Navy Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Navy Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 172,263 |
| Total Mortgage Loan Application Amount | $36,359,875,000 |
| Average Mortgage Loan Application Amount | $171,333 |
| Highest Mortgage Loan Application Amount | $2,075,000 |
| Average Applicant Income | $88,833 |
| Highest Applicant Income | $9,582,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Navy Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Navy Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Navy Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Navy Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Navy Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Navy Federal Credit Union's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 13,444 | $ 3,397,600,000 | $ 231,500 | $ 123,000 |
| NA (OUTSIDE OF MSA/MD) | 10,277 | $ 1,645,305,000 | $ 170,191 | $ 92,276 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 6,916 | $ 1,205,730,000 | $ 165,000 | $ 96,500 |
| SAN DIEGO-CARLSBAD, CA | 5,460 | $ 1,448,390,000 | $ 265,000 | $ 129,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 5,022 | $ 875,070,000 | $ 174,000 | $ 95,000 |
| JACKSONVILLE, FL | 3,957 | $ 672,735,000 | $ 170,000 | $ 89,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3,470 | $ 819,740,000 | $ 236,000 | $ 123,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3,098 | $ 630,160,000 | $ 203,000 | $ 110,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2,505 | $ 401,635,000 | $ 160,000 | $ 82,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,464 | $ 468,050,000 | $ 189,000 | $ 97,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,192 | $ 436,250,000 | $ 199,000 | $ 101,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,877 | $ 385,905,000 | $ 205,000 | $ 101,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,754 | $ 312,570,000 | $ 178,000 | $ 87,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,626 | $ 312,640,000 | $ 192,000 | $ 100,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1,506 | $ 401,450,000 | $ 266,000 | $ 138,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,473 | $ 319,995,000 | $ 217,000 | $ 97,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,371 | $ 297,805,000 | $ 217,000 | $ 108,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,356 | $ 324,460,000 | $ 239,000 | $ 116,000 |
| DALLAS-PLANO-IRVING, TX | 1,315 | $ 302,175,000 | $ 229,000 | $ 113,000 |
| RICHMOND, VA | 1,224 | $ 226,600,000 | $ 185,000 | $ 103,000 |
| JACKSONVILLE, NC | 1,213 | $ 185,495,000 | $ 152,000 | $ 75,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,149 | $ 334,025,000 | $ 290,000 | $ 138,000 |
| BREMERTON-SILVERDALE, WA | 1,137 | $ 227,105,000 | $ 199,000 | $ 95,000 |
| FORT WORTH-ARLINGTON, TX | 1,137 | $ 218,645,000 | $ 192,000 | $ 109,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,077 | $ 224,105,000 | $ 206,000 | $ 102,500 |
| COLORADO SPRINGS, CO | 1,045 | $ 244,505,000 | $ 233,000 | $ 103,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,020 | $ 255,100,000 | $ 251,000 | $ 126,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 975 | $ 268,125,000 | $ 275,000 | $ 131,000 |
| URBAN HONOLULU, HI | 928 | $ 280,550,000 | $ 302,000 | $ 130,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 787 | $ 159,845,000 | $ 203,000 | $ 113,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 768 | $ 124,790,000 | $ 161,000 | $ 87,500 |
| NEW ORLEANS-METAIRIE, LA | 758 | $ 123,700,000 | $ 163,000 | $ 91,000 |
| FAYETTEVILLE, NC | 730 | $ 104,110,000 | $ 142,000 | $ 74,000 |
| MEMPHIS, TN-MS-AR | 729 | $ 119,195,000 | $ 166,333 | $ 84,333 |
| TACOMA-LAKEWOOD, WA | 716 | $ 165,570,000 | $ 231,000 | $ 111,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 689 | $ 218,855,000 | $ 317,000 | $ 150,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 687 | $ 148,535,000 | $ 216,000 | $ 111,000 |
| RALEIGH, NC | 686 | $ 149,700,000 | $ 218,000 | $ 103,000 |
| CAMDEN, NJ | 677 | $ 102,265,000 | $ 151,000 | $ 99,000 |
| ST. LOUIS, MO-IL | 627 | $ 99,085,000 | $ 157,000 | $ 97,500 |
| OKLAHOMA CITY, OK | 605 | $ 106,735,000 | $ 176,000 | $ 85,000 |
| PROVIDENCE-WARWICK, RI-MA | 598 | $ 136,970,000 | $ 228,500 | $ 113,000 |
| CLEVELAND-ELYRIA, OH | 596 | $ 77,560,000 | $ 130,000 | $ 85,000 |
| COLUMBIA, SC | 594 | $ 92,470,000 | $ 155,000 | $ 84,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 590 | $ 140,540,000 | $ 238,000 | $ 129,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 590 | $ 110,810,000 | $ 187,000 | $ 98,000 |
| KILLEEN-TEMPLE, TX | 586 | $ 85,000,000 | $ 145,000 | $ 74,000 |
| PHILADELPHIA, PA | 561 | $ 86,965,000 | $ 155,000 | $ 90,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 558 | $ 116,200,000 | $ 208,000 | $ 126,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 551 | $ 134,385,000 | $ 243,000 | $ 106,000 |
| KANSAS CITY, MO-KS | 550 | $ 98,020,000 | $ 178,500 | $ 111,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 548 | $ 110,750,000 | $ 202,000 | $ 102,000 |
| NORWICH-NEW LONDON, CT | 534 | $ 91,330,000 | $ 171,000 | $ 100,000 |
| SAVANNAH, GA | 522 | $ 87,740,000 | $ 168,000 | $ 86,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 507 | $ 129,825,000 | $ 256,000 | $ 125,000 |
| AUSTIN-ROUND ROCK, TX | 491 | $ 124,905,000 | $ 254,000 | $ 120,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 478 | $ 117,440,000 | $ 247,000 | $ 117,000 |
| NEW BERN, NC | 470 | $ 73,040,000 | $ 155,000 | $ 82,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 461 | $ 83,285,000 | $ 180,000 | $ 86,000 |
| EL PASO, TX | 446 | $ 67,450,000 | $ 151,000 | $ 84,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 437 | $ 91,255,000 | $ 208,000 | $ 117,000 |
| CLARKSVILLE, TN-KY | 434 | $ 71,730,000 | $ 142,500 | $ 72,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 431 | $ 89,005,000 | $ 206,000 | $ 95,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 426 | $ 105,990,000 | $ 254,500 | $ 116,000 |
| CORPUS CHRISTI, TX | 414 | $ 77,680,000 | $ 187,000 | $ 94,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 399 | $ 66,585,000 | $ 166,000 | $ 88,000 |
| NEWARK, NJ-PA | 394 | $ 104,540,000 | $ 196,500 | $ 110,000 |
| ALBUQUERQUE, NM | 390 | $ 72,700,000 | $ 186,000 | $ 93,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 383 | $ 54,345,000 | $ 141,000 | $ 91,000 |
| PITTSBURGH, PA | 383 | $ 65,135,000 | $ 170,000 | $ 100,000 |
| COLUMBUS, OH | 380 | $ 67,860,000 | $ 178,000 | $ 106,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 379 | $ 67,575,000 | $ 178,000 | $ 99,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 378 | $ 113,870,000 | $ 301,000 | $ 132,000 |
| BAKERSFIELD, CA | 375 | $ 67,345,000 | $ 179,000 | $ 101,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 371 | $ 64,115,000 | $ 161,000 | $ 88,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 356 | $ 124,090,000 | $ 348,000 | $ 156,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 353 | $ 63,685,000 | $ 180,000 | $ 102,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 343 | $ 71,305,000 | $ 207,000 | $ 108,000 |
| COLUMBUS, GA-AL | 336 | $ 47,220,000 | $ 138,000 | $ 76,000 |
| CINCINNATI, OH-KY-IN | 334 | $ 60,400,000 | $ 168,000 | $ 89,000 |
| YUMA, AZ | 328 | $ 47,390,000 | $ 144,000 | $ 74,000 |
| WINCHESTER, VA-WV | 325 | $ 58,175,000 | $ 156,500 | $ 98,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 324 | $ 55,780,000 | $ 176,000 | $ 102,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 324 | $ 89,460,000 | $ 276,000 | $ 141,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 323 | $ 57,625,000 | $ 166,000 | $ 91,000 |
| TUCSON, AZ | 312 | $ 63,220,000 | $ 202,000 | $ 104,000 |
| PANAMA CITY, FL | 295 | $ 60,875,000 | $ 206,000 | $ 99,000 |
| CAPE CORAL-FORT MYERS, FL | 286 | $ 53,510,000 | $ 187,000 | $ 94,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 281 | $ 45,915,000 | $ 163,500 | $ 88,500 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 278 | $ 47,020,000 | $ 171,000 | $ 92,500 |
| BIRMINGHAM-HOOVER, AL | 262 | $ 42,640,000 | $ 162,000 | $ 91,000 |
| LAKELAND-WINTER HAVEN, FL | 255 | $ 39,325,000 | $ 154,000 | $ 82,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 248 | $ 48,080,000 | $ 193,000 | $ 93,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 248 | $ 40,610,000 | $ 163,000 | $ 92,000 |
| WILMINGTON, DE-MD-NJ | 246 | $ 52,390,000 | $ 184,000 | $ 107,333 |
| BOSTON, MA | 244 | $ 73,130,000 | $ 299,000 | $ 147,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 244 | $ 56,270,000 | $ 230,000 | $ 108,000 |
| OLYMPIA-TUMWATER, WA | 244 | $ 61,510,000 | $ 252,000 | $ 106,000 |
| BOISE CITY, ID | 240 | $ 53,950,000 | $ 224,000 | $ 105,000 |
| MONTGOMERY, AL | 235 | $ 30,485,000 | $ 129,000 | $ 72,000 |
| HUNTSVILLE, AL | 234 | $ 47,620,000 | $ 203,000 | $ 107,000 |
| DAYTON, OH | 233 | $ 41,705,000 | $ 178,000 | $ 95,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 231 | $ 72,875,000 | $ 315,000 | $ 149,000 |
| PORTLAND-SOUTH PORTLAND, ME | 231 | $ 50,515,000 | $ 218,000 | $ 106,000 |
| HANFORD-CORCORAN, CA | 228 | $ 40,760,000 | $ 178,000 | $ 86,000 |
| PORT ST. LUCIE, FL | 225 | $ 42,465,000 | $ 188,000 | $ 97,000 |
| VALLEJO-FAIRFIELD, CA | 223 | $ 51,155,000 | $ 229,000 | $ 119,000 |
| WILMINGTON, NC | 220 | $ 50,920,000 | $ 231,000 | $ 100,000 |
| HINESVILLE, GA | 217 | $ 29,755,000 | $ 137,000 | $ 69,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 215 | $ 24,655,000 | $ 114,000 | $ 86,000 |
| DURHAM-CHAPEL HILL, NC | 214 | $ 51,080,000 | $ 238,000 | $ 108,000 |
| KNOXVILLE, TN | 211 | $ 38,795,000 | $ 183,000 | $ 103,000 |
| ALBANY-SCHENECTADY-TROY, NY | 206 | $ 39,270,000 | $ 190,000 | $ 95,000 |
| HARRISBURG-CARLISLE, PA | 194 | $ 37,170,000 | $ 191,000 | $ 106,000 |
| GREENSBORO-HIGH POINT, NC | 192 | $ 30,150,000 | $ 157,000 | $ 94,000 |
| SIERRA VISTA-DOUGLAS, AZ | 192 | $ 29,370,000 | $ 152,000 | $ 88,000 |
| SALISBURY, MD-DE | 191 | $ 35,445,000 | $ 185,000 | $ 121,000 |
| WORCESTER, MA-CT | 187 | $ 37,935,000 | $ 194,500 | $ 100,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 177 | $ 29,295,000 | $ 165,000 | $ 95,000 |
| ASHEVILLE, NC | 173 | $ 33,355,000 | $ 192,000 | $ 93,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 171 | $ 25,525,000 | $ 149,000 | $ 91,000 |
| OCALA, FL | 167 | $ 25,025,000 | $ 149,000 | $ 83,000 |
| TULSA, OK | 166 | $ 27,350,000 | $ 164,000 | $ 86,000 |
| BATON ROUGE, LA | 163 | $ 27,855,000 | $ 170,000 | $ 91,000 |
| WINSTON-SALEM, NC | 158 | $ 26,520,000 | $ 167,000 | $ 88,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 157 | $ 22,625,000 | $ 144,000 | $ 80,000 |
| ALBANY, GA | 156 | $ 19,300,000 | $ 123,000 | $ 80,000 |
| MOBILE, AL | 154 | $ 19,910,000 | $ 129,000 | $ 76,000 |
| NEW HAVEN-MILFORD, CT | 150 | $ 32,200,000 | $ 214,000 | $ 104,000 |
| FRESNO, CA | 149 | $ 31,755,000 | $ 213,000 | $ 93,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 149 | $ 27,395,000 | $ 183,000 | $ 92,000 |
| RENO, NV | 147 | $ 37,835,000 | $ 257,000 | $ 118,000 |
| YORK-HANOVER, PA | 146 | $ 29,000,000 | $ 198,000 | $ 100,000 |
| SPOKANE-SPOKANE VALLEY, WA | 144 | $ 31,600,000 | $ 219,000 | $ 104,000 |
| SALINAS, CA | 139 | $ 45,775,000 | $ 329,000 | $ 143,000 |
| WARNER ROBINS, GA | 139 | $ 23,625,000 | $ 169,000 | $ 97,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 138 | $ 59,030,000 | $ 427,000 | $ 179,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 134 | $ 31,610,000 | $ 235,000 | $ 119,000 |
| STOCKTON-LODI, CA | 134 | $ 35,140,000 | $ 262,000 | $ 111,000 |
| TALLAHASSEE, FL | 131 | $ 20,935,000 | $ 159,000 | $ 99,000 |
| LAWTON, OK | 128 | $ 17,710,000 | $ 138,000 | $ 72,000 |
| OGDEN-CLEARFIELD, UT | 125 | $ 29,055,000 | $ 232,000 | $ 108,000 |
| GREELEY, CO | 124 | $ 25,320,000 | $ 204,000 | $ 113,000 |
| ROCHESTER, NY | 124 | $ 17,270,000 | $ 139,000 | $ 99,000 |
| CHARLOTTESVILLE, VA | 123 | $ 29,935,000 | $ 243,000 | $ 114,000 |
| GRAND RAPIDS-WYOMING, MI | 120 | $ 20,510,000 | $ 170,000 | $ 88,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 118 | $ 23,570,000 | $ 222,500 | $ 115,500 |
| CHATTANOOGA, TN-GA | 118 | $ 22,240,000 | $ 194,000 | $ 108,500 |
| AKRON, OH | 116 | $ 16,040,000 | $ 138,000 | $ 83,000 |
| MANCHESTER-NASHUA, NH | 111 | $ 26,815,000 | $ 241,000 | $ 125,000 |
| SALT LAKE CITY, UT | 110 | $ 23,650,000 | $ 215,000 | $ 103,000 |
| JACKSON, MS | 107 | $ 18,435,000 | $ 172,000 | $ 102,000 |
| AUBURN-OPELIKA, AL | 105 | $ 17,915,000 | $ 170,000 | $ 85,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 105 | $ 35,625,000 | $ 339,000 | $ 164,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 104 | $ 22,160,000 | $ 213,000 | $ 99,000 |
| GARY, IN | 103 | $ 18,035,000 | $ 175,000 | $ 92,000 |
| SPARTANBURG, SC | 101 | $ 15,955,000 | $ 157,000 | $ 78,000 |
| PUNTA GORDA, FL | 100 | $ 18,250,000 | $ 182,000 | $ 82,000 |
| SUMTER, SC | 99 | $ 16,505,000 | $ 166,000 | $ 76,000 |
| SALEM, OR | 98 | $ 21,040,000 | $ 214,000 | $ 86,000 |
| MOUNT VERNON-ANACORTES, WA | 97 | $ 24,145,000 | $ 248,000 | $ 96,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 97 | $ 27,205,000 | $ 280,000 | $ 153,000 |
| ROANOKE, VA | 96 | $ 17,170,000 | $ 178,000 | $ 99,000 |
| HICKORY-LENOIR-MORGANTON, NC | 95 | $ 15,105,000 | $ 159,000 | $ 76,000 |
| FORT COLLINS, CO | 94 | $ 20,770,000 | $ 220,000 | $ 103,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 94 | $ 14,580,000 | $ 155,000 | $ 87,000 |
| BRUNSWICK, GA | 93 | $ 13,235,000 | $ 142,000 | $ 105,000 |
| LYNCHBURG, VA | 91 | $ 15,235,000 | $ 167,000 | $ 94,000 |
| WICHITA, KS | 91 | $ 14,025,000 | $ 154,000 | $ 78,000 |
| GAINESVILLE, FL | 90 | $ 15,550,000 | $ 172,000 | $ 93,000 |
| PRESCOTT, AZ | 90 | $ 17,900,000 | $ 198,000 | $ 97,000 |
| ANCHORAGE, AK | 89 | $ 24,455,000 | $ 274,000 | $ 112,000 |
| SYRACUSE, NY | 88 | $ 13,370,000 | $ 151,000 | $ 83,000 |
| SPRINGFIELD, MO | 87 | $ 12,485,000 | $ 143,000 | $ 77,000 |
| TOLEDO, OH | 84 | $ 12,510,000 | $ 148,000 | $ 85,000 |
| HOMOSASSA SPRINGS, FL | 82 | $ 12,470,000 | $ 152,000 | $ 67,000 |
| MACON-BIBB COUNTY, GA | 82 | $ 10,910,000 | $ 133,000 | $ 72,000 |
| VISALIA-PORTERVILLE, CA | 82 | $ 18,580,000 | $ 226,000 | $ 92,000 |
| LAS CRUCES, NM | 81 | $ 12,675,000 | $ 156,000 | $ 87,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 81 | $ 10,035,000 | $ 123,000 | $ 80,000 |
| LANCASTER, PA | 80 | $ 12,330,000 | $ 154,000 | $ 104,000 |
| ELGIN, IL | 78 | $ 18,580,000 | $ 238,000 | $ 121,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 77 | $ 35,225,000 | $ 457,000 | $ 209,000 |
| DOVER, DE | 75 | $ 14,615,000 | $ 194,000 | $ 95,000 |
| BEND-REDMOND, OR | 74 | $ 20,860,000 | $ 281,000 | $ 114,000 |
| MODESTO, CA | 73 | $ 16,285,000 | $ 223,000 | $ 103,000 |
| SHREVEPORT-BOSSIER CITY, LA | 73 | $ 13,635,000 | $ 186,000 | $ 96,000 |
| GREENVILLE, NC | 71 | $ 11,395,000 | $ 160,000 | $ 84,000 |
| SPRINGFIELD, MA | 71 | $ 13,825,000 | $ 194,000 | $ 88,000 |
| LEXINGTON-FAYETTE, KY | 70 | $ 13,400,000 | $ 191,000 | $ 93,000 |
| MANHATTAN, KS | 70 | $ 12,490,000 | $ 178,000 | $ 92,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 70 | $ 7,240,000 | $ 100,500 | $ 81,000 |
| MADISON, WI | 69 | $ 15,635,000 | $ 226,000 | $ 119,000 |
| BURLINGTON, NC | 67 | $ 11,785,000 | $ 175,000 | $ 86,000 |
| ROCKY MOUNT, NC | 67 | $ 9,185,000 | $ 137,000 | $ 74,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 66 | $ 15,270,000 | $ 231,000 | $ 119,000 |
| PROVO-OREM, UT | 66 | $ 17,810,000 | $ 269,000 | $ 109,000 |
| ATHENS-CLARKE COUNTY, GA | 64 | $ 10,600,000 | $ 165,000 | $ 89,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 64 | $ 10,770,000 | $ 168,000 | $ 98,000 |
| CANTON-MASSILLON, OH | 64 | $ 7,940,000 | $ 124,000 | $ 77,000 |
| PUEBLO, CO | 64 | $ 10,640,000 | $ 166,000 | $ 63,000 |
| WACO, TX | 64 | $ 11,430,000 | $ 178,000 | $ 103,000 |
| KENNEWICK-RICHLAND, WA | 63 | $ 14,155,000 | $ 224,000 | $ 95,000 |
| VALDOSTA, GA | 63 | $ 9,585,000 | $ 152,000 | $ 73,000 |
| BOULDER, CO | 62 | $ 18,360,000 | $ 296,000 | $ 120,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 61 | $ 12,195,000 | $ 199,000 | $ 96,000 |
| GAINESVILLE, GA | 61 | $ 12,295,000 | $ 201,000 | $ 106,000 |
| READING, PA | 61 | $ 9,905,000 | $ 162,000 | $ 97,000 |
| BEAUMONT-PORT ARTHUR, TX | 60 | $ 9,660,000 | $ 161,000 | $ 90,000 |
| DOTHAN, AL | 60 | $ 10,320,000 | $ 172,000 | $ 87,000 |
| EAST STROUDSBURG, PA | 59 | $ 8,825,000 | $ 149,000 | $ 85,000 |
| BARNSTABLE TOWN, MA | 58 | $ 16,550,000 | $ 285,000 | $ 118,000 |
| BELLINGHAM, WA | 58 | $ 12,760,000 | $ 220,000 | $ 114,000 |
| LINCOLN, NE | 58 | $ 10,270,000 | $ 177,000 | $ 91,000 |
| GOLDSBORO, NC | 57 | $ 8,515,000 | $ 149,000 | $ 90,000 |
| COEUR D'ALENE, ID | 56 | $ 12,430,000 | $ 221,000 | $ 96,000 |
| FORT WAYNE, IN | 56 | $ 7,690,000 | $ 137,000 | $ 88,000 |
| OCEAN CITY, NJ | 56 | $ 14,690,000 | $ 262,000 | $ 126,000 |
| SEBASTIAN-VERO BEACH, FL | 56 | $ 8,670,000 | $ 154,000 | $ 113,000 |
| THE VILLAGES, FL | 56 | $ 11,050,000 | $ 197,000 | $ 97,000 |
| GETTYSBURG, PA | 55 | $ 11,685,000 | $ 212,000 | $ 107,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 55 | $ 8,605,000 | $ 160,500 | $ 79,500 |
| WATERTOWN-FORT DRUM, NY | 55 | $ 8,375,000 | $ 152,000 | $ 84,000 |
| DES MOINES-WEST DES MOINES, IA | 53 | $ 10,765,000 | $ 203,000 | $ 111,000 |
| LAFAYETTE, LA | 53 | $ 7,665,000 | $ 144,000 | $ 83,000 |
| LANSING-EAST LANSING, MI | 53 | $ 7,695,000 | $ 145,000 | $ 82,000 |
| COLLEGE STATION-BRYAN, TX | 52 | $ 11,380,000 | $ 218,000 | $ 96,000 |
| STAUNTON-WAYNESBORO, VA | 52 | $ 8,560,000 | $ 164,000 | $ 92,000 |
| ANN ARBOR, MI | 50 | $ 10,710,000 | $ 214,000 | $ 110,000 |
| EL CENTRO, CA | 50 | $ 8,970,000 | $ 179,000 | $ 130,000 |
| SANTA MARIA-SANTA BARBARA, CA | 50 | $ 12,360,000 | $ 247,000 | $ 137,000 |
| SANTA ROSA, CA | 49 | $ 11,365,000 | $ 231,000 | $ 112,000 |
| FAIRBANKS, AK | 48 | $ 11,580,000 | $ 241,000 | $ 84,000 |
| CHICO, CA | 47 | $ 9,195,000 | $ 195,000 | $ 89,000 |
| JOHNSON CITY, TN | 47 | $ 7,705,000 | $ 163,000 | $ 77,000 |
| FLAGSTAFF, AZ | 46 | $ 11,990,000 | $ 260,000 | $ 104,000 |
| GREEN BAY, WI | 46 | $ 9,270,000 | $ 201,000 | $ 103,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 46 | $ 6,780,000 | $ 162,000 | $ 72,000 |
| MEDFORD, OR | 45 | $ 7,865,000 | $ 174,000 | $ 85,000 |
| EUGENE, OR | 44 | $ 10,090,000 | $ 229,000 | $ 117,000 |
| LAKE CHARLES, LA | 44 | $ 6,310,000 | $ 143,000 | $ 76,000 |
| MCALLEN-EDINBURG-MISSION, TX | 44 | $ 6,540,000 | $ 148,000 | $ 102,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 44 | $ 12,010,000 | $ 272,000 | $ 141,000 |
| YUBA CITY, CA | 44 | $ 8,860,000 | $ 201,000 | $ 82,000 |
| AMARILLO, TX | 43 | $ 7,075,000 | $ 164,000 | $ 96,000 |
| FORT SMITH, AR-OK | 43 | $ 5,265,000 | $ 117,000 | $ 88,500 |
| SANTA FE, NM | 43 | $ 11,475,000 | $ 266,000 | $ 131,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 42 | $ 6,700,000 | $ 159,000 | $ 91,000 |
| FLORENCE, SC | 42 | $ 5,410,000 | $ 128,000 | $ 82,000 |
| BLOOMINGTON, IN | 41 | $ 7,575,000 | $ 184,000 | $ 95,000 |
| CHEYENNE, WY | 41 | $ 9,665,000 | $ 235,000 | $ 106,000 |
| FLINT, MI | 41 | $ 6,245,000 | $ 152,000 | $ 82,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 41 | $ 6,595,000 | $ 160,000 | $ 73,000 |
| ROCKFORD, IL | 41 | $ 4,875,000 | $ 118,000 | $ 101,000 |
| TRENTON, NJ | 41 | $ 9,355,000 | $ 228,000 | $ 95,000 |
| TUSCALOOSA, AL | 41 | $ 6,885,000 | $ 167,000 | $ 88,000 |
| BROWNSVILLE-HARLINGEN, TX | 39 | $ 7,235,000 | $ 185,000 | $ 97,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 39 | $ 7,335,000 | $ 191,500 | $ 104,500 |
| ST. GEORGE, UT | 39 | $ 9,305,000 | $ 238,000 | $ 120,000 |
| ALEXANDRIA, LA | 38 | $ 5,310,000 | $ 139,000 | $ 95,000 |
| STATE COLLEGE, PA | 38 | $ 7,330,000 | $ 192,000 | $ 109,000 |
| LEBANON, PA | 37 | $ 6,625,000 | $ 179,000 | $ 118,000 |
| LEWISTON-AUBURN, ME | 37 | $ 6,085,000 | $ 164,000 | $ 91,000 |
| HARRISONBURG, VA | 36 | $ 7,270,000 | $ 201,000 | $ 104,000 |
| HATTIESBURG, MS | 36 | $ 5,380,000 | $ 149,000 | $ 80,000 |
| UTICA-ROME, NY | 36 | $ 5,820,000 | $ 161,000 | $ 93,000 |
| GLENS FALLS, NY | 35 | $ 6,285,000 | $ 179,000 | $ 92,000 |
| GRAND JUNCTION, CO | 35 | $ 7,365,000 | $ 210,000 | $ 87,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 35 | $ 14,255,000 | $ 407,000 | $ 161,000 |
| KALAMAZOO-PORTAGE, MI | 35 | $ 5,975,000 | $ 170,000 | $ 92,000 |
| RACINE, WI | 35 | $ 4,545,000 | $ 129,000 | $ 87,000 |
| REDDING, CA | 35 | $ 8,025,000 | $ 229,000 | $ 89,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 34 | $ 4,240,000 | $ 124,000 | $ 63,000 |
| COLUMBIA, MO | 34 | $ 6,730,000 | $ 197,000 | $ 105,000 |
| TOPEKA, KS | 34 | $ 5,520,000 | $ 162,000 | $ 74,000 |
| TYLER, TX | 34 | $ 5,110,000 | $ 150,000 | $ 83,000 |
| BANGOR, ME | 33 | $ 5,985,000 | $ 181,000 | $ 89,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 33 | $ 6,735,000 | $ 204,000 | $ 124,000 |
| MERCED, CA | 33 | $ 6,165,000 | $ 186,000 | $ 77,000 |
| SAN ANGELO, TX | 33 | $ 6,325,000 | $ 191,000 | $ 85,000 |
| ABILENE, TX | 32 | $ 5,570,000 | $ 174,000 | $ 90,000 |
| BILLINGS, MT | 32 | $ 6,400,000 | $ 200,000 | $ 89,000 |
| IDAHO FALLS, ID | 32 | $ 6,790,000 | $ 212,000 | $ 95,000 |
| MIDLAND, TX | 31 | $ 7,875,000 | $ 254,000 | $ 103,000 |
| WAUSAU, WI | 31 | $ 5,705,000 | $ 184,000 | $ 100,000 |
| CLEVELAND, TN | 30 | $ 4,450,000 | $ 148,000 | $ 66,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 29 | $ 4,135,000 | $ 118,666 | $ 79,000 |
| JACKSON, TN | 29 | $ 4,415,000 | $ 152,000 | $ 71,000 |
| LUBBOCK, TX | 29 | $ 4,785,000 | $ 165,000 | $ 94,000 |
| ALBANY, OR | 28 | $ 5,340,000 | $ 190,000 | $ 84,000 |
| EVANSVILLE, IN-KY | 27 | $ 3,495,000 | $ 106,500 | $ 67,500 |
| HAMMOND, LA | 27 | $ 3,735,000 | $ 138,000 | $ 73,000 |
| NILES-BENTON HARBOR, MI | 27 | $ 5,835,000 | $ 216,000 | $ 109,000 |
| RAPID CITY, SD | 27 | $ 4,805,000 | $ 177,000 | $ 92,000 |
| BATTLE CREEK, MI | 26 | $ 2,510,000 | $ 96,000 | $ 71,000 |
| ERIE, PA | 26 | $ 3,570,000 | $ 137,000 | $ 74,000 |
| HOUMA-THIBODAUX, LA | 26 | $ 4,430,000 | $ 170,000 | $ 93,000 |
| KINGSTON, NY | 26 | $ 3,740,000 | $ 143,000 | $ 101,000 |
| LONGVIEW, TX | 26 | $ 3,680,000 | $ 141,000 | $ 103,000 |
| MORGANTOWN, WV | 26 | $ 5,440,000 | $ 209,000 | $ 122,000 |
| NAPA, CA | 26 | $ 9,760,000 | $ 375,000 | $ 151,000 |
| BINGHAMTON, NY | 25 | $ 4,175,000 | $ 167,000 | $ 118,000 |
| CHAMPAIGN-URBANA, IL | 25 | $ 4,845,000 | $ 193,000 | $ 96,000 |
| JACKSON, MI | 25 | $ 3,425,000 | $ 137,000 | $ 75,000 |
| ODESSA, TX | 25 | $ 5,275,000 | $ 211,000 | $ 88,000 |
| PEORIA, IL | 25 | $ 3,505,000 | $ 140,000 | $ 99,000 |
| TWIN FALLS, ID | 25 | $ 4,425,000 | $ 177,000 | $ 93,000 |
| WICHITA FALLS, TX | 25 | $ 3,225,000 | $ 129,000 | $ 67,000 |
| ENID, OK | 24 | $ 3,930,000 | $ 163,000 | $ 80,000 |
| LONGVIEW, WA | 24 | $ 5,920,000 | $ 246,000 | $ 97,000 |
| SANTA CRUZ-WATSONVILLE, CA | 24 | $ 6,930,000 | $ 288,000 | $ 163,000 |
| TEXARKANA, TX-AR | 24 | $ 3,250,000 | $ 135,500 | $ 82,500 |
| WALLA WALLA, WA | 24 | $ 5,470,000 | $ 227,000 | $ 69,000 |
| BLOOMINGTON, IL | 23 | $ 3,925,000 | $ 170,000 | $ 87,000 |
| CUMBERLAND, MD-WV | 23 | $ 2,755,000 | $ 115,000 | $ 80,500 |
| GADSDEN, AL | 23 | $ 2,395,000 | $ 104,000 | $ 67,000 |
| YAKIMA, WA | 23 | $ 4,155,000 | $ 180,000 | $ 90,000 |
| APPLETON, WI | 22 | $ 3,340,000 | $ 151,000 | $ 85,000 |
| CEDAR RAPIDS, IA | 22 | $ 2,740,000 | $ 124,000 | $ 89,000 |
| JANESVILLE-BELOIT, WI | 22 | $ 2,930,000 | $ 133,000 | $ 60,000 |
| JOPLIN, MO | 22 | $ 2,410,000 | $ 109,000 | $ 63,000 |
| SHERMAN-DENISON, TX | 22 | $ 4,590,000 | $ 208,000 | $ 101,000 |
| WENATCHEE, WA | 22 | $ 6,460,000 | $ 293,000 | $ 103,000 |
| CHARLESTON, WV | 21 | $ 2,325,000 | $ 110,000 | $ 71,000 |
| LOGAN, UT-ID | 21 | $ 4,435,000 | $ 181,500 | $ 136,500 |
| MANSFIELD, OH | 21 | $ 2,605,000 | $ 124,000 | $ 60,000 |
| PITTSFIELD, MA | 21 | $ 3,385,000 | $ 161,000 | $ 87,000 |
| SPRINGFIELD, IL | 21 | $ 3,595,000 | $ 171,000 | $ 75,000 |
| JEFFERSON CITY, MO | 20 | $ 2,860,000 | $ 143,000 | $ 109,000 |
| MONROE, LA | 20 | $ 2,990,000 | $ 149,000 | $ 79,000 |
| MUSKEGON, MI | 20 | $ 2,500,000 | $ 125,000 | $ 85,000 |
| SIOUX FALLS, SD | 20 | $ 3,490,000 | $ 174,000 | $ 78,000 |
| FLORENCE-MUSCLE SHOALS, AL | 19 | $ 2,865,000 | $ 150,000 | $ 75,000 |
| SPRINGFIELD, OH | 19 | $ 2,655,000 | $ 139,000 | $ 94,000 |
| ALTOONA, PA | 18 | $ 2,610,000 | $ 145,000 | $ 80,000 |
| CARSON CITY, NV | 18 | $ 3,190,000 | $ 177,000 | $ 139,000 |
| FARGO, ND-MN | 18 | $ 3,950,000 | $ 212,000 | $ 72,500 |
| LAREDO, TX | 18 | $ 2,980,000 | $ 165,000 | $ 80,000 |
| LAWRENCE, KS | 18 | $ 2,580,000 | $ 143,000 | $ 81,000 |
| MADERA, CA | 18 | $ 4,880,000 | $ 271,000 | $ 115,000 |
| ROME, GA | 18 | $ 2,740,000 | $ 152,000 | $ 79,000 |
| SAN RAFAEL, CA | 18 | $ 10,510,000 | $ 583,000 | $ 277,000 |
| TERRE HAUTE, IN | 18 | $ 2,230,000 | $ 123,000 | $ 89,000 |
| CARBONDALE-MARION, IL | 17 | $ 2,395,000 | $ 140,000 | $ 82,000 |
| DECATUR, AL | 17 | $ 2,485,000 | $ 146,000 | $ 88,000 |
| LA CROSSE-ONALASKA, WI-MN | 17 | $ 3,275,000 | $ 187,000 | $ 86,000 |
| LIMA, OH | 17 | $ 1,635,000 | $ 96,000 | $ 78,000 |
| MISSOULA, MT | 17 | $ 5,055,000 | $ 297,000 | $ 118,000 |
| MORRISTOWN, TN | 17 | $ 4,105,000 | $ 241,000 | $ 93,000 |
| SAGINAW, MI | 17 | $ 2,175,000 | $ 127,000 | $ 99,000 |
| SEBRING, FL | 17 | $ 2,225,000 | $ 130,000 | $ 54,000 |
| ST. JOSEPH, MO-KS | 17 | $ 2,115,000 | $ 113,500 | $ 55,000 |
| VINELAND-BRIDGETON, NJ | 17 | $ 1,555,000 | $ 91,000 | $ 90,000 |
| EAU CLAIRE, WI | 16 | $ 2,880,000 | $ 180,000 | $ 112,000 |
| HOT SPRINGS, AR | 16 | $ 2,150,000 | $ 134,000 | $ 92,000 |
| OSHKOSH-NEENAH, WI | 16 | $ 2,610,000 | $ 163,000 | $ 101,000 |
| OWENSBORO, KY | 16 | $ 2,380,000 | $ 148,000 | $ 68,000 |
| PARKERSBURG-VIENNA, WV | 16 | $ 2,260,000 | $ 141,000 | $ 69,000 |
| ROCHESTER, MN | 16 | $ 3,220,000 | $ 201,000 | $ 117,000 |
| SHEBOYGAN, WI | 16 | $ 2,120,000 | $ 132,000 | $ 82,000 |
| ELKHART-GOSHEN, IN | 15 | $ 2,475,000 | $ 165,000 | $ 94,000 |
| GREAT FALLS, MT | 15 | $ 3,515,000 | $ 234,000 | $ 93,000 |
| MIDLAND, MI | 15 | $ 1,885,000 | $ 125,000 | $ 90,000 |
| MUNCIE, IN | 15 | $ 1,235,000 | $ 82,000 | $ 59,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 15 | $ 1,755,000 | $ 110,000 | $ 53,500 |
| CAPE GIRARDEAU, MO-IL | 14 | $ 2,080,000 | $ 136,500 | $ 73,500 |
| CASPER, WY | 14 | $ 2,510,000 | $ 179,000 | $ 86,000 |
| DULUTH, MN-WI | 14 | $ 2,250,000 | $ 141,500 | $ 62,000 |
| KOKOMO, IN | 14 | $ 1,960,000 | $ 140,000 | $ 70,000 |
| SIOUX CITY, IA-NE-SD | 14 | $ 2,810,000 | $ 124,000 | $ 79,666 |
| WILLIAMSPORT, PA | 14 | $ 1,790,000 | $ 127,000 | $ 76,000 |
| MONROE, MI | 13 | $ 1,835,000 | $ 141,000 | $ 97,000 |
| PINE BLUFF, AR | 13 | $ 1,435,000 | $ 110,000 | $ 70,000 |
| BECKLEY, WV | 12 | $ 1,850,000 | $ 154,000 | $ 78,000 |
| BOWLING GREEN, KY | 12 | $ 1,940,000 | $ 161,000 | $ 77,000 |
| MICHIGAN CITY-LA PORTE, IN | 12 | $ 1,500,000 | $ 125,000 | $ 81,000 |
| POCATELLO, ID | 12 | $ 1,850,000 | $ 154,000 | $ 107,000 |
| BAY CITY, MI | 11 | $ 1,035,000 | $ 94,000 | $ 49,000 |
| BISMARCK, ND | 11 | $ 2,605,000 | $ 236,000 | $ 107,000 |
| ITHACA, NY | 11 | $ 2,305,000 | $ 209,000 | $ 132,000 |
| MANKATO-NORTH MANKATO, MN | 11 | $ 1,905,000 | $ 173,000 | $ 62,000 |
| ST. CLOUD, MN | 11 | $ 1,715,000 | $ 155,000 | $ 72,000 |
| WHEELING, WV-OH | 11 | $ 1,475,000 | $ 139,500 | $ 67,000 |
| CORVALLIS, OR | 10 | $ 2,960,000 | $ 296,000 | $ 158,000 |
| DANVILLE, IL | 10 | $ 930,000 | $ 93,000 | $ 51,000 |
| JOHNSTOWN, PA | 10 | $ 920,000 | $ 92,000 | $ 95,000 |
| JONESBORO, AR | 10 | $ 2,130,000 | $ 213,000 | $ 113,000 |
| BLOOMSBURG-BERWICK, PA | 9 | $ 1,725,000 | $ 191,000 | $ 98,000 |
| ELMIRA, NY | 9 | $ 1,005,000 | $ 111,000 | $ 82,000 |
| FARMINGTON, NM | 9 | $ 1,145,000 | $ 127,000 | $ 99,000 |
| GRANTS PASS, OR | 9 | $ 945,000 | $ 105,000 | $ 67,000 |
| LEWISTON, ID-WA | 9 | $ 1,355,000 | $ 154,000 | $ 77,000 |
| COLUMBUS, IN | 8 | $ 1,630,000 | $ 203,000 | $ 90,000 |
| DECATUR, IL | 8 | $ 880,000 | $ 110,000 | $ 91,000 |
| FOND DU LAC, WI | 8 | $ 1,090,000 | $ 136,000 | $ 86,000 |
| GRAND FORKS, ND-MN | 8 | $ 1,590,000 | $ 192,500 | $ 91,000 |
| VICTORIA, TX | 8 | $ 1,900,000 | $ 237,000 | $ 135,000 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 770,000 | $ 96,000 | $ 64,000 |
| DALTON, GA | 6 | $ 910,000 | $ 151,000 | $ 70,000 |
| KANKAKEE, IL | 6 | $ 900,000 | $ 150,000 | $ 57,000 |
| AMES, IA | 5 | $ 845,000 | $ 169,000 | $ 66,000 |
| GRAND ISLAND, NE | 5 | $ 795,000 | $ 159,000 | $ 76,000 |
| IOWA CITY, IA | 5 | $ 395,000 | $ 79,000 | $ 110,000 |
| DUBUQUE, IA | 3 | $ 375,000 | $ 125,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 105,699 | $27,500,995,000 | $260,000 | $2,075,000 | $89,000 | $7,571,000 |
| Cash-out Refinancing | 20,904 | $4,945,400,000 | $236,000 | $1,985,000 | $105,000 | $9,582,000 |
| Home Improvement | 20,830 | $1,222,510,000 | $58,000 | $1,255,000 | $116,000 | $8,905,000 |
| Other Purpose | 16,940 | $1,020,640,000 | $60,000 | $1,025,000 | $109,000 | $6,012,000 |
| Refinancing | 7,704 | $1,632,510,000 | $211,000 | $1,995,000 | $114,000 | $4,404,000 |
| Not Applicable | 186 | $37,820,000 | $203,000 | $475,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 87,069 | $18,069,005,000 | $207,000 | $2,075,000 | $102,000 | $7,221,000 |
| Black or African American | 39,804 | $7,871,930,000 | $197,000 | $1,905,000 | $85,000 | $7,571,000 |
| Hispanic | 16,539 | $3,555,955,000 | $215,000 | $1,805,000 | $90,000 | $9,582,000 |
| Not Provided | 16,198 | $3,897,780,000 | $240,000 | $2,005,000 | $112,000 | $8,905,000 |
| Asian | 6,716 | $1,694,910,000 | $252,000 | $1,625,000 | $104,000 | $3,773,000 |
| American Indian or Alaskan Native | 2,899 | $566,445,000 | $195,000 | $1,385,000 | $85,000 | $1,484,000 |
| Native Hawaiian or Other Pacific Islander | 1,027 | $229,675,000 | $223,000 | $985,000 | $89,000 | $303,000 |
| Not applicable | 75 | $12,855,000 | $171,000 | $955,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 100,630 | $17,619,730,000 | $175,000 | $2,075,000 | $106,000 | $8,905,000 |
| VA-guaranteed (Veterans Administration) | 62,923 | $16,947,365,000 | $269,000 | $1,825,000 | $88,000 | $4,020,000 |
| FHA-insured (Federal Housing Administration) | 8,710 | $1,792,780,000 | $205,000 | $695,000 | $71,000 | $9,582,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 73,396 | $16,437,150,000 | $223,000 | $2,075,000 | $106,000 | $6,087,000 |
| Preapproval Denied by Financial Institution | 39,235 | $9,316,885,000 | $237,000 | $1,825,000 | $72,000 | $7,571,000 |
| Application Denied By Financial Institution | 30,083 | $4,242,795,000 | $141,000 | $1,995,000 | $97,000 | $8,905,000 |
| Application Withdrawn By Applicant | 25,591 | $5,644,075,000 | $220,000 | $1,985,000 | $112,000 | $9,582,000 |
| File Closed For Incompleteness | 2,544 | $394,970,000 | $155,000 | $1,285,000 | $106,000 | $1,315,000 |
| Application Approved But Not Accepted | 884 | $164,380,000 | $185,000 | $1,425,000 | $107,000 | $696,000 |
| Preapproval Approved but not Accepted | 344 | $121,800,000 | $354,000 | $1,405,000 | $100,000 | $439,000 |
| Loan Purchased By The Institution | 186 | $37,820,000 | $203,000 | $475,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 102,945 | $22,800,195,000 | $221,000 | $2,075,000 | $108,000 | $9,582,000 |
| Other | 21,950 | $3,301,060,000 | $150,000 | $1,805,000 | $101,000 | $8,905,000 |
| Debt-To-Income Ratio | 16,790 | $3,967,230,000 | $236,000 | $1,995,000 | $58,000 | $453,000 |
| Credit History | 14,275 | $3,025,015,000 | $211,000 | $1,245,000 | $83,000 | $4,020,000 |
| Unverifiable Information | 6,030 | $1,309,410,000 | $217,000 | $1,605,000 | $67,000 | $1,008,000 |
| Collateral | 3,843 | $613,505,000 | $159,000 | $1,395,000 | $110,000 | $3,873,000 |
| Credit Application Incomplete | 3,656 | $730,170,000 | $199,000 | $1,825,000 | $88,000 | $5,616,000 |
| Employment History | 1,397 | $283,335,000 | $202,000 | $1,785,000 | $69,000 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,377 | $329,955,000 | $239,000 | $1,355,000 | $83,000 | $616,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.