Ocean West Funding Mortgage Lending & HMDA Data, 2003
In 2003, Ocean West Funding of Tustin, CA reported 2,482 mortgage applications totaling $423.0 million. The average application was for $170,430, and applicants reported an average income of $77,234. 40% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Los Angeles-Long Beach, CA (460), Riverside-San Bernardino, CA (287) and Orange County, CA (182) (applications in parentheses).
| Mortgage Company & Address | Ocean West Funding 15991 Red Hill Avenue, Suite 110 Tustin, CA 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 2,482 |
| Total Mortgage Loan Application Amount | $423,009,000 |
| Average Mortgage Loan Application Amount | $170,430 |
| Highest Mortgage Loan Application Amount | $20,080,000 |
| Average Applicant Income | $77,234 |
| Highest Applicant Income | $2,280,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ocean West Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 460 | $ 80,554,000 | $ 175,117 | $ 74,000 |
| Orange, California | 182 | $ 47,416,000 | $ 260,527 | $ 111,000 |
| Riverside, California | 146 | $ 44,706,000 | $ 306,205 | $ 89,000 |
| San Bernardino, California | 141 | $ 17,963,000 | $ 127,397 | $ 61,000 |
| Maricopa, Arizona | 69 | $ 8,074,000 | $ 117,014 | $ 74,000 |
| Cook, Illinois | 68 | $ 7,056,000 | $ 103,764 | $ 74,000 |
| San Diego, California | 53 | $ 10,800,000 | $ 203,773 | $ 107,000 |
| Madera, California | 45 | $ 7,419,000 | $ 164,866 | $ 87,000 |
| Clark, Nevada | 42 | $ 5,439,000 | $ 129,500 | $ 98,000 |
| Alameda, California | 39 | $ 9,361,000 | $ 240,025 | $ 104,000 |
| New Haven, Connecticut | 37 | $ 4,591,000 | $ 124,081 | $ 58,000 |
| Santa Clara, California | 33 | $ 8,978,000 | $ 272,060 | $ 120,000 |
| Sacramento, California | 31 | $ 4,849,000 | $ 156,419 | $ 67,000 |
| Ventura, California | 31 | $ 5,646,000 | $ 182,129 | $ 94,000 |
| Marion, Indiana | 30 | $ 2,306,000 | $ 76,866 | $ 39,000 |
| Middlesex, Massachusetts | 29 | $ 5,793,000 | $ 199,758 | $ 77,000 |
| Essex, Massachusetts | 27 | $ 5,543,000 | $ 205,296 | $ 107,000 |
| Fresno, California | 23 | $ 2,650,000 | $ 115,217 | $ 57,000 |
| Kent, Michigan | 23 | $ 2,375,000 | $ 103,260 | $ 25,000 |
| Wayne, Michigan | 22 | $ 1,818,000 | $ 82,636 | $ 28,000 |
| Harris, Texas | 21 | $ 2,564,000 | $ 122,095 | $ 53,000 |
| Pierce, Washington | 21 | $ 1,778,000 | $ 84,666 | $ 54,000 |
| Contra Costa, California | 20 | $ 4,325,000 | $ 216,250 | $ 89,000 |
| Kern, California | 20 | $ 1,622,000 | $ 81,100 | $ 76,000 |
| Worcester, Massachusetts | 20 | $ 3,300,000 | $ 165,000 | $ 105,000 |
| Washoe, Nevada | 18 | $ 2,038,000 | $ 113,222 | $ 62,000 |
| Cuyahoga, Ohio | 18 | $ 1,466,000 | $ 81,444 | $ 90,000 |
| San Joaquin, California | 17 | $ 2,643,000 | $ 155,470 | $ 70,000 |
| Fairfield, Connecticut | 17 | $ 3,590,000 | $ 211,176 | $ 86,000 |
| King, Washington | 15 | $ 2,972,000 | $ 198,133 | $ 68,000 |
| Honolulu, Hawaii | 14 | $ 3,129,000 | $ 223,500 | $ 76,000 |
| Suffolk, Massachusetts | 14 | $ 2,741,000 | $ 195,785 | $ 84,000 |
| Genesee, Michigan | 13 | $ 783,000 | $ 60,230 | $ 47,000 |
| Stanislaus, California | 12 | $ 1,454,000 | $ 121,166 | $ 70,000 |
| Plymouth, Massachusetts | 12 | $ 2,254,000 | $ 187,833 | $ 79,000 |
| Snohomish, Washington | 12 | $ 2,266,000 | $ 188,833 | $ 74,000 |
| San Mateo, California | 11 | $ 3,613,000 | $ 328,454 | $ 122,000 |
| Litchfield, Connecticut | 11 | $ 1,628,000 | $ 148,000 | $ 74,000 |
| Bristol, Massachusetts | 11 | $ 1,266,000 | $ 115,090 | $ 92,000 |
| Rutherford, Tennessee | 11 | $ 1,112,000 | $ 101,090 | $ 17,000 |
| Montgomery, Ohio | 10 | $ 545,000 | $ 54,500 | $ 146,000 |
| Shelby, Tennessee | 10 | $ 812,000 | $ 81,200 | $ 55,000 |
| Solano, California | 8 | $ 2,631,000 | $ 328,875 | $ 98,000 |
| Norfolk, Massachusetts | 8 | $ 1,661,000 | $ 207,625 | $ 73,000 |
| Jackson, Missouri | 8 | $ 608,000 | $ 76,000 | $ 97,000 |
| Mecklenburg, North Carolina | 8 | $ 1,157,000 | $ 144,625 | $ 69,000 |
| El Dorado, California | 7 | $ 2,755,000 | $ 393,571 | $ 106,000 |
| Miami-Dade, Florida | 7 | $ 860,000 | $ 122,857 | $ 186,000 |
| Lake, Illinois | 7 | $ 1,724,000 | $ 246,285 | $ 90,000 |
| St. Clair, Illinois | 7 | $ 536,000 | $ 76,571 | $ 80,000 |
| Hampden, Massachusetts | 7 | $ 1,109,000 | $ 158,428 | $ 59,000 |
| Blount, Tennessee | 7 | $ 710,000 | $ 101,428 | $ 65,000 |
| Dallas, Texas | 7 | $ 701,000 | $ 100,142 | $ 0 |
| Salt Lake, Utah | 7 | $ 649,000 | $ 92,714 | $ 47,000 |
| Utah, Utah | 7 | $ 743,000 | $ 106,142 | $ 34,000 |
| Monterey, California | 6 | $ 1,404,000 | $ 234,000 | $ 41,000 |
| Placer, California | 6 | $ 1,539,000 | $ 256,500 | $ 80,000 |
| Yolo, California | 6 | $ 521,000 | $ 86,833 | $ 541,000 |
| Arapahoe, Colorado | 6 | $ 839,000 | $ 139,833 | $ 86,000 |
| Hartford, Connecticut | 6 | $ 918,000 | $ 153,000 | $ 79,000 |
| Broward, Florida | 6 | $ 944,000 | $ 157,333 | $ 69,000 |
| Barry, Michigan | 6 | $ 838,000 | $ 139,666 | $ 33,000 |
| Muskegon, Michigan | 6 | $ 424,000 | $ 70,666 | $ 29,000 |
| Oakland, Michigan | 6 | $ 734,000 | $ 122,333 | $ 66,000 |
| Washington, Oregon | 6 | $ 796,000 | $ 132,666 | $ 67,000 |
| Davidson, Tennessee | 6 | $ 761,000 | $ 126,833 | $ 52,000 |
| Tarrant, Texas | 6 | $ 472,000 | $ 78,666 | $ 0 |
| Merced, California | 5 | $ 681,000 | $ 136,200 | $ 88,000 |
| San Francisco, California | 5 | $ 1,065,000 | $ 213,000 | $ 103,000 |
| Volusia, Florida | 5 | $ 728,000 | $ 145,600 | $ 46,000 |
| St. Tammany, Louisiana | 5 | $ 522,000 | $ 104,400 | $ 51,000 |
| Montgomery, Maryland | 5 | $ 951,000 | $ 190,200 | $ 144,000 |
| Eaton, Michigan | 5 | $ 550,000 | $ 110,000 | $ 0 |
| Macomb, Michigan | 5 | $ 703,000 | $ 140,600 | $ 23,000 |
| Greene, Missouri | 5 | $ 391,000 | $ 78,200 | $ 140,000 |
| Multnomah, Oregon | 5 | $ 715,000 | $ 143,000 | $ 119,000 |
| Philadelphia, Pennsylvania | 5 | $ 1,026,000 | $ 205,200 | $ 94,000 |
| Clark, Washington | 5 | $ 452,000 | $ 90,400 | $ 70,000 |
| Imperial, California | 4 | $ 359,000 | $ 89,750 | $ 73,000 |
| Mariposa, California | 4 | $ 593,000 | $ 148,250 | $ 60,000 |
| San Luis Obispo, California | 4 | $ 1,134,000 | $ 283,500 | $ 72,000 |
| Denver, Colorado | 4 | $ 549,000 | $ 137,250 | $ 85,000 |
| Duval, Florida | 4 | $ 419,000 | $ 104,750 | $ 70,000 |
| Palm Beach, Florida | 4 | $ 405,000 | $ 101,250 | $ 53,000 |
| Bonneville, Idaho | 4 | $ 280,000 | $ 70,000 | $ 32,000 |
| Hamilton, Indiana | 4 | $ 360,000 | $ 90,000 | $ 45,000 |
| Kalamazoo, Michigan | 4 | $ 717,000 | $ 179,250 | $ 22,000 |
| Ottawa, Michigan | 4 | $ 498,000 | $ 124,500 | $ 0 |
| Rankin, Mississippi | 4 | $ 502,000 | $ 125,500 | $ 57,000 |
| Lake, Ohio | 4 | $ 249,000 | $ 62,250 | $ 38,000 |
| Clackamas, Oregon | 4 | $ 397,000 | $ 99,250 | $ 108,000 |
| Montgomery, Pennsylvania | 4 | $ 793,000 | $ 198,250 | $ 134,000 |
| Newport, Rhode Island | 4 | $ 827,000 | $ 206,750 | $ 114,000 |
| Travis, Texas | 4 | $ 369,000 | $ 92,250 | $ 15,000 |
| Pima, Arizona | 3 | $ 363,000 | $ 121,000 | $ 96,000 |
| Humboldt, California | 3 | $ 318,000 | $ 106,000 | $ 39,000 |
| Kings, California | 3 | $ 393,000 | $ 131,000 | $ 40,000 |
| Mono, California | 3 | $ 324,000 | $ 108,000 | $ 53,000 |
| San Benito, California | 3 | $ 730,000 | $ 243,333 | $ 102,000 |
| Shasta, California | 3 | $ 313,000 | $ 104,333 | $ 0 |
| Tulare, California | 3 | $ 330,000 | $ 110,000 | $ 51,000 |
| El Paso, Colorado | 3 | $ 246,000 | $ 82,000 | $ 0 |
| Windham, Connecticut | 3 | $ 373,000 | $ 124,333 | $ 47,000 |
| Hillsborough, Florida | 3 | $ 240,000 | $ 80,000 | $ 58,000 |
| Maui, Hawaii | 3 | $ 700,000 | $ 233,333 | $ 274,000 |
| Livingston, Illinois | 3 | $ 136,000 | $ 45,333 | $ 62,000 |
| McLean, Illinois | 3 | $ 103,000 | $ 34,333 | $ 88,000 |
| Ingham, Michigan | 3 | $ 294,000 | $ 98,000 | $ 0 |
| Ramsey, Minnesota | 3 | $ 462,000 | $ 154,000 | $ 0 |
| Jasper, Missouri | 3 | $ 251,000 | $ 83,666 | $ 39,000 |
| St. Louis, Missouri | 3 | $ 170,000 | $ 56,666 | $ 67,000 |
| St. Louis City, Missouri | 3 | $ 242,000 | $ 80,666 | $ 97,000 |
| Bernalillo, New Mexico | 3 | $ 288,000 | $ 96,000 | $ 42,000 |
| Sandoval, New Mexico | 3 | $ 321,000 | $ 107,000 | $ 76,000 |
| Lane, Oregon | 3 | $ 380,000 | $ 126,666 | $ 44,000 |
| Allegheny, Pennsylvania | 3 | $ 397,000 | $ 132,333 | $ 51,000 |
| Bucks, Pennsylvania | 3 | $ 1,059,000 | $ 353,000 | $ 233,000 |
| Butler, Pennsylvania | 3 | $ 449,000 | $ 149,666 | $ 88,000 |
| Bexar, Texas | 3 | $ 286,000 | $ 95,333 | $ 0 |
| Collin, Texas | 3 | $ 358,000 | $ 119,333 | $ 72,000 |
| Mohave, Arizona | 2 | $ 244,000 | $ 122,000 | $ 41,000 |
| Pinal, Arizona | 2 | $ 268,000 | $ 134,000 | $ 77,000 |
| Yavapai, Arizona | 2 | $ 188,000 | $ 94,000 | $ 0 |
| Yuma, Arizona | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Lake, California | 2 | $ 146,000 | $ 73,000 | $ 62,000 |
| Marin, California | 2 | $ 1,071,000 | $ 535,500 | $ 106,000 |
| Napa, California | 2 | $ 387,000 | $ 193,500 | $ 107,000 |
| Santa Cruz, California | 2 | $ 832,000 | $ 416,000 | $ 149,000 |
| Siskiyou, California | 2 | $ 275,000 | $ 137,500 | $ 54,000 |
| Adams, Colorado | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Eagle, Colorado | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Weld, Colorado | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Bay, Florida | 2 | $ 244,000 | $ 122,000 | $ 130,000 |
| Collier, Florida | 2 | $ 2,549,000 | $ 1,274,500 | $ 282,000 |
| Escambia, Florida | 2 | $ 115,000 | $ 57,500 | $ 59,000 |
| Nassau, Florida | 2 | $ 275,000 | $ 137,500 | $ 67,000 |
| Pinellas, Florida | 2 | $ 182,000 | $ 91,000 | $ 29,000 |
| Jefferson, Idaho | 2 | $ 163,000 | $ 81,500 | $ 58,000 |
| Madison, Idaho | 2 | $ 125,000 | $ 62,500 | $ 53,000 |
| DuPage, Illinois | 2 | $ 219,000 | $ 109,500 | $ 81,000 |
| Johnson, Kansas | 2 | $ 189,000 | $ 94,500 | $ 68,000 |
| St. Bernard, Louisiana | 2 | $ 108,000 | $ 54,000 | $ 83,000 |
| Barnstable, Massachusetts | 2 | $ 384,000 | $ 192,000 | $ 57,000 |
| Hampshire, Massachusetts | 2 | $ 428,000 | $ 214,000 | $ 115,000 |
| Jackson, Michigan | 2 | $ 170,000 | $ 85,000 | $ 0 |
| St. Clair, Michigan | 2 | $ 80,000 | $ 40,000 | $ 56,000 |
| Dakota, Minnesota | 2 | $ 434,000 | $ 217,000 | $ 62,000 |
| Hennepin, Minnesota | 2 | $ 503,000 | $ 251,500 | $ 90,000 |
| Vernon, Missouri | 2 | $ 104,000 | $ 52,000 | $ 30,000 |
| Nye, Nevada | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Hillsborough, New Hampshire | 2 | $ 457,000 | $ 228,500 | $ 76,000 |
| Rockingham, New Hampshire | 2 | $ 403,000 | $ 201,500 | $ 50,000 |
| McDowell, North Carolina | 2 | $ 142,000 | $ 71,000 | $ 62,000 |
| Butler, Ohio | 2 | $ 222,000 | $ 111,000 | $ 107,000 |
| Delaware, Ohio | 2 | $ 676,000 | $ 338,000 | $ 0 |
| Medina, Ohio | 2 | $ 294,000 | $ 147,000 | $ 73,000 |
| Preble, Ohio | 2 | $ 96,000 | $ 48,000 | $ 51,000 |
| Yamhill, Oregon | 2 | $ 276,000 | $ 138,000 | $ 37,000 |
| Berks, Pennsylvania | 2 | $ 274,000 | $ 137,000 | $ 72,000 |
| Chester, Pennsylvania | 2 | $ 337,000 | $ 168,500 | $ 67,000 |
| Lancaster, Pennsylvania | 2 | $ 275,000 | $ 137,500 | $ 46,000 |
| Northampton, Pennsylvania | 2 | $ 269,000 | $ 134,500 | $ 40,000 |
| Pike, Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 46,000 |
| York, Pennsylvania | 2 | $ 369,000 | $ 184,500 | $ 51,000 |
| Providence, Rhode Island | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Washington, Rhode Island | 2 | $ 258,000 | $ 129,000 | $ 66,000 |
| Greenville, South Carolina | 2 | $ 131,000 | $ 65,500 | $ 35,000 |
| Robertson, Tennessee | 2 | $ 178,000 | $ 89,000 | $ 17,000 |
| Williamson, Tennessee | 2 | $ 475,000 | $ 237,500 | $ 126,000 |
| Wilson, Tennessee | 2 | $ 362,000 | $ 181,000 | $ 43,000 |
| Midland, Texas | 2 | $ 141,000 | $ 70,500 | $ 0 |
| Potter, Texas | 2 | $ 336,000 | $ 168,000 | $ 18,000 |
| Davis, Utah | 2 | $ 140,000 | $ 70,000 | $ 26,000 |
| Polk, Wisconsin | 2 | $ 244,000 | $ 122,000 | $ 110,000 |
| Anchorage, Alaska | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Cochise, Arizona | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Coconino, Arizona | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Crittenden, Arkansas | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Butte, California | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Inyo, California | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Mendocino, California | 1 | $ 210,000 | $ 210,000 | $ 79,000 |
| Nevada, California | 1 | $ 212,000 | $ 212,000 | $ 76,000 |
| Santa Barbara, California | 1 | $ 124,000 | $ 124,000 | $ 91,000 |
| Sonoma, California | 1 | $ 580,000 | $ 580,000 | $ 238,000 |
| Sutter, California | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Yuba, California | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Douglas, Colorado | 1 | $ 175,000 | $ 175,000 | $ 360,000 |
| Teller, Colorado | 1 | $ 98,000 | $ 98,000 | $ 23,000 |
| New London, Connecticut | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| Clay, Florida | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Indian River, Florida | 1 | $ 84,000 | $ 84,000 | $ 116,000 |
| Manatee, Florida | 1 | $ 186,000 | $ 186,000 | $ 40,000 |
| Okaloosa, Florida | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Orange, Florida | 1 | $ 181,000 | $ 181,000 | $ 109,000 |
| Pasco, Florida | 1 | $ 42,000 | $ 42,000 | $ 17,000 |
| Polk, Florida | 1 | $ 74,000 | $ 74,000 | $ 120,000 |
| Sarasota, Florida | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| Seminole, Florida | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Bartow, Georgia | 1 | $ 71,000 | $ 71,000 | $ 49,000 |
| Bibb, Georgia | 1 | $ 177,000 | $ 177,000 | $ 65,000 |
| DeKalb, Georgia | 1 | $ 118,000 | $ 118,000 | $ 70,000 |
| Polk, Georgia | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| Hawaii, Hawaii | 1 | $ 318,000 | $ 318,000 | $ 54,000 |
| Kauai, Hawaii | 1 | $ 750,000 | $ 750,000 | $ 408,000 |
| Pike, Illinois | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Will, Illinois | 1 | $ 34,000 | $ 34,000 | $ 78,000 |
| Allen, Indiana | 1 | $ 64,000 | $ 64,000 | $ 20,000 |
| Hancock, Indiana | 1 | $ 20,000 | $ 20,000 | $ 89,000 |
| Hendricks, Indiana | 1 | $ 294,000 | $ 294,000 | $ 121,000 |
| Madison, Indiana | 1 | $ 59,000 | $ 59,000 | $ 17,000 |
| Monroe, Indiana | 1 | $ 87,000 | $ 87,000 | $ 47,000 |
| Delaware, Iowa | 1 | $ 240,000 | $ 240,000 | $ 107,000 |
| Johnson, Iowa | 1 | $ 97,000 | $ 97,000 | $ 27,000 |
| Geary, Kansas | 1 | $ 59,000 | $ 59,000 | $ 30,000 |
| Lyon, Kansas | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Montgomery, Kansas | 1 | $ 34,000 | $ 34,000 | $ 47,000 |
| Pottawatomie, Kansas | 1 | $ 64,000 | $ 64,000 | $ 85,000 |
| Shawnee, Kansas | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Wyandotte, Kansas | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Todd, Kentucky | 1 | $ 77,000 | $ 77,000 | $ 52,000 |
| Avoyelles, Louisiana | 1 | $ 191,000 | $ 191,000 | $ 74,000 |
| East Baton Rouge, Louisiana | 1 | $ 130,000 | $ 130,000 | $ 211,000 |
| Orleans, Louisiana | 1 | $ 173,000 | $ 173,000 | $ 48,000 |
| Anne Arundel, Maryland | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
| Baltimore, Maryland | 1 | $ 33,000 | $ 33,000 | $ 46,000 |
| Baltimore City, Maryland | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Carroll, Maryland | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Dorchester, Maryland | 1 | $ 127,000 | $ 127,000 | $ 56,000 |
| Queen Anne's, Maryland | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Franklin, Massachusetts | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Berrien, Michigan | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Branch, Michigan | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Calhoun, Michigan | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Charlevoix, Michigan | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Cheboygan, Michigan | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Grand Traverse, Michigan | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Gratiot, Michigan | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Livingston, Michigan | 1 | $ 176,000 | $ 176,000 | $ 211,000 |
| Midland, Michigan | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Montcalm, Michigan | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Saginaw, Michigan | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| Anoka, Minnesota | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| Adams, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| DeSoto, Mississippi | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| Greene, Mississippi | 1 | $ 227,000 | $ 227,000 | $ 110,000 |
| Harrison, Mississippi | 1 | $ 36,000 | $ 36,000 | $ 186,000 |
| Jackson, Mississippi | 1 | $ 81,000 | $ 81,000 | $ 85,000 |
| Pike, Mississippi | 1 | $ 299,000 | $ 299,000 | $ 240,000 |
| Cape Girardeau, Missouri | 1 | $ 63,000 | $ 63,000 | $ 66,000 |
| Clay, Missouri | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Moniteau, Missouri | 1 | $ 51,000 | $ 51,000 | $ 140,000 |
| St. Charles, Missouri | 1 | $ 46,000 | $ 46,000 | $ 72,000 |
| St. Clair, Missouri | 1 | $ 37,000 | $ 37,000 | $ 126,000 |
| Fergus, Montana | 1 | $ 334,000 | $ 334,000 | $ 73,000 |
| Flathead, Montana | 1 | $ 110,000 | $ 110,000 | $ 90,000 |
| Douglas, Nevada | 1 | $ 280,000 | $ 280,000 | $ 74,000 |
| Dona Ana, New Mexico | 1 | $ 140,000 | $ 140,000 | $ 142,000 |
| Buncombe, North Carolina | 1 | $ 116,000 | $ 116,000 | $ 39,000 |
| Burke, North Carolina | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Craven, North Carolina | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| Haywood, North Carolina | 1 | $ 242,000 | $ 242,000 | $ 108,000 |
| Hertford, North Carolina | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Iredell, North Carolina | 1 | $ 168,000 | $ 168,000 | $ 34,000 |
| Orange, North Carolina | 1 | $ 224,000 | $ 224,000 | $ 187,000 |
| Geauga, Ohio | 1 | $ 210,000 | $ 210,000 | $ 83,000 |
| Lucas, Ohio | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Mahoning, Ohio | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Miami, Ohio | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Portage, Ohio | 1 | $ 643,000 | $ 643,000 | $ 374,000 |
| Richland, Ohio | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Summit, Ohio | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Trumbull, Ohio | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Craig, Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 27,000 |
| Benton, Oregon | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Deschutes, Oregon | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Marion, Oregon | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Tillamook, Oregon | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Adams, Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 112,000 |
| Beaver, Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 108,000 |
| Blair, Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 75,000 |
| Carbon, Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 100,000 |
| Dauphin, Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Lehigh, Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Luzerne, Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 82,000 |
| Lycoming, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Montour, Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 32,000 |
| Wayne, Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 276,000 |
| Bristol, Rhode Island | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Kent, Rhode Island | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Beaufort, South Carolina | 1 | $ 72,000 | $ 72,000 | $ 22,000 |
| Berkeley, South Carolina | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Charleston, South Carolina | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 164,000 | $ 164,000 | $ 57,000 |
| Brown, South Dakota | 1 | $ 101,000 | $ 101,000 | $ 66,000 |
| Anderson, Tennessee | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Bedford, Tennessee | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Cheatham, Tennessee | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Coffee, Tennessee | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| Hamilton, Tennessee | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| Hardeman, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Knox, Tennessee | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Loudon, Tennessee | 1 | $ 400,000 | $ 400,000 | $ 102,000 |
| Montgomery, Tennessee | 1 | $ 10,000 | $ 10,000 | $ 480,000 |
| Morgan, Tennessee | 1 | $ 54,000 | $ 54,000 | $ 55,000 |
| Putnam, Tennessee | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Warren, Tennessee | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Brewster, Texas | 1 | $ 184,000 | $ 184,000 | $ 106,000 |
| Denton, Texas | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| El Paso, Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Fort Bend, Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Grayson, Texas | 1 | $ 144,000 | $ 144,000 | $ 74,000 |
| Guadalupe, Texas | 1 | $ 179,000 | $ 179,000 | $ 91,000 |
| Hale, Texas | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
| Montgomery, Texas | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Nueces, Texas | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Smith, Texas | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Cache, Utah | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Carbon, Utah | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tooele, Utah | 1 | $ 144,000 | $ 144,000 | $ 51,000 |
| Clallam, Washington | 1 | $ 1,313,000 | $ 1,313,000 | $ 96,000 |
| Kitsap, Washington | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Okanogan, Washington | 1 | $ 89,000 | $ 89,000 | $ 53,000 |
| Thurston, Washington | 1 | $ 153,000 | $ 153,000 | $ 49,000 |
| Yakima, Washington | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Washburn, Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Ocean West Funding in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,392 | $271,324,000 | $143,783 | $20,080,000 | $65,189 | $1,020,000 |
| Home Purchase (one-to-four family) | 1,090 | $151,685,000 | $112,909 | $973,000 | $72,242 | $2,280,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 906 | $157,472,000 | $131,314 | $1,313,000 | $71,114 | $2,280,000 |
| Hispanic | 624 | $88,621,000 | $104,105 | $666,000 | $41,421 | $696,000 |
| Information not provided by applicant in mail or telephone application | 575 | $116,151,000 | $147,909 | $20,080,000 | $64,515 | $636,000 |
| Black | 256 | $33,192,000 | $120,416 | $708,000 | $63,666 | $875,000 |
| Asian or Pacific Islander | 106 | $25,182,000 | $164,454 | $1,360,000 | $73,272 | $384,000 |
| American Indian or Alaskan Native | 11 | $1,706,000 | $128,500 | $356,000 | $76,000 | $182,000 |
| Other | 4 | $685,000 | $171,250 | $324,000 | $95,000 | $192,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,181 | $385,025,000 | $142,052 | $20,080,000 | $77,868 | $2,280,000 |
| FHA-insured (Federal Housing Administration) | 301 | $37,984,000 | $112,608 | $345,000 | $32,956 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 996 | $167,034,000 | $130,290 | $1,360,000 | $57,870 | $636,000 |
| Application Approved But Not Accepted | 684 | $110,364,000 | $141,965 | $796,000 | $82,344 | $1,731,000 |
| Application Denied By Financial Institution | 356 | $47,498,000 | $119,206 | $1,100,000 | $68,517 | $1,020,000 |
| Application Withdrawn By Applicant | 278 | $42,841,000 | $128,322 | $1,313,000 | $75,032 | $2,280,000 |
| File Closed For Incompleteness | 168 | $55,272,000 | $175,333 | $20,080,000 | $68,142 | $696,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 101 | $12,519,000 | $107,428 | $961,000 | $50,619 | $444,000 |
| Credit History | 78 | $11,754,000 | $121,058 | $650,000 | $82,529 | $614,000 |
| Collateral | 42 | $4,860,000 | $151,666 | $360,000 | $89,916 | $187,000 |
| Debt-To-Income Ratio | 24 | $2,997,000 | $111,250 | $284,000 | $58,666 | $120,000 |
| Employment History | 7 | $607,000 | $94,000 | $149,000 | $41,333 | $53,000 |
| Unverifiable Information | 6 | $849,000 | $135,500 | $456,000 | $69,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $70,000 | $70,000 | $70,000 | $18,000 | $18,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocean West Funding's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocean West Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About