Popa FCU - Cerritos Mortgage Lending & HMDA Data, 2017
In 2017, Popa FCU - Cerritos of Cerritos, CA reported 127 mortgage applications totaling $9.6 million, up 2% from 2016. The average application was for $75,582, and applicants reported an average income of $103,661. 83% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (120), Riverside-San Bernardino-Ontario, CA (4) and Anaheim-Santa Ana-Irvine, CA (3) (applications in parentheses).
| Mortgage Company & Address | Popa FCU - Cerritos 13304 Alondra Blvd Cerritos, CA 90703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 127 |
| Total Mortgage Loan Application Amount | $9,599,000 |
| Average Mortgage Loan Application Amount | $75,582 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $103,661 |
| Highest Applicant Income | $218,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Popa FCU - Cerritos filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 120 | $ 6,403,000 | $ 53,358 | $ 102,000 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 1,328,000 | $ 332,000 | $ 117,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 1,868,000 | $ 622,666 | $ 159,000 |
Mortgage Loan Application Detail Totals for Popa FCU - Cerritos in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 107 | $3,178,000 | $29,000 | $153,000 | $102,000 | $215,000 |
| Refinancing | 19 | $6,001,000 | $315,000 | $800,000 | $107,000 | $218,000 |
| Home Purchase | 1 | $420,000 | $420,000 | $420,000 | $218,000 | $218,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 41 | $2,490,000 | $60,000 | $800,000 | $90,000 | $200,000 |
| Hispanic | 39 | $3,725,000 | $95,000 | $599,000 | $118,000 | $218,000 |
| White | 24 | $1,857,000 | $77,000 | $420,000 | $123,000 | $218,000 |
| Black or African American | 19 | $1,240,000 | $65,000 | $395,000 | $77,000 | $167,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $156,000 | $78,000 | $153,000 | $129,000 | $156,000 |
| Asian | 2 | $131,000 | $65,000 | $125,000 | $123,000 | $149,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 127 | $9,599,000 | $75,000 | $800,000 | $104,000 | $218,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 106 | $6,888,000 | $64,000 | $599,000 | $106,000 | $218,000 |
| Application Denied By Financial Institution | 13 | $1,473,000 | $113,000 | $800,000 | $84,000 | $125,000 |
| Application Withdrawn By Applicant | 8 | $1,238,000 | $154,000 | $380,000 | $105,000 | $163,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $296,000 | $37,000 | $129,000 | $74,000 | $121,000 |
| Collateral | 3 | $127,000 | $42,000 | $57,000 | $97,000 | $125,000 |
| Other | 1 | $250,000 | $250,000 | $250,000 | $111,000 | $111,000 |
| Debt-To-Income Ratio | 1 | $800,000 | $800,000 | $800,000 | $105,000 | $105,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Popa FCU - Cerritos's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Popa FCU - Cerritos's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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