Petefish, Skiles, & Company Bank Mortgage Lending & HMDA Data, 2018
In 2018, Petefish, Skiles, & Company Bank of Virginia, IL reported 515 mortgage applications totaling $58.4 million, up 17% from 2017. The average application was for $113,330, and applicants reported an average income of $70,994. 74% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Springfield, IL (64), Champaign-Urbana, IL (37) and Peoria, IL (23) (applications in parentheses).
| Mortgage Company & Address | Petefish, Skiles, & Company Bank 102 W. Beardstown St. Virginia, IL 62691 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 515 |
| Total Mortgage Loan Application Amount | $58,365,000 |
| Average Mortgage Loan Application Amount | $113,330 |
| Highest Mortgage Loan Application Amount | $415,000 |
| Average Applicant Income | $70,994 |
| Highest Applicant Income | $253,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Petefish, Skiles, & Company Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass, Illinois | 65 | $ 5,155,000 | $ 79,307 | $ 69,000 |
| Effingham, Illinois | 63 | $ 9,465,000 | $ 150,238 | $ 73,000 |
| Menard, Illinois | 45 | $ 5,005,000 | $ 111,222 | $ 74,000 |
| Mason, Illinois | 43 | $ 2,925,000 | $ 68,023 | $ 50,000 |
| Fayette, Illinois | 34 | $ 3,700,000 | $ 108,823 | $ 74,000 |
| Iroquois, Illinois | 28 | $ 3,530,000 | $ 126,071 | $ 70,000 |
| Ford, Illinois | 23 | $ 2,805,000 | $ 121,956 | $ 70,000 |
| Shelby, Illinois | 23 | $ 2,015,000 | $ 87,608 | $ 48,000 |
| Tazewell, Illinois | 21 | $ 2,425,000 | $ 115,476 | $ 72,000 |
| Sangamon, Illinois | 19 | $ 2,695,000 | $ 141,842 | $ 107,000 |
| Champaign, Illinois | 14 | $ 2,480,000 | $ 177,142 | $ 86,000 |
| Cumberland, Illinois | 14 | $ 1,890,000 | $ 135,000 | $ 59,000 |
| Morgan, Illinois | 14 | $ 1,210,000 | $ 86,428 | $ 74,000 |
| Bond, Illinois | 12 | $ 1,310,000 | $ 109,166 | $ 73,000 |
| Richland, Illinois | 12 | $ 1,570,000 | $ 130,833 | $ 75,000 |
| Moultrie, Illinois | 11 | $ 1,165,000 | $ 105,909 | $ 71,000 |
| Marion, Illinois | 10 | $ 700,000 | $ 70,000 | $ 65,000 |
| Schuyler, Illinois | 10 | $ 920,000 | $ 92,000 | $ 75,000 |
| Scott, Illinois | 9 | $ 935,000 | $ 103,888 | $ 80,000 |
| Clay, Illinois | 5 | $ 705,000 | $ 141,000 | $ 78,000 |
| Vermilion, Illinois | 5 | $ 275,000 | $ 55,000 | $ 93,000 |
| Coles, Illinois | 4 | $ 770,000 | $ 192,500 | $ 104,000 |
| Jasper, Illinois | 3 | $ 615,000 | $ 205,000 | $ 85,000 |
| Logan, Illinois | 3 | $ 205,000 | $ 68,333 | $ 60,000 |
| Fulton, Illinois | 2 | $ 180,000 | $ 90,000 | $ 88,000 |
| Madison, Illinois | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
| McLean, Illinois | 2 | $ 510,000 | $ 255,000 | $ 113,000 |
| Madison, Alabama | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Adams, Illinois | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Clinton, Illinois | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| De Witt, Illinois | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| DuPage, Illinois | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Edgar, Illinois | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Edwards, Illinois | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Kankakee, Illinois | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Livingston, Illinois | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Montgomery, Illinois | 1 | $ 265,000 | $ 265,000 | $ 158,000 |
| Peoria, Illinois | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| St. Clair, Illinois | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Wabash, Illinois | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Wayne, Illinois | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Woodford, Illinois | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Fountain, Indiana | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Monroe, Indiana | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| St. Charles, Missouri | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Rockingham, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Petefish, Skiles, & Company Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 324 | $36,720,000 | $113,000 | $415,000 | $67,000 | $253,000 |
| Refinancing | 116 | $14,820,000 | $127,000 | $385,000 | $80,000 | $234,000 |
| Cash-out Refinancing | 54 | $5,820,000 | $107,000 | $385,000 | $81,000 | $181,000 |
| Other Purpose | 18 | $680,000 | $37,000 | $175,000 | $58,000 | $132,000 |
| Home Improvement | 3 | $325,000 | $108,000 | $195,000 | $52,000 | $70,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 496 | $56,210,000 | $113,000 | $415,000 | $71,000 | $253,000 |
| Hispanic | 10 | $1,160,000 | $116,000 | $305,000 | $106,000 | $165,000 |
| Not Provided | 3 | $345,000 | $115,000 | $215,000 | $54,000 | $66,000 |
| Black or African American | 3 | $245,000 | $81,000 | $95,000 | $31,000 | $38,000 |
| Asian | 2 | $290,000 | $145,000 | $205,000 | $44,000 | $48,000 |
| Not applicable | 1 | $115,000 | $115,000 | $115,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 424 | $50,920,000 | $120,000 | $415,000 | $77,000 | $253,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $7,445,000 | $81,000 | $205,000 | $44,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 381 | $45,645,000 | $119,000 | $415,000 | $75,000 | $253,000 |
| Application Denied By Financial Institution | 71 | $5,625,000 | $79,000 | $245,000 | $37,000 | $85,000 |
| Application Approved But Not Accepted | 63 | $7,095,000 | $112,000 | $275,000 | $67,000 | $157,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 514 | $58,300,000 | $113,000 | $415,000 | $71,000 | $253,000 |
| Not applicable | 1 | $65,000 | $65,000 | $65,000 | $37,000 | $37,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Petefish, Skiles, & Company Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Petefish, Skiles, & Company Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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