Plains Commerce Bank Mortgage Lending & HMDA Data, 2024
In 2024, Plains Commerce Bank of Hoven, SD reported 23,164 mortgage applications totaling $7.8 billion, up 5% from 2023. The average application was for $337,551, and applicants reported an average income of $136,550. 59% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Sioux Falls, SD (1,727), Phoenix-Mesa-Scottsdale, AZ (1,554) and Orlando-Kissimmee-Sanford, FL (572) (applications in parentheses).
| Mortgage Company & Address | Plains Commerce Bank 220 Main St Hoven, SD 57450 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 23,164 |
| Total Mortgage Loan Application Amount | $7,819,040,000 |
| Average Mortgage Loan Application Amount | $337,551 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $136,550 |
| Highest Applicant Income | $8,615,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plains Commerce Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,082 | $ 778,600,000 | $ 252,628 | $ 114,146 |
| Sioux Falls, SD | 1,727 | $ 486,115,000 | $ 281,479 | $ 128,722 |
| Phoenix-Mesa-Scottsdale, AZ | 1,554 | $ 605,770,000 | $ 389,813 | $ 141,000 |
| Orlando-Kissimmee-Sanford, FL | 572 | $ 190,150,000 | $ 332,430 | $ 145,000 |
| Denver-Aurora-Lakewood, CO | 495 | $ 258,005,000 | $ 521,222 | $ 179,000 |
| Salt Lake City, UT | 444 | $ 155,480,000 | $ 350,180 | $ 139,000 |
| Houston-The Woodlands-Sugar Land, TX | 440 | $ 140,560,000 | $ 319,454 | $ 129,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 427 | $ 129,455,000 | $ 303,173 | $ 140,854 |
| Lakeland-Winter Haven, FL | 425 | $ 112,725,000 | $ 265,235 | $ 107,000 |
| Miami-Miami Beach-Kendall, FL | 397 | $ 162,395,000 | $ 409,055 | $ 152,000 |
| Tampa, FL | 385 | $ 116,945,000 | $ 303,753 | $ 127,000 |
| Jacksonville, FL | 355 | $ 114,605,000 | $ 322,830 | $ 133,000 |
| Dallas-Plano-Irving, TX | 329 | $ 134,165,000 | $ 407,796 | $ 168,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 311 | $ 100,695,000 | $ 323,778 | $ 134,000 |
| Atlanta-Sandy Springs-Roswell, GA | 290 | $ 98,190,000 | $ 338,586 | $ 132,000 |
| Baltimore-Columbia-Towson, MD | 277 | $ 107,765,000 | $ 389,043 | $ 148,000 |
| Rapid City, SD | 272 | $ 86,070,000 | $ 316,433 | $ 110,000 |
| Las Vegas-Henderson-Paradise, NV | 268 | $ 103,910,000 | $ 387,723 | $ 147,000 |
| Omaha-Council Bluffs, NE-IA | 267 | $ 78,295,000 | $ 293,239 | $ 132,258 |
| Cincinnati, OH-KY-IN | 259 | $ 71,835,000 | $ 277,355 | $ 116,629 |
| Warren-Troy-Farmington Hills, MI | 253 | $ 71,785,000 | $ 283,735 | $ 137,000 |
| New York-Jersey City-White Plains, NY-NJ | 235 | $ 142,735,000 | $ 607,382 | $ 238,127 |
| Provo-Orem, UT | 235 | $ 84,785,000 | $ 360,787 | $ 128,000 |
| Ogden-Clearfield, UT | 234 | $ 76,360,000 | $ 326,324 | $ 117,000 |
| Fort Worth-Arlington, TX | 231 | $ 81,395,000 | $ 352,359 | $ 129,000 |
| Charlotte-Concord-Gastonia, NC-SC | 217 | $ 85,405,000 | $ 393,571 | $ 150,682 |
| Palm Bay-Melbourne-Titusville, FL | 204 | $ 62,170,000 | $ 304,754 | $ 118,000 |
| Kansas City, MO-KS | 198 | $ 55,220,000 | $ 278,888 | $ 132,015 |
| Arlington-Alexandria-Reston, VA-WV | 197 | $ 96,465,000 | $ 489,670 | $ 159,116 |
| Austin-Round Rock, TX | 163 | $ 69,365,000 | $ 425,552 | $ 175,000 |
| San Antonio-New Braunfels, TX | 160 | $ 50,700,000 | $ 316,875 | $ 123,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 159 | $ 58,655,000 | $ 368,899 | $ 158,000 |
| Cape Coral-Fort Myers, FL | 155 | $ 44,265,000 | $ 285,580 | $ 113,000 |
| North Port-Sarasota-Bradenton, FL | 153 | $ 57,685,000 | $ 377,026 | $ 171,000 |
| Louisville/Jefferson County, KY-IN | 144 | $ 40,490,000 | $ 281,180 | $ 106,375 |
| Richmond, VA | 142 | $ 49,560,000 | $ 349,014 | $ 128,000 |
| Lakewood-New Brunswick, NJ | 140 | $ 67,570,000 | $ 482,642 | $ 173,000 |
| Colorado Springs, CO | 138 | $ 61,710,000 | $ 447,173 | $ 141,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 138 | $ 42,580,000 | $ 308,550 | $ 125,000 |
| St. Petersburg-Clearwater-Largo, FL | 136 | $ 44,680,000 | $ 328,529 | $ 132,000 |
| Chicago-Naperville, IL | 129 | $ 39,975,000 | $ 309,883 | $ 114,000 |
| Boise City, ID | 128 | $ 55,810,000 | $ 436,015 | $ 142,000 |
| Savannah, GA | 128 | $ 43,630,000 | $ 340,859 | $ 129,000 |
| Tucson, AZ | 128 | $ 39,920,000 | $ 311,875 | $ 119,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 126 | $ 38,720,000 | $ 307,301 | $ 112,071 |
| Sacramento--Roseville--Arden-Arcade, CA | 123 | $ 60,315,000 | $ 490,365 | $ 197,000 |
| El Paso, TX | 121 | $ 31,585,000 | $ 261,033 | $ 113,000 |
| Newark, NJ-PA | 111 | $ 57,445,000 | $ 517,522 | $ 176,000 |
| Riverside-San Bernardino-Ontario, CA | 111 | $ 50,675,000 | $ 456,531 | $ 166,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 109 | $ 49,985,000 | $ 458,577 | $ 154,293 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 108 | $ 48,460,000 | $ 448,703 | $ 146,000 |
| Detroit-Dearborn-Livonia, MI | 107 | $ 29,885,000 | $ 279,299 | $ 128,000 |
| St. Louis, MO-IL | 107 | $ 38,275,000 | $ 357,710 | $ 156,869 |
| Daphne-Fairhope-Foley, AL | 103 | $ 33,815,000 | $ 328,300 | $ 137,000 |
| Ocala, FL | 102 | $ 21,540,000 | $ 211,176 | $ 95,000 |
| Albuquerque, NM | 101 | $ 31,245,000 | $ 309,356 | $ 130,000 |
| Indianapolis-Carmel-Anderson, IN | 98 | $ 26,510,000 | $ 270,510 | $ 111,000 |
| Springfield, MO | 98 | $ 25,050,000 | $ 255,612 | $ 103,000 |
| Birmingham-Hoover, AL | 96 | $ 32,800,000 | $ 341,666 | $ 132,000 |
| Urban Honolulu, HI | 91 | $ 61,015,000 | $ 670,494 | $ 197,000 |
| Reno, NV | 83 | $ 37,825,000 | $ 455,722 | $ 160,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 82 | $ 23,070,000 | $ 281,341 | $ 110,000 |
| Port St. Lucie, FL | 79 | $ 23,875,000 | $ 302,215 | $ 162,000 |
| Washington, DC-MD | 78 | $ 35,280,000 | $ 452,307 | $ 140,487 |
| Chico, CA | 69 | $ 19,315,000 | $ 279,927 | $ 106,000 |
| Philadelphia, PA | 69 | $ 20,835,000 | $ 301,956 | $ 146,000 |
| Raleigh, NC | 67 | $ 28,825,000 | $ 430,223 | $ 166,000 |
| Wichita, KS | 65 | $ 15,095,000 | $ 232,230 | $ 86,000 |
| Columbus, OH | 64 | $ 21,830,000 | $ 341,093 | $ 183,000 |
| Charleston-North Charleston, SC | 63 | $ 29,615,000 | $ 470,079 | $ 154,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 62 | $ 22,610,000 | $ 364,677 | $ 164,000 |
| Des Moines-West Des Moines, IA | 61 | $ 13,255,000 | $ 217,295 | $ 88,000 |
| Anchorage, AK | 56 | $ 22,770,000 | $ 406,607 | $ 135,000 |
| Montgomery County-Bucks County-Chester County, PA | 56 | $ 23,760,000 | $ 424,285 | $ 183,000 |
| Knoxville, TN | 55 | $ 19,465,000 | $ 353,909 | $ 127,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 54 | $ 24,610,000 | $ 455,740 | $ 228,000 |
| Sioux City, IA-NE-SD | 53 | $ 11,195,000 | $ 211,226 | $ 104,113 |
| Los Angeles-Long Beach-Glendale, CA | 52 | $ 29,300,000 | $ 563,461 | $ 212,000 |
| Mobile, AL | 52 | $ 11,220,000 | $ 215,769 | $ 84,000 |
| Marietta, GA | 51 | $ 18,915,000 | $ 370,882 | $ 143,000 |
| Greeley, CO | 50 | $ 23,140,000 | $ 462,800 | $ 164,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 45 | $ 15,675,000 | $ 348,333 | $ 140,333 |
| Pensacola-Ferry Pass-Brent, FL | 44 | $ 13,210,000 | $ 300,227 | $ 116,000 |
| Camden, NJ | 43 | $ 15,815,000 | $ 367,790 | $ 153,000 |
| Lincoln, NE | 41 | $ 9,495,000 | $ 231,585 | $ 112,000 |
| Mankato-North Mankato, MN | 41 | $ 10,025,000 | $ 244,512 | $ 104,000 |
| Rochester, MN | 41 | $ 12,865,000 | $ 313,780 | $ 127,000 |
| Everett, WA | 40 | $ 22,020,000 | $ 550,500 | $ 190,000 |
| Las Cruces, NM | 40 | $ 12,630,000 | $ 315,750 | $ 135,000 |
| Tacoma-Lakewood, WA | 39 | $ 14,285,000 | $ 366,282 | $ 127,000 |
| Pittsburgh, PA | 38 | $ 8,650,000 | $ 227,631 | $ 172,000 |
| Grand Rapids-Wyoming, MI | 37 | $ 11,245,000 | $ 303,918 | $ 174,000 |
| Hinesville, GA | 37 | $ 8,685,000 | $ 234,729 | $ 86,000 |
| Worcester, MA-CT | 36 | $ 14,630,000 | $ 406,388 | $ 165,000 |
| Killeen-Temple, TX | 35 | $ 10,455,000 | $ 298,714 | $ 120,000 |
| St. George, UT | 35 | $ 10,235,000 | $ 292,428 | $ 121,000 |
| Washington-Baltimore-Arlington, DC | 35 | $ 13,935,000 | $ 398,142 | $ 132,000 |
| Lafayette, LA | 33 | $ 8,145,000 | $ 246,818 | $ 107,000 |
| Memphis, TN-MS-AR | 33 | $ 11,015,000 | $ 333,787 | $ 132,909 |
| San Diego-Carlsbad, CA | 33 | $ 21,655,000 | $ 656,212 | $ 194,000 |
| Stockton-Lodi, CA | 33 | $ 13,135,000 | $ 398,030 | $ 160,000 |
| Prescott Valley-Prescott, AZ | 32 | $ 13,820,000 | $ 431,875 | $ 147,000 |
| Sebring, FL | 32 | $ 6,880,000 | $ 215,000 | $ 107,000 |
| Bremerton-Silverdale, WA | 31 | $ 10,365,000 | $ 334,354 | $ 122,000 |
| Vallejo-Fairfield, CA | 31 | $ 11,195,000 | $ 361,129 | $ 139,000 |
| Nassau County-Suffolk County, NY | 30 | $ 16,000,000 | $ 533,333 | $ 235,000 |
| Punta Gorda, FL | 30 | $ 9,730,000 | $ 324,333 | $ 142,000 |
| Logan, UT-ID | 29 | $ 8,175,000 | $ 281,896 | $ 97,000 |
| Medford, OR | 29 | $ 12,905,000 | $ 445,000 | $ 185,000 |
| Seattle-Bellevue-Everett, WA | 29 | $ 13,195,000 | $ 455,000 | $ 172,000 |
| Bend-Redmond, OR | 28 | $ 12,480,000 | $ 445,714 | $ 134,000 |
| Davenport-Moline-Rock Island, IA-IL | 28 | $ 5,010,000 | $ 178,928 | $ 110,750 |
| Fargo, ND-MN | 28 | $ 6,970,000 | $ 248,928 | $ 106,821 |
| Crestview-Fort Walton Beach-Destin, FL | 27 | $ 7,095,000 | $ 262,777 | $ 150,000 |
| Evansville, IN-KY | 27 | $ 6,465,000 | $ 239,444 | $ 100,000 |
| Wilmington, DE-MD-NJ | 27 | $ 10,575,000 | $ 391,666 | $ 165,000 |
| Santa Fe, NM | 26 | $ 9,620,000 | $ 370,000 | $ 125,000 |
| Cleveland, OH | 25 | $ 5,145,000 | $ 205,800 | $ 98,000 |
| Naples-Immokalee-Marco Island, FL | 25 | $ 11,675,000 | $ 467,000 | $ 310,000 |
| Boulder, CO | 24 | $ 14,110,000 | $ 587,916 | $ 198,000 |
| Fayetteville, NC | 24 | $ 7,250,000 | $ 302,083 | $ 161,000 |
| Gainesville, FL | 24 | $ 7,390,000 | $ 307,916 | $ 130,000 |
| Lubbock, TX | 24 | $ 6,410,000 | $ 267,083 | $ 227,000 |
| Salem, OR | 24 | $ 9,850,000 | $ 410,416 | $ 113,000 |
| Spokane-Spokane Valley, WA | 24 | $ 10,860,000 | $ 452,500 | $ 174,000 |
| Flagstaff, AZ | 23 | $ 11,215,000 | $ 487,608 | $ 219,000 |
| Flint, MI | 23 | $ 3,655,000 | $ 158,913 | $ 81,000 |
| Santa Rosa, CA | 23 | $ 12,225,000 | $ 531,521 | $ 265,000 |
| Huntsville, AL | 22 | $ 6,200,000 | $ 281,818 | $ 134,000 |
| Oakland-Hayward-Berkeley, CA | 22 | $ 12,610,000 | $ 573,181 | $ 232,000 |
| Panama City, FL | 22 | $ 4,980,000 | $ 226,363 | $ 112,000 |
| Tyler, TX | 22 | $ 6,710,000 | $ 305,000 | $ 146,000 |
| Bridgeport-Stamford-Norwalk, CT | 21 | $ 11,705,000 | $ 557,380 | $ 233,000 |
| Fort Collins, CO | 21 | $ 9,165,000 | $ 436,428 | $ 148,000 |
| Manhattan, KS | 21 | $ 5,055,000 | $ 240,714 | $ 123,000 |
| McAllen-Edinburg-Mission, TX | 21 | $ 7,295,000 | $ 347,380 | $ 130,000 |
| Rockingham County-Strafford County, NH | 21 | $ 9,495,000 | $ 452,142 | $ 160,000 |
| Wildwood-The Villages, FL | 21 | $ 6,605,000 | $ 314,523 | $ 119,000 |
| Boston, MA | 20 | $ 8,640,000 | $ 432,000 | $ 180,000 |
| Homosassa Springs, FL | 20 | $ 3,350,000 | $ 167,500 | $ 85,000 |
| Brunswick, GA | 19 | $ 7,165,000 | $ 377,105 | $ 188,000 |
| Eugene, OR | 19 | $ 7,305,000 | $ 384,473 | $ 160,000 |
| Greenville-Anderson-Mauldin, SC | 19 | $ 5,615,000 | $ 295,526 | $ 120,000 |
| Harrisburg-Carlisle, PA | 19 | $ 4,555,000 | $ 239,736 | $ 112,000 |
| Lexington Park, MD | 19 | $ 6,195,000 | $ 326,052 | $ 136,000 |
| Manchester-Nashua, NH | 19 | $ 8,235,000 | $ 433,421 | $ 200,000 |
| Athens-Clarke County, GA | 18 | $ 5,790,000 | $ 321,666 | $ 117,000 |
| Dayton-Springfield-Kettering, OH | 18 | $ 4,290,000 | $ 238,333 | $ 119,000 |
| Dover, DE | 18 | $ 6,340,000 | $ 352,222 | $ 135,000 |
| Durham-Chapel Hill, NC | 18 | $ 7,180,000 | $ 398,888 | $ 147,000 |
| Roanoke, VA | 18 | $ 5,990,000 | $ 332,777 | $ 146,000 |
| Tallahassee, FL | 18 | $ 5,180,000 | $ 287,777 | $ 104,000 |
| Anaheim-Santa Ana-Irvine, CA | 17 | $ 11,195,000 | $ 658,529 | $ 273,000 |
| Beaumont-Port Arthur, TX | 17 | $ 3,975,000 | $ 233,823 | $ 116,000 |
| Billings, MT | 17 | $ 6,325,000 | $ 372,058 | $ 125,000 |
| Springfield, IL | 17 | $ 3,355,000 | $ 197,352 | $ 117,000 |
| Victoria, TX | 17 | $ 4,945,000 | $ 290,882 | $ 120,000 |
| Kennewick-Richland, WA | 16 | $ 5,200,000 | $ 325,000 | $ 114,000 |
| Redding, CA | 16 | $ 3,680,000 | $ 230,000 | $ 101,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 11,180,000 | $ 698,750 | $ 233,000 |
| Cambridge-Newton-Framingham, MA | 15 | $ 8,245,000 | $ 549,666 | $ 198,000 |
| Chattanooga, TN-GA | 15 | $ 5,535,000 | $ 369,000 | $ 149,333 |
| Corpus Christi, TX | 15 | $ 4,045,000 | $ 269,666 | $ 121,000 |
| Lake County-Porter County-Jasper County, IN | 15 | $ 3,455,000 | $ 230,333 | $ 99,000 |
| Lansing-East Lansing, MI | 15 | $ 3,985,000 | $ 265,666 | $ 118,000 |
| Milwaukee-Waukesha-West Allis, WI | 15 | $ 4,035,000 | $ 269,000 | $ 97,000 |
| New Orleans-Metairie, LA | 15 | $ 4,445,000 | $ 296,333 | $ 125,000 |
| Pueblo, CO | 15 | $ 4,995,000 | $ 333,000 | $ 118,000 |
| Sebastian-Vero Beach, FL | 15 | $ 4,345,000 | $ 289,666 | $ 208,000 |
| Winston-Salem, NC | 15 | $ 4,065,000 | $ 271,000 | $ 83,000 |
| Bellingham, WA | 14 | $ 4,340,000 | $ 310,000 | $ 149,000 |
| Clarksville, TN-KY | 14 | $ 4,570,000 | $ 326,428 | $ 97,000 |
| Grand Island, NE | 14 | $ 2,360,000 | $ 168,571 | $ 67,000 |
| Hartford-West Hartford-East Hartford, CT | 14 | $ 4,910,000 | $ 350,714 | $ 114,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 14 | $ 6,490,000 | $ 463,571 | $ 283,000 |
| Lake Havasu City-Kingman, AZ | 14 | $ 6,950,000 | $ 496,428 | $ 161,000 |
| Longview, TX | 14 | $ 3,270,000 | $ 233,571 | $ 124,000 |
| Missoula, MT | 14 | $ 6,050,000 | $ 432,142 | $ 142,000 |
| Modesto, CA | 14 | $ 5,160,000 | $ 368,571 | $ 114,000 |
| Oklahoma City, OK | 14 | $ 4,960,000 | $ 354,285 | $ 130,000 |
| Wausau, WI | 14 | $ 2,130,000 | $ 152,142 | $ 92,000 |
| College Station-Bryan, TX | 13 | $ 3,185,000 | $ 245,000 | $ 99,000 |
| Elgin, IL | 13 | $ 4,075,000 | $ 313,461 | $ 94,000 |
| Erie, PA | 13 | $ 2,235,000 | $ 171,923 | $ 72,000 |
| Green Bay, WI | 13 | $ 3,605,000 | $ 277,307 | $ 123,000 |
| Longview, WA | 13 | $ 3,445,000 | $ 265,000 | $ 96,000 |
| Toledo, OH | 13 | $ 2,985,000 | $ 229,615 | $ 121,000 |
| Twin Falls, ID | 13 | $ 7,115,000 | $ 547,307 | $ 217,000 |
| Brownsville-Harlingen, TX | 12 | $ 3,450,000 | $ 287,500 | $ 113,000 |
| Cedar Rapids, IA | 12 | $ 1,620,000 | $ 135,000 | $ 65,000 |
| Columbia, SC | 12 | $ 2,970,000 | $ 247,500 | $ 117,000 |
| Elkhart-Goshen, IN | 12 | $ 1,690,000 | $ 140,833 | $ 69,000 |
| Fresno, CA | 12 | $ 6,730,000 | $ 560,833 | $ 346,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 3,820,000 | $ 318,333 | $ 83,250 |
| Jackson, TN | 12 | $ 2,780,000 | $ 231,666 | $ 94,000 |
| Little Rock-North Little Rock-Conway, AR | 12 | $ 2,620,000 | $ 218,333 | $ 82,000 |
| Tulsa, OK | 12 | $ 2,460,000 | $ 205,000 | $ 100,000 |
| Yuba City, CA | 12 | $ 3,280,000 | $ 273,333 | $ 88,000 |
| Ann Arbor, MI | 11 | $ 3,115,000 | $ 283,181 | $ 177,000 |
| Bismarck, ND | 11 | $ 3,275,000 | $ 297,727 | $ 101,000 |
| Coeur D'Alene, ID | 11 | $ 8,235,000 | $ 748,636 | $ 178,000 |
| Macon-Bibb County, GA | 11 | $ 2,705,000 | $ 245,909 | $ 104,000 |
| Monroe, LA | 11 | $ 1,925,000 | $ 175,000 | $ 90,000 |
| Mount Vernon-Anacortes, WA | 11 | $ 3,315,000 | $ 301,363 | $ 124,000 |
| Providence-Warwick, RI-MA | 11 | $ 4,845,000 | $ 440,454 | $ 146,272 |
| Trenton, NJ | 11 | $ 6,065,000 | $ 551,363 | $ 215,000 |
| Waco, TX | 11 | $ 3,705,000 | $ 336,818 | $ 146,000 |
| Wilmington, NC | 11 | $ 3,765,000 | $ 342,272 | $ 213,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 2,020,000 | $ 202,000 | $ 81,200 |
| Battle Creek, MI | 10 | $ 2,320,000 | $ 232,000 | $ 99,000 |
| Carson City, NV | 10 | $ 4,290,000 | $ 429,000 | $ 132,000 |
| Lake Charles, LA | 10 | $ 1,880,000 | $ 188,000 | $ 98,000 |
| Laredo, TX | 10 | $ 2,480,000 | $ 248,000 | $ 95,000 |
| Portland-South Portland, ME | 10 | $ 3,280,000 | $ 328,000 | $ 135,000 |
| Salisbury, MD-DE | 10 | $ 3,490,000 | $ 349,000 | $ 134,000 |
| Topeka, KS | 10 | $ 2,290,000 | $ 229,000 | $ 92,000 |
| Warner Robins, GA | 10 | $ 2,780,000 | $ 278,000 | $ 110,000 |
| Albany-Schenectady-Troy, NY | 9 | $ 2,345,000 | $ 260,555 | $ 134,000 |
| Cheyenne, WY | 9 | $ 3,595,000 | $ 399,444 | $ 121,000 |
| Columbus, GA-AL | 9 | $ 2,065,000 | $ 229,444 | $ 81,333 |
| Gainesville, GA | 9 | $ 3,175,000 | $ 352,777 | $ 123,000 |
| Grand Junction, CO | 9 | $ 3,425,000 | $ 380,555 | $ 143,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 3,015,000 | $ 335,000 | $ 283,000 |
| Lexington-Fayette, KY | 9 | $ 3,775,000 | $ 419,444 | $ 296,000 |
| Midland, TX | 9 | $ 3,425,000 | $ 380,555 | $ 166,000 |
| Reading, PA | 9 | $ 2,815,000 | $ 312,777 | $ 137,000 |
| Abilene, TX | 8 | $ 2,640,000 | $ 330,000 | $ 111,000 |
| Bakersfield, CA | 8 | $ 2,770,000 | $ 346,250 | $ 125,000 |
| Burlington, NC | 8 | $ 2,010,000 | $ 251,250 | $ 70,000 |
| Jackson, MS | 8 | $ 3,730,000 | $ 466,250 | $ 142,000 |
| New Haven-Milford, CT | 8 | $ 3,080,000 | $ 385,000 | $ 151,000 |
| Olympia-Tumwater, WA | 8 | $ 3,030,000 | $ 378,750 | $ 118,000 |
| Pinehurst-Southern Pines, NC | 8 | $ 4,070,000 | $ 508,750 | $ 129,000 |
| Sherman-Denison, TX | 8 | $ 3,150,000 | $ 393,750 | $ 203,000 |
| Spartanburg, SC | 8 | $ 2,110,000 | $ 263,750 | $ 84,000 |
| Yuma, AZ | 8 | $ 2,100,000 | $ 262,500 | $ 82,000 |
| Anniston-Oxford-Jacksonville, AL | 7 | $ 1,235,000 | $ 176,428 | $ 83,000 |
| Fairbanks, AK | 7 | $ 1,795,000 | $ 256,428 | $ 103,000 |
| Odessa, TX | 7 | $ 1,865,000 | $ 266,428 | $ 119,000 |
| Sierra Vista-Douglas, AZ | 7 | $ 1,495,000 | $ 213,571 | $ 104,000 |
| Springfield, MA | 7 | $ 2,665,000 | $ 380,714 | $ 113,000 |
| Visalia-Porterville, CA | 7 | $ 2,285,000 | $ 326,428 | $ 127,000 |
| York-Hanover, PA | 7 | $ 2,205,000 | $ 315,000 | $ 167,000 |
| Asheville, NC | 6 | $ 2,350,000 | $ 391,666 | $ 131,000 |
| Casper, WY | 6 | $ 1,170,000 | $ 195,000 | $ 77,000 |
| El Centro, CA | 6 | $ 2,090,000 | $ 348,333 | $ 117,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 720,000 | $ 120,000 | $ 62,000 |
| Joplin, MO | 6 | $ 1,240,000 | $ 206,666 | $ 86,000 |
| Muskegon, MI | 6 | $ 1,040,000 | $ 173,333 | $ 78,000 |
| Shreveport-Bossier City, LA | 6 | $ 770,000 | $ 128,333 | $ 102,000 |
| St. Cloud, MN | 6 | $ 1,760,000 | $ 293,333 | $ 96,000 |
| State College, PA | 6 | $ 1,340,000 | $ 223,333 | $ 123,000 |
| Walla Walla, WA | 6 | $ 1,920,000 | $ 320,000 | $ 159,000 |
| Waterbury-Shelton, CT | 6 | $ 2,200,000 | $ 366,666 | $ 116,000 |
| Wichita Falls, TX | 6 | $ 1,160,000 | $ 193,333 | $ 104,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 940,000 | $ 156,666 | $ 85,000 |
| Akron, OH | 5 | $ 1,985,000 | $ 397,000 | $ 163,000 |
| Ames, IA | 5 | $ 4,365,000 | $ 873,000 | $ 209,000 |
| Appleton, WI | 5 | $ 1,605,000 | $ 321,000 | $ 113,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,695,000 | $ 339,000 | $ 84,000 |
| Chambersburg-Waynesboro, PA | 5 | $ 1,545,000 | $ 309,000 | $ 132,000 |
| Charlottesville, VA | 5 | $ 2,035,000 | $ 407,000 | $ 113,000 |
| Florence-Muscle Shoals, AL | 5 | $ 1,065,000 | $ 213,000 | $ 90,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 1,565,000 | $ 313,000 | $ 144,000 |
| Lawton, OK | 5 | $ 855,000 | $ 171,000 | $ 67,000 |
| Lynchburg, VA | 5 | $ 1,175,000 | $ 235,000 | $ 74,000 |
| Minot, ND | 5 | $ 1,455,000 | $ 291,000 | $ 145,000 |
| Norwich-New London, CT | 5 | $ 2,195,000 | $ 439,000 | $ 148,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 3,425,000 | $ 685,000 | $ 182,000 |
| Paducah, KY-IL | 5 | $ 1,575,000 | $ 315,000 | $ 214,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 3,725,000 | $ 745,000 | $ 280,000 |
| Alexandria, LA | 4 | $ 990,000 | $ 247,500 | $ 82,000 |
| Amarillo, TX | 4 | $ 1,250,000 | $ 312,500 | $ 120,000 |
| Columbia, MO | 4 | $ 1,640,000 | $ 410,000 | $ 260,000 |
| Decatur, AL | 4 | $ 1,140,000 | $ 285,000 | $ 120,000 |
| Duluth, MN-WI | 4 | $ 1,490,000 | $ 372,500 | $ 127,000 |
| Fort Wayne, IN | 4 | $ 1,010,000 | $ 252,500 | $ 81,000 |
| Idaho Falls, ID | 4 | $ 2,420,000 | $ 605,000 | $ 156,000 |
| Jacksonville, NC | 4 | $ 1,680,000 | $ 420,000 | $ 141,000 |
| Johnson City, TN | 4 | $ 1,400,000 | $ 350,000 | $ 97,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 2,390,000 | $ 597,500 | $ 115,000 |
| Kalamazoo-Portage, MI | 4 | $ 1,030,000 | $ 257,500 | $ 109,000 |
| Kankakee, IL | 4 | $ 990,000 | $ 247,500 | $ 129,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 610,000 | $ 152,500 | $ 70,000 |
| Madison, WI | 4 | $ 1,380,000 | $ 345,000 | $ 90,000 |
| Monroe, MI | 4 | $ 1,260,000 | $ 315,000 | $ 98,000 |
| Montgomery, AL | 4 | $ 900,000 | $ 225,000 | $ 98,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 1,100,000 | $ 275,000 | $ 121,000 |
| St. Joseph, MO-KS | 4 | $ 590,000 | $ 147,500 | $ 59,000 |
| Valdosta, GA | 4 | $ 1,020,000 | $ 255,000 | $ 78,000 |
| Vineland-Bridgeton, NJ | 4 | $ 1,170,000 | $ 292,500 | $ 117,000 |
| Auburn-Opelika, AL | 3 | $ 785,000 | $ 261,666 | $ 80,000 |
| Baton Rouge, LA | 3 | $ 565,000 | $ 188,333 | $ 61,000 |
| Canton-Massillon, OH | 3 | $ 575,000 | $ 191,666 | $ 215,000 |
| Cleveland, TN | 3 | $ 1,015,000 | $ 338,333 | $ 109,000 |
| Corvallis, OR | 3 | $ 1,085,000 | $ 361,666 | $ 176,000 |
| Eau Claire, WI | 3 | $ 775,000 | $ 258,333 | $ 72,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 715,000 | $ 238,333 | $ 102,000 |
| Enid, OK | 3 | $ 175,000 | $ 58,333 | $ 28,000 |
| Grand Forks, ND-MN | 3 | $ 655,000 | $ 218,333 | $ 104,333 |
| Grants Pass, OR | 3 | $ 1,365,000 | $ 455,000 | $ 110,000 |
| Greensboro-High Point, NC | 3 | $ 425,000 | $ 141,666 | $ 86,000 |
| Harrisonburg, VA | 3 | $ 1,365,000 | $ 455,000 | $ 188,000 |
| Helena, MT | 3 | $ 1,015,000 | $ 338,333 | $ 76,000 |
| Jefferson City, MO | 3 | $ 645,000 | $ 215,000 | $ 79,000 |
| Kenosha, WI | 3 | $ 735,000 | $ 245,000 | $ 84,000 |
| Lafayette-West Lafayette, IN | 3 | $ 1,855,000 | $ 618,333 | $ 356,000 |
| Lancaster, PA | 3 | $ 705,000 | $ 235,000 | $ 174,000 |
| Lebanon, PA | 3 | $ 1,175,000 | $ 391,666 | $ 116,000 |
| Muncie, IN | 3 | $ 455,000 | $ 151,666 | $ 72,000 |
| Napa, CA | 3 | $ 2,195,000 | $ 731,666 | $ 253,000 |
| Pocatello, ID | 3 | $ 665,000 | $ 221,666 | $ 111,000 |
| Rocky Mount, NC | 3 | $ 605,000 | $ 201,666 | $ 139,000 |
| San Rafael, CA | 3 | $ 2,285,000 | $ 761,666 | $ 417,000 |
| Slidell-Mandeville-Covington, LA | 3 | $ 995,000 | $ 331,666 | $ 121,000 |
| Wenatchee, WA | 3 | $ 1,725,000 | $ 575,000 | $ 169,000 |
| Winchester, VA-WV | 3 | $ 1,075,000 | $ 358,333 | $ 96,000 |
| Barnstable Town, MA | 2 | $ 850,000 | $ 425,000 | $ 97,000 |
| Bozeman, MT | 2 | $ 980,000 | $ 490,000 | $ 164,000 |
| Dothan, AL | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Florence, SC | 2 | $ 400,000 | $ 200,000 | $ 307,000 |
| Fort Smith, AR-OK | 2 | $ 260,000 | $ 130,000 | $ 104,000 |
| Iowa City, IA | 2 | $ 750,000 | $ 375,000 | $ 118,000 |
| Janesville-Beloit, WI | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Kingston, NY | 2 | $ 870,000 | $ 435,000 | $ 258,000 |
| Lawrence, KS | 2 | $ 510,000 | $ 255,000 | $ 141,000 |
| Merced, CA | 2 | $ 420,000 | $ 210,000 | $ 142,000 |
| Morristown, TN | 2 | $ 710,000 | $ 355,000 | $ 165,000 |
| Oshkosh-Neenah, WI | 2 | $ 490,000 | $ 245,000 | $ 149,000 |
| Owensboro, KY | 2 | $ 360,000 | $ 180,000 | $ 105,000 |
| Racine, WI | 2 | $ 1,120,000 | $ 560,000 | $ 366,000 |
| Saginaw, MI | 2 | $ 580,000 | $ 290,000 | $ 144,000 |
| Salinas, CA | 2 | $ 1,230,000 | $ 615,000 | $ 207,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,330,000 | $ 665,000 | $ 288,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 790,000 | $ 395,000 | $ 133,000 |
| Springfield, OH | 2 | $ 250,000 | $ 125,000 | $ 91,000 |
| Staunton-Waynesboro, VA | 2 | $ 610,000 | $ 305,000 | $ 94,000 |
| Texarkana, TX-AR | 2 | $ 820,000 | $ 410,000 | $ 147,000 |
| Traverse City, MI | 2 | $ 790,000 | $ 395,000 | $ 134,000 |
| Utica-Rome, NY | 2 | $ 540,000 | $ 270,000 | $ 133,000 |
| Wheeling, WV-OH | 2 | $ 290,000 | $ 145,000 | $ 82,000 |
| Albany, OR | 1 | $ 615,000 | $ 615,000 | $ 245,000 |
| Amherst Town-Northampton, MA | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Beckley, WV | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 735,000 | $ 735,000 | $ 314,000 |
| Bloomington, IL | 1 | $ 365,000 | $ 365,000 | $ 127,000 |
| Bowling Green, KY | 1 | $ 325,000 | $ 325,000 | $ 304,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| Champaign-Urbana, IL | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Columbus, IN | 1 | $ 465,000 | $ 465,000 | $ 133,000 |
| Eagle Pass, TX | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Gadsden, AL | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Goldsboro, NC | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Great Falls, MT | 1 | $ 455,000 | $ 455,000 | $ 108,000 |
| Greenville, NC | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Hammond, LA | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Hanford-Corcoran, CA | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Hot Springs, AR | 1 | $ 465,000 | $ 465,000 | $ 185,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Jonesboro, AR | 1 | $ 195,000 | $ 195,000 | $ 119,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 425,000 | $ 425,000 | $ 301,000 |
| Michigan City-La Porte, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Morgantown, WV | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Rome, GA | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 755,000 | $ 755,000 | $ 670,000 |
| Sandusky, OH | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Sumter, SC | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Syracuse, NY | 1 | $ 165,000 | $ 165,000 | $ 316,000 |
| Terre Haute, IN | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Watertown-Fort Drum, NY | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Yakima, WA | 1 | $ 395,000 | $ 395,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 20,129 | $6,754,625,000 | $335,000 | $3,005,000 | $135,000 | $8,615,000 |
| Refinancing | 1,262 | $513,980,000 | $407,000 | $2,765,000 | $153,000 | $3,242,000 |
| Cash-out Refinancing | 1,209 | $439,175,000 | $363,000 | $3,005,000 | $138,000 | $6,000,000 |
| Other Purpose | 357 | $75,905,000 | $212,000 | $2,305,000 | $156,000 | $1,562,000 |
| Home Improvement | 207 | $35,355,000 | $170,000 | $735,000 | $145,000 | $1,894,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,174 | $4,433,220,000 | $336,000 | $3,005,000 | $141,000 | $8,615,000 |
| Hispanic | 4,452 | $1,406,290,000 | $315,000 | $3,005,000 | $115,000 | $1,906,000 |
| Not Provided | 2,506 | $896,640,000 | $357,000 | $1,955,000 | $148,000 | $6,000,000 |
| Black or African American | 1,573 | $487,415,000 | $309,000 | $1,585,000 | $113,000 | $994,000 |
| Asian | 1,159 | $496,125,000 | $428,000 | $2,855,000 | $164,000 | $2,290,000 |
| American Indian or Alaskan Native | 160 | $49,770,000 | $311,000 | $965,000 | $121,000 | $508,000 |
| Not applicable | 85 | $30,635,000 | $360,000 | $1,105,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 55 | $18,945,000 | $344,000 | $1,015,000 | $119,000 | $325,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,700 | $5,016,820,000 | $341,000 | $3,005,000 | $156,000 | $8,615,000 |
| FHA-insured (Federal Housing Administration) | 6,299 | $1,993,795,000 | $316,000 | $1,205,000 | $98,000 | $1,592,000 |
| VA-guaranteed (Veterans Administration) | 1,951 | $763,565,000 | $391,000 | $2,005,000 | $118,000 | $528,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 214 | $44,860,000 | $209,000 | $635,000 | $77,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,605 | $4,453,705,000 | $327,000 | $2,965,000 | $133,000 | $4,144,000 |
| Application Withdrawn By Applicant | 8,747 | $3,132,255,000 | $358,000 | $3,005,000 | $143,000 | $8,615,000 |
| Application Denied By Financial Institution | 722 | $201,180,000 | $278,000 | $1,805,000 | $106,000 | $6,000,000 |
| Loan Purchased By The Institution | 71 | $27,165,000 | $382,000 | $775,000 | $0 | $0 |
| Application Approved But Not Accepted | 19 | $4,735,000 | $249,000 | $505,000 | $142,000 | $304,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 22,442 | $7,617,860,000 | $339,000 | $3,005,000 | $137,000 | $8,615,000 |
| Debt-To-Income Ratio | 318 | $94,020,000 | $295,000 | $1,805,000 | $102,000 | $6,000,000 |
| Credit History | 156 | $33,970,000 | $217,000 | $895,000 | $100,000 | $539,000 |
| Collateral | 114 | $30,510,000 | $267,000 | $1,765,000 | $136,000 | $806,000 |
| Unverifiable Information | 72 | $24,450,000 | $339,000 | $1,405,000 | $101,000 | $301,000 |
| Employment History | 31 | $10,745,000 | $346,000 | $945,000 | $98,000 | $203,000 |
| Other | 20 | $5,360,000 | $268,000 | $525,000 | $107,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,925,000 | $213,000 | $375,000 | $64,000 | $104,000 |
| Credit Application Incomplete | 2 | $200,000 | $100,000 | $125,000 | $114,000 | $181,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plains Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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