On Q Financial, LLC Mortgage Lending & HMDA Data, 2019
In 2019, On Q Financial, LLC of Scottsdale, AZ reported 12,066 mortgage applications totaling $3.5 billion, down 10% from 2018. The average application was for $285,972, and applicants reported an average income of $108,626. 72% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,771), Seattle-Bellevue-Everett, WA (833) and Greenville-Anderson-Mauldin, SC (827) (applications in parentheses).
| Mortgage Company & Address | On Q Financial, LLC 4800 Scottsdale Rd Suite 5500 Scottsdale, AZ 85260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 12,066 |
| Total Mortgage Loan Application Amount | $3,450,550,000 |
| Average Mortgage Loan Application Amount | $285,972 |
| Highest Mortgage Loan Application Amount | $17,505,000 |
| Average Applicant Income | $108,626 |
| Highest Applicant Income | $9,103,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records On Q Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 2,771 | $ 773,925,000 | $ 279,294 | $ 109,000 |
| Seattle-Bellevue-Everett, WA | 833 | $ 415,155,000 | $ 498,385 | $ 152,000 |
| Greenville-Anderson-Mauldin, SC | 827 | $ 151,565,000 | $ 183,270 | $ 95,000 |
| Outside any metro area | 736 | $ 143,570,000 | $ 195,067 | $ 84,922 |
| Portland-Vancouver-Hillsboro, OR-WA | 656 | $ 205,340,000 | $ 313,018 | $ 104,987 |
| Wilmington, NC | 433 | $ 98,695,000 | $ 227,933 | $ 89,000 |
| Las Vegas-Henderson-Paradise, NV | 391 | $ 96,565,000 | $ 246,969 | $ 90,000 |
| Tacoma-Lakewood, WA | 367 | $ 135,515,000 | $ 369,250 | $ 123,000 |
| Reno, NV | 304 | $ 106,050,000 | $ 348,848 | $ 147,000 |
| Austin-Round Rock, TX | 286 | $ 91,280,000 | $ 319,160 | $ 153,000 |
| Denver-Aurora-Lakewood, CO | 230 | $ 88,980,000 | $ 386,869 | $ 142,000 |
| Santa Maria-Santa Barbara, CA | 211 | $ 118,425,000 | $ 561,255 | $ 182,000 |
| Prescott Valley-Prescott, AZ | 189 | $ 46,505,000 | $ 246,058 | $ 98,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 181 | $ 80,395,000 | $ 444,171 | $ 142,000 |
| Bakersfield, CA | 167 | $ 37,695,000 | $ 225,718 | $ 84,000 |
| Atlanta-Sandy Springs-Roswell, GA | 166 | $ 43,010,000 | $ 259,096 | $ 96,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 146 | $ 29,850,000 | $ 204,452 | $ 84,198 |
| Tallahassee, FL | 145 | $ 27,195,000 | $ 187,551 | $ 79,000 |
| Savannah, GA | 140 | $ 28,990,000 | $ 207,071 | $ 83,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 138 | $ 44,220,000 | $ 320,434 | $ 103,000 |
| Jacksonville, NC | 132 | $ 23,570,000 | $ 178,560 | $ 62,000 |
| Durham-Chapel Hill, NC | 130 | $ 29,360,000 | $ 225,846 | $ 106,000 |
| Pueblo, CO | 127 | $ 22,255,000 | $ 175,236 | $ 62,000 |
| Spartanburg, SC | 126 | $ 21,240,000 | $ 168,571 | $ 62,000 |
| Dallas-Plano-Irving, TX | 120 | $ 29,260,000 | $ 243,833 | $ 104,000 |
| Charlotte-Concord-Gastonia, NC-SC | 112 | $ 23,930,000 | $ 213,660 | $ 87,401 |
| Springfield, MO | 94 | $ 15,890,000 | $ 169,042 | $ 60,000 |
| St. Louis, MO-IL | 89 | $ 17,885,000 | $ 200,955 | $ 92,101 |
| Raleigh, NC | 84 | $ 19,910,000 | $ 237,023 | $ 87,000 |
| Vallejo-Fairfield, CA | 71 | $ 28,955,000 | $ 407,816 | $ 118,000 |
| Dover, DE | 70 | $ 15,740,000 | $ 224,857 | $ 76,000 |
| Greenville, NC | 70 | $ 12,290,000 | $ 175,571 | $ 102,000 |
| Santa Cruz-Watsonville, CA | 68 | $ 36,170,000 | $ 531,911 | $ 197,000 |
| Fort Worth-Arlington, TX | 61 | $ 16,535,000 | $ 271,065 | $ 117,000 |
| San Antonio-New Braunfels, TX | 61 | $ 14,345,000 | $ 235,163 | $ 76,000 |
| Olympia-Tumwater, WA | 51 | $ 15,505,000 | $ 304,019 | $ 104,000 |
| Riverside-San Bernardino-Ontario, CA | 49 | $ 14,685,000 | $ 299,693 | $ 142,000 |
| Carson City, NV | 48 | $ 11,700,000 | $ 243,750 | $ 68,000 |
| Salisbury, MD-DE | 46 | $ 8,640,000 | $ 187,826 | $ 68,739 |
| Houston-The Woodlands-Sugar Land, TX | 43 | $ 11,635,000 | $ 270,581 | $ 132,000 |
| Los Angeles-Long Beach-Glendale, CA | 41 | $ 22,655,000 | $ 552,560 | $ 168,000 |
| Flagstaff, AZ | 40 | $ 11,230,000 | $ 280,750 | $ 145,000 |
| Spokane-Spokane Valley, WA | 40 | $ 10,110,000 | $ 252,750 | $ 84,000 |
| Greensboro-High Point, NC | 38 | $ 6,070,000 | $ 159,736 | $ 87,000 |
| Albuquerque, NM | 37 | $ 10,435,000 | $ 282,027 | $ 123,000 |
| Wenatchee, WA | 37 | $ 11,825,000 | $ 319,594 | $ 147,000 |
| Rocky Mount, NC | 36 | $ 4,810,000 | $ 133,611 | $ 69,000 |
| Winston-Salem, NC | 35 | $ 5,725,000 | $ 163,571 | $ 69,000 |
| Lake Havasu City-Kingman, AZ | 32 | $ 7,720,000 | $ 241,250 | $ 84,000 |
| San Diego-Carlsbad, CA | 32 | $ 15,180,000 | $ 474,375 | $ 150,000 |
| Tucson, AZ | 30 | $ 6,240,000 | $ 208,000 | $ 105,000 |
| Tampa-St. Petersburg-Clearwater, FL | 29 | $ 8,555,000 | $ 295,000 | $ 112,000 |
| Colorado Springs, CO | 26 | $ 6,190,000 | $ 238,076 | $ 94,000 |
| Bremerton-Silverdale, WA | 24 | $ 8,870,000 | $ 369,583 | $ 135,000 |
| Salem, OR | 24 | $ 6,270,000 | $ 261,250 | $ 66,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 21 | $ 3,945,000 | $ 187,857 | $ 78,000 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 5,895,000 | $ 280,714 | $ 122,000 |
| Fayetteville, NC | 18 | $ 3,290,000 | $ 182,777 | $ 55,000 |
| Punta Gorda, FL | 17 | $ 2,845,000 | $ 167,352 | $ 87,000 |
| Oakland-Hayward-Berkeley, CA | 16 | $ 7,900,000 | $ 493,750 | $ 158,000 |
| Salt Lake City, UT | 16 | $ 4,130,000 | $ 258,125 | $ 92,000 |
| Baltimore-Columbia-Towson, MD | 15 | $ 4,275,000 | $ 285,000 | $ 79,000 |
| Boise City, ID | 15 | $ 3,815,000 | $ 254,333 | $ 77,000 |
| Wilmington, DE-MD-NJ | 15 | $ 4,345,000 | $ 289,666 | $ 110,133 |
| Columbia, MO | 14 | $ 2,370,000 | $ 169,285 | $ 66,000 |
| Burlington, NC | 13 | $ 2,685,000 | $ 206,538 | $ 94,000 |
| Hinesville, GA | 12 | $ 2,090,000 | $ 174,166 | $ 49,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 12 | $ 5,500,000 | $ 458,333 | $ 156,000 |
| Valdosta, GA | 11 | $ 2,095,000 | $ 190,454 | $ 41,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 11 | $ 3,735,000 | $ 339,545 | $ 104,545 |
| Charleston-North Charleston, SC | 10 | $ 2,740,000 | $ 274,000 | $ 100,000 |
| Fresno, CA | 10 | $ 2,640,000 | $ 264,000 | $ 78,000 |
| Anaheim-Santa Ana-Irvine, CA | 8 | $ 3,430,000 | $ 428,750 | $ 219,000 |
| Modesto, CA | 8 | $ 2,060,000 | $ 257,500 | $ 53,000 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 1,990,000 | $ 248,750 | $ 67,000 |
| Bellingham, WA | 7 | $ 2,445,000 | $ 349,285 | $ 129,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,495,000 | $ 213,571 | $ 112,000 |
| Jacksonville, FL | 7 | $ 2,475,000 | $ 353,571 | $ 104,000 |
| Jefferson City, MO | 7 | $ 1,245,000 | $ 177,857 | $ 92,000 |
| Longview, WA | 7 | $ 1,595,000 | $ 227,857 | $ 66,000 |
| New Bern, NC | 7 | $ 945,000 | $ 135,000 | $ 46,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 750,000 | $ 125,000 | $ 41,500 |
| Boulder, CO | 6 | $ 2,170,000 | $ 361,666 | $ 114,000 |
| Gainesville, GA | 6 | $ 1,620,000 | $ 270,000 | $ 115,000 |
| Goldsboro, NC | 6 | $ 1,000,000 | $ 166,666 | $ 70,000 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 1,920,000 | $ 320,000 | $ 91,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 3,260,000 | $ 543,333 | $ 198,000 |
| Asheville, NC | 5 | $ 1,265,000 | $ 253,000 | $ 192,000 |
| Columbia, SC | 5 | $ 805,000 | $ 161,000 | $ 89,000 |
| Kansas City, MO-KS | 5 | $ 885,000 | $ 177,000 | $ 112,400 |
| Napa, CA | 5 | $ 2,425,000 | $ 485,000 | $ 97,000 |
| Visalia-Porterville, CA | 5 | $ 835,000 | $ 167,000 | $ 43,000 |
| Warner Robins, GA | 5 | $ 1,105,000 | $ 221,000 | $ 76,000 |
| Yuba City, CA | 5 | $ 1,525,000 | $ 305,000 | $ 69,000 |
| Bend-Redmond, OR | 4 | $ 1,290,000 | $ 322,500 | $ 101,000 |
| Fort Collins, CO | 4 | $ 1,610,000 | $ 402,500 | $ 127,000 |
| Lewiston, ID-WA | 4 | $ 660,000 | $ 165,000 | $ 91,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,510,000 | $ 377,500 | $ 142,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,040,000 | $ 260,000 | $ 75,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 400,000 | $ 100,000 | $ 28,000 |
| Stockton-Lodi, CA | 4 | $ 1,110,000 | $ 277,500 | $ 97,000 |
| Brownsville-Harlingen, TX | 3 | $ 615,000 | $ 205,000 | $ 104,000 |
| Brunswick, GA | 3 | $ 275,000 | $ 91,666 | $ 35,000 |
| Chicago-Naperville, IL | 3 | $ 605,000 | $ 201,666 | $ 94,000 |
| College Station-Bryan, TX | 3 | $ 665,000 | $ 221,666 | $ 146,000 |
| Corpus Christi, TX | 3 | $ 925,000 | $ 308,333 | $ 296,000 |
| Fairbanks, AK | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 335,000 | $ 111,666 | $ 82,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| Kennewick-Richland, WA | 3 | $ 815,000 | $ 271,666 | $ 86,000 |
| Memphis, TN-MS-AR | 3 | $ 125,000 | $ 41,666 | $ 68,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 645,000 | $ 215,000 | $ 110,000 |
| Salinas, CA | 3 | $ 1,725,000 | $ 575,000 | $ 147,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 2,665,000 | $ 888,333 | $ 142,000 |
| Sherman-Denison, TX | 3 | $ 505,000 | $ 168,333 | $ 95,000 |
| Walla Walla, WA | 3 | $ 605,000 | $ 201,666 | $ 26,000 |
| Yuma, AZ | 3 | $ 275,000 | $ 91,666 | $ 51,000 |
| Abilene, TX | 2 | $ 250,000 | $ 125,000 | $ 133,000 |
| Coeur D'Alene, ID | 2 | $ 900,000 | $ 450,000 | $ 121,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 230,000 | $ 115,000 | $ 110,000 |
| Greeley, CO | 2 | $ 820,000 | $ 410,000 | $ 139,000 |
| Homosassa Springs, FL | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 140,000 | $ 70,000 | $ 98,000 |
| Joplin, MO | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Killeen-Temple, TX | 2 | $ 330,000 | $ 165,000 | $ 103,000 |
| Laredo, TX | 2 | $ 610,000 | $ 305,000 | $ 223,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 430,000 | $ 215,000 | $ 138,000 |
| Macon-Bibb County, GA | 2 | $ 290,000 | $ 145,000 | $ 36,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| Philadelphia, PA | 2 | $ 500,000 | $ 250,000 | $ 121,000 |
| Pocatello, ID | 2 | $ 160,000 | $ 80,000 | $ 70,000 |
| Richmond, VA | 2 | $ 630,000 | $ 315,000 | $ 141,000 |
| San Rafael, CA | 2 | $ 1,040,000 | $ 520,000 | $ 269,000 |
| Santa Rosa, CA | 2 | $ 910,000 | $ 455,000 | $ 183,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 530,000 | $ 265,000 | $ 59,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 340,000 | $ 170,000 | $ 173,000 |
| Albany, OR | 1 | $ 395,000 | $ 395,000 | $ 104,000 |
| Amarillo, TX | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Auburn-Opelika, AL | 1 | $ 285,000 | $ 285,000 | $ 157,000 |
| Birmingham-Hoover, AL | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Bowling Green, KY | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 255,000 | $ 255,000 | $ 290,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 3,155,000 | $ 3,155,000 | $ 615,000 |
| Chico, CA | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Corvallis, OR | 1 | $ 325,000 | $ 325,000 | $ 179,000 |
| Dalton, GA | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Dothan, AL | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Farmington, NM | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Florence, SC | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Gary, IN | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Grand Junction, CO | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Knoxville, TN | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
| Lafayette, LA | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Lakeland-Winter Haven, FL | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Las Cruces, NM | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Lexington-Fayette, KY | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Madera, CA | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Monroe, LA | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 395,000 | $ 395,000 | $ 59,000 |
| Odessa, TX | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Ogden-Clearfield, UT | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Port St. Lucie, FL | 1 | $ 295,000 | $ 295,000 | $ 190,000 |
| Portland-South Portland, ME | 1 | $ 325,000 | $ 325,000 | $ 364,000 |
| Provo-Orem, UT | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Roanoke, VA | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Rockingham County-Strafford County, NH | 1 | $ 335,000 | $ 335,000 | $ 76,000 |
| Santa Fe, NM | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Staunton-Waynesboro, VA | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| The Villages, FL | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Twin Falls, ID | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Tyler, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Yakima, WA | 1 | $ 225,000 | $ 225,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for On Q Financial, LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,327 | $2,975,625,000 | $288,000 | $17,505,000 | $110,000 | $9,103,000 |
| Cash-out Refinancing | 1,012 | $276,760,000 | $273,000 | $3,705,000 | $101,000 | $1,928,000 |
| Refinancing | 655 | $178,085,000 | $271,000 | $2,005,000 | $101,000 | $933,000 |
| Not Applicable | 64 | $18,080,000 | $282,000 | $895,000 | $92,000 | $353,000 |
| Other Purpose | 8 | $2,000,000 | $250,000 | $445,000 | $58,000 | $144,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,218 | $2,345,540,000 | $285,000 | $3,705,000 | $112,000 | $9,103,000 |
| Not Provided | 1,354 | $454,820,000 | $335,000 | $17,505,000 | $120,000 | $1,800,000 |
| Hispanic | 1,242 | $299,290,000 | $240,000 | $1,245,000 | $79,000 | $650,000 |
| Black or African American | 761 | $185,945,000 | $244,000 | $1,055,000 | $88,000 | $600,000 |
| Asian | 389 | $128,575,000 | $330,000 | $2,245,000 | $112,000 | $840,000 |
| American Indian or Alaskan Native | 31 | $7,025,000 | $226,000 | $615,000 | $75,000 | $195,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,930,000 | $315,000 | $675,000 | $79,000 | $164,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,387 | $2,369,285,000 | $282,000 | $17,505,000 | $106,000 | $9,103,000 |
| FHA-insured (Federal Housing Administration) | 2,603 | $766,405,000 | $294,000 | $2,395,000 | $112,000 | $1,800,000 |
| VA-guaranteed (Veterans Administration) | 1,076 | $314,860,000 | $292,000 | $1,875,000 | $117,000 | $9,080,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,638 | $2,453,020,000 | $283,000 | $2,655,000 | $108,000 | $9,103,000 |
| Application Withdrawn By Applicant | 1,823 | $545,315,000 | $299,000 | $17,505,000 | $112,000 | $2,000,000 |
| Application Denied By Financial Institution | 730 | $185,210,000 | $253,000 | $3,185,000 | $83,000 | $1,158,000 |
| Application Approved But Not Accepted | 619 | $176,625,000 | $285,000 | $2,985,000 | $129,000 | $5,770,000 |
| File Closed For Incompleteness | 256 | $90,380,000 | $353,000 | $3,705,000 | $122,000 | $900,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,336 | $3,265,340,000 | $288,000 | $17,505,000 | $110,000 | $9,103,000 |
| Debt-To-Income Ratio | 225 | $61,135,000 | $271,000 | $3,185,000 | $65,000 | $302,000 |
| Credit History | 216 | $46,930,000 | $217,000 | $685,000 | $74,000 | $264,000 |
| Collateral | 113 | $29,105,000 | $257,000 | $735,000 | $104,000 | $500,000 |
| Other | 54 | $15,380,000 | $284,000 | $1,355,000 | $120,000 | $930,000 |
| Credit Application Incomplete | 38 | $12,330,000 | $324,000 | $1,615,000 | $145,000 | $1,158,000 |
| Employment History | 38 | $7,420,000 | $195,000 | $485,000 | $64,000 | $317,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $7,790,000 | $299,000 | $755,000 | $103,000 | $375,000 |
| Unverifiable Information | 20 | $5,120,000 | $256,000 | $445,000 | $61,000 | $172,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess On Q Financial, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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