Popular Housing Services Mortgage Lending & HMDA Data, 2008
In 2008, Popular Housing Services of Rosemont, IL reported 517 mortgage applications totaling $38.1 million, down 68% from 2007. The average application was for $73,632, and applicants reported an average income of $48,005. 23% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Pittsburgh, PA (33), Rockingham County-Strafford County, NH (17) and Altoona, PA (10) (applications in parentheses).
| Mortgage Company & Address | Popular Housing Services 9600 West Bryn Mawr Rosemont, IL 60018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 517 |
| Total Mortgage Loan Application Amount | $38,068,000 |
| Average Mortgage Loan Application Amount | $73,632 |
| Highest Mortgage Loan Application Amount | $233,000 |
| Average Applicant Income | $48,005 |
| Highest Applicant Income | $289,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Popular Housing Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pittsburgh, PA | 33 | $ 2,515,000 | $ 76,212 | $ 48,000 |
| Rockingham County-Strafford County, NH | 17 | $ 1,426,000 | $ 83,882 | $ 45,000 |
| Altoona, PA | 10 | $ 1,205,000 | $ 120,500 | $ 53,000 |
| Harrisburg-Carlisle, PA | 10 | $ 672,000 | $ 67,200 | $ 53,000 |
| Baltimore-Towson, MD | 9 | $ 596,000 | $ 66,222 | $ 54,000 |
| State College, PA | 8 | $ 550,000 | $ 68,750 | $ 47,000 |
| York-Hanover, PA | 7 | $ 390,000 | $ 55,714 | $ 45,000 |
| Columbus, OH | 6 | $ 423,000 | $ 70,500 | $ 42,000 |
| Johnstown, PA | 6 | $ 493,000 | $ 82,166 | $ 49,000 |
| Reading, PA | 6 | $ 425,000 | $ 70,833 | $ 46,000 |
| Wheeling, WV-OH | 6 | $ 452,000 | $ 75,333 | $ 49,000 |
| Philadelphia, PA | 5 | $ 426,000 | $ 85,200 | $ 69,000 |
| Erie, PA | 4 | $ 273,000 | $ 68,250 | $ 42,000 |
| Florence, SC | 4 | $ 223,000 | $ 55,750 | $ 40,000 |
| Lebanon, PA | 4 | $ 252,000 | $ 63,000 | $ 55,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 272,000 | $ 68,000 | $ 40,000 |
| Akron, OH | 3 | $ 196,000 | $ 65,333 | $ 67,000 |
| Burlington-South Burlington, VT | 3 | $ 106,000 | $ 35,333 | $ 56,000 |
| Canton-Massillon, OH | 3 | $ 239,000 | $ 79,666 | $ 42,000 |
| Charlotte-Gastonia-Concord, NC-SC | 3 | $ 180,000 | $ 60,000 | $ 53,333 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 237,000 | $ 79,000 | $ 67,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 124,000 | $ 41,333 | $ 42,000 |
| Owensboro, KY | 3 | $ 289,000 | $ 96,333 | $ 52,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 395,000 | $ 131,666 | $ 37,000 |
| Williamsport, PA | 3 | $ 323,000 | $ 107,666 | $ 49,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Bethesda-Frederick-Gaithersburg, MD | 2 | $ 97,000 | $ 48,500 | $ 34,000 |
| Charleston-North Charleston-Summerville, SC | 2 | $ 126,000 | $ 63,000 | $ 24,000 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 114,000 | $ 57,000 | $ 43,000 |
| Columbia, SC | 2 | $ 87,000 | $ 43,500 | $ 31,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 115,000 | $ 57,500 | $ 32,000 |
| Lancaster, PA | 2 | $ 130,000 | $ 65,000 | $ 53,000 |
| Punta Gorda, FL | 2 | $ 216,000 | $ 108,000 | $ 69,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 98,000 | $ 49,000 | $ 52,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2 | $ 136,000 | $ 68,000 | $ 38,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Clarksville, TN-KY | 1 | $ 34,000 | $ 34,000 | $ 51,000 |
| Cumberland, MD-WV | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Danville, VA | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Glens Falls, NY | 1 | $ 68,000 | $ 68,000 | $ 66,000 |
| Greensboro-High Point, NC | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 69,000 | $ 69,000 | $ 65,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 81,000 | $ 81,000 | $ 90,000 |
| Jacksonville, FL | 1 | $ 59,000 | $ 59,000 | $ 57,000 |
| Lexington-Fayette, KY | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| Manchester-Nashua, NH | 1 | $ 126,000 | $ 126,000 | $ 156,000 |
| Memphis, TN-MS-AR | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Ocala, FL | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Panama City-Lynn Haven, FL | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| Salisbury, MD | 1 | $ 42,000 | $ 42,000 | $ 48,000 |
| Savannah, GA | 1 | $ 54,000 | $ 54,000 | $ 26,000 |
| Sumter, SC | 1 | $ 52,000 | $ 52,000 | $ 43,000 |
| Toledo, OH | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Wilmington, DE-MD-NJ | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Winston-Salem, NC | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Popular Housing Services in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 514 | $37,832,000 | $73,000 | $233,000 | $48,000 | $289,000 |
| Refinancing | 3 | $236,000 | $78,000 | $109,000 | $49,000 | $68,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 473 | $35,080,000 | $74,000 | $233,000 | $48,000 | $289,000 |
| Not Provided | 24 | $1,686,000 | $70,000 | $156,000 | $43,000 | $71,000 |
| Black or African American | 11 | $731,000 | $66,000 | $107,000 | $34,000 | $74,000 |
| Hispanic | 3 | $192,000 | $64,000 | $70,000 | $43,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $206,000 | $68,000 | $102,000 | $46,000 | $66,000 |
| Asian | 2 | $88,000 | $44,000 | $48,000 | $49,000 | $73,000 |
| American Indian or Alaskan Native | 1 | $85,000 | $85,000 | $85,000 | $33,000 | $33,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 517 | $38,068,000 | $73,000 | $233,000 | $48,000 | $289,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 295 | $20,102,000 | $68,000 | $214,000 | $47,000 | $289,000 |
| Loan Originated | 120 | $11,754,000 | $97,000 | $233,000 | $56,000 | $166,000 |
| Application Denied By Financial Institution | 102 | $6,212,000 | $60,000 | $157,000 | $41,000 | $114,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 69 | $4,131,000 | $59,000 | $127,000 | $42,000 | $114,000 |
| Debt-To-Income Ratio | 12 | $839,000 | $69,000 | $109,000 | $38,000 | $95,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Popular Housing Services's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Popular Housing Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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