Provident Funding Associates Mortgage Lending & HMDA Data, 2022
In 2022, Provident Funding Associates of Santa Rosa, CA reported 21,130 mortgage applications totaling $7.7 billion, down 65% from 2021. The average application was for $365,372, and applicants reported an average income of $147,723. 53% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,861), Houston-The Woodlands-Sugar Land, TX (993) and Atlanta-Sandy Springs-Roswell, GA (873) (applications in parentheses).
| Mortgage Company & Address | Provident Funding Associates 1235 North Dutton Ave Ste E Santa Rosa, CA 95401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,130 |
| Total Mortgage Loan Application Amount | $7,720,320,000 |
| Average Mortgage Loan Application Amount | $365,372 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $147,723 |
| Highest Applicant Income | $4,020,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin, Texas | 911 | $ 411,795,000 | $ 452,025 | $ 156,000 |
| Denton, Texas | 594 | $ 259,620,000 | $ 437,070 | $ 157,000 |
| Maricopa, Arizona | 551 | $ 196,185,000 | $ 356,052 | $ 143,000 |
| Harris, Texas | 465 | $ 158,845,000 | $ 341,602 | $ 151,000 |
| Wake, North Carolina | 454 | $ 188,280,000 | $ 414,713 | $ 160,000 |
| Williamson, Texas | 410 | $ 184,370,000 | $ 449,682 | $ 162,000 |
| Salt Lake, Utah | 362 | $ 137,040,000 | $ 378,563 | $ 124,000 |
| Fort Bend, Texas | 356 | $ 134,140,000 | $ 376,797 | $ 145,000 |
| Washington, Oregon | 313 | $ 143,515,000 | $ 458,514 | $ 158,000 |
| Tarrant, Texas | 294 | $ 107,440,000 | $ 365,442 | $ 142,000 |
| Dallas, Texas | 287 | $ 109,895,000 | $ 382,909 | $ 149,000 |
| King, Washington | 280 | $ 132,630,000 | $ 473,678 | $ 164,000 |
| Jefferson, Kentucky | 273 | $ 76,655,000 | $ 280,787 | $ 107,000 |
| Los Angeles, California | 270 | $ 113,780,000 | $ 421,407 | $ 159,000 |
| Sacramento, California | 238 | $ 89,930,000 | $ 377,857 | $ 137,000 |
| Utah, Utah | 236 | $ 91,580,000 | $ 388,050 | $ 139,000 |
| Allegheny, Pennsylvania | 219 | $ 64,205,000 | $ 293,173 | $ 125,000 |
| Cook, Illinois | 215 | $ 65,835,000 | $ 306,209 | $ 144,000 |
| Travis, Texas | 211 | $ 94,165,000 | $ 446,279 | $ 183,000 |
| Mecklenburg, North Carolina | 210 | $ 76,380,000 | $ 363,714 | $ 147,000 |
| Santa Clara, California | 205 | $ 96,845,000 | $ 472,414 | $ 178,000 |
| Montgomery, Pennsylvania | 205 | $ 72,825,000 | $ 355,243 | $ 152,000 |
| Forsyth, Georgia | 190 | $ 88,810,000 | $ 467,421 | $ 160,000 |
| San Diego, California | 185 | $ 83,585,000 | $ 451,810 | $ 161,000 |
| Gwinnett, Georgia | 177 | $ 61,725,000 | $ 348,728 | $ 131,000 |
| Davis, Utah | 173 | $ 66,715,000 | $ 385,635 | $ 119,000 |
| Orange, California | 170 | $ 75,060,000 | $ 441,529 | $ 166,000 |
| Chester, Pennsylvania | 168 | $ 63,320,000 | $ 376,904 | $ 165,000 |
| Fulton, Georgia | 163 | $ 66,095,000 | $ 405,490 | $ 193,000 |
| Bucks, Pennsylvania | 149 | $ 54,905,000 | $ 368,489 | $ 138,000 |
| Philadelphia, Pennsylvania | 148 | $ 45,700,000 | $ 308,783 | $ 134,000 |
| Fayette, Kentucky | 143 | $ 38,935,000 | $ 272,272 | $ 111,000 |
| Alameda, California | 134 | $ 62,490,000 | $ 466,343 | $ 190,000 |
| Multnomah, Oregon | 129 | $ 47,475,000 | $ 368,023 | $ 121,000 |
| Jefferson, Colorado | 124 | $ 52,050,000 | $ 419,758 | $ 171,000 |
| Riverside, California | 123 | $ 47,285,000 | $ 384,430 | $ 145,000 |
| Hartford, Connecticut | 123 | $ 35,405,000 | $ 287,845 | $ 141,000 |
| Broward, Florida | 123 | $ 44,945,000 | $ 365,406 | $ 154,000 |
| Douglas, Colorado | 122 | $ 56,020,000 | $ 459,180 | $ 160,000 |
| Cobb, Georgia | 117 | $ 40,535,000 | $ 346,452 | $ 172,000 |
| Lake, Illinois | 117 | $ 42,525,000 | $ 363,461 | $ 159,000 |
| New Haven, Connecticut | 115 | $ 35,015,000 | $ 304,478 | $ 137,000 |
| DuPage, Illinois | 113 | $ 36,115,000 | $ 319,601 | $ 158,000 |
| Middlesex, Massachusetts | 112 | $ 51,280,000 | $ 457,857 | $ 169,000 |
| Bexar, Texas | 109 | $ 38,315,000 | $ 351,513 | $ 155,000 |
| Snohomish, Washington | 109 | $ 49,845,000 | $ 457,293 | $ 152,000 |
| Delaware, Pennsylvania | 108 | $ 33,820,000 | $ 313,148 | $ 150,000 |
| Oakland, Michigan | 103 | $ 35,955,000 | $ 349,077 | $ 142,000 |
| Contra Costa, California | 101 | $ 43,245,000 | $ 428,168 | $ 157,000 |
| Miami-Dade, Florida | 98 | $ 38,760,000 | $ 395,510 | $ 165,000 |
| San Bernardino, California | 95 | $ 33,715,000 | $ 354,894 | $ 154,000 |
| Pima, Arizona | 94 | $ 26,830,000 | $ 285,425 | $ 135,000 |
| Placer, California | 93 | $ 41,125,000 | $ 442,204 | $ 167,000 |
| Hamilton, Indiana | 92 | $ 30,570,000 | $ 332,282 | $ 166,000 |
| Arapahoe, Colorado | 91 | $ 36,995,000 | $ 406,538 | $ 129,000 |
| Hillsborough, Florida | 90 | $ 29,500,000 | $ 327,777 | $ 147,000 |
| Middlesex, New Jersey | 90 | $ 38,030,000 | $ 422,555 | $ 161,000 |
| Orange, Florida | 83 | $ 27,375,000 | $ 329,819 | $ 156,000 |
| Hennepin, Minnesota | 82 | $ 29,690,000 | $ 362,073 | $ 143,000 |
| Clark, Washington | 82 | $ 32,080,000 | $ 391,219 | $ 150,000 |
| El Paso, Colorado | 80 | $ 32,500,000 | $ 406,250 | $ 133,000 |
| Will, Illinois | 78 | $ 28,770,000 | $ 368,846 | $ 161,000 |
| Fairfax, Virginia | 78 | $ 33,740,000 | $ 432,564 | $ 184,000 |
| Clackamas, Oregon | 77 | $ 34,455,000 | $ 447,467 | $ 156,000 |
| San Joaquin, California | 76 | $ 30,010,000 | $ 394,868 | $ 160,000 |
| Pinellas, Florida | 76 | $ 25,370,000 | $ 333,815 | $ 183,000 |
| Durham, North Carolina | 75 | $ 28,155,000 | $ 375,400 | $ 149,000 |
| Weber, Utah | 72 | $ 24,230,000 | $ 336,527 | $ 110,000 |
| Pierce, Washington | 72 | $ 26,850,000 | $ 372,916 | $ 142,000 |
| Denver, Colorado | 71 | $ 28,755,000 | $ 405,000 | $ 153,000 |
| Deschutes, Oregon | 71 | $ 28,835,000 | $ 406,126 | $ 178,000 |
| Palm Beach, Florida | 69 | $ 26,405,000 | $ 382,681 | $ 160,000 |
| Morris, New Jersey | 69 | $ 28,085,000 | $ 407,028 | $ 165,000 |
| Brazoria, Texas | 65 | $ 22,415,000 | $ 344,846 | $ 132,000 |
| Fairfield, Connecticut | 64 | $ 23,160,000 | $ 361,875 | $ 163,000 |
| Montgomery, Maryland | 64 | $ 28,650,000 | $ 447,656 | $ 160,000 |
| St. Louis, Missouri | 64 | $ 19,030,000 | $ 297,343 | $ 129,000 |
| Union, North Carolina | 64 | $ 25,830,000 | $ 403,593 | $ 158,000 |
| Brevard, Florida | 63 | $ 20,485,000 | $ 325,158 | $ 175,000 |
| Franklin, Ohio | 63 | $ 16,385,000 | $ 260,079 | $ 140,000 |
| Montgomery, Texas | 62 | $ 22,520,000 | $ 363,225 | $ 150,000 |
| DeKalb, Georgia | 61 | $ 22,725,000 | $ 372,540 | $ 148,000 |
| Marion, Indiana | 61 | $ 15,135,000 | $ 248,114 | $ 120,000 |
| Bergen, New Jersey | 61 | $ 26,085,000 | $ 427,622 | $ 180,000 |
| Cuyahoga, Ohio | 59 | $ 18,255,000 | $ 309,406 | $ 140,000 |
| Lee, Florida | 56 | $ 17,800,000 | $ 317,857 | $ 133,000 |
| Fresno, California | 53 | $ 14,555,000 | $ 274,622 | $ 167,000 |
| Duval, Florida | 53 | $ 14,285,000 | $ 269,528 | $ 151,000 |
| Cherokee, Georgia | 53 | $ 18,525,000 | $ 349,528 | $ 144,000 |
| Ventura, California | 52 | $ 24,980,000 | $ 480,384 | $ 160,000 |
| San Mateo, California | 51 | $ 23,325,000 | $ 457,352 | $ 184,000 |
| Ocean, New Jersey | 51 | $ 17,235,000 | $ 337,941 | $ 154,000 |
| Davidson, Tennessee | 51 | $ 17,455,000 | $ 342,254 | $ 141,000 |
| Henrico, Virginia | 51 | $ 19,325,000 | $ 378,921 | $ 157,000 |
| Seminole, Florida | 50 | $ 17,960,000 | $ 359,200 | $ 152,000 |
| Adams, Colorado | 49 | $ 19,925,000 | $ 406,632 | $ 162,000 |
| Larimer, Colorado | 49 | $ 17,685,000 | $ 360,918 | $ 138,000 |
| Clark, Nevada | 49 | $ 15,655,000 | $ 319,489 | $ 121,000 |
| Monmouth, New Jersey | 48 | $ 16,250,000 | $ 338,541 | $ 140,000 |
| Lehigh, Pennsylvania | 48 | $ 14,890,000 | $ 310,208 | $ 117,000 |
| Sonoma, California | 47 | $ 17,435,000 | $ 370,957 | $ 156,000 |
| Johnson, Kansas | 47 | $ 20,575,000 | $ 437,765 | $ 146,000 |
| Cabarrus, North Carolina | 45 | $ 17,855,000 | $ 396,777 | $ 136,000 |
| Guilford, North Carolina | 45 | $ 12,105,000 | $ 269,000 | $ 143,000 |
| York, South Carolina | 44 | $ 17,270,000 | $ 392,500 | $ 143,000 |
| Pasco, Florida | 43 | $ 14,745,000 | $ 342,906 | $ 180,000 |
| Washington, Utah | 43 | $ 14,425,000 | $ 335,465 | $ 128,000 |
| Chesterfield, Virginia | 43 | $ 14,565,000 | $ 338,720 | $ 114,000 |
| Solano, California | 42 | $ 16,020,000 | $ 381,428 | $ 150,000 |
| Alachua, Florida | 42 | $ 12,170,000 | $ 289,761 | $ 124,000 |
| Norfolk, Massachusetts | 42 | $ 16,540,000 | $ 393,809 | $ 150,000 |
| Somerset, New Jersey | 42 | $ 16,930,000 | $ 403,095 | $ 163,000 |
| Lancaster, Pennsylvania | 42 | $ 10,540,000 | $ 250,952 | $ 111,000 |
| El Dorado, California | 41 | $ 16,485,000 | $ 402,073 | $ 139,000 |
| Cumberland, Pennsylvania | 41 | $ 12,395,000 | $ 302,317 | $ 141,000 |
| Wayne, Michigan | 40 | $ 10,970,000 | $ 274,250 | $ 117,000 |
| Burlington, New Jersey | 39 | $ 13,945,000 | $ 357,564 | $ 141,000 |
| Worcester, Massachusetts | 38 | $ 13,110,000 | $ 345,000 | $ 205,000 |
| Washoe, Nevada | 38 | $ 13,840,000 | $ 364,210 | $ 122,000 |
| Weld, Colorado | 37 | $ 14,555,000 | $ 393,378 | $ 153,000 |
| Boulder, Colorado | 36 | $ 13,940,000 | $ 387,222 | $ 141,000 |
| St. Charles, Missouri | 36 | $ 9,470,000 | $ 263,055 | $ 112,000 |
| Union, New Jersey | 36 | $ 14,360,000 | $ 398,888 | $ 179,000 |
| Butler, Pennsylvania | 36 | $ 12,010,000 | $ 333,611 | $ 139,000 |
| Plymouth, Massachusetts | 35 | $ 12,925,000 | $ 369,285 | $ 143,000 |
| St. Johns, Florida | 34 | $ 13,460,000 | $ 395,882 | $ 174,000 |
| Volusia, Florida | 34 | $ 10,430,000 | $ 306,764 | $ 150,000 |
| Washington, Pennsylvania | 34 | $ 11,060,000 | $ 325,294 | $ 146,000 |
| Pinal, Arizona | 33 | $ 10,405,000 | $ 315,303 | $ 102,000 |
| Kern, California | 33 | $ 8,855,000 | $ 268,333 | $ 134,000 |
| Oldham, Kentucky | 33 | $ 10,555,000 | $ 319,848 | $ 128,000 |
| Greenville, South Carolina | 33 | $ 10,005,000 | $ 303,181 | $ 131,000 |
| Cache, Utah | 33 | $ 11,705,000 | $ 354,696 | $ 129,000 |
| Shasta, California | 32 | $ 9,000,000 | $ 281,250 | $ 110,000 |
| Stanislaus, California | 32 | $ 10,360,000 | $ 323,750 | $ 113,000 |
| Prince William, Virginia | 32 | $ 13,660,000 | $ 426,875 | $ 141,000 |
| Polk, Florida | 31 | $ 9,245,000 | $ 298,225 | $ 138,000 |
| Howard, Maryland | 31 | $ 11,845,000 | $ 382,096 | $ 122,000 |
| Essex, Massachusetts | 31 | $ 10,785,000 | $ 347,903 | $ 161,000 |
| Orange, North Carolina | 31 | $ 11,875,000 | $ 383,064 | $ 177,000 |
| Lane, Oregon | 31 | $ 9,045,000 | $ 291,774 | $ 94,000 |
| Northampton, Pennsylvania | 31 | $ 7,785,000 | $ 251,129 | $ 115,000 |
| Horry, South Carolina | 31 | $ 7,985,000 | $ 257,580 | $ 127,000 |
| Shelby, Tennessee | 31 | $ 8,455,000 | $ 272,741 | $ 148,000 |
| San Francisco, California | 30 | $ 13,650,000 | $ 455,000 | $ 158,000 |
| Yolo, California | 30 | $ 10,160,000 | $ 338,666 | $ 156,000 |
| Middlesex, Connecticut | 30 | $ 9,060,000 | $ 302,000 | $ 137,000 |
| Kane, Illinois | 30 | $ 9,340,000 | $ 311,333 | $ 140,000 |
| Essex, New Jersey | 30 | $ 12,660,000 | $ 422,000 | $ 181,000 |
| New Hanover, North Carolina | 30 | $ 10,510,000 | $ 350,333 | $ 137,000 |
| Marion, Oregon | 30 | $ 9,480,000 | $ 316,000 | $ 118,000 |
| Osceola, Florida | 29 | $ 10,575,000 | $ 364,655 | $ 178,000 |
| Sarasota, Florida | 29 | $ 10,335,000 | $ 356,379 | $ 155,000 |
| Camden, New Jersey | 29 | $ 9,285,000 | $ 320,172 | $ 143,000 |
| Oklahoma, Oklahoma | 29 | $ 7,695,000 | $ 265,344 | $ 136,000 |
| Yavapai, Arizona | 28 | $ 8,130,000 | $ 290,357 | $ 141,000 |
| Lake, Florida | 28 | $ 8,560,000 | $ 305,714 | $ 103,000 |
| Suffolk, Massachusetts | 28 | $ 11,600,000 | $ 414,285 | $ 159,000 |
| Washington, Minnesota | 28 | $ 10,960,000 | $ 391,428 | $ 157,000 |
| Hamilton, Ohio | 28 | $ 7,060,000 | $ 252,142 | $ 126,000 |
| Rockwall, Texas | 28 | $ 10,890,000 | $ 388,928 | $ 291,000 |
| Collier, Florida | 27 | $ 9,985,000 | $ 369,814 | $ 189,000 |
| Anne Arundel, Maryland | 27 | $ 9,935,000 | $ 367,962 | $ 136,000 |
| Dakota, Minnesota | 27 | $ 9,445,000 | $ 349,814 | $ 122,000 |
| Jackson, Missouri | 27 | $ 7,705,000 | $ 285,370 | $ 133,000 |
| Hays, Texas | 27 | $ 11,425,000 | $ 423,148 | $ 173,000 |
| Benton, Washington | 27 | $ 11,385,000 | $ 421,666 | $ 151,000 |
| Spokane, Washington | 27 | $ 10,265,000 | $ 380,185 | $ 264,000 |
| Manatee, Florida | 26 | $ 10,090,000 | $ 388,076 | $ 149,000 |
| Macomb, Michigan | 26 | $ 7,090,000 | $ 272,692 | $ 190,000 |
| Sussex, New Jersey | 26 | $ 9,070,000 | $ 348,846 | $ 144,000 |
| Galveston, Texas | 26 | $ 8,450,000 | $ 325,000 | $ 152,000 |
| Passaic, New Jersey | 25 | $ 9,315,000 | $ 372,600 | $ 158,000 |
| Tulsa, Oklahoma | 25 | $ 6,475,000 | $ 259,000 | $ 126,000 |
| York, Pennsylvania | 25 | $ 6,005,000 | $ 240,200 | $ 125,000 |
| Loudoun, Virginia | 25 | $ 11,035,000 | $ 441,400 | $ 176,000 |
| Santa Cruz, California | 24 | $ 12,000,000 | $ 500,000 | $ 147,000 |
| Baltimore, Maryland | 24 | $ 8,930,000 | $ 372,083 | $ 137,000 |
| Hunterdon, New Jersey | 24 | $ 8,430,000 | $ 351,250 | $ 174,000 |
| Charleston, South Carolina | 24 | $ 9,760,000 | $ 406,666 | $ 139,000 |
| San Luis Obispo, California | 23 | $ 8,105,000 | $ 352,391 | $ 226,000 |
| Baltimore City, Maryland | 23 | $ 7,665,000 | $ 333,260 | $ 144,000 |
| Washtenaw, Michigan | 23 | $ 8,435,000 | $ 366,739 | $ 178,000 |
| Summit, Ohio | 23 | $ 6,175,000 | $ 268,478 | $ 110,000 |
| Lancaster, South Carolina | 23 | $ 9,985,000 | $ 434,130 | $ 144,000 |
| Frederick, Maryland | 22 | $ 8,500,000 | $ 386,363 | $ 153,000 |
| Carver, Minnesota | 22 | $ 7,420,000 | $ 337,272 | $ 113,000 |
| Ramsey, Minnesota | 22 | $ 6,610,000 | $ 300,454 | $ 142,000 |
| Leon, Florida | 21 | $ 6,845,000 | $ 325,952 | $ 173,000 |
| Anoka, Minnesota | 21 | $ 6,065,000 | $ 288,809 | $ 99,000 |
| Gloucester, New Jersey | 21 | $ 5,705,000 | $ 271,666 | $ 168,000 |
| Johnston, North Carolina | 21 | $ 5,505,000 | $ 262,142 | $ 113,000 |
| Williamson, Tennessee | 21 | $ 10,805,000 | $ 514,523 | $ 179,000 |
| Wilson, Tennessee | 21 | $ 8,775,000 | $ 417,857 | $ 120,000 |
| Kaufman, Texas | 21 | $ 6,795,000 | $ 323,571 | $ 156,000 |
| Virginia Beach, Virginia | 21 | $ 6,685,000 | $ 318,333 | $ 132,000 |
| Thurston, Washington | 21 | $ 8,455,000 | $ 402,619 | $ 134,000 |
| Litchfield, Connecticut | 20 | $ 4,890,000 | $ 244,500 | $ 121,000 |
| St. Lucie, Florida | 20 | $ 5,970,000 | $ 298,500 | $ 160,000 |
| Hall, Georgia | 20 | $ 5,730,000 | $ 286,500 | $ 127,000 |
| Mesa, Colorado | 19 | $ 4,575,000 | $ 240,789 | $ 93,000 |
| Hendricks, Indiana | 19 | $ 5,825,000 | $ 306,578 | $ 112,000 |
| Prince George's, Maryland | 19 | $ 6,275,000 | $ 330,263 | $ 120,000 |
| Clay, Missouri | 19 | $ 5,515,000 | $ 290,263 | $ 113,000 |
| Delaware, Ohio | 19 | $ 8,625,000 | $ 453,947 | $ 149,000 |
| Johnson, Texas | 19 | $ 7,375,000 | $ 388,157 | $ 134,000 |
| Whatcom, Washington | 19 | $ 6,255,000 | $ 329,210 | $ 143,000 |
| Butte, California | 18 | $ 6,230,000 | $ 346,111 | $ 115,000 |
| New London, Connecticut | 18 | $ 6,370,000 | $ 353,888 | $ 174,000 |
| Marion, Florida | 18 | $ 4,300,000 | $ 238,888 | $ 116,000 |
| Milwaukee, Wisconsin | 18 | $ 4,360,000 | $ 242,222 | $ 119,000 |
| Monterey, California | 17 | $ 5,775,000 | $ 339,705 | $ 124,000 |
| Charlotte, Florida | 17 | $ 5,525,000 | $ 325,000 | $ 123,000 |
| Sumter, Florida | 17 | $ 4,425,000 | $ 260,294 | $ 117,000 |
| Jessamine, Kentucky | 17 | $ 4,835,000 | $ 284,411 | $ 91,000 |
| Bristol, Massachusetts | 17 | $ 6,635,000 | $ 390,294 | $ 122,000 |
| Hudson, New Jersey | 17 | $ 6,295,000 | $ 370,294 | $ 198,000 |
| Centre, Pennsylvania | 17 | $ 4,435,000 | $ 260,882 | $ 142,000 |
| Dauphin, Pennsylvania | 17 | $ 4,635,000 | $ 272,647 | $ 127,000 |
| Rutherford, Tennessee | 17 | $ 5,815,000 | $ 342,058 | $ 174,000 |
| Brazos, Texas | 17 | $ 4,235,000 | $ 249,117 | $ 233,000 |
| Tooele, Utah | 17 | $ 6,555,000 | $ 385,588 | $ 122,000 |
| Kitsap, Washington | 17 | $ 7,825,000 | $ 460,294 | $ 144,000 |
| Coconino, Arizona | 16 | $ 5,760,000 | $ 360,000 | $ 178,000 |
| Mohave, Arizona | 16 | $ 4,020,000 | $ 251,250 | $ 89,000 |
| Santa Barbara, California | 16 | $ 6,210,000 | $ 388,125 | $ 137,000 |
| Jackson, Georgia | 16 | $ 5,300,000 | $ 331,250 | $ 190,000 |
| Scott, Kentucky | 16 | $ 4,310,000 | $ 269,375 | $ 113,000 |
| Kent, Michigan | 16 | $ 4,740,000 | $ 296,250 | $ 122,000 |
| Mercer, New Jersey | 16 | $ 5,040,000 | $ 315,000 | $ 151,000 |
| Westmoreland, Pennsylvania | 16 | $ 4,030,000 | $ 251,875 | $ 92,000 |
| Knox, Tennessee | 16 | $ 4,470,000 | $ 279,375 | $ 253,000 |
| Comal, Texas | 16 | $ 5,720,000 | $ 357,500 | $ 181,000 |
| Hanover, Virginia | 16 | $ 5,160,000 | $ 322,500 | $ 117,000 |
| Kootenai, Idaho | 15 | $ 4,075,000 | $ 271,666 | $ 100,000 |
| Lake, Indiana | 15 | $ 4,025,000 | $ 268,333 | $ 289,000 |
| Buncombe, North Carolina | 15 | $ 5,375,000 | $ 358,333 | $ 138,000 |
| Forsyth, North Carolina | 15 | $ 4,475,000 | $ 298,333 | $ 148,000 |
| Franklin, North Carolina | 15 | $ 5,035,000 | $ 335,666 | $ 136,000 |
| Warren, Ohio | 15 | $ 4,265,000 | $ 284,333 | $ 117,000 |
| Benton, Oregon | 15 | $ 5,425,000 | $ 361,666 | $ 210,000 |
| Richland, South Carolina | 15 | $ 4,045,000 | $ 269,666 | $ 104,000 |
| Grayson, Texas | 15 | $ 5,045,000 | $ 336,333 | $ 175,000 |
| Boone, Indiana | 14 | $ 4,320,000 | $ 308,571 | $ 138,000 |
| Bullitt, Kentucky | 14 | $ 3,620,000 | $ 258,571 | $ 104,000 |
| Madison, Kentucky | 14 | $ 3,200,000 | $ 228,571 | $ 98,000 |
| Barnstable, Massachusetts | 14 | $ 5,590,000 | $ 399,285 | $ 235,000 |
| Bell, Texas | 14 | $ 3,250,000 | $ 232,142 | $ 193,000 |
| Lynchburg, Virginia | 14 | $ 3,360,000 | $ 240,000 | $ 81,000 |
| Dane, Wisconsin | 14 | $ 4,800,000 | $ 342,857 | $ 158,000 |
| Merced, California | 13 | $ 4,045,000 | $ 311,153 | $ 124,000 |
| Broomfield, Colorado | 13 | $ 5,485,000 | $ 421,923 | $ 138,000 |
| Muscogee, Georgia | 13 | $ 2,435,000 | $ 187,307 | $ 90,000 |
| Paulding, Georgia | 13 | $ 3,375,000 | $ 259,615 | $ 147,000 |
| Kendall, Illinois | 13 | $ 3,635,000 | $ 279,615 | $ 109,000 |
| McHenry, Illinois | 13 | $ 3,315,000 | $ 255,000 | $ 119,000 |
| Clark, Indiana | 13 | $ 2,465,000 | $ 189,615 | $ 85,000 |
| Kenton, Kentucky | 13 | $ 3,255,000 | $ 250,384 | $ 105,000 |
| Gaston, North Carolina | 13 | $ 3,845,000 | $ 295,769 | $ 131,000 |
| Iredell, North Carolina | 13 | $ 4,605,000 | $ 354,230 | $ 124,000 |
| Berks, Pennsylvania | 13 | $ 2,575,000 | $ 198,076 | $ 104,000 |
| Monroe, Pennsylvania | 13 | $ 3,555,000 | $ 273,461 | $ 188,000 |
| Waller, Texas | 13 | $ 5,035,000 | $ 387,307 | $ 164,000 |
| Madera, California | 12 | $ 2,890,000 | $ 240,833 | $ 154,000 |
| Napa, California | 12 | $ 4,060,000 | $ 338,333 | $ 149,000 |
| Tolland, Connecticut | 12 | $ 3,000,000 | $ 250,000 | $ 98,000 |
| Clay, Florida | 12 | $ 2,650,000 | $ 220,833 | $ 100,000 |
| Escambia, Florida | 12 | $ 4,320,000 | $ 360,000 | $ 212,000 |
| Hernando, Florida | 12 | $ 3,220,000 | $ 268,333 | $ 133,000 |
| Scott, Minnesota | 12 | $ 4,230,000 | $ 352,500 | $ 148,000 |
| Atlantic, New Jersey | 12 | $ 3,980,000 | $ 331,666 | $ 245,000 |
| Brunswick, North Carolina | 12 | $ 4,210,000 | $ 350,833 | $ 127,000 |
| Chatham, North Carolina | 12 | $ 3,470,000 | $ 289,166 | $ 128,000 |
| Butler, Ohio | 12 | $ 3,170,000 | $ 264,166 | $ 145,000 |
| Clermont, Ohio | 12 | $ 2,610,000 | $ 217,500 | $ 86,000 |
| Lorain, Ohio | 12 | $ 4,320,000 | $ 360,000 | $ 132,000 |
| Jackson, Oregon | 12 | $ 3,520,000 | $ 293,333 | $ 144,000 |
| Yamhill, Oregon | 12 | $ 3,860,000 | $ 321,666 | $ 111,000 |
| Wasatch, Utah | 12 | $ 5,380,000 | $ 448,333 | $ 145,000 |
| Bedford, Virginia | 12 | $ 3,510,000 | $ 292,500 | $ 113,000 |
| Richmond City, Virginia | 12 | $ 4,200,000 | $ 350,000 | $ 149,000 |
| St. Croix, Wisconsin | 12 | $ 3,280,000 | $ 273,333 | $ 97,000 |
| Sutter, California | 11 | $ 3,475,000 | $ 315,909 | $ 93,000 |
| La Plata, Colorado | 11 | $ 4,915,000 | $ 446,818 | $ 148,000 |
| Indian River, Florida | 11 | $ 3,455,000 | $ 314,090 | $ 94,000 |
| Chatham, Georgia | 11 | $ 4,255,000 | $ 386,818 | $ 203,000 |
| Coweta, Georgia | 11 | $ 2,675,000 | $ 243,181 | $ 112,000 |
| Ada, Idaho | 11 | $ 4,055,000 | $ 368,636 | $ 177,000 |
| Johnson, Indiana | 11 | $ 3,195,000 | $ 290,454 | $ 138,000 |
| St. Louis City, Missouri | 11 | $ 2,165,000 | $ 196,818 | $ 117,000 |
| Harnett, North Carolina | 11 | $ 2,885,000 | $ 262,272 | $ 147,000 |
| Licking, Ohio | 11 | $ 3,695,000 | $ 335,909 | $ 126,000 |
| Columbia, Oregon | 11 | $ 3,995,000 | $ 363,181 | $ 110,000 |
| Hamilton, Tennessee | 11 | $ 2,965,000 | $ 269,545 | $ 114,000 |
| Ellis, Texas | 11 | $ 3,425,000 | $ 311,363 | $ 111,000 |
| Guadalupe, Texas | 11 | $ 2,505,000 | $ 227,727 | $ 111,000 |
| Arlington, Virginia | 11 | $ 4,605,000 | $ 418,636 | $ 207,000 |
| Waukesha, Wisconsin | 11 | $ 2,895,000 | $ 263,181 | $ 97,000 |
| Marin, California | 10 | $ 4,510,000 | $ 451,000 | $ 174,000 |
| Bartow, Georgia | 10 | $ 2,400,000 | $ 240,000 | $ 161,000 |
| Dawson, Georgia | 10 | $ 2,850,000 | $ 285,000 | $ 107,000 |
| Fayette, Georgia | 10 | $ 3,390,000 | $ 339,000 | $ 153,000 |
| Hancock, Indiana | 10 | $ 2,000,000 | $ 200,000 | $ 102,000 |
| Madison, Indiana | 10 | $ 2,000,000 | $ 200,000 | $ 102,000 |
| Tippecanoe, Indiana | 10 | $ 1,760,000 | $ 176,000 | $ 198,000 |
| Wright, Minnesota | 10 | $ 2,800,000 | $ 280,000 | $ 112,000 |
| Catawba, North Carolina | 10 | $ 2,410,000 | $ 241,000 | $ 72,000 |
| Pitt, North Carolina | 10 | $ 1,840,000 | $ 184,000 | $ 132,000 |
| Stark, Ohio | 10 | $ 1,560,000 | $ 156,000 | $ 115,000 |
| Beaufort, South Carolina | 10 | $ 2,870,000 | $ 287,000 | $ 145,000 |
| McLennan, Texas | 10 | $ 3,740,000 | $ 374,000 | $ 196,000 |
| Box Elder, Utah | 10 | $ 2,510,000 | $ 251,000 | $ 88,000 |
| Humboldt, California | 9 | $ 2,665,000 | $ 296,111 | $ 115,000 |
| Yuba, California | 9 | $ 2,975,000 | $ 330,555 | $ 112,000 |
| Park, Colorado | 9 | $ 3,975,000 | $ 441,666 | $ 159,000 |
| Columbia, Georgia | 9 | $ 2,125,000 | $ 236,111 | $ 105,000 |
| Henry, Georgia | 9 | $ 1,955,000 | $ 217,222 | $ 94,000 |
| McLean, Illinois | 9 | $ 2,195,000 | $ 243,888 | $ 131,000 |
| Floyd, Indiana | 9 | $ 2,425,000 | $ 269,444 | $ 97,000 |
| Monroe, Indiana | 9 | $ 2,715,000 | $ 301,666 | $ 127,000 |
| Franklin, Kentucky | 9 | $ 2,235,000 | $ 248,333 | $ 100,000 |
| Shelby, Kentucky | 9 | $ 1,645,000 | $ 182,777 | $ 97,000 |
| Harford, Maryland | 9 | $ 2,745,000 | $ 305,000 | $ 122,000 |
| Hampden, Massachusetts | 9 | $ 2,365,000 | $ 262,777 | $ 142,000 |
| Alamance, North Carolina | 9 | $ 2,165,000 | $ 240,555 | $ 87,000 |
| Lincoln, North Carolina | 9 | $ 3,175,000 | $ 352,777 | $ 128,000 |
| Pender, North Carolina | 9 | $ 3,095,000 | $ 343,888 | $ 384,000 |
| Fairfield, Ohio | 9 | $ 2,385,000 | $ 265,000 | $ 104,000 |
| Linn, Oregon | 9 | $ 2,725,000 | $ 302,777 | $ 141,000 |
| Anderson, South Carolina | 9 | $ 2,025,000 | $ 225,000 | $ 78,000 |
| Hunt, Texas | 9 | $ 2,355,000 | $ 261,666 | $ 162,000 |
| Lubbock, Texas | 9 | $ 1,865,000 | $ 207,222 | $ 107,000 |
| Parker, Texas | 9 | $ 3,615,000 | $ 401,666 | $ 169,000 |
| Summit, Utah | 9 | $ 4,325,000 | $ 480,555 | $ 220,000 |
| Lake, California | 8 | $ 2,440,000 | $ 305,000 | $ 115,000 |
| Eagle, Colorado | 8 | $ 3,370,000 | $ 421,250 | $ 121,000 |
| Barrow, Georgia | 8 | $ 2,270,000 | $ 283,750 | $ 109,000 |
| Douglas, Georgia | 8 | $ 1,930,000 | $ 241,250 | $ 123,000 |
| Walton, Georgia | 8 | $ 2,460,000 | $ 307,500 | $ 139,000 |
| Lee, North Carolina | 8 | $ 2,550,000 | $ 318,750 | $ 134,000 |
| Watauga, North Carolina | 8 | $ 2,480,000 | $ 310,000 | $ 111,000 |
| Beaver, Pennsylvania | 8 | $ 1,770,000 | $ 221,250 | $ 130,000 |
| Lebanon, Pennsylvania | 8 | $ 2,490,000 | $ 311,250 | $ 106,000 |
| Berkeley, South Carolina | 8 | $ 2,610,000 | $ 326,250 | $ 141,000 |
| Spartanburg, South Carolina | 8 | $ 2,010,000 | $ 251,250 | $ 94,000 |
| Nueces, Texas | 8 | $ 2,620,000 | $ 327,500 | $ 196,000 |
| Iron, Utah | 8 | $ 2,970,000 | $ 371,250 | $ 106,000 |
| Chesapeake, Virginia | 8 | $ 1,570,000 | $ 196,250 | $ 100,000 |
| Stafford, Virginia | 8 | $ 3,550,000 | $ 443,750 | $ 162,000 |
| Cowlitz, Washington | 8 | $ 2,380,000 | $ 297,500 | $ 106,000 |
| Nevada, California | 7 | $ 3,175,000 | $ 453,571 | $ 122,000 |
| Tuolumne, California | 7 | $ 2,165,000 | $ 309,285 | $ 131,000 |
| Flagler, Florida | 7 | $ 1,855,000 | $ 265,000 | $ 136,000 |
| Santa Rosa, Florida | 7 | $ 1,275,000 | $ 182,142 | $ 82,000 |
| Clayton, Georgia | 7 | $ 935,000 | $ 133,571 | $ 78,000 |
| Houston, Georgia | 7 | $ 2,195,000 | $ 313,571 | $ 204,000 |
| Blaine, Idaho | 7 | $ 2,535,000 | $ 362,142 | $ 110,000 |
| Peoria, Illinois | 7 | $ 1,845,000 | $ 263,571 | $ 108,000 |
| Boone, Kentucky | 7 | $ 1,755,000 | $ 250,714 | $ 130,000 |
| Campbell, Kentucky | 7 | $ 2,075,000 | $ 296,428 | $ 111,000 |
| Hardin, Kentucky | 7 | $ 1,315,000 | $ 187,857 | $ 83,000 |
| Woodford, Kentucky | 7 | $ 1,665,000 | $ 237,857 | $ 121,000 |
| Ingham, Michigan | 7 | $ 2,195,000 | $ 313,571 | $ 157,000 |
| Jefferson, Missouri | 7 | $ 1,895,000 | $ 270,714 | $ 113,000 |
| Warren, New Jersey | 7 | $ 1,645,000 | $ 235,000 | $ 126,000 |
| Medina, Ohio | 7 | $ 2,085,000 | $ 297,857 | $ 201,000 |
| Wasco, Oregon | 7 | $ 2,515,000 | $ 359,285 | $ 127,000 |
| Franklin, Pennsylvania | 7 | $ 1,835,000 | $ 262,142 | $ 113,000 |
| Pike, Pennsylvania | 7 | $ 2,035,000 | $ 290,714 | $ 174,000 |
| Lexington, South Carolina | 7 | $ 1,695,000 | $ 242,142 | $ 143,000 |
| Wise, Texas | 7 | $ 2,795,000 | $ 399,285 | $ 95,000 |
| Yakima, Washington | 7 | $ 1,345,000 | $ 192,142 | $ 162,000 |
| Cochise, Arizona | 6 | $ 1,270,000 | $ 211,666 | $ 78,000 |
| San Benito, California | 6 | $ 2,830,000 | $ 471,666 | $ 129,000 |
| Garfield, Colorado | 6 | $ 1,890,000 | $ 315,000 | $ 102,000 |
| Grand, Colorado | 6 | $ 2,130,000 | $ 355,000 | $ 173,000 |
| Windham, Connecticut | 6 | $ 2,050,000 | $ 341,666 | $ 103,000 |
| Bay, Florida | 6 | $ 2,040,000 | $ 340,000 | $ 165,000 |
| Martin, Florida | 6 | $ 2,390,000 | $ 398,333 | $ 177,000 |
| Clarke, Georgia | 6 | $ 1,200,000 | $ 200,000 | $ 102,000 |
| Liberty, Georgia | 6 | $ 1,060,000 | $ 176,666 | $ 124,000 |
| Morgan, Indiana | 6 | $ 1,560,000 | $ 260,000 | $ 104,000 |
| Nelson, Kentucky | 6 | $ 1,410,000 | $ 235,000 | $ 95,000 |
| Calvert, Maryland | 6 | $ 1,930,000 | $ 321,666 | $ 141,000 |
| Monroe, Michigan | 6 | $ 1,120,000 | $ 186,666 | $ 184,000 |
| Platte, Missouri | 6 | $ 1,580,000 | $ 263,333 | $ 144,000 |
| Carteret, North Carolina | 6 | $ 2,560,000 | $ 426,666 | $ 415,000 |
| Davidson, North Carolina | 6 | $ 1,680,000 | $ 280,000 | $ 111,000 |
| Onslow, North Carolina | 6 | $ 1,700,000 | $ 283,333 | $ 153,000 |
| Lake, Ohio | 6 | $ 970,000 | $ 161,666 | $ 154,000 |
| Montgomery, Ohio | 6 | $ 1,420,000 | $ 236,666 | $ 142,000 |
| Portage, Ohio | 6 | $ 1,750,000 | $ 291,666 | $ 94,000 |
| Logan, Oklahoma | 6 | $ 1,770,000 | $ 295,000 | $ 99,000 |
| Clatsop, Oregon | 6 | $ 2,020,000 | $ 336,666 | $ 174,000 |
| Tillamook, Oregon | 6 | $ 2,080,000 | $ 346,666 | $ 237,000 |
| Oconee, South Carolina | 6 | $ 2,150,000 | $ 358,333 | $ 145,000 |
| Blount, Tennessee | 6 | $ 1,710,000 | $ 285,000 | $ 98,000 |
| Maury, Tennessee | 6 | $ 1,860,000 | $ 310,000 | $ 127,000 |
| Washington, Tennessee | 6 | $ 1,500,000 | $ 250,000 | $ 159,000 |
| Cameron, Texas | 6 | $ 1,450,000 | $ 241,666 | $ 125,000 |
| Hidalgo, Texas | 6 | $ 1,410,000 | $ 235,000 | $ 211,000 |
| Smith, Texas | 6 | $ 1,140,000 | $ 190,000 | $ 93,000 |
| Washington, Texas | 6 | $ 2,010,000 | $ 335,000 | $ 131,000 |
| Goochland, Virginia | 6 | $ 2,210,000 | $ 368,333 | $ 131,000 |
| Chelan, Washington | 6 | $ 2,610,000 | $ 435,000 | $ 139,000 |
| Clallam, Washington | 6 | $ 1,470,000 | $ 245,000 | $ 113,000 |
| Douglas, Washington | 6 | $ 2,670,000 | $ 445,000 | $ 138,000 |
| Washington, Wisconsin | 6 | $ 1,470,000 | $ 245,000 | $ 90,000 |
| Calaveras, California | 5 | $ 1,925,000 | $ 385,000 | $ 209,000 |
| Mendocino, California | 5 | $ 1,835,000 | $ 367,000 | $ 142,000 |
| Tulare, California | 5 | $ 1,215,000 | $ 243,000 | $ 86,000 |
| Chaffee, Colorado | 5 | $ 2,465,000 | $ 493,000 | $ 140,000 |
| Elbert, Colorado | 5 | $ 2,535,000 | $ 507,000 | $ 215,000 |
| Fremont, Colorado | 5 | $ 1,545,000 | $ 309,000 | $ 177,000 |
| Pueblo, Colorado | 5 | $ 1,425,000 | $ 285,000 | $ 99,000 |
| Walton, Florida | 5 | $ 1,855,000 | $ 371,000 | $ 209,000 |
| Newton, Georgia | 5 | $ 995,000 | $ 199,000 | $ 74,000 |
| Pickens, Georgia | 5 | $ 1,385,000 | $ 277,000 | $ 144,000 |
| Howard, Indiana | 5 | $ 1,175,000 | $ 235,000 | $ 84,000 |
| Porter, Indiana | 5 | $ 835,000 | $ 167,000 | $ 62,000 |
| Sedgwick, Kansas | 5 | $ 1,585,000 | $ 317,000 | $ 140,000 |
| Anderson, Kentucky | 5 | $ 825,000 | $ 165,000 | $ 92,000 |
| Spencer, Kentucky | 5 | $ 1,215,000 | $ 243,000 | $ 76,000 |
| Carroll, Maryland | 5 | $ 1,345,000 | $ 269,000 | $ 109,000 |
| Worcester, Maryland | 5 | $ 1,625,000 | $ 325,000 | $ 250,000 |
| Grand Traverse, Michigan | 5 | $ 2,295,000 | $ 459,000 | $ 185,000 |
| Greene, Ohio | 5 | $ 1,585,000 | $ 317,000 | $ 88,000 |
| Canadian, Oklahoma | 5 | $ 1,555,000 | $ 311,000 | $ 103,000 |
| Hood River, Oregon | 5 | $ 2,085,000 | $ 417,000 | $ 110,000 |
| Lackawanna, Pennsylvania | 5 | $ 1,685,000 | $ 337,000 | $ 123,000 |
| Dorchester, South Carolina | 5 | $ 1,565,000 | $ 313,000 | $ 87,000 |
| Florence, South Carolina | 5 | $ 845,000 | $ 169,000 | $ 95,000 |
| Montgomery, Tennessee | 5 | $ 1,115,000 | $ 223,000 | $ 135,000 |
| Sevier, Tennessee | 5 | $ 1,915,000 | $ 383,000 | $ 151,000 |
| Sullivan, Tennessee | 5 | $ 1,175,000 | $ 235,000 | $ 85,000 |
| Bastrop, Texas | 5 | $ 1,365,000 | $ 273,000 | $ 177,000 |
| Jefferson, Texas | 5 | $ 1,125,000 | $ 225,000 | $ 106,000 |
| Morgan, Utah | 5 | $ 2,475,000 | $ 495,000 | $ 100,000 |
| Island, Washington | 5 | $ 1,785,000 | $ 357,000 | $ 112,000 |
| Yuma, Arizona | 4 | $ 820,000 | $ 205,000 | $ 84,000 |
| Kings, California | 4 | $ 680,000 | $ 170,000 | $ 127,000 |
| Plumas, California | 4 | $ 1,500,000 | $ 375,000 | $ 346,000 |
| Lake, Colorado | 4 | $ 1,720,000 | $ 430,000 | $ 196,000 |
| Routt, Colorado | 4 | $ 1,680,000 | $ 420,000 | $ 154,000 |
| Highlands, Florida | 4 | $ 660,000 | $ 165,000 | $ 70,000 |
| Monroe, Florida | 4 | $ 1,940,000 | $ 485,000 | $ 167,000 |
| Bryan, Georgia | 4 | $ 1,330,000 | $ 332,500 | $ 148,000 |
| Bulloch, Georgia | 4 | $ 760,000 | $ 190,000 | $ 85,000 |
| Effingham, Georgia | 4 | $ 1,110,000 | $ 277,500 | $ 128,000 |
| Greene, Georgia | 4 | $ 2,270,000 | $ 567,500 | $ 331,000 |
| Lowndes, Georgia | 4 | $ 730,000 | $ 182,500 | $ 91,000 |
| Lumpkin, Georgia | 4 | $ 1,280,000 | $ 320,000 | $ 144,000 |
| Oconee, Georgia | 4 | $ 1,010,000 | $ 252,500 | $ 163,000 |
| Rockdale, Georgia | 4 | $ 760,000 | $ 190,000 | $ 104,000 |
| Bonneville, Idaho | 4 | $ 1,460,000 | $ 365,000 | $ 153,000 |
| Bartholomew, Indiana | 4 | $ 750,000 | $ 187,500 | $ 160,000 |
| St. Joseph, Indiana | 4 | $ 790,000 | $ 197,500 | $ 72,000 |
| Charles, Maryland | 4 | $ 1,230,000 | $ 307,500 | $ 137,000 |
| Crow Wing, Minnesota | 4 | $ 1,300,000 | $ 325,000 | $ 131,000 |
| Olmsted, Minnesota | 4 | $ 1,420,000 | $ 355,000 | $ 132,000 |
| Warren, Missouri | 4 | $ 1,080,000 | $ 270,000 | $ 92,000 |
| Carson City, Nevada | 4 | $ 1,520,000 | $ 380,000 | $ 101,000 |
| Cape May, New Jersey | 4 | $ 1,080,000 | $ 270,000 | $ 173,000 |
| Cumberland, New Jersey | 4 | $ 720,000 | $ 180,000 | $ 69,000 |
| Granville, North Carolina | 4 | $ 1,250,000 | $ 312,500 | $ 123,000 |
| Jackson, North Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 186,000 |
| Moore, North Carolina | 4 | $ 1,280,000 | $ 320,000 | $ 131,000 |
| Rowan, North Carolina | 4 | $ 930,000 | $ 232,500 | $ 108,000 |
| Mahoning, Ohio | 4 | $ 570,000 | $ 142,500 | $ 82,000 |
| Pickaway, Ohio | 4 | $ 1,030,000 | $ 257,500 | $ 122,000 |
| Bryan, Oklahoma | 4 | $ 860,000 | $ 215,000 | $ 165,000 |
| Cleveland, Oklahoma | 4 | $ 980,000 | $ 245,000 | $ 125,000 |
| Douglas, Oregon | 4 | $ 1,080,000 | $ 270,000 | $ 78,000 |
| Jefferson, Oregon | 4 | $ 1,000,000 | $ 250,000 | $ 92,000 |
| Polk, Oregon | 4 | $ 1,240,000 | $ 310,000 | $ 94,000 |
| Clearfield, Pennsylvania | 4 | $ 720,000 | $ 180,000 | $ 108,000 |
| Wayne, Pennsylvania | 4 | $ 1,030,000 | $ 257,500 | $ 410,000 |
| Georgetown, South Carolina | 4 | $ 1,200,000 | $ 300,000 | $ 200,000 |
| Sumner, Tennessee | 4 | $ 640,000 | $ 160,000 | $ 52,000 |
| Caldwell, Texas | 4 | $ 1,260,000 | $ 315,000 | $ 194,000 |
| El Paso, Texas | 4 | $ 970,000 | $ 242,500 | $ 176,000 |
| Midland, Texas | 4 | $ 1,230,000 | $ 307,500 | $ 117,000 |
| Titus, Texas | 4 | $ 1,190,000 | $ 297,500 | $ 119,000 |
| Webb, Texas | 4 | $ 830,000 | $ 207,500 | $ 180,000 |
| Rich, Utah | 4 | $ 1,240,000 | $ 310,000 | $ 210,000 |
| Sanpete, Utah | 4 | $ 910,000 | $ 227,500 | $ 67,000 |
| Albemarle, Virginia | 4 | $ 1,380,000 | $ 345,000 | $ 130,000 |
| Alexandria, Virginia | 4 | $ 1,630,000 | $ 407,500 | $ 114,000 |
| Campbell, Virginia | 4 | $ 850,000 | $ 212,500 | $ 75,000 |
| Manassas Park, Virginia | 4 | $ 1,270,000 | $ 317,500 | $ 105,000 |
| Newport News, Virginia | 4 | $ 600,000 | $ 150,000 | $ 53,000 |
| Spotsylvania, Virginia | 4 | $ 2,190,000 | $ 547,500 | $ 174,000 |
| York, Virginia | 4 | $ 1,470,000 | $ 367,500 | $ 217,000 |
| Franklin, Washington | 4 | $ 1,140,000 | $ 285,000 | $ 125,000 |
| Lewis, Washington | 4 | $ 1,400,000 | $ 350,000 | $ 117,000 |
| Skagit, Washington | 4 | $ 2,090,000 | $ 522,500 | $ 157,000 |
| Navajo, Arizona | 3 | $ 925,000 | $ 308,333 | $ 121,000 |
| Amador, California | 3 | $ 565,000 | $ 188,333 | $ 337,000 |
| Glenn, California | 3 | $ 675,000 | $ 225,000 | $ 142,000 |
| Mono, California | 3 | $ 755,000 | $ 251,666 | $ 124,000 |
Mortgage Loan Application Detail Totals for Provident Funding Associates in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,453 | $5,739,715,000 | $397,000 | $2,005,000 | $154,000 | $4,020,000 |
| Refinancing | 3,684 | $1,055,040,000 | $286,000 | $1,485,000 | $131,000 | $3,720,000 |
| Cash-out Refinancing | 2,993 | $925,565,000 | $309,000 | $1,135,000 | $138,000 | $2,484,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,039 | $2,734,615,000 | $340,000 | $2,005,000 | $142,000 | $2,484,000 |
| Asian | 6,468 | $2,676,130,000 | $413,000 | $1,575,000 | $158,000 | $4,020,000 |
| Not Provided | 4,399 | $1,567,215,000 | $356,000 | $1,875,000 | $148,000 | $3,720,000 |
| Hispanic | 910 | $307,140,000 | $337,000 | $1,175,000 | $132,000 | $1,551,000 |
| Not applicable | 877 | $296,275,000 | $337,000 | $1,485,000 | $0 | $0 |
| Black or African American | 383 | $118,365,000 | $309,000 | $1,175,000 | $126,000 | $2,700,000 |
| American Indian or Alaskan Native | 34 | $12,480,000 | $367,000 | $645,000 | $152,000 | $467,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $8,100,000 | $405,000 | $645,000 | $129,000 | $390,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,130 | $7,720,320,000 | $365,000 | $2,005,000 | $148,000 | $4,020,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,098 | $4,007,860,000 | $361,000 | $1,705,000 | $141,000 | $1,347,000 |
| Application Withdrawn By Applicant | 5,348 | $2,018,470,000 | $377,000 | $2,005,000 | $161,000 | $4,020,000 |
| File Closed For Incompleteness | 1,919 | $773,835,000 | $403,000 | $1,505,000 | $164,000 | $3,720,000 |
| Application Denied By Financial Institution | 1,720 | $562,860,000 | $327,000 | $1,705,000 | $132,000 | $2,393,000 |
| Loan Purchased By The Institution | 877 | $296,275,000 | $337,000 | $1,485,000 | $0 | $0 |
| Application Approved But Not Accepted | 168 | $61,020,000 | $363,000 | $1,315,000 | $142,000 | $1,102,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,410 | $7,157,460,000 | $368,000 | $2,005,000 | $149,000 | $4,020,000 |
| Credit History | 522 | $135,180,000 | $258,000 | $1,575,000 | $114,000 | $2,393,000 |
| Debt-To-Income Ratio | 468 | $176,880,000 | $377,000 | $1,705,000 | $93,000 | $427,000 |
| Collateral | 457 | $158,955,000 | $347,000 | $1,605,000 | $193,000 | $2,133,000 |
| Other | 133 | $42,145,000 | $316,000 | $645,000 | $154,000 | $1,586,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 49 | $18,315,000 | $373,000 | $785,000 | $122,000 | $276,000 |
| Employment History | 45 | $15,975,000 | $355,000 | $645,000 | $94,000 | $360,000 |
| Unverifiable Information | 33 | $11,565,000 | $350,000 | $645,000 | $85,000 | $230,000 |
| Mortgage Insurance Denied | 13 | $3,845,000 | $295,000 | $815,000 | $92,000 | $285,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Provident Funding Associates's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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