Parkside Lending, LLC Mortgage Lending & HMDA Data, 2012

In 2012, Parkside Lending, LLC of San Francisco, CA reported 8,088 mortgage applications totaling $2.8 billion, up 62% from 2011. The average application was for $342,922, and applicants reported an average income of $146,344. 81% of its applications resulted in an originated loan and 12% were denied. Its largest markets were San Francisco-San Mateo-Redwood City, CA (1,946), Los Angeles-Long Beach-Glendale, CA (1,335) and San Jose-Sunnyvale-Santa Clara, CA (1,268) (applications in parentheses).

Mortgage Company & Address Parkside Lending, LLC
1130 Howard St.
San Francisco, CA 94103
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2007  
Total Number of Mortgage Applications 8,088
Total Mortgage Loan Application Amount $2,773,560,000
Average Mortgage Loan Application Amount $342,922
Highest Mortgage Loan Application Amount $1,926,000
Average Applicant Income $146,344
Highest Applicant Income $9,838,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Parkside Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Parkside Lending, LLC by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,335 $ 422,475,000 $ 316,460 $ 134,000
Santa Clara, California 1,266 $ 463,054,000 $ 365,761 $ 150,000
San Mateo, California 1,058 $ 415,333,000 $ 392,564 $ 147,000
Orange, California 973 $ 341,718,000 $ 351,200 $ 152,000
San Francisco, California 708 $ 290,827,000 $ 410,772 $ 156,000
Alameda, California 576 $ 194,883,000 $ 338,338 $ 135,000
Contra Costa, California 372 $ 121,447,000 $ 326,470 $ 152,000
San Diego, California 369 $ 116,622,000 $ 316,048 $ 130,000
Sonoma, California 198 $ 60,825,000 $ 307,196 $ 124,000
Marin, California 180 $ 69,863,000 $ 388,127 $ 177,000
San Bernardino, California 150 $ 36,517,000 $ 243,446 $ 150,000
Riverside, California 139 $ 32,759,000 $ 235,676 $ 154,000
Sacramento, California 121 $ 23,438,000 $ 193,702 $ 130,000
Ventura, California 77 $ 26,028,000 $ 338,025 $ 155,000
Placer, California 66 $ 17,945,000 $ 271,893 $ 164,000
Napa, California 56 $ 19,339,000 $ 345,339 $ 146,000
Santa Cruz, California 47 $ 16,862,000 $ 358,765 $ 159,000
Solano, California 45 $ 9,668,000 $ 214,844 $ 126,000
El Dorado, California 44 $ 11,821,000 $ 268,659 $ 161,000
San Joaquin, California 44 $ 7,499,000 $ 170,431 $ 163,000
Santa Barbara, California 43 $ 17,541,000 $ 407,930 $ 137,000
Nevada, California 27 $ 8,518,000 $ 315,481 $ 236,000
San Luis Obispo, California 25 $ 7,309,000 $ 292,360 $ 147,000
Fresno, California 18 $ 4,349,000 $ 241,611 $ 193,000
Monterey, California 18 $ 5,685,000 $ 315,833 $ 127,000
Yolo, California 18 $ 5,449,000 $ 302,722 $ 135,000
Calaveras, California 16 $ 3,303,000 $ 206,437 $ 169,000
King, Washington 14 $ 3,938,000 $ 281,285 $ 122,000
Butte, California 12 $ 2,468,000 $ 205,666 $ 107,000
Lake, California 12 $ 2,842,000 $ 236,833 $ 142,000
Kern, California 10 $ 1,952,000 $ 195,200 $ 94,000
Stanislaus, California 7 $ 1,293,000 $ 184,714 $ 141,000
Mono, California 4 $ 1,061,000 $ 265,250 $ 342,000
Tuolumne, California 4 $ 815,000 $ 203,750 $ 194,000
Inyo, California 3 $ 813,000 $ 271,000 $ 307,000
Mendocino, California 3 $ 856,000 $ 285,333 $ 103,000
Merced, California 3 $ 367,000 $ 122,333 $ 208,000
Tulare, California 3 $ 638,000 $ 212,666 $ 526,000
Amador, California 2 $ 376,000 $ 188,000 $ 193,000
Humboldt, California 2 $ 292,000 $ 146,000 $ 110,000
San Benito, California 2 $ 503,000 $ 251,500 $ 103,000
Shasta, California 2 $ 452,000 $ 226,000 $ 177,000
Siskiyou, California 2 $ 254,000 $ 127,000 $ 144,000
Grant, Oregon 2 $ 150,000 $ 75,000 $ 48,000
Pierce, Washington 2 $ 466,000 $ 233,000 $ 111,000
Plumas, California 1 $ 383,000 $ 383,000 $ 63,000
Clackamas, Oregon 1 $ 417,000 $ 417,000 $ 122,000
Deschutes, Oregon 1 $ 280,000 $ 280,000 $ 92,000
Clark, Washington 1 $ 113,000 $ 113,000 $ 87,000
Franklin, Washington 1 $ 417,000 $ 417,000 $ 143,000
Kitsap, Washington 1 $ 417,000 $ 417,000 $ 82,000
Klickitat, Washington 1 $ 272,000 $ 272,000 $ 70,000
Spokane, Washington 1 $ 185,000 $ 185,000 $ 53,000
Thurston, Washington 1 $ 298,000 $ 298,000 $ 77,000
Whatcom, Washington 1 $ 165,000 $ 165,000 $ 65,000

Mortgage Loan Application Detail Totals for Parkside Lending, LLC in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,857 $2,018,558,000 $344,000 $1,926,000 $148,000 $9,838,000
Home Purchase 2,231 $755,002,000 $338,000 $1,680,000 $142,000 $1,952,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,427 $1,569,523,000 $354,000 $1,926,000 $155,000 $9,838,000
Asian 2,880 $941,055,000 $326,000 $1,085,000 $136,000 $1,433,000
Hispanic 374 $119,104,000 $318,000 $960,000 $116,000 $840,000
Not Provided 321 $115,766,000 $360,000 $990,000 $148,000 $759,000
Black or African American 48 $13,699,000 $285,000 $626,000 $114,000 $306,000
Native Hawaiian or Other Pacific Islander 28 $9,681,000 $345,000 $1,680,000 $168,000 $821,000
American Indian or Alaskan Native 10 $4,732,000 $473,000 $1,000,000 $247,000 $547,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,088 $2,773,560,000 $342,000 $1,926,000 $146,000 $9,838,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,551 $2,227,973,000 $340,000 $1,680,000 $147,000 $9,838,000
Application Denied By Financial Institution 931 $332,370,000 $357,000 $1,926,000 $130,000 $2,319,000
Application Approved But Not Accepted 522 $184,684,000 $353,000 $1,000,000 $159,000 $2,218,000
Application Withdrawn By Applicant 84 $28,533,000 $339,000 $800,000 $159,000 $536,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 354 $124,141,000 $350,000 $1,926,000 $84,000 $410,000
Collateral 326 $117,878,000 $361,000 $1,900,000 $152,000 $2,319,000
Other 80 $27,978,000 $349,000 $999,000 $200,000 $1,197,000
Unverifiable Information 62 $21,364,000 $344,000 $1,760,000 $162,000 $800,000
Credit History 54 $20,225,000 $374,000 $1,180,000 $150,000 $534,000
Insufficient Cash (Downpayment, Closing Cost) 33 $12,973,000 $393,000 $1,085,000 $167,000 $851,000
Employment History 18 $6,325,000 $351,000 $1,181,000 $92,000 $380,000
Credit Application Incomplete 4 $1,486,000 $371,000 $611,000 $114,000 $236,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkside Lending, LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Parkside Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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