Premium Capital Funding LLC Mortgage Lending & HMDA Data, 2008
In 2008, Premium Capital Funding LLC of Jericho, NY reported 7,445 mortgage applications totaling $1.6 billion, up 38% from 2007. The average application was for $215,784, and applicants reported an average income of $71,685. 60% of its applications resulted in an originated loan and 22% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (648), Nassau-Suffolk, NY (448) and Atlanta-Sandy Springs-Marietta, GA (267) (applications in parentheses).
| Mortgage Company & Address | Premium Capital Funding LLC 125 Jericho Tpke Jericho, NY 11753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,445 |
| Total Mortgage Loan Application Amount | $1,606,516,000 |
| Average Mortgage Loan Application Amount | $215,784 |
| Highest Mortgage Loan Application Amount | $4,620,000 |
| Average Applicant Income | $71,685 |
| Highest Applicant Income | $3,029,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Capital Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 648 | $ 252,629,000 | $ 389,859 | $ 109,864 |
| Nassau-Suffolk, NY | 448 | $ 151,034,000 | $ 337,129 | $ 102,000 |
| Atlanta-Sandy Springs-Marietta, GA | 267 | $ 44,265,000 | $ 165,786 | $ 60,000 |
| Philadelphia, PA | 228 | $ 37,743,000 | $ 165,539 | $ 57,000 |
| Baltimore-Towson, MD | 202 | $ 43,534,000 | $ 215,514 | $ 67,000 |
| Miami-Miami Beach-Kendall, FL | 188 | $ 42,505,000 | $ 226,090 | $ 78,000 |
| Richmond, VA | 153 | $ 28,149,000 | $ 183,980 | $ 54,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 140 | $ 29,756,000 | $ 212,542 | $ 66,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 136 | $ 26,235,000 | $ 192,904 | $ 53,882 |
| Newark-Union, NJ-PA | 107 | $ 31,755,000 | $ 296,775 | $ 94,514 |
| Tampa-St. Petersburg-Clearwater, FL | 96 | $ 16,351,000 | $ 170,322 | $ 56,000 |
| Camden, NJ | 94 | $ 18,288,000 | $ 194,553 | $ 71,000 |
| Edison-New Brunswick, NJ | 89 | $ 26,146,000 | $ 293,775 | $ 95,000 |
| Orlando-Kissimmee, FL | 88 | $ 17,210,000 | $ 195,568 | $ 56,000 |
| Pittsburgh, PA | 86 | $ 11,557,000 | $ 134,383 | $ 57,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 80 | $ 25,565,000 | $ 319,562 | $ 86,200 |
| Charlotte-Gastonia-Concord, NC-SC | 78 | $ 13,401,000 | $ 171,807 | $ 65,358 |
| Albany-Schenectady-Troy, NY | 74 | $ 11,797,000 | $ 159,418 | $ 60,000 |
| Boston-Quincy, MA | 69 | $ 18,644,000 | $ 270,202 | $ 89,000 |
| Denver-Aurora, CO | 62 | $ 14,649,000 | $ 236,274 | $ 74,000 |
| Jacksonville, FL | 62 | $ 10,875,000 | $ 175,403 | $ 61,000 |
| Los Angeles-Long Beach-Glendale, CA | 60 | $ 21,966,000 | $ 366,100 | $ 100,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 59 | $ 11,553,000 | $ 195,813 | $ 60,559 |
| Chicago-Naperville-Joliet, IL | 59 | $ 11,289,000 | $ 191,338 | $ 67,000 |
| St. Louis, MO-IL | 55 | $ 7,329,000 | $ 133,254 | $ 51,490 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 54 | $ 12,140,000 | $ 224,814 | $ 70,370 |
| Wilmington, DE-MD-NJ | 54 | $ 10,536,000 | $ 195,111 | $ 55,074 |
| Phoenix-Mesa-Scottsdale, AZ | 53 | $ 10,538,000 | $ 198,830 | $ 68,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 53 | $ 11,331,000 | $ 213,792 | $ 77,000 |
| Cambridge-Newton-Framingham, MA | 48 | $ 12,303,000 | $ 256,312 | $ 92,000 |
| Salt Lake City, UT | 48 | $ 11,160,000 | $ 232,500 | $ 72,000 |
| Buffalo-Niagara Falls, NY | 43 | $ 5,505,000 | $ 128,023 | $ 63,000 |
| New Haven-Milford, CT | 42 | $ 7,960,000 | $ 189,523 | $ 63,000 |
| Louisville-Jefferson County, KY-IN | 41 | $ 6,481,000 | $ 158,073 | $ 54,024 |
| Columbia, SC | 40 | $ 5,486,000 | $ 137,150 | $ 58,000 |
| Oakland-Fremont-Hayward, CA | 40 | $ 13,955,000 | $ 348,875 | $ 103,000 |
| Seattle-Bellevue-Everett, WA | 40 | $ 12,455,000 | $ 311,375 | $ 80,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 39 | $ 10,444,000 | $ 267,794 | $ 98,000 |
| Rochester, NY | 38 | $ 4,492,000 | $ 118,210 | $ 52,000 |
| Raleigh-Cary, NC | 35 | $ 6,292,000 | $ 179,771 | $ 71,000 |
| Springfield, MA | 35 | $ 6,721,000 | $ 192,028 | $ 63,000 |
| Memphis, TN-MS-AR | 33 | $ 4,468,000 | $ 135,393 | $ 63,090 |
| Little Rock-North Little Rock-Conway, AR | 31 | $ 3,962,000 | $ 127,806 | $ 55,000 |
| Hartford-West Hartford-East Hartford, CT | 30 | $ 6,400,000 | $ 213,333 | $ 67,000 |
| Indianapolis-Carmel, IN | 29 | $ 4,168,000 | $ 143,724 | $ 58,000 |
| Portland-Vancouver-Beaverton, OR-WA | 29 | $ 7,000,000 | $ 241,379 | $ 59,517 |
| Providence-New Bedford-Fall River, RI-MA | 29 | $ 6,885,000 | $ 237,413 | $ 75,482 |
| Worcester, MA | 29 | $ 6,861,000 | $ 236,586 | $ 74,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 28 | $ 5,066,000 | $ 180,928 | $ 62,000 |
| Riverside-San Bernardino-Ontario, CA | 28 | $ 7,363,000 | $ 262,964 | $ 95,000 |
| Detroit-Livonia-Dearborn, MI | 27 | $ 2,582,000 | $ 95,629 | $ 73,000 |
| Greensboro-High Point, NC | 27 | $ 3,937,000 | $ 145,814 | $ 53,000 |
| Atlantic City-Hammonton, NJ | 26 | $ 5,496,000 | $ 211,384 | $ 66,000 |
| Kansas City, MO-KS | 26 | $ 4,499,000 | $ 173,038 | $ 68,769 |
| Wilmington, NC | 26 | $ 4,916,000 | $ 189,076 | $ 61,000 |
| York-Hanover, PA | 26 | $ 5,037,000 | $ 193,730 | $ 63,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 25 | $ 3,543,000 | $ 141,720 | $ 54,000 |
| Scranton--Wilkes-Barre, PA | 25 | $ 3,322,000 | $ 132,880 | $ 54,000 |
| Bridgeport-Stamford-Norwalk, CT | 24 | $ 8,466,000 | $ 352,750 | $ 259,000 |
| Milwaukee-Waukesha-West Allis, WI | 24 | $ 4,380,000 | $ 182,500 | $ 72,000 |
| Ogden-Clearfield, UT | 24 | $ 4,188,000 | $ 174,500 | $ 62,000 |
| Syracuse, NY | 24 | $ 2,839,000 | $ 118,291 | $ 47,000 |
| Tacoma, WA | 24 | $ 5,850,000 | $ 243,750 | $ 73,000 |
| Albuquerque, NM | 23 | $ 4,003,000 | $ 174,043 | $ 67,000 |
| Augusta-Richmond County, GA-SC | 23 | $ 3,386,000 | $ 147,217 | $ 64,000 |
| Chattanooga, TN-GA | 23 | $ 3,077,000 | $ 133,782 | $ 50,347 |
| Fayetteville-Springdale-Rogers, AR-MO | 23 | $ 3,335,000 | $ 145,000 | $ 56,608 |
| Charleston-North Charleston-Summerville, SC | 22 | $ 3,749,000 | $ 170,409 | $ 55,000 |
| Macon, GA | 22 | $ 2,657,000 | $ 120,772 | $ 47,000 |
| Reading, PA | 22 | $ 3,899,000 | $ 177,227 | $ 65,000 |
| Tulsa, OK | 22 | $ 3,142,000 | $ 142,818 | $ 49,000 |
| Lakeland-Winter Haven, FL | 21 | $ 3,400,000 | $ 161,904 | $ 68,000 |
| Peabody, MA | 21 | $ 5,085,000 | $ 242,142 | $ 80,000 |
| Trenton-Ewing, NJ | 21 | $ 3,961,000 | $ 188,619 | $ 68,000 |
| Asheville, NC | 20 | $ 4,490,000 | $ 224,500 | $ 66,000 |
| Harrisburg-Carlisle, PA | 18 | $ 2,819,000 | $ 156,611 | $ 53,000 |
| Port St. Lucie, FL | 18 | $ 3,395,000 | $ 188,611 | $ 68,000 |
| Stockton, CA | 18 | $ 5,067,000 | $ 281,500 | $ 75,000 |
| Wichita, KS | 18 | $ 2,347,000 | $ 130,388 | $ 71,000 |
| Bethesda-Frederick-Gaithersburg, MD | 17 | $ 4,427,000 | $ 260,411 | $ 73,000 |
| Boise City-Nampa, ID | 17 | $ 2,632,000 | $ 154,823 | $ 47,000 |
| Colorado Springs, CO | 17 | $ 3,767,000 | $ 221,588 | $ 68,000 |
| Oklahoma City, OK | 17 | $ 2,873,000 | $ 169,000 | $ 58,000 |
| Palm Bay-Melbourne-Titusville, FL | 17 | $ 2,707,000 | $ 159,235 | $ 82,000 |
| Winston-Salem, NC | 17 | $ 2,641,000 | $ 155,352 | $ 59,000 |
| Columbus, GA-AL | 16 | $ 2,179,000 | $ 136,187 | $ 46,000 |
| Dover, DE | 16 | $ 3,095,000 | $ 193,437 | $ 49,000 |
| Gary, IN | 16 | $ 2,833,000 | $ 177,062 | $ 90,000 |
| Lexington-Fayette, KY | 16 | $ 2,324,000 | $ 145,250 | $ 60,000 |
| Roanoke, VA | 15 | $ 2,576,000 | $ 171,733 | $ 60,000 |
| Savannah, GA | 15 | $ 2,190,000 | $ 146,000 | $ 48,000 |
| Spartanburg, SC | 15 | $ 2,343,000 | $ 156,200 | $ 60,000 |
| Warner Robins, GA | 15 | $ 2,324,000 | $ 154,933 | $ 64,000 |
| Warren-Troy-Farmington Hills, MI | 15 | $ 2,763,000 | $ 184,200 | $ 69,000 |
| Bradenton-Sarasota-Venice, FL | 14 | $ 2,610,000 | $ 186,428 | $ 88,000 |
| Ocala, FL | 14 | $ 1,971,000 | $ 140,785 | $ 50,000 |
| Provo-Orem, UT | 14 | $ 3,345,000 | $ 238,928 | $ 61,000 |
| San Diego-Carlsbad-San Marcos, CA | 14 | $ 4,433,000 | $ 316,642 | $ 88,000 |
| Tucson, AZ | 14 | $ 2,143,000 | $ 153,071 | $ 48,000 |
| Albany, GA | 13 | $ 2,526,000 | $ 194,307 | $ 66,000 |
| Binghamton, NY | 13 | $ 1,303,000 | $ 100,230 | $ 45,000 |
| Kingston, NY | 13 | $ 2,573,000 | $ 197,923 | $ 86,000 |
| Omaha-Council Bluffs, NE-IA | 13 | $ 1,533,000 | $ 117,923 | $ 49,000 |
| Vineland-Millville-Bridgeton, NJ | 13 | $ 2,065,000 | $ 158,846 | $ 68,000 |
| Durham, NC | 12 | $ 2,265,000 | $ 188,750 | $ 84,000 |
| Lancaster, PA | 12 | $ 2,100,000 | $ 175,000 | $ 74,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 12 | $ 1,980,000 | $ 165,000 | $ 49,000 |
| Portland-South Portland-Biddeford, ME | 12 | $ 2,737,000 | $ 228,083 | $ 65,000 |
| Fresno, CA | 11 | $ 2,429,000 | $ 220,818 | $ 69,000 |
| Greenville-Mauldin-Easley, SC | 11 | $ 1,775,000 | $ 161,363 | $ 59,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 2,161,000 | $ 196,454 | $ 63,000 |
| Cape Coral-Fort Myers, FL | 10 | $ 1,879,000 | $ 187,900 | $ 60,000 |
| Grand Junction, CO | 10 | $ 2,061,000 | $ 206,100 | $ 57,000 |
| Lebanon, PA | 10 | $ 1,099,000 | $ 109,900 | $ 44,000 |
| Madison, WI | 10 | $ 2,245,000 | $ 224,500 | $ 72,000 |
| Rockingham County-Strafford County, NH | 10 | $ 2,173,000 | $ 217,300 | $ 63,000 |
| Rocky Mount, NC | 10 | $ 1,255,000 | $ 125,500 | $ 59,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 10 | $ 3,191,000 | $ 319,100 | $ 111,000 |
| Utica-Rome, NY | 10 | $ 828,000 | $ 82,800 | $ 48,000 |
| Bakersfield, CA | 9 | $ 2,016,000 | $ 224,000 | $ 67,000 |
| Cincinnati-Middletown, OH-KY-IN | 9 | $ 1,407,000 | $ 156,333 | $ 64,444 |
| Greenville, NC | 9 | $ 1,280,000 | $ 142,222 | $ 50,000 |
| Kennewick-Pasco-Richland, WA | 9 | $ 1,732,000 | $ 192,444 | $ 55,000 |
| Knoxville, TN | 9 | $ 1,290,000 | $ 143,333 | $ 46,000 |
| Lynchburg, VA | 9 | $ 1,232,000 | $ 136,888 | $ 40,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 1,342,000 | $ 149,111 | $ 54,000 |
| Santa Ana-Anaheim-Irvine, CA | 9 | $ 3,469,000 | $ 385,444 | $ 98,000 |
| Charlottesville, VA | 8 | $ 1,526,000 | $ 190,750 | $ 55,000 |
| Des Moines-West Des Moines, IA | 8 | $ 1,378,000 | $ 172,250 | $ 51,000 |
| Gainesville, FL | 8 | $ 1,376,000 | $ 172,000 | $ 67,000 |
| Honolulu, HI | 8 | $ 3,721,000 | $ 465,125 | $ 91,000 |
| Idaho Falls, ID | 8 | $ 1,521,000 | $ 190,125 | $ 68,000 |
| Palm Coast, FL | 8 | $ 1,472,000 | $ 184,000 | $ 53,000 |
| Pueblo, CO | 8 | $ 1,240,000 | $ 155,000 | $ 53,000 |
| Salem, OR | 8 | $ 1,519,000 | $ 189,875 | $ 54,000 |
| Salinas, CA | 8 | $ 2,072,000 | $ 259,000 | $ 77,000 |
| Fayetteville, NC | 7 | $ 892,000 | $ 127,428 | $ 58,000 |
| Fort Collins-Loveland, CO | 7 | $ 1,846,000 | $ 263,714 | $ 84,000 |
| Glens Falls, NY | 7 | $ 1,196,000 | $ 170,857 | $ 48,000 |
| Greeley, CO | 7 | $ 1,309,000 | $ 187,000 | $ 78,000 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,673,000 | $ 239,000 | $ 68,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,187,000 | $ 169,571 | $ 41,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 990,000 | $ 141,428 | $ 76,000 |
| Kingsport-Bristol-Bristol, TN-VA | 7 | $ 673,000 | $ 96,142 | $ 45,000 |
| Norwich-New London, CT | 7 | $ 1,433,000 | $ 204,714 | $ 57,000 |
| Olympia, WA | 7 | $ 2,082,000 | $ 297,428 | $ 126,000 |
| Pittsfield, MA | 7 | $ 1,358,000 | $ 194,000 | $ 119,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 7 | $ 2,844,000 | $ 406,285 | $ 114,000 |
| Spokane, WA | 7 | $ 1,087,000 | $ 155,285 | $ 45,000 |
| Springfield, MO | 7 | $ 884,000 | $ 126,285 | $ 46,000 |
| Tallahassee, FL | 7 | $ 1,017,000 | $ 145,285 | $ 43,000 |
| Burlington, NC | 6 | $ 979,000 | $ 163,166 | $ 70,000 |
| Cedar Rapids, IA | 6 | $ 621,000 | $ 103,500 | $ 39,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 534,000 | $ 89,000 | $ 40,000 |
| Janesville, WI | 6 | $ 724,000 | $ 120,666 | $ 68,000 |
| Lawton, OK | 6 | $ 631,000 | $ 105,166 | $ 55,000 |
| Manchester-Nashua, NH | 6 | $ 1,292,000 | $ 215,333 | $ 66,000 |
| Naples-Marco Island, FL | 6 | $ 1,453,000 | $ 242,166 | $ 69,000 |
| Ocean City, NJ | 6 | $ 2,668,000 | $ 444,666 | $ 122,000 |
| Punta Gorda, FL | 6 | $ 894,000 | $ 149,000 | $ 46,000 |
| Rockford, IL | 6 | $ 955,000 | $ 159,166 | $ 67,000 |
| Vallejo-Fairfield, CA | 6 | $ 1,517,000 | $ 252,833 | $ 72,000 |
| Yakima, WA | 6 | $ 1,065,000 | $ 177,500 | $ 67,000 |
| Barnstable Town, MA | 5 | $ 1,468,000 | $ 293,600 | $ 135,000 |
| Bowling Green, KY | 5 | $ 996,000 | $ 199,200 | $ 68,000 |
| Bremerton-Silverdale, WA | 5 | $ 906,000 | $ 181,200 | $ 68,000 |
| Eugene-Springfield, OR | 5 | $ 1,198,000 | $ 239,600 | $ 69,000 |
| Evansville, IN-KY | 5 | $ 619,000 | $ 123,800 | $ 56,400 |
| Florence, SC | 5 | $ 516,000 | $ 103,200 | $ 38,000 |
| Gainesville, GA | 5 | $ 671,000 | $ 134,200 | $ 58,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 740,000 | $ 148,000 | $ 62,000 |
| Jackson, TN | 5 | $ 541,000 | $ 108,200 | $ 49,000 |
| Lincoln, NE | 5 | $ 793,000 | $ 158,600 | $ 98,000 |
| Monroe, MI | 5 | $ 815,000 | $ 163,000 | $ 43,000 |
| Pine Bluff, AR | 5 | $ 768,000 | $ 153,600 | $ 57,000 |
| San Francisco-San Mateo-Redwood City, CA | 5 | $ 1,903,000 | $ 380,600 | $ 189,000 |
| St. Joseph, MO-KS | 5 | $ 584,000 | $ 116,800 | $ 24,000 |
| Williamsport, PA | 5 | $ 602,000 | $ 120,400 | $ 48,000 |
| Altoona, PA | 4 | $ 338,000 | $ 84,500 | $ 81,000 |
| Anchorage, AK | 4 | $ 921,000 | $ 230,250 | $ 78,000 |
| Bangor, ME | 4 | $ 704,000 | $ 176,000 | $ 37,000 |
| Cheyenne, WY | 4 | $ 767,000 | $ 191,750 | $ 41,000 |
| Coeur D'Alene, ID | 4 | $ 735,000 | $ 183,750 | $ 56,000 |
| Elkhart-Goshen, IN | 4 | $ 750,000 | $ 187,500 | $ 50,000 |
| Farmington, NM | 4 | $ 870,000 | $ 217,500 | $ 60,000 |
| Fort Smith, AR-OK | 4 | $ 411,000 | $ 102,750 | $ 38,500 |
| Great Falls, MT | 4 | $ 595,000 | $ 148,750 | $ 43,000 |
| Harrisonburg, VA | 4 | $ 568,000 | $ 142,000 | $ 38,000 |
| Jacksonville, NC | 4 | $ 525,000 | $ 131,250 | $ 38,000 |
| Lansing-East Lansing, MI | 4 | $ 537,000 | $ 134,250 | $ 53,000 |
| Las Cruces, NM | 4 | $ 661,000 | $ 165,250 | $ 37,000 |
| Medford, OR | 4 | $ 1,098,000 | $ 274,500 | $ 62,000 |
| Modesto, CA | 4 | $ 696,000 | $ 174,000 | $ 159,000 |
| Morristown, TN | 4 | $ 522,000 | $ 130,500 | $ 25,000 |
| Peoria, IL | 4 | $ 480,000 | $ 120,000 | $ 36,000 |
| Redding, CA | 4 | $ 850,000 | $ 212,500 | $ 65,000 |
| Salisbury, MD | 4 | $ 814,000 | $ 203,500 | $ 54,000 |
| Santa Fe, NM | 4 | $ 883,000 | $ 220,750 | $ 88,000 |
| St. George, UT | 4 | $ 859,000 | $ 214,750 | $ 60,000 |
| Topeka, KS | 4 | $ 465,000 | $ 116,250 | $ 56,000 |
| Valdosta, GA | 4 | $ 640,000 | $ 160,000 | $ 44,000 |
| Athens-Clarke County, GA | 3 | $ 467,000 | $ 155,666 | $ 66,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 808,000 | $ 269,333 | $ 72,000 |
| Boulder, CO | 3 | $ 746,000 | $ 248,666 | $ 70,000 |
| Clarksville, TN-KY | 3 | $ 368,000 | $ 122,666 | $ 61,000 |
| Cumberland, MD-WV | 3 | $ 417,000 | $ 139,000 | $ 67,000 |
| Duluth, MN-WI | 3 | $ 454,000 | $ 151,333 | $ 50,000 |
| Eau Claire, WI | 3 | $ 400,000 | $ 133,333 | $ 51,000 |
| Elizabethtown, KY | 3 | $ 460,000 | $ 153,333 | $ 59,000 |
| Fort Walton Beach-Crestview-Destin, FL | 3 | $ 899,000 | $ 299,666 | $ 69,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 302,000 | $ 100,666 | $ 57,000 |
| Houston-Sugar Land-Baytown, TX | 3 | $ 618,000 | $ 206,000 | $ 134,000 |
| Jefferson City, MO | 3 | $ 373,000 | $ 124,333 | $ 49,000 |
| Johnson City, TN | 3 | $ 362,000 | $ 120,666 | $ 46,000 |
| Kalamazoo-Portage, MI | 3 | $ 371,000 | $ 123,666 | $ 39,000 |
| Logan, UT-ID | 3 | $ 491,000 | $ 163,666 | $ 102,000 |
| Merced, CA | 3 | $ 758,000 | $ 252,666 | $ 62,000 |
| Prescott, AZ | 3 | $ 745,000 | $ 248,333 | $ 72,000 |
| Racine, WI | 3 | $ 476,000 | $ 158,666 | $ 76,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 450,000 | $ 150,000 | $ 39,000 |
| Sebastian-Vero Beach, FL | 3 | $ 527,000 | $ 175,666 | $ 61,000 |
| St. Cloud, MN | 3 | $ 489,000 | $ 163,000 | $ 48,000 |
| Visalia-Porterville, CA | 3 | $ 798,000 | $ 266,000 | $ 77,000 |
| Wenatchee, WA | 3 | $ 461,000 | $ 153,666 | $ 57,000 |
| Anderson, SC | 2 | $ 406,000 | $ 203,000 | $ 79,000 |
| Bay City, MI | 2 | $ 151,000 | $ 75,500 | $ 12,000 |
| Bend, OR | 2 | $ 538,000 | $ 269,000 | $ 81,000 |
| Billings, MT | 2 | $ 432,000 | $ 216,000 | $ 93,000 |
| Chico, CA | 2 | $ 627,000 | $ 313,500 | $ 70,000 |
| Danville, IL | 2 | $ 157,000 | $ 78,500 | $ 52,000 |
| Holland-Grand Haven, MI | 2 | $ 287,000 | $ 143,500 | $ 40,000 |
| Hot Springs, AR | 2 | $ 421,000 | $ 210,500 | $ 55,000 |
| Johnstown, PA | 2 | $ 249,000 | $ 124,500 | $ 72,000 |
| Kokomo, IN | 2 | $ 172,000 | $ 86,000 | $ 58,000 |
| Lafayette, IN | 2 | $ 174,000 | $ 87,000 | $ 50,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 415,000 | $ 207,500 | $ 156,000 |
| Las Vegas-Paradise, NV | 2 | $ 402,000 | $ 201,000 | $ 106,000 |
| Longview, WA | 2 | $ 341,000 | $ 170,500 | $ 42,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 414,000 | $ 207,000 | $ 100,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 461,000 | $ 230,500 | $ 67,000 |
| Niles-Benton Harbor, MI | 2 | $ 370,000 | $ 185,000 | $ 132,000 |
| Panama City-Lynn Haven, FL | 2 | $ 371,000 | $ 185,500 | $ 52,000 |
| Rochester, MN | 2 | $ 247,000 | $ 123,500 | $ 51,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 168,000 | $ 84,000 | $ 18,000 |
| San Antonio, TX | 2 | $ 288,000 | $ 144,000 | $ 52,000 |
| Sheboygan, WI | 2 | $ 382,000 | $ 191,000 | $ 57,000 |
| Sioux City, IA-NE-SD | 2 | $ 283,000 | $ 141,500 | $ 37,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 276,000 | $ 138,000 | $ 50,000 |
| Sumter, SC | 2 | $ 204,000 | $ 102,000 | $ 53,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 305,000 | $ 152,500 | $ 43,000 |
| Wausau, WI | 2 | $ 186,000 | $ 93,000 | $ 44,000 |
| Yuma, AZ | 2 | $ 376,000 | $ 188,000 | $ 52,000 |
| Austin-Round Rock, TX | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Bloomington, IN | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Bloomington-Normal, IL | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Brunswick, GA | 1 | $ 186,000 | $ 186,000 | $ 60,000 |
| Cleveland, TN | 1 | $ 72,000 | $ 72,000 | $ 127,000 |
| Columbia, MO | 1 | $ 82,000 | $ 82,000 | $ 58,000 |
| Dallas-Plano-Irving, TX | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Danville, VA | 1 | $ 123,000 | $ 123,000 | $ 73,000 |
| Decatur, IL | 1 | $ 61,000 | $ 61,000 | $ 59,000 |
| El Centro, CA | 1 | $ 238,000 | $ 238,000 | $ 107,000 |
| Elmira, NY | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Fargo, ND-MN | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Flint, MI | 1 | $ 222,000 | $ 222,000 | $ 69,000 |
| Fort Wayne, IN | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Fort Worth-Arlington, TX | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| Green Bay, WI | 1 | $ 121,000 | $ 121,000 | $ 28,000 |
| Iowa City, IA | 1 | $ 169,000 | $ 169,000 | $ 73,000 |
| Ithaca, NY | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Jackson, MI | 1 | $ 84,000 | $ 84,000 | $ 62,000 |
| Jonesboro, AR | 1 | $ 126,000 | $ 126,000 | $ 23,000 |
| Joplin, MO | 1 | $ 271,000 | $ 271,000 | $ 61,000 |
| Kankakee-Bradley, IL | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| La Crosse, WI-MN | 1 | $ 244,000 | $ 244,000 | $ 60,000 |
| Lawrence, KS | 1 | $ 96,000 | $ 96,000 | $ 63,000 |
| Lewiston-Auburn, ME | 1 | $ 230,000 | $ 230,000 | $ 42,000 |
| Longview, TX | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Missoula, MT | 1 | $ 186,000 | $ 186,000 | $ 77,000 |
| Muncie, IN | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Muskegon-Norton Shores, MI | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Oshkosh-Neenah, WI | 1 | $ 103,000 | $ 103,000 | $ 41,000 |
| Rome, GA | 1 | $ 282,000 | $ 282,000 | $ 283,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 356,000 | $ 356,000 | $ 53,000 |
| Springfield, IL | 1 | $ 88,000 | $ 88,000 | $ 74,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 93,000 | $ 93,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Premium Capital Funding LLC in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,457 | $1,335,641,000 | $206,000 | $4,620,000 | $67,000 | $1,226,000 |
| Home Purchase | 912 | $254,941,000 | $279,000 | $1,650,000 | $105,000 | $3,029,000 |
| Home Improvement | 76 | $15,934,000 | $209,000 | $475,000 | $70,000 | $176,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,841 | $601,655,000 | $211,000 | $4,620,000 | $74,000 | $1,226,000 |
| Not Provided | 2,751 | $580,936,000 | $211,000 | $1,929,000 | $68,000 | $3,029,000 |
| Black or African American | 1,296 | $274,495,000 | $211,000 | $1,250,000 | $67,000 | $634,000 |
| Hispanic | 449 | $119,731,000 | $266,000 | $1,226,000 | $79,000 | $856,000 |
| Asian | 75 | $21,787,000 | $290,000 | $704,000 | $102,000 | $304,000 |
| American Indian or Alaskan Native | 19 | $3,878,000 | $204,000 | $412,000 | $74,000 | $223,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $4,034,000 | $288,000 | $730,000 | $85,000 | $232,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 5,933 | $1,219,026,000 | $205,000 | $1,929,000 | $63,000 | $983,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,512 | $387,490,000 | $256,000 | $4,620,000 | $102,000 | $3,029,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,457 | $919,234,000 | $206,000 | $738,000 | $68,000 | $776,000 |
| Application Denied By Financial Institution | 1,608 | $353,587,000 | $219,000 | $1,929,000 | $69,000 | $983,000 |
| Application Approved But Not Accepted | 1,094 | $248,981,000 | $227,000 | $1,650,000 | $79,000 | $908,000 |
| Application Withdrawn By Applicant | 257 | $77,694,000 | $302,000 | $4,620,000 | $112,000 | $3,029,000 |
| File Closed For Incompleteness | 28 | $6,730,000 | $240,000 | $840,000 | $80,000 | $284,000 |
| Loan Purchased By The Institution | 1 | $290,000 | $290,000 | $290,000 | $102,000 | $102,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 397 | $90,523,000 | $228,000 | $1,000,000 | $76,000 | $438,000 |
| Credit History | 302 | $56,982,000 | $188,000 | $571,000 | $63,000 | $856,000 |
| Debt-To-Income Ratio | 222 | $56,039,000 | $252,000 | $1,929,000 | $63,000 | $983,000 |
| Collateral | 151 | $29,290,000 | $193,000 | $594,000 | $69,000 | $329,000 |
| Unverifiable Information | 43 | $10,788,000 | $250,000 | $617,000 | $78,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $9,595,000 | $228,000 | $434,000 | $70,000 | $174,000 |
| Employment History | 12 | $2,670,000 | $222,000 | $645,000 | $56,000 | $113,000 |
| Credit Application Incomplete | 6 | $1,102,000 | $183,000 | $246,000 | $58,000 | $80,000 |
| Mortgage Insurance Denied | 4 | $1,247,000 | $311,000 | $412,000 | $80,000 | $115,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Capital Funding LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premium Capital Funding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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