Primelending Mortgage Lending & HMDA Data, 2004
In 2004, Primelending of Dallas, TX reported 8,683 mortgage applications totaling $1.3 billion, down 30% from 2003. The average application was for $147,306, and applicants reported an average income of $73,315. 86% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Dallas-Plano-Irving, TX (4,124), Fort Worth-Arlington, TX (775) and Austin-Round Rock, TX (648) (applications in parentheses).
| Mortgage Company & Address | Primelending 18111 Preston Road Suite 900 Dallas, TX 75252 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,683 |
| Total Mortgage Loan Application Amount | $1,279,058,000 |
| Average Mortgage Loan Application Amount | $147,306 |
| Highest Mortgage Loan Application Amount | $4,400,000 |
| Average Applicant Income | $73,315 |
| Highest Applicant Income | $2,742,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Primelending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 4,124 | $ 633,091,000 | $ 153,513 | $ 75,000 |
| Fort Worth-Arlington, TX | 775 | $ 99,337,000 | $ 128,176 | $ 67,000 |
| Austin-Round Rock, TX | 648 | $ 94,392,000 | $ 145,666 | $ 68,000 |
| St. Louis, MO-IL | 390 | $ 49,232,000 | $ 126,235 | $ 61,000 |
| Houston-Baytown-Sugar Land, TX | 331 | $ 42,039,000 | $ 127,006 | $ 63,000 |
| Phoenix-Mesa-Scottsdale, AZ | 132 | $ 15,010,000 | $ 113,712 | $ 47,000 |
| San Antonio, TX | 119 | $ 17,195,000 | $ 144,495 | $ 57,000 |
| Raleigh-Cary, NC | 77 | $ 11,469,000 | $ 148,948 | $ 66,000 |
| Lubbock, TX | 64 | $ 9,522,000 | $ 148,781 | $ 87,000 |
| Cincinnati-Middletown, OH-KY-IN | 58 | $ 6,821,000 | $ 117,603 | $ 55,000 |
| Baton Rouge, LA | 47 | $ 4,643,000 | $ 98,787 | $ 58,000 |
| Atlanta-Sandy Springs-Marietta, GA | 44 | $ 7,461,000 | $ 169,568 | $ 68,000 |
| Oklahoma City, OK | 44 | $ 7,281,000 | $ 165,477 | $ 95,000 |
| Cleveland-Elyria-Mentor, OH | 36 | $ 6,123,000 | $ 170,083 | $ 76,000 |
| Anchorage, AK | 31 | $ 4,603,000 | $ 148,483 | $ 6,000 |
| Sherman-Denison, TX | 30 | $ 3,523,000 | $ 117,433 | $ 105,000 |
| New Orleans-Metairie-Kenner, LA | 28 | $ 2,911,000 | $ 103,964 | $ 60,000 |
| Chicago-Naperville-Joliet, IL | 27 | $ 6,949,000 | $ 257,370 | $ 0 |
| Denver-Aurora, CO | 26 | $ 3,679,000 | $ 141,500 | $ 73,000 |
| Las Vegas-Paradise, NV | 22 | $ 6,824,000 | $ 310,181 | $ 98,000 |
| Little Rock-North Little Rock, AR | 22 | $ 2,306,000 | $ 104,818 | $ 25,000 |
| Charlotte-Gastonia-Concord, NC-SC | 21 | $ 4,181,000 | $ 199,095 | $ 106,000 |
| Killeen-Temple-Fort Hood, TX | 21 | $ 1,650,000 | $ 78,571 | $ 35,000 |
| Durham, NC | 20 | $ 1,875,000 | $ 93,750 | $ 34,000 |
| Fayetteville, NC | 20 | $ 2,612,000 | $ 130,600 | $ 47,000 |
| Houma-Bayou Cane-Thibodaux, LA | 20 | $ 1,768,000 | $ 88,400 | $ 46,000 |
| Los Angeles-Long Beach-Glendale, CA | 20 | $ 8,086,000 | $ 404,300 | $ 159,000 |
| Birmingham-Hoover, AL | 18 | $ 2,748,000 | $ 152,666 | $ 81,000 |
| Tyler, TX | 18 | $ 1,739,000 | $ 96,611 | $ 66,000 |
| Louisville, KY-IN | 17 | $ 2,090,000 | $ 122,941 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 16 | $ 1,745,000 | $ 109,062 | $ 41,000 |
| El Paso, TX | 16 | $ 1,993,000 | $ 124,562 | $ 77,000 |
| Orlando, FL | 16 | $ 3,058,000 | $ 191,125 | $ 60,000 |
| Asheville, NC | 15 | $ 2,368,000 | $ 157,866 | $ 79,000 |
| College Station-Bryan, TX | 15 | $ 1,648,000 | $ 109,866 | $ 68,000 |
| Fairbanks, AK | 15 | $ 2,019,000 | $ 134,600 | $ 15,000 |
| Sarasota-Bradenton-Venice, FL | 15 | $ 2,637,000 | $ 175,800 | $ 119,000 |
| Tulsa, OK | 15 | $ 1,928,000 | $ 128,533 | $ 47,000 |
| Des Moines, IA | 14 | $ 1,555,000 | $ 111,071 | $ 32,000 |
| Tampa-St. Petersburg-Clearwater, FL | 14 | $ 1,754,000 | $ 125,285 | $ 53,000 |
| Corpus Christi, TX | 13 | $ 1,282,000 | $ 98,615 | $ 87,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 13 | $ 3,427,000 | $ 263,615 | $ 76,000 |
| Shreveport-Bossier City, LA | 13 | $ 496,000 | $ 38,153 | $ 81,000 |
| Baltimore-Towson, MD | 12 | $ 1,719,000 | $ 143,250 | $ 71,000 |
| Columbus, OH | 12 | $ 2,962,000 | $ 246,833 | $ 94,000 |
| Miami-Miami Beach-Kendall, FL | 12 | $ 1,579,000 | $ 131,583 | $ 46,000 |
| Philadelphia, PA | 12 | $ 2,259,000 | $ 188,250 | $ 51,000 |
| Santa Ana-Anaheim-Irvine, CA | 12 | $ 5,892,000 | $ 491,000 | $ 198,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 2,009,000 | $ 182,636 | $ 108,000 |
| Seattle-Bellevue-Everett, WA | 11 | $ 2,349,000 | $ 213,545 | $ 101,000 |
| Bethesda-Frederick-Gaithersburg, MD | 10 | $ 1,784,000 | $ 178,400 | $ 92,000 |
| Brownsville-Harlingen, TX | 10 | $ 1,108,000 | $ 110,800 | $ 117,000 |
| Charleston-North Charleston, SC | 10 | $ 1,026,000 | $ 102,600 | $ 62,000 |
| Midland, TX | 10 | $ 544,000 | $ 54,400 | $ 58,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 1,495,000 | $ 149,500 | $ 70,000 |
| Richmond, VA | 10 | $ 1,406,000 | $ 140,600 | $ 24,000 |
| Waco, TX | 10 | $ 928,000 | $ 92,800 | $ 100,000 |
| Colorado Springs, CO | 9 | $ 1,267,000 | $ 140,777 | $ 98,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 1,211,000 | $ 134,555 | $ 43,000 |
| Akron, OH | 8 | $ 866,000 | $ 108,250 | $ 24,000 |
| Dayton, OH | 8 | $ 390,000 | $ 48,750 | $ 81,000 |
| Memphis, TN-MS-AR | 8 | $ 747,000 | $ 93,375 | $ 55,000 |
| New York-Wayne-White Plains, NY-NJ | 8 | $ 3,793,000 | $ 474,125 | $ 196,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 1,263,000 | $ 157,875 | $ 49,000 |
| Warren-Farmington Hills-Troy, MI | 8 | $ 1,434,000 | $ 179,250 | $ 132,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 1,688,000 | $ 241,142 | $ 70,000 |
| Knoxville, TN | 7 | $ 845,000 | $ 120,714 | $ 50,000 |
| McAllen-Edinburg-Pharr, TX | 7 | $ 837,000 | $ 119,571 | $ 55,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 1,836,000 | $ 262,285 | $ 0 |
| Nashville-Davidson--Murfreesboro, TN | 7 | $ 1,561,000 | $ 223,000 | $ 63,000 |
| Pittsburgh, PA | 7 | $ 785,000 | $ 112,142 | $ 54,000 |
| Tallahassee, FL | 7 | $ 921,000 | $ 131,571 | $ 85,000 |
| Beaumont-Port Arthur, TX | 6 | $ 544,000 | $ 90,666 | $ 59,000 |
| Greensboro-High Point, NC | 6 | $ 765,000 | $ 127,500 | $ 87,000 |
| New Haven-Milford, CT | 6 | $ 1,344,000 | $ 224,000 | $ 17,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 1,340,000 | $ 223,333 | $ 61,000 |
| Salt Lake City, UT | 6 | $ 1,472,000 | $ 245,333 | $ 209,000 |
| Springfield, MO | 6 | $ 513,000 | $ 85,500 | $ 154,000 |
| Tucson, AZ | 6 | $ 782,000 | $ 130,333 | $ 138,000 |
| Boise City-Nampa, ID | 5 | $ 1,383,000 | $ 276,600 | $ 0 |
| Cape Coral-Fort Myers, FL | 5 | $ 864,000 | $ 172,800 | $ 62,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 409,000 | $ 81,800 | $ 72,000 |
| Jacksonville, FL | 5 | $ 611,000 | $ 122,200 | $ 55,000 |
| Kansas City, MO-KS | 5 | $ 789,000 | $ 157,800 | $ 135,000 |
| Lakeland, FL | 5 | $ 613,000 | $ 122,600 | $ 63,000 |
| Nassau-Suffolk, NY | 5 | $ 5,779,000 | $ 1,155,800 | $ 246,000 |
| San Angelo, TX | 5 | $ 761,000 | $ 152,200 | $ 210,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 2,705,000 | $ 541,000 | $ 204,000 |
| Tacoma, WA | 5 | $ 781,000 | $ 156,200 | $ 70,000 |
| Wichita Falls, TX | 5 | $ 684,000 | $ 136,800 | $ 84,000 |
| Cedar Rapids, IA | 4 | $ 394,000 | $ 98,500 | $ 46,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 604,000 | $ 151,000 | $ 55,000 |
| Gulfport-Biloxi, MS | 4 | $ 627,000 | $ 156,750 | $ 79,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 754,000 | $ 188,500 | $ 108,000 |
| Jackson, MS | 4 | $ 881,000 | $ 220,250 | $ 106,000 |
| Manchester-Nashua, NH | 4 | $ 702,000 | $ 175,500 | $ 64,000 |
| Panama City-Lynn Haven, FL | 4 | $ 532,000 | $ 133,000 | $ 59,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 410,000 | $ 102,500 | $ 57,000 |
| Rockingham County-Strafford County, NH | 4 | $ 904,000 | $ 226,000 | $ 70,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 263,000 | $ 65,750 | $ 51,000 |
| Spartanburg, SC | 4 | $ 299,000 | $ 74,750 | $ 96,000 |
| Stockton, CA | 4 | $ 797,000 | $ 199,250 | $ 64,000 |
| Wichita, KS | 4 | $ 392,000 | $ 98,000 | $ 18,000 |
| Wilmington, NC | 4 | $ 435,000 | $ 108,750 | $ 58,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 444,000 | $ 148,000 | $ 25,000 |
| Amarillo, TX | 3 | $ 296,000 | $ 98,666 | $ 36,000 |
| Barnstable Town, MA | 3 | $ 570,000 | $ 190,000 | $ 131,000 |
| Detroit-Livonia-Dearborn, MI | 3 | $ 399,000 | $ 133,000 | $ 46,000 |
| Dothan, AL | 3 | $ 351,000 | $ 117,000 | $ 90,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 539,000 | $ 179,666 | $ 0 |
| Longview, TX | 3 | $ 279,000 | $ 93,000 | $ 75,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 3 | $ 429,000 | $ 143,000 | $ 227,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 372,000 | $ 124,000 | $ 59,000 |
| St. Cloud, MN | 3 | $ 220,000 | $ 73,333 | $ 28,000 |
| Syracuse, NY | 3 | $ 205,000 | $ 68,333 | $ 42,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 252,000 | $ 84,000 | $ 63,000 |
| Wilmington, DE-MD-NJ | 3 | $ 612,000 | $ 204,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 2 | $ 311,000 | $ 155,500 | $ 92,000 |
| Athens-Clarke County, GA | 2 | $ 153,000 | $ 76,500 | $ 60,000 |
| Bakersfield, CA | 2 | $ 375,000 | $ 187,500 | $ 102,000 |
| Bend, OR | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Boulder, CO | 2 | $ 366,000 | $ 183,000 | $ 115,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Canton-Massillon, OH | 2 | $ 262,000 | $ 131,000 | $ 78,000 |
| Cheyenne, WY | 2 | $ 202,000 | $ 101,000 | $ 89,000 |
| Columbia, MO | 2 | $ 207,000 | $ 103,500 | $ 78,000 |
| Edison, NJ | 2 | $ 284,000 | $ 142,000 | $ 110,000 |
| Gainesville, GA | 2 | $ 553,000 | $ 276,500 | $ 0 |
| Greenville, SC | 2 | $ 248,000 | $ 124,000 | $ 96,000 |
| Harrisburg-Carlisle, PA | 2 | $ 171,000 | $ 85,500 | $ 47,000 |
| Hattiesburg, MS | 2 | $ 116,000 | $ 58,000 | $ 32,000 |
| Hot Springs, AR | 2 | $ 180,000 | $ 90,000 | $ 91,000 |
| Huntsville, AL | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
| Indianapolis, IN | 2 | $ 423,000 | $ 211,500 | $ 52,000 |
| Iowa City, IA | 2 | $ 133,000 | $ 66,500 | $ 50,000 |
| Laredo, TX | 2 | $ 167,000 | $ 83,500 | $ 29,000 |
| Lynchburg, VA | 2 | $ 91,000 | $ 45,500 | $ 46,000 |
| Medford, OR | 2 | $ 482,000 | $ 241,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 95,000 | $ 47,500 | $ 56,000 |
| Monroe, LA | 2 | $ 170,000 | $ 85,000 | $ 97,000 |
| Morristown, TN | 2 | $ 199,000 | $ 99,500 | $ 35,000 |
| Naples-Marco Island, FL | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Punta Gorda, FL | 2 | $ 212,000 | $ 106,000 | $ 14,000 |
| Roanoke, VA | 2 | $ 808,000 | $ 404,000 | $ 94,000 |
| Rochester, MN | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Rockford, IL | 2 | $ 159,000 | $ 79,500 | $ 42,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 347,000 | $ 173,500 | $ 106,000 |
| Salinas, CA | 2 | $ 1,830,000 | $ 915,000 | $ 436,000 |
| San Diego-Carlsbad-San Marcos, CA | 2 | $ 694,000 | $ 347,000 | $ 107,000 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 1,290,000 | $ 645,000 | $ 153,000 |
| Savannah, GA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| St. George, UT | 2 | $ 118,000 | $ 59,000 | $ 41,000 |
| Tuscaloosa, AL | 2 | $ 245,000 | $ 122,500 | $ 149,000 |
| Victoria, TX | 2 | $ 161,000 | $ 80,500 | $ 114,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2 | $ 337,000 | $ 168,500 | $ 51,000 |
| Abilene, TX | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Albuquerque, NM | 1 | $ 240,000 | $ 240,000 | $ 68,000 |
| Auburn-Opelika, AL | 1 | $ 69,000 | $ 69,000 | $ 274,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Billings, MT | 1 | $ 144,000 | $ 144,000 | $ 144,000 |
| Binghamton, NY | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Bismarck, ND | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Bloomington, IN | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Boston-Quincy, MA | 1 | $ 359,000 | $ 359,000 | $ 120,000 |
| Bremerton-Silverdale, WA | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Charleston, WV | 1 | $ 144,000 | $ 144,000 | $ 95,000 |
| Chattanooga, TN-GA | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Cleveland, TN | 1 | $ 109,000 | $ 109,000 | $ 79,000 |
| Columbus, GA-AL | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| El Centro, CA | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Erie, PA | 1 | $ 143,000 | $ 143,000 | $ 76,000 |
| Essex County, MA | 1 | $ 319,000 | $ 319,000 | $ 64,000 |
| Florence-Muscle Shoals, AL | 1 | $ 47,000 | $ 47,000 | $ 33,000 |
| Fort Smith, AR-OK | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Fresno, CA | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Gadsden, AL | 1 | $ 170,000 | $ 170,000 | $ 80,000 |
| Goldsboro, NC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Greeley, CO | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Greenville, NC | 1 | $ 204,000 | $ 204,000 | $ 121,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 198,000 | $ 198,000 | $ 67,000 |
| Holland-Grand Haven, MI | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Janesville, WI | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Kennewick-Richland-Pasco, WA | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Lafayette, IN | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Las Cruces, NM | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Lexington-Fayette, KY | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Madison, WI | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Mobile, AL | 1 | $ 61,000 | $ 61,000 | $ 60,000 |
| Modesto, CA | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Montgomery, AL | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Muncie, IN | 1 | $ 44,000 | $ 44,000 | $ 144,000 |
| Napa, CA | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Newark-Union, NJ-PA | 1 | $ 209,000 | $ 209,000 | $ 100,000 |
| Odessa, TX | 1 | $ 66,000 | $ 66,000 | $ 87,000 |
| Olympia, WA | 1 | $ 178,000 | $ 178,000 | $ 59,000 |
| Parkersburg-Marietta, WV-OH | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Port St. Lucie-Fort Pierce, FL | 1 | $ 60,000 | $ 60,000 | $ 173,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Prescott, AZ | 1 | $ 740,000 | $ 740,000 | $ 671,000 |
| Reading, PA | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Reno-Sparks, NV | 1 | $ 334,000 | $ 334,000 | $ 90,000 |
| Rochester, NY | 1 | $ 516,000 | $ 516,000 | $ 180,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 330,000 | $ 330,000 | $ 145,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Santa Fe, NM | 1 | $ 194,000 | $ 194,000 | $ 158,000 |
| Sioux City, IA-NE-SD | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Springfield, MA | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Terre Haute, IN | 1 | $ 139,000 | $ 139,000 | $ 88,000 |
| Toledo, OH | 1 | $ 77,000 | $ 77,000 | $ 23,000 |
| Vallejo-Fairfield, CA | 1 | $ 267,000 | $ 267,000 | $ 71,000 |
| Warner Robins, GA | 1 | $ 264,000 | $ 264,000 | $ 108,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 401,000 | $ 401,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Wausau, WI | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 92,000 | $ 92,000 | $ 65,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 332,000 | $ 332,000 | $ 180,000 |
| Yuba City, CA | 1 | $ 164,000 | $ 164,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Primelending in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,405 | $787,881,000 | $174,159 | $2,500,000 | $93,068 | $2,742,000 |
| Refinancing | 3,278 | $491,177,000 | $190,162 | $4,400,000 | $54,465 | $1,211,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,184 | $914,153,000 | $156,952 | $2,500,000 | $86,928 | $2,742,000 |
| Not Provided | 852 | $151,129,000 | $178,852 | $1,600,000 | $80,500 | $1,211,000 |
| Black or African American | 598 | $74,209,000 | $119,500 | $1,058,000 | $46,954 | $600,000 |
| Hispanic | 581 | $72,563,000 | $218,473 | $4,400,000 | $79,842 | $960,000 |
| Asian | 218 | $32,494,000 | $172,846 | $1,000,000 | $62,923 | $936,000 |
| Not applicable | 173 | $24,555,000 | $199,100 | $712,000 | $2,900 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 46 | $4,821,000 | $115,833 | $414,000 | $61,166 | $200,000 |
| American Indian or Alaskan Native | 31 | $5,134,000 | $199,375 | $632,000 | $84,625 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,697 | $1,035,704,000 | $179,604 | $4,400,000 | $82,166 | $2,742,000 |
| FHA-insured (Federal Housing Administration) | 1,698 | $202,644,000 | $114,827 | $244,000 | $25,344 | $200,000 |
| VA-guaranteed (Veterans Administration) | 287 | $40,560,000 | $133,137 | $248,000 | $33,448 | $436,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $150,000 | $150,000 | $150,000 | $60,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,471 | $1,112,362,000 | $171,538 | $4,400,000 | $91,794 | $2,742,000 |
| Application Denied By Financial Institution | 504 | $63,298,000 | $128,687 | $1,600,000 | $50,375 | $1,000,000 |
| Application Approved But Not Accepted | 283 | $38,094,000 | $139,900 | $1,000,000 | $54,750 | $805,000 |
| Application Withdrawn By Applicant | 261 | $41,992,000 | $157,210 | $1,600,000 | $86,578 | $720,000 |
| Loan Purchased By The Institution | 156 | $22,549,000 | $198,000 | $712,000 | $0 | $0 |
| File Closed For Incompleteness | 8 | $763,000 | $95,500 | $172,000 | $126,000 | $252,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 244 | $33,315,000 | $115,576 | $1,385,000 | $51,038 | $1,000,000 |
| Credit History | 136 | $14,990,000 | $114,333 | $484,000 | $43,761 | $308,000 |
| Other | 43 | $4,815,000 | $145,428 | $432,000 | $55,285 | $300,000 |
| Debt-To-Income Ratio | 34 | $5,063,000 | $180,444 | $1,600,000 | $89,000 | $436,000 |
| Collateral | 27 | $2,494,000 | $102,700 | $299,000 | $48,200 | $340,000 |
| Unverifiable Information | 9 | $1,391,000 | $153,333 | $334,000 | $65,333 | $332,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $560,000 | $95,000 | $132,000 | $56,000 | $60,000 |
| Employment History | 4 | $543,000 | $135,750 | $267,000 | $57,500 | $80,000 |
| Mortgage Insurance Denied | 1 | $127,000 | $127,000 | $127,000 | $88,000 | $88,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Primelending's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Primelending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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