Plainscapital McAfee Mortgage Mortgage Lending & HMDA Data, 2005

In 2005, Plainscapital McAfee Mortgage of Dallas, TX reported 4,463 mortgage applications totaling $544.5 million, down 30% from 2004. The average application was for $122,010, and applicants reported an average income of $71,753. 83% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Killeen-Temple-Fort Hood, TX (808), Houston-Baytown-Sugar Land, TX (457) and San Antonio, TX (452) (applications in parentheses).

Mortgage Company & Address Plainscapital McAfee Mortgage
18111 Preston Road #850
Dallas, TX 75252
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  2003  
Total Number of Mortgage Applications 4,463
Total Mortgage Loan Application Amount $544,533,000
Average Mortgage Loan Application Amount $122,010
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $71,753
Highest Applicant Income $1,420,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plainscapital McAfee Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Plainscapital McAfee Mortgage by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bell, Texas 633 $ 69,970,000 $ 110,537 $ 63,000
Bexar, Texas 355 $ 60,427,000 $ 170,216 $ 87,000
Lubbock, Texas 306 $ 39,520,000 $ 129,150 $ 77,000
Harris, Texas 291 $ 31,480,000 $ 108,178 $ 84,000
Maricopa, Arizona 276 $ 37,326,000 $ 135,239 $ 63,000
Jefferson, Texas 267 $ 20,954,000 $ 78,479 $ 51,000
Pima, Arizona 246 $ 33,353,000 $ 135,581 $ 61,000
Brazos, Texas 229 $ 26,697,000 $ 116,580 $ 67,000
Taylor, Texas 164 $ 15,874,000 $ 96,792 $ 61,000
Smith, Texas 153 $ 17,204,000 $ 112,444 $ 65,000
Coryell, Texas 140 $ 14,241,000 $ 101,721 $ 62,000
Cameron, Texas 107 $ 12,669,000 $ 118,401 $ 73,000
Tarrant, Texas 64 $ 8,341,000 $ 130,328 $ 69,000
Washoe, Nevada 61 $ 13,601,000 $ 222,967 $ 84,000
Williamson, Texas 61 $ 8,175,000 $ 134,016 $ 65,000
Orange, Texas 60 $ 4,403,000 $ 73,383 $ 52,000
Salt Lake, Utah 58 $ 7,266,000 $ 125,275 $ 69,000
Fort Bend, Texas 57 $ 7,085,000 $ 124,298 $ 82,000
Hardin, Texas 56 $ 4,369,000 $ 78,017 $ 56,000
El Paso, Colorado 53 $ 7,692,000 $ 145,132 $ 65,000
Montgomery, Texas 44 $ 7,329,000 $ 166,568 $ 92,000
Hidalgo, Texas 39 $ 5,543,000 $ 142,128 $ 119,000
Randall, Texas 39 $ 4,790,000 $ 122,820 $ 61,000
Medina, Texas 37 $ 3,511,000 $ 94,891 $ 47,000
Lampasas, Texas 35 $ 4,559,000 $ 130,257 $ 68,000
Chambers, Texas 25 $ 2,182,000 $ 87,280 $ 88,000
Canyon, Idaho 19 $ 1,950,000 $ 102,631 $ 72,000
Polk, Iowa 19 $ 2,057,000 $ 108,263 $ 41,000
Atascosa, Texas 19 $ 1,931,000 $ 101,631 $ 57,000
Ector, Texas 19 $ 1,716,000 $ 90,315 $ 55,000
Comal, Texas 17 $ 3,045,000 $ 179,117 $ 107,000
Milam, Texas 17 $ 1,616,000 $ 95,058 $ 41,000
Travis, Texas 17 $ 2,296,000 $ 135,058 $ 99,000
Brazoria, Texas 16 $ 1,708,000 $ 106,750 $ 65,000
Galveston, Texas 16 $ 2,358,000 $ 147,375 $ 94,000
Potter, Texas 15 $ 1,256,000 $ 83,733 $ 38,000
Johnson, Texas 14 $ 1,995,000 $ 142,500 $ 74,000
Tyler, Texas 14 $ 928,000 $ 66,285 $ 48,000
Guadalupe, Texas 13 $ 1,229,000 $ 94,538 $ 56,000
Ada, Idaho 11 $ 1,764,000 $ 160,363 $ 70,000
Comanche, Texas 11 $ 1,628,000 $ 148,000 $ 93,000
Hinds, Mississippi 10 $ 1,375,000 $ 137,500 $ 49,000
Nolan, Texas 10 $ 515,000 $ 51,500 $ 40,000
Pinal, Arizona 9 $ 1,099,000 $ 122,111 $ 140,000
Callahan, Texas 9 $ 1,082,000 $ 120,222 $ 90,000
Childress, Texas 9 $ 430,000 $ 47,777 $ 38,000
Dallas, Texas 9 $ 763,000 $ 84,777 $ 97,000
Hockley, Texas 9 $ 810,000 $ 90,000 $ 78,000
Robertson, Texas 9 $ 1,260,000 $ 140,000 $ 64,000
Rankin, Mississippi 8 $ 882,000 $ 110,250 $ 41,000
Collin, Texas 8 $ 1,009,000 $ 126,125 $ 147,000
Jasper, Texas 8 $ 559,000 $ 69,875 $ 41,000
Jones, Texas 8 $ 807,000 $ 100,875 $ 46,000
Midland, Texas 8 $ 1,450,000 $ 181,250 $ 116,000
Teller, Colorado 7 $ 791,000 $ 113,000 $ 56,000
Gallatin, Montana 7 $ 516,000 $ 73,714 $ 88,000
Cherokee, Texas 7 $ 1,046,000 $ 149,428 $ 74,000
Henderson, Texas 6 $ 703,000 $ 117,166 $ 66,000
Liberty, Texas 6 $ 440,000 $ 73,333 $ 51,000
Parker, Texas 6 $ 1,199,000 $ 199,833 $ 71,000
Terry, Texas 6 $ 470,000 $ 78,333 $ 72,000
Los Angeles, California 5 $ 3,167,000 $ 633,400 $ 359,000
Denton, Texas 5 $ 814,000 $ 162,800 $ 137,000
Kendall, Texas 5 $ 1,169,000 $ 233,800 $ 69,000
Wapello, Iowa 4 $ 242,000 $ 60,500 $ 28,000
Bailey, Texas 4 $ 227,000 $ 56,750 $ 25,000
Bandera, Texas 4 $ 480,000 $ 120,000 $ 101,000
Burnet, Texas 4 $ 641,000 $ 160,250 $ 218,000
Hale, Texas 4 $ 306,000 $ 76,500 $ 58,000
Maverick, Texas 4 $ 397,000 $ 99,250 $ 44,000
Walton, Florida 3 $ 1,144,000 $ 381,333 $ 198,000
Carson City, Nevada 3 $ 1,127,000 $ 375,666 $ 151,000
Clark, Nevada 3 $ 680,000 $ 226,666 $ 160,000
Lincoln, New Mexico 3 $ 558,000 $ 186,000 $ 129,000
Burleson, Texas 3 $ 203,000 $ 67,666 $ 58,000
Garza, Texas 3 $ 157,000 $ 52,333 $ 42,000
Lynn, Texas 3 $ 251,000 $ 83,666 $ 47,000
Madison, Texas 3 $ 238,000 $ 79,333 $ 64,000
Matagorda, Texas 3 $ 398,000 $ 132,666 $ 126,000
McLennan, Texas 3 $ 311,000 $ 103,666 $ 33,000
Washington, Texas 3 $ 278,000 $ 92,666 $ 39,000
Cochise, Arizona 2 $ 265,000 $ 132,500 $ 47,000
Pulaski, Arkansas 2 $ 322,000 $ 161,000 $ 66,000
Douglas, Colorado 2 $ 937,000 $ 468,500 $ 0
Pueblo, Colorado 2 $ 120,000 $ 60,000 $ 84,000
St. Lucie, Florida 2 $ 253,000 $ 126,500 $ 119,000
Gem, Idaho 2 $ 175,000 $ 87,500 $ 36,000
Adair, Iowa 2 $ 108,000 $ 54,000 $ 28,000
Dickinson, Iowa 2 $ 197,000 $ 98,500 $ 564,000
Madison, Iowa 2 $ 152,000 $ 76,000 $ 28,000
Lyon, Nevada 2 $ 224,000 $ 112,000 $ 132,000
San Juan, New Mexico 2 $ 262,000 $ 131,000 $ 73,000
Armstrong, Texas 2 $ 197,000 $ 98,500 $ 50,000
Carson, Texas 2 $ 270,000 $ 135,000 $ 65,000
Castro, Texas 2 $ 126,000 $ 63,000 $ 41,000
Eastland, Texas 2 $ 161,000 $ 80,500 $ 56,000
Ellis, Texas 2 $ 250,000 $ 125,000 $ 61,000
Erath, Texas 2 $ 408,000 $ 204,000 $ 181,000
Falls, Texas 2 $ 122,000 $ 61,000 $ 37,000
Gaines, Texas 2 $ 204,000 $ 102,000 $ 75,000
Haskell, Texas 2 $ 127,000 $ 63,500 $ 96,000
Hays, Texas 2 $ 490,000 $ 245,000 $ 80,000
Howard, Texas 2 $ 255,000 $ 127,500 $ 87,000
Hutchinson, Texas 2 $ 152,000 $ 76,000 $ 47,000
Lee, Texas 2 $ 181,000 $ 90,500 $ 144,000
Leon, Texas 2 $ 321,000 $ 160,500 $ 93,000
Moore, Texas 2 $ 381,000 $ 190,500 $ 83,000
Nueces, Texas 2 $ 274,000 $ 137,000 $ 85,000
Scurry, Texas 2 $ 140,000 $ 70,000 $ 49,000
Swisher, Texas 2 $ 86,000 $ 43,000 $ 25,000
Throckmorton, Texas 2 $ 200,000 $ 100,000 $ 51,000
Uvalde, Texas 2 $ 450,000 $ 225,000 $ 33,000
Wilson, Texas 2 $ 268,000 $ 134,000 $ 60,000
Summit, Utah 2 $ 793,000 $ 396,500 $ 93,000
Gila, Arizona 1 $ 171,000 $ 171,000 $ 36,000
Santa Cruz, Arizona 1 $ 66,000 $ 66,000 $ 30,000
Clark, Arkansas 1 $ 132,000 $ 132,000 $ 50,000
Clay, Arkansas 1 $ 49,000 $ 49,000 $ 55,000
Miller, Arkansas 1 $ 59,000 $ 59,000 $ 54,000
Santa Clara, California 1 $ 125,000 $ 125,000 $ 31,000
Arapahoe, Colorado 1 $ 242,000 $ 242,000 $ 69,000
Boulder, Colorado 1 $ 480,000 $ 480,000 $ 180,000
Jefferson, Colorado 1 $ 200,000 $ 200,000 $ 64,000
Summit, Colorado 1 $ 360,000 $ 360,000 $ 139,000
Hartford, Connecticut 1 $ 162,000 $ 162,000 $ 43,000
Valley, Idaho 1 $ 366,000 $ 366,000 $ 240,000
Marion, Iowa 1 $ 93,000 $ 93,000 $ 33,000
Marshall, Iowa 1 $ 147,000 $ 147,000 $ 55,000
Scott, Iowa 1 $ 139,000 $ 139,000 $ 51,000
Story, Iowa 1 $ 67,000 $ 67,000 $ 28,000
Sumner, Kansas 1 $ 40,000 $ 40,000 $ 108,000
East Baton Rouge, Louisiana 1 $ 132,000 $ 132,000 $ 60,000
Ouachita, Louisiana 1 $ 95,000 $ 95,000 $ 60,000
Prince George's, Maryland 1 $ 179,000 $ 179,000 $ 59,000
Worcester, Massachusetts 1 $ 264,000 $ 264,000 $ 77,000
Nobles, Minnesota 1 $ 32,000 $ 32,000 $ 60,000
Jones, Mississippi 1 $ 124,000 $ 124,000 $ 70,000
Madison, Mississippi 1 $ 162,000 $ 162,000 $ 32,000
St. Louis, Missouri 1 $ 225,000 $ 225,000 $ 60,000
Lincoln, Montana 1 $ 168,000 $ 168,000 $ 74,000
Nye, Nevada 1 $ 61,000 $ 61,000 $ 51,000
Storey, Nevada 1 $ 338,000 $ 338,000 $ 0
Colfax, New Mexico 1 $ 260,000 $ 260,000 $ 187,000
Curry, New Mexico 1 $ 230,000 $ 230,000 $ 64,000
Dona Ana, New Mexico 1 $ 58,000 $ 58,000 $ 28,000
Kings, New York 1 $ 250,000 $ 250,000 $ 63,000
Bryan, Oklahoma 1 $ 121,000 $ 121,000 $ 71,000
Horry, South Carolina 1 $ 217,000 $ 217,000 $ 192,000
Aransas, Texas 1 $ 109,000 $ 109,000 $ 244,000
Austin, Texas 1 $ 125,000 $ 125,000 $ 61,000
Bastrop, Texas 1 $ 152,000 $ 152,000 $ 72,000
Blanco, Texas 1 $ 99,000 $ 99,000 $ 85,000
Bosque, Texas 1 $ 43,000 $ 43,000 $ 0
Brewster, Texas 1 $ 105,000 $ 105,000 $ 86,000
Brown, Texas 1 $ 57,000 $ 57,000 $ 18,000
Caldwell, Texas 1 $ 116,000 $ 116,000 $ 0
Calhoun, Texas 1 $ 38,000 $ 38,000 $ 284,000
Coleman, Texas 1 $ 112,000 $ 112,000 $ 134,000
Cottle, Texas 1 $ 25,000 $ 25,000 $ 73,000
Crosby, Texas 1 $ 147,000 $ 147,000 $ 107,000
Fisher, Texas 1 $ 29,000 $ 29,000 $ 32,000
Frio, Texas 1 $ 25,000 $ 25,000 $ 58,000
Grimes, Texas 1 $ 35,000 $ 35,000 $ 29,000
Hamilton, Texas 1 $ 79,000 $ 79,000 $ 76,000
Hartley, Texas 1 $ 104,000 $ 104,000 $ 66,000
Kaufman, Texas 1 $ 110,000 $ 110,000 $ 77,000
Kinney, Texas 1 $ 163,000 $ 163,000 $ 76,000
Llano, Texas 1 $ 200,000 $ 200,000 $ 210,000
Ochiltree, Texas 1 $ 59,000 $ 59,000 $ 50,000
Palo Pinto, Texas 1 $ 113,000 $ 113,000 $ 243,000
Parmer, Texas 1 $ 164,000 $ 164,000 $ 127,000
Polk, Texas 1 $ 42,000 $ 42,000 $ 23,000
Sabine, Texas 1 $ 53,000 $ 53,000 $ 72,000
San Jacinto, Texas 1 $ 52,000 $ 52,000 $ 44,000
Shackelford, Texas 1 $ 247,000 $ 247,000 $ 82,000
Upshur, Texas 1 $ 39,000 $ 39,000 $ 110,000
Walker, Texas 1 $ 69,000 $ 69,000 $ 36,000
Wharton, Texas 1 $ 66,000 $ 66,000 $ 67,000
Wheeler, Texas 1 $ 62,000 $ 62,000 $ 86,000
Wichita, Texas 1 $ 18,000 $ 18,000 $ 67,000
Wilbarger, Texas 1 $ 53,000 $ 53,000 $ 48,000
Willacy, Texas 1 $ 53,000 $ 53,000 $ 23,000
Wood, Texas 1 $ 142,000 $ 142,000 $ 72,000
Yoakum, Texas 1 $ 82,000 $ 82,000 $ 34,000
Davis, Utah 1 $ 318,000 $ 318,000 $ 120,000
Chittenden, Vermont 1 $ 128,000 $ 128,000 $ 150,000
Lancaster, Virginia 1 $ 183,000 $ 183,000 $ 180,000

Mortgage Loan Application Detail Totals for Plainscapital McAfee Mortgage in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,896 $459,359,000 $164,950 $1,238,000 $96,250 $1,420,000
Refinancing 567 $85,174,000 $202,882 $1,500,000 $87,647 $1,223,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,066 $380,400,000 $168,000 $1,500,000 $102,681 $1,420,000
Hispanic 915 $101,863,000 $109,750 $539,000 $52,250 $791,000
Black or African American 344 $43,049,000 $169,444 $1,000,000 $87,222 $816,000
Asian 67 $8,367,000 $148,500 $450,000 $72,666 $400,000
Not Provided 47 $8,267,000 $166,000 $1,238,000 $72,666 $240,000
Native Hawaiian or Other Pacific Islander 13 $1,138,000 $87,000 $167,000 $60,000 $96,000
American Indian or Alaskan Native 11 $1,449,000 $148,500 $232,000 $65,000 $252,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,768 $363,981,000 $173,958 $1,500,000 $103,083 $1,223,000
FHA-insured (Federal Housing Administration) 1,097 $106,084,000 $118,888 $292,000 $42,333 $1,420,000
VA-guaranteed (Veterans Administration) 597 $74,368,000 $137,000 $356,000 $55,800 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $100,000 $100,000 $100,000 $37,000 $37,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,708 $446,781,000 $172,285 $1,000,000 $80,904 $1,420,000
Application Withdrawn By Applicant 388 $52,217,000 $162,416 $1,238,000 $89,083 $990,000
Application Denied By Financial Institution 226 $25,033,000 $182,545 $1,500,000 $126,454 $1,045,000
Application Approved But Not Accepted 141 $20,502,000 $259,875 $850,000 $89,000 $360,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 69 $6,562,000 $129,600 $318,000 $70,200 $397,000
Collateral 62 $7,466,000 $132,000 $344,000 $104,400 $240,000
Other 31 $2,861,000 $97,750 $220,000 $70,500 $195,000
Debt-To-Income Ratio 29 $3,438,000 $139,800 $370,000 $72,600 $720,000
Credit Application Incomplete 17 $1,506,000 $103,666 $190,000 $48,666 $125,000
Employment History 10 $887,000 $95,000 $132,000 $46,000 $139,000
Unverifiable Information 8 $2,313,000 $566,000 $1,500,000 $373,666 $1,045,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Plainscapital McAfee Mortgage's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Plainscapital McAfee Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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