Popular Housing Services Mortgage Lending & HMDA Data, 2008

In 2008, Popular Housing Services of Rosemont, IL reported 517 mortgage applications totaling $38.1 million, down 68% from 2007. The average application was for $73,632, and applicants reported an average income of $48,005. 23% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Pittsburgh, PA (33), Rockingham County-Strafford County, NH (17) and Altoona, PA (10) (applications in parentheses).

Mortgage Company & Address Popular Housing Services
9600 West Bryn Mawr
Rosemont, IL 60018
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 517
Total Mortgage Loan Application Amount $38,068,000
Average Mortgage Loan Application Amount $73,632
Highest Mortgage Loan Application Amount $233,000
Average Applicant Income $48,005
Highest Applicant Income $289,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Popular Housing Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Popular Housing Services by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clearfield, Pennsylvania 25 $ 1,999,000 $ 79,960 $ 45,000
Rockingham, New Hampshire 17 $ 1,426,000 $ 83,882 $ 45,000
Tuscarawas, Ohio 12 $ 996,000 $ 83,000 $ 55,000
Blair, Pennsylvania 10 $ 1,205,000 $ 120,500 $ 53,000
Letcher, Kentucky 9 $ 482,000 $ 53,555 $ 42,000
Fayette, Pennsylvania 9 $ 662,000 $ 73,555 $ 45,000
Huntingdon, Pennsylvania 9 $ 1,042,000 $ 115,777 $ 71,000
Washington, Pennsylvania 9 $ 672,000 $ 74,666 $ 58,000
Floyd, Kentucky 8 $ 568,000 $ 71,000 $ 46,000
Perry, Kentucky 8 $ 414,000 $ 51,750 $ 37,000
Centre, Pennsylvania 8 $ 550,000 $ 68,750 $ 47,000
Laurel, Kentucky 7 $ 332,000 $ 47,428 $ 41,000
Pike, Kentucky 7 $ 374,000 $ 53,428 $ 51,000
Westmoreland, Pennsylvania 7 $ 440,000 $ 62,857 $ 46,000
York, Pennsylvania 7 $ 390,000 $ 55,714 $ 45,000
Knott, Kentucky 6 $ 293,000 $ 48,833 $ 41,000
Lincoln, Maine 6 $ 455,000 $ 75,833 $ 36,000
Belmont, Ohio 6 $ 452,000 $ 75,333 $ 49,000
Adams, Pennsylvania 6 $ 304,000 $ 50,666 $ 40,000
Berks, Pennsylvania 6 $ 425,000 $ 70,833 $ 46,000
Cambria, Pennsylvania 6 $ 493,000 $ 82,166 $ 49,000
Magoffin, Kentucky 5 $ 326,000 $ 65,200 $ 39,000
Jackson, Ohio 5 $ 424,000 $ 84,800 $ 38,000
Ross, Ohio 5 $ 158,000 $ 31,600 $ 33,000
Bedford, Pennsylvania 5 $ 430,000 $ 86,000 $ 31,000
Jefferson, Pennsylvania 5 $ 318,000 $ 63,600 $ 51,000
Juniata, Pennsylvania 5 $ 411,000 $ 82,200 $ 50,000
Somerset, Pennsylvania 5 $ 360,000 $ 72,000 $ 67,000
Rutland, Vermont 5 $ 446,000 $ 89,200 $ 62,000
Bell, Kentucky 4 $ 191,000 $ 47,750 $ 44,000
Breathitt, Kentucky 4 $ 172,000 $ 43,000 $ 37,000
Clinton, Kentucky 4 $ 246,000 $ 61,500 $ 39,000
Leslie, Kentucky 4 $ 219,000 $ 54,750 $ 35,000
Pulaski, Kentucky 4 $ 202,000 $ 50,500 $ 48,000
Anne Arundel, Maryland 4 $ 257,000 $ 64,250 $ 48,000
Harrison, Ohio 4 $ 549,000 $ 137,250 $ 55,000
Jefferson, Ohio 4 $ 272,000 $ 68,000 $ 40,000
Muskingum, Ohio 4 $ 398,000 $ 99,500 $ 86,000
Dauphin, Pennsylvania 4 $ 193,000 $ 48,250 $ 41,000
Erie, Pennsylvania 4 $ 273,000 $ 68,250 $ 42,000
Franklin, Pennsylvania 4 $ 206,000 $ 51,500 $ 39,000
Indiana, Pennsylvania 4 $ 362,000 $ 90,500 $ 49,000
Lebanon, Pennsylvania 4 $ 252,000 $ 63,000 $ 55,000
Windsor, Vermont 4 $ 271,000 $ 67,750 $ 24,000
Harlan, Kentucky 3 $ 294,000 $ 98,000 $ 58,000
Martin, Kentucky 3 $ 139,000 $ 46,333 $ 41,000
Knox, Maine 3 $ 212,000 $ 70,666 $ 36,000
Howard, Maryland 3 $ 228,000 $ 76,000 $ 55,000
Fairfield, Ohio 3 $ 210,000 $ 70,000 $ 46,000
Washington, Ohio 3 $ 395,000 $ 131,666 $ 37,000
Bucks, Pennsylvania 3 $ 282,000 $ 94,000 $ 55,000
Butler, Pennsylvania 3 $ 239,000 $ 79,666 $ 37,000
Crawford, Pennsylvania 3 $ 294,000 $ 98,000 $ 58,000
Cumberland, Pennsylvania 3 $ 326,000 $ 108,666 $ 64,000
Elk, Pennsylvania 3 $ 362,000 $ 120,666 $ 48,000
Lycoming, Pennsylvania 3 $ 323,000 $ 107,666 $ 49,000
Perry, Pennsylvania 3 $ 153,000 $ 51,000 $ 59,000
Warren, Pennsylvania 3 $ 327,000 $ 109,000 $ 59,000
Darlington, South Carolina 3 $ 179,000 $ 59,666 $ 45,000
Caledonia, Vermont 3 $ 147,000 $ 49,000 $ 49,000
Chittenden, Vermont 3 $ 106,000 $ 35,333 $ 56,000
Augusta, Virginia 3 $ 201,000 $ 67,000 $ 53,000
Charlotte, Florida 2 $ 216,000 $ 108,000 $ 69,000
Citrus, Florida 2 $ 216,000 $ 108,000 $ 83,000
Clay, Kentucky 2 $ 55,000 $ 27,500 $ 16,000
Daviess, Kentucky 2 $ 190,000 $ 95,000 $ 54,000
Grayson, Kentucky 2 $ 286,000 $ 143,000 $ 85,000
Hopkins, Kentucky 2 $ 220,000 $ 110,000 $ 69,000
Johnson, Kentucky 2 $ 71,000 $ 35,500 $ 26,000
Knox, Kentucky 2 $ 89,000 $ 44,500 $ 55,000
Lawrence, Kentucky 2 $ 132,000 $ 66,000 $ 48,000
Ohio, Kentucky 2 $ 279,000 $ 139,500 $ 46,000
Rockcastle, Kentucky 2 $ 82,000 $ 41,000 $ 43,000
Todd, Kentucky 2 $ 108,000 $ 54,000 $ 34,000
Oxford, Maine 2 $ 100,000 $ 50,000 $ 36,000
Waldo, Maine 2 $ 207,000 $ 103,500 $ 36,000
Merrimack, New Hampshire 2 $ 79,000 $ 39,500 $ 48,000
Ashtabula, Ohio 2 $ 103,000 $ 51,500 $ 38,000
Coshocton, Ohio 2 $ 134,000 $ 67,000 $ 53,000
Guernsey, Ohio 2 $ 167,000 $ 83,500 $ 64,000
Holmes, Ohio 2 $ 175,000 $ 87,500 $ 29,000
Licking, Ohio 2 $ 143,000 $ 71,500 $ 33,000
Lorain, Ohio 2 $ 161,000 $ 80,500 $ 54,000
Noble, Ohio 2 $ 115,000 $ 57,500 $ 112,000
Portage, Ohio 2 $ 165,000 $ 82,500 $ 86,000
Scioto, Ohio 2 $ 128,000 $ 64,000 $ 67,000
Stark, Ohio 2 $ 115,000 $ 57,500 $ 42,000
Allegheny, Pennsylvania 2 $ 112,000 $ 56,000 $ 42,000
Armstrong, Pennsylvania 2 $ 233,000 $ 116,500 $ 47,000
Lancaster, Pennsylvania 2 $ 130,000 $ 65,000 $ 53,000
Lehigh, Pennsylvania 2 $ 150,000 $ 75,000 $ 49,000
Luzerne, Pennsylvania 2 $ 98,000 $ 49,000 $ 52,000
Mifflin, Pennsylvania 2 $ 340,000 $ 170,000 $ 80,000
Colleton, South Carolina 2 $ 78,000 $ 39,000 $ 43,000
Laurens, South Carolina 2 $ 115,000 $ 57,500 $ 32,000
Lexington, South Carolina 2 $ 87,000 $ 43,500 $ 31,000
Scott, Tennessee 2 $ 94,000 $ 47,000 $ 51,000
Orange, Vermont 2 $ 213,000 $ 106,500 $ 34,000
Washington, Vermont 2 $ 135,000 $ 67,500 $ 55,000
Scott, Virginia 2 $ 96,000 $ 48,000 $ 37,000
Wythe, Virginia 2 $ 72,000 $ 36,000 $ 32,000
Bay, Florida 1 $ 119,000 $ 119,000 $ 55,000
Duval, Florida 1 $ 59,000 $ 59,000 $ 57,000
Jackson, Florida 1 $ 84,000 $ 84,000 $ 48,000
Levy, Florida 1 $ 32,000 $ 32,000 $ 31,000
Marion, Florida 1 $ 128,000 $ 128,000 $ 38,000
Putnam, Florida 1 $ 82,000 $ 82,000 $ 29,000
Bryan, Georgia 1 $ 54,000 $ 54,000 $ 26,000
Long, Georgia 1 $ 81,000 $ 81,000 $ 90,000
Pierce, Georgia 1 $ 59,000 $ 59,000 $ 90,000
Richmond, Georgia 1 $ 25,000 $ 25,000 $ 26,000
Thomas, Georgia 1 $ 102,000 $ 102,000 $ 20,000
Dubois, Indiana 1 $ 131,000 $ 131,000 $ 65,000
Kosciusko, Indiana 1 $ 64,000 $ 64,000 $ 35,000
Spencer, Indiana 1 $ 135,000 $ 135,000 $ 38,000
Bracken, Kentucky 1 $ 35,000 $ 35,000 $ 34,000
Bullitt, Kentucky 1 $ 54,000 $ 54,000 $ 47,000
Franklin, Kentucky 1 $ 36,000 $ 36,000 $ 38,000
Jackson, Kentucky 1 $ 133,000 $ 133,000 $ 91,000
Lee, Kentucky 1 $ 43,000 $ 43,000 $ 30,000
Lewis, Kentucky 1 $ 33,000 $ 33,000 $ 25,000
McLean, Kentucky 1 $ 99,000 $ 99,000 $ 48,000
Morgan, Kentucky 1 $ 51,000 $ 51,000 $ 289,000
Rowan, Kentucky 1 $ 59,000 $ 59,000 $ 28,000
Scott, Kentucky 1 $ 20,000 $ 20,000 $ 24,000
Trigg, Kentucky 1 $ 34,000 $ 34,000 $ 51,000
Wayne, Kentucky 1 $ 41,000 $ 41,000 $ 24,000
Wolfe, Kentucky 1 $ 76,000 $ 76,000 $ 71,000
Somerset, Maine 1 $ 45,000 $ 45,000 $ 55,000
Allegany, Maryland 1 $ 135,000 $ 135,000 $ 44,000
Baltimore, Maryland 1 $ 65,000 $ 65,000 $ 50,000
Calvert, Maryland 1 $ 72,000 $ 72,000 $ 38,000
Cecil, Maryland 1 $ 56,000 $ 56,000 $ 29,000
Frederick, Maryland 1 $ 45,000 $ 45,000 $ 32,000
Harford, Maryland 1 $ 46,000 $ 46,000 $ 80,000
Montgomery, Maryland 1 $ 52,000 $ 52,000 $ 36,000
Prince George's, Maryland 1 $ 64,000 $ 64,000 $ 38,000
Washington, Maryland 1 $ 69,000 $ 69,000 $ 65,000
Wicomico, Maryland 1 $ 42,000 $ 42,000 $ 48,000
Grafton, New Hampshire 1 $ 77,000 $ 77,000 $ 110,000
Hillsborough, New Hampshire 1 $ 126,000 $ 126,000 $ 156,000
Cattaraugus, New York 1 $ 128,000 $ 128,000 $ 52,000
Washington, New York 1 $ 68,000 $ 68,000 $ 66,000
Anson, North Carolina 1 $ 63,000 $ 63,000 $ 21,000
Burke, North Carolina 1 $ 81,000 $ 81,000 $ 31,000
Cleveland, North Carolina 1 $ 77,000 $ 77,000 $ 35,000
Craven, North Carolina 1 $ 29,000 $ 29,000 $ 25,000
Duplin, North Carolina 1 $ 47,000 $ 47,000 $ 42,000
Forsyth, North Carolina 1 $ 78,000 $ 78,000 $ 29,000
Randolph, North Carolina 1 $ 74,000 $ 74,000 $ 26,000
Union, North Carolina 1 $ 29,000 $ 29,000 $ 96,000
Brown, Ohio 1 $ 79,000 $ 79,000 $ 52,000
Carroll, Ohio 1 $ 124,000 $ 124,000 $ 41,000
Clinton, Ohio 1 $ 131,000 $ 131,000 $ 36,000
Columbiana, Ohio 1 $ 95,000 $ 95,000 $ 32,000
Geauga, Ohio 1 $ 76,000 $ 76,000 $ 95,000
Knox, Ohio 1 $ 111,000 $ 111,000 $ 56,000
Ottawa, Ohio 1 $ 60,000 $ 60,000 $ 42,000
Pickaway, Ohio 1 $ 70,000 $ 70,000 $ 48,000
Summit, Ohio 1 $ 31,000 $ 31,000 $ 28,000
Williams, Ohio 1 $ 85,000 $ 85,000 $ 62,000
Beaver, Pennsylvania 1 $ 157,000 $ 157,000 $ 64,000
Chester, Pennsylvania 1 $ 57,000 $ 57,000 $ 20,000
Clinton, Pennsylvania 1 $ 137,000 $ 137,000 $ 76,000
Forest, Pennsylvania 1 $ 30,000 $ 30,000 $ 28,000
Fulton, Pennsylvania 1 $ 47,000 $ 47,000 $ 50,000
Greene, Pennsylvania 1 $ 83,000 $ 83,000 $ 31,000
Lawrence, Pennsylvania 1 $ 31,000 $ 31,000 $ 16,000
McKean, Pennsylvania 1 $ 44,000 $ 44,000 $ 57,000
Mercer, Pennsylvania 1 $ 89,000 $ 89,000 $ 35,000
Philadelphia, Pennsylvania 1 $ 87,000 $ 87,000 $ 161,000
Snyder, Pennsylvania 1 $ 162,000 $ 162,000 $ 35,000
Venango, Pennsylvania 1 $ 70,000 $ 70,000 $ 24,000
Abbeville, South Carolina 1 $ 72,000 $ 72,000 $ 44,000
Berkeley, South Carolina 1 $ 86,000 $ 86,000 $ 22,000
Clarendon, South Carolina 1 $ 80,000 $ 80,000 $ 31,000
Dorchester, South Carolina 1 $ 40,000 $ 40,000 $ 26,000
Florence, South Carolina 1 $ 44,000 $ 44,000 $ 26,000
Greenwood, South Carolina 1 $ 48,000 $ 48,000 $ 22,000
Hampton, South Carolina 1 $ 74,000 $ 74,000 $ 80,000
Sumter, South Carolina 1 $ 52,000 $ 52,000 $ 43,000
Williamsburg, South Carolina 1 $ 107,000 $ 107,000 $ 31,000
York, South Carolina 1 $ 88,000 $ 88,000 $ 44,000
Claiborne, Tennessee 1 $ 31,000 $ 31,000 $ 23,000
Fayette, Tennessee 1 $ 40,000 $ 40,000 $ 24,000
McMinn, Tennessee 1 $ 48,000 $ 48,000 $ 50,000
Addison, Vermont 1 $ 98,000 $ 98,000 $ 31,000
Lamoille, Vermont 1 $ 114,000 $ 114,000 $ 44,000
Orleans, Vermont 1 $ 83,000 $ 83,000 $ 54,000
Windham, Vermont 1 $ 99,000 $ 99,000 $ 37,000
Accomack, Virginia 1 $ 100,000 $ 100,000 $ 71,000
Dickenson, Virginia 1 $ 57,000 $ 57,000 $ 39,000
Pittsylvania, Virginia 1 $ 82,000 $ 82,000 $ 34,000
Smyth, Virginia 1 $ 94,000 $ 94,000 $ 28,000
Washington, Virginia 1 $ 28,000 $ 28,000 $ 51,000
Waynesboro, Virginia 1 $ 35,000 $ 35,000 $ 22,000
Wise, Virginia 1 $ 78,000 $ 78,000 $ 29,000

Mortgage Loan Application Detail Totals for Popular Housing Services in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 514 $37,832,000 $73,000 $233,000 $48,000 $289,000
Refinancing 3 $236,000 $78,000 $109,000 $49,000 $68,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 473 $35,080,000 $74,000 $233,000 $48,000 $289,000
Not Provided 24 $1,686,000 $70,000 $156,000 $43,000 $71,000
Black or African American 11 $731,000 $66,000 $107,000 $34,000 $74,000
Hispanic 3 $192,000 $64,000 $70,000 $43,000 $60,000
Native Hawaiian or Other Pacific Islander 3 $206,000 $68,000 $102,000 $46,000 $66,000
Asian 2 $88,000 $44,000 $48,000 $49,000 $73,000
American Indian or Alaskan Native 1 $85,000 $85,000 $85,000 $33,000 $33,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 517 $38,068,000 $73,000 $233,000 $48,000 $289,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 295 $20,102,000 $68,000 $214,000 $47,000 $289,000
Loan Originated 120 $11,754,000 $97,000 $233,000 $56,000 $166,000
Application Denied By Financial Institution 102 $6,212,000 $60,000 $157,000 $41,000 $114,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 69 $4,131,000 $59,000 $127,000 $42,000 $114,000
Debt-To-Income Ratio 12 $839,000 $69,000 $109,000 $38,000 $95,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Popular Housing Services's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Popular Housing Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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