Nfm, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Nfm, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nfm, Inc. 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,384 |
| Total Mortgage Loan Application Amount | $792,968,000 |
| Average Mortgage Loan Application Amount | $246,333 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $3,887,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Nfm, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfm, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Nfm, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfm, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nfm, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfm, Inc.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 331 | $ 82,366,000 | $ 248,000 | $ 93,000 |
| Hillsborough County Florida | 227 | $ 49,821,000 | $ 219,000 | $ 105,000 |
| Baltimore County Maryland | 166 | $ 37,476,000 | $ 225,000 | $ 85,000 |
| Montgomery County Maryland | 143 | $ 43,511,000 | $ 304,000 | $ 100,000 |
| Anne Arundel County Maryland | 123 | $ 34,812,000 | $ 283,000 | $ 97,000 |
| Baltimore City County Maryland | 111 | $ 20,156,000 | $ 181,000 | $ 79,000 |
| Frederick County Maryland | 96 | $ 23,998,000 | $ 249,000 | $ 81,000 |
| Fairfax County Virginia | 96 | $ 30,571,000 | $ 318,000 | $ 96,000 |
| Charles County Maryland | 94 | $ 23,607,000 | $ 251,000 | $ 91,000 |
| Pasco County Florida | 86 | $ 15,094,000 | $ 175,000 | $ 88,000 |
| Prince William County Virginia | 81 | $ 23,041,000 | $ 284,000 | $ 83,000 |
| Carroll County Maryland | 60 | $ 15,843,000 | $ 264,000 | $ 95,000 |
| Howard County Maryland | 60 | $ 16,706,000 | $ 278,000 | $ 94,000 |
| Harford County Maryland | 56 | $ 13,642,000 | $ 243,000 | $ 91,000 |
| Loudoun County Virginia | 54 | $ 16,830,000 | $ 311,000 | $ 92,000 |
| Spotsylvania County Virginia | 46 | $ 13,321,000 | $ 289,000 | $ 87,000 |
| San Bernardino County California | 44 | $ 12,043,000 | $ 273,000 | $ 105,000 |
| Wake County North Carolina | 44 | $ 8,532,000 | $ 193,000 | $ 76,000 |
| Pinellas County Florida | 41 | $ 9,220,000 | $ 224,000 | $ 111,000 |
| Lake County Indiana | 41 | $ 5,364,000 | $ 130,000 | $ 55,000 |
| Gloucester County New Jersey | 39 | $ 6,506,000 | $ 166,000 | $ 87,000 |
| New Castle County Delaware | 37 | $ 8,146,000 | $ 220,000 | $ 80,000 |
| Philadelphia County Pennsylvania | 36 | $ 5,335,000 | $ 148,000 | $ 64,000 |
| Mobile County Alabama | 35 | $ 4,142,000 | $ 118,000 | $ 48,000 |
| Washington County Maryland | 34 | $ 5,985,000 | $ 176,000 | $ 74,000 |
| Camden County New Jersey | 33 | $ 5,088,000 | $ 154,000 | $ 73,000 |
| Bucks County Pennsylvania | 33 | $ 10,063,000 | $ 304,000 | $ 117,000 |
| Stafford County Virginia | 30 | $ 7,065,000 | $ 235,000 | $ 77,000 |
| District of Columbia County District Of Columbia | 27 | $ 10,809,000 | $ 400,000 | $ 166,000 |
| Queen Anne's County Maryland | 27 | $ 8,014,000 | $ 296,000 | $ 94,000 |
| Clark County Nevada | 27 | $ 5,155,000 | $ 190,000 | $ 54,000 |
| Riverside County California | 25 | $ 6,816,000 | $ 272,000 | $ 89,000 |
| Burlington County New Jersey | 25 | $ 5,802,000 | $ 232,000 | $ 100,000 |
| Cook County Illinois | 23 | $ 3,168,000 | $ 137,000 | $ 56,000 |
| Calvert County Maryland | 23 | $ 6,097,000 | $ 265,000 | $ 89,000 |
| Chester County Pennsylvania | 23 | $ 6,023,000 | $ 261,000 | $ 116,000 |
| Monroe County Pennsylvania | 21 | $ 2,611,000 | $ 124,000 | $ 72,000 |
| Montgomery County Pennsylvania | 20 | $ 4,130,000 | $ 206,000 | $ 78,000 |
| Sarasota County Florida | 16 | $ 3,222,000 | $ 201,000 | $ 96,000 |
| Pike County Pennsylvania | 16 | $ 1,744,000 | $ 109,000 | $ 69,000 |
| Los Angeles County California | 15 | $ 7,541,000 | $ 502,000 | $ 158,000 |
| Salem County New Jersey | 15 | $ 1,798,000 | $ 119,000 | $ 55,000 |
| Mecklenburg County North Carolina | 15 | $ 3,591,000 | $ 239,000 | $ 132,000 |
| Franklin County Pennsylvania | 15 | $ 2,365,000 | $ 157,000 | $ 56,000 |
| Manatee County Florida | 14 | $ 3,450,000 | $ 246,000 | $ 87,000 |
| Davidson County North Carolina | 14 | $ 1,712,000 | $ 122,000 | $ 47,000 |
| York County Pennsylvania | 14 | $ 2,284,000 | $ 163,000 | $ 57,000 |
| Durham County North Carolina | 13 | $ 2,605,000 | $ 200,000 | $ 78,000 |
| Johnston County North Carolina | 13 | $ 2,088,000 | $ 160,000 | $ 80,000 |
| Allegheny County Pennsylvania | 13 | $ 2,378,000 | $ 182,000 | $ 74,000 |
| Delaware County Pennsylvania | 13 | $ 2,755,000 | $ 211,000 | $ 98,000 |
| St. Mary's County Maryland | 12 | $ 2,545,000 | $ 212,000 | $ 88,000 |
| Sussex County Delaware | 11 | $ 1,880,000 | $ 170,000 | $ 66,000 |
| Middlesex County New Jersey | 11 | $ 2,752,000 | $ 250,000 | $ 141,000 |
| Cabell County West Virginia | 11 | $ 1,454,000 | $ 132,000 | $ 51,000 |
| Raleigh County West Virginia | 11 | $ 1,255,000 | $ 114,000 | $ 66,000 |
| Passaic County New Jersey | 10 | $ 2,673,000 | $ 267,000 | $ 72,000 |
| Somerset County New Jersey | 10 | $ 2,933,000 | $ 293,000 | $ 113,000 |
| Guilford County North Carolina | 10 | $ 2,167,000 | $ 216,000 | $ 89,000 |
| Union County New Jersey | 9 | $ 2,528,000 | $ 280,000 | $ 85,000 |
| Adams County Colorado | 8 | $ 1,907,000 | $ 238,000 | $ 191,000 |
| Polk County Florida | 8 | $ 1,198,000 | $ 149,000 | $ 65,000 |
| Worcester County Maryland | 8 | $ 1,428,000 | $ 178,000 | $ 122,000 |
| Franklin County North Carolina | 8 | $ 1,131,000 | $ 141,000 | $ 47,000 |
| Butler County Pennsylvania | 8 | $ 2,625,000 | $ 328,000 | $ 157,000 |
| Alexandria County Virginia | 8 | $ 2,653,000 | $ 331,000 | $ 117,000 |
| Manassas County Virginia | 8 | $ 2,142,000 | $ 267,000 | $ 65,000 |
| Cecil County Maryland | 7 | $ 1,142,000 | $ 163,000 | $ 71,000 |
| Essex County New Jersey | 7 | $ 1,872,000 | $ 267,000 | $ 108,000 |
| Mercer County New Jersey | 7 | $ 1,705,000 | $ 243,000 | $ 112,000 |
| Alamance County North Carolina | 7 | $ 1,054,000 | $ 150,000 | $ 61,000 |
| Arlington County Virginia | 7 | $ 2,622,000 | $ 374,000 | $ 115,000 |
| Fairfield County Connecticut | 6 | $ 2,411,000 | $ 401,000 | $ 223,000 |
| Palm Beach County Florida | 6 | $ 1,085,000 | $ 180,000 | $ 89,000 |
| Fulton County Georgia | 6 | $ 768,000 | $ 128,000 | $ 64,000 |
| Orleans County Louisiana | 6 | $ 1,315,000 | $ 219,000 | $ 126,000 |
| Middlesex County Massachusetts | 6 | $ 2,534,000 | $ 422,000 | $ 141,000 |
| Hennepin County Minnesota | 6 | $ 735,000 | $ 122,000 | $ 54,000 |
| Lane County Oregon | 6 | $ 1,241,000 | $ 206,000 | $ 65,000 |
| Adams County Pennsylvania | 6 | $ 984,000 | $ 164,000 | $ 73,000 |
| Kanawha County West Virginia | 6 | $ 900,000 | $ 150,000 | $ 54,000 |
| Randolph County West Virginia | 6 | $ 860,000 | $ 143,000 | $ 65,000 |
| Monroe County Alabama | 5 | $ 543,000 | $ 108,000 | $ 51,000 |
| Santa Clara County California | 5 | $ 2,128,000 | $ 425,000 | $ 125,000 |
| Kent County Delaware | 5 | $ 1,330,000 | $ 266,000 | $ 83,000 |
| Miami-Dade County Florida | 5 | $ 1,237,000 | $ 247,000 | $ 91,000 |
| DeKalb County Georgia | 5 | $ 764,000 | $ 152,000 | $ 72,000 |
| East Baton Rouge County Louisiana | 5 | $ 659,000 | $ 131,000 | $ 45,000 |
| Suffolk County Massachusetts | 5 | $ 1,151,000 | $ 230,000 | $ 95,000 |
| Cumberland County New Jersey | 5 | $ 691,000 | $ 138,000 | $ 67,000 |
| Hudson County New Jersey | 5 | $ 1,413,000 | $ 282,000 | $ 168,000 |
| Monmouth County New Jersey | 5 | $ 1,481,000 | $ 296,000 | $ 140,000 |
| Ocean County New Jersey | 5 | $ 1,056,000 | $ 211,000 | $ 73,000 |
| Forsyth County North Carolina | 5 | $ 844,000 | $ 168,000 | $ 57,000 |
| Randolph County North Carolina | 5 | $ 729,000 | $ 145,000 | $ 58,000 |
| Sevier County Tennessee | 5 | $ 866,000 | $ 173,000 | $ 125,000 |
| Fredericksburg County Virginia | 5 | $ 1,535,000 | $ 307,000 | $ 168,000 |
| Virginia Beach County Virginia | 5 | $ 1,435,000 | $ 287,000 | $ 71,000 |
| Duval County Florida | 4 | $ 738,000 | $ 184,000 | $ 110,000 |
| Hernando County Florida | 4 | $ 569,000 | $ 142,000 | $ 68,000 |
| Clayton County Georgia | 4 | $ 276,000 | $ 69,000 | $ 31,000 |
| Allegany County Maryland | 4 | $ 433,000 | $ 108,000 | $ 112,000 |
| Atlantic County New Jersey | 4 | $ 896,000 | $ 224,000 | $ 118,000 |
| Bergen County New Jersey | 4 | $ 1,194,000 | $ 298,000 | $ 166,000 |
| Cape May County New Jersey | 4 | $ 892,000 | $ 223,000 | $ 120,000 |
| Suffolk County New York | 4 | $ 1,776,000 | $ 444,000 | $ 115,000 |
| Cabarrus County North Carolina | 4 | $ 968,000 | $ 242,000 | $ 112,000 |
| Chatham County North Carolina | 4 | $ 802,000 | $ 200,000 | $ 82,000 |
| Harnett County North Carolina | 4 | $ 463,000 | $ 115,000 | $ 38,000 |
| Iredell County North Carolina | 4 | $ 1,652,000 | $ 413,000 | $ 235,000 |
| Lawrence County Ohio | 4 | $ 416,000 | $ 104,000 | $ 33,000 |
| Fauquier County Virginia | 4 | $ 1,456,000 | $ 364,000 | $ 119,000 |
| Fayette County West Virginia | 4 | $ 452,000 | $ 113,000 | $ 59,000 |
| Orange County California | 3 | $ 2,002,000 | $ 667,000 | $ 145,000 |
| Douglas County Colorado | 3 | $ 980,000 | $ 326,000 | $ 109,000 |
| Hartford County Connecticut | 3 | $ 622,000 | $ 207,000 | $ 101,000 |
| Broward County Florida | 3 | $ 345,000 | $ 115,000 | $ 110,000 |
| Osceola County Florida | 3 | $ 421,000 | $ 140,000 | $ 63,000 |
| Santa Rosa County Florida | 3 | $ 483,000 | $ 161,000 | $ 182,000 |
| Seminole County Florida | 3 | $ 720,000 | $ 240,000 | $ 89,000 |
| Cobb County Georgia | 3 | $ 537,000 | $ 179,000 | $ 49,000 |
| Will County Illinois | 3 | $ 459,000 | $ 153,000 | $ 87,000 |
| Johnson County Indiana | 3 | $ 715,000 | $ 238,000 | $ 87,000 |
| Caroline County Maryland | 3 | $ 528,000 | $ 176,000 | $ 77,000 |
| Dorchester County Maryland | 3 | $ 431,000 | $ 143,000 | $ 74,000 |
| Talbot County Maryland | 3 | $ 906,000 | $ 302,000 | $ 176,000 |
| Hunterdon County New Jersey | 3 | $ 969,000 | $ 323,000 | $ 86,000 |
| Morris County New Jersey | 3 | $ 818,000 | $ 272,000 | $ 96,000 |
| Warren County New Jersey | 3 | $ 637,000 | $ 212,000 | $ 95,000 |
| Sampson County North Carolina | 3 | $ 253,000 | $ 84,000 | $ 24,000 |
| Stokes County North Carolina | 3 | $ 337,000 | $ 112,000 | $ 37,000 |
| Yadkin County North Carolina | 3 | $ 292,000 | $ 97,000 | $ 40,000 |
| Armstrong County Pennsylvania | 3 | $ 527,000 | $ 175,000 | $ 93,000 |
| Lancaster County Pennsylvania | 3 | $ 366,000 | $ 122,000 | $ 62,000 |
| Northampton County Pennsylvania | 3 | $ 903,000 | $ 301,000 | $ 70,000 |
| Westmoreland County Pennsylvania | 3 | $ 446,000 | $ 148,000 | $ 75,000 |
| York County South Carolina | 3 | $ 1,646,000 | $ 548,000 | $ 208,000 |
| Aransas County Texas | 3 | $ 850,000 | $ 283,000 | $ 298,000 |
| Chesapeake County Virginia | 3 | $ 654,000 | $ 218,000 | $ 77,000 |
| Culpeper County Virginia | 3 | $ 924,000 | $ 308,000 | $ 117,000 |
| Jefferson County West Virginia | 3 | $ 602,000 | $ 200,000 | $ 69,000 |
| Wayne County West Virginia | 3 | $ 227,000 | $ 75,000 | $ 53,000 |
| Contra Costa County California | 2 | $ 807,000 | $ 403,000 | $ 120,000 |
| San Diego County California | 2 | $ 692,000 | $ 346,000 | $ 120,000 |
| Sonoma County California | 2 | $ 674,000 | $ 337,000 | $ 87,000 |
| Arapahoe County Colorado | 2 | $ 406,000 | $ 203,000 | $ 63,000 |
| New Haven County Connecticut | 2 | $ 405,000 | $ 202,000 | $ 131,000 |
| Lake County Florida | 2 | $ 334,000 | $ 167,000 | $ 57,000 |
| Lee County Florida | 2 | $ 133,000 | $ 66,000 | $ 109,000 |
| Douglas County Georgia | 2 | $ 284,000 | $ 142,000 | $ 47,000 |
| Gwinnett County Georgia | 2 | $ 282,000 | $ 141,000 | $ 63,000 |
| Henry County Georgia | 2 | $ 402,000 | $ 201,000 | $ 51,000 |
| Hamilton County Indiana | 2 | $ 373,000 | $ 186,000 | $ 58,000 |
| Porter County Indiana | 2 | $ 267,000 | $ 133,000 | $ 54,000 |
| Essex County Massachusetts | 2 | $ 413,000 | $ 206,000 | $ 38,000 |
| Dakota County Minnesota | 2 | $ 393,000 | $ 196,000 | $ 78,000 |
| Nassau County New York | 2 | $ 491,000 | $ 245,000 | $ 214,000 |
| Rockland County New York | 2 | $ 758,000 | $ 379,000 | $ 225,000 |
| Catawba County North Carolina | 2 | $ 1,093,000 | $ 546,000 | $ 211,000 |
| Granville County North Carolina | 2 | $ 338,000 | $ 169,000 | $ 47,000 |
| Orange County North Carolina | 2 | $ 384,000 | $ 192,000 | $ 109,000 |
| Union County North Carolina | 2 | $ 945,000 | $ 472,000 | $ 624,000 |
| Berks County Pennsylvania | 2 | $ 325,000 | $ 162,000 | $ 55,000 |
| Carbon County Pennsylvania | 2 | $ 243,000 | $ 121,000 | $ 78,000 |
| Clearfield County Pennsylvania | 2 | $ 211,000 | $ 105,000 | $ 24,000 |
| Cumberland County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 52,000 |
| Dauphin County Pennsylvania | 2 | $ 333,000 | $ 166,000 | $ 68,000 |
| Lehigh County Pennsylvania | 2 | $ 825,000 | $ 412,000 | $ 165,000 |
| Washington County Pennsylvania | 2 | $ 650,000 | $ 325,000 | $ 93,000 |
| Horry County South Carolina | 2 | $ 188,000 | $ 94,000 | $ 55,000 |
| Rutherford County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 46,000 |
| Caroline County Virginia | 2 | $ 292,000 | $ 146,000 | $ 43,000 |
| Frederick County Virginia | 2 | $ 288,000 | $ 144,000 | $ 38,000 |
| King George County Virginia | 2 | $ 353,000 | $ 176,000 | $ 84,000 |
| Louisa County Virginia | 2 | $ 650,000 | $ 325,000 | $ 100,000 |
| Manassas Park County Virginia | 2 | $ 536,000 | $ 268,000 | $ 57,000 |
| Pittsylvania County Virginia | 2 | $ 289,000 | $ 144,000 | $ 58,000 |
| Roanoke City County Virginia | 2 | $ 240,000 | $ 120,000 | $ 52,000 |
| Rockingham County Virginia | 2 | $ 797,000 | $ 398,000 | $ 59,000 |
| Warren County Virginia | 2 | $ 348,000 | $ 174,000 | $ 71,000 |
| Westmoreland County Virginia | 2 | $ 377,000 | $ 188,000 | $ 89,000 |
| King County Washington | 2 | $ 931,000 | $ 465,000 | $ 95,000 |
| Berkeley County West Virginia | 2 | $ 307,000 | $ 153,000 | $ 45,000 |
| Mercer County West Virginia | 2 | $ 172,000 | $ 86,000 | $ 69,000 |
| Upshur County West Virginia | 2 | $ 251,000 | $ 125,000 | $ 45,000 |
| Baldwin County Alabama | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Jefferson County Alabama | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Shelby County Alabama | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Tuscaloosa County Alabama | 1 | $ 177,000 | $ 177,000 | $ 62,000 |
| Alameda County California | 1 | $ 330,000 | $ 330,000 | $ 229,000 |
| El Dorado County California | 1 | $ 116,000 | $ 116,000 | $ 35,000 |
| Kern County California | 1 | $ 276,000 | $ 276,000 | $ 66,000 |
| San Benito County California | 1 | $ 307,000 | $ 307,000 | $ 95,000 |
| San Joaquin County California | 1 | $ 417,000 | $ 417,000 | $ 107,000 |
| Siskiyou County California | 1 | $ 276,000 | $ 276,000 | $ 53,000 |
| Boulder County Colorado | 1 | $ 340,000 | $ 340,000 | $ 80,000 |
| Broomfield County Colorado | 1 | $ 160,000 | $ 160,000 | $ 155,000 |
| Eagle County Colorado | 1 | $ 365,000 | $ 365,000 | $ 574,000 |
| Jefferson County Colorado | 1 | $ 223,000 | $ 223,000 | $ 39,000 |
| Weld County Colorado | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Brevard County Florida | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Clay County Florida | 1 | $ 126,000 | $ 126,000 | $ 29,000 |
| Collier County Florida | 1 | $ 315,000 | $ 315,000 | $ 301,000 |
| Escambia County Florida | 1 | $ 211,000 | $ 211,000 | $ 99,000 |
| Flagler County Florida | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Monroe County Florida | 1 | $ 365,000 | $ 365,000 | $ 231,000 |
| Orange County Florida | 1 | $ 73,000 | $ 73,000 | $ 37,000 |
| St. Johns County Florida | 1 | $ 348,000 | $ 348,000 | $ 116,000 |
| Volusia County Florida | 1 | $ 204,000 | $ 204,000 | $ 179,000 |
| Barrow County Georgia | 1 | $ 102,000 | $ 102,000 | $ 26,000 |
| Columbia County Georgia | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| Dawson County Georgia | 1 | $ 256,000 | $ 256,000 | $ 128,000 |
| Fayette County Georgia | 1 | $ 701,000 | $ 701,000 | $ 288,000 |
| Harris County Georgia | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Sumter County Georgia | 1 | $ 337,000 | $ 337,000 | $ 71,000 |
| McHenry County Illinois | 1 | $ 119,000 | $ 119,000 | $ 54,000 |
| Boone County Indiana | 1 | $ 264,000 | $ 264,000 | $ 101,000 |
| Carroll County Indiana | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Jasper County Indiana | 1 | $ 93,000 | $ 93,000 | $ 30,000 |
| Jefferson County Kentucky | 1 | $ 240,000 | $ 240,000 | $ 90,000 |
| Livingston County Louisiana | 1 | $ 137,000 | $ 137,000 | $ 41,000 |
| St. Tammany County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Wicomico County Maryland | 1 | $ 172,000 | $ 172,000 | $ 123,000 |
| Hampden County Massachusetts | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| Norfolk County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 75,000 |
| Plymouth County Massachusetts | 1 | $ 226,000 | $ 226,000 | $ 108,000 |
| Worcester County Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Ramsey County Minnesota | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| George County Mississippi | 1 | $ 167,000 | $ 167,000 | $ 74,000 |
| Albany County New York | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Bronx County New York | 1 | $ 58,000 | $ 58,000 | $ 51,000 |
| Monroe County New York | 1 | $ 307,000 | $ 307,000 | $ 107,000 |
| Orange County New York | 1 | $ 100,000 | $ 100,000 | $ 229,000 |
| Westchester County New York | 1 | $ 417,000 | $ 417,000 | $ 164,000 |
| Davie County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Gaston County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 40,000 |
| Jackson County North Carolina | 1 | $ 602,000 | $ 602,000 | $ 1,239,000 |
| Northampton County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 178,000 |
| Pasquotank County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Pender County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 54,000 |
| Pitt County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Robeson County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 111,000 |
| Rutherford County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 80,000 |
| Surry County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 68,000 |
| Vance County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Warren County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Watauga County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 280,000 |
| Franklin County Ohio | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Lucas County Ohio | 1 | $ 417,000 | $ 417,000 | $ 154,000 |
| Marion County Oregon | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Beaver County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Bedford County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
| Bradford County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| Columbia County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
| Lebanon County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Northumberland County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 33,000 |
| Susquehanna County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 271,000 |
| Charleston County South Carolina | 1 | $ 218,000 | $ 218,000 | $ 48,000 |
| Colleton County South Carolina | 1 | $ 224,000 | $ 224,000 | $ 165,000 |
| Dorchester County South Carolina | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 780,000 | $ 780,000 | $ 745,000 |
| Greenville County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 92,000 |
| Greenwood County South Carolina | 1 | $ 264,000 | $ 264,000 | $ 224,000 |
| Bexar County Texas | 1 | $ 146,000 | $ 146,000 | $ 59,000 |
| Kerr County Texas | 1 | $ 261,000 | $ 261,000 | $ 110,000 |
| Midland County Texas | 1 | $ 258,000 | $ 258,000 | $ 115,000 |
| Parker County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Travis County Texas | 1 | $ 700,000 | $ 700,000 | $ 168,000 |
| Wise County Texas | 1 | $ 400,000 | $ 400,000 | $ 56,000 |
| Albemarle County Virginia | 1 | $ 196,000 | $ 196,000 | $ 62,000 |
| Augusta County Virginia | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Chesterfield County Virginia | 1 | $ 159,000 | $ 159,000 | $ 55,000 |
| Danville County Virginia | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Fairfax City County Virginia | 1 | $ 269,000 | $ 269,000 | $ 199,000 |
| Franklin County Virginia | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Goochland County Virginia | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| Hampton County Virginia | 1 | $ 176,000 | $ 176,000 | $ 69,000 |
| Harrisonburg County Virginia | 1 | $ 230,000 | $ 230,000 | $ 97,000 |
| Henrico County Virginia | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| James City County Virginia | 1 | $ 338,000 | $ 338,000 | $ 107,000 |
| Madison County Virginia | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Mecklenburg County Virginia | 1 | $ 269,000 | $ 269,000 | $ 179,000 |
| Newport News County Virginia | 1 | $ 63,000 | $ 63,000 | $ 65,000 |
| Orange County Virginia | 1 | $ 231,000 | $ 231,000 | $ 56,000 |
| Richmond City County Virginia | 1 | $ 167,000 | $ 167,000 | $ 46,000 |
| Russell County Virginia | 1 | $ 74,000 | $ 74,000 | $ 104,000 |
| Shenandoah County Virginia | 1 | $ 234,000 | $ 234,000 | $ 45,000 |
| Suffolk County Virginia | 1 | $ 108,000 | $ 108,000 | $ 81,000 |
| Winchester County Virginia | 1 | $ 77,000 | $ 77,000 | $ 29,000 |
| Wythe County Virginia | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Benton County Washington | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Boone County West Virginia | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Greenbrier County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Harrison County West Virginia | 1 | $ 131,000 | $ 131,000 | $ 42,000 |
| Lewis County West Virginia | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| Logan County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Mason County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Wirt County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Nfm, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,585 | $592,783,000 | $229,000 | $1,600,000 | $89,000 | $3,887,000 |
| Refinancing | 798 | $199,925,000 | $250,000 | $1,423,000 | $99,000 | $687,000 |
| Home Improvement | 1 | $260,000 | $260,000 | $260,000 | $75,000 | $75,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,869 | $442,097,000 | $236,000 | $1,600,000 | $99,000 | $1,239,000 |
| Black or African American | 574 | $141,909,000 | $247,000 | $1,423,000 | $91,000 | $3,887,000 |
| Hispanic | 563 | $119,503,000 | $212,000 | $700,000 | $66,000 | $579,000 |
| Not Provided | 229 | $52,998,000 | $231,000 | $1,067,000 | $91,000 | $444,000 |
| Asian | 135 | $33,750,000 | $250,000 | $930,000 | $89,000 | $648,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,808,000 | $200,000 | $417,000 | $97,000 | $250,000 |
| American Indian or Alaskan Native | 5 | $903,000 | $180,000 | $258,000 | $86,000 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,544 | $391,102,000 | $253,000 | $1,600,000 | $116,000 | $3,887,000 |
| FHA-insured (Federal Housing Administration) | 1,370 | $283,462,000 | $206,000 | $724,000 | $68,000 | $1,061,000 |
| VA-guaranteed (Veterans Administration) | 334 | $93,549,000 | $280,000 | $715,000 | $85,000 | $326,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 136 | $24,855,000 | $182,000 | $446,000 | $58,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,437 | $562,807,000 | $230,000 | $1,381,000 | $91,000 | $3,887,000 |
| File Closed For Incompleteness | 469 | $119,422,000 | $254,000 | $1,600,000 | $102,000 | $1,000,000 |
| Application Denied By Financial Institution | 295 | $67,627,000 | $229,000 | $1,425,000 | $79,000 | $648,000 |
| Application Withdrawn By Applicant | 166 | $39,239,000 | $236,000 | $1,067,000 | $87,000 | $442,000 |
| Application Approved But Not Accepted | 17 | $3,873,000 | $227,000 | $448,000 | $95,000 | $291,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 93 | $21,186,000 | $227,000 | $1,280,000 | $61,000 | $288,000 |
| Collateral | 67 | $17,694,000 | $264,000 | $1,425,000 | $99,000 | $520,000 |
| Credit History | 41 | $9,054,000 | $220,000 | $700,000 | $92,000 | $648,000 |
| Other | 39 | $9,091,000 | $233,000 | $839,000 | $93,000 | $340,000 |
| Employment History | 20 | $3,765,000 | $188,000 | $476,000 | $72,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,993,000 | $213,000 | $417,000 | $76,000 | $186,000 |
| Unverifiable Information | 13 | $2,282,000 | $175,000 | $416,000 | $64,000 | $126,000 |
| Credit Application Incomplete | 8 | $1,562,000 | $195,000 | $390,000 | $57,000 | $87,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfm, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfm, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.