Plains Commerce Bank Mortgage Lending & HMDA Data, 2025
In 2025, Plains Commerce Bank of Hoven, SD reported 20,239 mortgage applications totaling $7.4 billion, down 13% from 2024. The average application was for $363,812, and applicants reported an average income of $145,927. 62% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,734), Sioux Falls, SD (1,477) and Orlando-Kissimmee-Sanford, FL (547) (applications in parentheses).
| Mortgage Company & Address | Plains Commerce Bank 220 Main St Hoven, SD 57450 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 20,239 |
| Total Mortgage Loan Application Amount | $7,363,205,000 |
| Average Mortgage Loan Application Amount | $363,812 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $145,927 |
| Highest Applicant Income | $5,317,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plains Commerce Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,753 | $ 771,015,000 | $ 280,063 | $ 119,401 |
| Phoenix-Mesa-Scottsdale, AZ | 1,734 | $ 752,510,000 | $ 433,973 | $ 161,000 |
| Sioux Falls, SD | 1,477 | $ 465,775,000 | $ 315,352 | $ 134,102 |
| Orlando-Kissimmee-Sanford, FL | 547 | $ 189,945,000 | $ 347,248 | $ 138,000 |
| Salt Lake City, UT | 527 | $ 202,785,000 | $ 384,791 | $ 142,000 |
| Denver-Aurora-Lakewood, CO | 431 | $ 242,355,000 | $ 562,308 | $ 194,000 |
| Houston-The Woodlands-Sugar Land, TX | 408 | $ 145,620,000 | $ 356,911 | $ 144,000 |
| Ogden-Clearfield, UT | 353 | $ 112,125,000 | $ 317,634 | $ 119,000 |
| Lakeland-Winter Haven, FL | 336 | $ 81,340,000 | $ 242,083 | $ 102,000 |
| Provo-Orem, UT | 314 | $ 125,290,000 | $ 399,012 | $ 142,000 |
| Omaha-Council Bluffs, NE-IA | 305 | $ 85,315,000 | $ 279,721 | $ 131,331 |
| Dallas-Plano-Irving, TX | 304 | $ 134,320,000 | $ 441,842 | $ 170,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 296 | $ 109,090,000 | $ 368,547 | $ 154,608 |
| Charlotte-Concord-Gastonia, NC-SC | 273 | $ 129,755,000 | $ 475,293 | $ 189,857 |
| Atlanta-Sandy Springs-Roswell, GA | 268 | $ 111,950,000 | $ 417,723 | $ 168,000 |
| Tampa, FL | 261 | $ 69,045,000 | $ 264,540 | $ 125,000 |
| Austin-Round Rock, TX | 256 | $ 120,090,000 | $ 469,101 | $ 180,000 |
| Fort Worth-Arlington, TX | 249 | $ 91,175,000 | $ 366,164 | $ 150,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 247 | $ 78,655,000 | $ 318,441 | $ 134,000 |
| Miami-Miami Beach-Kendall, FL | 246 | $ 99,760,000 | $ 405,528 | $ 164,000 |
| Rapid City, SD | 234 | $ 78,300,000 | $ 334,615 | $ 120,000 |
| Jacksonville, FL | 225 | $ 60,945,000 | $ 270,866 | $ 120,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 187 | $ 46,405,000 | $ 248,155 | $ 111,000 |
| Las Vegas-Henderson-Paradise, NV | 187 | $ 92,285,000 | $ 493,502 | $ 210,000 |
| Palm Bay-Melbourne-Titusville, FL | 173 | $ 45,535,000 | $ 263,208 | $ 114,000 |
| Cincinnati, OH-KY-IN | 168 | $ 53,250,000 | $ 316,964 | $ 133,750 |
| Kansas City, MO-KS | 160 | $ 51,550,000 | $ 322,187 | $ 140,468 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 160 | $ 53,360,000 | $ 333,500 | $ 138,000 |
| Warren-Troy-Farmington Hills, MI | 149 | $ 52,095,000 | $ 349,630 | $ 168,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 148 | $ 72,280,000 | $ 488,378 | $ 169,837 |
| Savannah, GA | 146 | $ 51,810,000 | $ 354,863 | $ 138,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 143 | $ 46,295,000 | $ 323,741 | $ 109,902 |
| Tucson, AZ | 138 | $ 52,400,000 | $ 379,710 | $ 147,000 |
| Colorado Springs, CO | 134 | $ 67,710,000 | $ 505,298 | $ 169,000 |
| San Antonio-New Braunfels, TX | 129 | $ 48,185,000 | $ 373,527 | $ 171,000 |
| Boise City, ID | 128 | $ 63,470,000 | $ 495,859 | $ 158,000 |
| Cape Coral-Fort Myers, FL | 120 | $ 30,790,000 | $ 256,583 | $ 102,000 |
| Urban Honolulu, HI | 118 | $ 78,360,000 | $ 664,067 | $ 185,000 |
| Arlington-Alexandria-Reston, VA-WV | 115 | $ 63,695,000 | $ 553,869 | $ 176,930 |
| Richmond, VA | 112 | $ 33,020,000 | $ 294,821 | $ 113,000 |
| Baltimore-Columbia-Towson, MD | 107 | $ 46,215,000 | $ 431,915 | $ 171,000 |
| Birmingham-Hoover, AL | 101 | $ 37,995,000 | $ 376,188 | $ 144,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 101 | $ 41,385,000 | $ 409,752 | $ 170,000 |
| Chicago-Naperville, IL | 99 | $ 37,975,000 | $ 383,585 | $ 145,000 |
| Columbus, OH | 99 | $ 35,835,000 | $ 361,969 | $ 217,000 |
| Indianapolis-Carmel-Anderson, IN | 99 | $ 36,235,000 | $ 366,010 | $ 148,000 |
| Ocala, FL | 94 | $ 14,710,000 | $ 156,489 | $ 80,000 |
| St. Petersburg-Clearwater-Largo, FL | 88 | $ 26,600,000 | $ 302,272 | $ 143,000 |
| North Port-Sarasota-Bradenton, FL | 87 | $ 26,635,000 | $ 306,149 | $ 124,000 |
| Riverside-San Bernardino-Ontario, CA | 87 | $ 46,745,000 | $ 537,298 | $ 202,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 87 | $ 41,345,000 | $ 475,229 | $ 246,000 |
| Reno, NV | 85 | $ 40,745,000 | $ 479,352 | $ 154,000 |
| Port St. Lucie, FL | 81 | $ 23,815,000 | $ 294,012 | $ 119,000 |
| Lakewood-New Brunswick, NJ | 75 | $ 39,735,000 | $ 529,800 | $ 176,000 |
| Albuquerque, NM | 72 | $ 24,630,000 | $ 342,083 | $ 153,000 |
| Louisville/Jefferson County, KY-IN | 67 | $ 21,285,000 | $ 317,686 | $ 114,074 |
| Marietta, GA | 66 | $ 29,140,000 | $ 441,515 | $ 173,000 |
| St. Louis, MO-IL | 65 | $ 27,705,000 | $ 426,230 | $ 169,769 |
| Chico, CA | 63 | $ 16,975,000 | $ 269,444 | $ 124,000 |
| Raleigh, NC | 63 | $ 37,055,000 | $ 588,174 | $ 280,000 |
| El Paso, TX | 62 | $ 17,090,000 | $ 275,645 | $ 115,000 |
| Bend-Redmond, OR | 61 | $ 29,865,000 | $ 489,590 | $ 166,000 |
| Tacoma-Lakewood, WA | 60 | $ 27,480,000 | $ 458,000 | $ 152,000 |
| Greeley, CO | 56 | $ 26,880,000 | $ 480,000 | $ 153,000 |
| Seattle-Bellevue-Everett, WA | 56 | $ 36,580,000 | $ 653,214 | $ 210,000 |
| Medford, OR | 53 | $ 26,485,000 | $ 499,716 | $ 188,000 |
| Newark, NJ-PA | 52 | $ 31,440,000 | $ 604,615 | $ 220,000 |
| Knoxville, TN | 51 | $ 18,095,000 | $ 354,803 | $ 132,000 |
| Montgomery County-Bucks County-Chester County, PA | 51 | $ 26,385,000 | $ 517,352 | $ 223,000 |
| Sioux City, IA-NE-SD | 51 | $ 15,045,000 | $ 295,000 | $ 137,450 |
| Oakland-Hayward-Berkeley, CA | 50 | $ 19,610,000 | $ 392,200 | $ 207,000 |
| Detroit-Dearborn-Livonia, MI | 48 | $ 12,470,000 | $ 259,791 | $ 135,000 |
| Springfield, MO | 44 | $ 12,310,000 | $ 279,772 | $ 97,000 |
| Everett, WA | 43 | $ 21,255,000 | $ 494,302 | $ 163,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 42 | $ 14,660,000 | $ 349,047 | $ 116,000 |
| Fort Collins, CO | 41 | $ 21,415,000 | $ 522,317 | $ 193,000 |
| Spokane-Spokane Valley, WA | 41 | $ 11,105,000 | $ 270,853 | $ 96,000 |
| Wausau, WI | 41 | $ 9,675,000 | $ 235,975 | $ 117,000 |
| Daphne-Fairhope-Foley, AL | 40 | $ 16,140,000 | $ 403,500 | $ 157,000 |
| Boulder, CO | 39 | $ 21,965,000 | $ 563,205 | $ 214,000 |
| Des Moines-West Des Moines, IA | 38 | $ 9,750,000 | $ 256,578 | $ 103,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 38 | $ 13,100,000 | $ 344,736 | $ 154,000 |
| New York-Jersey City-White Plains, NY-NJ | 38 | $ 28,090,000 | $ 739,210 | $ 203,000 |
| Lincoln, NE | 37 | $ 10,095,000 | $ 272,837 | $ 113,000 |
| Charleston-North Charleston, SC | 36 | $ 14,560,000 | $ 404,444 | $ 148,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 36 | $ 16,140,000 | $ 448,333 | $ 199,000 |
| Logan, UT-ID | 36 | $ 12,390,000 | $ 344,166 | $ 116,000 |
| San Diego-Carlsbad, CA | 36 | $ 24,030,000 | $ 667,500 | $ 297,000 |
| St. George, UT | 36 | $ 9,770,000 | $ 271,388 | $ 110,000 |
| Durham-Chapel Hill, NC | 35 | $ 14,865,000 | $ 424,714 | $ 208,000 |
| Monroe, LA | 35 | $ 6,665,000 | $ 190,428 | $ 83,000 |
| Prescott Valley-Prescott, AZ | 35 | $ 13,855,000 | $ 395,857 | $ 155,000 |
| Lake County-Kenosha County, IL-WI | 33 | $ 14,835,000 | $ 449,545 | $ 204,000 |
| Pittsburgh, PA | 33 | $ 7,315,000 | $ 221,666 | $ 109,000 |
| Milwaukee-Waukesha-West Allis, WI | 32 | $ 12,360,000 | $ 386,250 | $ 164,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 31 | $ 11,295,000 | $ 364,354 | $ 145,870 |
| Bremerton-Silverdale, WA | 31 | $ 9,435,000 | $ 304,354 | $ 143,000 |
| Sebring, FL | 31 | $ 7,915,000 | $ 255,322 | $ 97,000 |
| Philadelphia, PA | 30 | $ 10,240,000 | $ 341,333 | $ 138,000 |
| Longview, TX | 29 | $ 8,455,000 | $ 291,551 | $ 104,000 |
| Wichita, KS | 29 | $ 7,535,000 | $ 259,827 | $ 105,000 |
| Davenport-Moline-Rock Island, IA-IL | 28 | $ 7,450,000 | $ 266,071 | $ 94,071 |
| Pensacola-Ferry Pass-Brent, FL | 28 | $ 7,560,000 | $ 270,000 | $ 139,000 |
| Fayetteville, NC | 27 | $ 8,345,000 | $ 309,074 | $ 102,000 |
| Santa Rosa, CA | 27 | $ 16,575,000 | $ 613,888 | $ 277,000 |
| Clarksville, TN-KY | 26 | $ 7,780,000 | $ 299,230 | $ 106,730 |
| Salem, OR | 26 | $ 10,630,000 | $ 408,846 | $ 115,000 |
| Wilmington, DE-MD-NJ | 26 | $ 10,100,000 | $ 388,461 | $ 174,000 |
| Cambridge-Newton-Framingham, MA | 25 | $ 14,045,000 | $ 561,800 | $ 184,000 |
| Gainesville, FL | 25 | $ 4,095,000 | $ 163,800 | $ 136,000 |
| Homosassa Springs, FL | 25 | $ 3,855,000 | $ 154,200 | $ 79,000 |
| Huntsville, AL | 25 | $ 7,215,000 | $ 288,600 | $ 128,000 |
| Los Angeles-Long Beach-Glendale, CA | 25 | $ 17,685,000 | $ 707,400 | $ 391,000 |
| Naples-Immokalee-Marco Island, FL | 25 | $ 10,235,000 | $ 409,400 | $ 255,000 |
| Washington, DC-MD | 25 | $ 12,915,000 | $ 516,600 | $ 212,560 |
| Hinesville, GA | 24 | $ 7,130,000 | $ 297,083 | $ 110,000 |
| Santa Fe, NM | 24 | $ 10,300,000 | $ 429,166 | $ 144,000 |
| Anchorage, AK | 23 | $ 10,305,000 | $ 448,043 | $ 178,000 |
| Cleveland, OH | 23 | $ 7,155,000 | $ 311,086 | $ 158,000 |
| Columbia, SC | 23 | $ 6,895,000 | $ 299,782 | $ 123,000 |
| Longview, WA | 23 | $ 4,455,000 | $ 193,695 | $ 125,000 |
| Oklahoma City, OK | 23 | $ 7,755,000 | $ 337,173 | $ 187,000 |
| Panama City, FL | 23 | $ 5,225,000 | $ 227,173 | $ 114,000 |
| Laredo, TX | 22 | $ 5,270,000 | $ 239,545 | $ 85,000 |
| Abilene, TX | 21 | $ 4,855,000 | $ 231,190 | $ 90,000 |
| Corpus Christi, TX | 21 | $ 7,055,000 | $ 335,952 | $ 159,000 |
| Killeen-Temple, TX | 21 | $ 6,655,000 | $ 316,904 | $ 113,000 |
| Las Cruces, NM | 21 | $ 7,195,000 | $ 342,619 | $ 114,000 |
| Springfield, IL | 21 | $ 4,885,000 | $ 232,619 | $ 98,000 |
| Stockton-Lodi, CA | 21 | $ 7,705,000 | $ 366,904 | $ 164,000 |
| Bellingham, WA | 20 | $ 7,050,000 | $ 352,500 | $ 156,000 |
| Memphis, TN-MS-AR | 20 | $ 6,700,000 | $ 335,000 | $ 119,450 |
| Mobile, AL | 20 | $ 4,730,000 | $ 236,500 | $ 82,000 |
| Grand Rapids-Wyoming, MI | 19 | $ 5,955,000 | $ 313,421 | $ 107,000 |
| Greenville-Anderson-Mauldin, SC | 19 | $ 10,465,000 | $ 550,789 | $ 212,000 |
| Lake Havasu City-Kingman, AZ | 19 | $ 5,975,000 | $ 314,473 | $ 119,000 |
| Rochester, MN | 19 | $ 6,205,000 | $ 326,578 | $ 132,000 |
| Vallejo-Fairfield, CA | 19 | $ 5,475,000 | $ 288,157 | $ 170,000 |
| Billings, MT | 18 | $ 6,900,000 | $ 383,333 | $ 122,000 |
| Mankato-North Mankato, MN | 18 | $ 5,720,000 | $ 317,777 | $ 137,000 |
| New Orleans-Metairie, LA | 18 | $ 5,120,000 | $ 284,444 | $ 154,000 |
| Sebastian-Vero Beach, FL | 18 | $ 4,270,000 | $ 237,222 | $ 104,000 |
| Tyler, TX | 18 | $ 6,170,000 | $ 342,777 | $ 158,000 |
| Burlington-South Burlington, VT | 17 | $ 8,995,000 | $ 529,117 | $ 225,000 |
| Gainesville, GA | 17 | $ 7,475,000 | $ 439,705 | $ 206,000 |
| Tulsa, OK | 17 | $ 3,965,000 | $ 233,235 | $ 102,000 |
| Green Bay, WI | 16 | $ 5,320,000 | $ 332,500 | $ 107,000 |
| Lancaster, PA | 16 | $ 3,820,000 | $ 238,750 | $ 108,000 |
| Olympia-Tumwater, WA | 16 | $ 6,180,000 | $ 386,250 | $ 150,000 |
| Punta Gorda, FL | 16 | $ 3,630,000 | $ 226,875 | $ 78,000 |
| Tallahassee, FL | 16 | $ 2,780,000 | $ 173,750 | $ 85,000 |
| Wildwood-The Villages, FL | 16 | $ 3,400,000 | $ 212,500 | $ 97,000 |
| Manchester-Nashua, NH | 15 | $ 8,285,000 | $ 552,333 | $ 221,000 |
| Wichita Falls, TX | 15 | $ 2,935,000 | $ 195,666 | $ 101,000 |
| Hagerstown-Martinsburg, MD-WV | 14 | $ 4,910,000 | $ 350,714 | $ 154,000 |
| Rockingham County-Strafford County, NH | 14 | $ 6,730,000 | $ 480,714 | $ 156,000 |
| Washington-Baltimore-Arlington, DC | 14 | $ 11,050,000 | $ 789,285 | $ 375,000 |
| Athens-Clarke County, GA | 13 | $ 4,225,000 | $ 325,000 | $ 122,000 |
| Boston, MA | 13 | $ 9,175,000 | $ 705,769 | $ 224,000 |
| College Station-Bryan, TX | 13 | $ 3,315,000 | $ 255,000 | $ 123,000 |
| Erie, PA | 13 | $ 1,665,000 | $ 128,076 | $ 70,000 |
| Flint, MI | 13 | $ 2,745,000 | $ 211,153 | $ 97,000 |
| Rockford, IL | 13 | $ 1,895,000 | $ 145,769 | $ 88,000 |
| Wilmington, NC | 13 | $ 5,735,000 | $ 441,153 | $ 173,000 |
| Winston-Salem, NC | 13 | $ 3,915,000 | $ 301,153 | $ 121,000 |
| Anaheim-Santa Ana-Irvine, CA | 12 | $ 8,190,000 | $ 682,500 | $ 212,000 |
| Cheyenne, WY | 12 | $ 4,590,000 | $ 382,500 | $ 140,000 |
| Pueblo, CO | 12 | $ 4,220,000 | $ 351,666 | $ 140,000 |
| Spartanburg, SC | 12 | $ 3,940,000 | $ 328,333 | $ 109,000 |
| Brunswick, GA | 11 | $ 4,715,000 | $ 428,636 | $ 322,000 |
| Camden, NJ | 11 | $ 4,535,000 | $ 412,272 | $ 161,000 |
| Eugene, OR | 11 | $ 4,565,000 | $ 415,000 | $ 143,000 |
| Greensboro-High Point, NC | 11 | $ 4,475,000 | $ 406,818 | $ 162,000 |
| Manhattan, KS | 11 | $ 2,205,000 | $ 200,454 | $ 97,000 |
| Missoula, MT | 11 | $ 5,415,000 | $ 492,272 | $ 197,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 3,670,000 | $ 367,000 | $ 132,700 |
| Duluth, MN-WI | 10 | $ 3,350,000 | $ 335,000 | $ 139,000 |
| Lafayette, LA | 10 | $ 2,930,000 | $ 293,000 | $ 101,000 |
| Midland, TX | 10 | $ 3,900,000 | $ 390,000 | $ 289,000 |
| Providence-Warwick, RI-MA | 10 | $ 5,040,000 | $ 504,000 | $ 175,800 |
| Sherman-Denison, TX | 10 | $ 4,090,000 | $ 409,000 | $ 139,000 |
| Shreveport-Bossier City, LA | 10 | $ 2,880,000 | $ 288,000 | $ 116,000 |
| St. Cloud, MN | 10 | $ 2,160,000 | $ 216,000 | $ 87,000 |
| Worcester, MA-CT | 10 | $ 4,450,000 | $ 445,000 | $ 185,000 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 2,740,000 | $ 274,000 | $ 111,000 |
| Asheville, NC | 9 | $ 3,195,000 | $ 355,000 | $ 132,000 |
| Coeur D'Alene, ID | 9 | $ 7,475,000 | $ 830,555 | $ 256,000 |
| Gulfport-Biloxi-Pascagoula, MS | 9 | $ 2,455,000 | $ 272,777 | $ 203,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 2,955,000 | $ 328,333 | $ 106,000 |
| Kennewick-Richland, WA | 9 | $ 3,215,000 | $ 357,222 | $ 128,000 |
| Lynchburg, VA | 9 | $ 1,605,000 | $ 178,333 | $ 78,000 |
| Modesto, CA | 9 | $ 2,535,000 | $ 281,666 | $ 114,000 |
| Reading, PA | 9 | $ 1,935,000 | $ 215,000 | $ 86,000 |
| Redding, CA | 9 | $ 2,665,000 | $ 296,111 | $ 135,000 |
| Roanoke, VA | 9 | $ 2,455,000 | $ 272,777 | $ 132,000 |
| Topeka, KS | 9 | $ 2,475,000 | $ 275,000 | $ 99,000 |
| Waco, TX | 9 | $ 2,765,000 | $ 307,222 | $ 114,000 |
| Yuba City, CA | 9 | $ 3,175,000 | $ 352,777 | $ 146,000 |
| Appleton, WI | 8 | $ 2,320,000 | $ 290,000 | $ 122,000 |
| Cedar Rapids, IA | 8 | $ 1,310,000 | $ 163,750 | $ 77,000 |
| Elgin, IL | 8 | $ 3,010,000 | $ 376,250 | $ 155,000 |
| Flagstaff, AZ | 8 | $ 4,820,000 | $ 602,500 | $ 527,000 |
| Fresno, CA | 8 | $ 1,620,000 | $ 202,500 | $ 106,000 |
| Lexington Park, MD | 8 | $ 3,850,000 | $ 481,250 | $ 191,000 |
| Macon-Bibb County, GA | 8 | $ 2,510,000 | $ 313,750 | $ 98,000 |
| Monroe, MI | 8 | $ 1,970,000 | $ 246,250 | $ 151,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 3,360,000 | $ 420,000 | $ 159,000 |
| Odessa, TX | 8 | $ 2,110,000 | $ 263,750 | $ 104,000 |
| Saginaw, MI | 8 | $ 1,210,000 | $ 151,250 | $ 98,000 |
| Sierra Vista-Douglas, AZ | 8 | $ 2,120,000 | $ 265,000 | $ 85,000 |
| State College, PA | 8 | $ 2,010,000 | $ 251,250 | $ 130,000 |
| Bakersfield, CA | 7 | $ 2,565,000 | $ 366,428 | $ 181,000 |
| Beaumont-Port Arthur, TX | 7 | $ 1,395,000 | $ 199,285 | $ 97,000 |
| Bozeman, MT | 7 | $ 5,395,000 | $ 770,714 | $ 252,000 |
| Casper, WY | 7 | $ 2,355,000 | $ 336,428 | $ 114,000 |
| Columbus, GA-AL | 7 | $ 2,075,000 | $ 296,428 | $ 188,000 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 3,535,000 | $ 505,000 | $ 193,000 |
| Dover, DE | 7 | $ 2,485,000 | $ 355,000 | $ 168,000 |
| Fort Smith, AR-OK | 7 | $ 1,665,000 | $ 237,857 | $ 73,000 |
| Grand Junction, CO | 7 | $ 2,975,000 | $ 425,000 | $ 205,000 |
| Great Falls, MT | 7 | $ 2,515,000 | $ 359,285 | $ 130,000 |
| Harrisburg-Carlisle, PA | 7 | $ 1,995,000 | $ 285,000 | $ 108,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 1,915,000 | $ 273,571 | $ 125,000 |
| Lubbock, TX | 7 | $ 2,635,000 | $ 376,428 | $ 146,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 2,875,000 | $ 410,714 | $ 248,000 |
| Bismarck, ND | 6 | $ 1,580,000 | $ 263,333 | $ 99,000 |
| Brownsville-Harlingen, TX | 6 | $ 2,040,000 | $ 340,000 | $ 122,000 |
| Chattanooga, TN-GA | 6 | $ 3,160,000 | $ 526,666 | $ 204,833 |
| Dayton-Springfield-Kettering, OH | 6 | $ 2,220,000 | $ 370,000 | $ 131,000 |
| Fargo, ND-MN | 6 | $ 1,500,000 | $ 250,000 | $ 126,666 |
| Jackson, TN | 6 | $ 1,310,000 | $ 218,333 | $ 73,000 |
| Johnson City, TN | 6 | $ 1,410,000 | $ 235,000 | $ 79,000 |
| Lake County-Porter County-Jasper County, IN | 6 | $ 2,170,000 | $ 361,666 | $ 148,000 |
| Lansing-East Lansing, MI | 6 | $ 2,280,000 | $ 380,000 | $ 135,000 |
| Pinehurst-Southern Pines, NC | 6 | $ 1,910,000 | $ 318,333 | $ 94,000 |
| San Angelo, TX | 6 | $ 1,640,000 | $ 273,333 | $ 97,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 6,920,000 | $ 1,153,333 | $ 344,000 |
| Yuma, AZ | 6 | $ 1,740,000 | $ 290,000 | $ 82,000 |
| Ann Arbor, MI | 5 | $ 1,975,000 | $ 395,000 | $ 160,000 |
| Baton Rouge, LA | 5 | $ 1,825,000 | $ 365,000 | $ 123,000 |
| Canton-Massillon, OH | 5 | $ 1,215,000 | $ 243,000 | $ 78,000 |
| Charlottesville, VA | 5 | $ 2,395,000 | $ 479,000 | $ 143,000 |
| Decatur, AL | 5 | $ 2,265,000 | $ 453,000 | $ 124,000 |
| Grants Pass, OR | 5 | $ 2,355,000 | $ 471,000 | $ 279,000 |
| Kalamazoo-Portage, MI | 5 | $ 2,365,000 | $ 473,000 | $ 123,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 1,405,000 | $ 281,000 | $ 107,000 |
| Nassau County-Suffolk County, NY | 5 | $ 3,475,000 | $ 695,000 | $ 408,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 3,775,000 | $ 755,000 | $ 225,000 |
| Portland-South Portland, ME | 5 | $ 3,355,000 | $ 671,000 | $ 213,000 |
| Toledo, OH | 5 | $ 1,075,000 | $ 215,000 | $ 136,000 |
| Tuscaloosa, AL | 5 | $ 1,565,000 | $ 313,000 | $ 157,000 |
| Twin Falls, ID | 5 | $ 2,985,000 | $ 597,000 | $ 146,000 |
| Warner Robins, GA | 5 | $ 1,545,000 | $ 309,000 | $ 204,000 |
| Amarillo, TX | 4 | $ 1,540,000 | $ 385,000 | $ 114,000 |
| Ames, IA | 4 | $ 1,280,000 | $ 320,000 | $ 141,000 |
| Auburn-Opelika, AL | 4 | $ 1,430,000 | $ 357,500 | $ 148,000 |
| Bloomington, IN | 4 | $ 860,000 | $ 215,000 | $ 57,000 |
| Carson City, NV | 4 | $ 1,820,000 | $ 455,000 | $ 171,000 |
| Eau Claire, WI | 4 | $ 1,480,000 | $ 370,000 | $ 129,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 1,420,000 | $ 355,000 | $ 121,000 |
| Florence-Muscle Shoals, AL | 4 | $ 910,000 | $ 227,500 | $ 96,000 |
| Grand Island, NE | 4 | $ 930,000 | $ 232,500 | $ 83,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 1,020,000 | $ 255,000 | $ 79,000 |
| Helena, MT | 4 | $ 2,620,000 | $ 655,000 | $ 184,000 |
| Idaho Falls, ID | 4 | $ 1,380,000 | $ 345,000 | $ 148,000 |
| Jackson, MS | 4 | $ 1,370,000 | $ 342,500 | $ 137,000 |
| Lafayette-West Lafayette, IN | 4 | $ 1,560,000 | $ 390,000 | $ 146,000 |
| Montgomery, AL | 4 | $ 1,120,000 | $ 280,000 | $ 133,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 2,970,000 | $ 742,500 | $ 306,000 |
| Staunton-Waynesboro, VA | 4 | $ 650,000 | $ 162,500 | $ 52,000 |
| Trenton, NJ | 4 | $ 1,970,000 | $ 492,500 | $ 177,000 |
| Victoria, TX | 4 | $ 1,450,000 | $ 362,500 | $ 115,000 |
| Wenatchee, WA | 4 | $ 2,100,000 | $ 525,000 | $ 176,000 |
| Winchester, VA-WV | 4 | $ 1,590,000 | $ 397,500 | $ 131,500 |
| York-Hanover, PA | 4 | $ 920,000 | $ 230,000 | $ 74,000 |
| Altoona, PA | 3 | $ 315,000 | $ 105,000 | $ 65,000 |
| Bay City, MI | 3 | $ 835,000 | $ 278,333 | $ 128,000 |
| Bowling Green, KY | 3 | $ 895,000 | $ 298,333 | $ 201,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 2,185,000 | $ 728,333 | $ 230,000 |
| Goldsboro, NC | 3 | $ 645,000 | $ 215,000 | $ 109,000 |
| Grand Forks, ND-MN | 3 | $ 545,000 | $ 181,666 | $ 90,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 3 | $ 1,695,000 | $ 565,000 | $ 378,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 1,085,000 | $ 361,666 | $ 142,000 |
| Lake Charles, LA | 3 | $ 705,000 | $ 235,000 | $ 72,000 |
| Lebanon, PA | 3 | $ 975,000 | $ 325,000 | $ 97,000 |
| Lexington-Fayette, KY | 3 | $ 1,145,000 | $ 381,666 | $ 133,000 |
| Salinas, CA | 3 | $ 1,885,000 | $ 628,333 | $ 512,000 |
| Salisbury, MD-DE | 3 | $ 655,000 | $ 218,333 | $ 125,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 3,265,000 | $ 1,088,333 | $ 395,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,435,000 | $ 478,333 | $ 143,000 |
| Texarkana, TX-AR | 3 | $ 815,000 | $ 271,666 | $ 101,000 |
| Waterbury-Shelton, CT | 3 | $ 1,465,000 | $ 488,333 | $ 262,000 |
| Yakima, WA | 3 | $ 1,245,000 | $ 415,000 | $ 114,000 |
| Akron, OH | 2 | $ 530,000 | $ 265,000 | $ 165,000 |
| Albany, GA | 2 | $ 300,000 | $ 150,000 | $ 62,000 |
| Albany, OR | 2 | $ 660,000 | $ 330,000 | $ 92,000 |
| Alexandria, LA | 2 | $ 970,000 | $ 485,000 | $ 168,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 850,000 | $ 425,000 | $ 201,000 |
| Bloomington, IL | 2 | $ 530,000 | $ 265,000 | $ 136,000 |
| Cleveland, TN | 2 | $ 330,000 | $ 165,000 | $ 77,000 |
| Dubuque, IA | 2 | $ 580,000 | $ 290,000 | $ 63,000 |
| El Centro, CA | 2 | $ 640,000 | $ 320,000 | $ 127,000 |
| Elkhart-Goshen, IN | 2 | $ 770,000 | $ 385,000 | $ 88,000 |
| Fairbanks, AK | 2 | $ 740,000 | $ 370,000 | $ 107,000 |
| Florence, SC | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Fort Wayne, IN | 2 | $ 910,000 | $ 455,000 | $ 108,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Janesville-Beloit, WI | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Jefferson City, MO | 2 | $ 890,000 | $ 445,000 | $ 200,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 910,000 | $ 455,000 | $ 120,000 |
| Kankakee, IL | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Lawrence, KS | 2 | $ 490,000 | $ 245,000 | $ 99,000 |
| Merced, CA | 2 | $ 430,000 | $ 215,000 | $ 121,000 |
| Michigan City-La Porte, IN | 2 | $ 390,000 | $ 195,000 | $ 120,000 |
| Midland, MI | 2 | $ 380,000 | $ 190,000 | $ 98,000 |
| Muncie, IN | 2 | $ 630,000 | $ 315,000 | $ 132,000 |
| New Haven-Milford, CT | 2 | $ 1,070,000 | $ 535,000 | $ 168,000 |
| Niles-Benton Harbor, MI | 2 | $ 550,000 | $ 275,000 | $ 114,000 |
| Oshkosh-Neenah, WI | 2 | $ 450,000 | $ 225,000 | $ 77,000 |
| Racine, WI | 2 | $ 590,000 | $ 295,000 | $ 137,000 |
| Rome, GA | 2 | $ 510,000 | $ 255,000 | $ 97,000 |
| San Rafael, CA | 2 | $ 1,790,000 | $ 895,000 | $ 259,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 500,000 | $ 250,000 | $ 124,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 590,000 | $ 295,000 | $ 87,000 |
| Springfield, MA | 2 | $ 370,000 | $ 185,000 | $ 136,000 |
| Valdosta, GA | 2 | $ 320,000 | $ 160,000 | $ 93,000 |
| Visalia-Porterville, CA | 2 | $ 740,000 | $ 370,000 | $ 81,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Barnstable Town, MA | 1 | $ 455,000 | $ 455,000 | $ 106,000 |
| Burlington, NC | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Columbia, MO | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Corvallis, OR | 1 | $ 335,000 | $ 335,000 | $ 141,000 |
| Enid, OK | 1 | $ 745,000 | $ 745,000 | $ 302,000 |
| Fond Du Lac, WI | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Greenville, NC | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| Hammond, LA | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Hanford-Corcoran, CA | 1 | $ 475,000 | $ 475,000 | $ 190,000 |
| Harrisonburg, VA | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Hot Springs, AR | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Houma-Thibodaux, LA | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Jackson, MI | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Joplin, MO | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Kokomo, IN | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Madison, WI | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Minot, ND | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Morristown, TN | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Norwich-New London, CT | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Owensboro, KY | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Paducah, KY-IL | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Peoria, IL | 1 | $ 415,000 | $ 415,000 | $ 292,000 |
| Pocatello, ID | 1 | $ 365,000 | $ 365,000 | $ 78,000 |
| Rochester, NY | 1 | $ 275,000 | $ 275,000 | $ 380,000 |
| Rocky Mount, NC | 1 | $ 435,000 | $ 435,000 | $ 214,000 |
| Sandusky, OH | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 825,000 | $ 825,000 | $ 463,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Springfield, OH | 1 | $ 225,000 | $ 225,000 | $ 255,000 |
| St. Joseph, MO-KS | 1 | $ 115,000 | $ 115,000 | $ 132,000 |
| Terre Haute, IN | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Traverse City, MI | 1 | $ 385,000 | $ 385,000 | $ 162,000 |
| Vineland-Bridgeton, NJ | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,547 | $6,274,425,000 | $357,000 | $3,455,000 | $143,000 | $5,317,000 |
| Refinancing | 1,454 | $624,860,000 | $429,000 | $3,205,000 | $177,000 | $3,360,000 |
| Cash-out Refinancing | 1,035 | $417,235,000 | $403,000 | $3,505,000 | $154,000 | $2,614,000 |
| Other Purpose | 152 | $38,090,000 | $250,000 | $1,365,000 | $140,000 | $2,400,000 |
| Home Improvement | 51 | $8,595,000 | $168,000 | $805,000 | $121,000 | $556,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,967 | $4,501,385,000 | $376,000 | $3,505,000 | $155,000 | $5,317,000 |
| Hispanic | 3,931 | $1,219,675,000 | $310,000 | $2,505,000 | $114,000 | $1,892,000 |
| Not Provided | 2,114 | $827,540,000 | $391,000 | $2,395,000 | $155,000 | $2,085,000 |
| Black or African American | 1,118 | $348,030,000 | $311,000 | $2,005,000 | $114,000 | $2,400,000 |
| Asian | 814 | $370,890,000 | $455,000 | $3,205,000 | $190,000 | $3,824,000 |
| American Indian or Alaskan Native | 154 | $51,530,000 | $334,000 | $815,000 | $132,000 | $1,005,000 |
| Not applicable | 76 | $22,600,000 | $297,000 | $875,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 65 | $21,555,000 | $331,000 | $805,000 | $122,000 | $360,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,231 | $5,026,805,000 | $379,000 | $3,505,000 | $167,000 | $3,824,000 |
| FHA-insured (Federal Housing Administration) | 5,221 | $1,642,785,000 | $314,000 | $1,195,000 | $99,000 | $5,317,000 |
| VA-guaranteed (Veterans Administration) | 1,618 | $659,030,000 | $407,000 | $2,555,000 | $129,000 | $2,343,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 169 | $34,585,000 | $204,000 | $685,000 | $75,000 | $145,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,504 | $4,452,560,000 | $356,000 | $2,505,000 | $144,000 | $5,317,000 |
| Application Withdrawn By Applicant | 6,268 | $2,455,780,000 | $391,000 | $3,505,000 | $157,000 | $3,824,000 |
| Application Denied By Financial Institution | 1,397 | $426,165,000 | $305,000 | $3,205,000 | $108,000 | $2,174,000 |
| Loan Purchased By The Institution | 43 | $16,565,000 | $385,000 | $805,000 | $0 | $0 |
| Application Approved But Not Accepted | 21 | $10,095,000 | $480,000 | $1,125,000 | $236,000 | $572,000 |
| File Closed For Incompleteness | 6 | $2,040,000 | $340,000 | $555,000 | $120,000 | $158,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,842 | $6,937,040,000 | $368,000 | $3,505,000 | $148,000 | $5,317,000 |
| Debt-To-Income Ratio | 692 | $236,970,000 | $342,000 | $3,205,000 | $99,000 | $965,000 |
| Credit History | 267 | $66,475,000 | $248,000 | $2,595,000 | $111,000 | $1,817,000 |
| Collateral | 182 | $43,880,000 | $241,000 | $1,285,000 | $116,000 | $1,005,000 |
| Unverifiable Information | 144 | $47,900,000 | $332,000 | $1,705,000 | $121,000 | $1,000,000 |
| Other | 47 | $10,905,000 | $232,000 | $695,000 | $148,000 | $2,174,000 |
| Employment History | 38 | $11,180,000 | $294,000 | $1,235,000 | $125,000 | $1,308,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $6,575,000 | $346,000 | $1,005,000 | $124,000 | $406,000 |
| Credit Application Incomplete | 7 | $2,125,000 | $303,000 | $875,000 | $87,000 | $223,000 |
| Mortgage Insurance Denied | 1 | $155,000 | $155,000 | $155,000 | $244,000 | $244,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plains Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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