Park Lane Finance Solutionsllc Mortgage Lending & HMDA Data, 2024
In 2024, Park Lane Finance Solutionsllc of Charlottesville, VA reported 1,223 mortgage applications totaling $82.6 million, down 9% from 2023. The average application was for $67,502, and applicants reported an average income of $67,000. 15% of its applications resulted in an originated loan and 43% were denied. Its largest markets were Cincinnati, OH-KY-IN (228), Louisville/Jefferson County, KY-IN (165) and Atlanta-Sandy Springs-Roswell, GA (88) (applications in parentheses).
| Mortgage Company & Address | Park Lane Finance Solutionsllc 1228 Cedars Ct Ste 201 Charlottesville, VA 22903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,223 |
| Total Mortgage Loan Application Amount | $82,555,000 |
| Average Mortgage Loan Application Amount | $67,502 |
| Highest Mortgage Loan Application Amount | $235,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $428,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Park Lane Finance Solutionsllc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone, Kentucky | 119 | $ 8,735,000 | $ 73,403 | $ 71,000 |
| Henry, Georgia | 87 | $ 7,515,000 | $ 86,379 | $ 65,000 |
| Jefferson, Kentucky | 75 | $ 4,025,000 | $ 53,666 | $ 57,000 |
| Vanderburgh, Indiana | 58 | $ 3,610,000 | $ 62,241 | $ 61,000 |
| Bullitt, Kentucky | 47 | $ 2,635,000 | $ 56,063 | $ 55,000 |
| Lake, Florida | 35 | $ 3,485,000 | $ 99,571 | $ 79,000 |
| Johnston, North Carolina | 30 | $ 2,000,000 | $ 66,666 | $ 62,000 |
| Scott, Indiana | 28 | $ 1,470,000 | $ 52,500 | $ 60,000 |
| Madison, Kentucky | 28 | $ 1,840,000 | $ 65,714 | $ 73,000 |
| Clark, Indiana | 27 | $ 1,595,000 | $ 59,074 | $ 60,000 |
| Indian River, Florida | 25 | $ 2,835,000 | $ 113,400 | $ 73,000 |
| Hamilton, Ohio | 25 | $ 1,615,000 | $ 64,600 | $ 71,000 |
| Kenton, Kentucky | 24 | $ 1,160,000 | $ 48,333 | $ 57,000 |
| Alamance, North Carolina | 24 | $ 1,760,000 | $ 73,333 | $ 61,000 |
| McCracken, Kentucky | 23 | $ 1,295,000 | $ 56,304 | $ 53,000 |
| Saline, Arkansas | 20 | $ 1,510,000 | $ 75,500 | $ 71,000 |
| Carroll, Kentucky | 19 | $ 1,295,000 | $ 68,157 | $ 64,000 |
| Faulkner, Arkansas | 18 | $ 1,230,000 | $ 68,333 | $ 78,000 |
| Scott, Kentucky | 17 | $ 1,315,000 | $ 77,352 | $ 61,000 |
| Grant, Kentucky | 16 | $ 1,000,000 | $ 62,500 | $ 69,000 |
| Hardin, Kentucky | 16 | $ 1,020,000 | $ 63,750 | $ 68,000 |
| Warrick, Indiana | 15 | $ 905,000 | $ 60,333 | $ 62,000 |
| Clermont, Ohio | 15 | $ 735,000 | $ 49,000 | $ 60,000 |
| Madison, Indiana | 14 | $ 820,000 | $ 58,571 | $ 64,000 |
| Washington, Maryland | 14 | $ 1,250,000 | $ 89,285 | $ 68,000 |
| Rockingham, North Carolina | 14 | $ 650,000 | $ 46,428 | $ 60,000 |
| Butler, Ohio | 14 | $ 930,000 | $ 66,428 | $ 80,000 |
| Howard, Indiana | 12 | $ 730,000 | $ 60,833 | $ 57,000 |
| Marion, Indiana | 11 | $ 785,000 | $ 71,363 | $ 63,000 |
| Morgan, Indiana | 11 | $ 595,000 | $ 54,090 | $ 64,000 |
| Gates, North Carolina | 11 | $ 595,000 | $ 54,090 | $ 54,000 |
| Augusta, Virginia | 10 | $ 1,080,000 | $ 108,000 | $ 90,000 |
| DeKalb, Indiana | 9 | $ 435,000 | $ 48,333 | $ 60,000 |
| Gallatin, Kentucky | 9 | $ 685,000 | $ 76,111 | $ 69,000 |
| Oldham, Kentucky | 9 | $ 605,000 | $ 67,222 | $ 62,000 |
| Taylor, Kentucky | 9 | $ 675,000 | $ 75,000 | $ 71,000 |
| Huntington, Indiana | 8 | $ 230,000 | $ 28,750 | $ 57,000 |
| Ashland, Ohio | 8 | $ 340,000 | $ 42,500 | $ 55,000 |
| Spartanburg, South Carolina | 8 | $ 520,000 | $ 65,000 | $ 74,000 |
| Spotsylvania, Virginia | 8 | $ 700,000 | $ 87,500 | $ 101,000 |
| Hillsborough, Florida | 7 | $ 625,000 | $ 89,285 | $ 109,000 |
| Delaware, Indiana | 7 | $ 515,000 | $ 73,571 | $ 80,000 |
| Harrison, Indiana | 7 | $ 245,000 | $ 35,000 | $ 54,000 |
| Fayette, Kentucky | 7 | $ 395,000 | $ 56,428 | $ 60,000 |
| Simpson, Kentucky | 7 | $ 325,000 | $ 46,428 | $ 45,000 |
| Buncombe, North Carolina | 7 | $ 335,000 | $ 47,857 | $ 64,000 |
| Onslow, North Carolina | 7 | $ 525,000 | $ 75,000 | $ 66,000 |
| Newport News, Virginia | 7 | $ 455,000 | $ 65,000 | $ 70,000 |
| Bartholomew, Indiana | 6 | $ 400,000 | $ 66,666 | $ 61,000 |
| Daviess, Kentucky | 6 | $ 420,000 | $ 70,000 | $ 57,000 |
| Knox, Ohio | 6 | $ 290,000 | $ 48,333 | $ 70,000 |
| Pulaski, Arkansas | 5 | $ 105,000 | $ 21,000 | $ 51,000 |
| Palm Beach, Florida | 5 | $ 335,000 | $ 67,000 | $ 94,000 |
| Pasco, Florida | 5 | $ 235,000 | $ 47,000 | $ 87,000 |
| Volusia, Florida | 5 | $ 365,000 | $ 73,000 | $ 65,000 |
| Boyle, Kentucky | 5 | $ 355,000 | $ 71,000 | $ 61,000 |
| Frederick, Virginia | 5 | $ 305,000 | $ 61,000 | $ 71,000 |
| James City, Virginia | 5 | $ 265,000 | $ 53,000 | $ 60,000 |
| Orange, Florida | 4 | $ 300,000 | $ 75,000 | $ 93,000 |
| Caldwell, North Carolina | 4 | $ 270,000 | $ 67,500 | $ 66,000 |
| Forsyth, North Carolina | 4 | $ 270,000 | $ 67,500 | $ 30,000 |
| Gaston, North Carolina | 4 | $ 280,000 | $ 70,000 | $ 52,000 |
| Pitt, North Carolina | 4 | $ 340,000 | $ 85,000 | $ 126,000 |
| Montgomery, Ohio | 4 | $ 150,000 | $ 37,500 | $ 103,000 |
| Horry, South Carolina | 4 | $ 590,000 | $ 147,500 | $ 70,000 |
| Isle of Wight, Virginia | 4 | $ 310,000 | $ 77,500 | $ 91,000 |
| White, Arkansas | 3 | $ 215,000 | $ 71,666 | $ 48,000 |
| Broward, Florida | 3 | $ 425,000 | $ 141,666 | $ 130,000 |
| Martin, Florida | 3 | $ 375,000 | $ 125,000 | $ 114,000 |
| Polk, Florida | 3 | $ 255,000 | $ 85,000 | $ 68,000 |
| Henry, Indiana | 3 | $ 175,000 | $ 58,333 | $ 68,000 |
| Story, Iowa | 3 | $ 95,000 | $ 31,666 | $ 70,000 |
| Campbell, Kentucky | 3 | $ 155,000 | $ 51,666 | $ 74,000 |
| Warren, Kentucky | 3 | $ 55,000 | $ 18,333 | $ 45,000 |
| Anne Arundel, Maryland | 3 | $ 315,000 | $ 105,000 | $ 82,000 |
| Baltimore, Maryland | 3 | $ 195,000 | $ 65,000 | $ 71,000 |
| Craven, North Carolina | 3 | $ 115,000 | $ 38,333 | $ 55,000 |
| Henderson, North Carolina | 3 | $ 225,000 | $ 75,000 | $ 48,000 |
| Wood, Ohio | 3 | $ 85,000 | $ 28,333 | $ 67,000 |
| Fairfax, Virginia | 3 | $ 325,000 | $ 108,333 | $ 75,000 |
| Middlesex, Virginia | 3 | $ 225,000 | $ 75,000 | $ 240,000 |
| Lee, Florida | 2 | $ 230,000 | $ 115,000 | $ 174,000 |
| Osceola, Florida | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Pinellas, Florida | 2 | $ 220,000 | $ 110,000 | $ 130,000 |
| Sarasota, Florida | 2 | $ 190,000 | $ 95,000 | $ 91,000 |
| Walker, Georgia | 2 | $ 140,000 | $ 70,000 | $ 75,000 |
| Clinton, Indiana | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Daviess, Indiana | 2 | $ 30,000 | $ 15,000 | $ 25,000 |
| Grant, Indiana | 2 | $ 80,000 | $ 40,000 | $ 86,000 |
| Linn, Iowa | 2 | $ 80,000 | $ 40,000 | $ 39,000 |
| Calloway, Kentucky | 2 | $ 90,000 | $ 45,000 | $ 46,000 |
| Howard, Maryland | 2 | $ 220,000 | $ 110,000 | $ 93,000 |
| Prince George's, Maryland | 2 | $ 170,000 | $ 85,000 | $ 90,000 |
| Bay, Michigan | 2 | $ 30,000 | $ 15,000 | $ 50,000 |
| Carteret, North Carolina | 2 | $ 160,000 | $ 80,000 | $ 81,000 |
| Brown, Ohio | 2 | $ 60,000 | $ 30,000 | $ 47,000 |
| Wayne, Ohio | 2 | $ 30,000 | $ 15,000 | $ 29,000 |
| Caroline, Virginia | 2 | $ 160,000 | $ 80,000 | $ 50,000 |
| Bay, Florida | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Brevard, Florida | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Flagler, Florida | 1 | $ 45,000 | $ 45,000 | $ 121,000 |
| Clayton, Georgia | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Cobb, Georgia | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Dougherty, Georgia | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Paulding, Georgia | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Allen, Indiana | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Dearborn, Indiana | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Hendricks, Indiana | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Knox, Indiana | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| LaGrange, Indiana | 1 | $ 35,000 | $ 35,000 | $ 139,000 |
| Lake, Indiana | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Putnam, Indiana | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Shelby, Indiana | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Whitley, Indiana | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Jessamine, Kentucky | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Jackson, Michigan | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Kent, Michigan | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Livingston, Michigan | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Wayne, Michigan | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Beaufort, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Cumberland, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Auglaize, Ohio | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Crawford, Ohio | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Greene, Ohio | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Huron, Ohio | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Trumbull, Ohio | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Laurens, South Carolina | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Campbell, Virginia | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Chesterfield, Virginia | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Poquoson, Virginia | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Stafford, Virginia | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Park Lane Finance Solutionsllc in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,223 | $82,555,000 | $67,000 | $235,000 | $67,000 | $428,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 748 | $47,240,000 | $63,000 | $165,000 | $66,000 | $288,000 |
| Hispanic | 248 | $18,110,000 | $73,000 | $155,000 | $70,000 | $428,000 |
| Black or African American | 126 | $9,410,000 | $74,000 | $145,000 | $62,000 | $191,000 |
| Not Provided | 78 | $6,390,000 | $81,000 | $235,000 | $71,000 | $195,000 |
| American Indian or Alaskan Native | 12 | $740,000 | $61,000 | $95,000 | $67,000 | $108,000 |
| Asian | 7 | $375,000 | $53,000 | $85,000 | $77,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $290,000 | $72,000 | $75,000 | $53,000 | $71,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,223 | $82,555,000 | $67,000 | $235,000 | $67,000 | $428,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 526 | $38,340,000 | $72,000 | $235,000 | $63,000 | $307,000 |
| Application Withdrawn By Applicant | 408 | $26,930,000 | $66,000 | $165,000 | $69,000 | $288,000 |
| Loan Originated | 182 | $10,530,000 | $57,000 | $145,000 | $71,000 | $428,000 |
| Application Approved But Not Accepted | 106 | $6,670,000 | $62,000 | $145,000 | $69,000 | $152,000 |
| File Closed For Incompleteness | 1 | $85,000 | $85,000 | $85,000 | $47,000 | $47,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 697 | $44,215,000 | $63,000 | $165,000 | $70,000 | $428,000 |
| Debt-To-Income Ratio | 276 | $21,590,000 | $78,000 | $235,000 | $52,000 | $126,000 |
| Credit History | 211 | $14,225,000 | $67,000 | $155,000 | $76,000 | $307,000 |
| Other | 22 | $1,360,000 | $61,000 | $155,000 | $67,000 | $120,000 |
| Unverifiable Information | 5 | $445,000 | $89,000 | $145,000 | $66,000 | $143,000 |
| Collateral | 5 | $295,000 | $59,000 | $155,000 | $108,000 | $195,000 |
| Employment History | 4 | $260,000 | $65,000 | $85,000 | $44,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $165,000 | $55,000 | $65,000 | $85,000 | $160,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Park Lane Finance Solutionsllc's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Park Lane Finance Solutionsllc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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