Flexpoint, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Flexpoint, Inc. of Costa Mesa, CA reported 6,107 mortgage applications totaling $3.0 billion, up 57% from 2024. The average application was for $497,890, and applicants reported an average income of $350,132. 50% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (953), Riverside-San Bernardino-Ontario, CA (616) and Anaheim-Santa Ana-Irvine, CA (387) (applications in parentheses).

Mortgage Company & Address Flexpoint, Inc.
27433 Tourney Road, Suite 150
Costa Mesa, CA 92626
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 6,107
Total Mortgage Loan Application Amount $3,040,615,000
Average Mortgage Loan Application Amount $497,890
Highest Mortgage Loan Application Amount $8,765,000
Average Applicant Income $350,132
Highest Applicant Income $9,789,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flexpoint, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flexpoint, Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 953 $ 718,025,000 $ 753,436 $ 494,000
Orange, California 387 $ 302,455,000 $ 781,537 $ 512,000
Kern, California 318 $ 87,810,000 $ 276,132 $ 128,000
Riverside, California 313 $ 134,405,000 $ 429,408 $ 280,000
San Bernardino, California 303 $ 118,435,000 $ 390,874 $ 314,000
Monterey, California 194 $ 111,610,000 $ 575,309 $ 326,000
San Diego, California 166 $ 110,440,000 $ 665,301 $ 337,000
Harris, Texas 137 $ 43,775,000 $ 319,525 $ 428,000
Stanislaus, California 136 $ 51,270,000 $ 376,985 $ 133,000
Miami-Dade, Florida 133 $ 101,375,000 $ 762,218 $ 591,000
San Joaquin, California 100 $ 34,900,000 $ 349,000 $ 137,000
Broward, Florida 98 $ 56,320,000 $ 574,693 $ 665,000
Maricopa, Arizona 79 $ 32,975,000 $ 417,405 $ 251,000
Clark, Nevada 61 $ 36,415,000 $ 596,967 $ 276,000
Dallas, Texas 60 $ 20,270,000 $ 337,833 $ 237,000
Merced, California 59 $ 20,375,000 $ 345,338 $ 106,000
Santa Clara, California 56 $ 43,070,000 $ 769,107 $ 368,000
Collin, Texas 56 $ 24,050,000 $ 429,464 $ 333,000
Palm Beach, Florida 52 $ 21,680,000 $ 416,923 $ 480,000
Contra Costa, California 49 $ 21,205,000 $ 432,755 $ 180,000
Lubbock, Texas 49 $ 8,625,000 $ 176,020 $ 251,000
Sacramento, California 47 $ 20,345,000 $ 432,872 $ 369,000
Lee, Florida 45 $ 16,095,000 $ 357,666 $ 276,000
Fresno, California 43 $ 13,875,000 $ 322,674 $ 269,000
Baltimore City, Maryland 43 $ 8,005,000 $ 186,162 $ 443,000
Philadelphia, Pennsylvania 42 $ 14,810,000 $ 352,619 $ 208,000
Ventura, California 41 $ 25,725,000 $ 627,439 $ 552,000
Alameda, California 40 $ 19,220,000 $ 480,500 $ 220,000
Cook, Illinois 39 $ 13,735,000 $ 352,179 $ 137,000
Tarrant, Texas 37 $ 9,955,000 $ 269,054 $ 149,000
Orange, Florida 35 $ 17,675,000 $ 505,000 $ 433,000
Denton, Texas 34 $ 13,350,000 $ 392,647 $ 198,000
Fort Bend, Texas 30 $ 8,640,000 $ 288,000 $ 178,000
Tulare, California 29 $ 6,985,000 $ 240,862 $ 109,000
Guilford, North Carolina 28 $ 6,460,000 $ 230,714 $ 395,000
Gwinnett, Georgia 27 $ 9,725,000 $ 360,185 $ 237,000
Wake, North Carolina 27 $ 9,685,000 $ 358,703 $ 254,000
Madera, California 24 $ 7,600,000 $ 316,666 $ 139,000
Hillsborough, Florida 24 $ 8,910,000 $ 371,250 $ 216,000
Bernalillo, New Mexico 23 $ 6,325,000 $ 275,000 $ 205,000
Montgomery, Texas 23 $ 8,875,000 $ 385,869 $ 543,000
Sarasota, Florida 21 $ 8,975,000 $ 427,380 $ 353,000
Solano, California 20 $ 9,170,000 $ 458,500 $ 147,000
Pinellas, Florida 20 $ 8,430,000 $ 421,500 $ 303,000
Fulton, Georgia 20 $ 11,120,000 $ 556,000 $ 268,000
Santa Cruz, California 18 $ 9,440,000 $ 524,444 $ 185,000
Davidson, Tennessee 18 $ 7,220,000 $ 401,111 $ 509,000
Adams, Colorado 16 $ 5,550,000 $ 346,875 $ 295,000
King, Washington 16 $ 8,440,000 $ 527,500 $ 319,000
Arapahoe, Colorado 15 $ 6,525,000 $ 435,000 $ 246,000
Manatee, Florida 15 $ 5,905,000 $ 393,666 $ 180,000
Middlesex, New Jersey 15 $ 6,395,000 $ 426,333 $ 299,000
Cumberland, North Carolina 15 $ 3,215,000 $ 214,333 $ 246,000
Mecklenburg, North Carolina 15 $ 5,125,000 $ 341,666 $ 214,000
Wagoner, Oklahoma 15 $ 1,575,000 $ 105,000 $ 0
Placer, California 14 $ 5,920,000 $ 422,857 $ 840,000
Collier, Florida 14 $ 9,980,000 $ 712,857 $ 491,000
Escambia, Florida 14 $ 3,010,000 $ 215,000 $ 93,000
Marion, Florida 14 $ 3,090,000 $ 220,714 $ 109,000
Chatham, Georgia 14 $ 4,710,000 $ 336,428 $ 413,000
Shelby, Tennessee 14 $ 2,980,000 $ 212,857 $ 176,000
Fairfax, Virginia 14 $ 8,670,000 $ 619,285 $ 253,000
Santa Barbara, California 13 $ 11,385,000 $ 875,769 $ 326,000
Sonoma, California 13 $ 5,305,000 $ 408,076 $ 214,000
Duval, Florida 13 $ 6,885,000 $ 529,615 $ 212,000
St. Louis, Missouri 13 $ 2,255,000 $ 173,461 $ 39,000
Camden, New Jersey 13 $ 4,465,000 $ 343,461 $ 174,000
Travis, Texas 13 $ 6,535,000 $ 502,692 $ 486,000
Brevard, Florida 12 $ 5,130,000 $ 427,500 $ 192,000
St. Lucie, Florida 12 $ 3,690,000 $ 307,500 $ 104,000
Wayne, Michigan 12 $ 2,860,000 $ 238,333 $ 109,000
Imperial, California 11 $ 3,315,000 $ 301,363 $ 107,000
San Benito, California 11 $ 9,805,000 $ 891,363 $ 257,000
San Francisco, California 11 $ 9,225,000 $ 838,636 $ 216,000
Osceola, Florida 11 $ 4,615,000 $ 419,545 $ 126,000
Monmouth, New Jersey 11 $ 7,655,000 $ 695,909 $ 308,000
Knox, Tennessee 11 $ 4,355,000 $ 395,909 $ 324,000
Bexar, Texas 11 $ 2,575,000 $ 234,090 $ 162,000
Virginia Beach, Virginia 11 $ 3,865,000 $ 351,363 $ 253,000
Mohave, Arizona 10 $ 3,060,000 $ 306,000 $ 250,000
Pinal, Arizona 10 $ 3,300,000 $ 330,000 $ 225,000
Calaveras, California 10 $ 3,060,000 $ 306,000 $ 184,000
St. Johns, Florida 10 $ 4,030,000 $ 403,000 $ 178,000
Volusia, Florida 10 $ 2,810,000 $ 281,000 $ 176,000
Norfolk, Massachusetts 10 $ 4,270,000 $ 427,000 $ 185,000
Washington, Oregon 10 $ 3,020,000 $ 302,000 $ 290,000
Butte, California 9 $ 2,625,000 $ 291,666 $ 81,000
Kings, California 9 $ 2,685,000 $ 298,333 $ 171,000
Denver, Colorado 9 $ 3,795,000 $ 421,666 $ 357,000
Jefferson, Colorado 9 $ 3,175,000 $ 352,777 $ 360,000
Cobb, Georgia 9 $ 3,105,000 $ 345,000 $ 193,000
Hall, Georgia 9 $ 5,285,000 $ 587,222 $ 640,000
Honolulu, Hawaii 9 $ 6,035,000 $ 670,555 $ 517,000
Luzerne, Pennsylvania 9 $ 1,655,000 $ 183,888 $ 134,000
Bell, Texas 9 $ 1,275,000 $ 141,666 $ 125,000
Charlotte, Florida 8 $ 1,570,000 $ 196,250 $ 167,000
Polk, Florida 8 $ 2,650,000 $ 331,250 $ 135,000
Clayton, Georgia 8 $ 1,460,000 $ 182,500 $ 282,000
Hamilton, Indiana 8 $ 2,570,000 $ 321,250 $ 442,000
Bergen, New Jersey 8 $ 7,370,000 $ 921,250 $ 606,000
Gloucester, New Jersey 8 $ 2,450,000 $ 306,250 $ 195,000
Queens, New York 8 $ 5,860,000 $ 732,500 $ 1,230,000
Forsyth, North Carolina 8 $ 1,910,000 $ 238,750 $ 147,000
Charleston, South Carolina 8 $ 7,080,000 $ 885,000 $ 186,000
Ellis, Texas 8 $ 2,670,000 $ 333,750 $ 241,000
Yolo, California 7 $ 2,535,000 $ 362,142 $ 278,000
Yuba, California 7 $ 2,705,000 $ 386,428 $ 126,000
Seminole, Florida 7 $ 2,605,000 $ 372,142 $ 307,000
DeKalb, Georgia 7 $ 5,975,000 $ 853,571 $ 167,000
Passaic, New Jersey 7 $ 8,455,000 $ 1,207,857 $ 335,000
Horry, South Carolina 7 $ 2,475,000 $ 353,571 $ 395,000
Lexington, South Carolina 7 $ 1,755,000 $ 250,714 $ 380,000
Pima, Arizona 6 $ 2,220,000 $ 370,000 $ 275,000
Yavapai, Arizona 6 $ 5,920,000 $ 986,666 $ 728,000
Amador, California 6 $ 1,680,000 $ 280,000 $ 132,000
Nevada, California 6 $ 1,460,000 $ 243,333 $ 127,000
San Luis Obispo, California 6 $ 4,770,000 $ 795,000 $ 497,000
Hernando, Florida 6 $ 1,280,000 $ 213,333 $ 70,000
Lake, Florida 6 $ 1,840,000 $ 306,666 $ 234,000
Okaloosa, Florida 6 $ 2,700,000 $ 450,000 $ 113,000
Pasco, Florida 6 $ 1,890,000 $ 315,000 $ 200,000
Cherokee, Georgia 6 $ 3,530,000 $ 588,333 $ 1,698,000
Douglas, Georgia 6 $ 1,630,000 $ 271,666 $ 116,000
DuPage, Illinois 6 $ 1,840,000 $ 306,666 $ 683,000
Prince George's, Maryland 6 $ 1,220,000 $ 203,333 $ 73,000
Durham, North Carolina 6 $ 2,300,000 $ 383,333 $ 169,000
Cuyahoga, Ohio 6 $ 1,150,000 $ 191,666 $ 67,000
Delaware, Pennsylvania 6 $ 2,050,000 $ 341,666 $ 146,000
Montgomery, Pennsylvania 6 $ 1,980,000 $ 330,000 $ 92,000
Brazoria, Texas 6 $ 3,260,000 $ 543,333 $ 380,000
Williamson, Texas 6 $ 2,710,000 $ 451,666 $ 262,000
Chesapeake, Virginia 6 $ 2,150,000 $ 358,333 $ 127,000
Pierce, Washington 6 $ 2,350,000 $ 391,666 $ 180,000
El Dorado, California 5 $ 2,695,000 $ 539,000 $ 200,000
Marin, California 5 $ 5,535,000 $ 1,107,000 $ 188,000
San Mateo, California 5 $ 3,535,000 $ 707,000 $ 456,000
Douglas, Colorado 5 $ 2,085,000 $ 417,000 $ 175,000
Weld, Colorado 5 $ 1,905,000 $ 381,000 $ 258,000
District of Columbia, District Of Columbia 5 $ 3,675,000 $ 735,000 $ 471,000
Hawaii, Hawaii 5 $ 5,265,000 $ 1,053,000 $ 1,467,000
Lake, Illinois 5 $ 3,005,000 $ 601,000 $ 548,000
Will, Illinois 5 $ 4,035,000 $ 807,000 $ 1,230,000
Sedgwick, Kansas 5 $ 1,625,000 $ 325,000 $ 0
Atlantic, New Jersey 5 $ 3,435,000 $ 687,000 $ 479,000
Burlington, New Jersey 5 $ 1,565,000 $ 313,000 $ 233,000
Essex, New Jersey 5 $ 4,265,000 $ 853,000 $ 760,000
Brunswick, North Carolina 5 $ 1,065,000 $ 213,000 $ 107,000
Randolph, North Carolina 5 $ 965,000 $ 193,000 $ 302,000
Union, North Carolina 5 $ 1,345,000 $ 269,000 $ 128,000
Oklahoma, Oklahoma 5 $ 1,795,000 $ 359,000 $ 228,000
Tulsa, Oklahoma 5 $ 1,205,000 $ 241,000 $ 116,000
Clackamas, Oregon 5 $ 2,585,000 $ 517,000 $ 2,823,000
Multnomah, Oregon 5 $ 2,415,000 $ 483,000 $ 828,000
Allegheny, Pennsylvania 5 $ 2,135,000 $ 427,000 $ 562,000
Rutherford, Tennessee 5 $ 1,525,000 $ 305,000 $ 48,000
Grayson, Texas 5 $ 1,195,000 $ 239,000 $ 194,000
Johnson, Texas 5 $ 2,185,000 $ 437,000 $ 186,000
Randall, Texas 5 $ 635,000 $ 127,000 $ 0
Waller, Texas 5 $ 1,245,000 $ 249,000 $ 398,000
Prince William, Virginia 5 $ 2,155,000 $ 431,000 $ 85,000
Spotsylvania, Virginia 5 $ 2,205,000 $ 441,000 $ 130,000
Sutter, California 4 $ 1,050,000 $ 262,500 $ 174,000
El Paso, Colorado 4 $ 1,400,000 $ 350,000 $ 173,000
Alachua, Florida 4 $ 1,190,000 $ 297,500 $ 92,000
Bay, Florida 4 $ 950,000 $ 237,500 $ 73,000
Highlands, Florida 4 $ 940,000 $ 235,000 $ 222,000
Barrow, Georgia 4 $ 390,000 $ 97,500 $ 53,000
Ada, Idaho 4 $ 2,040,000 $ 510,000 $ 129,000
Montgomery, Maryland 4 $ 1,910,000 $ 477,500 $ 279,000
Nye, Nevada 4 $ 1,460,000 $ 365,000 $ 28,000
Ocean, New Jersey 4 $ 3,380,000 $ 845,000 $ 525,000
Erie, New York 4 $ 810,000 $ 202,500 $ 204,000
Wilson, North Carolina 4 $ 1,150,000 $ 287,500 $ 244,000
Grady, Oklahoma 4 $ 2,310,000 $ 577,500 $ 372,000
Jackson, Oregon 4 $ 2,400,000 $ 600,000 $ 0
Dorchester, South Carolina 4 $ 1,150,000 $ 287,500 $ 109,000
Richland, South Carolina 4 $ 1,510,000 $ 377,500 $ 217,000
Cameron, Texas 4 $ 1,120,000 $ 280,000 $ 0
Rockwall, Texas 4 $ 2,290,000 $ 572,500 $ 555,000
Walker, Texas 4 $ 580,000 $ 145,000 $ 136,000
Charlottesville, Virginia 4 $ 2,170,000 $ 542,500 $ 3,244,000
Staunton, Virginia 4 $ 2,530,000 $ 632,500 $ 2,608,000
Kitsap, Washington 4 $ 1,560,000 $ 390,000 $ 394,000
Santa Cruz, Arizona 3 $ 985,000 $ 328,333 $ 108,000
Tuolumne, California 3 $ 1,245,000 $ 415,000 $ 213,000
Summit, Colorado 3 $ 3,205,000 $ 1,068,333 $ 1,972,000
Citrus, Florida 3 $ 435,000 $ 145,000 $ 101,000
Clay, Florida 3 $ 1,035,000 $ 345,000 $ 136,000
Hendry, Florida 3 $ 955,000 $ 318,333 $ 162,000
Nassau, Florida 3 $ 1,445,000 $ 481,666 $ 723,000
Sumter, Florida 3 $ 975,000 $ 325,000 $ 327,000
Fayette, Georgia 3 $ 1,505,000 $ 501,666 $ 530,000
Forsyth, Georgia 3 $ 1,535,000 $ 511,666 $ 338,000
Henry, Georgia 3 $ 1,135,000 $ 378,333 $ 179,000
Lowndes, Georgia 3 $ 335,000 $ 111,666 $ 102,000
Richmond, Georgia 3 $ 455,000 $ 151,666 $ 0
Maui, Hawaii 3 $ 925,000 $ 308,333 $ 3,000
Canyon, Idaho 3 $ 905,000 $ 301,666 $ 128,000
Rock Island, Illinois 3 $ 315,000 $ 105,000 $ 0
Marion, Indiana 3 $ 1,025,000 $ 341,666 $ 212,000
Fayette, Kentucky 3 $ 1,015,000 $ 338,333 $ 1,011,000
Lafayette, Louisiana 3 $ 835,000 $ 278,333 $ 200,000
Baltimore, Maryland 3 $ 865,000 $ 288,333 $ 0
St. Louis City, Missouri 3 $ 275,000 $ 91,666 $ 22,000
Morris, New Jersey 3 $ 1,935,000 $ 645,000 $ 360,000
Somerset, New Jersey 3 $ 1,135,000 $ 378,333 $ 0
Albany, New York 3 $ 695,000 $ 231,666 $ 0
Kings, New York 3 $ 1,455,000 $ 485,000 $ 1,233,000
Nassau, New York 3 $ 1,475,000 $ 491,666 $ 1,228,000
Alamance, North Carolina 3 $ 765,000 $ 255,000 $ 88,000
Catawba, North Carolina 3 $ 785,000 $ 261,666 $ 234,000
Cleveland, North Carolina 3 $ 2,065,000 $ 688,333 $ 338,000
Davidson, North Carolina 3 $ 615,000 $ 205,000 $ 119,000
Duplin, North Carolina 3 $ 875,000 $ 291,666 $ 0
Johnston, North Carolina 3 $ 965,000 $ 321,666 $ 78,000
Moore, North Carolina 3 $ 835,000 $ 278,333 $ 84,000
New Hanover, North Carolina 3 $ 805,000 $ 268,333 $ 138,000
Onslow, North Carolina 3 $ 755,000 $ 251,666 $ 102,000
Franklin, Ohio 3 $ 925,000 $ 308,333 $ 49,000
Hamilton, Ohio 3 $ 435,000 $ 145,000 $ 8,000
Portage, Ohio 3 $ 2,445,000 $ 815,000 $ 684,000
Chester, Pennsylvania 3 $ 625,000 $ 208,333 $ 334,000
Lackawanna, Pennsylvania 3 $ 355,000 $ 118,333 $ 107,000
Maury, Tennessee 3 $ 845,000 $ 281,666 $ 181,000
Williamson, Tennessee 3 $ 12,685,000 $ 4,228,333 $ 309,000
Galveston, Texas 3 $ 555,000 $ 185,000 $ 85,000
Hays, Texas 3 $ 925,000 $ 308,333 $ 171,000
Liberty, Texas 3 $ 855,000 $ 285,000 $ 412,000
Smith, Texas 3 $ 985,000 $ 328,333 $ 191,000
Chesterfield, Virginia 3 $ 1,075,000 $ 358,333 $ 214,000
Henrico, Virginia 3 $ 675,000 $ 225,000 $ 118,000
Loudoun, Virginia 3 $ 3,025,000 $ 1,008,333 $ 800,000
Montgomery, Virginia 3 $ 1,055,000 $ 351,666 $ 138,000
Berkeley, West Virginia 3 $ 1,415,000 $ 471,666 $ 173,000
Limestone, Alabama 2 $ 430,000 $ 215,000 $ 298,000
Montgomery, Alabama 2 $ 420,000 $ 210,000 $ 117,000
La Paz, Arizona 2 $ 510,000 $ 255,000 $ 62,000
Navajo, Arizona 2 $ 430,000 $ 215,000 $ 167,000
Benton, Arkansas 2 $ 1,130,000 $ 565,000 $ 277,000
Inyo, California 2 $ 760,000 $ 380,000 $ 163,000
Mendocino, California 2 $ 610,000 $ 305,000 $ 79,000
Mono, California 2 $ 2,070,000 $ 1,035,000 $ 362,000
Siskiyou, California 2 $ 560,000 $ 280,000 $ 109,000
Boulder, Colorado 2 $ 1,210,000 $ 605,000 $ 163,000
Capitol Planning Region, Connecticut 2 $ 820,000 $ 410,000 $ 70,000
New Castle, Delaware 2 $ 390,000 $ 195,000 $ 0
Indian River, Florida 2 $ 720,000 $ 360,000 $ 131,000
Leon, Florida 2 $ 370,000 $ 185,000 $ 103,000
Martin, Florida 2 $ 1,360,000 $ 680,000 $ 460,000
Monroe, Florida 2 $ 1,930,000 $ 965,000 $ 341,000
Dougherty, Georgia 2 $ 350,000 $ 175,000 $ 49,000
Jackson, Georgia 2 $ 560,000 $ 280,000 $ 156,000
Towns, Georgia 2 $ 700,000 $ 350,000 $ 186,000
Worth, Georgia 2 $ 150,000 $ 75,000 $ 68,000
Kootenai, Idaho 2 $ 650,000 $ 325,000 $ 58,000
Scott, Iowa 2 $ 190,000 $ 95,000 $ 0
Cumberland, Maine 2 $ 580,000 $ 290,000 $ 840,000
York, Maine 2 $ 1,120,000 $ 560,000 $ 0
Anne Arundel, Maryland 2 $ 1,100,000 $ 550,000 $ 107,000
Essex, Massachusetts 2 $ 1,110,000 $ 555,000 $ 1,200,000
Hampden, Massachusetts 2 $ 800,000 $ 400,000 $ 1,225,000
Middlesex, Massachusetts 2 $ 1,070,000 $ 535,000 $ 0
Suffolk, Massachusetts 2 $ 1,650,000 $ 825,000 $ 997,000
Worcester, Massachusetts 2 $ 760,000 $ 380,000 $ 78,000
Washoe, Nevada 2 $ 900,000 $ 450,000 $ 0
Cape May, New Jersey 2 $ 650,000 $ 325,000 $ 0
Cumberland, New Jersey 2 $ 630,000 $ 315,000 $ 140,000
Hunterdon, New Jersey 2 $ 550,000 $ 275,000 $ 0
Mercer, New Jersey 2 $ 2,850,000 $ 1,425,000 $ 905,000
Warren, New Jersey 2 $ 700,000 $ 350,000 $ 525,000
Dona Ana, New Mexico 2 $ 170,000 $ 85,000 $ 30,000
Valencia, New Mexico 2 $ 710,000 $ 355,000 $ 124,000
Suffolk, New York 2 $ 1,120,000 $ 560,000 $ 1,228,000
Cabarrus, North Carolina 2 $ 1,260,000 $ 630,000 $ 594,000
Columbus, North Carolina 2 $ 310,000 $ 155,000 $ 133,000
Dare, North Carolina 2 $ 1,010,000 $ 505,000 $ 232,000
Gaston, North Carolina 2 $ 470,000 $ 235,000 $ 105,000
Robeson, North Carolina 2 $ 270,000 $ 135,000 $ 41,000
Rowan, North Carolina 2 $ 580,000 $ 290,000 $ 108,000
Stokes, North Carolina 2 $ 550,000 $ 275,000 $ 146,000
Watauga, North Carolina 2 $ 1,150,000 $ 575,000 $ 259,000
Berks, Pennsylvania 2 $ 600,000 $ 300,000 $ 117,000
Cumberland, Pennsylvania 2 $ 510,000 $ 255,000 $ 361,000
Washington, Pennsylvania 2 $ 410,000 $ 205,000 $ 179,000
York, Pennsylvania 2 $ 790,000 $ 395,000 $ 241,000
Aiken, South Carolina 2 $ 470,000 $ 235,000 $ 120,000
Berkeley, South Carolina 2 $ 3,790,000 $ 1,895,000 $ 617,000
Greenville, South Carolina 2 $ 510,000 $ 255,000 $ 102,000
Hamilton, Tennessee 2 $ 620,000 $ 310,000 $ 180,000
Lawrence, Tennessee 2 $ 710,000 $ 355,000 $ 338,000
Sevier, Tennessee 2 $ 1,990,000 $ 995,000 $ 0
Sumner, Tennessee 2 $ 810,000 $ 405,000 $ 126,000
Wilson, Tennessee 2 $ 770,000 $ 385,000 $ 102,000
Brazos, Texas 2 $ 620,000 $ 310,000 $ 75,000
El Paso, Texas 2 $ 320,000 $ 160,000 $ 155,000
Gaines, Texas 2 $ 360,000 $ 180,000 $ 181,000
Madison, Texas 2 $ 200,000 $ 100,000 $ 107,000
Nueces, Texas 2 $ 510,000 $ 255,000 $ 85,000
Potter, Texas 2 $ 1,000,000 $ 500,000 $ 0
Wharton, Texas 2 $ 190,000 $ 95,000 $ 107,000
Albemarle, Virginia 2 $ 860,000 $ 430,000 $ 3,244,000
Hampton, Virginia 2 $ 460,000 $ 230,000 $ 71,000
Clark, Washington 2 $ 430,000 $ 215,000 $ 113,000
Snohomish, Washington 2 $ 1,790,000 $ 895,000 $ 263,000
Milwaukee, Wisconsin 2 $ 330,000 $ 165,000 $ 0
Morgan, Alabama 1 $ 165,000 $ 165,000 $ 0
Tuscaloosa, Alabama 1 $ 225,000 $ 225,000 $ 0
Anchorage, Alaska 1 $ 275,000 $ 275,000 $ 125,000
Coconino, Arizona 1 $ 155,000 $ 155,000 $ 165,000
Yuma, Arizona 1 $ 125,000 $ 125,000 $ 63,000
Colusa, California 1 $ 285,000 $ 285,000 $ 129,000
Lake, California 1 $ 455,000 $ 455,000 $ 0
Mariposa, California 1 $ 205,000 $ 205,000 $ 548,000
Shasta, California 1 $ 325,000 $ 325,000 $ 91,000
Eagle, Colorado 1 $ 435,000 $ 435,000 $ 253,000
Fremont, Colorado 1 $ 465,000 $ 465,000 $ 150,000
Garfield, Colorado 1 $ 415,000 $ 415,000 $ 399,000
Huerfano, Colorado 1 $ 275,000 $ 275,000 $ 100,000
La Plata, Colorado 1 $ 255,000 $ 255,000 $ 0
Larimer, Colorado 1 $ 505,000 $ 505,000 $ 774,000
Mesa, Colorado 1 $ 375,000 $ 375,000 $ 172,000
Pueblo, Colorado 1 $ 505,000 $ 505,000 $ 236,000
Routt, Colorado 1 $ 2,505,000 $ 2,505,000 $ 817,000
San Juan, Colorado 1 $ 225,000 $ 225,000 $ 149,000
Naugatuck Valley Planning Region, Connecticut 1 $ 305,000 $ 305,000 $ 0
Flagler, Florida 1 $ 215,000 $ 215,000 $ 0
Walton, Florida 1 $ 315,000 $ 315,000 $ 1,615,000
Banks, Georgia 1 $ 385,000 $ 385,000 $ 179,000
Bartow, Georgia 1 $ 435,000 $ 435,000 $ 0
Camden, Georgia 1 $ 315,000 $ 315,000 $ 285,000
Catoosa, Georgia 1 $ 215,000 $ 215,000 $ 95,000
Clarke, Georgia 1 $ 905,000 $ 905,000 $ 264,000
Effingham, Georgia 1 $ 335,000 $ 335,000 $ 109,000
Franklin, Georgia 1 $ 215,000 $ 215,000 $ 634,000
Gilmer, Georgia 1 $ 245,000 $ 245,000 $ 0
Grady, Georgia 1 $ 125,000 $ 125,000 $ 46,000
Houston, Georgia 1 $ 175,000 $ 175,000 $ 0
Lumpkin, Georgia 1 $ 1,335,000 $ 1,335,000 $ 0
Monroe, Georgia 1 $ 605,000 $ 605,000 $ 267,000
Paulding, Georgia 1 $ 335,000 $ 335,000 $ 123,000
Putnam, Georgia 1 $ 265,000 $ 265,000 $ 228,000
Spalding, Georgia 1 $ 135,000 $ 135,000 $ 146,000
Walton, Georgia 1 $ 275,000 $ 275,000 $ 84,000
Bonner, Idaho 1 $ 515,000 $ 515,000 $ 151,000
Henry, Illinois 1 $ 155,000 $ 155,000 $ 0
Kane, Illinois 1 $ 275,000 $ 275,000 $ 127,000
Macon, Illinois 1 $ 245,000 $ 245,000 $ 286,000
McHenry, Illinois 1 $ 245,000 $ 245,000 $ 0
Sangamon, Illinois 1 $ 395,000 $ 395,000 $ 232,000
Hendricks, Indiana 1 $ 235,000 $ 235,000 $ 0
Lake, Indiana 1 $ 275,000 $ 275,000 $ 61,000
Tippecanoe, Indiana 1 $ 215,000 $ 215,000 $ 0
Black Hawk, Iowa 1 $ 175,000 $ 175,000 $ 111,000
Dallas, Iowa 1 $ 715,000 $ 715,000 $ 940,000
Osceola, Iowa 1 $ 125,000 $ 125,000 $ 57,000
Polk, Iowa 1 $ 465,000 $ 465,000 $ 29,000
Butler, Kansas 1 $ 395,000 $ 395,000 $ 0
Jefferson, Kentucky 1 $ 175,000 $ 175,000 $ 689,000
Orleans, Louisiana 1 $ 4,945,000 $ 4,945,000 $ 0
Ouachita, Louisiana 1 $ 735,000 $ 735,000 $ 216,000
Somerset, Maine 1 $ 215,000 $ 215,000 $ 69,000
Calvert, Maryland 1 $ 615,000 $ 615,000 $ 262,000
Charles, Maryland 1 $ 355,000 $ 355,000 $ 178,000
Howard, Maryland 1 $ 915,000 $ 915,000 $ 905,000
Bristol, Massachusetts 1 $ 585,000 $ 585,000 $ 0
Plymouth, Massachusetts 1 $ 585,000 $ 585,000 $ 0
Calhoun, Michigan 1 $ 255,000 $ 255,000 $ 252,000
Cass, Michigan 1 $ 85,000 $ 85,000 $ 98,000
Eaton, Michigan 1 $ 155,000 $ 155,000 $ 68,000
Grand Traverse, Michigan 1 $ 1,045,000 $ 1,045,000 $ 156,000
Ingham, Michigan 1 $ 245,000 $ 245,000 $ 54,000
Livingston, Michigan 1 $ 205,000 $ 205,000 $ 0
Macomb, Michigan 1 $ 205,000 $ 205,000 $ 0
Washtenaw, Michigan 1 $ 265,000 $ 265,000 $ 0
Cook, Minnesota 1 $ 165,000 $ 165,000 $ 230,000
Hennepin, Minnesota 1 $ 215,000 $ 215,000 $ 0
Isanti, Minnesota 1 $ 155,000 $ 155,000 $ 11,000
Washington, Minnesota 1 $ 455,000 $ 455,000 $ 182,000
Madison, Mississippi 1 $ 225,000 $ 225,000 $ 0
Jasper, Missouri 1 $ 215,000 $ 215,000 $ 0
Platte, Missouri 1 $ 1,015,000 $ 1,015,000 $ 550,000
Stone, Missouri 1 $ 575,000 $ 575,000 $ 0
Gallatin, Montana 1 $ 395,000 $ 395,000 $ 0
Hudson, New Jersey 1 $ 125,000 $ 125,000 $ 256,000
Union, New Jersey 1 $ 565,000 $ 565,000 $ 20,000
Bronx, New York 1 $ 435,000 $ 435,000 $ 0
Greene, New York 1 $ 355,000 $ 355,000 $ 0
New York, New York 1 $ 605,000 $ 605,000 $ 0
Rensselaer, New York 1 $ 405,000 $ 405,000 $ 34,000
Richmond, New York 1 $ 355,000 $ 355,000 $ 0
Sullivan, New York 1 $ 545,000 $ 545,000 $ 341,000
Yates, New York 1 $ 165,000 $ 165,000 $ 0
Buncombe, North Carolina 1 $ 405,000 $ 405,000 $ 92,000
Craven, North Carolina 1 $ 265,000 $ 265,000 $ 82,000
Granville, North Carolina 1 $ 155,000 $ 155,000 $ 180,000
Harnett, North Carolina 1 $ 275,000 $ 275,000 $ 145,000
Iredell, North Carolina 1 $ 155,000 $ 155,000 $ 54,000
Lee, North Carolina 1 $ 255,000 $ 255,000 $ 116,000
Nash, North Carolina 1 $ 195,000 $ 195,000 $ 59,000
Person, North Carolina 1 $ 205,000 $ 205,000 $ 53,000
Pitt, North Carolina 1 $ 255,000 $ 255,000 $ 73,000
Rockingham, North Carolina 1 $ 205,000 $ 205,000 $ 47,000
Wayne, North Carolina 1 $ 295,000 $ 295,000 $ 82,000
Delaware, Ohio 1 $ 325,000 $ 325,000 $ 473,000
Licking, Ohio 1 $ 135,000 $ 135,000 $ 65,000
Lorain, Ohio 1 $ 395,000 $ 395,000 $ 122,000
Miami, Ohio 1 $ 145,000 $ 145,000 $ 93,000
Montgomery, Ohio 1 $ 455,000 $ 455,000 $ 442,000
Stark, Ohio 1 $ 165,000 $ 165,000 $ 54,000
Warren, Ohio 1 $ 395,000 $ 395,000 $ 0
Canadian, Oklahoma 1 $ 205,000 $ 205,000 $ 0
Cleveland, Oklahoma 1 $ 385,000 $ 385,000 $ 0
Creek, Oklahoma 1 $ 415,000 $ 415,000 $ 200,000
Le Flore, Oklahoma 1 $ 65,000 $ 65,000 $ 18,000
Clatsop, Oregon 1 $ 295,000 $ 295,000 $ 0
Deschutes, Oregon 1 $ 1,065,000 $ 1,065,000 $ 417,000
Polk, Oregon 1 $ 305,000 $ 305,000 $ 392,000
Union, Oregon 1 $ 235,000 $ 235,000 $ 133,000
Bucks, Pennsylvania 1 $ 435,000 $ 435,000 $ 110,000
Butler, Pennsylvania 1 $ 345,000 $ 345,000 $ 244,000
Lehigh, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Pike, Pennsylvania 1 $ 155,000 $ 155,000 $ 134,000
Susquehanna, Pennsylvania 1 $ 195,000 $ 195,000 $ 120,000
Westmoreland, Pennsylvania 1 $ 1,365,000 $ 1,365,000 $ 819,000
Anderson, South Carolina 1 $ 265,000 $ 265,000 $ 0
Beaufort, South Carolina 1 $ 155,000 $ 155,000 $ 132,000
Florence, South Carolina 1 $ 635,000 $ 635,000 $ 149,000
Orangeburg, South Carolina 1 $ 125,000 $ 125,000 $ 240,000
York, South Carolina 1 $ 385,000 $ 385,000 $ 312,000
Blount, Tennessee 1 $ 315,000 $ 315,000 $ 97,000
Hamblen, Tennessee 1 $ 455,000 $ 455,000 $ 106,000
Henry, Tennessee 1 $ 155,000 $ 155,000 $ 60,000
Jackson, Tennessee 1 $ 155,000 $ 155,000 $ 100,000
Jefferson, Tennessee 1 $ 355,000 $ 355,000 $ 54,000
Overton, Tennessee 1 $ 165,000 $ 165,000 $ 53,000
Robertson, Tennessee 1 $ 215,000 $ 215,000 $ 91,000
Sullivan, Tennessee 1 $ 335,000 $ 335,000 $ 122,000
Trousdale, Tennessee 1 $ 435,000 $ 435,000 $ 172,000
Anderson, Texas 1 $ 1,125,000 $ 1,125,000 $ 738,000
Andrews, Texas 1 $ 45,000 $ 45,000 $ 27,000
Austin, Texas 1 $ 865,000 $ 865,000 $ 1,284,000
Bowie, Texas 1 $ 285,000 $ 285,000 $ 120,000
Comal, Texas 1 $ 665,000 $ 665,000 $ 300,000
Fannin, Texas 1 $ 5,000 $ 5,000 $ 73,000
Garza, Texas 1 $ 145,000 $ 145,000 $ 102,000
Guadalupe, Texas 1 $ 175,000 $ 175,000 $ 101,000
Henderson, Texas 1 $ 285,000 $ 285,000 $ 100,000
Hidalgo, Texas 1 $ 345,000 $ 345,000 $ 153,000
Hockley, Texas 1 $ 225,000 $ 225,000 $ 86,000
Hood, Texas 1 $ 235,000 $ 235,000 $ 321,000
Hunt, Texas 1 $ 805,000 $ 805,000 $ 494,000
Jefferson, Texas 1 $ 195,000 $ 195,000 $ 111,000
Kaufman, Texas 1 $ 475,000 $ 475,000 $ 144,000
Kleberg, Texas 1 $ 455,000 $ 455,000 $ 105,000
Lamar, Texas 1 $ 355,000 $ 355,000 $ 142,000
Midland, Texas 1 $ 635,000 $ 635,000 $ 0
Milam, Texas 1 $ 345,000 $ 345,000 $ 230,000
Nacogdoches, Texas 1 $ 165,000 $ 165,000 $ 0
Orange, Texas 1 $ 335,000 $ 335,000 $ 147,000
Panola, Texas 1 $ 445,000 $ 445,000 $ 360,000
Polk, Texas 1 $ 205,000 $ 205,000 $ 0
San Patricio, Texas 1 $ 1,175,000 $ 1,175,000 $ 1,130,000
Terry, Texas 1 $ 135,000 $ 135,000 $ 0
Washington, Texas 1 $ 305,000 $ 305,000 $ 0
Wichita, Texas 1 $ 515,000 $ 515,000 $ 209,000
Young, Texas 1 $ 395,000 $ 395,000 $ 0
Box Elder, Utah 1 $ 325,000 $ 325,000 $ 102,000
Salt Lake, Utah 1 $ 275,000 $ 275,000 $ 70,000
Utah, Utah 1 $ 505,000 $ 505,000 $ 164,000
Wasatch, Utah 1 $ 335,000 $ 335,000 $ 0
Alexandria, Virginia 1 $ 505,000 $ 505,000 $ 892,000
Amherst, Virginia 1 $ 155,000 $ 155,000 $ 8,000
Cumberland, Virginia 1 $ 185,000 $ 185,000 $ 28,000
Danville, Virginia 1 $ 205,000 $ 205,000 $ 0
Gloucester, Virginia 1 $ 525,000 $ 525,000 $ 167,000
Hanover, Virginia 1 $ 225,000 $ 225,000 $ 129,000
Isle of Wight, Virginia 1 $ 155,000 $ 155,000 $ 300,000
Louisa, Virginia 1 $ 335,000 $ 335,000 $ 600,000
Madison, Virginia 1 $ 275,000 $ 275,000 $ 145,000
Manassas Park, Virginia 1 $ 355,000 $ 355,000 $ 114,000
Norfolk, Virginia 1 $ 335,000 $ 335,000 $ 113,000
Orange, Virginia 1 $ 205,000 $ 205,000 $ 60,000
Petersburg, Virginia 1 $ 365,000 $ 365,000 $ 0
Pittsylvania, Virginia 1 $ 265,000 $ 265,000 $ 61,000
Prince George, Virginia 1 $ 205,000 $ 205,000 $ 0
Roanoke City, Virginia 1 $ 185,000 $ 185,000 $ 0
Salem, Virginia 1 $ 155,000 $ 155,000 $ 0
Shenandoah, Virginia 1 $ 615,000 $ 615,000 $ 174,000
Stafford, Virginia 1 $ 275,000 $ 275,000 $ 114,000
Suffolk, Virginia 1 $ 205,000 $ 205,000 $ 612,000
Washington, Virginia 1 $ 445,000 $ 445,000 $ 136,000
Westmoreland, Virginia 1 $ 275,000 $ 275,000 $ 0
York, Virginia 1 $ 335,000 $ 335,000 $ 76,000
Benton, Washington 1 $ 335,000 $ 335,000 $ 56,000
Clallam, Washington 1 $ 405,000 $ 405,000 $ 134,000
Cowlitz, Washington 1 $ 305,000 $ 305,000 $ 671,000
Grant, Washington 1 $ 445,000 $ 445,000 $ 204,000
Skagit, Washington 1 $ 325,000 $ 325,000 $ 0
Spokane, Washington 1 $ 425,000 $ 425,000 $ 0
Walla Walla, Washington 1 $ 335,000 $ 335,000 $ 0
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Mortgage Loan Application Detail Totals for Flexpoint, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,336 $1,636,530,000 $490,000 $5,995,000 $282,000 $9,789,000
Cash-out Refinancing 2,059 $941,695,000 $457,000 $6,505,000 $412,000 $7,348,000
Refinancing 687 $455,955,000 $663,000 $8,765,000 $502,000 $9,602,000
Other Purpose 25 $6,435,000 $257,000 $1,505,000 $173,000 $689,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 2,014 $915,330,000 $454,000 $3,965,000 $251,000 $9,602,000
Not Provided 1,421 $698,675,000 $491,000 $5,995,000 $351,000 $9,789,000
Asian 1,169 $583,195,000 $498,000 $4,805,000 $366,000 $6,073,000
White 1,128 $690,630,000 $612,000 $8,765,000 $505,000 $9,367,000
Black or African American 321 $123,585,000 $385,000 $3,265,000 $255,000 $2,456,000
Not applicable 31 $19,765,000 $637,000 $5,295,000 $0 $0
American Indian or Alaskan Native 13 $5,305,000 $408,000 $875,000 $214,000 $678,000
Native Hawaiian or Other Pacific Islander 10 $4,130,000 $413,000 $975,000 $175,000 $276,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,013 $2,541,415,000 $506,000 $8,765,000 $399,000 $9,789,000
FHA-insured (Federal Housing Administration) 987 $448,215,000 $454,000 $1,235,000 $126,000 $541,000
VA-guaranteed (Veterans Administration) 106 $50,790,000 $479,000 $1,625,000 $137,000 $381,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $195,000 $195,000 $195,000 $70,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,059 $1,486,405,000 $485,000 $6,005,000 $353,000 $9,602,000
Application Withdrawn By Applicant 1,606 $835,030,000 $519,000 $8,765,000 $306,000 $6,709,000
Application Approved But Not Accepted 1,206 $611,140,000 $506,000 $8,765,000 $383,000 $9,789,000
Application Denied By Financial Institution 217 $100,515,000 $463,000 $3,455,000 $293,000 $2,456,000
File Closed For Incompleteness 13 $5,425,000 $417,000 $2,105,000 $218,000 $1,344,000
Preapproval Approved but not Accepted 6 $2,100,000 $350,000 $755,000 $144,000 $315,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,890 $2,940,100,000 $499,000 $8,765,000 $344,000 $9,789,000
Other 58 $29,690,000 $511,000 $3,455,000 $239,000 $1,608,000
Collateral 58 $25,140,000 $433,000 $1,665,000 $263,000 $1,773,000
Credit History 39 $14,915,000 $382,000 $1,875,000 $214,000 $1,824,000
Debt-To-Income Ratio 32 $18,800,000 $587,000 $2,265,000 $181,000 $1,492,000
Unverifiable Information 17 $5,885,000 $346,000 $825,000 $1,094,000 $2,456,000
Employment History 7 $3,115,000 $445,000 $925,000 $225,000 $688,000
Insufficient Cash (Downpayment, Closing Cost) 5 $2,475,000 $495,000 $695,000 $344,000 $732,000
Credit Application Incomplete 1 $495,000 $495,000 $495,000 $141,000 $141,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flexpoint, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flexpoint, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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