Pinnacle Bank Mortgage Lending & HMDA Data, 2025
In 2025, Pinnacle Bank of Nashville, TN reported 8,310 mortgage applications totaling $3.1 billion, up 5% from 2024. The average application was for $374,551, and applicants reported an average income of $242,160. 67% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (2,073), Memphis, TN-MS-AR (1,159) and Charlotte-Concord-Gastonia, NC-SC (464) (applications in parentheses).
| Mortgage Company & Address | Pinnacle Bank 150 3rd Ave South Nashville, TN 37203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 8,310 |
| Total Mortgage Loan Application Amount | $3,112,520,000 |
| Average Mortgage Loan Application Amount | $374,551 |
| Highest Mortgage Loan Application Amount | $38,365,000 |
| Average Applicant Income | $242,160 |
| Highest Applicant Income | $9,924,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pinnacle Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby, Tennessee | 1,050 | $ 223,940,000 | $ 213,276 | $ 185,000 |
| Davidson, Tennessee | 880 | $ 357,040,000 | $ 405,727 | $ 278,000 |
| Rutherford, Tennessee | 477 | $ 115,845,000 | $ 242,861 | $ 161,000 |
| Guilford, North Carolina | 359 | $ 59,805,000 | $ 166,587 | $ 97,000 |
| Williamson, Tennessee | 278 | $ 187,630,000 | $ 674,928 | $ 481,000 |
| Hamilton, Tennessee | 257 | $ 104,355,000 | $ 406,050 | $ 338,000 |
| Charleston, South Carolina | 220 | $ 93,960,000 | $ 427,090 | $ 249,000 |
| Knox, Tennessee | 213 | $ 77,155,000 | $ 362,230 | $ 242,000 |
| Madison, Alabama | 191 | $ 55,045,000 | $ 288,193 | $ 97,000 |
| Mecklenburg, North Carolina | 187 | $ 73,825,000 | $ 394,786 | $ 276,000 |
| Davidson, North Carolina | 154 | $ 27,330,000 | $ 177,467 | $ 125,000 |
| Sumner, Tennessee | 146 | $ 41,300,000 | $ 282,876 | $ 189,000 |
| Wake, North Carolina | 144 | $ 46,950,000 | $ 326,041 | $ 177,000 |
| Forsyth, North Carolina | 142 | $ 37,300,000 | $ 262,676 | $ 215,000 |
| Alamance, North Carolina | 139 | $ 22,505,000 | $ 161,906 | $ 77,000 |
| Wilson, Tennessee | 137 | $ 45,585,000 | $ 332,737 | $ 224,000 |
| Blount, Tennessee | 125 | $ 48,875,000 | $ 391,000 | $ 297,000 |
| Fulton, Georgia | 102 | $ 25,910,000 | $ 254,019 | $ 277,000 |
| Durham, North Carolina | 101 | $ 29,135,000 | $ 288,465 | $ 141,000 |
| Randolph, North Carolina | 98 | $ 14,300,000 | $ 145,918 | $ 97,000 |
| Cabarrus, North Carolina | 94 | $ 45,430,000 | $ 483,297 | $ 272,000 |
| Roanoke City, Virginia | 92 | $ 21,950,000 | $ 238,586 | $ 137,000 |
| Horry, South Carolina | 66 | $ 68,600,000 | $ 1,039,393 | $ 351,000 |
| Greenville, South Carolina | 65 | $ 17,825,000 | $ 274,230 | $ 198,000 |
| Roanoke, Virginia | 65 | $ 13,125,000 | $ 201,923 | $ 197,000 |
| Duval, Florida | 64 | $ 14,540,000 | $ 227,187 | $ 163,000 |
| Rowan, North Carolina | 64 | $ 12,520,000 | $ 195,625 | $ 171,000 |
| Stanly, North Carolina | 64 | $ 12,610,000 | $ 197,031 | $ 121,000 |
| DeKalb, Georgia | 57 | $ 7,275,000 | $ 127,631 | $ 121,000 |
| Berkeley, South Carolina | 54 | $ 62,460,000 | $ 1,156,666 | $ 246,000 |
| Cheatham, Tennessee | 51 | $ 11,945,000 | $ 234,215 | $ 172,000 |
| Dorchester, South Carolina | 47 | $ 18,465,000 | $ 392,872 | $ 324,000 |
| Iredell, North Carolina | 45 | $ 22,445,000 | $ 498,777 | $ 210,000 |
| Warren, Kentucky | 43 | $ 10,745,000 | $ 249,883 | $ 137,000 |
| DeSoto, Mississippi | 41 | $ 12,235,000 | $ 298,414 | $ 174,000 |
| Fayette, Tennessee | 39 | $ 12,225,000 | $ 313,461 | $ 144,000 |
| Spartanburg, South Carolina | 38 | $ 7,950,000 | $ 209,210 | $ 125,000 |
| Union, North Carolina | 37 | $ 12,275,000 | $ 331,756 | $ 228,000 |
| Beaufort, South Carolina | 36 | $ 20,110,000 | $ 558,611 | $ 486,000 |
| Bradley, Tennessee | 36 | $ 11,410,000 | $ 316,944 | $ 171,000 |
| Fairfax, Virginia | 36 | $ 13,860,000 | $ 385,000 | $ 337,000 |
| Maury, Tennessee | 35 | $ 19,475,000 | $ 556,428 | $ 227,000 |
| Dickson, Tennessee | 33 | $ 9,845,000 | $ 298,333 | $ 181,000 |
| Prince George's, Maryland | 32 | $ 4,580,000 | $ 143,125 | $ 176,000 |
| Bedford, Tennessee | 32 | $ 5,630,000 | $ 175,937 | $ 97,000 |
| Limestone, Alabama | 29 | $ 5,495,000 | $ 189,482 | $ 78,000 |
| Cobb, Georgia | 29 | $ 6,365,000 | $ 219,482 | $ 340,000 |
| Gwinnett, Georgia | 29 | $ 3,465,000 | $ 119,482 | $ 119,000 |
| Orange, North Carolina | 29 | $ 11,635,000 | $ 401,206 | $ 233,000 |
| Jefferson, Alabama | 28 | $ 8,830,000 | $ 315,357 | $ 165,000 |
| Anderson, Tennessee | 28 | $ 8,780,000 | $ 313,571 | $ 158,000 |
| Baltimore, Maryland | 27 | $ 5,105,000 | $ 189,074 | $ 236,000 |
| Catoosa, Georgia | 26 | $ 7,360,000 | $ 283,076 | $ 272,000 |
| Anne Arundel, Maryland | 26 | $ 7,920,000 | $ 304,615 | $ 204,000 |
| Brunswick, North Carolina | 25 | $ 24,465,000 | $ 978,600 | $ 373,000 |
| Salem, Virginia | 25 | $ 4,045,000 | $ 161,800 | $ 103,000 |
| Montgomery, Maryland | 23 | $ 5,275,000 | $ 229,347 | $ 152,000 |
| Pickens, South Carolina | 23 | $ 4,795,000 | $ 208,478 | $ 80,000 |
| Loudon, Tennessee | 23 | $ 8,885,000 | $ 386,304 | $ 158,000 |
| Loudoun, Virginia | 22 | $ 4,850,000 | $ 220,454 | $ 246,000 |
| Jefferson, Kentucky | 21 | $ 22,555,000 | $ 1,074,047 | $ 133,000 |
| Walton, Florida | 20 | $ 36,360,000 | $ 1,818,000 | $ 973,000 |
| District of Columbia, District Of Columbia | 19 | $ 8,705,000 | $ 458,157 | $ 296,000 |
| Robertson, Tennessee | 19 | $ 3,975,000 | $ 209,210 | $ 108,000 |
| Walker, Georgia | 17 | $ 4,585,000 | $ 269,705 | $ 161,000 |
| Buncombe, North Carolina | 17 | $ 9,115,000 | $ 536,176 | $ 248,000 |
| Anderson, South Carolina | 16 | $ 3,350,000 | $ 209,375 | $ 91,000 |
| Sevier, Tennessee | 16 | $ 8,920,000 | $ 557,500 | $ 243,000 |
| Bedford, Virginia | 16 | $ 4,240,000 | $ 265,000 | $ 170,000 |
| Cherokee, Georgia | 15 | $ 3,825,000 | $ 255,000 | $ 204,000 |
| Columbia, Georgia | 15 | $ 5,805,000 | $ 387,000 | $ 144,000 |
| Forsyth, Georgia | 15 | $ 5,115,000 | $ 341,000 | $ 395,000 |
| Howard, Maryland | 15 | $ 6,855,000 | $ 457,000 | $ 223,000 |
| Montgomery, North Carolina | 15 | $ 4,965,000 | $ 331,000 | $ 412,000 |
| Tipton, Tennessee | 15 | $ 3,525,000 | $ 235,000 | $ 119,000 |
| Gaston, North Carolina | 14 | $ 3,200,000 | $ 228,571 | $ 358,000 |
| Marshall, Tennessee | 14 | $ 5,100,000 | $ 364,285 | $ 341,000 |
| Franklin, Virginia | 14 | $ 10,820,000 | $ 772,857 | $ 1,002,000 |
| Coffee, Tennessee | 13 | $ 2,485,000 | $ 191,153 | $ 127,000 |
| Watauga, North Carolina | 12 | $ 6,130,000 | $ 510,833 | $ 388,000 |
| Montgomery, Tennessee | 12 | $ 3,050,000 | $ 254,166 | $ 178,000 |
| Baldwin, Alabama | 11 | $ 3,915,000 | $ 355,909 | $ 307,000 |
| Los Angeles, California | 11 | $ 29,295,000 | $ 2,663,181 | $ 733,000 |
| Johnston, North Carolina | 11 | $ 2,415,000 | $ 219,545 | $ 62,000 |
| Lynchburg, Virginia | 11 | $ 3,305,000 | $ 300,454 | $ 74,000 |
| St. Johns, Florida | 10 | $ 4,450,000 | $ 445,000 | $ 240,000 |
| York, South Carolina | 10 | $ 5,460,000 | $ 546,000 | $ 387,000 |
| Botetourt, Virginia | 10 | $ 2,180,000 | $ 218,000 | $ 132,000 |
| Chatham, North Carolina | 9 | $ 1,965,000 | $ 218,333 | $ 191,000 |
| Georgetown, South Carolina | 9 | $ 10,145,000 | $ 1,127,222 | $ 1,187,000 |
| Cullman, Alabama | 8 | $ 8,200,000 | $ 1,025,000 | $ 626,000 |
| Collier, Florida | 8 | $ 15,710,000 | $ 1,963,750 | $ 1,935,000 |
| Palm Beach, Florida | 8 | $ 2,580,000 | $ 322,500 | $ 318,000 |
| Cumberland, North Carolina | 8 | $ 2,560,000 | $ 320,000 | $ 58,000 |
| Jackson, North Carolina | 8 | $ 10,050,000 | $ 1,256,250 | $ 1,238,000 |
| Cuyahoga, Ohio | 8 | $ 20,040,000 | $ 2,505,000 | $ 0 |
| Hardin, Tennessee | 8 | $ 7,260,000 | $ 907,500 | $ 1,867,000 |
| Macon, Tennessee | 8 | $ 1,910,000 | $ 238,750 | $ 120,000 |
| St. Clair, Alabama | 7 | $ 1,585,000 | $ 226,428 | $ 82,000 |
| Henry, Georgia | 7 | $ 895,000 | $ 127,857 | $ 191,000 |
| Charles, Maryland | 7 | $ 995,000 | $ 142,142 | $ 186,000 |
| Lafayette, Mississippi | 7 | $ 3,175,000 | $ 453,571 | $ 341,000 |
| New Hanover, North Carolina | 7 | $ 5,105,000 | $ 729,285 | $ 451,000 |
| Rockingham, North Carolina | 7 | $ 2,685,000 | $ 383,571 | $ 147,000 |
| Franklin, Tennessee | 7 | $ 5,495,000 | $ 785,000 | $ 1,414,000 |
| Marion, Tennessee | 7 | $ 4,475,000 | $ 639,285 | $ 174,000 |
| Roane, Tennessee | 7 | $ 5,345,000 | $ 763,571 | $ 132,000 |
| Campbell, Virginia | 7 | $ 2,845,000 | $ 406,428 | $ 372,000 |
| Bay, Florida | 6 | $ 2,700,000 | $ 450,000 | $ 266,000 |
| Pinellas, Florida | 6 | $ 3,330,000 | $ 555,000 | $ 483,000 |
| Marshall, Mississippi | 6 | $ 1,380,000 | $ 230,000 | $ 103,000 |
| Carteret, North Carolina | 6 | $ 4,840,000 | $ 806,666 | $ 2,354,000 |
| Granville, North Carolina | 6 | $ 1,760,000 | $ 293,333 | $ 184,000 |
| Lincoln, North Carolina | 6 | $ 3,600,000 | $ 600,000 | $ 357,000 |
| Nash, North Carolina | 6 | $ 1,570,000 | $ 261,666 | $ 292,000 |
| Vance, North Carolina | 6 | $ 520,000 | $ 86,666 | $ 37,000 |
| Yadkin, North Carolina | 6 | $ 820,000 | $ 136,666 | $ 91,000 |
| Aiken, South Carolina | 6 | $ 1,320,000 | $ 220,000 | $ 116,000 |
| Carter, Tennessee | 6 | $ 1,660,000 | $ 276,666 | $ 224,000 |
| DeKalb, Tennessee | 6 | $ 2,040,000 | $ 340,000 | $ 353,000 |
| Travis, Texas | 6 | $ 13,790,000 | $ 2,298,333 | $ 1,212,000 |
| Lee, Alabama | 5 | $ 2,265,000 | $ 453,000 | $ 428,000 |
| Morgan, Alabama | 5 | $ 1,455,000 | $ 291,000 | $ 361,000 |
| Shelby, Alabama | 5 | $ 1,565,000 | $ 313,000 | $ 154,000 |
| Maricopa, Arizona | 5 | $ 1,985,000 | $ 397,000 | $ 374,000 |
| Clay, Florida | 5 | $ 38,935,000 | $ 7,787,000 | $ 125,000 |
| Hillsborough, Florida | 5 | $ 2,655,000 | $ 531,000 | $ 223,000 |
| Monroe, Florida | 5 | $ 3,435,000 | $ 687,000 | $ 590,000 |
| Orange, Florida | 5 | $ 11,155,000 | $ 2,231,000 | $ 1,910,000 |
| Pasco, Florida | 5 | $ 515,000 | $ 103,000 | $ 222,000 |
| Catawba, North Carolina | 5 | $ 2,965,000 | $ 593,000 | $ 240,000 |
| Cleveland, North Carolina | 5 | $ 2,025,000 | $ 405,000 | $ 154,000 |
| Moore, North Carolina | 5 | $ 5,155,000 | $ 1,031,000 | $ 481,000 |
| Lancaster, South Carolina | 5 | $ 1,175,000 | $ 235,000 | $ 157,000 |
| Lexington, South Carolina | 5 | $ 2,805,000 | $ 561,000 | $ 795,000 |
| Monroe, Tennessee | 5 | $ 1,795,000 | $ 359,000 | $ 129,000 |
| Putnam, Tennessee | 5 | $ 2,165,000 | $ 433,000 | $ 146,000 |
| Dallas, Texas | 5 | $ 3,245,000 | $ 649,000 | $ 238,000 |
| Amherst, Virginia | 5 | $ 3,105,000 | $ 621,000 | $ 436,000 |
| Arlington, Virginia | 5 | $ 1,625,000 | $ 325,000 | $ 393,000 |
| Colbert, Alabama | 4 | $ 2,060,000 | $ 515,000 | $ 789,000 |
| Crittenden, Arkansas | 4 | $ 930,000 | $ 232,500 | $ 137,000 |
| Sussex, Delaware | 4 | $ 2,510,000 | $ 627,500 | $ 474,000 |
| Lee, Florida | 4 | $ 1,100,000 | $ 275,000 | $ 216,000 |
| Manatee, Florida | 4 | $ 5,930,000 | $ 1,482,500 | $ 1,429,000 |
| Osceola, Florida | 4 | $ 630,000 | $ 157,500 | $ 180,000 |
| Clayton, Georgia | 4 | $ 630,000 | $ 157,500 | $ 103,000 |
| Dade, Georgia | 4 | $ 1,930,000 | $ 482,500 | $ 440,000 |
| Newton, Georgia | 4 | $ 320,000 | $ 80,000 | $ 136,000 |
| Rockdale, Georgia | 4 | $ 310,000 | $ 77,500 | $ 96,000 |
| Baltimore City, Maryland | 4 | $ 1,100,000 | $ 275,000 | $ 248,000 |
| Jackson, Mississippi | 4 | $ 1,950,000 | $ 487,500 | $ 210,000 |
| New York, New York | 4 | $ 14,080,000 | $ 3,520,000 | $ 1,711,000 |
| Davie, North Carolina | 4 | $ 1,520,000 | $ 380,000 | $ 191,000 |
| Franklin, North Carolina | 4 | $ 1,360,000 | $ 340,000 | $ 225,000 |
| Harnett, North Carolina | 4 | $ 740,000 | $ 185,000 | $ 118,000 |
| McDowell, North Carolina | 4 | $ 3,150,000 | $ 787,500 | $ 313,000 |
| Northampton, North Carolina | 4 | $ 2,860,000 | $ 715,000 | $ 1,095,000 |
| Transylvania, North Carolina | 4 | $ 7,230,000 | $ 1,807,500 | $ 1,015,000 |
| Hamilton, Ohio | 4 | $ 2,200,000 | $ 550,000 | $ 221,000 |
| Colleton, South Carolina | 4 | $ 2,420,000 | $ 605,000 | $ 822,000 |
| Laurens, South Carolina | 4 | $ 1,650,000 | $ 412,500 | $ 198,000 |
| Oconee, South Carolina | 4 | $ 1,230,000 | $ 307,500 | $ 214,000 |
| Orangeburg, South Carolina | 4 | $ 770,000 | $ 192,500 | $ 214,000 |
| Cannon, Tennessee | 4 | $ 1,130,000 | $ 282,500 | $ 112,000 |
| Grundy, Tennessee | 4 | $ 1,050,000 | $ 262,500 | $ 218,000 |
| Jefferson, Tennessee | 4 | $ 1,810,000 | $ 452,500 | $ 177,000 |
| Lawrence, Tennessee | 4 | $ 950,000 | $ 237,500 | $ 131,000 |
| Sequatchie, Tennessee | 4 | $ 990,000 | $ 247,500 | $ 436,000 |
| Alexandria, Virginia | 4 | $ 1,200,000 | $ 300,000 | $ 785,000 |
| Jackson, Alabama | 3 | $ 525,000 | $ 175,000 | $ 90,000 |
| Sonoma, California | 3 | $ 1,275,000 | $ 425,000 | $ 721,000 |
| Escambia, Florida | 3 | $ 885,000 | $ 295,000 | $ 263,000 |
| Leon, Florida | 3 | $ 985,000 | $ 328,333 | $ 341,000 |
| Martin, Florida | 3 | $ 325,000 | $ 108,333 | $ 320,000 |
| Nassau, Florida | 3 | $ 1,365,000 | $ 455,000 | $ 257,000 |
| Okaloosa, Florida | 3 | $ 1,615,000 | $ 538,333 | $ 643,000 |
| Clarke, Georgia | 3 | $ 1,625,000 | $ 541,666 | $ 1,261,000 |
| Douglas, Georgia | 3 | $ 525,000 | $ 175,000 | $ 109,000 |
| Fannin, Georgia | 3 | $ 2,585,000 | $ 861,666 | $ 314,000 |
| Hall, Georgia | 3 | $ 585,000 | $ 195,000 | $ 169,000 |
| Whitfield, Georgia | 3 | $ 715,000 | $ 238,333 | $ 185,000 |
| Cook, Illinois | 3 | $ 4,745,000 | $ 1,581,666 | $ 739,000 |
| Hennepin, Minnesota | 3 | $ 7,135,000 | $ 2,378,333 | $ 217,000 |
| Panola, Mississippi | 3 | $ 535,000 | $ 178,333 | $ 546,000 |
| Rankin, Mississippi | 3 | $ 1,065,000 | $ 355,000 | $ 1,844,000 |
| Flathead, Montana | 3 | $ 3,425,000 | $ 1,141,666 | $ 453,000 |
| Duplin, North Carolina | 3 | $ 295,000 | $ 98,333 | $ 32,000 |
| Henderson, North Carolina | 3 | $ 815,000 | $ 271,666 | $ 243,000 |
| Person, North Carolina | 3 | $ 625,000 | $ 208,333 | $ 139,000 |
| Lorain, Ohio | 3 | $ 6,415,000 | $ 2,138,333 | $ 0 |
| Richland, South Carolina | 3 | $ 1,535,000 | $ 511,666 | $ 273,000 |
| Giles, Tennessee | 3 | $ 2,015,000 | $ 671,666 | $ 350,000 |
| Grainger, Tennessee | 3 | $ 1,105,000 | $ 368,333 | $ 200,000 |
| Haywood, Tennessee | 3 | $ 515,000 | $ 171,666 | $ 248,000 |
| McMinn, Tennessee | 3 | $ 855,000 | $ 285,000 | $ 173,000 |
| Polk, Tennessee | 3 | $ 765,000 | $ 255,000 | $ 107,000 |
| Warren, Tennessee | 3 | $ 285,000 | $ 95,000 | $ 106,000 |
| Bexar, Texas | 3 | $ 1,805,000 | $ 601,666 | $ 378,000 |
| Norfolk, Virginia | 3 | $ 5,675,000 | $ 1,891,666 | $ 68,000 |
| Stafford, Virginia | 3 | $ 185,000 | $ 61,666 | $ 300,000 |
| Etowah, Alabama | 2 | $ 280,000 | $ 140,000 | $ 78,000 |
| Winston, Alabama | 2 | $ 2,630,000 | $ 1,315,000 | $ 800,000 |
| Pinal, Arizona | 2 | $ 1,470,000 | $ 735,000 | $ 267,000 |
| Craighead, Arkansas | 2 | $ 660,000 | $ 330,000 | $ 168,000 |
| Cross, Arkansas | 2 | $ 150,000 | $ 75,000 | $ 66,000 |
| Pulaski, Arkansas | 2 | $ 610,000 | $ 305,000 | $ 150,000 |
| Orange, California | 2 | $ 7,500,000 | $ 3,750,000 | $ 895,000 |
| Riverside, California | 2 | $ 2,360,000 | $ 1,180,000 | $ 370,000 |
| San Diego, California | 2 | $ 2,380,000 | $ 1,190,000 | $ 522,000 |
| Broward, Florida | 2 | $ 1,260,000 | $ 630,000 | $ 624,000 |
| Charlotte, Florida | 2 | $ 1,620,000 | $ 810,000 | $ 0 |
| Miami-Dade, Florida | 2 | $ 5,580,000 | $ 2,790,000 | $ 869,000 |
| Polk, Florida | 2 | $ 150,000 | $ 75,000 | $ 100,000 |
| Sarasota, Florida | 2 | $ 1,360,000 | $ 680,000 | $ 468,000 |
| Volusia, Florida | 2 | $ 570,000 | $ 285,000 | $ 67,000 |
| Camden, Georgia | 2 | $ 460,000 | $ 230,000 | $ 111,000 |
| Glynn, Georgia | 2 | $ 1,910,000 | $ 955,000 | $ 82,000 |
| Harris, Georgia | 2 | $ 1,100,000 | $ 550,000 | $ 313,000 |
| Richmond, Georgia | 2 | $ 570,000 | $ 285,000 | $ 106,000 |
| Walton, Georgia | 2 | $ 170,000 | $ 85,000 | $ 209,000 |
| Clark, Indiana | 2 | $ 720,000 | $ 360,000 | $ 52,000 |
| Hamilton, Indiana | 2 | $ 820,000 | $ 410,000 | $ 164,000 |
| Warrick, Indiana | 2 | $ 1,280,000 | $ 640,000 | $ 408,000 |
| Barren, Kentucky | 2 | $ 450,000 | $ 225,000 | $ 371,000 |
| Bossier, Louisiana | 2 | $ 190,000 | $ 95,000 | $ 222,000 |
| Orleans, Louisiana | 2 | $ 500,000 | $ 250,000 | $ 240,000 |
| Carroll, Maryland | 2 | $ 650,000 | $ 325,000 | $ 257,000 |
| Frederick, Maryland | 2 | $ 970,000 | $ 485,000 | $ 187,000 |
| Talbot, Maryland | 2 | $ 790,000 | $ 395,000 | $ 340,000 |
| Suffolk, Massachusetts | 2 | $ 2,500,000 | $ 1,250,000 | $ 2,005,000 |
| Benton, Mississippi | 2 | $ 360,000 | $ 180,000 | $ 158,000 |
| Madison, Mississippi | 2 | $ 860,000 | $ 430,000 | $ 250,000 |
| Tate, Mississippi | 2 | $ 340,000 | $ 170,000 | $ 160,000 |
| Gallatin, Montana | 2 | $ 3,370,000 | $ 1,685,000 | $ 550,000 |
| Bernalillo, New Mexico | 2 | $ 7,080,000 | $ 3,540,000 | $ 0 |
| Suffolk, New York | 2 | $ 6,010,000 | $ 3,005,000 | $ 894,000 |
| Alexander, North Carolina | 2 | $ 480,000 | $ 240,000 | $ 286,000 |
| Ashe, North Carolina | 2 | $ 1,270,000 | $ 635,000 | $ 253,000 |
| Burke, North Carolina | 2 | $ 1,430,000 | $ 715,000 | $ 214,000 |
| Caldwell, North Carolina | 2 | $ 2,240,000 | $ 1,120,000 | $ 580,000 |
| Craven, North Carolina | 2 | $ 590,000 | $ 295,000 | $ 120,000 |
| Dare, North Carolina | 2 | $ 230,000 | $ 115,000 | $ 153,000 |
| Jones, North Carolina | 2 | $ 710,000 | $ 355,000 | $ 109,000 |
| Lenoir, North Carolina | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Madison, North Carolina | 2 | $ 290,000 | $ 145,000 | $ 116,000 |
| Pender, North Carolina | 2 | $ 860,000 | $ 430,000 | $ 137,000 |
| Surry, North Carolina | 2 | $ 670,000 | $ 335,000 | $ 127,000 |
| Wilkes, North Carolina | 2 | $ 540,000 | $ 270,000 | $ 502,000 |
| Summit, Ohio | 2 | $ 4,280,000 | $ 2,140,000 | $ 0 |
| Chester, South Carolina | 2 | $ 130,000 | $ 65,000 | $ 178,000 |
| Fairfield, South Carolina | 2 | $ 650,000 | $ 325,000 | $ 114,000 |
| Jasper, South Carolina | 2 | $ 150,000 | $ 75,000 | $ 152,000 |
| Williamsburg, South Carolina | 2 | $ 560,000 | $ 280,000 | $ 99,000 |
| Claiborne, Tennessee | 2 | $ 670,000 | $ 335,000 | $ 378,000 |
| Hickman, Tennessee | 2 | $ 210,000 | $ 105,000 | $ 214,000 |
| Moore, Tennessee | 2 | $ 620,000 | $ 310,000 | $ 305,000 |
| Perry, Tennessee | 2 | $ 850,000 | $ 425,000 | $ 179,000 |
| Rhea, Tennessee | 2 | $ 1,470,000 | $ 735,000 | $ 650,000 |
| Sullivan, Tennessee | 2 | $ 290,000 | $ 145,000 | $ 275,000 |
| Trousdale, Tennessee | 2 | $ 720,000 | $ 360,000 | $ 112,000 |
| Union, Tennessee | 2 | $ 1,000,000 | $ 500,000 | $ 198,000 |
| Washington, Tennessee | 2 | $ 310,000 | $ 155,000 | $ 260,000 |
| El Paso, Texas | 2 | $ 10,570,000 | $ 5,285,000 | $ 0 |
| Harris, Texas | 2 | $ 5,420,000 | $ 2,710,000 | $ 2,518,000 |
| Montgomery, Texas | 2 | $ 2,800,000 | $ 1,400,000 | $ 0 |
| Tarrant, Texas | 2 | $ 920,000 | $ 460,000 | $ 399,000 |
| Appomattox, Virginia | 2 | $ 610,000 | $ 305,000 | $ 156,000 |
| Carroll, Virginia | 2 | $ 690,000 | $ 345,000 | $ 195,000 |
| Fredericksburg, Virginia | 2 | $ 170,000 | $ 85,000 | $ 304,000 |
| Manassas, Virginia | 2 | $ 120,000 | $ 60,000 | $ 118,000 |
| Mecklenburg, Virginia | 2 | $ 630,000 | $ 315,000 | $ 97,000 |
| Montgomery, Virginia | 2 | $ 750,000 | $ 375,000 | $ 180,000 |
| Pittsylvania, Virginia | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Prince William, Virginia | 2 | $ 210,000 | $ 105,000 | $ 202,000 |
| Richmond City, Virginia | 2 | $ 880,000 | $ 440,000 | $ 985,000 |
| Rockbridge, Virginia | 2 | $ 480,000 | $ 240,000 | $ 66,000 |
| Calhoun, Alabama | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Houston, Alabama | 1 | $ 345,000 | $ 345,000 | $ 250,000 |
| Lauderdale, Alabama | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Marshall, Alabama | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Tuscaloosa, Alabama | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Walker, Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pima, Arizona | 1 | $ 415,000 | $ 415,000 | $ 222,000 |
| Benton, Arkansas | 1 | $ 2,005,000 | $ 2,005,000 | $ 615,000 |
| Cleburne, Arkansas | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
| Alameda, California | 1 | $ 1,005,000 | $ 1,005,000 | $ 747,000 |
| Santa Barbara, California | 1 | $ 15,755,000 | $ 15,755,000 | $ 0 |
| Ventura, California | 1 | $ 345,000 | $ 345,000 | $ 338,000 |
| Chaffee, Colorado | 1 | $ 595,000 | $ 595,000 | $ 201,000 |
| Douglas, Colorado | 1 | $ 495,000 | $ 495,000 | $ 275,000 |
| Grand, Colorado | 1 | $ 1,075,000 | $ 1,075,000 | $ 239,000 |
| Pitkin, Colorado | 1 | $ 795,000 | $ 795,000 | $ 777,000 |
| Summit, Colorado | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Western Connecticut Planning Region, Connecticut | 1 | $ 2,005,000 | $ 2,005,000 | $ 384,000 |
| Kent, Delaware | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
| Brevard, Florida | 1 | $ 14,305,000 | $ 14,305,000 | $ 0 |
| Franklin, Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 74,000 |
| Jackson, Florida | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Seminole, Florida | 1 | $ 445,000 | $ 445,000 | $ 176,000 |
| St. Lucie, Florida | 1 | $ 995,000 | $ 995,000 | $ 2,100,000 |
| Bibb, Georgia | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Chatham, Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Coweta, Georgia | 1 | $ 125,000 | $ 125,000 | $ 160,000 |
| Fayette, Georgia | 1 | $ 85,000 | $ 85,000 | $ 279,000 |
| Floyd, Georgia | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Gordon, Georgia | 1 | $ 545,000 | $ 545,000 | $ 275,000 |
| Greene, Georgia | 1 | $ 705,000 | $ 705,000 | $ 653,000 |
| Hart, Georgia | 1 | $ 355,000 | $ 355,000 | $ 355,000 |
| Jackson, Georgia | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Lowndes, Georgia | 1 | $ 10,205,000 | $ 10,205,000 | $ 0 |
| Washington, Georgia | 1 | $ 725,000 | $ 725,000 | $ 376,000 |
| Canyon, Idaho | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| DuPage, Illinois | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Lake, Illinois | 1 | $ 705,000 | $ 705,000 | $ 443,000 |
| St. Clair, Illinois | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Monroe, Indiana | 1 | $ 575,000 | $ 575,000 | $ 434,000 |
| Tippecanoe, Indiana | 1 | $ 285,000 | $ 285,000 | $ 500,000 |
| White, Indiana | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Delaware, Iowa | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Boyd, Kentucky | 1 | $ 1,285,000 | $ 1,285,000 | $ 2,951,000 |
| Butler, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Daviess, Kentucky | 1 | $ 565,000 | $ 565,000 | $ 587,000 |
| Fayette, Kentucky | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| Kenton, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 450,000 |
| Logan, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Simpson, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 215,000 |
| Allegany, Maryland | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Dorchester, Maryland | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Harford, Maryland | 1 | $ 95,000 | $ 95,000 | $ 168,000 |
| St. Mary's, Maryland | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Washington, Maryland | 1 | $ 1,045,000 | $ 1,045,000 | $ 1,811,000 |
| Norfolk, Massachusetts | 1 | $ 925,000 | $ 925,000 | $ 425,000 |
| Clare, Michigan | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Hillsdale, Michigan | 1 | $ 225,000 | $ 225,000 | $ 159,000 |
| Oakland, Michigan | 1 | $ 1,425,000 | $ 1,425,000 | $ 601,000 |
| Ottawa, Michigan | 1 | $ 945,000 | $ 945,000 | $ 2,051,000 |
| Washtenaw, Michigan | 1 | $ 485,000 | $ 485,000 | $ 250,000 |
| Wayne, Michigan | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Washington, Minnesota | 1 | $ 835,000 | $ 835,000 | $ 900,000 |
| Alcorn, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Forrest, Mississippi | 1 | $ 335,000 | $ 335,000 | $ 876,000 |
| Hinds, Mississippi | 1 | $ 65,000 | $ 65,000 | $ 184,000 |
| Lowndes, Mississippi | 1 | $ 3,565,000 | $ 3,565,000 | $ 0 |
| Tishomingo, Mississippi | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Jefferson, Missouri | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Ray, Missouri | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| St. Louis, Missouri | 1 | $ 925,000 | $ 925,000 | $ 564,000 |
| Clark, Nevada | 1 | $ 925,000 | $ 925,000 | $ 415,000 |
| Belknap, New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 515,000 |
| Bergen, New Jersey | 1 | $ 615,000 | $ 615,000 | $ 396,000 |
| Middlesex, New Jersey | 1 | $ 655,000 | $ 655,000 | $ 265,000 |
| Ocean, New Jersey | 1 | $ 4,965,000 | $ 4,965,000 | $ 0 |
| Erie, New York | 1 | $ 225,000 | $ 225,000 | $ 314,000 |
| Nassau, New York | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
| Otsego, New York | 1 | $ 625,000 | $ 625,000 | $ 500,000 |
| Westchester, New York | 1 | $ 7,485,000 | $ 7,485,000 | $ 4,411,000 |
| Avery, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 946,000 |
| Beaufort, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 316,000 |
| Camden, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Caswell, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Clay, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Columbus, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Graham, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 228,000 |
| Haywood, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Macon, North Carolina | 1 | $ 1,955,000 | $ 1,955,000 | $ 1,174,000 |
| Martin, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Onslow, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| Polk, North Carolina | 1 | $ 755,000 | $ 755,000 | $ 52,000 |
| Richmond, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Stokes, North Carolina | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Warren, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Wilson, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Burleigh, North Dakota | 1 | $ 4,445,000 | $ 4,445,000 | $ 0 |
| Brown, Ohio | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Butler, Ohio | 1 | $ 2,925,000 | $ 2,925,000 | $ 0 |
| Clermont, Ohio | 1 | $ 805,000 | $ 805,000 | $ 354,000 |
| Delaware, Ohio | 1 | $ 1,555,000 | $ 1,555,000 | $ 0 |
| Erie, Ohio | 1 | $ 305,000 | $ 305,000 | $ 147,000 |
| Fairfield, Ohio | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Hancock, Ohio | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| Jackson, Ohio | 1 | $ 275,000 | $ 275,000 | $ 519,000 |
| Mahoning, Ohio | 1 | $ 3,675,000 | $ 3,675,000 | $ 0 |
| Montgomery, Ohio | 1 | $ 2,145,000 | $ 2,145,000 | $ 0 |
| Stark, Ohio | 1 | $ 185,000 | $ 185,000 | $ 287,000 |
| Carter, Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 346,000 |
| McCurtain, Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 420,000 |
| Oklahoma, Oklahoma | 1 | $ 2,065,000 | $ 2,065,000 | $ 8,451,000 |
| Deschutes, Oregon | 1 | $ 805,000 | $ 805,000 | $ 220,000 |
| Chester, Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 310,000 |
| York, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Calhoun, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Darlington, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Dillon, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Edgefield, South Carolina | 1 | $ 515,000 | $ 515,000 | $ 179,000 |
| Florence, South Carolina | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| McCormick, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Saluda, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Codington, South Dakota | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Lawrence, South Dakota | 1 | $ 635,000 | $ 635,000 | $ 320,000 |
| Cocke, Tennessee | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| Dyer, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 269,000 |
| Hancock, Tennessee | 1 | $ 735,000 | $ 735,000 | $ 224,000 |
| Hardeman, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 346,000 |
| Humphreys, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 480,000 |
| Madison, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 269,000 |
| Meigs, Tennessee | 1 | $ 1,265,000 | $ 1,265,000 | $ 1,328,000 |
| Scott, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 149,000 |
| Smith, Tennessee | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Stewart, Tennessee | 1 | $ 565,000 | $ 565,000 | $ 517,000 |
| Bandera, Texas | 1 | $ 575,000 | $ 575,000 | $ 166,000 |
| Collin, Texas | 1 | $ 295,000 | $ 295,000 | $ 247,000 |
| Comal, Texas | 1 | $ 555,000 | $ 555,000 | $ 125,000 |
| Denton, Texas | 1 | $ 1,435,000 | $ 1,435,000 | $ 1,400,000 |
| Fort Bend, Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Midland, Texas | 1 | $ 495,000 | $ 495,000 | $ 483,000 |
| Parker, Texas | 1 | $ 2,725,000 | $ 2,725,000 | $ 0 |
| Salt Lake, Utah | 1 | $ 4,005,000 | $ 4,005,000 | $ 1,232,000 |
| Wasatch, Utah | 1 | $ 615,000 | $ 615,000 | $ 313,000 |
| Albemarle, Virginia | 1 | $ 585,000 | $ 585,000 | $ 211,000 |
| Augusta, Virginia | 1 | $ 2,355,000 | $ 2,355,000 | $ 2,848,000 |
| Bland, Virginia | 1 | $ 305,000 | $ 305,000 | $ 2,225,000 |
| Charlottesville, Virginia | 1 | $ 385,000 | $ 385,000 | $ 416,000 |
| Chesterfield, Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Covington, Virginia | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| James City, Virginia | 1 | $ 805,000 | $ 805,000 | $ 1,721,000 |
| Nelson, Virginia | 1 | $ 1,195,000 | $ 1,195,000 | $ 1,654,000 |
| Patrick, Virginia | 1 | $ 355,000 | $ 355,000 | $ 234,000 |
| Pulaski, Virginia | 1 | $ 805,000 | $ 805,000 | $ 490,000 |
| Rockingham, Virginia | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Waynesboro, Virginia | 1 | $ 665,000 | $ 665,000 | $ 266,000 |
| Berkeley, West Virginia | 1 | $ 375,000 | $ 375,000 | $ 83,000 |
| Greenbrier, West Virginia | 1 | $ 2,725,000 | $ 2,725,000 | $ 0 |
| Brown, Wisconsin | 1 | $ 525,000 | $ 525,000 | $ 120,000 |
| Teton, Wyoming | 1 | $ 1,695,000 | $ 1,695,000 | $ 2,746,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,772 | $2,019,270,000 | $423,000 | $38,365,000 | $230,000 | $9,924,000 |
| Home Improvement | 1,624 | $279,400,000 | $172,000 | $4,115,000 | $222,000 | $6,540,000 |
| Refinancing | 803 | $490,565,000 | $610,000 | $14,875,000 | $357,000 | $6,696,000 |
| Other Purpose | 795 | $217,255,000 | $273,000 | $6,505,000 | $273,000 | $6,588,000 |
| Cash-out Refinancing | 316 | $106,030,000 | $335,000 | $3,005,000 | $160,000 | $2,664,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,382 | $1,703,530,000 | $388,000 | $7,485,000 | $288,000 | $8,718,000 |
| Black or African American | 1,179 | $190,945,000 | $161,000 | $2,005,000 | $103,000 | $2,868,000 |
| Not Provided | 1,121 | $420,825,000 | $375,000 | $15,755,000 | $318,000 | $9,924,000 |
| Hispanic | 958 | $193,180,000 | $201,000 | $5,365,000 | $109,000 | $3,054,000 |
| Not applicable | 367 | $496,505,000 | $1,352,000 | $38,365,000 | $71,000 | $399,000 |
| Asian | 264 | $92,830,000 | $351,000 | $3,725,000 | $219,000 | $8,451,000 |
| American Indian or Alaskan Native | 32 | $12,500,000 | $390,000 | $2,645,000 | $368,000 | $4,463,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,205,000 | $315,000 | $1,085,000 | $259,000 | $695,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,001 | $3,008,845,000 | $376,000 | $38,365,000 | $246,000 | $9,924,000 |
| FHA-insured (Federal Housing Administration) | 225 | $66,205,000 | $294,000 | $655,000 | $95,000 | $271,000 |
| VA-guaranteed (Veterans Administration) | 84 | $37,470,000 | $446,000 | $1,425,000 | $136,000 | $431,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,548 | $2,251,200,000 | $405,000 | $38,365,000 | $248,000 | $8,451,000 |
| Application Denied By Financial Institution | 1,273 | $320,895,000 | $252,000 | $5,405,000 | $137,000 | $6,540,000 |
| Application Withdrawn By Applicant | 975 | $395,025,000 | $405,000 | $7,485,000 | $314,000 | $9,924,000 |
| Application Approved But Not Accepted | 433 | $107,195,000 | $247,000 | $5,005,000 | $278,000 | $4,565,000 |
| File Closed For Incompleteness | 64 | $34,880,000 | $545,000 | $3,525,000 | $322,000 | $3,000,000 |
| Loan Purchased By The Institution | 17 | $3,325,000 | $195,000 | $625,000 | $71,000 | $399,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,037 | $2,791,625,000 | $396,000 | $38,365,000 | $260,000 | $9,924,000 |
| Debt-To-Income Ratio | 554 | $167,970,000 | $303,000 | $5,405,000 | $110,000 | $1,212,000 |
| Credit History | 428 | $68,100,000 | $159,000 | $3,565,000 | $153,000 | $2,868,000 |
| Collateral | 91 | $19,175,000 | $210,000 | $2,375,000 | $143,000 | $724,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 64 | $29,400,000 | $459,000 | $5,365,000 | $122,000 | $2,040,000 |
| Unverifiable Information | 64 | $15,310,000 | $239,000 | $1,505,000 | $259,000 | $6,540,000 |
| Other | 42 | $9,110,000 | $216,000 | $605,000 | $137,000 | $869,000 |
| Employment History | 19 | $5,435,000 | $286,000 | $805,000 | $137,000 | $536,000 |
| Credit Application Incomplete | 11 | $6,395,000 | $581,000 | $1,905,000 | $93,000 | $164,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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