Park View Savings Bank Mortgage Lending & HMDA Data, 2012
In 2012, Park View Savings Bank of Solon, OH reported 3,478 mortgage applications totaling $603.6 million, up 66% from 2011. The average application was for $173,541, and applicants reported an average income of $110,202. 78% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Cleveland-Elyria-Mentor, OH (2,541), Akron, OH (681) and Columbus, OH (29) (applications in parentheses).
| Mortgage Company & Address | Park View Savings Bank 30000 Aurora Road Solon, OH 44139 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 3,478 |
| Total Mortgage Loan Application Amount | $603,576,000 |
| Average Mortgage Loan Application Amount | $173,541 |
| Highest Mortgage Loan Application Amount | $3,600,000 |
| Average Applicant Income | $110,202 |
| Highest Applicant Income | $2,073,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Park View Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga, Ohio | 1,355 | $ 231,951,000 | $ 171,181 | $ 116,000 |
| Summit, Ohio | 486 | $ 84,003,000 | $ 172,845 | $ 97,000 |
| Geauga, Ohio | 371 | $ 67,520,000 | $ 181,994 | $ 107,000 |
| Medina, Ohio | 353 | $ 58,025,000 | $ 164,376 | $ 88,000 |
| Lake, Ohio | 311 | $ 53,370,000 | $ 171,607 | $ 95,000 |
| Portage, Ohio | 195 | $ 32,920,000 | $ 168,820 | $ 96,000 |
| Lorain, Ohio | 151 | $ 27,892,000 | $ 184,715 | $ 101,000 |
| Ashtabula, Ohio | 20 | $ 2,995,000 | $ 149,750 | $ 90,000 |
| Ottawa, Ohio | 20 | $ 3,508,000 | $ 175,400 | $ 155,000 |
| Stark, Ohio | 19 | $ 2,574,000 | $ 135,473 | $ 119,000 |
| Franklin, Ohio | 17 | $ 2,892,000 | $ 170,117 | $ 106,000 |
| Mahoning, Ohio | 14 | $ 2,186,000 | $ 156,142 | $ 67,000 |
| Erie, Ohio | 13 | $ 2,615,000 | $ 201,153 | $ 275,000 |
| Lee, Florida | 10 | $ 1,685,000 | $ 168,500 | $ 179,000 |
| Trumbull, Ohio | 10 | $ 1,366,000 | $ 136,600 | $ 190,000 |
| Lucas, Ohio | 8 | $ 1,995,000 | $ 249,375 | $ 571,000 |
| Wayne, Ohio | 8 | $ 811,000 | $ 101,375 | $ 60,000 |
| Carroll, Ohio | 5 | $ 959,000 | $ 191,800 | $ 117,000 |
| Charleston, South Carolina | 5 | $ 1,305,000 | $ 261,000 | $ 227,000 |
| Orange, Florida | 4 | $ 1,685,000 | $ 421,250 | $ 1,026,000 |
| Chautauqua, New York | 4 | $ 478,000 | $ 119,500 | $ 183,000 |
| Ashland, Ohio | 4 | $ 525,000 | $ 131,250 | $ 52,000 |
| Clermont, Ohio | 4 | $ 895,000 | $ 223,750 | $ 121,000 |
| Columbiana, Ohio | 4 | $ 387,000 | $ 96,750 | $ 69,000 |
| Tuscarawas, Ohio | 4 | $ 591,000 | $ 147,750 | $ 268,000 |
| Collier, Florida | 3 | $ 898,000 | $ 299,333 | $ 554,000 |
| Monroe, Florida | 3 | $ 769,000 | $ 256,333 | $ 94,000 |
| Delaware, Ohio | 3 | $ 596,000 | $ 198,666 | $ 114,000 |
| Fairfield, Ohio | 3 | $ 784,000 | $ 261,333 | $ 118,000 |
| Hamilton, Ohio | 3 | $ 758,000 | $ 252,666 | $ 264,000 |
| Union, Ohio | 3 | $ 747,000 | $ 249,000 | $ 106,000 |
| Pinellas, Florida | 2 | $ 661,000 | $ 330,500 | $ 273,000 |
| Sarasota, Florida | 2 | $ 408,000 | $ 204,000 | $ 69,000 |
| Sumter, Florida | 2 | $ 245,000 | $ 122,500 | $ 51,000 |
| Prince George's, Maryland | 2 | $ 834,000 | $ 417,000 | $ 137,000 |
| Davie, North Carolina | 2 | $ 489,000 | $ 244,500 | $ 218,000 |
| Butler, Ohio | 2 | $ 386,000 | $ 193,000 | $ 123,000 |
| Licking, Ohio | 2 | $ 249,000 | $ 124,500 | $ 89,000 |
| Montgomery, Ohio | 2 | $ 264,000 | $ 132,000 | $ 39,000 |
| Allegheny, Pennsylvania | 2 | $ 491,000 | $ 245,500 | $ 606,000 |
| Beaufort, South Carolina | 2 | $ 646,000 | $ 323,000 | $ 228,000 |
| Maricopa, Arizona | 1 | $ 275,000 | $ 275,000 | $ 249,000 |
| San Diego, California | 1 | $ 292,000 | $ 292,000 | $ 67,000 |
| Santa Clara, California | 1 | $ 396,000 | $ 396,000 | $ 126,000 |
| Brevard, Florida | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Clay, Florida | 1 | $ 78,000 | $ 78,000 | $ 125,000 |
| Duval, Florida | 1 | $ 404,000 | $ 404,000 | $ 278,000 |
| Flagler, Florida | 1 | $ 395,000 | $ 395,000 | $ 254,000 |
| Hillsborough, Florida | 1 | $ 196,000 | $ 196,000 | $ 324,000 |
| Manatee, Florida | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Miami-Dade, Florida | 1 | $ 221,000 | $ 221,000 | $ 571,000 |
| Osceola, Florida | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Palm Beach, Florida | 1 | $ 392,000 | $ 392,000 | $ 145,000 |
| Pasco, Florida | 1 | $ 96,000 | $ 96,000 | $ 130,000 |
| Santa Rosa, Florida | 1 | $ 94,000 | $ 94,000 | $ 98,000 |
| St. Johns, Florida | 1 | $ 220,000 | $ 220,000 | $ 68,000 |
| St. Lucie, Florida | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Volusia, Florida | 1 | $ 190,000 | $ 190,000 | $ 71,000 |
| Lake, Illinois | 1 | $ 387,000 | $ 387,000 | $ 621,000 |
| Will, Illinois | 1 | $ 259,000 | $ 259,000 | $ 111,000 |
| Middlesex, Massachusetts | 1 | $ 457,000 | $ 457,000 | $ 129,000 |
| Ingham, Michigan | 1 | $ 230,000 | $ 230,000 | $ 173,000 |
| Oakland, Michigan | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
| Harrison, Mississippi | 1 | $ 147,000 | $ 147,000 | $ 133,000 |
| Taney, Missouri | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Clark, Nevada | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Ocean, New Jersey | 1 | $ 170,000 | $ 170,000 | $ 133,000 |
| Auglaize, Ohio | 1 | $ 170,000 | $ 170,000 | $ 78,000 |
| Belmont, Ohio | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Defiance, Ohio | 1 | $ 166,000 | $ 166,000 | $ 127,000 |
| Hancock, Ohio | 1 | $ 214,000 | $ 214,000 | $ 60,000 |
| Hocking, Ohio | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Huron, Ohio | 1 | $ 140,000 | $ 140,000 | $ 229,000 |
| Madison, Ohio | 1 | $ 140,000 | $ 140,000 | $ 85,000 |
| Marion, Ohio | 1 | $ 166,000 | $ 166,000 | $ 75,000 |
| Richland, Ohio | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Ross, Ohio | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Sandusky, Ohio | 1 | $ 151,000 | $ 151,000 | $ 31,000 |
| Warren, Ohio | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Wood, Ohio | 1 | $ 132,000 | $ 132,000 | $ 160,000 |
| Oklahoma, Oklahoma | 1 | $ 260,000 | $ 260,000 | $ 136,000 |
| Cumberland, Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 160,000 |
| Delaware, Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 63,000 |
| Lehigh, Pennsylvania | 1 | $ 298,000 | $ 298,000 | $ 307,000 |
| Somerset, Pennsylvania | 1 | $ 314,000 | $ 314,000 | $ 264,000 |
| Berkeley, South Carolina | 1 | $ 124,000 | $ 124,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Park View Savings Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,125 | $539,801,000 | $172,000 | $3,600,000 | $110,000 | $2,073,000 |
| Home Purchase | 353 | $63,775,000 | $180,000 | $1,200,000 | $112,000 | $692,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,228 | $547,813,000 | $169,000 | $1,040,000 | $111,000 | $2,073,000 |
| Asian | 100 | $16,804,000 | $168,000 | $412,000 | $114,000 | $492,000 |
| Black or African American | 67 | $8,804,000 | $131,000 | $358,000 | $78,000 | $329,000 |
| Not Provided | 44 | $8,617,000 | $195,000 | $417,000 | $139,000 | $638,000 |
| Hispanic | 20 | $2,894,000 | $144,000 | $400,000 | $85,000 | $202,000 |
| Not applicable | 16 | $18,104,000 | $1,131,000 | $3,600,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $540,000 | $180,000 | $264,000 | $92,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,478 | $603,576,000 | $173,000 | $3,600,000 | $110,000 | $2,073,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,720 | $471,241,000 | $173,000 | $3,600,000 | $110,000 | $2,073,000 |
| Application Withdrawn By Applicant | 525 | $92,886,000 | $176,000 | $900,000 | $115,000 | $1,942,000 |
| File Closed For Incompleteness | 120 | $21,734,000 | $181,000 | $417,000 | $117,000 | $640,000 |
| Application Denied By Financial Institution | 72 | $12,181,000 | $169,000 | $417,000 | $87,000 | $260,000 |
| Application Approved But Not Accepted | 41 | $5,534,000 | $134,000 | $368,000 | $96,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 40 | $7,350,000 | $183,000 | $417,000 | $98,000 | $260,000 |
| Credit History | 14 | $2,138,000 | $152,000 | $395,000 | $83,000 | $229,000 |
| Debt-To-Income Ratio | 10 | $1,738,000 | $173,000 | $417,000 | $77,000 | $158,000 |
| Employment History | 4 | $570,000 | $142,000 | $222,000 | $11,000 | $36,000 |
| Other | 4 | $385,000 | $96,000 | $209,000 | $83,000 | $155,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Park View Savings Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Park View Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About