Ony Glo, Inc. Mortgage Lending & HMDA Data, 2017
In 2017, Ony Glo, Inc. of Santa Ana, CA reported 3,099 mortgage applications totaling $1.1 billion, up 8% from 2016. The average application was for $356,240, and applicants reported an average income of $122,096. 65% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (920), Riverside-San Bernardino-Ontario, CA (900) and Anaheim-Santa Ana-Irvine, CA (322) (applications in parentheses).
| Mortgage Company & Address | Ony Glo, Inc. 6 Hutton Centre Drive #1030 Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,099 |
| Total Mortgage Loan Application Amount | $1,103,989,000 |
| Average Mortgage Loan Application Amount | $356,240 |
| Highest Mortgage Loan Application Amount | $2,268,000 |
| Average Applicant Income | $122,096 |
| Highest Applicant Income | $2,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ony Glo, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 920 | $ 385,253,000 | $ 418,753 | $ 130,000 |
| Riverside-San Bernardino-Ontario, CA | 900 | $ 217,545,000 | $ 241,716 | $ 85,000 |
| Anaheim-Santa Ana-Irvine, CA | 322 | $ 135,617,000 | $ 421,170 | $ 147,000 |
| San Diego-Carlsbad, CA | 218 | $ 83,714,000 | $ 384,009 | $ 137,000 |
| Oakland-Hayward-Berkeley, CA | 158 | $ 65,992,000 | $ 417,670 | $ 163,000 |
| Salinas, CA | 107 | $ 40,887,000 | $ 382,121 | $ 101,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 102 | $ 45,152,000 | $ 442,666 | $ 159,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 68 | $ 22,079,000 | $ 324,691 | $ 143,000 |
| San Francisco-Redwood City-South San Francisco, CA | 50 | $ 26,099,000 | $ 521,980 | $ 200,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 33 | $ 13,742,000 | $ 416,424 | $ 241,000 |
| Phoenix-Mesa-Scottsdale, AZ | 33 | $ 10,387,000 | $ 314,757 | $ 148,000 |
| Bakersfield, CA | 25 | $ 6,183,000 | $ 247,320 | $ 94,000 |
| Fresno, CA | 21 | $ 5,246,000 | $ 249,809 | $ 95,000 |
| Seattle-Bellevue-Everett, WA | 14 | $ 5,080,000 | $ 362,857 | $ 131,000 |
| Stockton-Lodi, CA | 14 | $ 3,954,000 | $ 282,428 | $ 88,000 |
| San Rafael, CA | 10 | $ 4,580,000 | $ 458,000 | $ 147,000 |
| Merced, CA | 9 | $ 2,161,000 | $ 240,111 | $ 111,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 3,726,000 | $ 465,750 | $ 142,000 |
| Santa Rosa, CA | 8 | $ 3,237,000 | $ 404,625 | $ 126,000 |
| Hanford-Corcoran, CA | 7 | $ 1,261,000 | $ 180,142 | $ 53,000 |
| Chico, CA | 5 | $ 1,398,000 | $ 279,600 | $ 111,000 |
| Vallejo-Fairfield, CA | 5 | $ 1,702,000 | $ 340,400 | $ 97,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 690,000 | $ 172,500 | $ 73,000 |
| Modesto, CA | 4 | $ 711,000 | $ 177,750 | $ 48,000 |
| Napa, CA | 4 | $ 1,676,000 | $ 419,000 | $ 223,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,248,000 | $ 416,000 | $ 118,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,800,000 | $ 600,000 | $ 172,000 |
| Tacoma-Lakewood, WA | 3 | $ 1,122,000 | $ 374,000 | $ 162,000 |
| Visalia-Porterville, CA | 3 | $ 737,000 | $ 245,666 | $ 148,000 |
| Dallas-Plano-Irving, TX | 2 | $ 468,000 | $ 234,000 | $ 247,000 |
| Houston-The Woodlands-Sugar Land, TX | 2 | $ 606,000 | $ 303,000 | $ 134,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 688,000 | $ 344,000 | $ 173,000 |
| Sherman-Denison, TX | 2 | $ 254,000 | $ 127,000 | $ 38,000 |
| Tucson, AZ | 2 | $ 698,000 | $ 349,000 | $ 96,000 |
| Austin-Round Rock, TX | 1 | $ 322,000 | $ 322,000 | $ 110,000 |
| Bellingham, WA | 1 | $ 403,000 | $ 403,000 | $ 153,000 |
| El Centro, CA | 1 | $ 188,000 | $ 188,000 | $ 65,000 |
| Kennewick-Richland, WA | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Laredo, TX | 1 | $ 176,000 | $ 176,000 | $ 43,000 |
| Olympia-Tumwater, WA | 1 | $ 224,000 | $ 224,000 | $ 30,000 |
| Redding, CA | 1 | $ 372,000 | $ 372,000 | $ 149,000 |
| Spokane-Spokane Valley, WA | 1 | $ 410,000 | $ 410,000 | $ 88,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 107,000 | $ 107,000 | $ 119,000 |
| Yuba City, CA | 1 | $ 224,000 | $ 224,000 | $ 39,000 |
| Yuma, AZ | 1 | $ 307,000 | $ 307,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Ony Glo, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,623 | $549,879,000 | $338,000 | $2,070,000 | $114,000 | $2,400,000 |
| Refinancing | 1,476 | $554,110,000 | $375,000 | $2,268,000 | $131,000 | $1,082,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,015 | $291,177,000 | $286,000 | $717,000 | $84,000 | $632,000 |
| Asian | 974 | $411,445,000 | $422,000 | $2,000,000 | $151,000 | $1,960,000 |
| White | 604 | $234,090,000 | $387,000 | $2,268,000 | $141,000 | $1,082,000 |
| Not Provided | 380 | $127,505,000 | $335,000 | $1,350,000 | $121,000 | $847,000 |
| Black or African American | 91 | $25,705,000 | $282,000 | $569,000 | $115,000 | $2,400,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $10,863,000 | $417,000 | $710,000 | $146,000 | $551,000 |
| American Indian or Alaskan Native | 5 | $1,900,000 | $380,000 | $522,000 | $136,000 | $190,000 |
| Not applicable | 4 | $1,304,000 | $326,000 | $424,000 | $144,000 | $310,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,272 | $828,333,000 | $364,000 | $2,268,000 | $136,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 732 | $239,584,000 | $327,000 | $749,000 | $83,000 | $241,000 |
| VA-guaranteed (Veterans Administration) | 95 | $36,072,000 | $379,000 | $1,350,000 | $93,000 | $394,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,029 | $732,888,000 | $361,000 | $2,268,000 | $126,000 | $1,960,000 |
| Application Withdrawn By Applicant | 501 | $174,539,000 | $348,000 | $2,070,000 | $120,000 | $2,400,000 |
| Application Approved But Not Accepted | 292 | $106,335,000 | $364,000 | $1,328,000 | $121,000 | $1,422,000 |
| File Closed For Incompleteness | 227 | $70,382,000 | $310,000 | $1,000,000 | $97,000 | $1,337,000 |
| Application Denied By Financial Institution | 50 | $19,845,000 | $396,000 | $1,705,000 | $117,000 | $790,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $1,880,000 | $235,000 | $340,000 | $85,000 | $182,000 |
| Other | 8 | $3,323,000 | $415,000 | $1,040,000 | $108,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,123,000 | $303,000 | $515,000 | $63,000 | $135,000 |
| Debt-To-Income Ratio | 7 | $4,110,000 | $587,000 | $1,705,000 | $137,000 | $377,000 |
| Employment History | 5 | $1,723,000 | $344,000 | $548,000 | $106,000 | $151,000 |
| Collateral | 5 | $2,847,000 | $569,000 | $1,520,000 | $316,000 | $790,000 |
| Credit Application Incomplete | 3 | $934,000 | $311,000 | $359,000 | $71,000 | $91,000 |
| Unverifiable Information | 3 | $1,136,000 | $378,000 | $569,000 | $81,000 | $138,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ony Glo, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ony Glo, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About