Provident Funding Associates Mortgage Lending & HMDA Data, 2005

In 2005, Provident Funding Associates of Santa Rosa, CA reported 58,805 mortgage applications totaling $14.2 billion, down 22% from 2004. The average application was for $242,078, and applicants reported an average income of $100,822. 68% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (3,149), Chicago-Naperville-Joliet, IL (2,548) and Seattle-Bellevue-Everett, WA (1,969) (applications in parentheses).

Mortgage Company & Address Provident Funding Associates
1235 North Dutton Ave Ste E
Santa Rosa, CA 95401
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 58,805
Total Mortgage Loan Application Amount $14,235,407,000
Average Mortgage Loan Application Amount $242,078
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $100,822
Highest Applicant Income $9,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Provident Funding Associates by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 3,044 $ 702,821,000 $ 230,887 $ 104,000
Los Angeles, California 1,749 $ 533,314,000 $ 304,925 $ 119,000
King, Washington 1,651 $ 473,903,000 $ 287,039 $ 114,000
Santa Clara, California 1,459 $ 613,884,000 $ 420,756 $ 125,000
Cook, Illinois 1,365 $ 349,049,000 $ 255,713 $ 106,000
Salt Lake, Utah 1,303 $ 239,820,000 $ 184,052 $ 82,000
Clark, Nevada 1,292 $ 319,120,000 $ 246,996 $ 94,000
San Diego, California 1,224 $ 402,290,000 $ 328,668 $ 113,000
Sacramento, California 1,078 $ 283,719,000 $ 263,190 $ 96,000
Alameda, California 993 $ 376,043,000 $ 378,693 $ 121,000
Orange, California 804 $ 266,775,000 $ 331,809 $ 126,000
Riverside, California 644 $ 171,462,000 $ 266,245 $ 103,000
Contra Costa, California 608 $ 194,842,000 $ 320,463 $ 122,000
Hartford, Connecticut 596 $ 120,718,000 $ 202,546 $ 104,000
DuPage, Illinois 584 $ 150,141,000 $ 257,090 $ 116,000
Oakland, Michigan 574 $ 141,442,000 $ 246,414 $ 110,000
Hennepin, Minnesota 571 $ 137,314,000 $ 240,479 $ 108,000
Utah, Utah 533 $ 97,469,000 $ 182,868 $ 75,000
Davis, Utah 518 $ 88,383,000 $ 170,623 $ 84,000
San Bernardino, California 514 $ 127,596,000 $ 248,241 $ 106,000
New Haven, Connecticut 513 $ 107,125,000 $ 208,820 $ 100,000
Washington, Oregon 480 $ 104,854,000 $ 218,445 $ 92,000
Lake, Illinois 467 $ 130,779,000 $ 280,040 $ 123,000
Montgomery, Maryland 459 $ 147,760,000 $ 321,917 $ 116,000
Ventura, California 458 $ 145,860,000 $ 318,471 $ 131,000
Jefferson, Colorado 451 $ 103,057,000 $ 228,507 $ 97,000
Collin, Texas 435 $ 82,864,000 $ 190,491 $ 133,000
Douglas, Colorado 432 $ 116,725,000 $ 270,196 $ 111,000
Multnomah, Oregon 425 $ 85,329,000 $ 200,774 $ 94,000
Wake, North Carolina 423 $ 89,424,000 $ 211,404 $ 104,000
Arapahoe, Colorado 414 $ 92,521,000 $ 223,480 $ 100,000
Middlesex, Massachusetts 412 $ 129,416,000 $ 314,116 $ 119,000
Mecklenburg, North Carolina 409 $ 86,998,000 $ 212,709 $ 103,000
Sonoma, California 387 $ 111,635,000 $ 288,462 $ 92,000
Denver, Colorado 379 $ 94,510,000 $ 249,366 $ 97,000
Fairfax, Virginia 376 $ 126,727,000 $ 337,039 $ 119,000
San Joaquin, California 368 $ 100,563,000 $ 273,269 $ 94,000
San Mateo, California 367 $ 142,201,000 $ 387,468 $ 189,000
Placer, California 352 $ 100,617,000 $ 285,843 $ 116,000
Solano, California 349 $ 100,941,000 $ 289,229 $ 103,000
Fulton, Georgia 340 $ 88,296,000 $ 259,694 $ 127,000
Orange, Florida 325 $ 63,684,000 $ 195,950 $ 87,000
Snohomish, Washington 318 $ 78,584,000 $ 247,119 $ 112,000
Wayne, Michigan 310 $ 67,975,000 $ 219,274 $ 97,000
Dallas, Texas 296 $ 54,798,000 $ 185,128 $ 129,000
Cobb, Georgia 290 $ 60,091,000 $ 207,210 $ 111,000
Hillsborough, Florida 289 $ 56,994,000 $ 197,211 $ 88,000
Palm Beach, Florida 285 $ 68,888,000 $ 241,712 $ 108,000
Marion, Indiana 282 $ 45,401,000 $ 160,996 $ 95,000
Boulder, Colorado 278 $ 75,760,000 $ 272,517 $ 121,000
Clackamas, Oregon 278 $ 65,505,000 $ 235,629 $ 158,000
Norfolk, Massachusetts 277 $ 81,273,000 $ 293,404 $ 122,000
Duval, Florida 275 $ 46,680,000 $ 169,745 $ 109,000
Larimer, Colorado 274 $ 52,012,000 $ 189,824 $ 90,000
Macomb, Michigan 271 $ 49,182,000 $ 181,483 $ 79,000
Broward, Florida 270 $ 69,244,000 $ 256,459 $ 113,000
Fairfield, Connecticut 263 $ 84,445,000 $ 321,083 $ 131,000
Gwinnett, Georgia 259 $ 52,653,000 $ 203,293 $ 91,000
Dakota, Minnesota 254 $ 56,834,000 $ 223,755 $ 93,000
Hamilton, Indiana 249 $ 57,402,000 $ 230,530 $ 143,000
Washoe, Nevada 248 $ 63,695,000 $ 256,834 $ 95,000
Bucks, Pennsylvania 245 $ 58,313,000 $ 238,012 $ 103,000
Pierce, Washington 236 $ 48,576,000 $ 205,830 $ 91,000
El Dorado, California 234 $ 67,096,000 $ 286,735 $ 137,000
Will, Illinois 232 $ 55,569,000 $ 239,521 $ 100,000
Weber, Utah 232 $ 34,243,000 $ 147,599 $ 73,000
Stanislaus, California 230 $ 55,604,000 $ 241,756 $ 86,000
Plymouth, Massachusetts 230 $ 65,243,000 $ 283,665 $ 122,000
Pima, Arizona 228 $ 49,454,000 $ 216,903 $ 99,000
Jefferson, Kentucky 225 $ 44,679,000 $ 198,573 $ 110,000
Montgomery, Pennsylvania 216 $ 49,841,000 $ 230,745 $ 130,000
Oklahoma, Oklahoma 200 $ 28,691,000 $ 143,455 $ 91,000
Denton, Texas 200 $ 40,411,000 $ 202,055 $ 122,000
Clark, Washington 200 $ 38,237,000 $ 191,185 $ 73,000
Pinellas, Florida 198 $ 39,550,000 $ 199,747 $ 93,000
Harris, Texas 196 $ 36,798,000 $ 187,744 $ 114,000
Kane, Illinois 190 $ 45,651,000 $ 240,268 $ 105,000
Hamilton, Ohio 190 $ 33,306,000 $ 175,294 $ 97,000
Ramsey, Minnesota 189 $ 37,383,000 $ 197,793 $ 72,000
Summit, Ohio 185 $ 32,729,000 $ 176,913 $ 93,000
Essex, Massachusetts 176 $ 48,579,000 $ 276,017 $ 110,000
Fresno, California 174 $ 35,927,000 $ 206,477 $ 81,000
Jefferson, Louisiana 174 $ 25,667,000 $ 147,511 $ 87,000
Worcester, Massachusetts 174 $ 43,603,000 $ 250,591 $ 108,000
Cuyahoga, Ohio 171 $ 35,255,000 $ 206,169 $ 127,000
Seminole, Florida 167 $ 32,621,000 $ 195,335 $ 86,000
El Paso, Colorado 163 $ 34,614,000 $ 212,355 $ 98,000
San Francisco, California 161 $ 62,842,000 $ 390,322 $ 130,000
Allegheny, Pennsylvania 160 $ 23,327,000 $ 145,793 $ 93,000
Anoka, Minnesota 157 $ 30,469,000 $ 194,070 $ 78,000
Franklin, Ohio 157 $ 27,536,000 $ 175,388 $ 96,000
Loudoun, Virginia 155 $ 53,668,000 $ 346,245 $ 114,000
DeKalb, Georgia 154 $ 36,618,000 $ 237,779 $ 98,000
Bristol, Massachusetts 154 $ 37,410,000 $ 242,922 $ 90,000
Adams, Colorado 153 $ 27,826,000 $ 181,869 $ 82,000
Delaware, Pennsylvania 151 $ 29,118,000 $ 192,834 $ 95,000
Tarrant, Texas 151 $ 26,568,000 $ 175,947 $ 124,000
Middlesex, New Jersey 148 $ 35,117,000 $ 237,277 $ 98,000
Philadelphia, Pennsylvania 148 $ 22,233,000 $ 150,222 $ 75,000
Stark, Ohio 140 $ 22,191,000 $ 158,507 $ 97,000
St. Louis, Missouri 137 $ 29,548,000 $ 215,678 $ 99,000
Travis, Texas 136 $ 29,087,000 $ 213,875 $ 146,000
Washtenaw, Michigan 134 $ 33,881,000 $ 252,843 $ 113,000
New Hanover, North Carolina 133 $ 28,524,000 $ 214,466 $ 120,000
Chester, Pennsylvania 132 $ 30,954,000 $ 234,500 $ 135,000
Washington, Minnesota 127 $ 27,960,000 $ 220,157 $ 94,000
Yolo, California 125 $ 33,825,000 $ 270,600 $ 97,000
Middlesex, Connecticut 122 $ 25,135,000 $ 206,024 $ 93,000
Providence, Rhode Island 122 $ 24,474,000 $ 200,606 $ 67,000
Barnstable, Massachusetts 120 $ 29,860,000 $ 248,833 $ 110,000
Scott, Minnesota 120 $ 29,454,000 $ 245,450 $ 92,000
Johnson, Kansas 113 $ 23,168,000 $ 205,026 $ 117,000
Kent, Rhode Island 113 $ 22,060,000 $ 195,221 $ 90,000
Washington, Utah 113 $ 19,047,000 $ 168,557 $ 78,000
Prince William, Virginia 113 $ 35,588,000 $ 314,938 $ 109,000
Tolland, Connecticut 112 $ 20,194,000 $ 180,303 $ 93,000
McHenry, Illinois 112 $ 23,792,000 $ 212,428 $ 93,000
Tulsa, Oklahoma 112 $ 17,089,000 $ 152,580 $ 81,000
Yavapai, Arizona 111 $ 24,059,000 $ 216,747 $ 154,000
Cherokee, Georgia 110 $ 22,255,000 $ 202,318 $ 82,000
Forsyth, Georgia 108 $ 27,766,000 $ 257,092 $ 123,000
Suffolk, Massachusetts 106 $ 29,469,000 $ 278,009 $ 107,000
Pinal, Arizona 105 $ 19,171,000 $ 182,580 $ 82,000
San Luis Obispo, California 105 $ 28,831,000 $ 274,580 $ 104,000
Baltimore, Maryland 104 $ 24,665,000 $ 237,163 $ 83,000
Union, North Carolina 103 $ 25,503,000 $ 247,601 $ 109,000
Miami-Dade, Florida 102 $ 25,101,000 $ 246,088 $ 144,000
Orleans, Louisiana 101 $ 20,479,000 $ 202,762 $ 96,000
St. Tammany, Louisiana 101 $ 16,776,000 $ 166,099 $ 101,000
Santa Cruz, California 100 $ 33,564,000 $ 335,640 $ 126,000
Ocean, New Jersey 99 $ 23,375,000 $ 236,111 $ 129,000
Lee, Florida 98 $ 20,204,000 $ 206,163 $ 113,000
Kern, California 94 $ 18,767,000 $ 199,648 $ 84,000
Bergen, New Jersey 94 $ 31,070,000 $ 330,531 $ 131,000
Monmouth, New Jersey 94 $ 26,053,000 $ 277,159 $ 121,000
Monterey, California 93 $ 30,856,000 $ 331,784 $ 123,000
Butler, Ohio 93 $ 16,452,000 $ 176,903 $ 105,000
Carver, Minnesota 92 $ 21,158,000 $ 229,978 $ 93,000
Nevada, California 91 $ 22,967,000 $ 252,384 $ 126,000
Lane, Oregon 91 $ 15,867,000 $ 174,362 $ 79,000
Pasco, Florida 89 $ 15,023,000 $ 168,797 $ 105,000
Summit, Utah 89 $ 27,239,000 $ 306,056 $ 160,000
Volusia, Florida 86 $ 16,536,000 $ 192,279 $ 118,000
Howard, Maryland 84 $ 26,289,000 $ 312,964 $ 103,000
Marin, California 83 $ 31,225,000 $ 376,204 $ 148,000
Alachua, Florida 83 $ 12,631,000 $ 152,180 $ 86,000
Kenton, Kentucky 83 $ 14,005,000 $ 168,734 $ 111,000
Anne Arundel, Maryland 83 $ 21,604,000 $ 260,289 $ 85,000
Santa Barbara, California 82 $ 26,175,000 $ 319,207 $ 310,000
Morris, New Jersey 82 $ 24,390,000 $ 297,439 $ 137,000
Brevard, Florida 81 $ 16,326,000 $ 201,555 $ 80,000
Warren, Ohio 81 $ 16,408,000 $ 202,567 $ 107,000
Prince George's, Maryland 80 $ 19,888,000 $ 248,600 $ 112,000
Washington, Arkansas 78 $ 14,171,000 $ 181,679 $ 91,000
Essex, New Jersey 77 $ 20,932,000 $ 271,844 $ 117,000
Merced, California 75 $ 18,061,000 $ 240,813 $ 111,000
Deschutes, Oregon 73 $ 18,578,000 $ 254,493 $ 110,000
Litchfield, Connecticut 72 $ 15,113,000 $ 209,902 $ 70,000
New Castle, Delaware 71 $ 15,218,000 $ 214,338 $ 96,000
Frederick, Maryland 71 $ 18,815,000 $ 265,000 $ 97,000
Davidson, Tennessee 71 $ 14,320,000 $ 201,690 $ 116,000
Sarasota, Florida 70 $ 15,960,000 $ 228,000 $ 103,000
St. Johns, Florida 69 $ 15,843,000 $ 229,608 $ 114,000
Mercer, New Jersey 69 $ 17,850,000 $ 258,695 $ 114,000
Weld, Colorado 66 $ 13,276,000 $ 201,151 $ 83,000
Iredell, North Carolina 65 $ 16,595,000 $ 255,307 $ 128,000
Somerset, New Jersey 64 $ 18,404,000 $ 287,562 $ 122,000
Durham, North Carolina 64 $ 10,891,000 $ 170,171 $ 87,000
New London, Connecticut 63 $ 12,869,000 $ 204,269 $ 105,000
Livingston, Michigan 63 $ 13,475,000 $ 213,888 $ 81,000
Beaufort, South Carolina 63 $ 16,948,000 $ 269,015 $ 157,000
Napa, California 62 $ 18,516,000 $ 298,645 $ 109,000
Williamson, Tennessee 62 $ 16,227,000 $ 261,725 $ 109,000
Shasta, California 61 $ 12,398,000 $ 203,245 $ 94,000
Union, New Jersey 60 $ 17,086,000 $ 284,766 $ 112,000
Lake, Ohio 60 $ 10,275,000 $ 171,250 $ 98,000
Williamson, Texas 60 $ 9,328,000 $ 155,466 $ 97,000
Butte, California 59 $ 11,847,000 $ 200,796 $ 74,000
Bernalillo, New Mexico 59 $ 9,831,000 $ 166,627 $ 78,000
Benton, Arkansas 57 $ 9,571,000 $ 167,912 $ 80,000
Canadian, Oklahoma 57 $ 8,244,000 $ 144,631 $ 84,000
Medina, Ohio 55 $ 10,383,000 $ 188,781 $ 96,000
Cleveland, Oklahoma 55 $ 6,484,000 $ 117,890 $ 75,000
Virginia Beach, Virginia 55 $ 12,563,000 $ 228,418 $ 117,000
Polk, Florida 54 $ 8,636,000 $ 159,925 $ 90,000
Osceola, Florida 53 $ 9,531,000 $ 179,830 $ 78,000
St. Charles, Missouri 52 $ 8,723,000 $ 167,750 $ 84,000
Passaic, New Jersey 52 $ 14,331,000 $ 275,596 $ 121,000
Montgomery, Ohio 52 $ 7,889,000 $ 151,711 $ 80,000
York, South Carolina 52 $ 9,396,000 $ 180,692 $ 70,000
Lake, California 51 $ 10,795,000 $ 211,666 $ 61,000
Ada, Idaho 51 $ 9,593,000 $ 188,098 $ 89,000
East Baton Rouge, Louisiana 51 $ 8,331,000 $ 163,352 $ 107,000
Jackson, Missouri 51 $ 7,285,000 $ 142,843 $ 96,000
Madison, Alabama 50 $ 6,545,000 $ 130,900 $ 82,000
Coconino, Arizona 50 $ 10,717,000 $ 214,340 $ 93,000
Collier, Florida 50 $ 13,501,000 $ 270,020 $ 136,000
Boone, Kentucky 50 $ 8,132,000 $ 162,640 $ 72,000
Burlington, New Jersey 50 $ 10,791,000 $ 215,820 $ 94,000
Fort Bend, Texas 50 $ 10,114,000 $ 202,280 $ 123,000
Manatee, Florida 49 $ 9,952,000 $ 203,102 $ 94,000
Washington, Rhode Island 49 $ 13,577,000 $ 277,081 $ 153,000
Hendricks, Indiana 47 $ 7,745,000 $ 164,787 $ 73,000
Oldham, Kentucky 47 $ 12,276,000 $ 261,191 $ 117,000
Portage, Ohio 47 $ 8,621,000 $ 183,425 $ 138,000
Waukesha, Wisconsin 47 $ 10,928,000 $ 232,510 $ 90,000
Broomfield, Colorado 46 $ 11,964,000 $ 260,086 $ 123,000
Northampton, Pennsylvania 46 $ 8,335,000 $ 181,195 $ 90,000
Richland, South Carolina 46 $ 8,846,000 $ 192,304 $ 111,000
Berks, Pennsylvania 44 $ 6,813,000 $ 154,840 $ 72,000
Clay, Florida 43 $ 8,734,000 $ 203,116 $ 108,000
Shawnee, Kansas 43 $ 5,443,000 $ 126,581 $ 89,000
Carroll, Maryland 43 $ 10,274,000 $ 238,930 $ 110,000
Carson City, Nevada 43 $ 10,507,000 $ 244,348 $ 108,000
Moore, North Carolina 43 $ 7,590,000 $ 176,511 $ 89,000
Tulare, California 42 $ 8,055,000 $ 191,785 $ 101,000
Camden, New Jersey 42 $ 6,962,000 $ 165,761 $ 74,000
Clermont, Ohio 42 $ 6,075,000 $ 144,642 $ 89,000
Yamhill, Oregon 42 $ 7,116,000 $ 169,428 $ 99,000
Fayette, Kentucky 41 $ 7,211,000 $ 175,878 $ 104,000
Clay, Missouri 41 $ 5,228,000 $ 127,512 $ 77,000
Guilford, North Carolina 41 $ 8,311,000 $ 202,707 $ 89,000
Delaware, Ohio 41 $ 8,770,000 $ 213,902 $ 87,000
Boone, Indiana 40 $ 9,747,000 $ 243,675 $ 117,000
Kent, Michigan 40 $ 7,115,000 $ 177,875 $ 68,000
Atlantic, New Jersey 40 $ 8,229,000 $ 205,725 $ 83,000
Lexington, South Carolina 39 $ 6,357,000 $ 163,000 $ 89,000
Stafford, Virginia 39 $ 9,579,000 $ 245,615 $ 100,000
Leon, Florida 38 $ 6,047,000 $ 159,131 $ 103,000
Fayette, Georgia 38 $ 9,087,000 $ 239,131 $ 102,000
Kendall, Illinois 38 $ 7,467,000 $ 196,500 $ 78,000
Missoula, Montana 38 $ 7,388,000 $ 194,421 $ 87,000
Marion, Oregon 38 $ 6,332,000 $ 166,631 $ 78,000
Kitsap, Washington 38 $ 9,041,000 $ 237,921 $ 80,000
Lake, Florida 37 $ 6,801,000 $ 183,810 $ 73,000
Henry, Georgia 37 $ 8,239,000 $ 222,675 $ 144,000
Charleston, South Carolina 37 $ 8,913,000 $ 240,891 $ 90,000
Chesapeake, Virginia 37 $ 8,359,000 $ 225,918 $ 78,000
Harford, Maryland 35 $ 7,881,000 $ 225,171 $ 95,000
Hampden, Massachusetts 35 $ 5,837,000 $ 166,771 $ 84,000
Wright, Minnesota 35 $ 7,140,000 $ 204,000 $ 94,000
Whatcom, Washington 35 $ 6,923,000 $ 197,800 $ 86,000
Hall, Georgia 34 $ 8,668,000 $ 254,941 $ 102,000
Jackson, Oregon 34 $ 7,391,000 $ 217,382 $ 75,000
Arlington, Virginia 34 $ 11,407,000 $ 335,500 $ 120,000
Madera, California 33 $ 8,197,000 $ 248,393 $ 83,000
Marion, Florida 33 $ 4,892,000 $ 148,242 $ 71,000
Johnson, Indiana 33 $ 6,673,000 $ 202,212 $ 91,000
Shelby, Tennessee 33 $ 6,277,000 $ 190,212 $ 106,000
Tooele, Utah 33 $ 4,334,000 $ 131,333 $ 60,000
St. Lucie, Florida 32 $ 6,778,000 $ 211,812 $ 120,000
Lorain, Ohio 32 $ 5,895,000 $ 184,218 $ 83,000
Lehigh, Pennsylvania 32 $ 5,007,000 $ 156,468 $ 84,000
Washington, Pennsylvania 32 $ 5,743,000 $ 179,468 $ 91,000
Charles, Maryland 31 $ 7,323,000 $ 236,225 $ 85,000
Beaver, Pennsylvania 31 $ 3,773,000 $ 121,709 $ 69,000
Jefferson, Missouri 30 $ 4,566,000 $ 152,200 $ 65,000
Douglas, Nevada 30 $ 8,157,000 $ 271,900 $ 92,000
Sussex, New Jersey 30 $ 7,567,000 $ 252,233 $ 98,000
Butler, Pennsylvania 30 $ 4,259,000 $ 141,966 $ 92,000
Wilson, Tennessee 30 $ 4,805,000 $ 160,166 $ 86,000
Galveston, Texas 30 $ 5,318,000 $ 177,266 $ 153,000
Mendocino, California 29 $ 7,047,000 $ 243,000 $ 107,000
Vanderburgh, Indiana 29 $ 4,322,000 $ 149,034 $ 65,000
Campbell, Kentucky 29 $ 4,293,000 $ 148,034 $ 84,000
Gloucester, New Jersey 29 $ 5,984,000 $ 206,344 $ 120,000
Orange, North Carolina 29 $ 6,756,000 $ 232,965 $ 129,000
Dauphin, Pennsylvania 29 $ 4,605,000 $ 158,793 $ 85,000
Lancaster, Pennsylvania 29 $ 4,364,000 $ 150,482 $ 70,000
Westmoreland, Pennsylvania 29 $ 4,468,000 $ 154,068 $ 94,000
Bexar, Texas 29 $ 4,654,000 $ 160,482 $ 95,000
Mohave, Arizona 28 $ 5,144,000 $ 183,714 $ 80,000
Baltimore City, Maryland 28 $ 5,998,000 $ 214,214 $ 100,000
Sherburne, Minnesota 28 $ 5,399,000 $ 192,821 $ 90,000
Cabarrus, North Carolina 28 $ 4,583,000 $ 163,678 $ 64,000
Cache, Utah 28 $ 3,967,000 $ 141,678 $ 74,000
Jefferson, Alabama 27 $ 5,947,000 $ 220,259 $ 113,000
Navajo, Arizona 27 $ 5,942,000 $ 220,074 $ 113,000
San Benito, California 27 $ 10,900,000 $ 403,703 $ 122,000
La Plata, Colorado 27 $ 5,670,000 $ 210,000 $ 99,000
Hunterdon, New Jersey 27 $ 7,717,000 $ 285,814 $ 121,000
Cumberland, Pennsylvania 27 $ 4,214,000 $ 156,074 $ 70,000
Flagler, Florida 26 $ 5,268,000 $ 202,615 $ 102,000
Brunswick, North Carolina 26 $ 5,166,000 $ 198,692 $ 117,000
Geauga, Ohio 26 $ 5,893,000 $ 226,653 $ 92,000
Douglas, Oregon 26 $ 4,080,000 $ 156,923 $ 70,000
Josephine, Oregon 26 $ 5,524,000 $ 212,461 $ 68,000
York, Pennsylvania 26 $ 3,920,000 $ 150,769 $ 84,000
Chelan, Washington 26 $ 3,695,000 $ 142,115 $ 100,000
Spokane, Washington 26 $ 3,905,000 $ 150,192 $ 79,000
Paulding, Georgia 25 $ 3,777,000 $ 151,080 $ 80,000
Forsyth, North Carolina 25 $ 5,798,000 $ 231,920 $ 119,000
Nueces, Texas 25 $ 3,159,000 $ 126,360 $ 109,000
Milwaukee, Wisconsin 25 $ 4,259,000 $ 170,360 $ 95,000
Summit, Colorado 24 $ 5,841,000 $ 243,375 $ 142,000
Kootenai, Idaho 24 $ 4,143,000 $ 172,625 $ 87,000
Greenville, South Carolina 24 $ 4,791,000 $ 199,625 $ 113,000
Henrico, Virginia 24 $ 5,117,000 $ 213,208 $ 89,000
Sutter, California 23 $ 5,054,000 $ 219,739 $ 94,000
Martin, Florida 23 $ 5,483,000 $ 238,391 $ 95,000
Okaloosa, Florida 23 $ 4,142,000 $ 180,086 $ 84,000
Genesee, Michigan 23 $ 4,060,000 $ 176,521 $ 94,000
Greene, Ohio 23 $ 3,656,000 $ 158,956 $ 73,000
Thurston, Washington 23 $ 4,767,000 $ 207,260 $ 100,000
Yuba, California 22 $ 4,666,000 $ 212,090 $ 101,000
Escambia, Florida 22 $ 2,754,000 $ 125,181 $ 72,000
Monroe, Indiana 22 $ 3,283,000 $ 149,227 $ 81,000
Cumberland, Maine 22 $ 4,756,000 $ 216,181 $ 116,000
Lincoln, North Carolina 22 $ 5,379,000 $ 244,500 $ 90,000
Fairfield, Ohio 22 $ 3,312,000 $ 150,545 $ 100,000
Knox, Tennessee 22 $ 3,578,000 $ 162,636 $ 93,000
Calaveras, California 21 $ 5,715,000 $ 272,142 $ 154,000
Mesa, Colorado 21 $ 3,735,000 $ 177,857 $ 67,000
Santa Rosa, Florida 21 $ 3,971,000 $ 189,095 $ 87,000
Ottawa, Michigan 21 $ 4,097,000 $ 195,095 $ 92,000
Monroe, Pennsylvania 21 $ 3,845,000 $ 183,095 $ 85,000
Horry, South Carolina 21 $ 3,947,000 $ 187,952 $ 129,000
Chesterfield, Virginia 21 $ 4,603,000 $ 219,190 $ 75,000
Spotsylvania, Virginia 21 $ 5,456,000 $ 259,809 $ 87,000
Amador, California 20 $ 5,514,000 $ 275,700 $ 110,000
Sussex, Delaware 20 $ 5,127,000 $ 256,350 $ 145,000
Charlotte, Florida 20 $ 4,186,000 $ 209,300 $ 145,000
Tippecanoe, Indiana 20 $ 2,894,000 $ 144,700 $ 62,000
Newport, Rhode Island 20 $ 5,352,000 $ 267,600 $ 116,000
Rutherford, Tennessee 20 $ 2,966,000 $ 148,300 $ 65,000
Sumner, Tennessee 20 $ 4,069,000 $ 203,450 $ 92,000
Hernando, Florida 19 $ 2,589,000 $ 136,263 $ 61,000
Coweta, Georgia 19 $ 3,261,000 $ 171,631 $ 79,000
Douglas, Georgia 19 $ 3,651,000 $ 192,157 $ 112,000
DeKalb, Illinois 19 $ 2,927,000 $ 154,052 $ 65,000
Lapeer, Michigan 19 $ 4,223,000 $ 222,263 $ 82,000
St. Louis City, Missouri 19 $ 2,703,000 $ 142,263 $ 88,000
Lucas, Ohio 19 $ 3,113,000 $ 163,842 $ 77,000
Dane, Wisconsin 19 $ 3,467,000 $ 182,473 $ 83,000
Sedgwick, Kansas 18 $ 2,465,000 $ 136,944 $ 85,000
Olmsted, Minnesota 18 $ 3,247,000 $ 180,388 $ 77,000
Licking, Ohio 18 $ 2,871,000 $ 159,500 $ 76,000
Tuolumne, California 17 $ 3,340,000 $ 196,470 $ 81,000
Indian River, Florida 17 $ 3,093,000 $ 181,941 $ 78,000
Daviess, Kentucky 17 $ 3,347,000 $ 196,882 $ 98,000
Calvert, Maryland 17 $ 4,580,000 $ 269,411 $ 134,000
Warren, New Jersey 17 $ 4,287,000 $ 252,176 $ 94,000
Catawba, North Carolina 17 $ 3,140,000 $ 184,705 $ 106,000
Harnett, North Carolina 17 $ 2,268,000 $ 133,411 $ 63,000
Benton, Oregon 17 $ 2,836,000 $ 166,823 $ 94,000
Rockwall, Texas 17 $ 2,541,000 $ 149,470 $ 79,000
Windham, Connecticut 16 $ 3,074,000 $ 192,125 $ 85,000
York, Maine 16 $ 2,922,000 $ 182,625 $ 80,000
Brazoria, Texas 16 $ 2,720,000 $ 170,000 $ 123,000
Wasatch, Utah 16 $ 3,568,000 $ 223,000 $ 132,000
Washington, Wisconsin 16 $ 3,300,000 $ 206,250 $ 82,000
Imperial, California 15 $ 2,800,000 $ 186,666 $ 76,000
Bartow, Georgia 15 $ 2,750,000 $ 183,333 $ 80,000
Worcester, Maryland 15 $ 3,416,000 $ 227,733 $ 106,000
Union, Ohio 15 $ 2,091,000 $ 139,400 $ 72,000
Montgomery, Texas 15 $ 3,360,000 $ 224,000 $ 157,000
Juab, Utah 15 $ 1,285,000 $ 85,666 $ 40,000
Alexandria, Virginia 15 $ 4,565,000 $ 304,333 $ 90,000
Inyo, California 14 $ 3,763,000 $ 268,785 $ 208,000
Kings, California 14 $ 2,049,000 $ 146,357 $ 68,000
Bay, Florida 14 $ 3,196,000 $ 228,285 $ 100,000
Chatham, Georgia 14 $ 2,952,000 $ 210,857 $ 107,000
Clayton, Georgia 14 $ 2,137,000 $ 152,642 $ 79,000
Warrick, Indiana 14 $ 2,892,000 $ 206,571 $ 99,000
Livingston, Louisiana 14 $ 1,534,000 $ 109,571 $ 56,000
Cecil, Maryland 14 $ 2,881,000 $ 205,785 $ 121,000
St. Clair, Michigan 14 $ 3,033,000 $ 216,642 $ 81,000
Chisago, Minnesota 14 $ 2,924,000 $ 208,857 $ 73,000
St. Louis, Minnesota 14 $ 2,166,000 $ 154,714 $ 73,000
Hudson, New Jersey 14 $ 3,374,000 $ 241,000 $ 83,000
Santa Fe, New Mexico 14 $ 3,431,000 $ 245,071 $ 92,000
Johnston, North Carolina 14 $ 2,546,000 $ 181,857 $ 92,000
Mahoning, Ohio 14 $ 1,420,000 $ 101,428 $ 63,000
Hamilton, Tennessee 14 $ 3,013,000 $ 215,214 $ 109,000
Box Elder, Utah 14 $ 2,347,000 $ 167,642 $ 57,000
Iron, Utah 14 $ 2,355,000 $ 168,214 $ 90,000
Fauquier, Virginia 14 $ 4,392,000 $ 313,714 $ 103,000
Norfolk, Virginia 14 $ 2,724,000 $ 194,571 $ 103,000
Yakima, Washington 14 $ 2,030,000 $ 145,000 $ 57,000
Kenosha, Wisconsin 14 $ 2,858,000 $ 204,142 $ 113,000
Shelby, Alabama 13 $ 2,764,000 $ 212,615 $ 82,000
Gila, Arizona 13 $ 2,430,000 $ 186,923 $ 94,000
Champaign, Illinois 13 $ 2,133,000 $ 164,076 $ 100,000
Hancock, Indiana 13 $ 2,296,000 $ 176,615 $ 79,000
Morgan, Indiana 13 $ 2,290,000 $ 176,153 $ 76,000
St. Bernard, Louisiana 13 $ 1,329,000 $ 102,230 $ 49,000
St. Charles, Louisiana 13 $ 1,877,000 $ 144,384 $ 72,000
Berrien, Michigan 13 $ 2,657,000 $ 204,384 $ 128,000
Calhoun, Michigan 13 $ 1,154,000 $ 88,769 $ 75,000
Ingham, Michigan 13 $ 2,211,000 $ 170,076 $ 85,000
Pender, North Carolina 13 $ 2,282,000 $ 175,538 $ 85,000
Grady, Oklahoma 13 $ 1,614,000 $ 124,153 $ 81,000
Hood River, Oregon 13 $ 2,327,000 $ 179,000 $ 104,000
Spartanburg, South Carolina 13 $ 2,068,000 $ 159,076 $ 84,000
Kane, Utah 13 $ 1,923,000 $ 147,923 $ 54,000
James City, Virginia 13 $ 3,151,000 $ 242,384 $ 106,000
York, Virginia 13 $ 3,289,000 $ 253,000 $ 106,000
St. Croix, Wisconsin 13 $ 2,859,000 $ 219,923 $ 97,000
Tehama, California 12 $ 2,315,000 $ 192,916 $ 65,000
Elbert, Colorado 12 $ 3,492,000 $ 291,000 $ 146,000
Monroe, Florida 12 $ 4,634,000 $ 386,166 $ 206,000
Rockdale, Georgia 12 $ 2,243,000 $ 186,916 $ 102,000
Lake, Indiana 12 $ 2,411,000 $ 200,916 $ 79,000
Crawford, Kansas 12 $ 1,358,000 $ 113,166 $ 66,000
Bullitt, Kentucky 12 $ 1,720,000 $ 143,333 $ 65,000
Ascension, Louisiana 12 $ 1,855,000 $ 154,583 $ 89,000
Washington, Maryland 12 $ 2,271,000 $ 189,250 $ 79,000
Kalamazoo, Michigan 12 $ 3,300,000 $ 275,000 $ 108,000
Gallatin, Montana 12 $ 3,122,000 $ 260,166 $ 125,000
Lyon, Nevada 12 $ 2,850,000 $ 237,500 $ 79,000
Cumberland, North Carolina 12 $ 1,880,000 $ 156,666 $ 120,000
Gaston, North Carolina 12 $ 2,445,000 $ 203,750 $ 111,000
Trumbull, Ohio 12 $ 1,203,000 $ 100,250 $ 81,000
Lincoln, Oregon 12 $ 2,017,000 $ 168,083 $ 135,000
Bristol, Rhode Island 12 $ 3,242,000 $ 270,166 $ 133,000
Ellis, Texas 12 $ 2,566,000 $ 213,833 $ 137,000
Suffolk, Virginia 12 $ 2,387,000 $ 198,916 $ 68,000
Island, Washington 12 $ 3,309,000 $ 275,750 $ 116,000
Bartholomew, Indiana 11 $ 1,955,000 $ 177,727 $ 82,000
Porter, Indiana 11 $ 1,809,000 $ 164,454 $ 79,000
Jackson, Michigan 11 $ 1,999,000 $ 181,727 $ 117,000
Cape May, New Jersey 11 $ 2,210,000 $ 200,909 $ 113,000
Cumberland, New Jersey 11 $ 1,821,000 $ 165,545 $ 81,000
Douglas, Washington 11 $ 1,394,000 $ 126,727 $ 70,000
Grand, Colorado 10 $ 2,714,000 $ 271,400 $ 151,000
Teller, Colorado 10 $ 1,821,000 $ 182,100 $ 109,000
Columbia, Florida 10 $ 1,192,000 $ 119,200 $ 86,000
Allen, Indiana 10 $ 1,030,000 $ 103,000 $ 66,000
Madison, Indiana 10 $ 981,000 $ 98,100 $ 71,000
Queen Anne's, Maryland 10 $ 2,686,000 $ 268,600 $ 113,000
St. Mary's, Maryland 10 $ 2,299,000 $ 229,900 $ 96,000
Hampshire, Massachusetts 10 $ 1,993,000 $ 199,300 $ 92,000
Crow Wing, Minnesota 10 $ 1,876,000 $ 187,600 $ 113,000
Cass, Missouri 10 $ 1,543,000 $ 154,300 $ 79,000
Sandoval, New Mexico 10 $ 1,669,000 $ 166,900 $ 65,000
Alamance, North Carolina 10 $ 1,640,000 $ 164,000 $ 68,000
Carteret, North Carolina 10 $ 2,158,000 $ 215,800 $ 155,000
Richland, Ohio 10 $ 1,340,000 $ 134,000 $ 52,000
McClain, Oklahoma 10 $ 1,227,000 $ 122,700 $ 63,000
Clatsop, Oregon 10 $ 1,608,000 $ 160,800 $ 267,000
Columbia, Oregon 10 $ 1,690,000 $ 169,000 $ 69,000
Fairfax City, Virginia 10 $ 3,220,000 $ 322,000 $ 89,000
Humboldt, California 9 $ 2,402,000 $ 266,888 $ 95,000
Park, Colorado 9 $ 2,003,000 $ 222,555 $ 116,000
Barrow, Georgia 9 $ 1,337,000 $ 148,555 $ 61,000
Carroll, Georgia 9 $ 1,522,000 $ 169,111 $ 85,000
Dawson, Georgia 9 $ 3,304,000 $ 367,111 $ 193,000
Oconee, Georgia 9 $ 2,428,000 $ 269,777 $ 119,000
Walton, Georgia 9 $ 1,653,000 $ 183,666 $ 67,000
Madison, Illinois 9 $ 1,452,000 $ 161,333 $ 83,000
Jessamine, Kentucky 9 $ 1,011,000 $ 112,333 $ 66,000
Rice, Minnesota 9 $ 1,883,000 $ 209,222 $ 74,000
Douglas, Nebraska 9 $ 1,469,000 $ 163,222 $ 109,000
Salem, New Jersey 9 $ 1,537,000 $ 170,777 $ 86,000
Wagoner, Oklahoma 9 $ 1,499,000 $ 166,555 $ 80,000
Clearfield, Pennsylvania 9 $ 947,000 $ 105,222 $ 56,000
Berkeley, South Carolina 9 $ 1,503,000 $ 167,000 $ 107,000
Chittenden, Vermont 9 $ 1,664,000 $ 184,888 $ 88,000
Benton, Washington 9 $ 1,350,000 $ 150,000 $ 99,000
Yuma, Arizona 8 $ 1,337,000 $ 167,125 $ 76,000
Mono, California 8 $ 2,166,000 $ 270,750 $ 294,000
Trinity, California 8 $ 1,485,000 $ 185,625 $ 73,000
Citrus, Florida 8 $ 949,000 $ 118,625 $ 92,000
Nassau, Florida 8 $ 1,625,000 $ 203,125 $ 77,000
Jackson, Georgia 8 $ 1,549,000 $ 193,625 $ 84,000
Grundy, Illinois 8 $ 1,452,000 $ 181,500 $ 86,000
Winnebago, Illinois 8 $ 906,000 $ 113,250 $ 59,000
Scott, Kentucky 8 $ 1,204,000 $ 150,500 $ 113,000
Monroe, Michigan 8 $ 1,502,000 $ 187,750 $ 72,000
Yellowstone, Montana 8 $ 1,008,000 $ 126,000 $ 53,000
Sarpy, Nebraska 8 $ 807,000 $ 100,875 $ 60,000
Buncombe, North Carolina 8 $ 1,623,000 $ 202,875 $ 90,000
Henderson, North Carolina 8 $ 1,569,000 $ 196,125 $ 81,000
Clark, Ohio 8 $ 1,132,000 $ 141,500 $ 63,000
Shelby, Ohio 8 $ 880,000 $ 110,000 $ 71,000
Erie, Pennsylvania 8 $ 794,000 $ 99,250 $ 84,000
Franklin, Pennsylvania 8 $ 1,553,000 $ 194,125 $ 80,000
Dorchester, South Carolina 8 $ 1,114,000 $ 139,250 $ 64,000
Hays, Texas 8 $ 1,423,000 $ 177,875 $ 105,000
Morgan, Utah 8 $ 1,551,000 $ 193,875 $ 79,000
Sanpete, Utah 8 $ 645,000 $ 80,625 $ 48,000
Albemarle, Virginia 8 $ 1,453,000 $ 181,625 $ 66,000
Cowlitz, Washington 8 $ 1,526,000 $ 190,750 $ 121,000
Skagit, Washington 8 $ 1,682,000 $ 210,250 $ 92,000
Racine, Wisconsin 8 $ 1,345,000 $ 168,125 $ 53,000
Natrona, Wyoming 8 $ 862,000 $ 107,750 $ 66,000
Colusa, California 7 $ 1,306,000 $ 186,571 $ 51,000
Plumas, California 7 $ 1,302,000 $ 186,000 $ 80,000
Walton, Florida 7 $ 2,240,000 $ 320,000 $ 174,000
Columbia, Georgia 7 $ 1,434,000 $ 204,857 $ 110,000
Newton, Georgia 7 $ 1,214,000 $ 173,428 $ 67,000
Bonneville, Idaho 7 $ 850,000 $ 121,428 $ 87,000
Dearborn, Indiana 7 $ 1,108,000 $ 158,285 $ 100,000
Leavenworth, Kansas 7 $ 982,000 $ 140,285 $ 124,000
Wyandotte, Kansas 7 $ 827,000 $ 118,142 $ 60,000
Ouachita, Louisiana 7 $ 1,030,000 $ 147,142 $ 73,000
Tangipahoa, Louisiana 7 $ 661,000 $ 94,428 $ 75,000
Berkshire, Massachusetts 7 $ 1,838,000 $ 262,571 $ 151,000
Allegan, Michigan 7 $ 1,665,000 $ 237,857 $ 122,000
Goodhue, Minnesota 7 $ 696,000 $ 99,428 $ 57,000
Page:

Mortgage Loan Application Detail Totals for Provident Funding Associates in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 39,817 $9,677,795,000 $205,469 $2,000,000 $92,857 $9,000,000
Home Purchase 18,988 $4,557,612,000 $208,282 $2,000,000 $105,347 $2,591,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 34,108 $7,920,442,000 $208,104 $2,000,000 $99,500 $9,000,000
Not Provided 13,653 $3,264,592,000 $201,829 $1,719,000 $97,872 $5,900,000
Asian 7,325 $2,189,675,000 $239,461 $1,000,000 $101,051 $1,498,000
Hispanic 2,466 $583,573,000 $191,666 $995,000 $74,805 $840,000
Black or African American 964 $202,927,000 $183,057 $960,000 $85,800 $780,000
Native Hawaiian or Other Pacific Islander 183 $49,188,000 $243,869 $870,000 $104,130 $385,000
American Indian or Alaskan Native 106 $25,010,000 $216,296 $900,000 $86,555 $233,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 58,805 $14,235,407,000 $209,836 $2,000,000 $100,551 $9,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 39,792 $9,549,069,000 $204,319 $2,000,000 $96,553 $7,200,000
Loan Purchased By The Institution 9,801 $2,387,400,000 $221,957 $1,000,000 $102,914 $2,600,000
Application Withdrawn By Applicant 5,735 $1,454,642,000 $203,400 $2,000,000 $98,644 $9,000,000
Application Denied By Financial Institution 3,477 $844,296,000 $208,022 $1,900,000 $88,555 $5,900,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,142 $296,854,000 $206,410 $1,500,000 $67,000 $2,436,000
Other 1,116 $259,710,000 $215,000 $1,900,000 $105,500 $1,200,000
Collateral 620 $144,814,000 $210,743 $1,000,000 $99,948 $1,498,000
Credit History 269 $59,104,000 $182,823 $1,719,000 $91,029 $5,900,000
Unverifiable Information 158 $39,347,000 $255,482 $788,000 $109,448 $717,000
Employment History 107 $27,806,000 $229,466 $832,000 $86,400 $406,000
Insufficient Cash (Downpayment, Closing Cost) 58 $15,237,000 $275,050 $774,000 $117,950 $410,000
Credit Application Incomplete 4 $1,032,000 $258,000 $400,000 $132,250 $252,000
Mortgage Insurance Denied 3 $392,000 $130,666 $150,000 $69,666 $126,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Provident Funding Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List