One Reverse Mortgage, LLC Mortgage Lending & HMDA Data, 2020

In 2020, One Reverse Mortgage, LLC of San Diego, CA reported 891 mortgage applications totaling $262.4 million, down 85% from 2019. The average application was for $294,539, and applicants reported an average income of $34,867. 55% of its applications resulted in an originated loan and 40% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (99), Oakland-Hayward-Berkeley, CA (39) and Denver-Aurora-Lakewood, CO (31) (applications in parentheses).

Mortgage Company & Address One Reverse Mortgage, LLC
4445 Eastgate Mall, Suite 320
San Diego, CA 92121
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 891
Total Mortgage Loan Application Amount $262,435,000
Average Mortgage Loan Application Amount $294,539
Highest Mortgage Loan Application Amount $3,775,000
Average Applicant Income $34,867
Highest Applicant Income $340,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records One Reverse Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for One Reverse Mortgage, LLC by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 99 $ 52,575,000 $ 531,060 $ 37,000
Orange, California 28 $ 15,130,000 $ 540,357 $ 39,000
Alameda, California 25 $ 11,145,000 $ 445,800 $ 30,000
San Diego, California 25 $ 10,705,000 $ 428,200 $ 34,000
Maricopa, Arizona 23 $ 6,135,000 $ 266,739 $ 38,000
Miami-Dade, Florida 20 $ 4,730,000 $ 236,500 $ 25,000
Riverside, California 16 $ 4,140,000 $ 258,750 $ 31,000
Contra Costa, California 14 $ 5,080,000 $ 362,857 $ 34,000
Ventura, California 14 $ 5,450,000 $ 389,285 $ 45,000
Palm Beach, Florida 14 $ 4,760,000 $ 340,000 $ 46,000
San Francisco, California 13 $ 11,345,000 $ 872,692 $ 76,000
Clark, Nevada 12 $ 2,850,000 $ 237,500 $ 38,000
San Bernardino, California 11 $ 2,335,000 $ 212,272 $ 28,000
Sacramento, California 10 $ 2,580,000 $ 258,000 $ 35,000
Santa Clara, California 9 $ 4,825,000 $ 536,111 $ 37,000
Jefferson, Colorado 9 $ 2,425,000 $ 269,444 $ 49,000
Broward, Florida 9 $ 2,045,000 $ 227,222 $ 33,000
Oakland, Michigan 9 $ 1,085,000 $ 120,555 $ 33,000
Dallas, Texas 8 $ 880,000 $ 110,000 $ 37,000
San Mateo, California 7 $ 5,215,000 $ 745,000 $ 65,000
Denver, Colorado 7 $ 1,775,000 $ 253,571 $ 25,000
Larimer, Colorado 7 $ 1,495,000 $ 213,571 $ 27,000
Placer, California 6 $ 1,400,000 $ 233,333 $ 28,000
Santa Barbara, California 6 $ 4,080,000 $ 680,000 $ 55,000
Santa Cruz, California 6 $ 2,940,000 $ 490,000 $ 40,000
Orange, Florida 6 $ 890,000 $ 148,333 $ 34,000
Harris, Texas 6 $ 860,000 $ 143,333 $ 35,000
San Joaquin, California 5 $ 1,185,000 $ 237,000 $ 37,000
San Luis Obispo, California 5 $ 1,895,000 $ 379,000 $ 30,000
Sonoma, California 5 $ 1,785,000 $ 357,000 $ 38,000
Adams, Colorado 5 $ 1,405,000 $ 281,000 $ 25,000
Sarasota, Florida 5 $ 775,000 $ 155,000 $ 24,000
Volusia, Florida 5 $ 1,055,000 $ 211,000 $ 24,000
Washoe, Nevada 5 $ 845,000 $ 169,000 $ 25,000
Queens, New York 5 $ 1,855,000 $ 371,000 $ 54,000
Collin, Texas 5 $ 865,000 $ 173,000 $ 28,000
Mohave, Arizona 4 $ 470,000 $ 117,500 $ 29,000
Pinal, Arizona 4 $ 680,000 $ 170,000 $ 35,000
Kern, California 4 $ 690,000 $ 172,500 $ 19,000
Marin, California 4 $ 2,310,000 $ 577,500 $ 42,000
Stanislaus, California 4 $ 830,000 $ 207,500 $ 32,000
Arapahoe, Colorado 4 $ 850,000 $ 212,500 $ 15,000
Douglas, Colorado 4 $ 1,050,000 $ 262,500 $ 28,000
Flagler, Florida 4 $ 500,000 $ 125,000 $ 23,000
Hillsborough, Florida 4 $ 460,000 $ 115,000 $ 24,000
Marion, Florida 4 $ 800,000 $ 200,000 $ 25,000
Suffolk, New York 4 $ 1,110,000 $ 277,500 $ 27,000
Denton, Texas 4 $ 1,040,000 $ 260,000 $ 39,000
Fort Bend, Texas 4 $ 690,000 $ 172,500 $ 25,000
Montgomery, Texas 4 $ 850,000 $ 212,500 $ 50,000
Salt Lake, Utah 4 $ 770,000 $ 192,500 $ 18,000
Clark, Washington 4 $ 1,070,000 $ 267,500 $ 23,000
King, Washington 4 $ 1,780,000 $ 445,000 $ 30,000
Pima, Arizona 3 $ 515,000 $ 171,666 $ 25,000
Boulder, Colorado 3 $ 1,435,000 $ 478,333 $ 27,000
Teller, Colorado 3 $ 705,000 $ 235,000 $ 25,000
Duval, Florida 3 $ 405,000 $ 135,000 $ 22,000
Pinellas, Florida 3 $ 485,000 $ 161,666 $ 52,000
Seminole, Florida 3 $ 455,000 $ 151,666 $ 22,000
Cobb, Georgia 3 $ 775,000 $ 258,333 $ 29,000
Honolulu, Hawaii 3 $ 2,075,000 $ 691,666 $ 161,000
Cook, Illinois 3 $ 355,000 $ 118,333 $ 25,000
Baltimore, Maryland 3 $ 365,000 $ 121,666 $ 18,000
Gaston, North Carolina 3 $ 275,000 $ 91,666 $ 28,000
Mecklenburg, North Carolina 3 $ 515,000 $ 171,666 $ 33,000
Oklahoma, Oklahoma 3 $ 225,000 $ 75,000 $ 29,000
Chester, Pennsylvania 3 $ 805,000 $ 268,333 $ 25,000
Charleston, South Carolina 3 $ 975,000 $ 325,000 $ 45,000
Bexar, Texas 3 $ 345,000 $ 115,000 $ 20,000
Tarrant, Texas 3 $ 615,000 $ 205,000 $ 57,000
Pierce, Washington 3 $ 765,000 $ 255,000 $ 48,000
Jefferson, Alabama 2 $ 440,000 $ 220,000 $ 55,000
Yavapai, Arizona 2 $ 560,000 $ 280,000 $ 37,000
Butte, California 2 $ 500,000 $ 250,000 $ 18,000
Fresno, California 2 $ 230,000 $ 115,000 $ 15,000
Monterey, California 2 $ 1,090,000 $ 545,000 $ 46,000
Nevada, California 2 $ 620,000 $ 310,000 $ 25,000
Solano, California 2 $ 470,000 $ 235,000 $ 39,000
Sutter, California 2 $ 390,000 $ 195,000 $ 42,000
Clear Creek, Colorado 2 $ 500,000 $ 250,000 $ 20,000
El Paso, Colorado 2 $ 320,000 $ 160,000 $ 25,000
Pueblo, Colorado 2 $ 440,000 $ 220,000 $ 31,000
Fairfield, Connecticut 2 $ 340,000 $ 170,000 $ 31,000
Escambia, Florida 2 $ 490,000 $ 245,000 $ 39,000
Lee, Florida 2 $ 230,000 $ 115,000 $ 25,000
Manatee, Florida 2 $ 710,000 $ 355,000 $ 79,000
Martin, Florida 2 $ 390,000 $ 195,000 $ 41,000
Osceola, Florida 2 $ 200,000 $ 100,000 $ 11,000
St. Lucie, Florida 2 $ 230,000 $ 115,000 $ 24,000
Sumter, Florida 2 $ 260,000 $ 130,000 $ 30,000
Forsyth, Georgia 2 $ 330,000 $ 165,000 $ 37,000
Gwinnett, Georgia 2 $ 250,000 $ 125,000 $ 44,000
White, Indiana 2 $ 220,000 $ 110,000 $ 34,000
Essex, Massachusetts 2 $ 710,000 $ 355,000 $ 17,000
Middlesex, Massachusetts 2 $ 660,000 $ 330,000 $ 114,000
Norfolk, Massachusetts 2 $ 400,000 $ 200,000 $ 14,000
Plymouth, Massachusetts 2 $ 480,000 $ 240,000 $ 33,000
Kalamazoo, Michigan 2 $ 170,000 $ 85,000 $ 75,000
St. Clair, Michigan 2 $ 630,000 $ 315,000 $ 24,000
Hennepin, Minnesota 2 $ 310,000 $ 155,000 $ 24,000
Jackson, Missouri 2 $ 140,000 $ 70,000 $ 16,000
St. Louis, Missouri 2 $ 130,000 $ 65,000 $ 17,000
Camden, New Jersey 2 $ 490,000 $ 245,000 $ 26,000
Somerset, New Jersey 2 $ 250,000 $ 125,000 $ 53,000
Nassau, New York 2 $ 510,000 $ 255,000 $ 24,000
Carteret, North Carolina 2 $ 420,000 $ 210,000 $ 25,000
Johnston, North Carolina 2 $ 210,000 $ 105,000 $ 25,000
Franklin, Ohio 2 $ 210,000 $ 105,000 $ 19,000
Cleveland, Oklahoma 2 $ 160,000 $ 80,000 $ 34,000
Deschutes, Oregon 2 $ 500,000 $ 250,000 $ 42,000
Josephine, Oregon 2 $ 380,000 $ 190,000 $ 42,000
Washington, Oregon 2 $ 500,000 $ 250,000 $ 58,000
Montgomery, Pennsylvania 2 $ 530,000 $ 265,000 $ 39,000
Philadelphia, Pennsylvania 2 $ 200,000 $ 100,000 $ 20,000
Horry, South Carolina 2 $ 220,000 $ 110,000 $ 33,000
Shelby, Tennessee 2 $ 120,000 $ 60,000 $ 54,000
Galveston, Texas 2 $ 370,000 $ 185,000 $ 33,000
Travis, Texas 2 $ 420,000 $ 210,000 $ 59,000
Williamson, Texas 2 $ 280,000 $ 140,000 $ 42,000
Wood, Texas 2 $ 260,000 $ 130,000 $ 58,000
Utah, Utah 2 $ 500,000 $ 250,000 $ 65,000
Albemarle, Virginia 2 $ 840,000 $ 420,000 $ 36,000
Fairfax, Virginia 2 $ 1,990,000 $ 995,000 $ 50,000
Prince William, Virginia 2 $ 400,000 $ 200,000 $ 14,000
Clallam, Washington 2 $ 590,000 $ 295,000 $ 42,000
Snohomish, Washington 2 $ 460,000 $ 230,000 $ 47,000
Spokane, Washington 2 $ 220,000 $ 110,000 $ 19,000
Waukesha, Wisconsin 2 $ 240,000 $ 120,000 $ 24,000
Baldwin, Alabama 1 $ 425,000 $ 425,000 $ 21,000
Cullman, Alabama 1 $ 65,000 $ 65,000 $ 11,000
DeKalb, Alabama 1 $ 75,000 $ 75,000 $ 19,000
Elmore, Alabama 1 $ 95,000 $ 95,000 $ 21,000
Arkansas, Arkansas 1 $ 35,000 $ 35,000 $ 13,000
Izard, Arkansas 1 $ 75,000 $ 75,000 $ 40,000
White, Arkansas 1 $ 45,000 $ 45,000 $ 24,000
Del Norte, California 1 $ 385,000 $ 385,000 $ 46,000
El Dorado, California 1 $ 435,000 $ 435,000 $ 24,000
Humboldt, California 1 $ 255,000 $ 255,000 $ 31,000
Lake, California 1 $ 215,000 $ 215,000 $ 18,000
Shasta, California 1 $ 175,000 $ 175,000 $ 31,000
Yolo, California 1 $ 325,000 $ 325,000 $ 33,000
Chaffee, Colorado 1 $ 295,000 $ 295,000 $ 29,000
Fremont, Colorado 1 $ 75,000 $ 75,000 $ 12,000
Montrose, Colorado 1 $ 125,000 $ 125,000 $ 45,000
Morgan, Colorado 1 $ 165,000 $ 165,000 $ 25,000
Weld, Colorado 1 $ 185,000 $ 185,000 $ 30,000
Hartford, Connecticut 1 $ 115,000 $ 115,000 $ 19,000
Litchfield, Connecticut 1 $ 155,000 $ 155,000 $ 40,000
Brevard, Florida 1 $ 75,000 $ 75,000 $ 10,000
Charlotte, Florida 1 $ 135,000 $ 135,000 $ 23,000
Collier, Florida 1 $ 365,000 $ 365,000 $ 9,000
Columbia, Florida 1 $ 135,000 $ 135,000 $ 36,000
Indian River, Florida 1 $ 95,000 $ 95,000 $ 17,000
Lake, Florida 1 $ 135,000 $ 135,000 $ 19,000
Monroe, Florida 1 $ 515,000 $ 515,000 $ 44,000
Okaloosa, Florida 1 $ 135,000 $ 135,000 $ 28,000
Polk, Florida 1 $ 95,000 $ 95,000 $ 17,000
Putnam, Florida 1 $ 115,000 $ 115,000 $ 8,000
St. Johns, Florida 1 $ 175,000 $ 175,000 $ 14,000
Bartow, Georgia 1 $ 125,000 $ 125,000 $ 24,000
Chatham, Georgia 1 $ 85,000 $ 85,000 $ 23,000
Fulton, Georgia 1 $ 115,000 $ 115,000 $ 38,000
Hall, Georgia 1 $ 75,000 $ 75,000 $ 13,000
Morgan, Georgia 1 $ 205,000 $ 205,000 $ 40,000
Paulding, Georgia 1 $ 135,000 $ 135,000 $ 18,000
Rabun, Georgia 1 $ 195,000 $ 195,000 $ 15,000
Spalding, Georgia 1 $ 185,000 $ 185,000 $ 40,000
Walton, Georgia 1 $ 285,000 $ 285,000 $ 47,000
Kauai, Hawaii 1 $ 365,000 $ 365,000 $ 9,000
Ada, Idaho 1 $ 145,000 $ 145,000 $ 36,000
Canyon, Idaho 1 $ 125,000 $ 125,000 $ 62,000
Elmore, Idaho 1 $ 115,000 $ 115,000 $ 9,000
Jerome, Idaho 1 $ 175,000 $ 175,000 $ 16,000
Knox, Illinois 1 $ 65,000 $ 65,000 $ 16,000
White, Illinois 1 $ 65,000 $ 65,000 $ 16,000
Boone, Indiana 1 $ 125,000 $ 125,000 $ 27,000
Hancock, Indiana 1 $ 85,000 $ 85,000 $ 33,000
Lake, Indiana 1 $ 55,000 $ 55,000 $ 31,000
Marion, Indiana 1 $ 65,000 $ 65,000 $ 21,000
Tippecanoe, Indiana 1 $ 185,000 $ 185,000 $ 58,000
Appanoose, Iowa 1 $ 145,000 $ 145,000 $ 20,000
Polk, Iowa 1 $ 125,000 $ 125,000 $ 52,000
Saline, Kansas 1 $ 115,000 $ 115,000 $ 18,000
Sedgwick, Kansas 1 $ 75,000 $ 75,000 $ 16,000
Shawnee, Kansas 1 $ 285,000 $ 285,000 $ 25,000
Logan, Kentucky 1 $ 85,000 $ 85,000 $ 45,000
Madison, Kentucky 1 $ 115,000 $ 115,000 $ 14,000
Trimble, Kentucky 1 $ 135,000 $ 135,000 $ 15,000
Caddo, Louisiana 1 $ 85,000 $ 85,000 $ 17,000
Orleans, Louisiana 1 $ 305,000 $ 305,000 $ 24,000
Androscoggin, Maine 1 $ 165,000 $ 165,000 $ 59,000
Kennebec, Maine 1 $ 105,000 $ 105,000 $ 12,000
Caroline, Maryland 1 $ 135,000 $ 135,000 $ 25,000
Garrett, Maryland 1 $ 75,000 $ 75,000 $ 28,000
Prince George's, Maryland 1 $ 165,000 $ 165,000 $ 29,000
Queen Anne's, Maryland 1 $ 125,000 $ 125,000 $ 12,000
Bristol, Massachusetts 1 $ 115,000 $ 115,000 $ 18,000
Emmet, Michigan 1 $ 95,000 $ 95,000 $ 14,000
Genesee, Michigan 1 $ 55,000 $ 55,000 $ 34,000
Grand Traverse, Michigan 1 $ 265,000 $ 265,000 $ 50,000
Livingston, Michigan 1 $ 135,000 $ 135,000 $ 29,000
Mason, Michigan 1 $ 75,000 $ 75,000 $ 29,000
Monroe, Michigan 1 $ 95,000 $ 95,000 $ 37,000
Wayne, Michigan 1 $ 105,000 $ 105,000 $ 20,000
Anoka, Minnesota 1 $ 345,000 $ 345,000 $ 50,000
St. Louis, Minnesota 1 $ 185,000 $ 185,000 $ 40,000
DeSoto, Mississippi 1 $ 65,000 $ 65,000 $ 23,000
Hancock, Mississippi 1 $ 125,000 $ 125,000 $ 23,000
Harrison, Mississippi 1 $ 85,000 $ 85,000 $ 35,000
Rankin, Mississippi 1 $ 45,000 $ 45,000 $ 14,000
Christian, Missouri 1 $ 125,000 $ 125,000 $ 36,000
Greene, Missouri 1 $ 195,000 $ 195,000 $ 36,000
St. Charles, Missouri 1 $ 115,000 $ 115,000 $ 33,000
Lincoln, Montana 1 $ 185,000 $ 185,000 $ 13,000
Madison, Montana 1 $ 95,000 $ 95,000 $ 16,000
Teton, Montana 1 $ 225,000 $ 225,000 $ 44,000
Douglas, Nebraska 1 $ 105,000 $ 105,000 $ 45,000
Douglas, Nevada 1 $ 185,000 $ 185,000 $ 21,000
Hillsborough, New Hampshire 1 $ 135,000 $ 135,000 $ 22,000
Burlington, New Jersey 1 $ 125,000 $ 125,000 $ 25,000
Ocean, New Jersey 1 $ 135,000 $ 135,000 $ 20,000
Union, New Jersey 1 $ 285,000 $ 285,000 $ 18,000
Bernalillo, New Mexico 1 $ 395,000 $ 395,000 $ 30,000
Curry, New Mexico 1 $ 95,000 $ 95,000 $ 23,000
McKinley, New Mexico 1 $ 65,000 $ 65,000 $ 34,000
Otero, New Mexico 1 $ 85,000 $ 85,000 $ 37,000
Sandoval, New Mexico 1 $ 115,000 $ 115,000 $ 12,000
Dutchess, New York 1 $ 185,000 $ 185,000 $ 17,000
Erie, New York 1 $ 145,000 $ 145,000 $ 27,000
Kings, New York 1 $ 315,000 $ 315,000 $ 22,000
Niagara, New York 1 $ 55,000 $ 55,000 $ 26,000
Richmond, New York 1 $ 325,000 $ 325,000 $ 17,000
Rockland, New York 1 $ 255,000 $ 255,000 $ 21,000
Saratoga, New York 1 $ 125,000 $ 125,000 $ 64,000
Washington, New York 1 $ 75,000 $ 75,000 $ 14,000
Westchester, New York 1 $ 445,000 $ 445,000 $ 45,000
Camden, North Carolina 1 $ 115,000 $ 115,000 $ 26,000
Davidson, North Carolina 1 $ 75,000 $ 75,000 $ 32,000
Durham, North Carolina 1 $ 175,000 $ 175,000 $ 37,000
Macon, North Carolina 1 $ 65,000 $ 65,000 $ 26,000
McDowell, North Carolina 1 $ 135,000 $ 135,000 $ 24,000
Mitchell, North Carolina 1 $ 75,000 $ 75,000 $ 26,000
Union, North Carolina 1 $ 205,000 $ 205,000 $ 85,000
Bottineau, North Dakota 1 $ 255,000 $ 255,000 $ 39,000
Geauga, Ohio 1 $ 205,000 $ 205,000 $ 35,000
Hamilton, Ohio 1 $ 75,000 $ 75,000 $ 30,000
Medina, Ohio 1 $ 145,000 $ 145,000 $ 76,000
Montgomery, Ohio 1 $ 105,000 $ 105,000 $ 26,000
Ottawa, Ohio 1 $ 125,000 $ 125,000 $ 33,000
Scioto, Ohio 1 $ 65,000 $ 65,000 $ 19,000
Stark, Ohio 1 $ 425,000 $ 425,000 $ 39,000
Choctaw, Oklahoma 1 $ 125,000 $ 125,000 $ 24,000
Custer, Oklahoma 1 $ 75,000 $ 75,000 $ 30,000
Wagoner, Oklahoma 1 $ 125,000 $ 125,000 $ 49,000
Douglas, Oregon 1 $ 205,000 $ 205,000 $ 34,000
Linn, Oregon 1 $ 135,000 $ 135,000 $ 14,000
Multnomah, Oregon 1 $ 385,000 $ 385,000 $ 29,000
Allegheny, Pennsylvania 1 $ 225,000 $ 225,000 $ 35,000
Berks, Pennsylvania 1 $ 75,000 $ 75,000 $ 23,000
Bucks, Pennsylvania 1 $ 125,000 $ 125,000 $ 22,000
Lehigh, Pennsylvania 1 $ 75,000 $ 75,000 $ 17,000
Snyder, Pennsylvania 1 $ 105,000 $ 105,000 $ 19,000
Westmoreland, Pennsylvania 1 $ 125,000 $ 125,000 $ 22,000
Wyoming, Pennsylvania 1 $ 85,000 $ 85,000 $ 25,000
Berkeley, South Carolina 1 $ 95,000 $ 95,000 $ 39,000
Darlington, South Carolina 1 $ 35,000 $ 35,000 $ 16,000
Dorchester, South Carolina 1 $ 185,000 $ 185,000 $ 25,000
Greenville, South Carolina 1 $ 85,000 $ 85,000 $ 29,000
Kershaw, South Carolina 1 $ 385,000 $ 385,000 $ 50,000
Orangeburg, South Carolina 1 $ 75,000 $ 75,000 $ 26,000
Pickens, South Carolina 1 $ 105,000 $ 105,000 $ 16,000
Richland, South Carolina 1 $ 95,000 $ 95,000 $ 18,000
Cumberland, Tennessee 1 $ 55,000 $ 55,000 $ 47,000
Davidson, Tennessee 1 $ 145,000 $ 145,000 $ 17,000
Jefferson, Tennessee 1 $ 225,000 $ 225,000 $ 26,000
Maury, Tennessee 1 $ 175,000 $ 175,000 $ 27,000
Wilson, Tennessee 1 $ 195,000 $ 195,000 $ 33,000
Atascosa, Texas 1 $ 85,000 $ 85,000 $ 126,000
Bastrop, Texas 1 $ 255,000 $ 255,000 $ 23,000
Bowie, Texas 1 $ 65,000 $ 65,000 $ 70,000
Brown, Texas 1 $ 75,000 $ 75,000 $ 32,000
Cherokee, Texas 1 $ 95,000 $ 95,000 $ 16,000
Colorado, Texas 1 $ 105,000 $ 105,000 $ 98,000
Ellis, Texas 1 $ 125,000 $ 125,000 $ 25,000
Fannin, Texas 1 $ 115,000 $ 115,000 $ 42,000
Grayson, Texas 1 $ 75,000 $ 75,000 $ 31,000
Gregg, Texas 1 $ 65,000 $ 65,000 $ 41,000
Hood, Texas 1 $ 145,000 $ 145,000 $ 36,000
Kaufman, Texas 1 $ 45,000 $ 45,000 $ 28,000
Kerr, Texas 1 $ 145,000 $ 145,000 $ 39,000
Lubbock, Texas 1 $ 125,000 $ 125,000 $ 31,000
McLennan, Texas 1 $ 235,000 $ 235,000 $ 30,000
Navarro, Texas 1 $ 75,000 $ 75,000 $ 16,000
Nueces, Texas 1 $ 445,000 $ 445,000 $ 243,000
Parker, Texas 1 $ 175,000 $ 175,000 $ 25,000
Rockwall, Texas 1 $ 155,000 $ 155,000 $ 38,000
San Jacinto, Texas 1 $ 45,000 $ 45,000 $ 36,000
Tom Green, Texas 1 $ 105,000 $ 105,000 $ 36,000
Wilson, Texas 1 $ 215,000 $ 215,000 $ 79,000
Davis, Utah 1 $ 285,000 $ 285,000 $ 39,000
Tooele, Utah 1 $ 145,000 $ 145,000 $ 12,000
Washington, Utah 1 $ 215,000 $ 215,000 $ 43,000
Alexandria, Virginia 1 $ 305,000 $ 305,000 $ 29,000
Fauquier, Virginia 1 $ 275,000 $ 275,000 $ 30,000
Frederick, Virginia 1 $ 95,000 $ 95,000 $ 17,000
Hampton, Virginia 1 $ 95,000 $ 95,000 $ 46,000
New Kent, Virginia 1 $ 135,000 $ 135,000 $ 49,000
Richmond City, Virginia 1 $ 75,000 $ 75,000 $ 14,000
Roanoke City, Virginia 1 $ 55,000 $ 55,000 $ 37,000
Winchester, Virginia 1 $ 165,000 $ 165,000 $ 41,000
Cowlitz, Washington 1 $ 125,000 $ 125,000 $ 50,000
Grays Harbor, Washington 1 $ 65,000 $ 65,000 $ 9,000
Lewis, Washington 1 $ 135,000 $ 135,000 $ 50,000
Mason, Washington 1 $ 115,000 $ 115,000 $ 21,000
San Juan, Washington 1 $ 345,000 $ 345,000 $ 61,000
Skagit, Washington 1 $ 325,000 $ 325,000 $ 31,000
Outagamie, Wisconsin 1 $ 145,000 $ 145,000 $ 34,000
Laramie, Wyoming 1 $ 275,000 $ 275,000 $ 71,000
Sheridan, Wyoming 1 $ 145,000 $ 145,000 $ 30,000

Mortgage Loan Application Detail Totals for One Reverse Mortgage, LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 538 $160,320,000 $297,000 $1,675,000 $33,000 $198,000
Refinancing 193 $70,125,000 $363,000 $3,775,000 $45,000 $340,000
Other Purpose 143 $28,845,000 $201,000 $1,365,000 $29,000 $128,000
Home Improvement 12 $2,200,000 $183,000 $495,000 $28,000 $109,000
Home Purchase 5 $945,000 $189,000 $225,000 $29,000 $44,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 600 $176,320,000 $293,000 $3,775,000 $36,000 $340,000
Not Provided 120 $39,990,000 $333,000 $1,315,000 $34,000 $225,000
Black or African American 75 $17,465,000 $232,000 $935,000 $32,000 $95,000
Hispanic 63 $15,565,000 $247,000 $525,000 $30,000 $91,000
Asian 21 $10,245,000 $487,000 $1,105,000 $37,000 $146,000
American Indian or Alaskan Native 4 $290,000 $72,000 $85,000 $29,000 $35,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 768 $171,710,000 $223,000 $1,105,000 $31,000 $198,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 123 $90,725,000 $737,000 $3,775,000 $61,000 $340,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 486 $140,420,000 $288,000 $2,645,000 $33,000 $214,000
Application Denied By Financial Institution 353 $104,305,000 $295,000 $3,015,000 $36,000 $340,000
Application Withdrawn By Applicant 33 $12,155,000 $368,000 $3,775,000 $39,000 $232,000
Application Approved But Not Accepted 19 $5,555,000 $292,000 $1,315,000 $46,000 $225,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 538 $158,130,000 $293,000 $3,775,000 $34,000 $232,000
Collateral 135 $32,615,000 $241,000 $1,215,000 $33,000 $154,000
Unverifiable Information 63 $17,585,000 $279,000 $955,000 $34,000 $243,000
Other 49 $24,445,000 $498,000 $1,905,000 $58,000 $340,000
Credit Application Incomplete 42 $13,640,000 $324,000 $3,015,000 $33,000 $98,000
Insufficient Cash (Downpayment, Closing Cost) 25 $5,605,000 $224,000 $825,000 $34,000 $68,000
Credit History 20 $3,690,000 $184,000 $655,000 $34,000 $56,000
Debt-To-Income Ratio 19 $6,725,000 $353,000 $1,155,000 $25,000 $91,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into One Reverse Mortgage, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess One Reverse Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List