On Q Financial, LLC Mortgage Lending & HMDA Data, 2010
In 2010, On Q Financial, LLC of Scottsdale, AZ reported 3,092 mortgage applications totaling $867.8 million, up 61% from 2009. The average application was for $280,656, and applicants reported an average income of $132,744. 92% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Phoenix-Mesa-Glendale, AZ (1,590), Oxnard-Thousand Oaks-Ventura, CA (484) and Seattle-Bellevue-Everett, WA (196) (applications in parentheses).
| Mortgage Company & Address | On Q Financial, LLC 4800 Scottsdale Rd Suite 5500 Scottsdale, AZ 85260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,092 |
| Total Mortgage Loan Application Amount | $867,791,000 |
| Average Mortgage Loan Application Amount | $280,656 |
| Highest Mortgage Loan Application Amount | $2,730,000 |
| Average Applicant Income | $132,744 |
| Highest Applicant Income | $4,265,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records On Q Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Glendale, AZ | 1,590 | $ 277,257,000 | $ 174,375 | $ 87,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 484 | $ 181,150,000 | $ 374,276 | $ 160,000 |
| Seattle-Bellevue-Everett, WA | 196 | $ 75,122,000 | $ 383,275 | $ 170,000 |
| Los Angeles-Long Beach-Glendale, CA | 187 | $ 83,185,000 | $ 444,839 | $ 212,000 |
| San Diego-Carlsbad-San Marcos, CA | 137 | $ 53,727,000 | $ 392,167 | $ 175,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 129 | $ 70,293,000 | $ 544,906 | $ 233,000 |
| Denver-Aurora-Broomfield, CO | 98 | $ 31,390,000 | $ 320,306 | $ 158,000 |
| Santa Ana-Anaheim-Irvine, CA | 27 | $ 11,946,000 | $ 442,444 | $ 312,000 |
| Riverside-San Bernardino-Ontario, CA | 26 | $ 6,608,000 | $ 254,153 | $ 134,000 |
| San Francisco-San Mateo-Redwood City, CA | 25 | $ 17,091,000 | $ 683,640 | $ 229,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 15 | $ 4,654,000 | $ 310,266 | $ 284,000 |
| Oakland-Fremont-Hayward, CA | 12 | $ 5,292,000 | $ 441,000 | $ 192,000 |
| Chicago-Joliet-Naperville, IL | 10 | $ 3,448,000 | $ 344,800 | $ 174,000 |
| Prescott, AZ | 10 | $ 2,071,000 | $ 207,100 | $ 144,000 |
| Tucson, AZ | 10 | $ 1,360,000 | $ 136,000 | $ 79,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 5,420,000 | $ 602,222 | $ 227,000 |
| Tacoma, WA | 9 | $ 2,613,000 | $ 290,333 | $ 113,000 |
| Bakersfield-Delano, CA | 5 | $ 944,000 | $ 188,800 | $ 160,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,683,000 | $ 336,600 | $ 112,000 |
| Flagstaff, AZ | 5 | $ 1,095,000 | $ 219,000 | $ 118,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 1,571,000 | $ 314,200 | $ 178,000 |
| Albuquerque, NM | 4 | $ 749,000 | $ 187,250 | $ 76,000 |
| Boulder, CO | 3 | $ 693,000 | $ 231,000 | $ 97,000 |
| Houston-Sugar Land-Baytown, TX | 3 | $ 1,729,000 | $ 576,333 | $ 260,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,205,000 | $ 401,666 | $ 142,000 |
| Bellingham, WA | 2 | $ 464,000 | $ 232,000 | $ 122,000 |
| Fresno, CA | 2 | $ 365,000 | $ 182,500 | $ 85,000 |
| Honolulu, HI | 2 | $ 777,000 | $ 388,500 | $ 90,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 597,000 | $ 298,500 | $ 121,000 |
| Napa, CA | 2 | $ 741,000 | $ 370,500 | $ 104,000 |
| Salinas, CA | 2 | $ 1,115,000 | $ 557,500 | $ 188,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,146,000 | $ 573,000 | $ 238,000 |
| Yakima, WA | 2 | $ 241,000 | $ 120,500 | $ 94,000 |
| Yuma, AZ | 2 | $ 256,000 | $ 128,000 | $ 47,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1 | $ 212,000 | $ 212,000 | $ 86,000 |
| Austin-Round Rock-San Marcos, TX | 1 | $ 401,000 | $ 401,000 | $ 272,000 |
| Birmingham-Hoover, AL | 1 | $ 143,000 | $ 143,000 | $ 25,000 |
| Boise City-Nampa, ID | 1 | $ 240,000 | $ 240,000 | $ 74,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 348,000 | $ 348,000 | $ 163,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| New Haven-Milford, CT | 1 | $ 211,000 | $ 211,000 | $ 190,000 |
| New York-White Plains-Wayne, NY-NJ | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,733,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 300,000 | $ 300,000 | $ 144,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 602,000 | $ 602,000 | $ 197,000 |
| Savannah, GA | 1 | $ 143,000 | $ 143,000 | $ 133,000 |
| Spokane, WA | 1 | $ 417,000 | $ 417,000 | $ 238,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 600,000 | $ 600,000 | $ 368,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 407,000 | $ 407,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for On Q Financial, LLC in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,635 | $349,042,000 | $213,000 | $2,000,000 | $103,000 | $4,265,000 |
| Refinancing | 1,442 | $515,245,000 | $357,000 | $2,730,000 | $166,000 | $1,433,000 |
| Home Improvement | 15 | $3,504,000 | $233,000 | $500,000 | $178,000 | $740,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,426 | $701,620,000 | $289,000 | $2,730,000 | $138,000 | $4,265,000 |
| Not Provided | 260 | $79,464,000 | $305,000 | $1,425,000 | $145,000 | $820,000 |
| Hispanic | 240 | $41,751,000 | $173,000 | $990,000 | $72,000 | $396,000 |
| Asian | 116 | $35,410,000 | $305,000 | $1,200,000 | $137,000 | $527,000 |
| Black or African American | 38 | $6,980,000 | $183,000 | $493,000 | $83,000 | $386,000 |
| American Indian or Alaskan Native | 7 | $1,502,000 | $214,000 | $350,000 | $130,000 | $222,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,064,000 | $212,000 | $389,000 | $89,000 | $123,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,148 | $699,867,000 | $325,000 | $2,730,000 | $161,000 | $4,265,000 |
| FHA-insured (Federal Housing Administration) | 845 | $147,867,000 | $174,000 | $743,000 | $67,000 | $642,000 |
| VA-guaranteed (Veterans Administration) | 99 | $20,057,000 | $202,000 | $676,000 | $68,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,852 | $794,343,000 | $278,000 | $2,000,000 | $134,000 | $4,265,000 |
| Application Denied By Financial Institution | 217 | $63,980,000 | $294,000 | $1,855,000 | $112,000 | $2,040,000 |
| Application Withdrawn By Applicant | 18 | $7,716,000 | $428,000 | $2,730,000 | $209,000 | $764,000 |
| Application Approved But Not Accepted | 5 | $1,752,000 | $350,000 | $417,000 | $109,000 | $132,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $417,000 | $417,000 | $417,000 | $104,000 | $104,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess On Q Financial, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About