PennyMac Loan Services LLC Mortgage Lending & HMDA Data, 2024
In 2024, PennyMac Loan Services LLC of Westlake Village, CA reported 384,816 mortgage applications totaling $126.0 billion, up 22% from 2023. The average application was for $327,357, and applicants reported an average income of $167,234. 17% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Dallas-Plano-Irving, TX (10,649), Houston-The Woodlands-Sugar Land, TX (10,239) and Atlanta-Sandy Springs-Roswell, GA (8,789) (applications in parentheses).
| Mortgage Company & Address | PennyMac Loan Services LLC 3043 Townsgate Road Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 384,816 |
| Total Mortgage Loan Application Amount | $125,972,270,000 |
| Average Mortgage Loan Application Amount | $327,357 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $167,234 |
| Highest Applicant Income | $9,275,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PennyMac Loan Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 44,718 | $ 10,787,650,000 | $ 241,237 | $ 109,965 |
| Dallas-Plano-Irving, TX | 10,649 | $ 3,977,895,000 | $ 373,546 | $ 179,000 |
| Houston-The Woodlands-Sugar Land, TX | 10,239 | $ 3,228,615,000 | $ 315,325 | $ 181,000 |
| Atlanta-Sandy Springs-Roswell, GA | 8,789 | $ 2,944,955,000 | $ 335,072 | $ 138,000 |
| Phoenix-Mesa-Scottsdale, AZ | 7,470 | $ 2,887,970,000 | $ 386,609 | $ 167,000 |
| San Antonio-New Braunfels, TX | 6,781 | $ 2,052,175,000 | $ 302,636 | $ 146,000 |
| Chicago-Naperville, IL | 5,483 | $ 1,692,405,000 | $ 308,664 | $ 125,000 |
| Tampa, FL | 5,256 | $ 1,749,570,000 | $ 332,871 | $ 140,000 |
| Charlotte-Concord-Gastonia, NC-SC | 4,832 | $ 1,801,060,000 | $ 372,735 | $ 151,872 |
| Orlando-Kissimmee-Sanford, FL | 4,720 | $ 1,654,680,000 | $ 350,567 | $ 134,000 |
| Austin-Round Rock, TX | 4,705 | $ 1,785,335,000 | $ 379,454 | $ 192,000 |
| Arlington-Alexandria-Reston, VA-WV | 4,406 | $ 2,193,790,000 | $ 497,909 | $ 192,515 |
| Riverside-San Bernardino-Ontario, CA | 4,388 | $ 1,780,760,000 | $ 405,824 | $ 148,000 |
| Las Vegas-Henderson-Paradise, NV | 4,274 | $ 1,547,000,000 | $ 361,956 | $ 150,000 |
| Fort Worth-Arlington, TX | 4,219 | $ 1,420,875,000 | $ 336,780 | $ 153,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4,177 | $ 1,442,305,000 | $ 345,296 | $ 150,371 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4,159 | $ 1,302,495,000 | $ 313,175 | $ 127,735 |
| Baltimore-Columbia-Towson, MD | 4,118 | $ 1,444,060,000 | $ 350,670 | $ 143,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3,969 | $ 1,632,375,000 | $ 411,281 | $ 148,000 |
| Denver-Aurora-Lakewood, CO | 3,631 | $ 1,690,955,000 | $ 465,699 | $ 173,000 |
| Los Angeles-Long Beach-Glendale, CA | 3,630 | $ 2,104,310,000 | $ 579,699 | $ 205,000 |
| St. Louis, MO-IL | 3,556 | $ 874,110,000 | $ 245,812 | $ 110,311 |
| Jacksonville, FL | 3,489 | $ 1,136,055,000 | $ 325,610 | $ 134,000 |
| Indianapolis-Carmel-Anderson, IN | 3,424 | $ 977,030,000 | $ 285,347 | $ 103,000 |
| New York-Jersey City-White Plains, NY-NJ | 3,277 | $ 1,818,985,000 | $ 555,076 | $ 193,454 |
| Raleigh, NC | 3,114 | $ 1,218,420,000 | $ 391,271 | $ 162,000 |
| Lakewood-New Brunswick, NJ | 3,053 | $ 1,268,585,000 | $ 415,520 | $ 187,000 |
| Kansas City, MO-KS | 2,903 | $ 773,855,000 | $ 266,570 | $ 118,118 |
| Marietta, GA | 2,809 | $ 957,005,000 | $ 340,692 | $ 139,000 |
| Cincinnati, OH-KY-IN | 2,726 | $ 730,650,000 | $ 268,030 | $ 98,799 |
| Portland-Vancouver-Hillsboro, OR-WA | 2,688 | $ 1,130,430,000 | $ 420,546 | $ 152,823 |
| Washington, DC-MD | 2,569 | $ 1,067,825,000 | $ 415,657 | $ 147,994 |
| Montgomery County-Bucks County-Chester County, PA | 2,546 | $ 983,680,000 | $ 386,362 | $ 173,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2,464 | $ 1,107,570,000 | $ 449,500 | $ 185,000 |
| Columbus, OH | 2,444 | $ 730,220,000 | $ 298,780 | $ 125,000 |
| North Port-Sarasota-Bradenton, FL | 2,443 | $ 895,905,000 | $ 366,723 | $ 178,000 |
| Pittsburgh, PA | 2,429 | $ 600,675,000 | $ 247,293 | $ 124,000 |
| Richmond, VA | 2,421 | $ 763,985,000 | $ 315,565 | $ 131,000 |
| Lakeland-Winter Haven, FL | 2,343 | $ 675,945,000 | $ 288,495 | $ 101,000 |
| Newark, NJ-PA | 2,238 | $ 987,540,000 | $ 441,260 | $ 176,000 |
| Camden, NJ | 2,224 | $ 653,460,000 | $ 293,821 | $ 121,000 |
| San Diego-Carlsbad, CA | 2,194 | $ 1,402,240,000 | $ 639,124 | $ 227,000 |
| Miami-Miami Beach-Kendall, FL | 2,180 | $ 922,620,000 | $ 423,220 | $ 177,000 |
| Philadelphia, PA | 2,159 | $ 580,125,000 | $ 268,700 | $ 126,000 |
| Oklahoma City, OK | 2,086 | $ 550,190,000 | $ 263,753 | $ 126,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,053 | $ 805,135,000 | $ 392,174 | $ 159,000 |
| Cleveland, OH | 2,023 | $ 450,785,000 | $ 222,829 | $ 109,000 |
| Memphis, TN-MS-AR | 2,017 | $ 584,975,000 | $ 290,022 | $ 117,772 |
| Greenville-Anderson-Mauldin, SC | 1,873 | $ 520,395,000 | $ 277,840 | $ 105,000 |
| Nassau County-Suffolk County, NY | 1,840 | $ 989,380,000 | $ 537,706 | $ 184,000 |
| Louisville/Jefferson County, KY-IN | 1,812 | $ 465,360,000 | $ 256,821 | $ 96,484 |
| Birmingham-Hoover, AL | 1,771 | $ 475,285,000 | $ 268,370 | $ 120,000 |
| Cape Coral-Fort Myers, FL | 1,765 | $ 578,265,000 | $ 327,628 | $ 135,000 |
| Charleston-North Charleston, SC | 1,706 | $ 597,550,000 | $ 350,263 | $ 139,000 |
| Knoxville, TN | 1,706 | $ 568,950,000 | $ 333,499 | $ 112,000 |
| Seattle-Bellevue-Everett, WA | 1,683 | $ 960,255,000 | $ 570,561 | $ 220,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,673 | $ 666,945,000 | $ 398,652 | $ 183,000 |
| Baton Rouge, LA | 1,636 | $ 420,740,000 | $ 257,176 | $ 117,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,625 | $ 475,665,000 | $ 292,716 | $ 119,000 |
| Washington-Baltimore-Arlington, DC | 1,624 | $ 691,140,000 | $ 425,578 | $ 170,000 |
| Huntsville, AL | 1,620 | $ 485,880,000 | $ 299,925 | $ 130,000 |
| Columbia, SC | 1,590 | $ 416,710,000 | $ 262,081 | $ 99,000 |
| Salt Lake City, UT | 1,555 | $ 649,085,000 | $ 417,418 | $ 139,000 |
| Tucson, AZ | 1,550 | $ 463,200,000 | $ 298,838 | $ 121,000 |
| Tulsa, OK | 1,522 | $ 382,830,000 | $ 251,530 | $ 116,000 |
| Little Rock-North Little Rock-Conway, AR | 1,512 | $ 354,510,000 | $ 234,464 | $ 120,000 |
| Provo-Orem, UT | 1,364 | $ 617,860,000 | $ 452,976 | $ 155,000 |
| Providence-Warwick, RI-MA | 1,354 | $ 510,700,000 | $ 377,178 | $ 140,293 |
| Anaheim-Santa Ana-Irvine, CA | 1,348 | $ 892,530,000 | $ 662,114 | $ 283,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1,299 | $ 361,095,000 | $ 277,979 | $ 107,000 |
| Warren-Troy-Farmington Hills, MI | 1,295 | $ 388,005,000 | $ 299,617 | $ 115,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,291 | $ 391,495,000 | $ 303,249 | $ 119,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,284 | $ 370,110,000 | $ 288,247 | $ 129,000 |
| Port St. Lucie, FL | 1,271 | $ 438,375,000 | $ 344,905 | $ 122,000 |
| Omaha-Council Bluffs, NE-IA | 1,264 | $ 345,610,000 | $ 273,425 | $ 123,855 |
| Wilmington, NC | 1,260 | $ 438,510,000 | $ 348,023 | $ 146,000 |
| Boise City, ID | 1,249 | $ 487,055,000 | $ 389,955 | $ 161,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1,228 | $ 372,720,000 | $ 303,517 | $ 135,000 |
| Fayetteville, NC | 1,224 | $ 316,720,000 | $ 258,758 | $ 99,000 |
| Oakland-Hayward-Berkeley, CA | 1,195 | $ 735,175,000 | $ 615,209 | $ 228,000 |
| Tacoma-Lakewood, WA | 1,194 | $ 521,390,000 | $ 436,675 | $ 157,000 |
| Albuquerque, NM | 1,186 | $ 343,080,000 | $ 289,274 | $ 114,000 |
| Fresno, CA | 1,182 | $ 400,800,000 | $ 339,086 | $ 144,000 |
| Colorado Springs, CO | 1,175 | $ 479,595,000 | $ 408,165 | $ 145,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1,152 | $ 324,160,000 | $ 281,388 | $ 120,166 |
| Ocala, FL | 1,144 | $ 291,520,000 | $ 254,825 | $ 92,000 |
| St. Petersburg-Clearwater-Largo, FL | 1,122 | $ 415,020,000 | $ 369,893 | $ 177,000 |
| Everett, WA | 1,121 | $ 623,115,000 | $ 555,856 | $ 186,000 |
| Wilmington, DE-MD-NJ | 1,113 | $ 319,465,000 | $ 287,030 | $ 114,055 |
| Savannah, GA | 1,109 | $ 339,705,000 | $ 306,316 | $ 151,000 |
| Killeen-Temple, TX | 1,106 | $ 285,680,000 | $ 258,300 | $ 116,000 |
| Elgin, IL | 1,105 | $ 336,135,000 | $ 304,194 | $ 120,000 |
| Lake County-Porter County-Jasper County, IN | 1,102 | $ 273,530,000 | $ 248,212 | $ 93,000 |
| Dayton-Springfield-Kettering, OH | 1,092 | $ 262,740,000 | $ 240,604 | $ 99,000 |
| Cambridge-Newton-Framingham, MA | 1,086 | $ 510,730,000 | $ 470,285 | $ 155,000 |
| Wichita, KS | 1,078 | $ 228,110,000 | $ 211,604 | $ 105,000 |
| Clarksville, TN-KY | 1,066 | $ 312,500,000 | $ 293,151 | $ 113,911 |
| Milwaukee-Waukesha-West Allis, WI | 1,045 | $ 267,515,000 | $ 255,995 | $ 113,000 |
| Spartanburg, SC | 1,023 | $ 258,415,000 | $ 252,605 | $ 99,000 |
| Rochester, NY | 983 | $ 221,875,000 | $ 225,712 | $ 104,000 |
| Ogden-Clearfield, UT | 949 | $ 382,595,000 | $ 403,155 | $ 132,000 |
| Boston, MA | 933 | $ 426,565,000 | $ 457,197 | $ 162,000 |
| Bakersfield, CA | 931 | $ 281,545,000 | $ 302,411 | $ 131,000 |
| Augusta-Richmond County, GA-SC | 914 | $ 231,170,000 | $ 252,921 | $ 123,223 |
| Lafayette, LA | 908 | $ 209,990,000 | $ 231,266 | $ 132,000 |
| New Orleans-Metairie, LA | 897 | $ 248,575,000 | $ 277,118 | $ 137,000 |
| Daphne-Fairhope-Foley, AL | 869 | $ 259,075,000 | $ 298,130 | $ 144,000 |
| Stockton-Lodi, CA | 858 | $ 403,720,000 | $ 470,536 | $ 170,000 |
| Hagerstown-Martinsburg, MD-WV | 837 | $ 223,295,000 | $ 266,780 | $ 108,021 |
| Winston-Salem, NC | 828 | $ 237,020,000 | $ 286,256 | $ 97,000 |
| Hartford-West Hartford-East Hartford, CT | 825 | $ 234,815,000 | $ 284,624 | $ 122,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 820 | $ 198,630,000 | $ 242,231 | $ 121,000 |
| Greensboro-High Point, NC | 819 | $ 229,955,000 | $ 280,775 | $ 113,000 |
| York-Hanover, PA | 808 | $ 205,050,000 | $ 253,774 | $ 107,000 |
| Harrisburg-Carlisle, PA | 805 | $ 209,715,000 | $ 260,515 | $ 115,000 |
| Springfield, MO | 803 | $ 183,955,000 | $ 229,084 | $ 97,000 |
| Chattanooga, TN-GA | 793 | $ 238,085,000 | $ 300,233 | $ 99,897 |
| Crestview-Fort Walton Beach-Destin, FL | 781 | $ 269,525,000 | $ 345,102 | $ 169,000 |
| Gulfport-Biloxi-Pascagoula, MS | 781 | $ 185,685,000 | $ 237,752 | $ 108,000 |
| Des Moines-West Des Moines, IA | 780 | $ 207,820,000 | $ 266,435 | $ 106,000 |
| El Paso, TX | 774 | $ 190,720,000 | $ 246,408 | $ 117,000 |
| Detroit-Dearborn-Livonia, MI | 765 | $ 170,065,000 | $ 222,307 | $ 95,000 |
| Jacksonville, NC | 742 | $ 205,410,000 | $ 276,832 | $ 105,000 |
| Reno, NV | 741 | $ 287,545,000 | $ 388,049 | $ 168,000 |
| Grand Rapids-Wyoming, MI | 724 | $ 206,010,000 | $ 284,544 | $ 101,000 |
| Durham-Chapel Hill, NC | 692 | $ 263,630,000 | $ 380,968 | $ 169,000 |
| Akron, OH | 679 | $ 148,725,000 | $ 219,035 | $ 126,000 |
| Worcester, MA-CT | 656 | $ 223,790,000 | $ 341,143 | $ 125,000 |
| Corpus Christi, TX | 654 | $ 183,760,000 | $ 280,978 | $ 156,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 646 | $ 127,570,000 | $ 197,476 | $ 93,000 |
| Mobile, AL | 644 | $ 149,030,000 | $ 231,413 | $ 94,000 |
| Spokane-Spokane Valley, WA | 633 | $ 214,145,000 | $ 338,301 | $ 126,000 |
| Slidell-Mandeville-Covington, LA | 630 | $ 169,110,000 | $ 268,428 | $ 139,000 |
| Lake County-Kenosha County, IL-WI | 626 | $ 197,170,000 | $ 314,968 | $ 138,000 |
| Punta Gorda, FL | 622 | $ 181,900,000 | $ 292,443 | $ 136,000 |
| Albany-Schenectady-Troy, NY | 586 | $ 159,280,000 | $ 271,808 | $ 117,000 |
| Lexington-Fayette, KY | 581 | $ 155,895,000 | $ 268,321 | $ 98,000 |
| McAllen-Edinburg-Mission, TX | 580 | $ 140,750,000 | $ 242,672 | $ 111,000 |
| Lubbock, TX | 572 | $ 138,290,000 | $ 241,765 | $ 136,000 |
| Columbus, GA-AL | 567 | $ 136,535,000 | $ 240,802 | $ 104,190 |
| Atlantic City-Hammonton, NJ | 562 | $ 174,560,000 | $ 310,604 | $ 161,000 |
| Naples-Immokalee-Marco Island, FL | 543 | $ 218,535,000 | $ 402,458 | $ 180,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 543 | $ 299,905,000 | $ 552,311 | $ 221,000 |
| Shreveport-Bossier City, LA | 531 | $ 129,335,000 | $ 243,568 | $ 110,000 |
| Warner Robins, GA | 530 | $ 134,430,000 | $ 253,641 | $ 108,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 521 | $ 369,665,000 | $ 709,529 | $ 304,000 |
| Montgomery, AL | 518 | $ 125,710,000 | $ 242,683 | $ 106,000 |
| Jackson, MS | 504 | $ 128,150,000 | $ 254,265 | $ 113,000 |
| Fort Wayne, IN | 502 | $ 113,280,000 | $ 225,657 | $ 80,000 |
| Dover, DE | 499 | $ 151,145,000 | $ 302,895 | $ 98,000 |
| Lexington Park, MD | 486 | $ 173,860,000 | $ 357,736 | $ 143,000 |
| Urban Honolulu, HI | 483 | $ 308,985,000 | $ 639,720 | $ 182,000 |
| Lancaster, PA | 481 | $ 140,375,000 | $ 291,839 | $ 125,000 |
| Youngstown-Warren-Boardman, OH-PA | 481 | $ 79,025,000 | $ 164,293 | $ 89,000 |
| Greeley, CO | 477 | $ 196,895,000 | $ 412,777 | $ 183,000 |
| Reading, PA | 477 | $ 114,805,000 | $ 240,681 | $ 104,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 464 | $ 165,650,000 | $ 357,004 | $ 156,000 |
| Salem, OR | 464 | $ 155,890,000 | $ 335,969 | $ 121,000 |
| Panama City, FL | 459 | $ 135,065,000 | $ 294,259 | $ 153,000 |
| Bremerton-Silverdale, WA | 458 | $ 199,510,000 | $ 435,611 | $ 143,000 |
| Hickory-Lenoir-Morganton, NC | 455 | $ 131,835,000 | $ 289,747 | $ 88,000 |
| St. George, UT | 436 | $ 181,960,000 | $ 417,339 | $ 142,000 |
| Anchorage, AK | 430 | $ 151,000,000 | $ 351,162 | $ 146,000 |
| Tallahassee, FL | 413 | $ 116,595,000 | $ 282,312 | $ 159,000 |
| Visalia-Porterville, CA | 410 | $ 109,020,000 | $ 265,902 | $ 108,000 |
| Winchester, VA-WV | 404 | $ 127,840,000 | $ 316,435 | $ 118,027 |
| Tuscaloosa, AL | 391 | $ 98,395,000 | $ 251,649 | $ 115,000 |
| Hinesville, GA | 390 | $ 96,970,000 | $ 248,641 | $ 101,000 |
| Springfield, MA | 390 | $ 103,480,000 | $ 265,333 | $ 96,000 |
| Asheville, NC | 388 | $ 147,210,000 | $ 379,407 | $ 124,000 |
| Fort Collins, CO | 386 | $ 160,750,000 | $ 416,450 | $ 178,000 |
| Manchester-Nashua, NH | 386 | $ 142,640,000 | $ 369,533 | $ 138,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 385 | $ 150,445,000 | $ 390,766 | $ 168,000 |
| Rockingham County-Strafford County, NH | 385 | $ 145,955,000 | $ 379,103 | $ 143,000 |
| Kingsport-Bristol-Bristol, TN-VA | 382 | $ 91,930,000 | $ 240,654 | $ 82,675 |
| Roanoke, VA | 382 | $ 98,360,000 | $ 257,486 | $ 104,000 |
| Auburn-Opelika, AL | 381 | $ 122,345,000 | $ 321,115 | $ 136,000 |
| Gainesville, FL | 380 | $ 108,170,000 | $ 284,657 | $ 118,000 |
| Lake Charles, LA | 373 | $ 78,045,000 | $ 209,235 | $ 78,000 |
| Trenton, NJ | 371 | $ 129,685,000 | $ 349,555 | $ 150,000 |
| Prescott Valley-Prescott, AZ | 367 | $ 129,825,000 | $ 353,746 | $ 132,000 |
| Joplin, MO | 366 | $ 70,990,000 | $ 193,961 | $ 82,128 |
| Modesto, CA | 365 | $ 126,445,000 | $ 346,424 | $ 126,000 |
| Waterbury-Shelton, CT | 362 | $ 106,760,000 | $ 294,917 | $ 129,000 |
| Gainesville, GA | 361 | $ 111,235,000 | $ 308,130 | $ 131,000 |
| Canton-Massillon, OH | 360 | $ 71,350,000 | $ 198,194 | $ 94,000 |
| Houma-Thibodaux, LA | 358 | $ 82,320,000 | $ 229,944 | $ 101,000 |
| Olympia-Tumwater, WA | 355 | $ 140,705,000 | $ 396,352 | $ 152,000 |
| Hammond, LA | 353 | $ 83,455,000 | $ 236,416 | $ 103,000 |
| Abilene, TX | 352 | $ 94,150,000 | $ 267,471 | $ 112,000 |
| Lynchburg, VA | 352 | $ 90,420,000 | $ 256,875 | $ 103,000 |
| Toledo, OH | 348 | $ 71,150,000 | $ 204,454 | $ 96,000 |
| College Station-Bryan, TX | 346 | $ 101,820,000 | $ 294,277 | $ 211,000 |
| New Haven-Milford, CT | 344 | $ 108,860,000 | $ 316,453 | $ 150,000 |
| Bend-Redmond, OR | 342 | $ 154,080,000 | $ 450,526 | $ 175,000 |
| Beaumont-Port Arthur, TX | 341 | $ 74,005,000 | $ 217,023 | $ 182,000 |
| Pinehurst-Southern Pines, NC | 339 | $ 137,025,000 | $ 404,203 | $ 161,000 |
| Vallejo-Fairfield, CA | 336 | $ 155,840,000 | $ 463,809 | $ 180,000 |
| Monroe, LA | 334 | $ 69,950,000 | $ 209,431 | $ 78,000 |
| Odessa, TX | 334 | $ 91,310,000 | $ 273,383 | $ 105,000 |
| Syracuse, NY | 334 | $ 71,400,000 | $ 213,772 | $ 105,000 |
| Brownsville-Harlingen, TX | 333 | $ 79,475,000 | $ 238,663 | $ 124,000 |
| Bridgeport-Stamford-Norwalk, CT | 327 | $ 131,305,000 | $ 401,544 | $ 166,000 |
| Amarillo, TX | 326 | $ 79,540,000 | $ 243,987 | $ 235,000 |
| Las Cruces, NM | 323 | $ 86,925,000 | $ 269,117 | $ 114,000 |
| Lawton, OK | 322 | $ 64,700,000 | $ 200,931 | $ 106,000 |
| Sherman-Denison, TX | 319 | $ 104,795,000 | $ 328,510 | $ 174,000 |
| Portland-South Portland, ME | 318 | $ 107,170,000 | $ 337,012 | $ 120,000 |
| Midland, TX | 317 | $ 103,635,000 | $ 326,924 | $ 139,000 |
| Davenport-Moline-Rock Island, IA-IL | 316 | $ 65,750,000 | $ 208,069 | $ 92,000 |
| Manhattan, KS | 311 | $ 67,155,000 | $ 215,932 | $ 101,000 |
| Flint, MI | 309 | $ 61,345,000 | $ 198,527 | $ 86,000 |
| Kennewick-Richland, WA | 304 | $ 107,210,000 | $ 352,664 | $ 138,000 |
| Valdosta, GA | 303 | $ 68,015,000 | $ 224,471 | $ 112,000 |
| Wichita Falls, TX | 300 | $ 65,120,000 | $ 217,066 | $ 134,000 |
| Eugene, OR | 298 | $ 98,570,000 | $ 330,771 | $ 121,000 |
| Homosassa Springs, FL | 296 | $ 74,260,000 | $ 250,878 | $ 104,000 |
| Bowling Green, KY | 295 | $ 76,805,000 | $ 260,355 | $ 93,000 |
| Cedar Rapids, IA | 295 | $ 68,195,000 | $ 231,169 | $ 98,000 |
| Lincoln, NE | 295 | $ 68,435,000 | $ 231,983 | $ 100,000 |
| Lake Havasu City-Kingman, AZ | 294 | $ 80,910,000 | $ 275,204 | $ 130,000 |
| Rockford, IL | 287 | $ 53,335,000 | $ 185,836 | $ 87,000 |
| Boulder, CO | 281 | $ 151,895,000 | $ 540,551 | $ 221,000 |
| Waco, TX | 281 | $ 71,785,000 | $ 255,462 | $ 124,000 |
| Norwich-New London, CT | 280 | $ 88,840,000 | $ 317,285 | $ 136,000 |
| Topeka, KS | 278 | $ 54,930,000 | $ 197,589 | $ 100,000 |
| Columbia, MO | 276 | $ 71,460,000 | $ 258,913 | $ 121,000 |
| Peoria, IL | 276 | $ 46,660,000 | $ 169,057 | $ 92,000 |
| Santa Rosa, CA | 274 | $ 143,360,000 | $ 523,211 | $ 204,000 |
| Evansville, IN-KY | 269 | $ 55,085,000 | $ 204,776 | $ 72,000 |
| Madison, WI | 268 | $ 87,780,000 | $ 327,537 | $ 129,000 |
| South Bend-Mishawaka, IN-MI | 268 | $ 53,220,000 | $ 198,582 | $ 71,559 |
| Jackson, TN | 267 | $ 65,925,000 | $ 246,910 | $ 80,000 |
| Sebastian-Vero Beach, FL | 266 | $ 81,600,000 | $ 306,766 | $ 125,000 |
| Charlottesville, VA | 265 | $ 90,275,000 | $ 340,660 | $ 146,000 |
| Macon-Bibb County, GA | 263 | $ 59,875,000 | $ 227,661 | $ 81,000 |
| Lansing-East Lansing, MI | 262 | $ 54,110,000 | $ 206,526 | $ 87,000 |
| Burlington, NC | 260 | $ 74,560,000 | $ 286,769 | $ 96,000 |
| San Francisco-Redwood City-South San Francisco, CA | 259 | $ 200,205,000 | $ 772,992 | $ 311,000 |
| Fort Smith, AR-OK | 257 | $ 52,915,000 | $ 205,894 | $ 100,840 |
| Yuma, AZ | 256 | $ 65,000,000 | $ 253,906 | $ 89,000 |
| Greenville, NC | 249 | $ 65,255,000 | $ 262,068 | $ 105,000 |
| Athens-Clarke County, GA | 244 | $ 74,990,000 | $ 307,336 | $ 107,000 |
| Decatur, AL | 244 | $ 56,640,000 | $ 232,131 | $ 104,000 |
| Florence, SC | 244 | $ 53,450,000 | $ 219,057 | $ 92,000 |
| Chambersburg-Waynesboro, PA | 241 | $ 59,315,000 | $ 246,120 | $ 86,000 |
| Goldsboro, NC | 241 | $ 61,435,000 | $ 254,917 | $ 96,000 |
| Johnson City, TN | 238 | $ 68,030,000 | $ 285,840 | $ 96,000 |
| Green Bay, WI | 237 | $ 55,485,000 | $ 234,113 | $ 99,000 |
| Sioux Falls, SD | 237 | $ 65,795,000 | $ 277,616 | $ 105,383 |
| Bellingham, WA | 233 | $ 107,255,000 | $ 460,321 | $ 159,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 233 | $ 127,565,000 | $ 547,489 | $ 196,000 |
| Lafayette-West Lafayette, IN | 229 | $ 49,875,000 | $ 217,794 | $ 91,000 |
| Huntington-Ashland, WV-KY-OH | 223 | $ 41,035,000 | $ 184,013 | $ 120,470 |
| Grand Junction, CO | 222 | $ 73,760,000 | $ 332,252 | $ 122,000 |
| Dothan, AL | 221 | $ 49,765,000 | $ 225,180 | $ 110,000 |
| Idaho Falls, ID | 218 | $ 72,780,000 | $ 333,853 | $ 137,000 |
| Appleton, WI | 217 | $ 51,685,000 | $ 238,179 | $ 89,000 |
| Jefferson City, MO | 213 | $ 40,675,000 | $ 190,962 | $ 89,000 |
| Jonesboro, AR | 211 | $ 43,265,000 | $ 205,047 | $ 113,000 |
| Laredo, TX | 211 | $ 50,155,000 | $ 237,701 | $ 126,000 |
| Elizabethtown-Fort Knox, KY | 208 | $ 51,570,000 | $ 247,932 | $ 105,000 |
| Coeur D'Alene, ID | 206 | $ 76,740,000 | $ 372,524 | $ 123,000 |
| Longview, TX | 205 | $ 48,195,000 | $ 235,097 | $ 120,000 |
| Sierra Vista-Douglas, AZ | 205 | $ 46,815,000 | $ 228,365 | $ 81,000 |
| Brunswick, GA | 204 | $ 60,300,000 | $ 295,588 | $ 137,000 |
| Vineland-Bridgeton, NJ | 203 | $ 50,325,000 | $ 247,906 | $ 92,000 |
| Blacksburg-Christiansburg-Radford, VA | 201 | $ 48,885,000 | $ 243,208 | $ 109,000 |
| Hanford-Corcoran, CA | 201 | $ 55,465,000 | $ 275,945 | $ 102,000 |
| Staunton-Waynesboro, VA | 201 | $ 54,125,000 | $ 269,278 | $ 97,000 |
| Tyler, TX | 201 | $ 57,415,000 | $ 285,646 | $ 126,000 |
| Bloomington, IL | 199 | $ 46,225,000 | $ 232,286 | $ 108,000 |
| Rapid City, SD | 199 | $ 54,355,000 | $ 273,140 | $ 112,000 |
| San Angelo, TX | 196 | $ 52,020,000 | $ 265,408 | $ 168,000 |
| Merced, CA | 193 | $ 63,725,000 | $ 330,181 | $ 123,000 |
| Erie, PA | 191 | $ 36,405,000 | $ 190,602 | $ 112,000 |
| Lebanon, PA | 189 | $ 41,185,000 | $ 217,910 | $ 93,000 |
| Salisbury, MD-DE | 188 | $ 43,400,000 | $ 230,851 | $ 94,000 |
| Morristown, TN | 186 | $ 49,880,000 | $ 268,172 | $ 82,000 |
| Springfield, OH | 186 | $ 37,640,000 | $ 202,365 | $ 82,000 |
| Anniston-Oxford-Jacksonville, AL | 185 | $ 33,555,000 | $ 181,378 | $ 94,000 |
| Owensboro, KY | 185 | $ 38,075,000 | $ 205,810 | $ 106,000 |
| Billings, MT | 183 | $ 53,145,000 | $ 290,409 | $ 120,000 |
| Wildwood-The Villages, FL | 181 | $ 48,115,000 | $ 265,828 | $ 111,000 |
| Ann Arbor, MI | 180 | $ 65,100,000 | $ 361,666 | $ 155,000 |
| Florence-Muscle Shoals, AL | 180 | $ 39,350,000 | $ 218,611 | $ 99,000 |
| Flagstaff, AZ | 179 | $ 77,425,000 | $ 432,541 | $ 220,000 |
| Fargo, ND-MN | 177 | $ 52,855,000 | $ 298,615 | $ 121,666 |
| Rocky Mount, NC | 176 | $ 43,380,000 | $ 246,477 | $ 92,000 |
| Alexandria, LA | 175 | $ 36,745,000 | $ 209,971 | $ 113,000 |
| Binghamton, NY | 175 | $ 29,205,000 | $ 166,885 | $ 89,000 |
| Racine, WI | 175 | $ 42,705,000 | $ 244,028 | $ 135,000 |
| Duluth, MN-WI | 170 | $ 39,100,000 | $ 230,000 | $ 140,711 |
| Logan, UT-ID | 167 | $ 61,255,000 | $ 366,796 | $ 139,305 |
| Sumter, SC | 167 | $ 36,305,000 | $ 217,395 | $ 80,000 |
| Cleveland, TN | 166 | $ 46,280,000 | $ 278,795 | $ 115,000 |
| Salinas, CA | 166 | $ 84,730,000 | $ 510,421 | $ 180,000 |
| Albany, GA | 163 | $ 31,985,000 | $ 196,226 | $ 95,000 |
| Muskegon, MI | 163 | $ 34,765,000 | $ 213,282 | $ 68,000 |
| Pueblo, CO | 162 | $ 45,760,000 | $ 282,469 | $ 105,000 |
| Champaign-Urbana, IL | 160 | $ 33,190,000 | $ 207,437 | $ 95,000 |
| Springfield, IL | 158 | $ 32,210,000 | $ 203,860 | $ 78,000 |
| Harrisonburg, VA | 157 | $ 47,155,000 | $ 300,350 | $ 148,000 |
| Barnstable Town, MA | 156 | $ 65,190,000 | $ 417,884 | $ 173,000 |
| Gadsden, AL | 155 | $ 30,245,000 | $ 195,129 | $ 126,000 |
| Gettysburg, PA | 155 | $ 39,555,000 | $ 255,193 | $ 127,000 |
| Albany, OR | 154 | $ 50,030,000 | $ 324,870 | $ 109,000 |
| Medford, OR | 154 | $ 53,970,000 | $ 350,454 | $ 133,000 |
| Santa Maria-Santa Barbara, CA | 153 | $ 71,385,000 | $ 466,568 | $ 156,000 |
| Cheyenne, WY | 151 | $ 47,415,000 | $ 314,006 | $ 133,000 |
| Jackson, MI | 151 | $ 32,065,000 | $ 212,350 | $ 83,000 |
| Dalton, GA | 150 | $ 35,740,000 | $ 238,266 | $ 83,000 |
| Yakima, WA | 149 | $ 41,645,000 | $ 279,496 | $ 106,000 |
| Bozeman, MT | 148 | $ 67,640,000 | $ 457,027 | $ 225,000 |
| Hattiesburg, MS | 148 | $ 34,160,000 | $ 230,810 | $ 89,000 |
| Yuba City, CA | 147 | $ 51,765,000 | $ 352,142 | $ 124,000 |
| Rome, GA | 145 | $ 30,825,000 | $ 212,586 | $ 108,000 |
| St. Cloud, MN | 145 | $ 35,795,000 | $ 246,862 | $ 105,000 |
| Oshkosh-Neenah, WI | 143 | $ 32,435,000 | $ 226,818 | $ 90,000 |
| Texarkana, TX-AR | 141 | $ 28,065,000 | $ 199,042 | $ 106,333 |
| Janesville-Beloit, WI | 140 | $ 32,060,000 | $ 229,000 | $ 110,000 |
| Longview, WA | 137 | $ 46,075,000 | $ 336,313 | $ 145,000 |
| Terre Haute, IN | 137 | $ 22,415,000 | $ 163,613 | $ 97,000 |
| Redding, CA | 136 | $ 37,080,000 | $ 272,647 | $ 95,000 |
| Utica-Rome, NY | 136 | $ 26,590,000 | $ 195,514 | $ 95,000 |
| Bangor, ME | 135 | $ 34,025,000 | $ 252,037 | $ 98,000 |
| Iowa City, IA | 135 | $ 39,125,000 | $ 289,814 | $ 102,000 |
| Kankakee, IL | 135 | $ 27,005,000 | $ 200,037 | $ 90,000 |
| Sebring, FL | 135 | $ 29,625,000 | $ 219,444 | $ 75,000 |
| Kenosha, WI | 134 | $ 30,570,000 | $ 228,134 | $ 109,000 |
| St. Joseph, MO-KS | 131 | $ 24,365,000 | $ 185,992 | $ 89,816 |
| Elkhart-Goshen, IN | 130 | $ 28,100,000 | $ 216,153 | $ 81,000 |
| Hot Springs, AR | 130 | $ 29,300,000 | $ 225,384 | $ 124,000 |
| Great Falls, MT | 128 | $ 34,110,000 | $ 266,484 | $ 105,000 |
| Kalamazoo-Portage, MI | 126 | $ 27,640,000 | $ 219,365 | $ 96,000 |
| Rochester, MN | 123 | $ 35,315,000 | $ 287,113 | $ 129,000 |
| Kokomo, IN | 122 | $ 22,710,000 | $ 186,147 | $ 79,000 |
| Mansfield, OH | 121 | $ 20,855,000 | $ 172,355 | $ 67,000 |
| Cape Girardeau, MO-IL | 119 | $ 23,685,000 | $ 199,033 | $ 98,000 |
| Michigan City-La Porte, IN | 119 | $ 25,795,000 | $ 216,764 | $ 97,000 |
| Waterloo-Cedar Falls, IA | 119 | $ 25,285,000 | $ 212,478 | $ 103,000 |
| Farmington, NM | 116 | $ 26,510,000 | $ 228,534 | $ 95,000 |
| Paducah, KY-IL | 116 | $ 21,560,000 | $ 185,862 | $ 110,068 |
| Chico, CA | 115 | $ 35,615,000 | $ 309,695 | $ 146,000 |
| Wausau, WI | 113 | $ 25,775,000 | $ 228,097 | $ 113,000 |
| Weirton-Steubenville, WV-OH | 113 | $ 18,735,000 | $ 165,796 | $ 92,256 |
| Bloomington, IN | 107 | $ 27,225,000 | $ 254,439 | $ 83,000 |
| Lewiston-Auburn, ME | 107 | $ 27,645,000 | $ 258,364 | $ 87,000 |
| El Centro, CA | 106 | $ 30,180,000 | $ 284,716 | $ 123,000 |
| Fairbanks, AK | 106 | $ 31,330,000 | $ 295,566 | $ 110,000 |
| Muncie, IN | 106 | $ 17,960,000 | $ 169,433 | $ 100,000 |
| Saginaw, MI | 106 | $ 18,700,000 | $ 176,415 | $ 70,000 |
| Victoria, TX | 106 | $ 26,720,000 | $ 252,075 | $ 126,000 |
| Charleston, WV | 105 | $ 18,465,000 | $ 175,857 | $ 77,000 |
| Watertown-Fort Drum, NY | 105 | $ 25,155,000 | $ 239,571 | $ 126,000 |
| Wenatchee, WA | 105 | $ 41,375,000 | $ 394,047 | $ 125,000 |
| Santa Cruz-Watsonville, CA | 103 | $ 64,655,000 | $ 627,718 | $ 235,000 |
| Helena, MT | 102 | $ 33,600,000 | $ 329,411 | $ 131,000 |
| Columbus, IN | 101 | $ 23,915,000 | $ 236,782 | $ 73,000 |
| Monroe, MI | 101 | $ 22,735,000 | $ 225,099 | $ 110,000 |
| Minot, ND | 100 | $ 26,060,000 | $ 260,600 | $ 89,000 |
| Niles-Benton Harbor, MI | 96 | $ 24,660,000 | $ 256,875 | $ 143,000 |
| Sheboygan, WI | 96 | $ 20,660,000 | $ 215,208 | $ 91,000 |
| Battle Creek, MI | 93 | $ 17,135,000 | $ 184,247 | $ 81,000 |
| Twin Falls, ID | 93 | $ 26,435,000 | $ 284,247 | $ 120,000 |
| Decatur, IL | 92 | $ 12,620,000 | $ 137,173 | $ 90,000 |
| Bismarck, ND | 91 | $ 25,635,000 | $ 281,703 | $ 119,000 |
| Wheeling, WV-OH | 91 | $ 15,925,000 | $ 175,000 | $ 65,175 |
| State College, PA | 89 | $ 28,365,000 | $ 318,707 | $ 169,000 |
| Pocatello, ID | 88 | $ 25,900,000 | $ 294,318 | $ 122,000 |
| Burlington-South Burlington, VT | 87 | $ 33,075,000 | $ 380,172 | $ 123,000 |
| Eau Claire, WI | 87 | $ 21,675,000 | $ 249,137 | $ 107,000 |
| Mount Vernon-Anacortes, WA | 86 | $ 35,510,000 | $ 412,906 | $ 150,000 |
| Santa Fe, NM | 85 | $ 29,665,000 | $ 349,000 | $ 140,000 |
| Williamsport, PA | 84 | $ 15,780,000 | $ 187,857 | $ 111,000 |
| Altoona, PA | 82 | $ 13,630,000 | $ 166,219 | $ 91,000 |
| San Rafael, CA | 82 | $ 63,100,000 | $ 769,512 | $ 333,000 |
| Ames, IA | 81 | $ 17,765,000 | $ 219,320 | $ 106,000 |
| Missoula, MT | 81 | $ 36,055,000 | $ 445,123 | $ 172,000 |
| Enid, OK | 80 | $ 15,870,000 | $ 198,375 | $ 128,000 |
| Kahului-Wailuku-Lahaina, HI | 80 | $ 43,850,000 | $ 548,125 | $ 160,000 |
| Glens Falls, NY | 77 | $ 18,555,000 | $ 240,974 | $ 128,000 |
| Morgantown, WV | 74 | $ 21,030,000 | $ 284,189 | $ 104,000 |
| Pittsfield, MA | 73 | $ 15,965,000 | $ 218,698 | $ 101,000 |
| Sandusky, OH | 71 | $ 14,355,000 | $ 202,183 | $ 139,000 |
| Napa, CA | 70 | $ 37,140,000 | $ 530,571 | $ 225,000 |
| Bay City, MI | 69 | $ 10,895,000 | $ 157,898 | $ 54,000 |
| Johnstown, PA | 67 | $ 9,635,000 | $ 143,805 | $ 93,000 |
| Corvallis, OR | 66 | $ 23,560,000 | $ 356,969 | $ 199,000 |
| Lawrence, KS | 66 | $ 17,890,000 | $ 271,060 | $ 126,000 |
| La Crosse-Onalaska, WI-MN | 65 | $ 14,085,000 | $ 216,692 | $ 101,000 |
| Beckley, WV | 64 | $ 11,460,000 | $ 179,062 | $ 98,000 |
| Casper, WY | 63 | $ 17,525,000 | $ 278,174 | $ 107,000 |
| Elmira, NY | 62 | $ 9,770,000 | $ 157,580 | $ 63,000 |
| Walla Walla, WA | 62 | $ 20,240,000 | $ 326,451 | $ 115,000 |
| Carson City, NV | 61 | $ 24,435,000 | $ 400,573 | $ 154,000 |
| Traverse City, MI | 61 | $ 19,065,000 | $ 312,540 | $ 94,000 |
| Dubuque, IA | 60 | $ 12,810,000 | $ 213,500 | $ 76,000 |
| Fond Du Lac, WI | 60 | $ 12,020,000 | $ 200,333 | $ 85,000 |
| Parkersburg-Vienna, WV | 60 | $ 10,360,000 | $ 172,666 | $ 77,000 |
| Amherst Town-Northampton, MA | 58 | $ 15,900,000 | $ 274,137 | $ 116,000 |
| Sioux City, IA-NE-SD | 56 | $ 13,640,000 | $ 243,571 | $ 93,000 |
| Lima, OH | 55 | $ 10,175,000 | $ 185,000 | $ 95,000 |
| Midland, MI | 55 | $ 11,795,000 | $ 214,454 | $ 51,000 |
| Grants Pass, OR | 54 | $ 16,160,000 | $ 299,259 | $ 128,000 |
| Grand Forks, ND-MN | 52 | $ 12,540,000 | $ 241,153 | $ 150,307 |
| Kingston, NY | 52 | $ 18,330,000 | $ 352,500 | $ 127,000 |
| Grand Island, NE | 51 | $ 10,305,000 | $ 202,058 | $ 40,000 |
| Lewiston, ID-WA | 38 | $ 11,300,000 | $ 297,368 | $ 115,131 |
| Mankato-North Mankato, MN | 38 | $ 10,620,000 | $ 279,473 | $ 137,000 |
| Ithaca, NY | 14 | $ 4,310,000 | $ 307,857 | $ 106,000 |
| Eagle Pass, TX | 13 | $ 3,085,000 | $ 237,307 | $ 150,000 |
Mortgage Loan Application Detail Totals for PennyMac Loan Services LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 262,794 | $93,308,610,000 | $355,000 | $3,005,000 | $178,000 | $9,275,000 |
| Refinancing | 47,626 | $17,744,820,000 | $372,000 | $3,005,000 | $186,000 | $7,421,000 |
| Cash-out Refinancing | 46,222 | $12,202,930,000 | $264,000 | $2,945,000 | $110,000 | $9,213,000 |
| Other Purpose | 28,174 | $2,715,910,000 | $96,000 | $1,155,000 | $129,000 | $4,548,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 249,526 | $84,219,080,000 | $337,000 | $2,735,000 | $0 | $0 |
| White | 72,929 | $21,203,085,000 | $290,000 | $3,005,000 | $144,000 | $9,275,000 |
| Hispanic | 19,793 | $5,852,315,000 | $295,000 | $3,005,000 | $124,000 | $3,840,000 |
| Black or African American | 17,126 | $4,730,270,000 | $276,000 | $2,945,000 | $114,000 | $4,000,000 |
| Not Provided | 13,856 | $5,254,070,000 | $379,000 | $3,005,000 | $175,000 | $8,914,000 |
| Asian | 9,614 | $4,184,170,000 | $435,000 | $2,885,000 | $193,000 | $5,666,000 |
| American Indian or Alaskan Native | 1,535 | $389,875,000 | $253,000 | $1,605,000 | $116,000 | $1,125,000 |
| Native Hawaiian or Other Pacific Islander | 437 | $139,405,000 | $319,000 | $2,745,000 | $130,000 | $882,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 168,810 | $60,116,900,000 | $356,000 | $3,005,000 | $163,000 | $9,275,000 |
| FHA-insured (Federal Housing Administration) | 132,544 | $38,223,330,000 | $288,000 | $1,835,000 | $98,000 | $3,840,000 |
| VA-guaranteed (Veterans Administration) | 74,247 | $25,800,315,000 | $347,000 | $2,735,000 | $132,000 | $1,737,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9,215 | $1,831,725,000 | $198,000 | $805,000 | $65,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 249,526 | $84,219,080,000 | $337,000 | $2,735,000 | $0 | $0 |
| Loan Originated | 67,294 | $22,671,420,000 | $336,000 | $3,005,000 | $161,000 | $9,275,000 |
| File Closed For Incompleteness | 32,803 | $8,524,495,000 | $259,000 | $2,855,000 | $120,000 | $9,213,000 |
| Application Denied By Financial Institution | 18,218 | $5,083,700,000 | $279,000 | $2,945,000 | $124,000 | $4,548,000 |
| Application Withdrawn By Applicant | 13,152 | $4,207,160,000 | $319,000 | $3,005,000 | $149,000 | $6,693,000 |
| Application Approved But Not Accepted | 3,022 | $973,820,000 | $322,000 | $2,025,000 | $148,000 | $971,000 |
| Preapproval Approved but not Accepted | 799 | $291,795,000 | $365,000 | $2,025,000 | $134,000 | $575,000 |
| Preapproval Denied by Financial Institution | 2 | $800,000 | $400,000 | $495,000 | $123,000 | $146,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 366,596 | $120,887,770,000 | $329,000 | $3,005,000 | $149,000 | $9,275,000 |
| Debt-To-Income Ratio | 5,473 | $1,634,525,000 | $298,000 | $2,945,000 | $93,000 | $1,121,000 |
| Credit History | 3,302 | $657,260,000 | $199,000 | $1,735,000 | $120,000 | $4,000,000 |
| Collateral | 3,049 | $717,595,000 | $235,000 | $2,845,000 | $132,000 | $3,760,000 |
| Credit Application Incomplete | 2,903 | $949,175,000 | $326,000 | $2,525,000 | $154,000 | $3,527,000 |
| Unverifiable Information | 1,279 | $397,195,000 | $310,000 | $2,585,000 | $162,000 | $3,132,000 |
| Other | 1,274 | $352,590,000 | $276,000 | $2,475,000 | $135,000 | $4,548,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 795 | $337,505,000 | $424,000 | $2,705,000 | $155,000 | $1,899,000 |
| Employment History | 139 | $36,875,000 | $265,000 | $1,195,000 | $117,000 | $800,000 |
| Mortgage Insurance Denied | 6 | $1,780,000 | $296,000 | $425,000 | $166,000 | $377,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PennyMac Loan Services LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PennyMac Loan Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About