Petefish, Skiles, & Company Bank Mortgage Lending & HMDA Data, 2015
In 2015, Petefish, Skiles, & Company Bank of Virginia, IL reported 322 mortgage applications totaling $30.7 million, up 56% from 2014. The average application was for $95,350, and applicants reported an average income of $66,633. 66% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Springfield, IL (47), Peoria, IL (3) and St. Louis, MO-IL (3) (applications in parentheses).
| Mortgage Company & Address | Petefish, Skiles, & Company Bank 102 W. Beardstown St. Virginia, IL 62691 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 322 |
| Total Mortgage Loan Application Amount | $30,703,000 |
| Average Mortgage Loan Application Amount | $95,350 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $66,633 |
| Highest Applicant Income | $274,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Petefish, Skiles, & Company Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass, Illinois | 100 | $ 7,618,000 | $ 76,180 | $ 67,000 |
| Mason, Illinois | 53 | $ 3,629,000 | $ 68,471 | $ 60,000 |
| Morgan, Illinois | 27 | $ 2,312,000 | $ 85,629 | $ 57,000 |
| Menard, Illinois | 25 | $ 2,505,000 | $ 100,200 | $ 69,000 |
| Moultrie, Illinois | 25 | $ 2,598,000 | $ 103,920 | $ 61,000 |
| Sangamon, Illinois | 22 | $ 2,631,000 | $ 119,590 | $ 87,000 |
| Richland, Illinois | 16 | $ 2,240,000 | $ 140,000 | $ 68,000 |
| Effingham, Illinois | 14 | $ 1,808,000 | $ 129,142 | $ 58,000 |
| Fulton, Illinois | 7 | $ 614,000 | $ 87,714 | $ 51,000 |
| Schuyler, Illinois | 4 | $ 434,000 | $ 108,500 | $ 70,000 |
| Scott, Illinois | 4 | $ 592,000 | $ 148,000 | $ 67,000 |
| Jasper, Illinois | 3 | $ 504,000 | $ 168,000 | $ 83,000 |
| Shelby, Illinois | 3 | $ 311,000 | $ 103,666 | $ 61,000 |
| Champaign, Illinois | 2 | $ 293,000 | $ 146,500 | $ 88,000 |
| Cumberland, Illinois | 2 | $ 486,000 | $ 243,000 | $ 91,000 |
| Madison, Illinois | 2 | $ 257,000 | $ 128,500 | $ 71,000 |
| Tazewell, Illinois | 2 | $ 229,000 | $ 114,500 | $ 52,000 |
| Coles, Illinois | 1 | $ 77,000 | $ 77,000 | $ 113,000 |
| Crawford, Illinois | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| Macon, Illinois | 1 | $ 276,000 | $ 276,000 | $ 122,000 |
| McLean, Illinois | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
| Peoria, Illinois | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| White, Illinois | 1 | $ 281,000 | $ 281,000 | $ 188,000 |
| Will, Illinois | 1 | $ 116,000 | $ 116,000 | $ 69,000 |
| Muskegon, Michigan | 1 | $ 250,000 | $ 250,000 | $ 131,000 |
| Camden, Missouri | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| St. Louis City, Missouri | 1 | $ 62,000 | $ 62,000 | $ 20,000 |
| Shelby, Ohio | 1 | $ 228,000 | $ 228,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Petefish, Skiles, & Company Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 172 | $17,528,000 | $101,000 | $417,000 | $67,000 | $274,000 |
| Refinancing | 134 | $12,170,000 | $90,000 | $268,000 | $66,000 | $216,000 |
| Home Improvement | 16 | $1,005,000 | $62,000 | $230,000 | $68,000 | $113,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 312 | $29,870,000 | $95,000 | $417,000 | $67,000 | $274,000 |
| Hispanic | 6 | $326,000 | $54,000 | $85,000 | $34,000 | $39,000 |
| Asian | 3 | $450,000 | $150,000 | $221,000 | $92,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $57,000 | $57,000 | $57,000 | $51,000 | $51,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 265 | $26,296,000 | $99,000 | $417,000 | $72,000 | $274,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $4,407,000 | $77,000 | $175,000 | $41,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 212 | $21,603,000 | $101,000 | $417,000 | $74,000 | $274,000 |
| Application Denied By Financial Institution | 109 | $8,995,000 | $82,000 | $260,000 | $53,000 | $200,000 |
| Application Approved But Not Accepted | 1 | $105,000 | $105,000 | $105,000 | $73,000 | $73,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Petefish, Skiles, & Company Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Petefish, Skiles, & Company Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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