ 317,857 | $ 1,348,000 |
| Modesto, CA | 7 | $ 2,245,000 | $ 320,714 | $ 267,000 |
| Morristown, TN | 7 | $ 1,585,000 | $ 226,428 | $ 124,000 |
| Napa, CA | 7 | $ 3,625,000 | $ 517,857 | $ 216,000 |
| Portland-South Portland, ME | 7 | $ 2,335,000 | $ 333,571 | $ 150,000 |
| Racine, WI | 7 | $ 1,555,000 | $ 222,142 | $ 131,000 |
| Rapid City, SD | 7 | $ 1,315,000 | $ 187,857 | $ 76,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 2,805,000 | $ 400,714 | $ 123,000 |
| State College, PA | 7 | $ 2,405,000 | $ 343,571 | $ 142,000 |
| Tulsa, OK | 7 | $ 1,075,000 | $ 153,571 | $ 122,000 |
| Tyler, TX | 7 | $ 2,095,000 | $ 299,285 | $ 158,000 |
| Wichita, KS | 7 | $ 1,735,000 | $ 247,857 | $ 104,000 |
| Anchorage, AK | 6 | $ 1,730,000 | $ 288,333 | $ 84,000 |
| Athens-Clarke County, GA | 6 | $ 1,710,000 | $ 285,000 | $ 142,000 |
| Fond Du Lac, WI | 6 | $ 1,210,000 | $ 201,666 | $ 79,000 |
| Laredo, TX | 6 | $ 1,680,000 | $ 280,000 | $ 117,000 |
| Niles-Benton Harbor, MI | 6 | $ 1,730,000 | $ 288,333 | $ 249,000 |
| Ogden-Clearfield, UT | 6 | $ 2,260,000 | $ 376,666 | $ 110,000 |
| Roanoke, VA | 6 | $ 2,030,000 | $ 338,333 | $ 153,000 |
| Rome, GA | 6 | $ 1,300,000 | $ 216,666 | $ 104,000 |
| Salinas, CA | 6 | $ 4,490,000 | $ 748,333 | $ 368,000 |
| Springfield, MO | 6 | $ 1,430,000 | $ 238,333 | $ 79,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,755,000 | $ 351,000 | $ 117,000 |
| Columbia, SC | 5 | $ 1,065,000 | $ 213,000 | $ 251,000 |
| Columbus, GA-AL | 5 | $ 635,000 | $ 127,000 | $ 161,000 |
| Fort Wayne, IN | 5 | $ 855,000 | $ 171,000 | $ 0 |
| Gainesville, FL | 5 | $ 2,005,000 | $ 401,000 | $ 182,000 |
| Greeley, CO | 5 | $ 1,655,000 | $ 331,000 | $ 91,000 |
| Huntsville, AL | 5 | $ 1,165,000 | $ 233,000 | $ 86,000 |
| Janesville-Beloit, WI | 5 | $ 1,065,000 | $ 213,000 | $ 67,000 |
| Madison, WI | 5 | $ 1,125,000 | $ 225,000 | $ 69,000 |
| Midland, TX | 5 | $ 1,955,000 | $ 391,000 | $ 321,000 |
| Norwich-New London, CT | 5 | $ 1,325,000 | $ 265,000 | $ 70,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,385,000 | $ 277,000 | $ 287,000 |
| Reading, PA | 5 | $ 1,205,000 | $ 241,000 | $ 106,000 |
| Salem, OR | 5 | $ 1,155,000 | $ 231,000 | $ 59,000 |
| San Rafael, CA | 5 | $ 4,395,000 | $ 879,000 | $ 227,000 |
| Springfield, MA | 5 | $ 1,205,000 | $ 241,000 | $ 57,000 |
| Texarkana, TX-AR | 5 | $ 605,000 | $ 121,000 | $ 213,000 |
| Traverse City, MI | 5 | $ 3,675,000 | $ 735,000 | $ 1,390,000 |
| Valdosta, GA | 5 | $ 1,095,000 | $ 219,000 | $ 89,000 |
| Wilmington, DE-MD-NJ | 5 | $ 2,105,000 | $ 421,000 | $ 172,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 590,000 | $ 147,500 | $ 51,000 |
| Barnstable Town, MA | 4 | $ 1,250,000 | $ 312,500 | $ 237,000 |
| Baton Rouge, LA | 4 | $ 890,000 | $ 222,500 | $ 0 |
| Bismarck, ND | 4 | $ 490,000 | $ 122,500 | $ 132,000 |
| Chico, CA | 4 | $ 950,000 | $ 237,500 | $ 109,000 |
| Clarksville, TN-KY | 4 | $ 910,000 | $ 227,500 | $ 106,000 |
| Dalton, GA | 4 | $ 890,000 | $ 222,500 | $ 113,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 850,000 | $ 212,500 | $ 112,750 |
| Flagstaff, AZ | 4 | $ 2,740,000 | $ 685,000 | $ 598,000 |
| Flint, MI | 4 | $ 940,000 | $ 235,000 | $ 168,000 |
| Greensboro-High Point, NC | 4 | $ 920,000 | $ 230,000 | $ 78,000 |
| Kenosha, WI | 4 | $ 960,000 | $ 240,000 | $ 95,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 770,000 | $ 192,500 | $ 52,000 |
| La Crosse-Onalaska, WI-MN | 4 | $ 980,000 | $ 245,000 | $ 97,000 |
| Lancaster, PA | 4 | $ 1,110,000 | $ 277,500 | $ 118,000 |
| Longview, TX | 4 | $ 630,000 | $ 157,500 | $ 59,000 |
| Midland, MI | 4 | $ 620,000 | $ 155,000 | $ 125,000 |
| Mobile, AL | 4 | $ 1,090,000 | $ 272,500 | $ 93,000 |
| Muskegon, MI | 4 | $ 830,000 | $ 207,500 | $ 0 |
| New Haven-Milford, CT | 4 | $ 1,370,000 | $ 342,500 | $ 90,000 |
| Pueblo, CO | 4 | $ 1,170,000 | $ 292,500 | $ 270,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 2,620,000 | $ 655,000 | $ 359,000 |
| Sioux Falls, SD | 4 | $ 1,060,000 | $ 265,000 | $ 105,000 |
| Trenton, NJ | 4 | $ 1,570,000 | $ 392,500 | $ 150,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 470,000 | $ 117,500 | $ 85,000 |
| Battle Creek, MI | 3 | $ 545,000 | $ 181,666 | $ 63,000 |
| Boulder, CO | 3 | $ 1,245,000 | $ 415,000 | $ 161,000 |
| Bozeman, MT | 3 | $ 2,955,000 | $ 985,000 | $ 722,000 |
| Brownsville-Harlingen, TX | 3 | $ 665,000 | $ 221,666 | $ 76,000 |
| Brunswick, GA | 3 | $ 1,535,000 | $ 511,666 | $ 201,000 |
| Charleston, WV | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Erie, PA | 3 | $ 365,000 | $ 121,666 | $ 88,000 |
| Eugene, OR | 3 | $ 1,175,000 | $ 391,666 | $ 480,000 |
| Grants Pass, OR | 3 | $ 995,000 | $ 331,666 | $ 67,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 605,000 | $ 201,666 | $ 130,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Jacksonville, NC | 3 | $ 1,255,000 | $ 418,333 | $ 307,000 |
| Johnson City, TN | 3 | $ 485,000 | $ 161,666 | $ 55,000 |
| Lebanon, PA | 3 | $ 1,025,000 | $ 341,666 | $ 153,000 |
| Lexington Park, MD | 3 | $ 935,000 | $ 311,666 | $ 204,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Longview, WA | 3 | $ 985,000 | $ 328,333 | $ 72,000 |
| Macon-Bibb County, GA | 3 | $ 505,000 | $ 168,333 | $ 115,000 |
| Mansfield, OH | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Montgomery, AL | 3 | $ 605,000 | $ 201,666 | $ 166,000 |
| Peoria, IL | 3 | $ 555,000 | $ 185,000 | $ 90,000 |
| Rockford, IL | 3 | $ 615,000 | $ 205,000 | $ 65,000 |
| Sandusky, OH | 3 | $ 415,000 | $ 138,333 | $ 210,000 |
| Sebastian-Vero Beach, FL | 3 | $ 1,955,000 | $ 651,666 | $ 340,000 |
| Sebring, FL | 3 | $ 375,000 | $ 125,000 | $ 68,000 |
| Slidell-Mandeville-Covington, LA | 3 | $ 685,000 | $ 228,333 | $ 100,000 |
| St. George, UT | 3 | $ 2,415,000 | $ 805,000 | $ 1,238,000 |
| Wenatchee, WA | 3 | $ 2,415,000 | $ 805,000 | $ 532,000 |
| Wichita Falls, TX | 3 | $ 445,000 | $ 148,333 | $ 145,000 |
| York-Hanover, PA | 3 | $ 885,000 | $ 295,000 | $ 79,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 450,000 | $ 225,000 | $ 139,000 |
| Auburn-Opelika, AL | 2 | $ 490,000 | $ 245,000 | $ 333,000 |
| Bay City, MI | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Bloomington, IL | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Canton-Massillon, OH | 2 | $ 250,000 | $ 125,000 | $ 22,000 |
| Casper, WY | 2 | $ 900,000 | $ 450,000 | $ 162,000 |
| Columbia, MO | 2 | $ 430,000 | $ 215,000 | $ 181,000 |
| Des Moines-West Des Moines, IA | 2 | $ 260,000 | $ 130,000 | $ 24,000 |
| Duluth, MN-WI | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Fayetteville, NC | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Gadsden, AL | 2 | $ 560,000 | $ 280,000 | $ 151,000 |
| Hinesville, GA | 2 | $ 670,000 | $ 335,000 | $ 97,000 |
| Kankakee, IL | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Lake Charles, LA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Lawton, OK | 2 | $ 260,000 | $ 130,000 | $ 66,000 |
| Manchester-Nashua, NH | 2 | $ 1,110,000 | $ 555,000 | $ 247,000 |
| Manhattan, KS | 2 | $ 370,000 | $ 185,000 | $ 233,000 |
| Merced, CA | 2 | $ 830,000 | $ 415,000 | $ 174,000 |
| Morgantown, WV | 2 | $ 780,000 | $ 390,000 | $ 130,000 |
| Odessa, TX | 2 | $ 400,000 | $ 200,000 | $ 1,382,000 |
| Pittsfield, MA | 2 | $ 480,000 | $ 240,000 | $ 65,000 |
| Redding, CA | 2 | $ 770,000 | $ 385,000 | $ 91,000 |
| Rocky Mount, NC | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Saginaw, MI | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
| Sheboygan, WI | 2 | $ 460,000 | $ 230,000 | $ 85,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 500,000 | $ 250,000 | $ 535,500 |
| St. Cloud, MN | 2 | $ 530,000 | $ 265,000 | $ 65,000 |
| Tallahassee, FL | 2 | $ 780,000 | $ 390,000 | $ 91,000 |
| Terre Haute, IN | 2 | $ 540,000 | $ 270,000 | $ 750,000 |
| Topeka, KS | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| Warner Robins, GA | 2 | $ 370,000 | $ 185,000 | $ 73,000 |
| Yakima, WA | 2 | $ 1,690,000 | $ 845,000 | $ 1,192,000 |
| Albany, OR | 1 | $ 305,000 | $ 305,000 | $ 265,000 |
| Alexandria, LA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Altoona, PA | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| Amherst Town-Northampton, MA | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bowling Green, KY | 1 | $ 235,000 | $ 235,000 | $ 190,000 |
| Burlington, NC | 1 | $ 185,000 | $ 185,000 | $ 225,000 |
| Burlington-South Burlington, VT | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Cape Girardeau, MO-IL | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Charlottesville, VA | 1 | $ 385,000 | $ 385,000 | $ 73,000 |
| Cleveland, TN | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Decatur, IL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Dothan, AL | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Dover, DE | 1 | $ 215,000 | $ 215,000 | $ 346,000 |
| Eau Claire, WI | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Florence, SC | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 135,000 | $ 135,000 | $ 230,000 |
| Grand Forks, ND-MN | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Grand Island, NE | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Greenville, NC | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Hammond, LA | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Helena, MT | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Homosassa Springs, FL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hot Springs, AR | 1 | $ 205,000 | $ 205,000 | $ 194,000 |
| Idaho Falls, ID | 1 | $ 385,000 | $ 385,000 | $ 62,000 |
| Jackson, TN | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Johnstown, PA | 1 | $ 35,000 | $ 35,000 | $ 144,000 |
| Jonesboro, AR | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 1,295,000 | $ 1,295,000 | $ 788,000 |
| Kennewick-Richland, WA | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Kokomo, IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lafayette, LA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Lima, OH | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lincoln, NE | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Mankato-North Mankato, MN | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Medford, OR | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Monroe, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Owensboro, KY | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Pocatello, ID | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Santa Fe, NM | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Springfield, OH | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Twin Falls, ID | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Walla Walla, WA | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Wildwood-The Villages, FL | 1 | $ 265,000 | $ 265,000 | $ 0 |
Mortgage Loan Application Detail Totals for Nexbank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,808 | $2,670,920,000 | $392,000 | $2,255,000 | $189,000 | $8,334,000 |
| Refinancing | 952 | $476,020,000 | $500,000 | $2,805,000 | $248,000 | $5,590,000 |
| Cash-out Refinancing | 657 | $283,445,000 | $431,000 | $3,505,000 | $276,000 | $3,478,000 |
| Other Purpose | 278 | $75,480,000 | $271,000 | $2,005,000 | $195,000 | $2,205,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,646 | $1,771,310,000 | $381,000 | $3,505,000 | $195,000 | $8,334,000 |
| Not Provided | 1,428 | $579,360,000 | $405,000 | $3,005,000 | $197,000 | $3,837,000 |
| Asian | 1,265 | $665,005,000 | $525,000 | $2,005,000 | $250,000 | $5,590,000 |
| Hispanic | 921 | $330,805,000 | $359,000 | $2,005,000 | $166,000 | $2,909,000 |
| Black or African American | 378 | $138,580,000 | $366,000 | $1,455,000 | $165,000 | $1,816,000 |
| American Indian or Alaskan Native | 45 | $15,655,000 | $347,000 | $1,135,000 | $392,000 | $2,590,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $5,150,000 | $429,000 | $675,000 | $142,000 | $193,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,599 | $3,468,005,000 | $403,000 | $3,505,000 | $202,000 | $8,334,000 |
| FHA-insured (Federal Housing Administration) | 71 | $27,455,000 | $386,000 | $1,115,000 | $106,000 | $251,000 |
| VA-guaranteed (Veterans Administration) | 25 | $10,405,000 | $416,000 | $735,000 | $131,000 | $299,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,643 | $2,336,655,000 | $414,000 | $3,505,000 | $200,000 | $5,651,000 |
| Loan Purchased By The Institution | 1,175 | $319,485,000 | $271,000 | $2,805,000 | $0 | $0 |
| Application Withdrawn By Applicant | 922 | $394,280,000 | $427,000 | $1,655,000 | $216,000 | $8,334,000 |
| Application Denied By Financial Institution | 731 | $357,025,000 | $488,000 | $3,005,000 | $186,000 | $3,478,000 |
| Application Approved But Not Accepted | 112 | $46,540,000 | $415,000 | $1,575,000 | $209,000 | $3,145,000 |
| File Closed For Incompleteness | 112 | $51,880,000 | $463,000 | $2,005,000 | $217,000 | $1,424,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,964 | $3,148,840,000 | $395,000 | $3,505,000 | $202,000 | $8,334,000 |
| Debt-To-Income Ratio | 288 | $153,960,000 | $534,000 | $2,005,000 | $160,000 | $728,000 |
| Collateral | 189 | $79,825,000 | $422,000 | $2,005,000 | $193,000 | $1,348,000 |
| Unverifiable Information | 136 | $73,380,000 | $539,000 | $3,005,000 | $221,000 | $3,478,000 |
| Other | 46 | $18,090,000 | $393,000 | $1,045,000 | $141,000 | $444,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 44 | $19,750,000 | $448,000 | $1,655,000 | $213,000 | $739,000 |
| Credit History | 20 | $7,110,000 | $355,000 | $1,505,000 | $287,000 | $2,205,000 |
| Credit Application Incomplete | 4 | $2,430,000 | $607,000 | $1,025,000 | $260,000 | $344,000 |
| Employment History | 4 | $2,480,000 | $620,000 | $1,445,000 | $665,000 | $1,799,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nexbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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