Nfcu Mortgage Lending & HMDA Data, 2009

In 2009, Nfcu of Vienna, VA reported 72,846 mortgage applications totaling $15.6 billion, about the same as 2008. The average application was for $214,741, and applicants reported an average income of $103,781. 44% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (9,641), Virginia Beach-Norfolk-Newport News, VA-NC (6,277) and San Diego-Carlsbad-San Marcos, CA (2,929) (applications in parentheses).

Mortgage Company & Address Nfcu
820 Follin Lane
Vienna, VA 22180
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 72,846
Total Mortgage Loan Application Amount $15,643,049,000
Average Mortgage Loan Application Amount $214,741
Highest Mortgage Loan Application Amount $2,240,000
Average Applicant Income $103,781
Highest Applicant Income $5,861,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nfcu filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nfcu by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfax, Virginia 3,106 $ 1,000,021,000 $ 321,964 $ 145,000
San Diego, California 2,929 $ 882,406,000 $ 301,265 $ 123,000
Virginia Beach, Virginia 2,837 $ 536,433,000 $ 189,084 $ 94,000
Chesapeake, Virginia 1,281 $ 263,409,000 $ 205,627 $ 102,000
Duval, Florida 1,199 $ 163,964,000 $ 136,750 $ 83,000
Prince George's, Maryland 1,130 $ 237,986,000 $ 210,607 $ 108,000
Anne Arundel, Maryland 1,129 $ 338,537,000 $ 299,855 $ 132,000
Prince William, Virginia 1,072 $ 269,580,000 $ 251,473 $ 122,000
Montgomery, Maryland 994 $ 310,786,000 $ 312,661 $ 138,000
Onslow, North Carolina 909 $ 116,235,000 $ 127,871 $ 78,000
Honolulu, Hawaii 865 $ 293,673,000 $ 339,506 $ 119,000
Kitsap, Washington 799 $ 160,760,000 $ 201,201 $ 100,000
St. Mary's, Maryland 740 $ 181,122,000 $ 244,759 $ 123,000
Norfolk, Virginia 717 $ 111,238,000 $ 155,143 $ 81,000
Escambia, Florida 715 $ 89,778,000 $ 125,563 $ 76,000
Loudoun, Virginia 691 $ 234,538,000 $ 339,418 $ 140,000
Stafford, Virginia 633 $ 160,998,000 $ 254,341 $ 128,000
Charles, Maryland 519 $ 119,456,000 $ 230,165 $ 115,000
Riverside, California 508 $ 105,754,000 $ 208,177 $ 96,000
District of Columbia, District Of Columbia 499 $ 131,871,000 $ 264,270 $ 119,000
Arlington, Virginia 498 $ 185,195,000 $ 371,877 $ 159,000
New London, Connecticut 459 $ 83,905,000 $ 182,799 $ 99,000
Camden, Georgia 454 $ 67,177,000 $ 147,966 $ 76,000
Los Angeles, California 422 $ 128,326,000 $ 304,090 $ 130,000
Clay, Florida 370 $ 59,599,000 $ 161,078 $ 94,000
Orange, California 368 $ 131,528,000 $ 357,413 $ 135,000
Spotsylvania, Virginia 365 $ 83,133,000 $ 227,761 $ 111,000
Alexandria, Virginia 353 $ 118,375,000 $ 335,339 $ 172,000
Maricopa, Arizona 349 $ 72,349,000 $ 207,303 $ 111,000
Craven, North Carolina 347 $ 53,478,000 $ 154,115 $ 87,000
Suffolk, Virginia 346 $ 77,345,000 $ 223,540 $ 99,000
Bexar, Texas 314 $ 52,809,000 $ 168,181 $ 108,000
Tarrant, Texas 309 $ 44,371,000 $ 143,595 $ 103,000
Calvert, Maryland 306 $ 79,296,000 $ 259,137 $ 129,000
Beaufort, South Carolina 296 $ 53,632,000 $ 181,189 $ 83,000
Clark, Nevada 291 $ 50,370,000 $ 173,092 $ 97,000
King, Washington 272 $ 93,293,000 $ 342,988 $ 149,000
Snohomish, Washington 272 $ 68,127,000 $ 250,466 $ 101,000
Island, Washington 271 $ 54,327,000 $ 200,468 $ 87,000
Portsmouth, Virginia 265 $ 36,223,000 $ 136,690 $ 74,000
Howard, Maryland 257 $ 77,104,000 $ 300,015 $ 138,000
Orange, Florida 254 $ 44,323,000 $ 174,500 $ 100,000
Berkeley, South Carolina 250 $ 35,958,000 $ 143,832 $ 82,000
Shelby, Tennessee 250 $ 40,161,000 $ 160,644 $ 94,000
Hillsborough, Florida 248 $ 49,565,000 $ 199,858 $ 115,000
San Bernardino, California 241 $ 36,147,000 $ 149,987 $ 87,000
Newport, Rhode Island 232 $ 53,787,000 $ 231,840 $ 120,000
Wake, North Carolina 230 $ 46,827,000 $ 203,595 $ 103,000
Harris, Texas 227 $ 39,586,000 $ 174,387 $ 109,000
Santa Rosa, Florida 226 $ 37,812,000 $ 167,309 $ 88,000
Yuma, Arizona 190 $ 28,221,000 $ 148,531 $ 80,000
Camden, New Jersey 188 $ 27,062,000 $ 143,946 $ 94,000
El Paso, Colorado 186 $ 46,924,000 $ 252,279 $ 120,000
Dorchester, South Carolina 184 $ 27,894,000 $ 151,597 $ 94,000
Fulton, Georgia 182 $ 48,415,000 $ 266,016 $ 135,000
Hampton, Virginia 182 $ 28,691,000 $ 157,642 $ 87,000
Nueces, Texas 180 $ 22,429,000 $ 124,605 $ 91,000
Montgomery, Pennsylvania 179 $ 41,683,000 $ 232,865 $ 112,000
Charleston, South Carolina 177 $ 34,398,000 $ 194,338 $ 103,000
Ventura, California 171 $ 52,157,000 $ 305,011 $ 117,000
Philadelphia, Pennsylvania 169 $ 20,935,000 $ 123,875 $ 82,000
Frederick, Maryland 168 $ 41,074,000 $ 244,488 $ 114,000
Newport News, Virginia 165 $ 25,565,000 $ 154,939 $ 83,000
Cook, Illinois 164 $ 34,556,000 $ 210,707 $ 110,000
Cobb, Georgia 163 $ 33,836,000 $ 207,582 $ 112,000
Pierce, Washington 161 $ 37,707,000 $ 234,204 $ 114,000
Carteret, North Carolina 157 $ 28,736,000 $ 183,031 $ 100,000
Baltimore, Maryland 149 $ 33,356,000 $ 223,865 $ 107,000
Burlington, New Jersey 148 $ 28,971,000 $ 195,750 $ 110,000
Gwinnett, Georgia 147 $ 24,671,000 $ 167,829 $ 103,000
Washington, Rhode Island 147 $ 35,525,000 $ 241,666 $ 110,000
Broward, Florida 145 $ 30,954,000 $ 213,475 $ 133,000
Miami-Dade, Florida 144 $ 29,810,000 $ 207,013 $ 129,000
Cuyahoga, Ohio 143 $ 15,986,000 $ 111,790 $ 81,000
Gloucester, New Jersey 141 $ 23,273,000 $ 165,056 $ 99,000
Bucks, Pennsylvania 141 $ 34,734,000 $ 246,340 $ 136,000
Lake, Illinois 140 $ 28,455,000 $ 203,250 $ 101,000
Mecklenburg, North Carolina 140 $ 28,911,000 $ 206,507 $ 111,000
St. Johns, Florida 138 $ 33,972,000 $ 246,173 $ 118,000
Sussex, Delaware 132 $ 34,857,000 $ 264,068 $ 163,000
Currituck, North Carolina 130 $ 30,651,000 $ 235,776 $ 112,000
Delaware, Pennsylvania 128 $ 22,818,000 $ 178,265 $ 106,000
Fauquier, Virginia 128 $ 36,270,000 $ 283,359 $ 111,000
Harrison, Mississippi 127 $ 14,708,000 $ 115,811 $ 85,000
Brevard, Florida 126 $ 21,964,000 $ 174,317 $ 98,000
Seminole, Florida 122 $ 20,216,000 $ 165,704 $ 106,000
DeKalb, Georgia 121 $ 20,636,000 $ 170,545 $ 113,000
Pima, Arizona 120 $ 25,490,000 $ 212,416 $ 97,000
Kings, California 119 $ 21,010,000 $ 176,554 $ 93,000
Chesterfield, Virginia 117 $ 23,593,000 $ 201,649 $ 92,000
Cumberland, Maine 116 $ 21,482,000 $ 185,189 $ 104,000
James City, Virginia 113 $ 30,970,000 $ 274,070 $ 127,000
Dallas, Texas 110 $ 20,408,000 $ 185,527 $ 118,000
Chester, Pennsylvania 107 $ 27,830,000 $ 260,093 $ 132,000
St. Tammany, Louisiana 106 $ 18,128,000 $ 171,018 $ 100,000
Middlesex, Massachusetts 106 $ 32,857,000 $ 309,971 $ 132,000
Kern, California 103 $ 18,900,000 $ 183,495 $ 99,000
Pinellas, Florida 102 $ 20,571,000 $ 201,676 $ 123,000
Arapahoe, Colorado 101 $ 20,443,000 $ 202,405 $ 104,000
Oklahoma, Oklahoma 101 $ 15,498,000 $ 153,445 $ 89,000
Orleans, Louisiana 99 $ 13,668,000 $ 138,060 $ 93,000
King George, Virginia 99 $ 23,319,000 $ 235,545 $ 120,000
Jefferson, Colorado 98 $ 21,584,000 $ 220,244 $ 103,000
Volusia, Florida 96 $ 12,987,000 $ 135,281 $ 73,000
Suffolk, New York 96 $ 26,053,000 $ 271,385 $ 130,000
Baltimore City, Maryland 95 $ 14,489,000 $ 152,515 $ 91,000
Columbia, Georgia 93 $ 15,714,000 $ 168,967 $ 90,000
Jefferson, Louisiana 93 $ 10,630,000 $ 114,301 $ 80,000
Ocean, New Jersey 93 $ 22,626,000 $ 243,290 $ 125,000
Cumberland, North Carolina 93 $ 12,689,000 $ 136,440 $ 87,000
York, Virginia 90 $ 24,896,000 $ 276,622 $ 131,000
York, Pennsylvania 89 $ 18,045,000 $ 202,752 $ 99,000
Nassau, Florida 87 $ 14,908,000 $ 171,356 $ 97,000
Henrico, Virginia 87 $ 19,427,000 $ 223,298 $ 110,000
New Castle, Delaware 86 $ 17,287,000 $ 201,011 $ 102,000
Monterey, California 85 $ 34,288,000 $ 403,388 $ 149,000
Baldwin, Alabama 84 $ 14,934,000 $ 177,785 $ 101,000
Madison, Alabama 84 $ 17,724,000 $ 211,000 $ 114,000
Allegheny, Pennsylvania 84 $ 13,550,000 $ 161,309 $ 96,000
Collin, Texas 84 $ 16,170,000 $ 192,500 $ 114,000
Alameda, California 83 $ 29,829,000 $ 359,385 $ 143,000
Travis, Texas 83 $ 17,439,000 $ 210,108 $ 129,000
Palm Beach, Florida 82 $ 14,857,000 $ 181,182 $ 104,000
Richland, South Carolina 82 $ 12,353,000 $ 150,646 $ 107,000
Hartford, Connecticut 81 $ 15,709,000 $ 193,938 $ 115,000
Isle of Wight, Virginia 81 $ 21,639,000 $ 267,148 $ 108,000
El Paso, Texas 80 $ 7,635,000 $ 95,437 $ 85,000
Bernalillo, New Mexico 79 $ 15,900,000 $ 201,265 $ 108,000
Tipton, Tennessee 79 $ 11,078,000 $ 140,227 $ 92,000
Contra Costa, California 78 $ 27,485,000 $ 352,371 $ 143,000
Bristol, Massachusetts 76 $ 17,963,000 $ 236,355 $ 118,000
Horry, South Carolina 74 $ 14,361,000 $ 194,067 $ 114,000
Skagit, Washington 74 $ 17,495,000 $ 236,418 $ 107,000
Santa Clara, California 73 $ 33,934,000 $ 464,849 $ 159,000
New Haven, Connecticut 73 $ 15,193,000 $ 208,123 $ 116,000
Harford, Maryland 72 $ 18,435,000 $ 256,041 $ 106,000
Saratoga, New York 72 $ 13,285,000 $ 184,513 $ 88,000
Multnomah, Oregon 72 $ 16,750,000 $ 232,638 $ 107,000
Bay, Florida 71 $ 11,998,000 $ 168,985 $ 101,000
Queen Anne's, Maryland 70 $ 17,920,000 $ 256,000 $ 114,000
Washington, Oregon 70 $ 17,127,000 $ 244,671 $ 98,000
Frederick, Virginia 70 $ 12,755,000 $ 182,214 $ 85,000
Pasco, Florida 69 $ 10,880,000 $ 157,681 $ 81,000
Williamson, Texas 69 $ 12,922,000 $ 187,275 $ 123,000
Douglas, Colorado 68 $ 19,068,000 $ 280,411 $ 124,000
Sarpy, Nebraska 68 $ 11,296,000 $ 166,117 $ 102,000
Denton, Texas 68 $ 10,695,000 $ 157,279 $ 106,000
Sacramento, California 67 $ 16,140,000 $ 240,895 $ 112,000
Cleveland, Oklahoma 67 $ 9,432,000 $ 140,776 $ 74,000
Cumberland, Pennsylvania 67 $ 13,985,000 $ 208,731 $ 111,000
Franklin, Ohio 66 $ 9,939,000 $ 150,590 $ 98,000
Greenville, South Carolina 66 $ 11,567,000 $ 175,257 $ 91,000
Mobile, Alabama 65 $ 10,832,000 $ 166,646 $ 93,000
Jefferson, West Virginia 65 $ 12,807,000 $ 197,030 $ 104,000
Montgomery, Texas 64 $ 11,315,000 $ 176,796 $ 119,000
Polk, Florida 63 $ 7,123,000 $ 113,063 $ 81,000
Carroll, Maryland 63 $ 17,291,000 $ 274,460 $ 120,000
Fairfax City, Virginia 63 $ 17,832,000 $ 283,047 $ 130,000
Monmouth, New Jersey 62 $ 19,292,000 $ 311,161 $ 140,000
Kenosha, Wisconsin 62 $ 11,235,000 $ 181,209 $ 101,000
Lee, Florida 61 $ 12,057,000 $ 197,655 $ 114,000
Washoe, Nevada 61 $ 14,190,000 $ 232,622 $ 124,000
New Hanover, North Carolina 61 $ 12,527,000 $ 205,360 $ 115,000
Dare, North Carolina 60 $ 15,878,000 $ 264,633 $ 162,000
Providence, Rhode Island 60 $ 11,377,000 $ 189,616 $ 102,000
Fairfield, Connecticut 59 $ 24,934,000 $ 422,610 $ 188,000
Marion, Florida 59 $ 8,132,000 $ 137,830 $ 82,000
Norfolk, Massachusetts 59 $ 18,054,000 $ 306,000 $ 112,000
Worcester, Massachusetts 59 $ 11,773,000 $ 199,542 $ 102,000
Fort Bend, Texas 59 $ 11,762,000 $ 199,355 $ 115,000
Spokane, Washington 59 $ 10,984,000 $ 186,169 $ 88,000
Lake, Florida 58 $ 9,478,000 $ 163,413 $ 93,000
Chatham, Georgia 58 $ 11,192,000 $ 192,965 $ 94,000
Orange, Virginia 58 $ 12,477,000 $ 215,120 $ 103,000
Clark, Washington 58 $ 11,510,000 $ 198,448 $ 95,000
Middlesex, Connecticut 57 $ 12,359,000 $ 216,824 $ 104,000
St. Louis, Missouri 57 $ 12,895,000 $ 226,228 $ 114,000
Brunswick, North Carolina 57 $ 10,309,000 $ 180,859 $ 109,000
Guilford, North Carolina 57 $ 9,249,000 $ 162,263 $ 100,000
Henry, Georgia 56 $ 8,999,000 $ 160,696 $ 86,000
Essex, Massachusetts 56 $ 14,810,000 $ 264,464 $ 128,000
Rockingham, New Hampshire 56 $ 15,045,000 $ 268,660 $ 108,000
Jefferson, Kentucky 54 $ 8,996,000 $ 166,592 $ 81,000
Barnstable, Massachusetts 54 $ 12,362,000 $ 228,925 $ 108,000
Plymouth, Massachusetts 54 $ 16,298,000 $ 301,814 $ 125,000
Cherokee, Georgia 53 $ 10,037,000 $ 189,377 $ 97,000
York, Maine 53 $ 12,114,000 $ 228,566 $ 101,000
Pasquotank, North Carolina 53 $ 8,903,000 $ 167,981 $ 79,000
San Patricio, Texas 53 $ 4,707,000 $ 88,811 $ 83,000
York, South Carolina 52 $ 11,356,000 $ 218,384 $ 99,000
Salt Lake, Utah 52 $ 11,213,000 $ 215,634 $ 101,000
Solano, California 51 $ 12,359,000 $ 242,333 $ 107,000
Lee, Georgia 50 $ 7,907,000 $ 158,140 $ 102,000
Oakland, Michigan 50 $ 7,746,000 $ 154,920 $ 82,000
Wayne, Michigan 50 $ 5,979,000 $ 119,580 $ 93,000
Sagadahoc, Maine 49 $ 6,959,000 $ 142,020 $ 81,000
Nassau, New York 49 $ 14,987,000 $ 305,857 $ 164,000
Albemarle, Virginia 49 $ 14,061,000 $ 286,959 $ 124,000
Denver, Colorado 48 $ 11,750,000 $ 244,791 $ 130,000
Okaloosa, Florida 48 $ 10,355,000 $ 215,729 $ 123,000
Fayette, Georgia 48 $ 10,596,000 $ 220,750 $ 110,000
Knox, Tennessee 48 $ 8,103,000 $ 168,812 $ 103,000
Warren, Virginia 48 $ 9,821,000 $ 204,604 $ 91,000
Bristol, Rhode Island 47 $ 11,144,000 $ 237,106 $ 124,000
Alachua, Florida 46 $ 7,591,000 $ 165,021 $ 95,000
Durham, North Carolina 46 $ 7,073,000 $ 153,760 $ 101,000
Worcester, Maryland 45 $ 9,214,000 $ 204,755 $ 148,000
Lauderdale, Mississippi 45 $ 5,979,000 $ 132,866 $ 84,000
Middlesex, New Jersey 45 $ 10,166,000 $ 225,911 $ 117,000
Lancaster, Pennsylvania 45 $ 7,155,000 $ 159,000 $ 99,000
Montgomery, Tennessee 45 $ 5,042,000 $ 112,044 $ 81,000
Caroline, Virginia 45 $ 8,519,000 $ 189,311 $ 100,000
Manassas, Virginia 45 $ 8,013,000 $ 178,066 $ 96,000
Thurston, Washington 45 $ 9,508,000 $ 211,288 $ 94,000
Whatcom, Washington 45 $ 9,568,000 $ 212,622 $ 97,000
Lexington, South Carolina 44 $ 6,374,000 $ 144,863 $ 95,000
Gloucester, Virginia 44 $ 7,117,000 $ 161,750 $ 82,000
Berkeley, West Virginia 44 $ 7,420,000 $ 168,636 $ 100,000
Osceola, Florida 43 $ 6,077,000 $ 141,325 $ 92,000
St. Clair, Illinois 43 $ 7,166,000 $ 166,651 $ 102,000
Summit, Ohio 43 $ 5,924,000 $ 137,767 $ 85,000
Tulsa, Oklahoma 43 $ 6,565,000 $ 152,674 $ 130,000
Kent, Rhode Island 43 $ 7,848,000 $ 182,511 $ 104,000
Sarasota, Florida 42 $ 9,355,000 $ 222,738 $ 104,000
Richmond, Georgia 42 $ 4,823,000 $ 114,833 $ 77,000
Ada, Idaho 42 $ 9,520,000 $ 226,666 $ 100,000
Johnson, Kansas 42 $ 8,262,000 $ 196,714 $ 114,000
Culpeper, Virginia 42 $ 9,718,000 $ 231,380 $ 102,000
Fredericksburg, Virginia 42 $ 10,482,000 $ 249,571 $ 130,000
Jefferson, Alabama 41 $ 7,178,000 $ 175,073 $ 106,000
Cochise, Arizona 41 $ 6,243,000 $ 152,268 $ 103,000
Jackson, Mississippi 41 $ 4,574,000 $ 111,560 $ 81,000
Churchill, Nevada 41 $ 5,149,000 $ 125,585 $ 89,000
Bergen, New Jersey 41 $ 14,142,000 $ 344,926 $ 134,000
Monroe, New York 41 $ 5,578,000 $ 136,048 $ 102,000
Berks, Pennsylvania 41 $ 6,354,000 $ 154,975 $ 94,000
Mason, Washington 41 $ 7,710,000 $ 188,048 $ 78,000
Pender, North Carolina 40 $ 7,313,000 $ 182,825 $ 100,000
Falls Church, Virginia 40 $ 15,260,000 $ 381,500 $ 163,000
Boulder, Colorado 39 $ 11,168,000 $ 286,358 $ 136,000
Larimer, Colorado 39 $ 8,089,000 $ 207,410 $ 90,000
Kent, Delaware 39 $ 7,928,000 $ 203,282 $ 104,000
Manatee, Florida 39 $ 8,573,000 $ 219,820 $ 124,000
Clayton, Georgia 39 $ 3,800,000 $ 97,435 $ 86,000
Hillsborough, New Hampshire 39 $ 10,214,000 $ 261,897 $ 131,000
Dougherty, Georgia 38 $ 3,880,000 $ 102,105 $ 69,000
Marion, Indiana 38 $ 5,906,000 $ 155,421 $ 104,000
Queens, New York 38 $ 10,576,000 $ 278,315 $ 100,000
Westchester, New York 38 $ 12,020,000 $ 316,315 $ 167,000
Montgomery, Ohio 38 $ 5,791,000 $ 152,394 $ 89,000
Bell, Texas 38 $ 3,202,000 $ 84,263 $ 69,000
Louisa, Virginia 38 $ 7,374,000 $ 194,052 $ 122,000
Flagler, Florida 37 $ 5,363,000 $ 144,945 $ 72,000
Forsyth, Georgia 37 $ 10,566,000 $ 285,567 $ 119,000
Will, Illinois 37 $ 7,860,000 $ 212,432 $ 101,000
Moore, North Carolina 37 $ 8,250,000 $ 222,972 $ 112,000
Union, North Carolina 37 $ 7,531,000 $ 203,540 $ 97,000
Lorain, Ohio 37 $ 5,814,000 $ 157,135 $ 86,000
Hamilton, Tennessee 37 $ 7,688,000 $ 207,783 $ 156,000
Guadalupe, Texas 37 $ 5,223,000 $ 141,162 $ 116,000
San Francisco, California 36 $ 18,377,000 $ 510,472 $ 176,000
Cape May, New Jersey 36 $ 9,676,000 $ 268,777 $ 155,000
Erie, New York 36 $ 3,499,000 $ 97,194 $ 82,000
Westmoreland, Pennsylvania 36 $ 5,601,000 $ 155,583 $ 77,000
Rutherford, Tennessee 36 $ 6,583,000 $ 182,861 $ 79,000
Brazoria, Texas 36 $ 5,261,000 $ 146,138 $ 104,000
Shelby, Alabama 35 $ 5,054,000 $ 144,400 $ 96,000
Fresno, California 35 $ 7,139,000 $ 203,971 $ 125,000
San Mateo, California 35 $ 18,821,000 $ 537,742 $ 202,000
Glynn, Georgia 35 $ 7,661,000 $ 218,885 $ 103,000
Johnston, North Carolina 35 $ 5,560,000 $ 158,857 $ 96,000
Hamilton, Ohio 35 $ 6,516,000 $ 186,171 $ 118,000
Lehigh, Pennsylvania 35 $ 7,037,000 $ 201,057 $ 105,000
Shenandoah, Virginia 35 $ 6,458,000 $ 184,514 $ 130,000
Westmoreland, Virginia 35 $ 8,290,000 $ 236,857 $ 110,000
Coweta, Georgia 34 $ 5,233,000 $ 153,911 $ 90,000
St. Charles, Missouri 34 $ 6,359,000 $ 187,029 $ 108,000
Atlantic, New Jersey 34 $ 8,921,000 $ 262,382 $ 135,000
Morris, New Jersey 34 $ 11,220,000 $ 330,000 $ 140,000
Clackamas, Oregon 34 $ 8,506,000 $ 250,176 $ 108,000
Davidson, Tennessee 34 $ 6,788,000 $ 199,647 $ 98,000
Galveston, Texas 34 $ 4,610,000 $ 135,588 $ 130,000
Citrus, Florida 33 $ 4,169,000 $ 126,333 $ 248,000
Leon, Florida 33 $ 5,944,000 $ 180,121 $ 103,000
Douglas, Georgia 33 $ 5,433,000 $ 164,636 $ 75,000
Suffolk, Massachusetts 33 $ 10,062,000 $ 304,909 $ 141,000
Essex, New Jersey 33 $ 10,303,000 $ 312,212 $ 183,000
Richmond City, Virginia 33 $ 6,427,000 $ 194,757 $ 108,000
Pinal, Arizona 32 $ 4,827,000 $ 150,843 $ 83,000
Windham, Connecticut 32 $ 5,353,000 $ 167,281 $ 100,000
Macomb, Michigan 32 $ 4,623,000 $ 144,468 $ 85,000
Hennepin, Minnesota 32 $ 10,066,000 $ 314,562 $ 122,000
DeSoto, Mississippi 32 $ 5,697,000 $ 178,031 $ 121,000
Cabarrus, North Carolina 32 $ 6,358,000 $ 198,687 $ 106,000
Davis, Utah 32 $ 7,052,000 $ 220,375 $ 88,000
Hanover, Virginia 32 $ 6,628,000 $ 207,125 $ 122,000
Milwaukee, Wisconsin 32 $ 5,207,000 $ 162,718 $ 94,000
Mohave, Arizona 31 $ 3,870,000 $ 124,838 $ 104,000
Pulaski, Arkansas 31 $ 4,271,000 $ 137,774 $ 85,000
Hawaii, Hawaii 31 $ 7,598,000 $ 245,096 $ 94,000
Hamilton, Indiana 31 $ 6,020,000 $ 194,193 $ 111,000
Androscoggin, Maine 31 $ 3,971,000 $ 128,096 $ 70,000
Mercer, New Jersey 31 $ 9,239,000 $ 298,032 $ 142,000
Camden, North Carolina 31 $ 5,151,000 $ 166,161 $ 84,000
Monroe, Pennsylvania 31 $ 4,525,000 $ 145,967 $ 107,000
Collier, Florida 30 $ 5,916,000 $ 197,200 $ 113,000
Kane, Illinois 30 $ 7,382,000 $ 246,066 $ 101,000
Jackson, Missouri 30 $ 4,550,000 $ 151,666 $ 108,000
Aiken, South Carolina 30 $ 4,335,000 $ 144,500 $ 90,000
Spartanburg, South Carolina 30 $ 4,238,000 $ 141,266 $ 89,000
Northumberland, Virginia 30 $ 8,825,000 $ 294,166 $ 142,000
Muscogee, Georgia 29 $ 4,714,000 $ 162,551 $ 103,000
East Baton Rouge, Louisiana 29 $ 4,361,000 $ 150,379 $ 88,000
Washington, Maryland 29 $ 6,011,000 $ 207,275 $ 107,000
Sandoval, New Mexico 29 $ 6,789,000 $ 234,103 $ 102,000
Kings, New York 29 $ 7,573,000 $ 261,137 $ 101,000
Forsyth, North Carolina 29 $ 4,974,000 $ 171,517 $ 92,000
Harnett, North Carolina 29 $ 4,196,000 $ 144,689 $ 74,000
Iredell, North Carolina 29 $ 5,491,000 $ 189,344 $ 126,000
Franklin, Pennsylvania 29 $ 5,628,000 $ 194,068 $ 107,000
Paulding, Georgia 28 $ 4,164,000 $ 148,714 $ 86,000
Sedgwick, Kansas 28 $ 4,369,000 $ 156,035 $ 110,000
Lafayette, Louisiana 28 $ 4,822,000 $ 172,214 $ 98,000
Hudson, New Jersey 28 $ 7,386,000 $ 263,785 $ 117,000
Somerset, New Jersey 28 $ 8,444,000 $ 301,571 $ 112,000
Orange, North Carolina 28 $ 6,319,000 $ 225,678 $ 118,000
Butler, Ohio 28 $ 4,043,000 $ 144,392 $ 97,000
Lake, Ohio 28 $ 4,165,000 $ 148,750 $ 96,000
Jefferson, Washington 28 $ 5,288,000 $ 188,857 $ 101,000
Anchorage, Alaska 27 $ 6,204,000 $ 229,777 $ 128,000
St. Lucie, Florida 27 $ 3,797,000 $ 140,629 $ 92,000
Houston, Georgia 27 $ 4,481,000 $ 165,962 $ 77,000
DuPage, Illinois 27 $ 6,872,000 $ 254,518 $ 117,000
Hampden, Massachusetts 27 $ 5,260,000 $ 194,814 $ 79,000
Union, New Jersey 27 $ 8,263,000 $ 306,037 $ 189,000
Orange, New York 27 $ 5,946,000 $ 220,222 $ 108,000
Medina, Ohio 27 $ 3,846,000 $ 142,444 $ 87,000
Montgomery, Alabama 26 $ 3,811,000 $ 146,576 $ 93,000
Monroe, Florida 26 $ 7,396,000 $ 284,461 $ 149,000
Sumter, Florida 26 $ 4,552,000 $ 175,076 $ 86,000
Liberty, Georgia 26 $ 2,992,000 $ 115,076 $ 75,000
Fayette, Kentucky 26 $ 3,850,000 $ 148,076 $ 72,000
Kennebec, Maine 26 $ 3,986,000 $ 153,307 $ 88,000
Douglas, Nebraska 26 $ 4,590,000 $ 176,538 $ 157,000
Strafford, New Hampshire 26 $ 5,756,000 $ 221,384 $ 122,000
Williamson, Tennessee 26 $ 6,825,000 $ 262,500 $ 121,000
Comal, Texas 26 $ 6,347,000 $ 244,115 $ 133,000
Bedford, Virginia 26 $ 7,566,000 $ 291,000 $ 161,000
Yavapai, Arizona 25 $ 5,455,000 $ 218,200 $ 96,000
Plaquemines, Louisiana 25 $ 4,179,000 $ 167,160 $ 83,000
Dona Ana, New Mexico 25 $ 4,741,000 $ 189,640 $ 97,000
Parker, Texas 25 $ 3,512,000 $ 140,480 $ 127,000
Placer, California 24 $ 8,551,000 $ 356,291 $ 129,000
Tolland, Connecticut 24 $ 5,384,000 $ 224,333 $ 84,000
Charlotte, Florida 24 $ 4,440,000 $ 185,000 $ 119,000
Rockdale, Georgia 24 $ 4,032,000 $ 168,000 $ 70,000
Henderson, North Carolina 24 $ 3,529,000 $ 147,041 $ 81,000
Northampton, Pennsylvania 24 $ 3,744,000 $ 156,000 $ 104,000
Florence, South Carolina 24 $ 2,461,000 $ 102,541 $ 129,000
Montgomery, Virginia 24 $ 4,504,000 $ 187,666 $ 80,000
Washington, Arkansas 23 $ 2,199,000 $ 95,608 $ 71,000
Sonoma, California 23 $ 6,918,000 $ 300,782 $ 115,000
Bartow, Georgia 23 $ 4,171,000 $ 181,347 $ 95,000
Ascension, Louisiana 23 $ 4,763,000 $ 207,086 $ 103,000
Talbot, Maryland 23 $ 5,749,000 $ 249,956 $ 154,000
Lane, Oregon 23 $ 3,217,000 $ 139,869 $ 125,000
Marion, Oregon 23 $ 4,807,000 $ 209,000 $ 90,000
Adams, Pennsylvania 23 $ 4,444,000 $ 193,217 $ 143,000
Dauphin, Pennsylvania 23 $ 4,892,000 $ 212,695 $ 116,000
Adams, Colorado 22 $ 4,332,000 $ 196,909 $ 98,000
Litchfield, Connecticut 22 $ 5,746,000 $ 261,181 $ 168,000
Walton, Georgia 22 $ 3,336,000 $ 151,636 $ 74,000
Penobscot, Maine 22 $ 3,673,000 $ 166,954 $ 102,000
Garrett, Maryland 22 $ 6,819,000 $ 309,954 $ 207,000
Dakota, Minnesota 22 $ 5,603,000 $ 254,681 $ 103,000
Buncombe, North Carolina 22 $ 6,583,000 $ 299,227 $ 107,000
Butler, Pennsylvania 22 $ 4,497,000 $ 204,409 $ 110,000
Centre, Pennsylvania 22 $ 3,887,000 $ 176,681 $ 106,000
Dane, Wisconsin 22 $ 5,370,000 $ 244,090 $ 110,000
San Joaquin, California 21 $ 3,231,000 $ 153,857 $ 122,000
Weld, Colorado 21 $ 3,865,000 $ 184,047 $ 89,000
Hall, Georgia 21 $ 4,700,000 $ 223,809 $ 87,000
Kootenai, Idaho 21 $ 3,497,000 $ 166,523 $ 98,000
Madison, Illinois 21 $ 2,662,000 $ 126,761 $ 93,000
Lincoln, Maine 21 $ 3,715,000 $ 176,904 $ 103,000
Greene, Missouri 21 $ 3,117,000 $ 148,428 $ 78,000
Merrimack, New Hampshire 21 $ 4,080,000 $ 194,285 $ 92,000
Richmond, New York 21 $ 5,643,000 $ 268,714 $ 107,000
Comanche, Oklahoma 21 $ 1,588,000 $ 75,619 $ 67,000
Deschutes, Oregon 21 $ 4,492,000 $ 213,904 $ 110,000
Accomack, Virginia 21 $ 4,565,000 $ 217,380 $ 97,000
Clarke, Virginia 21 $ 4,596,000 $ 218,857 $ 94,000
Benton, Washington 21 $ 3,346,000 $ 159,333 $ 104,000
Waukesha, Wisconsin 21 $ 4,523,000 $ 215,380 $ 124,000
Martin, Florida 20 $ 4,240,000 $ 212,000 $ 98,000
Clarke, Georgia 20 $ 2,906,000 $ 145,300 $ 70,000
Onondaga, New York 20 $ 2,707,000 $ 135,350 $ 96,000
Duplin, North Carolina 20 $ 2,053,000 $ 102,650 $ 61,000
Delaware, Ohio 20 $ 3,782,000 $ 189,100 $ 117,000
Augusta, Virginia 20 $ 4,347,000 $ 217,350 $ 95,000
Lancaster, Virginia 20 $ 5,200,000 $ 260,000 $ 118,000
Benton, Arkansas 19 $ 2,627,000 $ 138,263 $ 81,000
Yolo, California 19 $ 6,654,000 $ 350,210 $ 146,000
Putnam, Florida 19 $ 2,049,000 $ 107,842 $ 88,000
McHenry, Illinois 19 $ 3,760,000 $ 197,894 $ 91,000
Grafton, New Hampshire 19 $ 3,914,000 $ 206,000 $ 112,000
Sussex, New Jersey 19 $ 4,499,000 $ 236,789 $ 116,000
Santa Fe, New Mexico 19 $ 6,520,000 $ 343,157 $ 154,000
Jones, North Carolina 19 $ 3,122,000 $ 164,315 $ 71,000
Clermont, Ohio 19 $ 2,949,000 $ 155,210 $ 85,000
Luzerne, Pennsylvania 19 $ 2,002,000 $ 105,368 $ 76,000
Washington, Tennessee 19 $ 3,077,000 $ 161,947 $ 91,000
Kleberg, Texas 19 $ 2,023,000 $ 106,473 $ 95,000
McLennan, Texas 19 $ 3,196,000 $ 168,210 $ 119,000
Lynchburg, Virginia 19 $ 2,268,000 $ 119,368 $ 94,000
Rockingham, Virginia 19 $ 4,182,000 $ 220,105 $ 105,000
Southampton, Virginia 19 $ 3,344,000 $ 176,000 $ 74,000
Houston, Alabama 18 $ 2,486,000 $ 138,111 $ 86,000
Imperial, California 18 $ 2,566,000 $ 142,555 $ 81,000
San Luis Obispo, California 18 $ 7,888,000 $ 438,222 $ 162,000
Tulare, California 18 $ 4,110,000 $ 228,333 $ 95,000
Oldham, Kentucky 18 $ 4,302,000 $ 239,000 $ 146,000
Washington, Minnesota 18 $ 4,028,000 $ 223,777 $ 113,000
Hancock, Mississippi 18 $ 2,363,000 $ 131,277 $ 71,000
Pulaski, Missouri 18 $ 2,029,000 $ 112,722 $ 72,000
Carroll, New Hampshire 18 $ 3,591,000 $ 199,500 $ 129,000
Salem, New Jersey 18 $ 3,357,000 $ 186,500 $ 105,000
Albany, New York 18 $ 2,643,000 $ 146,833 $ 83,000
Catawba, North Carolina 18 $ 4,403,000 $ 244,611 $ 99,000
Chatham, North Carolina 18 $ 6,898,000 $ 383,222 $ 148,000
Washington, Pennsylvania 18 $ 4,114,000 $ 228,555 $ 122,000
Rockwall, Texas 18 $ 3,950,000 $ 219,444 $ 157,000
Fluvanna, Virginia 18 $ 4,156,000 $ 230,888 $ 93,000
Winchester, Virginia 18 $ 3,902,000 $ 216,777 $ 95,000
El Dorado, California 17 $ 6,147,000 $ 361,588 $ 154,000
Hernando, Florida 17 $ 2,028,000 $ 119,294 $ 75,000
Bryan, Georgia 17 $ 2,770,000 $ 162,941 $ 74,000
Carroll, Georgia 17 $ 2,470,000 $ 145,294 $ 74,000
Canyon, Idaho 17 $ 2,101,000 $ 123,588 $ 99,000
Monroe, Indiana 17 $ 4,217,000 $ 248,058 $ 104,000
Wicomico, Maryland 17 $ 3,090,000 $ 181,764 $ 102,000
Bronx, New York 17 $ 3,611,000 $ 212,411 $ 82,000
Oswego, New York 17 $ 1,260,000 $ 74,117 $ 233,000
Greene, Ohio 17 $ 2,461,000 $ 144,764 $ 91,000
Oconee, South Carolina 17 $ 3,305,000 $ 194,411 $ 118,000
Brazos, Texas 17 $ 2,798,000 $ 164,588 $ 98,000
Utah, Utah 17 $ 3,841,000 $ 225,941 $ 90,000
Chittenden, Vermont 17 $ 3,683,000 $ 216,647 $ 135,000
Manassas Park, Virginia 17 $ 3,378,000 $ 198,705 $ 71,000
Indian River, Florida 16 $ 3,308,000 $ 206,750 $ 79,000
Oconee, Georgia 16 $ 2,814,000 $ 175,875 $ 78,000
Johnson, Indiana 16 $ 2,612,000 $ 163,250 $ 81,000
Lake, Indiana 16 $ 2,639,000 $ 164,937 $ 68,000
Vernon, Louisiana 16 $ 1,223,000 $ 76,437 $ 74,000
Hancock, Maine 16 $ 3,543,000 $ 221,437 $ 96,000
Cecil, Maryland 16 $ 3,422,000 $ 213,875 $ 96,000
Washtenaw, Michigan 16 $ 4,143,000 $ 258,937 $ 111,000
Cass, Missouri 16 $ 2,239,000 $ 139,937 $ 105,000
Perquimans, North Carolina 16 $ 2,429,000 $ 151,812 $ 79,000
Canadian, Oklahoma 16 $ 1,817,000 $ 113,562 $ 71,000
Sullivan, Tennessee 16 $ 1,990,000 $ 124,375 $ 84,000
Hays, Texas 16 $ 2,809,000 $ 175,562 $ 86,000
Hidalgo, Texas 16 $ 1,495,000 $ 93,437 $ 90,000
Roanoke, Virginia 16 $ 2,195,000 $ 137,187 $ 168,000
Elmore, Alabama 15 $ 2,131,000 $ 142,066 $ 87,000
Allen, Indiana 15 $ 3,066,000 $ 204,400 $ 110,000
Polk, Iowa 15 $ 1,987,000 $ 132,466 $ 86,000
Scott, Iowa 15 $ 2,330,000 $ 155,333 $ 89,000
Clay, Missouri 15 $ 2,720,000 $ 181,333 $ 94,000
Hunterdon, New Jersey 15 $ 4,601,000 $ 306,733 $ 106,000
Passaic, New Jersey 15 $ 3,711,000 $ 247,400 $ 93,000
Gaston, North Carolina 15 $ 3,323,000 $ 221,533 $ 129,000
Nash, North Carolina 15 $ 1,998,000 $ 133,200 $ 107,000
Warren, Ohio 15 $ 2,459,000 $ 163,933 $ 98,000
Jackson, Oregon 15 $ 3,056,000 $ 203,733 $ 79,000
Erie, Pennsylvania 15 $ 1,814,000 $ 120,933 $ 63,000
Jasper, South Carolina 15 $ 1,614,000 $ 107,600 $ 80,000
Pickens, South Carolina 15 $ 2,351,000 $ 156,733 $ 76,000
Tom Green, Texas 15 $ 1,651,000 $ 110,066 $ 73,000
Goochland, Virginia 15 $ 3,556,000 $ 237,066 $ 156,000
Nelson, Virginia 15 $ 4,280,000 $ 285,333 $ 164,000
Yakima, Washington 15 $ 1,739,000 $ 115,933 $ 77,000
Cabell, West Virginia 15 $ 1,665,000 $ 111,000 $ 155,000
Stanislaus, California 14 $ 3,272,000 $ 233,714 $ 196,000
Lowndes, Georgia 14 $ 1,736,000 $ 124,000 $ 61,000
Maui, Hawaii 14 $ 4,859,000 $ 347,071 $ 176,000
Tangipahoa, Louisiana 14 $ 1,833,000 $ 130,928 $ 83,000
Waldo, Maine 14 $ 3,363,000 $ 240,214 $ 111,000
Washington, Maine 14 $ 1,819,000 $ 129,928 $ 67,000
Kent, Michigan 14 $ 1,721,000 $ 122,928 $ 71,000
Ramsey, Minnesota 14 $ 2,104,000 $ 150,285 $ 78,000
Hinds, Mississippi 14 $ 1,843,000 $ 131,642 $ 86,000
Lancaster, Nebraska 14 $ 2,087,000 $ 149,071 $ 57,000
Lyon, Nevada 14 $ 2,321,000 $ 165,785 $ 92,000
Dutchess, New York 14 $ 3,873,000 $ 276,642 $ 127,000
Licking, Ohio 14 $ 2,477,000 $ 176,928 $ 87,000
Lucas, Ohio 14 $ 1,281,000 $ 91,500 $ 86,000
Anderson, South Carolina 14 $ 2,705,000 $ 193,214 $ 86,000
Weber, Utah 14 $ 2,304,000 $ 164,571 $ 84,000
Mecklenburg, Virginia 14 $ 3,046,000 $ 217,571 $ 113,000
Page:

Mortgage Loan Application Detail Totals for Nfcu in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 46,612 $10,892,798,000 $233,000 $2,000,000 $112,000 $5,861,000
Home Purchase 21,528 $4,672,328,000 $217,000 $2,240,000 $89,000 $1,500,000
Home Improvement 4,706 $77,923,000 $16,000 $300,000 $90,000 $1,120,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 40,952 $8,917,387,000 $217,000 $2,240,000 $110,000 $2,912,000
Not Provided 16,147 $3,629,618,000 $224,000 $2,000,000 $99,000 $1,650,000
Black or African American 7,329 $1,279,075,000 $174,000 $1,210,000 $88,000 $5,861,000
Hispanic 4,060 $775,520,000 $191,000 $1,800,000 $87,000 $1,800,000
Asian 3,153 $792,567,000 $251,000 $1,500,000 $104,000 $1,068,000
American Indian or Alaskan Native 644 $128,817,000 $200,000 $1,600,000 $101,000 $1,200,000
Native Hawaiian or Other Pacific Islander 561 $120,065,000 $214,000 $795,000 $94,000 $485,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 52,320 $10,886,632,000 $208,000 $2,240,000 $109,000 $2,912,000
VA-guaranteed (Veterans Administration) 19,740 $4,596,261,000 $232,000 $1,091,000 $89,000 $5,861,000
FHA-insured (Federal Housing Administration) 786 $160,156,000 $203,000 $743,000 $78,000 $310,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 32,358 $6,491,528,000 $200,000 $2,000,000 $110,000 $1,385,000
Application Withdrawn By Applicant 17,258 $4,299,045,000 $249,000 $2,240,000 $110,000 $5,861,000
Application Denied By Financial Institution 8,928 $1,810,578,000 $202,000 $2,000,000 $96,000 $1,800,000
Preapproval Denied by Financial Institution 8,395 $1,578,599,000 $188,000 $1,700,000 $71,000 $1,452,000
Preapproval Approved but not Accepted 3,895 $970,355,000 $249,000 $1,200,000 $95,000 $642,000
Application Approved But Not Accepted 2,012 $492,944,000 $245,000 $1,600,000 $118,000 $735,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 7,526 $1,621,147,000 $215,000 $2,000,000 $74,000 $725,000
Credit History 5,911 $1,036,961,000 $175,000 $1,708,000 $81,000 $1,250,000
Collateral 1,292 $219,438,000 $169,000 $1,500,000 $116,000 $1,452,000
Insufficient Cash (Downpayment, Closing Cost) 1,213 $292,815,000 $241,000 $1,950,000 $109,000 $936,000
Other 552 $40,966,000 $74,000 $1,000,000 $92,000 $1,800,000
Unverifiable Information 468 $99,313,000 $212,000 $1,683,000 $116,000 $1,128,000
Employment History 264 $54,608,000 $206,000 $1,160,000 $74,000 $350,000
Credit Application Incomplete 93 $22,687,000 $243,000 $1,210,000 $105,000 $300,000
Mortgage Insurance Denied 4 $1,242,000 $310,000 $572,000 $132,000 $159,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfcu's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nfcu's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Virginia Lender List