2 mortgage lenders are based in ZIP code 23959, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Charlotte County, VA in 2025.
In 2025, 58 lenders made 159 home loans worth $26.9 million in Charlotte County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Charlotte County, which includes ZIP code 23959.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | The Bank of Charlotte County Phenix, VA | 14 | $1.2M | $85,000 | 8.8% |
| 2 | Benchmark Community Bank Kenbridge, VA | 12 | $1.8M | $148,000 | 7.5% |
| 3 | Virginia Federal Credit Union Richmond, VA | 11 | $1.2M | $110,000 | 6.9% |
| 4 | Truist Bank Raleigh, NC | 8 | $1.6M | $195,000 | 5.0% |
| 5 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 7 | $975K | $139,000 | 4.4% |
| 6 | Atlantic Bay Mortgage Group Virginia Beach, VA | 6 | $1.1M | $188,000 | 3.8% |
| 7 | Alcova Mortgage, LLC Roanoke, VA | 6 | $1.0M | $173,000 | 3.8% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 5 | $1.2M | $239,000 | 3.1% |
| 9 | United Wholesale Mortgage Plymouth, MI | 5 | $815K | $163,000 | 3.1% |
| 10 | The Farmers Bank of Appomattox Appomattox, VA | 5 | $675K | $135,000 | 3.1% |
See every lender in Charlotte County and its 2025 mortgage data · top lenders in Virginia · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| The Bank of Charlotte County
101 BERKLEY STREET PHENIX, VA 23959 |
* | 246 | $55,630,000 |
| The Bank of Charlotte County
101 BERKLEY STREET PHENIX, VA 23959 |
* | 2,072 | $201,752,000 |
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