2 mortgage lenders are based in Panama City Beach, FL, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Bay County, FL in 2025.
In 2025, 433 lenders made 6,006 home loans worth $1.9 billion in Bay County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Bay County, which includes Panama City Beach.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | DHI Mortgage Company, Ltd. Austin, TX | 532 | $171.2M | $322,000 | 8.9% |
| 2 | United Wholesale Mortgage Plymouth, MI | 416 | $134.3M | $323,000 | 6.9% |
| 3 | Tyndall Federal Credit Union Panama City, FL | 322 | $44.9M | $140,000 | 5.4% |
| 4 | Trustmark Bank Jackson, MS | 233 | $52.8M | $227,000 | 3.9% |
| 5 | Regions Bank Birmingham, AL | 169 | $39.0M | $231,000 | 2.8% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 166 | $53.6M | $323,000 | 2.8% |
| 7 | Acrisure Mortgage, LLC Orlando, FL | 139 | $50.3M | $362,000 | 2.3% |
| 8 | Mortgage Research Center Columbia, MO | 138 | $50.1M | $363,000 | 2.3% |
| 9 | Navy Federal Credit Union Vienna, VA | 135 | $32.3M | $239,000 | 2.2% |
| 10 | Centennial Bank Arkansas, AR | 99 | $30.4M | $307,000 | 1.6% |
See every lender in Bay County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Coastal Community Bank
12141 PANAMA CITY BEACH PARKWAY PANAMA CITY BEACH, FL 32407 |
* | 1,596 | $274,789,000 |
| Vision Bank
16901 PANAMA CITY BEACH PARKWAY PANAMA CITY BEACH, FL 32413 |
* | 4,082 | $906,449,000 |
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