Polish & Slavic Federal Credit Mortgage Lending & HMDA Data, 2025
In 2025, Polish & Slavic Federal Credit of Brooklyn, NY reported 1,008 mortgage applications totaling $309.5 million, up 20% from 2024. The average application was for $306,994, and applicants reported an average income of $200,069. 57% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Chicago-Naperville, IL (395), New York-Jersey City-White Plains, NY-NJ (230) and Lakewood-New Brunswick, NJ (66) (applications in parentheses).
| Mortgage Company & Address | Polish & Slavic Federal Credit 100 McGuinness Blvd Brooklyn, NY 11222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,008 |
| Total Mortgage Loan Application Amount | $309,450,000 |
| Average Mortgage Loan Application Amount | $306,994 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $200,069 |
| Highest Applicant Income | $7,418,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Polish & Slavic Federal Credit filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Polish & Slavic Federal Credit in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 489 | $180,225,000 | $368,000 | $2,645,000 | $161,000 | $3,250,000 |
| Home Improvement | 203 | $31,395,000 | $154,000 | $405,000 | $132,000 | $1,927,000 |
| Other Purpose | 137 | $20,735,000 | $151,000 | $1,005,000 | $335,000 | $7,418,000 |
| Cash-out Refinancing | 107 | $47,255,000 | $441,000 | $4,005,000 | $222,000 | $5,141,000 |
| Refinancing | 72 | $29,840,000 | $414,000 | $1,665,000 | $368,000 | $5,720,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 822 | $204,560,000 | $248,000 | $2,645,000 | $186,000 | $7,418,000 |
| Not applicable | 70 | $69,450,000 | $992,000 | $4,005,000 | $0 | $0 |
| Not Provided | 67 | $22,345,000 | $333,000 | $945,000 | $336,000 | $4,368,000 |
| Hispanic | 35 | $9,675,000 | $276,000 | $725,000 | $191,000 | $2,213,000 |
| Asian | 11 | $2,995,000 | $272,000 | $475,000 | $199,000 | $390,000 |
| Black or African American | 3 | $425,000 | $141,000 | $255,000 | $115,000 | $178,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,008 | $309,450,000 | $306,000 | $4,005,000 | $197,000 | $7,418,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 571 | $172,115,000 | $301,000 | $2,645,000 | $129,000 | $954,000 |
| Application Withdrawn By Applicant | 190 | $72,320,000 | $380,000 | $4,005,000 | $307,000 | $5,200,000 |
| Application Denied By Financial Institution | 159 | $38,325,000 | $241,000 | $2,005,000 | $113,000 | $2,527,000 |
| File Closed For Incompleteness | 75 | $22,215,000 | $296,000 | $1,665,000 | $645,000 | $7,418,000 |
| Application Approved But Not Accepted | 13 | $4,475,000 | $344,000 | $1,025,000 | $124,000 | $218,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,008 | $309,450,000 | $306,000 | $4,005,000 | $197,000 | $7,418,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Polish & Slavic Federal Credit's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Polish & Slavic Federal Credit's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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