Parkside Lending, LLC Mortgage Lending & HMDA Data, 2009

In 2009, Parkside Lending, LLC of San Francisco, CA reported 2,478 mortgage applications totaling $1.0 billion. The average application was for $404,089, and applicants reported an average income of $148,801. 71% of its applications resulted in an originated loan and 7% were denied. Its largest markets were San Jose-Sunnyvale-Santa Clara, CA (559), San Francisco-San Mateo-Redwood City, CA (491) and Oakland-Fremont-Hayward, CA (355) (applications in parentheses).

Mortgage Company & Address Parkside Lending, LLC
1130 Howard St.
San Francisco, CA 94103
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2007  
Total Number of Mortgage Applications 2,478
Total Mortgage Loan Application Amount $1,001,333,000
Average Mortgage Loan Application Amount $404,089
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $148,801
Highest Applicant Income $2,615,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Parkside Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Parkside Lending, LLC by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Santa Clara, California 557 $ 261,207,000 $ 468,953 $ 164,000
San Mateo, California 251 $ 107,486,000 $ 428,231 $ 142,000
Orange, California 225 $ 94,213,000 $ 418,724 $ 167,000
Alameda, California 224 $ 84,858,000 $ 378,830 $ 137,000
Los Angeles, California 222 $ 96,102,000 $ 432,891 $ 150,000
San Francisco, California 167 $ 78,410,000 $ 469,520 $ 152,000
Contra Costa, California 131 $ 50,225,000 $ 383,396 $ 163,000
Sacramento, California 79 $ 15,185,000 $ 192,215 $ 87,000
Sonoma, California 77 $ 27,855,000 $ 361,753 $ 118,000
Marin, California 73 $ 35,287,000 $ 483,383 $ 141,000
Napa, California 46 $ 20,916,000 $ 454,695 $ 137,000
San Diego, California 40 $ 14,926,000 $ 373,150 $ 150,000
Nevada, California 37 $ 12,073,000 $ 326,297 $ 142,000
Placer, California 36 $ 12,927,000 $ 359,083 $ 182,000
Solano, California 30 $ 6,609,000 $ 220,300 $ 107,000
El Dorado, California 26 $ 9,218,000 $ 354,538 $ 129,000
San Bernardino, California 25 $ 6,224,000 $ 248,960 $ 149,000
Humboldt, California 22 $ 5,516,000 $ 250,727 $ 145,000
San Joaquin, California 22 $ 3,883,000 $ 176,500 $ 99,000
Riverside, California 21 $ 3,962,000 $ 188,666 $ 157,000
Ventura, California 19 $ 6,601,000 $ 347,421 $ 134,000
Santa Cruz, California 17 $ 8,948,000 $ 526,352 $ 166,000
Monterey, California 14 $ 5,711,000 $ 407,928 $ 119,000
Mendocino, California 11 $ 3,302,000 $ 300,181 $ 81,000
Kern, California 10 $ 2,381,000 $ 238,100 $ 111,000
San Luis Obispo, California 8 $ 2,167,000 $ 270,875 $ 105,000
Santa Barbara, California 8 $ 3,151,000 $ 393,875 $ 175,000
Shasta, California 8 $ 1,994,000 $ 249,250 $ 112,000
Yolo, California 8 $ 2,522,000 $ 315,250 $ 138,000
Lake, California 6 $ 1,283,000 $ 213,833 $ 130,000
Multnomah, Oregon 6 $ 1,387,000 $ 231,166 $ 79,000
Calaveras, California 4 $ 920,000 $ 230,000 $ 150,000
Fresno, California 4 $ 909,000 $ 227,250 $ 105,000
Stanislaus, California 4 $ 945,000 $ 236,250 $ 172,000
Clackamas, Oregon 4 $ 1,743,000 $ 435,750 $ 165,000
Washington, Oregon 4 $ 1,046,000 $ 261,500 $ 66,000
Butte, California 3 $ 501,000 $ 167,000 $ 87,000
Plumas, California 3 $ 870,000 $ 290,000 $ 298,000
Sutter, California 3 $ 472,000 $ 157,333 $ 50,000
Amador, California 2 $ 686,000 $ 343,000 $ 139,000
San Benito, California 2 $ 974,000 $ 487,000 $ 149,000
Tehama, California 2 $ 156,000 $ 78,000 $ 39,000
Clark, Nevada 2 $ 1,355,000 $ 677,500 $ 1,524,000
Deschutes, Oregon 2 $ 577,000 $ 288,500 $ 70,000
Mariposa, California 1 $ 240,000 $ 240,000 $ 102,000
Merced, California 1 $ 294,000 $ 294,000 $ 107,000
Mono, California 1 $ 431,000 $ 431,000 $ 240,000
Tulare, California 1 $ 71,000 $ 71,000 $ 193,000
Tuolumne, California 1 $ 145,000 $ 145,000 $ 209,000
Yuba, California 1 $ 203,000 $ 203,000 $ 51,000
Hartford, Connecticut 1 $ 250,000 $ 250,000 $ 63,000
Clatsop, Oregon 1 $ 424,000 $ 424,000 $ 172,000
Coos, Oregon 1 $ 456,000 $ 456,000 $ 142,000
Hood River, Oregon 1 $ 405,000 $ 405,000 $ 180,000
Union, Oregon 1 $ 60,000 $ 60,000 $ 75,000
Yamhill, Oregon 1 $ 408,000 $ 408,000 $ 181,000
Williamson, Tennessee 1 $ 263,000 $ 263,000 $ 106,000

Mortgage Loan Application Detail Totals for Parkside Lending, LLC in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,710 $717,951,000 $419,000 $2,000,000 $155,000 $2,615,000
Home Purchase 768 $283,382,000 $368,000 $2,000,000 $135,000 $1,359,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,633 $658,619,000 $403,000 $2,000,000 $153,000 $2,615,000
Asian 645 $276,050,000 $427,000 $2,000,000 $149,000 $1,070,000
Hispanic 150 $47,842,000 $318,000 $820,000 $110,000 $651,000
Black or African American 20 $5,871,000 $293,000 $780,000 $94,000 $209,000
Native Hawaiian or Other Pacific Islander 17 $7,044,000 $414,000 $730,000 $155,000 $281,000
Not Provided 7 $4,205,000 $600,000 $750,000 $173,000 $272,000
American Indian or Alaskan Native 6 $1,702,000 $283,000 $675,000 $102,000 $187,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,478 $1,001,333,000 $404,000 $2,000,000 $149,000 $2,615,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,761 $703,761,000 $399,000 $1,120,000 $150,000 $1,359,000
Application Approved But Not Accepted 504 $214,941,000 $426,000 $2,000,000 $153,000 $2,615,000
Application Denied By Financial Institution 168 $61,509,000 $366,000 $2,000,000 $130,000 $1,070,000
Application Withdrawn By Applicant 45 $21,122,000 $469,000 $1,885,000 $149,000 $921,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 54 $21,399,000 $396,000 $710,000 $107,000 $1,070,000
Other 44 $13,800,000 $313,000 $713,000 $131,000 $357,000
Collateral 32 $11,888,000 $371,000 $2,000,000 $152,000 $1,060,000
Unverifiable Information 19 $7,104,000 $373,000 $720,000 $141,000 $444,000
Credit History 8 $2,728,000 $341,000 $712,000 $87,000 $178,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,739,000 $434,000 $1,000,000 $237,000 $645,000
Employment History 3 $1,054,000 $351,000 $370,000 $250,000 $300,000
Credit Application Incomplete 2 $1,378,000 $689,000 $820,000 $128,000 $180,000
Mortgage Insurance Denied 2 $419,000 $209,000 $230,000 $69,000 $73,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkside Lending, LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Parkside Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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