Petefish, Skiles, & Company Bank Mortgage Lending & HMDA Data, 2014
In 2014, Petefish, Skiles, & Company Bank of Virginia, IL reported 207 mortgage applications totaling $17.4 million, up 22% from 2013. The average application was for $84,294, and applicants reported an average income of $68,681. 72% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Springfield, IL (46), Davenport-Moline-Rock Island, IA-IL (2) and Champaign-Urbana, IL (1) (applications in parentheses).
| Mortgage Company & Address | Petefish, Skiles, & Company Bank 102 W. Beardstown St. Virginia, IL 62691 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 207 |
| Total Mortgage Loan Application Amount | $17,449,000 |
| Average Mortgage Loan Application Amount | $84,294 |
| Highest Mortgage Loan Application Amount | $350,000 |
| Average Applicant Income | $68,681 |
| Highest Applicant Income | $356,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Petefish, Skiles, & Company Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mason, Illinois | 47 | $ 3,159,000 | $ 67,212 | $ 60,000 |
| Cass, Illinois | 45 | $ 3,097,000 | $ 68,822 | $ 63,000 |
| Menard, Illinois | 25 | $ 2,291,000 | $ 91,640 | $ 61,000 |
| Sangamon, Illinois | 21 | $ 2,033,000 | $ 96,809 | $ 85,000 |
| Moultrie, Illinois | 20 | $ 1,993,000 | $ 99,650 | $ 69,000 |
| Morgan, Illinois | 17 | $ 1,201,000 | $ 70,647 | $ 62,000 |
| Fulton, Illinois | 5 | $ 542,000 | $ 108,400 | $ 85,000 |
| Richland, Illinois | 4 | $ 333,000 | $ 83,250 | $ 47,000 |
| Edwards, Illinois | 3 | $ 549,000 | $ 183,000 | $ 97,000 |
| Schuyler, Illinois | 3 | $ 294,000 | $ 98,000 | $ 108,000 |
| Shelby, Illinois | 3 | $ 380,000 | $ 126,666 | $ 71,000 |
| Rock Island, Illinois | 2 | $ 235,000 | $ 117,500 | $ 142,000 |
| Scott, Illinois | 2 | $ 81,000 | $ 40,500 | $ 42,000 |
| Brown, Illinois | 1 | $ 226,000 | $ 226,000 | $ 159,000 |
| Effingham, Illinois | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Logan, Illinois | 1 | $ 90,000 | $ 90,000 | $ 77,000 |
| Piatt, Illinois | 1 | $ 88,000 | $ 88,000 | $ 154,000 |
| Pike, Illinois | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| White, Illinois | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Will, Illinois | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Lake, Indiana | 1 | $ 153,000 | $ 153,000 | $ 74,000 |
| Muskegon, Michigan | 1 | $ 254,000 | $ 254,000 | $ 166,000 |
| Taney, Missouri | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for Petefish, Skiles, & Company Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 126 | $10,574,000 | $83,000 | $350,000 | $64,000 | $248,000 |
| Refinancing | 66 | $6,057,000 | $91,000 | $280,000 | $78,000 | $356,000 |
| Home Improvement | 15 | $818,000 | $54,000 | $146,000 | $67,000 | $134,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 201 | $16,820,000 | $83,000 | $350,000 | $69,000 | $356,000 |
| Not applicable | 2 | $248,000 | $124,000 | $178,000 | $0 | $0 |
| Hispanic | 2 | $139,000 | $69,000 | $103,000 | $66,000 | $80,000 |
| Asian | 1 | $150,000 | $150,000 | $150,000 | $248,000 | $248,000 |
| Black or African American | 1 | $92,000 | $92,000 | $92,000 | $60,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 165 | $14,472,000 | $87,000 | $350,000 | $76,000 | $356,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $2,977,000 | $70,000 | $198,000 | $39,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 149 | $13,086,000 | $87,000 | $350,000 | $74,000 | $356,000 |
| Application Denied By Financial Institution | 52 | $3,916,000 | $75,000 | $254,000 | $54,000 | $166,000 |
| Application Approved But Not Accepted | 4 | $302,000 | $75,000 | $95,000 | $62,000 | $97,000 |
| Application Withdrawn By Applicant | 2 | $145,000 | $72,000 | $125,000 | $105,000 | $112,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Petefish, Skiles, & Company Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Petefish, Skiles, & Company Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About