Navy Federal Credit Union Mortgage Lending & HMDA Data, 2018
In 2018, Navy Federal Credit Union of Vienna, VA reported 172,263 mortgage applications totaling $36.4 billion, up 4% from 2017. The average application was for $211,071, and applicants reported an average income of $97,300. 43% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (13,444), Virginia Beach-Norfolk-Newport News, VA-NC (6,916) and San Diego-Carlsbad, CA (5,460) (applications in parentheses).
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 172,263 |
| Total Mortgage Loan Application Amount | $36,359,875,000 |
| Average Mortgage Loan Application Amount | $211,071 |
| Highest Mortgage Loan Application Amount | $2,075,000 |
| Average Applicant Income | $97,300 |
| Highest Applicant Income | $9,582,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Navy Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 13,444 | $ 3,397,600,000 | $ 252,722 | $ 135,016 |
| Outside any metro area | 10,277 | $ 1,645,305,000 | $ 160,095 | $ 88,248 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6,916 | $ 1,205,730,000 | $ 174,339 | $ 94,140 |
| San Diego-Carlsbad, CA | 5,460 | $ 1,448,390,000 | $ 265,272 | $ 129,000 |
| Atlanta-Sandy Springs-Roswell, GA | 5,022 | $ 875,070,000 | $ 174,247 | $ 95,000 |
| Jacksonville, FL | 3,957 | $ 672,735,000 | $ 170,011 | $ 89,000 |
| Baltimore-Columbia-Towson, MD | 3,470 | $ 819,740,000 | $ 236,236 | $ 123,000 |
| Riverside-San Bernardino-Ontario, CA | 3,098 | $ 630,160,000 | $ 203,408 | $ 110,000 |
| Pensacola-Ferry Pass-Brent, FL | 2,505 | $ 401,635,000 | $ 160,333 | $ 82,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,464 | $ 468,050,000 | $ 189,955 | $ 97,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,192 | $ 436,250,000 | $ 199,019 | $ 101,000 |
| Las Vegas-Henderson-Paradise, NV | 1,877 | $ 385,905,000 | $ 205,596 | $ 101,000 |
| Charleston-North Charleston, SC | 1,754 | $ 312,570,000 | $ 178,204 | $ 87,000 |
| Orlando-Kissimmee-Sanford, FL | 1,626 | $ 312,640,000 | $ 192,275 | $ 100,000 |
| Silver Spring-Frederick-Rockville, MD | 1,506 | $ 401,450,000 | $ 266,567 | $ 138,000 |
| San Antonio-New Braunfels, TX | 1,473 | $ 319,995,000 | $ 217,240 | $ 97,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,371 | $ 297,805,000 | $ 217,217 | $ 108,000 |
| Denver-Aurora-Lakewood, CO | 1,356 | $ 324,460,000 | $ 239,277 | $ 116,000 |
| Dallas-Plano-Irving, TX | 1,315 | $ 302,175,000 | $ 229,790 | $ 113,000 |
| Richmond, VA | 1,224 | $ 226,600,000 | $ 185,130 | $ 103,000 |
| Jacksonville, NC | 1,213 | $ 185,495,000 | $ 152,922 | $ 75,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,149 | $ 334,025,000 | $ 290,709 | $ 138,000 |
| Bremerton-Silverdale, WA | 1,137 | $ 227,105,000 | $ 199,740 | $ 95,000 |
| Fort Worth-Arlington, TX | 1,137 | $ 218,645,000 | $ 192,299 | $ 109,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,077 | $ 224,105,000 | $ 208,082 | $ 103,498 |
| Colorado Springs, CO | 1,045 | $ 244,505,000 | $ 233,976 | $ 103,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,020 | $ 255,100,000 | $ 250,098 | $ 126,607 |
| Seattle-Bellevue-Everett, WA | 975 | $ 268,125,000 | $ 275,000 | $ 131,000 |
| Urban Honolulu, HI | 928 | $ 280,550,000 | $ 302,316 | $ 130,000 |
| Chicago-Naperville-Arlington Heights, IL | 787 | $ 159,845,000 | $ 203,106 | $ 113,000 |
| Augusta-Richmond County, GA-SC | 768 | $ 124,790,000 | $ 162,486 | $ 83,217 |
| New Orleans-Metairie, LA | 758 | $ 123,700,000 | $ 163,192 | $ 91,000 |
| Fayetteville, NC | 730 | $ 104,110,000 | $ 142,616 | $ 74,000 |
| Memphis, TN-MS-AR | 729 | $ 119,195,000 | $ 163,504 | $ 93,825 |
| Tacoma-Lakewood, WA | 716 | $ 165,570,000 | $ 231,243 | $ 111,000 |
| Anaheim-Santa Ana-Irvine, CA | 689 | $ 218,855,000 | $ 317,641 | $ 150,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 687 | $ 148,535,000 | $ 216,208 | $ 111,000 |
| Raleigh, NC | 686 | $ 149,700,000 | $ 218,221 | $ 103,000 |
| Camden, NJ | 677 | $ 102,265,000 | $ 151,056 | $ 99,000 |
| St. Louis, MO-IL | 627 | $ 99,085,000 | $ 158,030 | $ 94,784 |
| Oklahoma City, OK | 605 | $ 106,735,000 | $ 176,421 | $ 85,000 |
| Providence-Warwick, RI-MA | 598 | $ 136,970,000 | $ 229,046 | $ 116,933 |
| Cleveland-Elyria, OH | 596 | $ 77,560,000 | $ 130,134 | $ 85,000 |
| Columbia, SC | 594 | $ 92,470,000 | $ 155,673 | $ 84,000 |
| Montgomery County-Bucks County-Chester County, PA | 590 | $ 140,540,000 | $ 238,203 | $ 129,000 |
| Palm Bay-Melbourne-Titusville, FL | 590 | $ 110,810,000 | $ 187,813 | $ 98,000 |
| Killeen-Temple, TX | 586 | $ 85,000,000 | $ 145,051 | $ 74,000 |
| Philadelphia, PA | 561 | $ 86,965,000 | $ 155,017 | $ 90,000 |
| California-Lexington Park, MD | 558 | $ 116,200,000 | $ 208,243 | $ 126,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 551 | $ 134,385,000 | $ 243,892 | $ 106,000 |
| Kansas City, MO-KS | 550 | $ 98,020,000 | $ 178,218 | $ 112,352 |
| Miami-Miami Beach-Kendall, FL | 548 | $ 110,750,000 | $ 202,098 | $ 102,000 |
| Norwich-New London, CT | 534 | $ 91,330,000 | $ 171,029 | $ 100,000 |
| Savannah, GA | 522 | $ 87,740,000 | $ 168,084 | $ 86,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 507 | $ 129,825,000 | $ 256,065 | $ 125,000 |
| Austin-Round Rock, TX | 491 | $ 124,905,000 | $ 254,389 | $ 120,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 478 | $ 117,440,000 | $ 245,690 | $ 118,422 |
| New Bern, NC | 470 | $ 73,040,000 | $ 155,404 | $ 82,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 461 | $ 83,285,000 | $ 180,661 | $ 86,000 |
| El Paso, TX | 446 | $ 67,450,000 | $ 151,233 | $ 84,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 437 | $ 91,255,000 | $ 208,821 | $ 117,000 |
| Clarksville, TN-KY | 434 | $ 71,730,000 | $ 165,276 | $ 74,170 |
| Crestview-Fort Walton Beach-Destin, FL | 431 | $ 89,005,000 | $ 206,508 | $ 95,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 426 | $ 105,990,000 | $ 248,802 | $ 115,075 |
| Corpus Christi, TX | 414 | $ 77,680,000 | $ 187,632 | $ 94,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 399 | $ 66,585,000 | $ 166,879 | $ 88,000 |
| Newark, NJ-PA | 394 | $ 104,540,000 | $ 265,329 | $ 143,431 |
| Albuquerque, NM | 390 | $ 72,700,000 | $ 186,410 | $ 93,000 |
| Gulfport-Biloxi-Pascagoula, MS | 383 | $ 54,345,000 | $ 141,892 | $ 91,000 |
| Pittsburgh, PA | 383 | $ 65,135,000 | $ 170,065 | $ 100,000 |
| Columbus, OH | 380 | $ 67,860,000 | $ 178,578 | $ 106,000 |
| Warren-Troy-Farmington Hills, MI | 379 | $ 67,575,000 | $ 178,298 | $ 99,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 378 | $ 113,870,000 | $ 301,243 | $ 132,000 |
| Bakersfield, CA | 375 | $ 67,345,000 | $ 179,586 | $ 101,000 |
| Omaha-Council Bluffs, NE-IA | 371 | $ 64,115,000 | $ 172,816 | $ 95,396 |
| Oakland-Hayward-Berkeley, CA | 356 | $ 124,090,000 | $ 348,567 | $ 156,000 |
| Indianapolis-Carmel-Anderson, IN | 353 | $ 63,685,000 | $ 180,410 | $ 102,000 |
| North Port-Sarasota-Bradenton, FL | 343 | $ 71,305,000 | $ 207,886 | $ 108,000 |
| Columbus, GA-AL | 336 | $ 47,220,000 | $ 140,535 | $ 78,559 |
| Cincinnati, OH-KY-IN | 334 | $ 60,400,000 | $ 180,838 | $ 91,889 |
| Yuma, AZ | 328 | $ 47,390,000 | $ 144,481 | $ 74,000 |
| Winchester, VA-WV | 325 | $ 58,175,000 | $ 179,000 | $ 103,390 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 324 | $ 55,780,000 | $ 172,160 | $ 99,333 |
| Nassau County-Suffolk County, NY | 324 | $ 89,460,000 | $ 276,111 | $ 141,000 |
| Lake County-Kenosha County, IL-WI | 323 | $ 57,625,000 | $ 178,405 | $ 93,647 |
| Tucson, AZ | 312 | $ 63,220,000 | $ 202,628 | $ 104,000 |
| Panama City, FL | 295 | $ 60,875,000 | $ 206,355 | $ 99,000 |
| Cape Coral-Fort Myers, FL | 286 | $ 53,510,000 | $ 187,097 | $ 94,000 |
| Louisville/Jefferson County, KY-IN | 281 | $ 45,915,000 | $ 163,398 | $ 88,779 |
| Hagerstown-Martinsburg, MD-WV | 278 | $ 47,020,000 | $ 169,136 | $ 92,187 |
| Birmingham-Hoover, AL | 262 | $ 42,640,000 | $ 162,748 | $ 91,000 |
| Lakeland-Winter Haven, FL | 255 | $ 39,325,000 | $ 154,215 | $ 82,000 |
| Daphne-Fairhope-Foley, AL | 248 | $ 48,080,000 | $ 193,870 | $ 93,000 |
| Greenville-Anderson-Mauldin, SC | 248 | $ 40,610,000 | $ 163,750 | $ 92,000 |
| Wilmington, DE-MD-NJ | 246 | $ 52,390,000 | $ 212,967 | $ 114,382 |
| Boston, MA | 244 | $ 73,130,000 | $ 299,713 | $ 147,000 |
| Hartford-West Hartford-East Hartford, CT | 244 | $ 56,270,000 | $ 230,614 | $ 108,000 |
| Olympia-Tumwater, WA | 244 | $ 61,510,000 | $ 252,090 | $ 106,000 |
| Boise City, ID | 240 | $ 53,950,000 | $ 224,791 | $ 105,000 |
| Montgomery, AL | 235 | $ 30,485,000 | $ 129,723 | $ 72,000 |
| Huntsville, AL | 234 | $ 47,620,000 | $ 203,504 | $ 107,000 |
| Dayton, OH | 233 | $ 41,705,000 | $ 178,991 | $ 95,000 |
| Cambridge-Newton-Framingham, MA | 231 | $ 72,875,000 | $ 315,476 | $ 149,000 |
| Portland-South Portland, ME | 231 | $ 50,515,000 | $ 218,679 | $ 106,000 |
| Hanford-Corcoran, CA | 228 | $ 40,760,000 | $ 178,771 | $ 86,000 |
| Port St. Lucie, FL | 225 | $ 42,465,000 | $ 188,733 | $ 97,000 |
| Vallejo-Fairfield, CA | 223 | $ 51,155,000 | $ 229,394 | $ 119,000 |
| Wilmington, NC | 220 | $ 50,920,000 | $ 231,454 | $ 100,000 |
| Hinesville, GA | 217 | $ 29,755,000 | $ 137,119 | $ 69,000 |
| Detroit-Dearborn-Livonia, MI | 215 | $ 24,655,000 | $ 114,674 | $ 86,000 |
| Durham-Chapel Hill, NC | 214 | $ 51,080,000 | $ 238,691 | $ 108,000 |
| Knoxville, TN | 211 | $ 38,795,000 | $ 183,862 | $ 103,000 |
| Albany-Schenectady-Troy, NY | 206 | $ 39,270,000 | $ 190,631 | $ 95,000 |
| Harrisburg-Carlisle, PA | 194 | $ 37,170,000 | $ 191,597 | $ 106,000 |
| Greensboro-High Point, NC | 192 | $ 30,150,000 | $ 157,031 | $ 94,000 |
| Sierra Vista-Douglas, AZ | 192 | $ 29,370,000 | $ 152,968 | $ 88,000 |
| Salisbury, MD-DE | 191 | $ 35,445,000 | $ 185,575 | $ 121,235 |
| Worcester, MA-CT | 187 | $ 37,935,000 | $ 202,860 | $ 105,604 |
| Milwaukee-Waukesha-West Allis, WI | 177 | $ 29,295,000 | $ 165,508 | $ 95,000 |
| Asheville, NC | 173 | $ 33,355,000 | $ 192,803 | $ 93,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 171 | $ 25,525,000 | $ 149,269 | $ 91,000 |
| Ocala, FL | 167 | $ 25,025,000 | $ 149,850 | $ 83,000 |
| Tulsa, OK | 166 | $ 27,350,000 | $ 164,759 | $ 86,000 |
| Baton Rouge, LA | 163 | $ 27,855,000 | $ 170,889 | $ 91,000 |
| Winston-Salem, NC | 158 | $ 26,520,000 | $ 167,848 | $ 88,000 |
| Elizabethtown-Fort Knox, KY | 157 | $ 22,625,000 | $ 144,108 | $ 80,000 |
| Albany, GA | 156 | $ 19,300,000 | $ 123,717 | $ 80,000 |
| Mobile, AL | 154 | $ 19,910,000 | $ 129,285 | $ 76,000 |
| New Haven-Milford, CT | 150 | $ 32,200,000 | $ 214,666 | $ 104,000 |
| Fresno, CA | 149 | $ 31,755,000 | $ 213,120 | $ 93,000 |
| Little Rock-North Little Rock-Conway, AR | 149 | $ 27,395,000 | $ 183,859 | $ 92,000 |
| Reno, NV | 147 | $ 37,835,000 | $ 257,380 | $ 118,000 |
| York-Hanover, PA | 146 | $ 29,000,000 | $ 198,630 | $ 100,000 |
| Spokane-Spokane Valley, WA | 144 | $ 31,600,000 | $ 219,444 | $ 104,000 |
| Salinas, CA | 139 | $ 45,775,000 | $ 329,316 | $ 143,000 |
| Warner Robins, GA | 139 | $ 23,625,000 | $ 169,964 | $ 97,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 138 | $ 59,030,000 | $ 427,753 | $ 179,000 |
| Rockingham County-Strafford County, NH | 134 | $ 31,610,000 | $ 235,895 | $ 119,000 |
| Stockton-Lodi, CA | 134 | $ 35,140,000 | $ 262,238 | $ 111,000 |
| Tallahassee, FL | 131 | $ 20,935,000 | $ 159,809 | $ 99,000 |
| Lawton, OK | 128 | $ 17,710,000 | $ 138,359 | $ 72,000 |
| Ogden-Clearfield, UT | 125 | $ 29,055,000 | $ 232,440 | $ 108,000 |
| Greeley, CO | 124 | $ 25,320,000 | $ 204,193 | $ 113,000 |
| Rochester, NY | 124 | $ 17,270,000 | $ 139,274 | $ 99,000 |
| Charlottesville, VA | 123 | $ 29,935,000 | $ 243,373 | $ 114,000 |
| Grand Rapids-Wyoming, MI | 120 | $ 20,510,000 | $ 170,916 | $ 88,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 118 | $ 23,570,000 | $ 199,745 | $ 111,584 |
| Chattanooga, TN-GA | 118 | $ 22,240,000 | $ 188,474 | $ 110,932 |
| Akron, OH | 116 | $ 16,040,000 | $ 138,275 | $ 83,000 |
| Manchester-Nashua, NH | 111 | $ 26,815,000 | $ 241,576 | $ 125,000 |
| Salt Lake City, UT | 110 | $ 23,650,000 | $ 215,000 | $ 103,000 |
| Jackson, MS | 107 | $ 18,435,000 | $ 172,289 | $ 102,000 |
| Auburn-Opelika, AL | 105 | $ 17,915,000 | $ 170,619 | $ 85,000 |
| Bridgeport-Stamford-Norwalk, CT | 105 | $ 35,625,000 | $ 339,285 | $ 164,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 104 | $ 22,160,000 | $ 213,076 | $ 99,000 |
| Gary, IN | 103 | $ 18,035,000 | $ 175,097 | $ 92,000 |
| Spartanburg, SC | 101 | $ 15,955,000 | $ 157,970 | $ 78,000 |
| Punta Gorda, FL | 100 | $ 18,250,000 | $ 182,500 | $ 82,000 |
| Sumter, SC | 99 | $ 16,505,000 | $ 166,717 | $ 76,000 |
| Salem, OR | 98 | $ 21,040,000 | $ 214,693 | $ 86,000 |
| Mount Vernon-Anacortes, WA | 97 | $ 24,145,000 | $ 248,917 | $ 96,000 |
| Naples-Immokalee-Marco Island, FL | 97 | $ 27,205,000 | $ 280,463 | $ 153,000 |
| Roanoke, VA | 96 | $ 17,170,000 | $ 178,854 | $ 99,000 |
| Hickory-Lenoir-Morganton, NC | 95 | $ 15,105,000 | $ 159,000 | $ 76,000 |
| Fort Collins, CO | 94 | $ 20,770,000 | $ 220,957 | $ 103,000 |
| Lake Havasu City-Kingman, AZ | 94 | $ 14,580,000 | $ 155,106 | $ 87,000 |
| Brunswick, GA | 93 | $ 13,235,000 | $ 142,311 | $ 105,000 |
| Lynchburg, VA | 91 | $ 15,235,000 | $ 167,417 | $ 94,000 |
| Wichita, KS | 91 | $ 14,025,000 | $ 154,120 | $ 78,000 |
| Gainesville, FL | 90 | $ 15,550,000 | $ 172,777 | $ 93,000 |
| Prescott, AZ | 90 | $ 17,900,000 | $ 198,888 | $ 97,000 |
| Anchorage, AK | 89 | $ 24,455,000 | $ 274,775 | $ 112,000 |
| Syracuse, NY | 88 | $ 13,370,000 | $ 151,931 | $ 83,000 |
| Springfield, MO | 87 | $ 12,485,000 | $ 143,505 | $ 77,000 |
| Toledo, OH | 84 | $ 12,510,000 | $ 148,928 | $ 85,000 |
| Homosassa Springs, FL | 82 | $ 12,470,000 | $ 152,073 | $ 67,000 |
| Macon-Bibb County, GA | 82 | $ 10,910,000 | $ 133,048 | $ 72,000 |
| Visalia-Porterville, CA | 82 | $ 18,580,000 | $ 226,585 | $ 92,000 |
| Las Cruces, NM | 81 | $ 12,675,000 | $ 156,481 | $ 87,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 81 | $ 10,035,000 | $ 123,888 | $ 80,000 |
| Lancaster, PA | 80 | $ 12,330,000 | $ 154,125 | $ 104,000 |
| Elgin, IL | 78 | $ 18,580,000 | $ 238,205 | $ 121,000 |
| San Francisco-Redwood City-South San Francisco, CA | 77 | $ 35,225,000 | $ 457,467 | $ 209,000 |
| Dover, DE | 75 | $ 14,615,000 | $ 194,866 | $ 95,000 |
| Bend-Redmond, OR | 74 | $ 20,860,000 | $ 281,891 | $ 114,000 |
| Modesto, CA | 73 | $ 16,285,000 | $ 223,082 | $ 103,000 |
| Shreveport-Bossier City, LA | 73 | $ 13,635,000 | $ 186,780 | $ 96,000 |
| Greenville, NC | 71 | $ 11,395,000 | $ 160,492 | $ 84,000 |
| Springfield, MA | 71 | $ 13,825,000 | $ 194,718 | $ 88,000 |
| Lexington-Fayette, KY | 70 | $ 13,400,000 | $ 191,428 | $ 93,000 |
| Manhattan, KS | 70 | $ 12,490,000 | $ 178,428 | $ 92,000 |
| Youngstown-Warren-Boardman, OH-PA | 70 | $ 7,240,000 | $ 103,428 | $ 77,714 |
| Madison, WI | 69 | $ 15,635,000 | $ 226,594 | $ 119,000 |
| Burlington, NC | 67 | $ 11,785,000 | $ 175,895 | $ 86,000 |
| Rocky Mount, NC | 67 | $ 9,185,000 | $ 137,089 | $ 74,000 |
| Dutchess County-Putnam County, NY | 66 | $ 15,270,000 | $ 231,363 | $ 119,000 |
| Provo-Orem, UT | 66 | $ 17,810,000 | $ 269,848 | $ 109,000 |
| Athens-Clarke County, GA | 64 | $ 10,600,000 | $ 165,625 | $ 89,000 |
| Atlantic City-Hammonton, NJ | 64 | $ 10,770,000 | $ 168,281 | $ 98,000 |
| Canton-Massillon, OH | 64 | $ 7,940,000 | $ 124,062 | $ 77,000 |
| Pueblo, CO | 64 | $ 10,640,000 | $ 166,250 | $ 63,000 |
| Waco, TX | 64 | $ 11,430,000 | $ 178,593 | $ 103,000 |
| Kennewick-Richland, WA | 63 | $ 14,155,000 | $ 224,682 | $ 95,000 |
| Valdosta, GA | 63 | $ 9,585,000 | $ 152,142 | $ 73,000 |
| Boulder, CO | 62 | $ 18,360,000 | $ 296,129 | $ 120,000 |
| Chambersburg-Waynesboro, PA | 61 | $ 12,195,000 | $ 199,918 | $ 96,000 |
| Gainesville, GA | 61 | $ 12,295,000 | $ 201,557 | $ 106,000 |
| Reading, PA | 61 | $ 9,905,000 | $ 162,377 | $ 97,000 |
| Beaumont-Port Arthur, TX | 60 | $ 9,660,000 | $ 161,000 | $ 90,000 |
| Dothan, AL | 60 | $ 10,320,000 | $ 172,000 | $ 87,000 |
| East Stroudsburg, PA | 59 | $ 8,825,000 | $ 149,576 | $ 85,000 |
| Barnstable Town, MA | 58 | $ 16,550,000 | $ 285,344 | $ 118,000 |
| Bellingham, WA | 58 | $ 12,760,000 | $ 220,000 | $ 114,000 |
| Lincoln, NE | 58 | $ 10,270,000 | $ 177,068 | $ 91,000 |
| Goldsboro, NC | 57 | $ 8,515,000 | $ 149,385 | $ 90,000 |
| Coeur D'Alene, ID | 56 | $ 12,430,000 | $ 221,964 | $ 96,000 |
| Fort Wayne, IN | 56 | $ 7,690,000 | $ 137,321 | $ 88,000 |
| Ocean City, NJ | 56 | $ 14,690,000 | $ 262,321 | $ 126,000 |
| Sebastian-Vero Beach, FL | 56 | $ 8,670,000 | $ 154,821 | $ 113,000 |
| The Villages, FL | 56 | $ 11,050,000 | $ 197,321 | $ 97,000 |
| Gettysburg, PA | 55 | $ 11,685,000 | $ 212,454 | $ 107,000 |
| Kingsport-Bristol-Bristol, TN-VA | 55 | $ 8,605,000 | $ 156,454 | $ 81,981 |
| Watertown-Fort Drum, NY | 55 | $ 8,375,000 | $ 152,272 | $ 84,000 |
| Des Moines-West Des Moines, IA | 53 | $ 10,765,000 | $ 203,113 | $ 111,000 |
| Lafayette, LA | 53 | $ 7,665,000 | $ 144,622 | $ 83,000 |
| Lansing-East Lansing, MI | 53 | $ 7,695,000 | $ 145,188 | $ 82,000 |
| College Station-Bryan, TX | 52 | $ 11,380,000 | $ 218,846 | $ 96,000 |
| Staunton-Waynesboro, VA | 52 | $ 8,560,000 | $ 164,615 | $ 92,000 |
| Ann Arbor, MI | 50 | $ 10,710,000 | $ 214,200 | $ 110,000 |
| El Centro, CA | 50 | $ 8,970,000 | $ 179,400 | $ 130,000 |
| Santa Maria-Santa Barbara, CA | 50 | $ 12,360,000 | $ 247,200 | $ 137,000 |
| Santa Rosa, CA | 49 | $ 11,365,000 | $ 231,938 | $ 112,000 |
| Fairbanks, AK | 48 | $ 11,580,000 | $ 241,250 | $ 84,000 |
| Chico, CA | 47 | $ 9,195,000 | $ 195,638 | $ 89,000 |
| Johnson City, TN | 47 | $ 7,705,000 | $ 163,936 | $ 77,000 |
| Flagstaff, AZ | 46 | $ 11,990,000 | $ 260,652 | $ 104,000 |
| Green Bay, WI | 46 | $ 9,270,000 | $ 201,521 | $ 103,000 |
| South Bend-Mishawaka, IN-MI | 46 | $ 6,780,000 | $ 147,391 | $ 76,260 |
| Medford, OR | 45 | $ 7,865,000 | $ 174,777 | $ 85,000 |
| Eugene, OR | 44 | $ 10,090,000 | $ 229,318 | $ 117,000 |
| Lake Charles, LA | 44 | $ 6,310,000 | $ 143,409 | $ 76,000 |
| McAllen-Edinburg-Mission, TX | 44 | $ 6,540,000 | $ 148,636 | $ 102,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 44 | $ 12,010,000 | $ 272,954 | $ 141,000 |
| Yuba City, CA | 44 | $ 8,860,000 | $ 201,363 | $ 82,000 |
| Amarillo, TX | 43 | $ 7,075,000 | $ 164,534 | $ 96,000 |
| Fort Smith, AR-OK | 43 | $ 5,265,000 | $ 122,441 | $ 84,488 |
| Santa Fe, NM | 43 | $ 11,475,000 | $ 266,860 | $ 131,000 |
| Blacksburg-Christiansburg-Radford, VA | 42 | $ 6,700,000 | $ 159,523 | $ 91,000 |
| Florence, SC | 42 | $ 5,410,000 | $ 128,809 | $ 82,000 |
| Bloomington, IN | 41 | $ 7,575,000 | $ 184,756 | $ 95,000 |
| Cheyenne, WY | 41 | $ 9,665,000 | $ 235,731 | $ 106,000 |
| Flint, MI | 41 | $ 6,245,000 | $ 152,317 | $ 82,000 |
| Lafayette-West Lafayette, IN | 41 | $ 6,595,000 | $ 160,853 | $ 73,000 |
| Rockford, IL | 41 | $ 4,875,000 | $ 118,902 | $ 101,000 |
| Trenton, NJ | 41 | $ 9,355,000 | $ 228,170 | $ 95,000 |
| Tuscaloosa, AL | 41 | $ 6,885,000 | $ 167,926 | $ 88,000 |
| Brownsville-Harlingen, TX | 39 | $ 7,235,000 | $ 185,512 | $ 97,000 |
| Davenport-Moline-Rock Island, IA-IL | 39 | $ 7,335,000 | $ 188,076 | $ 103,461 |
| St. George, UT | 39 | $ 9,305,000 | $ 238,589 | $ 120,000 |
| Alexandria, LA | 38 | $ 5,310,000 | $ 139,736 | $ 95,000 |
| State College, PA | 38 | $ 7,330,000 | $ 192,894 | $ 109,000 |
| Lebanon, PA | 37 | $ 6,625,000 | $ 179,054 | $ 118,000 |
| Lewiston-Auburn, ME | 37 | $ 6,085,000 | $ 164,459 | $ 91,000 |
| Harrisonburg, VA | 36 | $ 7,270,000 | $ 201,944 | $ 104,000 |
| Hattiesburg, MS | 36 | $ 5,380,000 | $ 149,444 | $ 80,000 |
| Utica-Rome, NY | 36 | $ 5,820,000 | $ 161,666 | $ 93,000 |
| Glens Falls, NY | 35 | $ 6,285,000 | $ 179,571 | $ 92,000 |
| Grand Junction, CO | 35 | $ 7,365,000 | $ 210,428 | $ 87,000 |
| Kahului-Wailuku-Lahaina, HI | 35 | $ 14,255,000 | $ 407,285 | $ 161,000 |
| Kalamazoo-Portage, MI | 35 | $ 5,975,000 | $ 170,714 | $ 92,000 |
| Racine, WI | 35 | $ 4,545,000 | $ 129,857 | $ 87,000 |
| Redding, CA | 35 | $ 8,025,000 | $ 229,285 | $ 89,000 |
| Anniston-Oxford-Jacksonville, AL | 34 | $ 4,240,000 | $ 124,705 | $ 63,000 |
| Columbia, MO | 34 | $ 6,730,000 | $ 197,941 | $ 105,000 |
| Topeka, KS | 34 | $ 5,520,000 | $ 162,352 | $ 74,000 |
| Tyler, TX | 34 | $ 5,110,000 | $ 150,294 | $ 83,000 |
| Bangor, ME | 33 | $ 5,985,000 | $ 181,363 | $ 89,000 |
| Burlington-South Burlington, VT | 33 | $ 6,735,000 | $ 204,090 | $ 124,000 |
| Merced, CA | 33 | $ 6,165,000 | $ 186,818 | $ 77,000 |
| San Angelo, TX | 33 | $ 6,325,000 | $ 191,666 | $ 85,000 |
| Abilene, TX | 32 | $ 5,570,000 | $ 174,062 | $ 90,000 |
| Billings, MT | 32 | $ 6,400,000 | $ 200,000 | $ 89,000 |
| Idaho Falls, ID | 32 | $ 6,790,000 | $ 212,187 | $ 95,000 |
| Midland, TX | 31 | $ 7,875,000 | $ 254,032 | $ 103,000 |
| Wausau, WI | 31 | $ 5,705,000 | $ 184,032 | $ 100,000 |
| Cleveland, TN | 30 | $ 4,450,000 | $ 148,333 | $ 66,000 |
| Huntington-Ashland, WV-KY-OH | 29 | $ 4,135,000 | $ 142,586 | $ 78,827 |
| Jackson, TN | 29 | $ 4,415,000 | $ 152,241 | $ 71,000 |
| Lubbock, TX | 29 | $ 4,785,000 | $ 165,000 | $ 94,000 |
| Albany, OR | 28 | $ 5,340,000 | $ 190,714 | $ 84,000 |
| Evansville, IN-KY | 27 | $ 3,495,000 | $ 129,444 | $ 80,703 |
| Hammond, LA | 27 | $ 3,735,000 | $ 138,333 | $ 73,000 |
| Niles-Benton Harbor, MI | 27 | $ 5,835,000 | $ 216,111 | $ 109,000 |
| Rapid City, SD | 27 | $ 4,805,000 | $ 177,962 | $ 92,000 |
| Battle Creek, MI | 26 | $ 2,510,000 | $ 96,538 | $ 71,000 |
| Erie, PA | 26 | $ 3,570,000 | $ 137,307 | $ 74,000 |
| Houma-Thibodaux, LA | 26 | $ 4,430,000 | $ 170,384 | $ 93,000 |
| Kingston, NY | 26 | $ 3,740,000 | $ 143,846 | $ 101,000 |
| Longview, TX | 26 | $ 3,680,000 | $ 141,538 | $ 103,000 |
| Morgantown, WV | 26 | $ 5,440,000 | $ 209,230 | $ 122,000 |
| Napa, CA | 26 | $ 9,760,000 | $ 375,384 | $ 151,000 |
| Binghamton, NY | 25 | $ 4,175,000 | $ 167,000 | $ 118,000 |
| Champaign-Urbana, IL | 25 | $ 4,845,000 | $ 193,800 | $ 96,000 |
| Jackson, MI | 25 | $ 3,425,000 | $ 137,000 | $ 75,000 |
| Odessa, TX | 25 | $ 5,275,000 | $ 211,000 | $ 88,000 |
| Peoria, IL | 25 | $ 3,505,000 | $ 140,200 | $ 99,000 |
| Twin Falls, ID | 25 | $ 4,425,000 | $ 177,000 | $ 93,000 |
| Wichita Falls, TX | 25 | $ 3,225,000 | $ 129,000 | $ 67,000 |
| Enid, OK | 24 | $ 3,930,000 | $ 163,750 | $ 80,000 |
| Longview, WA | 24 | $ 5,920,000 | $ 246,666 | $ 97,000 |
| Santa Cruz-Watsonville, CA | 24 | $ 6,930,000 | $ 288,750 | $ 163,000 |
| Texarkana, TX-AR | 24 | $ 3,250,000 | $ 135,416 | $ 81,583 |
| Walla Walla, WA | 24 | $ 5,470,000 | $ 227,916 | $ 69,000 |
| Bloomington, IL | 23 | $ 3,925,000 | $ 170,652 | $ 87,000 |
| Cumberland, MD-WV | 23 | $ 2,755,000 | $ 119,782 | $ 82,652 |
| Gadsden, AL | 23 | $ 2,395,000 | $ 104,130 | $ 67,000 |
| Yakima, WA | 23 | $ 4,155,000 | $ 180,652 | $ 90,000 |
| Appleton, WI | 22 | $ 3,340,000 | $ 151,818 | $ 85,000 |
| Cedar Rapids, IA | 22 | $ 2,740,000 | $ 124,545 | $ 89,000 |
| Janesville-Beloit, WI | 22 | $ 2,930,000 | $ 133,181 | $ 60,000 |
| Joplin, MO | 22 | $ 2,410,000 | $ 109,545 | $ 63,000 |
| Sherman-Denison, TX | 22 | $ 4,590,000 | $ 208,636 | $ 101,000 |
| Wenatchee, WA | 22 | $ 6,460,000 | $ 293,636 | $ 103,000 |
| Charleston, WV | 21 | $ 2,325,000 | $ 110,714 | $ 71,000 |
| Logan, UT-ID | 21 | $ 4,435,000 | $ 211,190 | $ 102,095 |
| Mansfield, OH | 21 | $ 2,605,000 | $ 124,047 | $ 60,000 |
| Pittsfield, MA | 21 | $ 3,385,000 | $ 161,190 | $ 87,000 |
| Springfield, IL | 21 | $ 3,595,000 | $ 171,190 | $ 75,000 |
| Jefferson City, MO | 20 | $ 2,860,000 | $ 143,000 | $ 109,000 |
| Monroe, LA | 20 | $ 2,990,000 | $ 149,500 | $ 79,000 |
| Muskegon, MI | 20 | $ 2,500,000 | $ 125,000 | $ 85,000 |
| Sioux Falls, SD | 20 | $ 3,490,000 | $ 174,500 | $ 78,000 |
| Florence-Muscle Shoals, AL | 19 | $ 2,865,000 | $ 150,789 | $ 75,000 |
| Springfield, OH | 19 | $ 2,655,000 | $ 139,736 | $ 94,000 |
| Altoona, PA | 18 | $ 2,610,000 | $ 145,000 | $ 80,000 |
| Carson City, NV | 18 | $ 3,190,000 | $ 177,222 | $ 139,000 |
| Fargo, ND-MN | 18 | $ 3,950,000 | $ 219,444 | $ 77,722 |
| Laredo, TX | 18 | $ 2,980,000 | $ 165,555 | $ 80,000 |
| Lawrence, KS | 18 | $ 2,580,000 | $ 143,333 | $ 81,000 |
| Madera, CA | 18 | $ 4,880,000 | $ 271,111 | $ 115,000 |
| Rome, GA | 18 | $ 2,740,000 | $ 152,222 | $ 79,000 |
| San Rafael, CA | 18 | $ 10,510,000 | $ 583,888 | $ 277,000 |
| Terre Haute, IN | 18 | $ 2,230,000 | $ 123,888 | $ 89,000 |
| Carbondale-Marion, IL | 17 | $ 2,395,000 | $ 140,882 | $ 82,000 |
| Decatur, AL | 17 | $ 2,485,000 | $ 146,176 | $ 88,000 |
| La Crosse-Onalaska, WI-MN | 17 | $ 3,275,000 | $ 192,647 | $ 92,117 |
| Lima, OH | 17 | $ 1,635,000 | $ 96,176 | $ 78,000 |
| Missoula, MT | 17 | $ 5,055,000 | $ 297,352 | $ 118,000 |
| Morristown, TN | 17 | $ 4,105,000 | $ 241,470 | $ 93,000 |
| Saginaw, MI | 17 | $ 2,175,000 | $ 127,941 | $ 99,000 |
| Sebring, FL | 17 | $ 2,225,000 | $ 130,882 | $ 54,000 |
| St. Joseph, MO-KS | 17 | $ 2,115,000 | $ 124,411 | $ 67,235 |
| Vineland-Bridgeton, NJ | 17 | $ 1,555,000 | $ 91,470 | $ 90,000 |
| Eau Claire, WI | 16 | $ 2,880,000 | $ 180,000 | $ 112,000 |
| Hot Springs, AR | 16 | $ 2,150,000 | $ 134,375 | $ 92,000 |
| Oshkosh-Neenah, WI | 16 | $ 2,610,000 | $ 163,125 | $ 101,000 |
| Owensboro, KY | 16 | $ 2,380,000 | $ 148,750 | $ 68,000 |
| Parkersburg-Vienna, WV | 16 | $ 2,260,000 | $ 141,250 | $ 69,000 |
| Rochester, MN | 16 | $ 3,220,000 | $ 201,250 | $ 117,000 |
| Sheboygan, WI | 16 | $ 2,120,000 | $ 132,500 | $ 82,000 |
| Elkhart-Goshen, IN | 15 | $ 2,475,000 | $ 165,000 | $ 94,000 |
| Great Falls, MT | 15 | $ 3,515,000 | $ 234,333 | $ 93,000 |
| Midland, MI | 15 | $ 1,885,000 | $ 125,666 | $ 90,000 |
| Muncie, IN | 15 | $ 1,235,000 | $ 82,333 | $ 59,000 |
| Weirton-Steubenville, WV-OH | 15 | $ 1,755,000 | $ 117,000 | $ 53,666 |
| Cape Girardeau, MO-IL | 14 | $ 2,080,000 | $ 148,571 | $ 85,285 |
| Casper, WY | 14 | $ 2,510,000 | $ 179,285 | $ 86,000 |
| Duluth, MN-WI | 14 | $ 2,250,000 | $ 160,714 | $ 67,142 |
| Kokomo, IN | 14 | $ 1,960,000 | $ 140,000 | $ 70,000 |
| Sioux City, IA-NE-SD | 14 | $ 2,810,000 | $ 200,714 | $ 88,571 |
| Williamsport, PA | 14 | $ 1,790,000 | $ 127,857 | $ 76,000 |
| Monroe, MI | 13 | $ 1,835,000 | $ 141,153 | $ 97,000 |
| Pine Bluff, AR | 13 | $ 1,435,000 | $ 110,384 | $ 70,000 |
| Beckley, WV | 12 | $ 1,850,000 | $ 154,166 | $ 78,000 |
| Bowling Green, KY | 12 | $ 1,940,000 | $ 161,666 | $ 77,000 |
| Michigan City-La Porte, IN | 12 | $ 1,500,000 | $ 125,000 | $ 81,000 |
| Pocatello, ID | 12 | $ 1,850,000 | $ 154,166 | $ 107,000 |
| Bay City, MI | 11 | $ 1,035,000 | $ 94,090 | $ 49,000 |
| Bismarck, ND | 11 | $ 2,605,000 | $ 236,818 | $ 107,000 |
| Ithaca, NY | 11 | $ 2,305,000 | $ 209,545 | $ 132,000 |
| Mankato-North Mankato, MN | 11 | $ 1,905,000 | $ 173,181 | $ 62,000 |
| St. Cloud, MN | 11 | $ 1,715,000 | $ 155,909 | $ 72,000 |
| Wheeling, WV-OH | 11 | $ 1,475,000 | $ 134,090 | $ 61,000 |
| Corvallis, OR | 10 | $ 2,960,000 | $ 296,000 | $ 158,000 |
| Danville, IL | 10 | $ 930,000 | $ 93,000 | $ 51,000 |
| Johnstown, PA | 10 | $ 920,000 | $ 92,000 | $ 95,000 |
| Jonesboro, AR | 10 | $ 2,130,000 | $ 213,000 | $ 113,000 |
| Bloomsburg-Berwick, PA | 9 | $ 1,725,000 | $ 191,666 | $ 98,000 |
| Elmira, NY | 9 | $ 1,005,000 | $ 111,666 | $ 82,000 |
| Farmington, NM | 9 | $ 1,145,000 | $ 127,222 | $ 99,000 |
| Grants Pass, OR | 9 | $ 945,000 | $ 105,000 | $ 67,000 |
| Lewiston, ID-WA | 9 | $ 1,355,000 | $ 150,555 | $ 76,777 |
| Columbus, IN | 8 | $ 1,630,000 | $ 203,750 | $ 90,000 |
| Decatur, IL | 8 | $ 880,000 | $ 110,000 | $ 91,000 |
| Fond Du Lac, WI | 8 | $ 1,090,000 | $ 136,250 | $ 86,000 |
| Grand Forks, ND-MN | 8 | $ 1,590,000 | $ 198,750 | $ 118,000 |
| Victoria, TX | 8 | $ 1,900,000 | $ 237,500 | $ 135,000 |
| Waterloo-Cedar Falls, IA | 8 | $ 770,000 | $ 96,250 | $ 64,000 |
| Dalton, GA | 6 | $ 910,000 | $ 151,666 | $ 70,000 |
| Kankakee, IL | 6 | $ 900,000 | $ 150,000 | $ 57,000 |
| Ames, IA | 5 | $ 845,000 | $ 169,000 | $ 66,000 |
| Grand Island, NE | 5 | $ 795,000 | $ 159,000 | $ 76,000 |
| Iowa City, IA | 5 | $ 395,000 | $ 79,000 | $ 110,000 |
| Dubuque, IA | 3 | $ 375,000 | $ 125,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 105,699 | $27,500,995,000 | $260,000 | $2,075,000 | $89,000 | $7,571,000 |
| Cash-out Refinancing | 20,904 | $4,945,400,000 | $236,000 | $1,985,000 | $105,000 | $9,582,000 |
| Home Improvement | 20,830 | $1,222,510,000 | $58,000 | $1,255,000 | $116,000 | $8,905,000 |
| Other Purpose | 16,940 | $1,020,640,000 | $60,000 | $1,025,000 | $109,000 | $6,012,000 |
| Refinancing | 7,704 | $1,632,510,000 | $211,000 | $1,995,000 | $114,000 | $4,404,000 |
| Not Applicable | 186 | $37,820,000 | $203,000 | $475,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 87,069 | $18,069,005,000 | $207,000 | $2,075,000 | $102,000 | $7,221,000 |
| Black or African American | 39,804 | $7,871,930,000 | $197,000 | $1,905,000 | $85,000 | $7,571,000 |
| Hispanic | 16,539 | $3,555,955,000 | $215,000 | $1,805,000 | $90,000 | $9,582,000 |
| Not Provided | 16,198 | $3,897,780,000 | $240,000 | $2,005,000 | $112,000 | $8,905,000 |
| Asian | 6,716 | $1,694,910,000 | $252,000 | $1,625,000 | $104,000 | $3,773,000 |
| American Indian or Alaskan Native | 2,899 | $566,445,000 | $195,000 | $1,385,000 | $85,000 | $1,484,000 |
| Native Hawaiian or Other Pacific Islander | 1,027 | $229,675,000 | $223,000 | $985,000 | $89,000 | $303,000 |
| Not applicable | 75 | $12,855,000 | $171,000 | $955,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 100,630 | $17,619,730,000 | $175,000 | $2,075,000 | $106,000 | $8,905,000 |
| VA-guaranteed (Veterans Administration) | 62,923 | $16,947,365,000 | $269,000 | $1,825,000 | $88,000 | $4,020,000 |
| FHA-insured (Federal Housing Administration) | 8,710 | $1,792,780,000 | $205,000 | $695,000 | $71,000 | $9,582,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 73,396 | $16,437,150,000 | $223,000 | $2,075,000 | $106,000 | $6,087,000 |
| Preapproval Denied by Financial Institution | 39,235 | $9,316,885,000 | $237,000 | $1,825,000 | $72,000 | $7,571,000 |
| Application Denied By Financial Institution | 30,083 | $4,242,795,000 | $141,000 | $1,995,000 | $97,000 | $8,905,000 |
| Application Withdrawn By Applicant | 25,591 | $5,644,075,000 | $220,000 | $1,985,000 | $112,000 | $9,582,000 |
| File Closed For Incompleteness | 2,544 | $394,970,000 | $155,000 | $1,285,000 | $106,000 | $1,315,000 |
| Application Approved But Not Accepted | 884 | $164,380,000 | $185,000 | $1,425,000 | $107,000 | $696,000 |
| Preapproval Approved but not Accepted | 344 | $121,800,000 | $354,000 | $1,405,000 | $100,000 | $439,000 |
| Loan Purchased By The Institution | 186 | $37,820,000 | $203,000 | $475,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 102,945 | $22,800,195,000 | $221,000 | $2,075,000 | $108,000 | $9,582,000 |
| Other | 21,950 | $3,301,060,000 | $150,000 | $1,805,000 | $101,000 | $8,905,000 |
| Debt-To-Income Ratio | 16,790 | $3,967,230,000 | $236,000 | $1,995,000 | $58,000 | $453,000 |
| Credit History | 14,275 | $3,025,015,000 | $211,000 | $1,245,000 | $83,000 | $4,020,000 |
| Unverifiable Information | 6,030 | $1,309,410,000 | $217,000 | $1,605,000 | $67,000 | $1,008,000 |
| Collateral | 3,843 | $613,505,000 | $159,000 | $1,395,000 | $110,000 | $3,873,000 |
| Credit Application Incomplete | 3,656 | $730,170,000 | $199,000 | $1,825,000 | $88,000 | $5,616,000 |
| Employment History | 1,397 | $283,335,000 | $202,000 | $1,785,000 | $69,000 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,377 | $329,955,000 | $239,000 | $1,355,000 | $83,000 | $616,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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