Mortgage Lenders in Ocean City, NJ
3 mortgage lenders are based in Ocean City, NJ, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Cape May County, NJ in 2025.
Most active mortgage lenders in Cape May County, NJ (2025)
In 2025, 323 lenders made 4,127 home loans worth $2.4 billion in Cape May County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Cape May County, which includes Ocean City.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Citizens Bank, NA Providence, RI | 241 | $188.6M | $782,000 | 5.8% |
| 2 | TD Bank Mount Laurel, NJ | 165 | $98.5M | $597,000 | 4.0% |
| 3 | loanDepot.com LLC Irvine, CA | 146 | $64.9M | $445,000 | 3.5% |
| 4 | Oceanfirst Bank Toms River, NJ | 131 | $62.0M | $473,000 | 3.2% |
| 5 | Sturdy Savings Bank Cape May Court House, NJ | 120 | $71.6M | $596,000 | 2.9% |
| 6 | US Bank, N.A. Cincinnati, OH | 116 | $94.9M | $818,000 | 2.8% |
| 7 | Police and Fire Federal Credit Union Philadelphia, PA | 116 | $21.2M | $183,000 | 2.8% |
| 8 | Guaranteed Rate, Inc. Chicago, IL | 110 | $80.2M | $729,000 | 2.7% |
| 9 | Crosscountry Mortgage, LLC Cleveland, OH | 108 | $59.6M | $552,000 | 2.6% |
| 10 | PNC Bank N.A. Pittsburgh, PA | 102 | $50.3M | $493,000 | 2.5% |
See every lender in Cape May County and its 2025 mortgage data · top lenders in New Jersey · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Ocean City, NJ
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Ocean City Home Bank
1001 ASBURY AVE OCEAN CITY, NJ 08226 |
* | 4,199 | $948,839,000 |
| Ocean City Home Bank
1001 ASBURY AVE OCEAN CITY, NJ 08226 |
* | 2,409 | $714,592,000 |
| Ocean City Home Bank
1001 ASBURY AVE OCEAN CITY, NJ 08226 |
* | 456 | $155,421,000 |
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