Pope Mortgage and Associates Mortgage Lending & HMDA Data, 2006

In 2006, Pope Mortgage and Associates of Ontario, CA reported 5,362 mortgage applications totaling $1.2 billion. The average application was for $227,358, and applicants reported an average income of $58,286. 28% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (667), Riverside-San Bernardino-Ontario, CA (541) and Los Angeles-Long Beach-Glendale, CA (417) (applications in parentheses).

Mortgage Company & Address Pope Mortgage and Associates
2980 Inland Empire Boulevard Suite 100
Ontario, CA 91761
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  
Total Number of Mortgage Applications 5,362
Total Mortgage Loan Application Amount $1,219,096,000
Average Mortgage Loan Application Amount $227,358
Highest Mortgage Loan Application Amount $2,475,000
Average Applicant Income $58,286
Highest Applicant Income $2,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pope Mortgage and Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pope Mortgage and Associates by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Atlanta-Sandy Springs-Marietta, GA 667 $ 102,131,000 $ 153,119 $ 34,000
Riverside-San Bernardino-Ontario, CA 541 $ 134,597,000 $ 248,792 $ 80,000
Los Angeles-Long Beach-Glendale, CA 417 $ 133,114,000 $ 319,218 $ 89,000
Phoenix-Mesa-Scottsdale, AZ 225 $ 51,437,000 $ 228,608 $ 61,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 201 $ 49,510,000 $ 246,318 $ 68,825
San Diego-Carlsbad-San Marcos, CA 165 $ 58,462,000 $ 354,315 $ 85,000
Minneapolis-St. Paul-Bloomington, MN-WI 155 $ 26,948,000 $ 173,858 $ 34,000
Sacramento--Arden-Arcade--Roseville, CA 142 $ 37,320,000 $ 262,816 $ 73,000
Virginia Beach-Norfolk-Newport News, VA-NC 110 $ 17,714,000 $ 161,036 $ 50,000
Oakland-Fremont-Hayward, CA 107 $ 37,829,000 $ 353,542 $ 64,000
Santa Ana-Anaheim-Irvine, CA 106 $ 38,531,000 $ 363,500 $ 119,000
Seattle-Bellevue-Everett, WA 91 $ 19,299,000 $ 212,076 $ 56,000
Portland-Vancouver-Beaverton, OR-WA 88 $ 15,593,000 $ 177,193 $ 37,488
Richmond, VA 79 $ 13,494,000 $ 170,810 $ 46,000
Bakersfield, CA 72 $ 14,611,000 $ 202,930 $ 50,000
Baltimore-Towson, MD 71 $ 13,831,000 $ 194,802 $ 45,000
Stockton, CA 67 $ 17,481,000 $ 260,910 $ 67,000
Boston-Quincy, MA 62 $ 16,439,000 $ 265,145 $ 48,000
San Jose-Sunnyvale-Santa Clara, CA 60 $ 22,852,000 $ 380,866 $ 97,000
Oxnard-Thousand Oaks-Ventura, CA 57 $ 20,539,000 $ 360,333 $ 108,000
Fresno, CA 55 $ 9,843,000 $ 178,963 $ 44,000
Tacoma, WA 51 $ 9,439,000 $ 185,078 $ 38,000
Tucson, AZ 51 $ 8,110,000 $ 159,019 $ 57,000
Orlando-Kissimmee, FL 49 $ 7,618,000 $ 155,469 $ 44,000
Modesto, CA 47 $ 11,881,000 $ 252,787 $ 48,000
Tampa-St. Petersburg-Clearwater, FL 45 $ 7,802,000 $ 173,377 $ 31,000
San Francisco-San Mateo-Redwood City, CA 42 $ 17,443,000 $ 415,309 $ 127,000
Denver-Aurora, CO 40 $ 7,717,000 $ 192,925 $ 26,000
Visalia-Porterville, CA 40 $ 7,370,000 $ 184,250 $ 49,000
Miami-Miami Beach-Kendall, FL 37 $ 7,437,000 $ 201,000 $ 32,000
Worcester, MA 36 $ 6,685,000 $ 185,694 $ 38,000
Merced, CA 32 $ 7,099,000 $ 221,843 $ 56,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 30 $ 5,647,000 $ 188,233 $ 66,000
Vallejo-Fairfield, CA 29 $ 9,957,000 $ 343,344 $ 69,000
Cambridge-Newton-Framingham, MA 28 $ 6,494,000 $ 231,928 $ 50,000
Santa Rosa-Petaluma, CA 26 $ 9,343,000 $ 359,346 $ 88,000
Springfield, MA 26 $ 4,807,000 $ 184,884 $ 48,000
Bethesda-Gaithersburg-Frederick, MD 25 $ 7,065,000 $ 282,600 $ 111,000
Santa Barbara-Santa Maria, CA 23 $ 8,225,000 $ 357,608 $ 102,000
Yuba City, CA 21 $ 4,523,000 $ 215,380 $ 50,000
Chico, CA 20 $ 4,161,000 $ 208,050 $ 38,000
Essex County, MA 20 $ 4,518,000 $ 225,900 $ 24,000
Gainesville, GA 20 $ 3,200,000 $ 160,000 $ 23,000
Spokane, WA 18 $ 2,279,000 $ 126,611 $ 56,000
Roanoke, VA 17 $ 2,333,000 $ 137,235 $ 38,000
Warren-Troy-Farmington Hills, MI 17 $ 2,742,000 $ 161,294 $ 60,000
Cape Coral-Fort Myers, FL 16 $ 2,998,000 $ 187,375 $ 75,000
Jacksonville, FL 16 $ 2,451,000 $ 153,187 $ 34,000
Medford, OR 16 $ 3,015,000 $ 188,437 $ 32,000
Salem, OR 16 $ 2,684,000 $ 167,750 $ 33,000
West Palm Beach-Boca Raton-Boynton Beach, FL 16 $ 3,170,000 $ 198,125 $ 42,000
Augusta-Richmond County, GA-SC 15 $ 2,794,000 $ 186,266 $ 47,000
Kennewick-Richland-Pasco, WA 15 $ 1,992,000 $ 132,800 $ 24,000
Providence-New Bedford-Fall River, RI-MA 15 $ 3,799,000 $ 253,266 $ 36,000
Bremerton-Silverdale, WA 14 $ 2,329,000 $ 166,357 $ 46,000
Longview, WA 14 $ 2,006,000 $ 143,285 $ 39,000
Ocala, FL 14 $ 2,484,000 $ 177,428 $ 53,000
Olympia, WA 14 $ 2,316,000 $ 165,428 $ 55,000
Prescott, AZ 14 $ 3,040,000 $ 217,142 $ 47,000
Eugene-Springfield, OR 13 $ 2,555,000 $ 196,538 $ 19,000
Lakeland, FL 13 $ 2,262,000 $ 174,000 $ 33,000
Redding, CA 13 $ 2,034,000 $ 156,461 $ 57,000
Savannah, GA 13 $ 2,092,000 $ 160,923 $ 43,000
Santa Cruz-Watsonville, CA 12 $ 5,268,000 $ 439,000 $ 95,000
Madera, CA 11 $ 2,619,000 $ 238,090 $ 68,000
Bend, OR 10 $ 1,946,000 $ 194,600 $ 65,000
Columbus, GA-AL 10 $ 1,602,000 $ 160,200 $ 40,000
Deltona-Daytona Beach-Ormond Beach, FL 10 $ 1,746,000 $ 174,600 $ 20,000
Napa, CA 10 $ 2,651,000 $ 265,100 $ 91,000
Palm Bay-Melbourne-Titusville, FL 10 $ 1,638,000 $ 163,800 $ 42,000
Port St. Lucie-Fort Pierce, FL 10 $ 1,729,000 $ 172,900 $ 34,000
Yakima, WA 10 $ 1,443,000 $ 144,300 $ 33,000
Chattanooga, TN-GA 9 $ 1,249,000 $ 138,777 $ 28,000
El Centro, CA 9 $ 1,637,000 $ 181,888 $ 50,000
Lynchburg, VA 9 $ 1,223,000 $ 135,888 $ 40,000
Mount Vernon-Anacortes, WA 9 $ 1,680,000 $ 186,666 $ 40,000
Sarasota-Bradenton-Venice, FL 9 $ 1,620,000 $ 180,000 $ 45,000
Dalton, GA 8 $ 799,000 $ 99,875 $ 44,000
Macon, GA 8 $ 1,030,000 $ 128,750 $ 43,000
Pensacola-Ferry Pass-Brent, FL 8 $ 1,186,000 $ 148,250 $ 30,000
San Luis Obispo-Paso Robles, CA 8 $ 2,520,000 $ 315,000 $ 58,000
Barnstable Town, MA 7 $ 1,938,000 $ 276,857 $ 65,000
Brunswick, GA 7 $ 913,000 $ 130,428 $ 28,000
Charlottesville, VA 7 $ 1,403,000 $ 200,428 $ 18,000
Flint, MI 7 $ 956,000 $ 136,571 $ 58,000
Fort Collins-Loveland, CO 7 $ 1,270,000 $ 181,428 $ 41,000
Greeley, CO 7 $ 1,043,000 $ 149,000 $ 46,000
Hagerstown-Martinsburg, MD-WV 7 $ 1,196,000 $ 170,857 $ 42,000
Naples-Marco Island, FL 7 $ 1,034,000 $ 147,714 $ 78,000
Salinas, CA 7 $ 3,275,000 $ 467,857 $ 133,000
St. Cloud, MN 7 $ 1,150,000 $ 164,285 $ 79,000
Yuma, AZ 7 $ 1,186,000 $ 169,428 $ 49,000
Athens-Clarke County, GA 6 $ 909,000 $ 151,500 $ 43,000
Fort Walton Beach-Crestview-Destin, FL 6 $ 970,000 $ 161,666 $ 19,000
Gary, IN 6 $ 854,000 $ 142,333 $ 54,000
Hanford-Corcoran, CA 6 $ 904,000 $ 150,666 $ 32,000
Tallahassee, FL 6 $ 1,000,000 $ 166,666 $ 31,000
Bellingham, WA 5 $ 1,414,000 $ 282,800 $ 28,000
Colorado Springs, CO 5 $ 942,000 $ 188,400 $ 0
Corvallis, OR 5 $ 801,000 $ 160,200 $ 65,000
Flagstaff, AZ 5 $ 1,446,000 $ 289,200 $ 71,000
Fort Wayne, IN 5 $ 615,000 $ 123,000 $ 65,000
Pittsfield, MA 5 $ 917,000 $ 183,400 $ 3,000
Rochester, MN 5 $ 655,000 $ 131,000 $ 32,000
Salisbury, MD 5 $ 644,000 $ 128,800 $ 14,000
Warner Robins, GA 5 $ 774,000 $ 154,800 $ 18,000
Blacksburg-Christiansburg-Radford, VA 4 $ 804,000 $ 201,000 $ 0
Boulder, CO 4 $ 747,000 $ 186,750 $ 10,000
Duluth, MN-WI 4 $ 752,000 $ 188,000 $ 39,000
Harrisonburg, VA 4 $ 554,000 $ 138,500 $ 39,000
Kingsport-Bristol-Bristol, TN-VA 4 $ 384,000 $ 96,000 $ 14,000
Rome, GA 4 $ 656,000 $ 164,000 $ 29,000
Grand Junction, CO 3 $ 315,000 $ 105,000 $ 53,000
Honolulu, HI 3 $ 1,325,000 $ 441,666 $ 13,000
Lafayette, IN 3 $ 227,000 $ 75,666 $ 57,000
Sebastian-Vero Beach, FL 3 $ 578,000 $ 192,666 $ 0
Valdosta, GA 3 $ 485,000 $ 161,666 $ 26,000
Winchester, VA-WV 3 $ 529,000 $ 176,333 $ 10,000
Albany, GA 2 $ 240,000 $ 120,000 $ 26,000
Ann Arbor, MI 2 $ 586,000 $ 293,000 $ 51,000
Fargo, ND-MN 2 $ 283,000 $ 141,500 $ 26,000
Grand Rapids-Wyoming, MI 2 $ 222,000 $ 111,000 $ 51,000
Indianapolis-Carmel, IN 2 $ 115,000 $ 57,500 $ 40,000
Lansing-East Lansing, MI 2 $ 252,000 $ 126,000 $ 0
Las Vegas-Paradise, NV 2 $ 563,000 $ 281,500 $ 54,000
Michigan City-La Porte, IN 2 $ 259,000 $ 129,500 $ 16,000
Monroe, MI 2 $ 214,000 $ 107,000 $ 84,000
Nashville-Davidson--Murfreesboro, TN 2 $ 400,000 $ 200,000 $ 194,000
New Haven-Milford, CT 2 $ 356,000 $ 178,000 $ 0
Panama City-Lynn Haven, FL 2 $ 313,000 $ 156,500 $ 30,000
Wilmington, DE-MD-NJ 2 $ 394,000 $ 197,000 $ 0
Battle Creek, MI 1 $ 203,000 $ 203,000 $ 98,000
Camden, NJ 1 $ 224,000 $ 224,000 $ 0
Charlotte-Gastonia-Concord, NC-SC 1 $ 110,000 $ 110,000 $ 0
Danville, VA 1 $ 150,000 $ 150,000 $ 90,000
Detroit-Livonia-Dearborn, MI 1 $ 156,000 $ 156,000 $ 49,000
Elkhart-Goshen, IN 1 $ 119,000 $ 119,000 $ 83,000
Hinesville-Fort Stewart, GA 1 $ 96,000 $ 96,000 $ 42,000
Muskegon-Norton Shores, MI 1 $ 160,000 $ 160,000 $ 64,000
Punta Gorda, FL 1 $ 175,000 $ 175,000 $ 52,000

Mortgage Loan Application Detail Totals for Pope Mortgage and Associates in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,225 $946,663,000 $224,000 $2,475,000 $64,000 $2,000,000
Home Purchase 1,132 $271,120,000 $239,000 $1,680,000 $37,000 $600,000
Home Improvement 5 $1,313,000 $262,000 $417,000 $50,000 $125,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 3,055 $696,592,000 $228,000 $1,010,000 $39,000 $2,000,000
White 1,196 $260,803,000 $218,000 $2,475,000 $87,000 $720,000
Hispanic 643 $153,899,000 $239,000 $1,000,000 $76,000 $314,000
Black or African American 286 $61,085,000 $213,000 $2,000,000 $77,000 $780,000
Asian 120 $31,307,000 $260,000 $1,040,000 $109,000 $664,000
Native Hawaiian or Other Pacific Islander 53 $13,757,000 $259,000 $644,000 $91,000 $258,000
American Indian or Alaskan Native 9 $1,653,000 $183,000 $420,000 $135,000 $234,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,362 $1,219,096,000 $227,000 $2,475,000 $58,000 $2,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 3,728 $853,234,000 $228,000 $2,000,000 $43,000 $2,000,000
Loan Originated 1,500 $337,976,000 $225,000 $2,475,000 $94,000 $780,000
Application Denied By Financial Institution 102 $20,732,000 $203,000 $660,000 $75,000 $300,000
Application Approved But Not Accepted 30 $6,767,000 $225,000 $1,000,000 $101,000 $606,000
File Closed For Incompleteness 2 $387,000 $193,000 $255,000 $126,000 $252,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pope Mortgage and Associates's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pope Mortgage and Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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