Mortgage Lenders in Panama City, FL
10 mortgage lenders are based in Panama City, FL, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Bay County, FL in 2025.
Most active mortgage lenders in Bay County, FL (2025)
In 2025, 433 lenders made 6,006 home loans worth $1.9 billion in Bay County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Bay County, which includes Panama City.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | DHI Mortgage Company, Ltd. Austin, TX | 532 | $171.2M | $322,000 | 8.9% |
| 2 | United Wholesale Mortgage Plymouth, MI | 416 | $134.3M | $323,000 | 6.9% |
| 3 | Tyndall Federal Credit Union Panama City, FL | 322 | $44.9M | $140,000 | 5.4% |
| 4 | Trustmark Bank Jackson, MS | 233 | $52.8M | $227,000 | 3.9% |
| 5 | Regions Bank Birmingham, AL | 169 | $39.0M | $231,000 | 2.8% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 166 | $53.6M | $323,000 | 2.8% |
| 7 | Acrisure Mortgage, LLC Orlando, FL | 139 | $50.3M | $362,000 | 2.3% |
| 8 | Mortgage Research Center Columbia, MO | 138 | $50.1M | $363,000 | 2.3% |
| 9 | Navy Federal Credit Union Vienna, VA | 135 | $32.3M | $239,000 | 2.2% |
| 10 | Centennial Bank Arkansas, AR | 99 | $30.4M | $307,000 | 1.6% |
See every lender in Bay County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Panama City, FL
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Bay Bank & Trust Co.
P. O. BOX 59350 PANAMA CITY, FL 32412 |
* | 1,228 | $191,102,000 |
| Bay Credit Union
601 HWY 231 PANAMA CITY, FL 32405 |
* | 583 | $70,904,000 |
| First National Bank Nw Fl
101 E 23RD STREET PANAMA CITY, FL 32405 |
* | 286 | $61,634,000 |
| Innovations Financial Credit Union
910 THOMAS DRIVE PANAMA CITY, FL 32408 |
* | 2,596 | $413,789,000 |
| Panhandle Credit Union
2718 MARTIN LUTHER KING JR BLVD PANAMA CITY, FL 32405 |
* | 231 | $46,965,000 |
| Panhandle Educators Federal Credit Union
2718 MLK JR. BLVD. PANAMA CITY, FL 32405 |
* | 869 | $80,737,000 |
| Peoples First Community Bank
1022 W 23RD STREET PANAMA CITY, FL 32405 |
* | 22,372 | $3,951,273,000 |
| Summit Bank, National Association
PO BOX 15428 PANAMA CITY, FL 32406 |
* | 364 | $140,794,000 |
| Tyndall Federal Credit Union
3109 MINNESOTA AVE PANAMA CITY, FL 32405 |
* | 37,819 | $4,624,319,000 |
| Vision Bank, FSB
2200 STANFORD ROAD PANAMA CITY, FL 32405 |
* | 29 | $10,782,000 |
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About