Premium Capital Funding LLC Mortgage Lending & HMDA Data, 2008

In 2008, Premium Capital Funding LLC of Jericho, NY reported 7,445 mortgage applications totaling $1.6 billion, up 38% from 2007. The average application was for $215,784, and applicants reported an average income of $71,685. 60% of its applications resulted in an originated loan and 22% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (648), Nassau-Suffolk, NY (448) and Atlanta-Sandy Springs-Marietta, GA (267) (applications in parentheses).

Mortgage Company & Address Premium Capital Funding LLC
125 Jericho Tpke
Jericho, NY 11753
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,445
Total Mortgage Loan Application Amount $1,606,516,000
Average Mortgage Loan Application Amount $215,784
Highest Mortgage Loan Application Amount $4,620,000
Average Applicant Income $71,685
Highest Applicant Income $3,029,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Capital Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Premium Capital Funding LLC by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk, New York 283 $ 91,505,000 $ 323,339 $ 100,000
Miami-Dade, Florida 188 $ 42,505,000 $ 226,090 $ 78,000
Queens, New York 175 $ 63,076,000 $ 360,434 $ 94,000
Nassau, New York 165 $ 59,529,000 $ 360,781 $ 107,000
Broward, Florida 140 $ 29,756,000 $ 212,542 $ 66,000
Kings, New York 140 $ 58,999,000 $ 421,421 $ 106,000
Philadelphia, Pennsylvania 132 $ 18,187,000 $ 137,780 $ 50,000
Bronx, New York 76 $ 30,100,000 $ 396,052 $ 98,000
Baltimore City, Maryland 71 $ 10,276,000 $ 144,732 $ 57,000
Baltimore, Maryland 66 $ 15,445,000 $ 234,015 $ 64,000
Westchester, New York 63 $ 23,996,000 $ 380,888 $ 111,000
Los Angeles, California 60 $ 21,966,000 $ 366,100 $ 100,000
Chesterfield, Virginia 56 $ 11,344,000 $ 202,571 $ 60,000
Palm Beach, Florida 53 $ 11,331,000 $ 213,792 $ 77,000
Duval, Florida 51 $ 8,526,000 $ 167,176 $ 61,000
Allegheny, Pennsylvania 50 $ 6,307,000 $ 126,140 $ 53,000
Maricopa, Arizona 49 $ 9,729,000 $ 198,551 $ 67,000
Orange, Florida 48 $ 9,414,000 $ 196,125 $ 56,000
Middlesex, Massachusetts 48 $ 12,303,000 $ 256,312 $ 92,000
Richmond, New York 46 $ 16,294,000 $ 354,217 $ 95,000
Prince George's, Maryland 45 $ 13,318,000 $ 295,955 $ 83,000
Hillsborough, Florida 44 $ 7,573,000 $ 172,113 $ 52,000
DeKalb, Georgia 44 $ 6,801,000 $ 154,568 $ 58,000
Camden, New Jersey 44 $ 7,318,000 $ 166,318 $ 68,000
Salt Lake, Utah 44 $ 10,460,000 $ 237,727 $ 72,000
New Haven, Connecticut 42 $ 7,960,000 $ 189,523 $ 63,000
New Castle, Delaware 42 $ 8,353,000 $ 198,880 $ 55,000
Mecklenburg, North Carolina 42 $ 6,891,000 $ 164,071 $ 69,000
Cook, Illinois 41 $ 7,815,000 $ 190,609 $ 67,000
Essex, New Jersey 39 $ 13,670,000 $ 350,512 $ 105,000
Suffolk, Massachusetts 38 $ 9,146,000 $ 240,684 $ 89,000
Middlesex, New Jersey 38 $ 11,119,000 $ 292,605 $ 90,000
Henrico, Virginia 37 $ 6,529,000 $ 176,459 $ 55,000
Bergen, New Jersey 36 $ 12,713,000 $ 353,138 $ 114,000
Delaware, Pennsylvania 36 $ 5,620,000 $ 156,111 $ 64,000
Erie, New York 35 $ 4,542,000 $ 129,771 $ 62,000
Anne Arundel, Maryland 34 $ 9,848,000 $ 289,647 $ 75,000
New York, New York 34 $ 22,348,000 $ 657,294 $ 284,000
Hudson, New Jersey 33 $ 11,504,000 $ 348,606 $ 111,000
Northampton, Pennsylvania 33 $ 6,428,000 $ 194,787 $ 57,000
Fulton, Georgia 30 $ 5,025,000 $ 167,500 $ 69,000
Burlington, New Jersey 30 $ 6,989,000 $ 232,966 $ 71,000
Hampton, Virginia 30 $ 5,584,000 $ 186,133 $ 55,000
Worcester, Massachusetts 29 $ 6,861,000 $ 236,586 $ 74,000
Union, New Jersey 29 $ 8,362,000 $ 288,344 $ 101,000
Volusia, Florida 28 $ 5,066,000 $ 180,928 $ 62,000
Monroe, Pennsylvania 28 $ 5,356,000 $ 191,285 $ 73,000
Pinellas, Florida 27 $ 4,946,000 $ 183,185 $ 64,000
Bristol, Massachusetts 27 $ 6,330,000 $ 234,444 $ 73,000
Hampden, Massachusetts 27 $ 5,022,000 $ 186,000 $ 62,000
Wayne, Michigan 27 $ 2,582,000 $ 95,629 $ 73,000
Orange, New York 27 $ 7,160,000 $ 265,185 $ 105,000
Atlantic, New Jersey 26 $ 5,496,000 $ 211,384 $ 66,000
York, Pennsylvania 26 $ 5,037,000 $ 193,730 $ 63,000
Shelby, Tennessee 26 $ 3,374,000 $ 129,769 $ 64,000
Virginia Beach, Virginia 26 $ 5,227,000 $ 201,038 $ 57,000
King, Washington 26 $ 8,331,000 $ 320,423 $ 83,000
Wake, North Carolina 25 $ 4,686,000 $ 187,440 $ 77,000
Montgomery, Pennsylvania 25 $ 5,470,000 $ 218,800 $ 73,000
Fairfield, Connecticut 24 $ 8,466,000 $ 352,750 $ 259,000
Henry, Georgia 24 $ 4,181,000 $ 174,208 $ 63,000
Pierce, Washington 24 $ 5,850,000 $ 243,750 $ 73,000
Ocean, New Jersey 23 $ 6,132,000 $ 266,608 $ 89,000
Passaic, New Jersey 23 $ 6,331,000 $ 275,260 $ 76,000
Bucks, Pennsylvania 23 $ 5,541,000 $ 240,913 $ 70,000
Richland, South Carolina 23 $ 2,898,000 $ 126,000 $ 51,000
Norfolk, Virginia 23 $ 5,040,000 $ 219,130 $ 55,000
Hartford, Connecticut 22 $ 4,291,000 $ 195,045 $ 59,000
Clayton, Georgia 22 $ 3,142,000 $ 142,818 $ 52,000
Cobb, Georgia 22 $ 4,007,000 $ 182,136 $ 66,000
Gwinnett, Georgia 22 $ 4,532,000 $ 206,000 $ 68,000
Berks, Pennsylvania 22 $ 3,899,000 $ 177,227 $ 65,000
Pulaski, Arkansas 21 $ 2,647,000 $ 126,047 $ 56,000
Polk, Florida 21 $ 3,400,000 $ 161,904 $ 68,000
Essex, Massachusetts 21 $ 5,085,000 $ 242,142 $ 80,000
St. Louis, Missouri 21 $ 2,555,000 $ 121,666 $ 44,000
Mercer, New Jersey 21 $ 3,961,000 $ 188,619 $ 68,000
Schenectady, New York 21 $ 2,841,000 $ 135,285 $ 53,000
Guilford, North Carolina 21 $ 3,272,000 $ 155,809 $ 56,000
Alameda, California 20 $ 7,587,000 $ 379,350 $ 102,000
Contra Costa, California 20 $ 6,368,000 $ 318,400 $ 104,000
Gloucester, New Jersey 20 $ 3,981,000 $ 199,050 $ 76,000
Monroe, New York 20 $ 2,287,000 $ 114,350 $ 53,000
Bibb, Georgia 19 $ 2,278,000 $ 119,894 $ 46,000
Onondaga, New York 19 $ 2,297,000 $ 120,894 $ 48,000
San Joaquin, California 18 $ 5,067,000 $ 281,500 $ 75,000
Pasco, Florida 18 $ 2,877,000 $ 159,833 $ 62,000
Monmouth, New Jersey 18 $ 5,982,000 $ 332,333 $ 99,000
Rensselaer, New York 18 $ 2,917,000 $ 162,055 $ 64,000
Davis, Utah 18 $ 3,207,000 $ 178,166 $ 64,000
Riverside, California 17 $ 4,564,000 $ 268,470 $ 103,000
El Paso, Colorado 17 $ 3,767,000 $ 221,588 $ 68,000
Jefferson, Colorado 17 $ 3,874,000 $ 227,882 $ 71,000
Brevard, Florida 17 $ 2,707,000 $ 159,235 $ 82,000
Plymouth, Massachusetts 17 $ 4,468,000 $ 262,823 $ 81,000
Milwaukee, Wisconsin 17 $ 2,828,000 $ 166,352 $ 73,000
Kent, Delaware 16 $ 3,095,000 $ 193,437 $ 49,000
St. Lucie, Florida 16 $ 2,957,000 $ 184,812 $ 68,000
Marion, Indiana 16 $ 1,955,000 $ 122,187 $ 54,000
Albany, New York 16 $ 2,712,000 $ 169,500 $ 55,000
Rockland, New York 16 $ 4,897,000 $ 306,062 $ 91,000
Westmoreland, Pennsylvania 16 $ 2,444,000 $ 152,750 $ 63,000
Newport News, Virginia 16 $ 2,628,000 $ 164,250 $ 52,000
Benton, Arkansas 15 $ 2,343,000 $ 156,200 $ 61,000
Seminole, Florida 15 $ 3,229,000 $ 215,266 $ 67,000
Houston, Georgia 15 $ 2,324,000 $ 154,933 $ 64,000
Hennepin, Minnesota 15 $ 3,426,000 $ 228,400 $ 69,000
Forsyth, North Carolina 15 $ 2,230,000 $ 148,666 $ 58,000
New Hanover, North Carolina 15 $ 2,871,000 $ 191,400 $ 61,000
Spartanburg, South Carolina 15 $ 2,343,000 $ 156,200 $ 60,000
Richmond City, Virginia 15 $ 2,226,000 $ 148,400 $ 42,000
Pima, Arizona 14 $ 2,143,000 $ 153,071 $ 48,000
San Diego, California 14 $ 4,433,000 $ 316,642 $ 88,000
Lake, Florida 14 $ 2,746,000 $ 196,142 $ 54,000
Marion, Florida 14 $ 1,971,000 $ 140,785 $ 50,000
Muscogee, Georgia 14 $ 1,816,000 $ 129,714 $ 42,000
Jefferson, Kentucky 14 $ 2,093,000 $ 149,500 $ 49,000
Norfolk, Massachusetts 14 $ 5,030,000 $ 359,285 $ 98,000
Sussex, New Jersey 14 $ 3,631,000 $ 259,357 $ 69,000
Bernalillo, New Mexico 14 $ 2,637,000 $ 188,357 $ 71,000
Saratoga, New York 14 $ 2,613,000 $ 186,642 $ 68,000
Charleston, South Carolina 14 $ 2,609,000 $ 186,357 $ 50,000
Snohomish, Washington 14 $ 4,124,000 $ 294,571 $ 74,000
Denver, Colorado 13 $ 3,047,000 $ 234,384 $ 54,000
Newton, Georgia 13 $ 2,133,000 $ 164,076 $ 51,000
Sedgwick, Kansas 13 $ 1,807,000 $ 139,000 $ 79,000
Harford, Maryland 13 $ 3,367,000 $ 259,000 $ 96,000
Cumberland, New Jersey 13 $ 2,065,000 $ 158,846 $ 68,000
Ulster, New York 13 $ 2,573,000 $ 197,923 $ 86,000
Luzerne, Pennsylvania 13 $ 1,501,000 $ 115,461 $ 55,000
Hamilton, Tennessee 13 $ 1,861,000 $ 143,153 $ 56,000
Utah, Utah 13 $ 3,053,000 $ 234,846 $ 62,000
Chesapeake, Virginia 13 $ 2,340,000 $ 180,000 $ 51,000
Chatham, Georgia 12 $ 1,681,000 $ 140,083 $ 44,000
Lake, Indiana 12 $ 2,085,000 $ 173,750 $ 91,000
Howard, Maryland 12 $ 3,258,000 $ 271,500 $ 91,000
Dutchess, New York 12 $ 3,284,000 $ 273,666 $ 82,000
Cabarrus, North Carolina 12 $ 2,058,000 $ 171,500 $ 64,000
Chester, Pennsylvania 12 $ 2,925,000 $ 243,750 $ 67,000
Lancaster, Pennsylvania 12 $ 2,100,000 $ 175,000 $ 74,000
Lehigh, Pennsylvania 12 $ 1,996,000 $ 166,333 $ 52,000
Horry, South Carolina 12 $ 1,980,000 $ 165,000 $ 49,000
Portsmouth, Virginia 12 $ 2,077,000 $ 173,083 $ 49,000
Fresno, California 11 $ 2,429,000 $ 220,818 $ 69,000
San Bernardino, California 11 $ 2,799,000 $ 254,454 $ 83,000
Osceola, Florida 11 $ 1,821,000 $ 165,545 $ 42,000
Douglas, Georgia 11 $ 2,166,000 $ 196,909 $ 61,000
Montgomery, Maryland 11 $ 3,074,000 $ 279,454 $ 83,000
Morris, New Jersey 11 $ 3,381,000 $ 307,363 $ 117,000
Durham, North Carolina 11 $ 1,976,000 $ 179,636 $ 78,000
Iredell, North Carolina 11 $ 2,328,000 $ 211,636 $ 65,000
Oklahoma, Oklahoma 11 $ 1,900,000 $ 172,727 $ 59,000
Lexington, South Carolina 11 $ 1,708,000 $ 155,272 $ 77,000
Arapahoe, Colorado 10 $ 2,017,000 $ 201,700 $ 66,000
Douglas, Colorado 10 $ 3,074,000 $ 307,400 $ 103,000
Mesa, Colorado 10 $ 2,061,000 $ 206,100 $ 57,000
Lee, Florida 10 $ 1,879,000 $ 187,900 $ 60,000
Walton, Georgia 10 $ 1,384,000 $ 138,400 $ 57,000
Douglas, Nebraska 10 $ 1,168,000 $ 116,800 $ 47,000
Somerset, New Jersey 10 $ 2,913,000 $ 291,300 $ 116,000
Warren, New Jersey 10 $ 2,731,000 $ 273,100 $ 78,000
Wayne, New York 10 $ 1,216,000 $ 121,600 $ 57,000
Union, North Carolina 10 $ 2,240,000 $ 224,000 $ 73,000
Cumberland, Pennsylvania 10 $ 1,631,000 $ 163,100 $ 52,000
Lackawanna, Pennsylvania 10 $ 1,488,000 $ 148,800 $ 53,000
Lebanon, Pennsylvania 10 $ 1,099,000 $ 109,900 $ 44,000
Pike, Pennsylvania 10 $ 1,868,000 $ 186,800 $ 51,000
Kern, California 9 $ 2,016,000 $ 224,000 $ 67,000
Orange, California 9 $ 3,469,000 $ 385,444 $ 98,000
Dougherty, Georgia 9 $ 1,892,000 $ 210,222 $ 68,000
Spalding, Georgia 9 $ 1,294,000 $ 143,777 $ 40,000
St. Louis City, Missouri 9 $ 1,210,000 $ 134,444 $ 49,000
Gaston, North Carolina 9 $ 1,391,000 $ 154,555 $ 51,000
Pitt, North Carolina 9 $ 1,280,000 $ 142,222 $ 50,000
Multnomah, Oregon 9 $ 2,238,000 $ 248,666 $ 55,000
Adams, Pennsylvania 9 $ 1,495,000 $ 166,111 $ 42,000
Davidson, Tennessee 9 $ 1,300,000 $ 144,444 $ 60,000
Dane, Wisconsin 9 $ 1,956,000 $ 217,333 $ 61,000
Monterey, California 8 $ 2,072,000 $ 259,000 $ 77,000
Adams, Colorado 8 $ 1,722,000 $ 215,250 $ 96,000
Pueblo, Colorado 8 $ 1,240,000 $ 155,000 $ 53,000
Alachua, Florida 8 $ 1,376,000 $ 172,000 $ 67,000
Flagler, Florida 8 $ 1,472,000 $ 184,000 $ 53,000
Sarasota, Florida 8 $ 1,322,000 $ 165,250 $ 104,000
Coweta, Georgia 8 $ 1,466,000 $ 183,250 $ 62,000
Honolulu, Hawaii 8 $ 3,721,000 $ 465,125 $ 91,000
Madison, Illinois 8 $ 768,000 $ 96,000 $ 40,000
Will, Illinois 8 $ 1,655,000 $ 206,875 $ 79,000
Cecil, Maryland 8 $ 1,725,000 $ 215,625 $ 60,000
Charles, Maryland 8 $ 2,096,000 $ 262,000 $ 69,000
Hampshire, Massachusetts 8 $ 1,699,000 $ 212,375 $ 68,000
Jackson, Missouri 8 $ 986,000 $ 123,250 $ 50,000
Broome, New York 8 $ 853,000 $ 106,625 $ 43,000
Columbia, New York 8 $ 1,667,000 $ 208,375 $ 95,000
Niagara, New York 8 $ 963,000 $ 120,375 $ 67,000
Henderson, North Carolina 8 $ 2,079,000 $ 259,875 $ 81,000
Washington, Oregon 8 $ 1,867,000 $ 233,375 $ 53,000
Santa Clara, California 7 $ 2,844,000 $ 406,285 $ 114,000
Larimer, Colorado 7 $ 1,846,000 $ 263,714 $ 84,000
Weld, Colorado 7 $ 1,309,000 $ 187,000 $ 78,000
Middlesex, Connecticut 7 $ 1,853,000 $ 264,714 $ 76,000
New London, Connecticut 7 $ 1,433,000 $ 204,714 $ 57,000
Sussex, Delaware 7 $ 1,523,000 $ 217,571 $ 70,000
Hernando, Florida 7 $ 955,000 $ 136,428 $ 34,000
Cherokee, Georgia 7 $ 1,272,000 $ 181,714 $ 59,000
Richmond, Georgia 7 $ 980,000 $ 140,000 $ 61,000
Rockdale, Georgia 7 $ 934,000 $ 133,428 $ 50,000
Ada, Idaho 7 $ 1,141,000 $ 163,000 $ 43,000
Bonneville, Idaho 7 $ 1,305,000 $ 186,428 $ 63,000
Polk, Iowa 7 $ 961,000 $ 137,285 $ 40,000
Johnson, Kansas 7 $ 1,501,000 $ 214,428 $ 89,000
Fayette, Kentucky 7 $ 1,061,000 $ 151,571 $ 69,000
Washington, Maryland 7 $ 1,673,000 $ 239,000 $ 68,000
Berkshire, Massachusetts 7 $ 1,358,000 $ 194,000 $ 119,000
Anoka, Minnesota 7 $ 1,774,000 $ 253,428 $ 74,000
Sherburne, Minnesota 7 $ 1,645,000 $ 235,000 $ 78,000
Rockingham, New Hampshire 7 $ 1,529,000 $ 218,428 $ 64,000
Livingston, New York 7 $ 939,000 $ 134,142 $ 46,000
Oneida, New York 7 $ 583,000 $ 83,285 $ 55,000
Brunswick, North Carolina 7 $ 1,235,000 $ 176,428 $ 53,000
Johnston, North Carolina 7 $ 1,129,000 $ 161,285 $ 60,000
Nash, North Carolina 7 $ 989,000 $ 141,285 $ 61,000
Tulsa, Oklahoma 7 $ 1,297,000 $ 185,285 $ 58,000
Marion, Oregon 7 $ 1,386,000 $ 198,000 $ 56,000
Franklin, Pennsylvania 7 $ 911,000 $ 130,142 $ 38,000
Washington, Pennsylvania 7 $ 1,024,000 $ 146,285 $ 73,000
Berkeley, South Carolina 7 $ 1,014,000 $ 144,857 $ 64,000
Fairfax, Virginia 7 $ 3,602,000 $ 514,571 $ 131,000
Petersburg, Virginia 7 $ 921,000 $ 131,571 $ 34,000
Spokane, Washington 7 $ 1,087,000 $ 155,285 $ 45,000
Thurston, Washington 7 $ 2,082,000 $ 297,428 $ 126,000
Faulkner, Arkansas 6 $ 776,000 $ 129,333 $ 55,000
Washington, Arkansas 6 $ 790,000 $ 131,666 $ 50,000
Sacramento, California 6 $ 1,511,000 $ 251,833 $ 77,000
Solano, California 6 $ 1,517,000 $ 252,833 $ 72,000
Charlotte, Florida 6 $ 894,000 $ 149,000 $ 46,000
Collier, Florida 6 $ 1,453,000 $ 242,166 $ 69,000
Escambia, Florida 6 $ 949,000 $ 158,166 $ 62,000
Manatee, Florida 6 $ 1,288,000 $ 214,666 $ 66,000
Camden, Georgia 6 $ 1,105,000 $ 184,166 $ 56,000
Paulding, Georgia 6 $ 961,000 $ 160,166 $ 68,000
Canyon, Idaho 6 $ 776,000 $ 129,333 $ 38,000
St. Clair, Illinois 6 $ 896,000 $ 149,333 $ 77,000
Winnebago, Illinois 6 $ 955,000 $ 159,166 $ 67,000
Cumberland, Maine 6 $ 1,265,000 $ 210,833 $ 57,000
York, Maine 6 $ 1,472,000 $ 245,333 $ 72,000
Frederick, Maryland 6 $ 1,353,000 $ 225,500 $ 57,000
Oakland, Michigan 6 $ 942,000 $ 157,000 $ 67,000
Crow Wing, Minnesota 6 $ 1,383,000 $ 230,500 $ 61,000
Hillsborough, New Hampshire 6 $ 1,292,000 $ 215,333 $ 66,000
Cape May, New Jersey 6 $ 2,668,000 $ 444,666 $ 122,000
Valencia, New Mexico 6 $ 750,000 $ 125,000 $ 49,000
Putnam, New York 6 $ 2,371,000 $ 395,166 $ 122,000
Alamance, North Carolina 6 $ 979,000 $ 163,166 $ 70,000
Buncombe, North Carolina 6 $ 1,183,000 $ 197,166 $ 60,000
Craven, North Carolina 6 $ 972,000 $ 162,000 $ 83,000
Davidson, North Carolina 6 $ 658,000 $ 109,666 $ 39,000
Rowan, North Carolina 6 $ 818,000 $ 136,333 $ 57,000
Comanche, Oklahoma 6 $ 631,000 $ 105,166 $ 55,000
Rogers, Oklahoma 6 $ 765,000 $ 127,500 $ 48,000
Dauphin, Pennsylvania 6 $ 963,000 $ 160,500 $ 56,000
Wayne, Pennsylvania 6 $ 998,000 $ 166,333 $ 63,000
Edgefield, South Carolina 6 $ 653,000 $ 108,833 $ 44,000
Greenville, South Carolina 6 $ 1,066,000 $ 177,666 $ 71,000
Hanover, Virginia 6 $ 1,044,000 $ 174,000 $ 45,000
Benton, Washington 6 $ 1,230,000 $ 205,000 $ 51,000
Yakima, Washington 6 $ 1,065,000 $ 177,500 $ 67,000
Kenosha, Wisconsin 6 $ 1,230,000 $ 205,000 $ 73,000
Rock, Wisconsin 6 $ 724,000 $ 120,666 $ 68,000
Graham, Arizona 5 $ 1,140,000 $ 228,000 $ 76,000
Jefferson, Arkansas 5 $ 768,000 $ 153,600 $ 57,000
Litchfield, Connecticut 5 $ 882,000 $ 176,400 $ 36,000
Windham, Connecticut 5 $ 960,000 $ 192,000 $ 63,000
Clay, Florida 5 $ 962,000 $ 192,400 $ 53,000
Highlands, Florida 5 $ 467,000 $ 93,400 $ 35,000
St. Johns, Florida 5 $ 1,239,000 $ 247,800 $ 72,000
Barrow, Georgia 5 $ 597,000 $ 119,400 $ 33,000
Columbia, Georgia 5 $ 850,000 $ 170,000 $ 79,000
Forsyth, Georgia 5 $ 1,045,000 $ 209,000 $ 88,000
Hall, Georgia 5 $ 671,000 $ 134,200 $ 58,000
Lake, Illinois 5 $ 931,000 $ 186,200 $ 51,000
Greenup, Kentucky 5 $ 650,000 $ 130,000 $ 79,000
Henry, Kentucky 5 $ 834,000 $ 166,800 $ 58,000
Pike, Kentucky 5 $ 650,000 $ 130,000 $ 61,000
Warren, Kentucky 5 $ 996,000 $ 199,200 $ 68,000
Caroline, Maryland 5 $ 1,129,000 $ 225,800 $ 71,000
Carroll, Maryland 5 $ 1,099,000 $ 219,800 $ 50,000
St. Mary's, Maryland 5 $ 1,474,000 $ 294,800 $ 91,000
Barnstable, Massachusetts 5 $ 1,468,000 $ 293,600 $ 135,000
Monroe, Michigan 5 $ 815,000 $ 163,000 $ 43,000
Chisago, Minnesota 5 $ 1,042,000 $ 208,400 $ 67,000
Ramsey, Minnesota 5 $ 740,000 $ 148,000 $ 50,000
Lancaster, Nebraska 5 $ 793,000 $ 158,600 $ 98,000
Cattaraugus, New York 5 $ 534,000 $ 106,800 $ 39,000
Clinton, New York 5 $ 731,000 $ 146,200 $ 56,000
Montgomery, New York 5 $ 559,000 $ 111,800 $ 41,000
Schoharie, New York 5 $ 714,000 $ 142,800 $ 60,000
Tioga, New York 5 $ 450,000 $ 90,000 $ 48,000
Warren, New York 5 $ 707,000 $ 141,400 $ 35,000
Catawba, North Carolina 5 $ 870,000 $ 174,000 $ 42,000
Haywood, North Carolina 5 $ 1,142,000 $ 228,400 $ 58,000
Lane, Oregon 5 $ 1,198,000 $ 239,600 $ 69,000
Lycoming, Pennsylvania 5 $ 602,000 $ 120,400 $ 48,000
Lancaster, South Carolina 5 $ 773,000 $ 154,600 $ 23,000
Oconee, South Carolina 5 $ 635,000 $ 127,000 $ 68,000
York, South Carolina 5 $ 821,000 $ 164,200 $ 56,000
Tipton, Tennessee 5 $ 796,000 $ 159,200 $ 68,000
Weber, Utah 5 $ 734,000 $ 146,800 $ 52,000
Dinwiddie, Virginia 5 $ 804,000 $ 160,800 $ 57,000
Powhatan, Virginia 5 $ 1,197,000 $ 239,400 $ 62,000
Roanoke, Virginia 5 $ 699,000 $ 139,800 $ 66,000
Clark, Washington 5 $ 1,179,000 $ 235,800 $ 79,000
Kitsap, Washington 5 $ 906,000 $ 181,200 $ 68,000
Navajo, Arizona 4 $ 898,000 $ 224,500 $ 77,000
Pinal, Arizona 4 $ 809,000 $ 202,250 $ 76,000
Saline, Arkansas 4 $ 539,000 $ 134,750 $ 49,000
Shasta, California 4 $ 850,000 $ 212,500 $ 65,000
Stanislaus, California 4 $ 696,000 $ 174,000 $ 159,000
Alamosa, Colorado 4 $ 542,000 $ 135,500 $ 27,000
Bradford, Florida 4 $ 497,000 $ 124,250 $ 44,000
Jackson, Florida 4 $ 602,000 $ 150,500 $ 48,000
Leon, Florida 4 $ 757,000 $ 189,250 $ 53,000
Monroe, Florida 4 $ 976,000 $ 244,000 $ 52,000
Okeechobee, Florida 4 $ 656,000 $ 164,000 $ 43,000
Carroll, Georgia 4 $ 748,000 $ 187,000 $ 63,000
Lamar, Georgia 4 $ 517,000 $ 129,250 $ 46,000
Laurens, Georgia 4 $ 592,000 $ 148,000 $ 53,000
Lee, Georgia 4 $ 634,000 $ 158,500 $ 62,000
Peach, Georgia 4 $ 727,000 $ 181,750 $ 58,000
Walker, Georgia 4 $ 478,000 $ 119,500 $ 42,000
Ware, Georgia 4 $ 392,000 $ 98,000 $ 51,000
Hawaii, Hawaii 4 $ 1,110,000 $ 277,500 $ 64,000
Kootenai, Idaho 4 $ 735,000 $ 183,750 $ 56,000
DuPage, Illinois 4 $ 742,000 $ 185,500 $ 58,000
Elkhart, Indiana 4 $ 750,000 $ 187,500 $ 50,000
Hendricks, Indiana 4 $ 739,000 $ 184,750 $ 64,000
Porter, Indiana 4 $ 748,000 $ 187,000 $ 87,000
Linn, Iowa 4 $ 492,000 $ 123,000 $ 31,000
Butler, Kansas 4 $ 480,000 $ 120,000 $ 41,000
Boone, Kentucky 4 $ 732,000 $ 183,000 $ 88,000
Bullitt, Kentucky 4 $ 738,000 $ 184,500 $ 69,000
Penobscot, Maine 4 $ 704,000 $ 176,000 $ 37,000
Antrim, Michigan 4 $ 2,303,000 $ 575,750 $ 43,000
Livingston, Michigan 4 $ 853,000 $ 213,250 $ 82,000
Aitkin, Minnesota 4 $ 685,000 $ 171,250 $ 43,000
Pine, Minnesota 4 $ 613,000 $ 153,250 $ 46,000
Clay, Missouri 4 $ 797,000 $ 199,250 $ 78,000
Cascade, Montana 4 $ 595,000 $ 148,750 $ 43,000
Hunterdon, New Jersey 4 $ 843,000 $ 210,750 $ 75,000
Salem, New Jersey 4 $ 458,000 $ 114,500 $ 46,000
Dona Ana, New Mexico 4 $ 661,000 $ 165,250 $ 37,000
San Juan, New Mexico 4 $ 870,000 $ 217,500 $ 60,000
Santa Fe, New Mexico 4 $ 883,000 $ 220,750 $ 88,000
Greene, New York 4 $ 654,000 $ 163,500 $ 60,000
Jefferson, New York 4 $ 392,000 $ 98,000 $ 116,000
Seneca, New York 4 $ 353,000 $ 88,250 $ 38,000
Sullivan, New York 4 $ 731,000 $ 182,750 $ 58,000
Cleveland, North Carolina 4 $ 512,000 $ 128,000 $ 50,000
Cumberland, North Carolina 4 $ 455,000 $ 113,750 $ 63,000
Duplin, North Carolina 4 $ 347,000 $ 86,750 $ 41,000
Onslow, North Carolina 4 $ 525,000 $ 131,250 $ 38,000
Pender, North Carolina 4 $ 810,000 $ 202,500 $ 78,000
Rutherford, North Carolina 4 $ 604,000 $ 151,000 $ 78,000
Stanly, North Carolina 4 $ 593,000 $ 148,250 $ 45,000
Garfield, Oklahoma 4 $ 333,000 $ 83,250 $ 45,000
Columbia, Oregon 4 $ 1,014,000 $ 253,500 $ 58,000
Jackson, Oregon 4 $ 1,098,000 $ 274,500 $ 62,000
Josephine, Oregon 4 $ 1,130,000 $ 282,500 $ 104,000
Bedford, Pennsylvania 4 $ 525,000 $ 131,250 $ 49,000
Blair, Pennsylvania 4 $ 338,000 $ 84,500 $ 81,000
Carbon, Pennsylvania 4 $ 398,000 $ 99,500 $ 62,000
Fayette, Pennsylvania 4 $ 718,000 $ 179,500 $ 74,000
Indiana, Pennsylvania 4 $ 528,000 $ 132,000 $ 47,000
Beaufort, South Carolina 4 $ 832,000 $ 208,000 $ 60,000
Cherokee, South Carolina 4 $ 285,000 $ 71,250 $ 50,000
Orangeburg, South Carolina 4 $ 444,000 $ 111,000 $ 35,000
Claiborne, Tennessee 4 $ 402,000 $ 100,500 $ 24,000
Madison, Tennessee 4 $ 399,000 $ 99,750 $ 40,000
Tooele, Utah 4 $ 700,000 $ 175,000 $ 70,000
Washington, Utah 4 $ 859,000 $ 214,750 $ 60,000
Albemarle, Virginia 4 $ 647,000 $ 161,750 $ 40,000
James City, Virginia 4 $ 831,000 $ 207,750 $ 56,000
Orange, Virginia 4 $ 792,000 $ 198,000 $ 67,000
Prince George, Virginia 4 $ 936,000 $ 234,000 $ 69,000
Prince William, Virginia 4 $ 1,338,000 $ 334,500 $ 80,000
Rockingham, Virginia 4 $ 568,000 $ 142,000 $ 38,000
Spotsylvania, Virginia 4 $ 1,123,000 $ 280,750 $ 76,000
Oneida, Wisconsin 4 $ 732,000 $ 183,000 $ 48,000
Polk, Wisconsin 4 $ 732,000 $ 183,000 $ 56,000
Waukesha, Wisconsin 4 $ 838,000 $ 209,500 $ 67,000
Laramie, Wyoming 4 $ 767,000 $ 191,750 $ 41,000
Yavapai, Arizona 3 $ 745,000 $ 248,333 $ 72,000
Boone, Arkansas 3 $ 381,000 $ 127,000 $ 84,000
Conway, Arkansas 3 $ 256,000 $ 85,333 $ 43,000
St. Francis, Arkansas 3 $ 562,000 $ 187,333 $ 48,000
Merced, California 3 $ 758,000 $ 252,666 $ 62,000
Santa Barbara, California 3 $ 450,000 $ 150,000 $ 39,000
Tulare, California 3 $ 798,000 $ 266,000 $ 77,000
Boulder, Colorado 3 $ 746,000 $ 248,666 $ 70,000
Gadsden, Florida 3 $ 260,000 $ 86,666 $ 29,000
Indian River, Florida 3 $ 527,000 $ 175,666 $ 61,000
Okaloosa, Florida 3 $ 899,000 $ 299,666 $ 69,000
Santa Rosa, Florida 3 $ 393,000 $ 131,000 $ 39,000
Bartow, Georgia 3 $ 345,000 $ 115,000 $ 47,000
Crisp, Georgia 3 $ 386,000 $ 128,666 $ 55,000
Effingham, Georgia 3 $ 509,000 $ 169,666 $ 62,000
Elbert, Georgia 3 $ 399,000 $ 133,000 $ 60,000
Jasper, Georgia 3 $ 313,000 $ 104,333 $ 54,000
Lowndes, Georgia 3 $ 511,000 $ 170,333 $ 50,000
Madison, Georgia 3 $ 467,000 $ 155,666 $ 66,000
Polk, Georgia 3 $ 342,000 $ 114,000 $ 31,000
Stephens, Georgia 3 $ 399,000 $ 133,000 $ 48,000
Thomas, Georgia 3 $ 409,000 $ 136,333 $ 35,000
Marion, Illinois 3 $ 270,000 $ 90,000 $ 45,000
McHenry, Illinois 3 $ 543,000 $ 181,000 $ 67,000
Clark, Indiana 3 $ 450,000 $ 150,000 $ 42,000
Scott, Iowa 3 $ 228,000 $ 76,000 $ 34,000
Barren, Kentucky 3 $ 529,000 $ 176,333 $ 77,000
Bourbon, Kentucky 3 $ 368,000 $ 122,666 $ 64,000
Hardin, Kentucky 3 $ 460,000 $ 153,333 $ 59,000
Letcher, Kentucky 3 $ 282,000 $ 94,000 $ 26,000
Meade, Kentucky 3 $ 391,000 $ 130,333 $ 72,000
Spencer, Kentucky 3 $ 466,000 $ 155,333 $ 38,000
Allegany, Maryland 3 $ 417,000 $ 139,000 $ 67,000
Calvert, Maryland 3 $ 1,106,000 $ 368,666 $ 112,000
Kent, Maryland 3 $ 498,000 $ 166,000 $ 47,000
Talbot, Maryland 3 $ 576,000 $ 192,000 $ 62,000
Wicomico, Maryland 3 $ 630,000 $ 210,000 $ 58,000
Delta, Michigan 3 $ 434,000 $ 144,666 $ 48,000
Gogebic, Michigan 3 $ 330,000 $ 110,000 $ 57,000
Marquette, Michigan 3 $ 415,000 $ 138,333 $ 32,000
Missaukee, Michigan 3 $ 390,000 $ 130,000 $ 29,000
Ogemaw, Michigan 3 $ 387,000 $ 129,000 $ 53,000
St. Clair, Michigan 3 $ 564,000 $ 188,000 $ 65,000
Carver, Minnesota 3 $ 800,000 $ 266,666 $ 108,000
Dakota, Minnesota 3 $ 582,000 $ 194,000 $ 50,000
Scott, Minnesota 3 $ 850,000 $ 283,333 $ 95,000
Stearns, Minnesota 3 $ 489,000 $ 163,000 $ 48,000
Andrew, Missouri 3 $ 430,000 $ 143,333 $ 23,000
Jefferson, Missouri 3 $ 430,000 $ 143,333 $ 46,000
Johnson, Missouri 3 $ 341,000 $ 113,666 $ 60,000
Pulaski, Missouri 3 $ 448,000 $ 149,333 $ 54,000
St. Charles, Missouri 3 $ 722,000 $ 240,666 $ 78,000
Grafton, New Hampshire 3 $ 344,000 $ 114,666 $ 89,000
Merrimack, New Hampshire 3 $ 596,000 $ 198,666 $ 70,000
Strafford, New Hampshire 3 $ 644,000 $ 214,666 $ 62,000
Sandoval, New Mexico 3 $ 616,000 $ 205,333 $ 83,000
Chautauqua, New York 3 $ 266,000 $ 88,666 $ 43,000
Delaware, New York 3 $ 410,000 $ 136,666 $ 53,000
Herkimer, New York 3 $ 245,000 $ 81,666 $ 33,000
Madison, New York 3 $ 309,000 $ 103,000 $ 38,000
Camden, North Carolina 3 $ 747,000 $ 249,000 $ 81,000
Columbus, North Carolina 3 $ 311,000 $ 103,666 $ 41,000
Edgecombe, North Carolina 3 $ 266,000 $ 88,666 $ 54,000
Franklin, North Carolina 3 $ 477,000 $ 159,000 $ 49,000
Hertford, North Carolina 3 $ 249,000 $ 83,000 $ 53,000
Hoke, North Carolina 3 $ 437,000 $ 145,666 $ 52,000
Moore, North Carolina 3 $ 449,000 $ 149,666 $ 79,000
Randolph, North Carolina 3 $ 405,000 $ 135,000 $ 55,000
Robeson, North Carolina 3 $ 243,000 $ 81,000 $ 36,000
Rockingham, North Carolina 3 $ 260,000 $ 86,666 $ 32,000
Wilson, North Carolina 3 $ 550,000 $ 183,333 $ 91,000
Creek, Oklahoma 3 $ 489,000 $ 163,000 $ 43,000
Osage, Oklahoma 3 $ 297,000 $ 99,000 $ 39,000
Pittsburg, Oklahoma 3 $ 379,000 $ 126,333 $ 85,000
Linn, Oregon 3 $ 423,000 $ 141,000 $ 34,000
Umatilla, Oregon 3 $ 346,000 $ 115,333 $ 70,000
Armstrong, Pennsylvania 3 $ 319,000 $ 106,333 $ 31,000
Beaver, Pennsylvania 3 $ 295,000 $ 98,333 $ 48,000
Butler, Pennsylvania 3 $ 450,000 $ 150,000 $ 67,000
Lawrence, Pennsylvania 3 $ 373,000 $ 124,333 $ 63,000
Somerset, Pennsylvania 3 $ 354,000 $ 118,000 $ 58,000
Aiken, South Carolina 3 $ 487,000 $ 162,333 $ 63,000
Clarendon, South Carolina 3 $ 309,000 $ 103,000 $ 53,000
Darlington, South Carolina 3 $ 314,000 $ 104,666 $ 36,000
Kershaw, South Carolina 3 $ 458,000 $ 152,666 $ 57,000
Laurens, South Carolina 3 $ 426,000 $ 142,000 $ 44,000
Blount, Tennessee 3 $ 442,000 $ 147,333 $ 37,000
Cumberland, Tennessee 3 $ 248,000 $ 82,666 $ 61,000
Greene, Tennessee 3 $ 321,000 $ 107,000 $ 37,000
Knox, Tennessee 3 $ 453,000 $ 151,000 $ 49,000
Lawrence, Tennessee 3 $ 278,000 $ 92,666 $ 42,000
Rutherford, Tennessee 3 $ 353,000 $ 117,666 $ 33,000
Sequatchie, Tennessee 3 $ 322,000 $ 107,333 $ 46,000
Sumner, Tennessee 3 $ 475,000 $ 158,333 $ 57,000
Washington, Tennessee 3 $ 362,000 $ 120,666 $ 46,000
Cache, Utah 3 $ 491,000 $ 163,666 $ 102,000
Sevier, Utah 3 $ 358,000 $ 119,333 $ 36,000
Amelia, Virginia 3 $ 455,000 $ 151,666 $ 53,000
Bedford, Virginia 3 $ 603,000 $ 201,000 $ 55,000
Campbell, Virginia 3 $ 327,000 $ 109,000 $ 28,000
Caroline, Virginia 3 $ 517,000 $ 172,333 $ 54,000
Goochland, Virginia 3 $ 633,000 $ 211,000 $ 51,000
Halifax, Virginia 3 $ 304,000 $ 101,333 $ 44,000
Isle of Wight, Virginia 3 $ 826,000 $ 275,333 $ 75,000
Louisa, Virginia 3 $ 568,000 $ 189,333 $ 42,000
Montgomery, Virginia 3 $ 808,000 $ 269,333 $ 72,000
Roanoke City, Virginia 3 $ 337,000 $ 112,333 $ 37,000
Southampton, Virginia 3 $ 480,000 $ 160,000 $ 55,000
York, Virginia 3 $ 475,000 $ 158,333 $ 52,000
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Mortgage Loan Application Detail Totals for Premium Capital Funding LLC in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,457 $1,335,641,000 $206,000 $4,620,000 $67,000 $1,226,000
Home Purchase 912 $254,941,000 $279,000 $1,650,000 $105,000 $3,029,000
Home Improvement 76 $15,934,000 $209,000 $475,000 $70,000 $176,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,841 $601,655,000 $211,000 $4,620,000 $74,000 $1,226,000
Not Provided 2,751 $580,936,000 $211,000 $1,929,000 $68,000 $3,029,000
Black or African American 1,296 $274,495,000 $211,000 $1,250,000 $67,000 $634,000
Hispanic 449 $119,731,000 $266,000 $1,226,000 $79,000 $856,000
Asian 75 $21,787,000 $290,000 $704,000 $102,000 $304,000
American Indian or Alaskan Native 19 $3,878,000 $204,000 $412,000 $74,000 $223,000
Native Hawaiian or Other Pacific Islander 14 $4,034,000 $288,000 $730,000 $85,000 $232,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 5,933 $1,219,026,000 $205,000 $1,929,000 $63,000 $983,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,512 $387,490,000 $256,000 $4,620,000 $102,000 $3,029,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,457 $919,234,000 $206,000 $738,000 $68,000 $776,000
Application Denied By Financial Institution 1,608 $353,587,000 $219,000 $1,929,000 $69,000 $983,000
Application Approved But Not Accepted 1,094 $248,981,000 $227,000 $1,650,000 $79,000 $908,000
Application Withdrawn By Applicant 257 $77,694,000 $302,000 $4,620,000 $112,000 $3,029,000
File Closed For Incompleteness 28 $6,730,000 $240,000 $840,000 $80,000 $284,000
Loan Purchased By The Institution 1 $290,000 $290,000 $290,000 $102,000 $102,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 397 $90,523,000 $228,000 $1,000,000 $76,000 $438,000
Credit History 302 $56,982,000 $188,000 $571,000 $63,000 $856,000
Debt-To-Income Ratio 222 $56,039,000 $252,000 $1,929,000 $63,000 $983,000
Collateral 151 $29,290,000 $193,000 $594,000 $69,000 $329,000
Unverifiable Information 43 $10,788,000 $250,000 $617,000 $78,000 $198,000
Insufficient Cash (Downpayment, Closing Cost) 42 $9,595,000 $228,000 $434,000 $70,000 $174,000
Employment History 12 $2,670,000 $222,000 $645,000 $56,000 $113,000
Credit Application Incomplete 6 $1,102,000 $183,000 $246,000 $58,000 $80,000
Mortgage Insurance Denied 4 $1,247,000 $311,000 $412,000 $80,000 $115,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Capital Funding LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Premium Capital Funding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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