Pulaski Bank, NA Mortgage Lending & HMDA Data, 2014

In 2014, Pulaski Bank, NA of St Louis, MO reported 6,930 mortgage applications totaling $1.2 billion, down 18% from 2013. The average application was for $179,450, and applicants reported an average income of $93,783. 75% of its applications resulted in an originated loan and 8% were denied. Its largest markets were St. Louis, MO-IL (3,307), Kansas City, MO-KS (1,217) and Omaha-Council Bluffs, NE-IA (726) (applications in parentheses).

Mortgage Company & Address Pulaski Bank, NA
12300 Olive Blvd
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,930
Total Mortgage Loan Application Amount $1,243,591,000
Average Mortgage Loan Application Amount $179,450
Highest Mortgage Loan Application Amount $4,050,000
Average Applicant Income $93,783
Highest Applicant Income $4,639,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pulaski Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pulaski Bank, NA by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 1,424 $ 297,436,000 $ 208,873 $ 118,000
St. Charles, Missouri 801 $ 135,370,000 $ 169,001 $ 86,000
Johnson, Kansas 504 $ 112,648,000 $ 223,507 $ 121,000
Sedgwick, Kansas 438 $ 65,873,000 $ 150,394 $ 81,000
Douglas, Nebraska 408 $ 73,659,000 $ 180,536 $ 98,000
Jefferson, Missouri 279 $ 43,275,000 $ 155,107 $ 71,000
Jackson, Missouri 278 $ 39,206,000 $ 141,028 $ 83,000
St. Louis City, Missouri 269 $ 47,445,000 $ 176,375 $ 85,000
Madison, Illinois 242 $ 24,896,000 $ 102,876 $ 53,000
Clay, Missouri 176 $ 27,855,000 $ 158,267 $ 83,000
Pottawattamie, Iowa 150 $ 22,218,000 $ 148,120 $ 72,000
Sarpy, Nebraska 129 $ 23,523,000 $ 182,348 $ 81,000
Douglas, Kansas 127 $ 21,335,000 $ 167,992 $ 93,000
Johnson, Missouri 119 $ 18,402,000 $ 154,638 $ 62,000
Cook, Illinois 113 $ 19,632,000 $ 173,734 $ 67,000
Cass, Missouri 83 $ 12,220,000 $ 147,228 $ 82,000
Lincoln, Missouri 81 $ 13,063,000 $ 161,271 $ 62,000
St. Clair, Illinois 69 $ 10,878,000 $ 157,652 $ 70,000
Platte, Missouri 61 $ 12,869,000 $ 210,967 $ 110,000
Camden, Missouri 60 $ 9,648,000 $ 160,800 $ 144,000
Greene, Missouri 55 $ 6,517,000 $ 118,490 $ 108,000
Wyandotte, Kansas 54 $ 5,956,000 $ 110,296 $ 66,000
Butler, Kansas 52 $ 10,979,000 $ 211,134 $ 104,000
Franklin, Missouri 42 $ 6,630,000 $ 157,857 $ 78,000
Pettis, Missouri 42 $ 4,791,000 $ 114,071 $ 46,000
DuPage, Illinois 41 $ 8,736,000 $ 213,073 $ 102,000
Warren, Missouri 40 $ 5,721,000 $ 143,025 $ 75,000
Will, Illinois 32 $ 6,296,000 $ 196,750 $ 97,000
Jersey, Illinois 26 $ 3,441,000 $ 132,346 $ 55,000
St. Francois, Missouri 25 $ 2,528,000 $ 101,120 $ 48,000
Christian, Missouri 23 $ 3,807,000 $ 165,521 $ 90,000
Miami, Kansas 19 $ 3,068,000 $ 161,473 $ 89,000
Macoupin, Illinois 16 $ 1,825,000 $ 114,062 $ 54,000
Leavenworth, Kansas 16 $ 2,999,000 $ 187,437 $ 77,000
Morgan, Missouri 15 $ 2,314,000 $ 154,266 $ 178,000
Cass, Nebraska 15 $ 2,549,000 $ 169,933 $ 95,000
Kane, Illinois 13 $ 1,817,000 $ 139,769 $ 51,000
Harvey, Kansas 12 $ 1,169,000 $ 97,416 $ 44,000
Lafayette, Missouri 12 $ 1,328,000 $ 110,666 $ 64,000
Denver, Colorado 10 $ 2,217,000 $ 221,700 $ 78,000
Monroe, Illinois 10 $ 1,941,000 $ 194,100 $ 75,000
Clinton, Missouri 9 $ 1,573,000 $ 174,777 $ 67,000
Cole, Missouri 9 $ 1,501,000 $ 166,777 $ 110,000
Howell, Missouri 9 $ 834,000 $ 92,666 $ 31,000
Douglas, Colorado 8 $ 1,890,000 $ 236,250 $ 103,000
Sumner, Kansas 8 $ 1,188,000 $ 148,500 $ 76,000
Boone, Missouri 8 $ 765,000 $ 95,625 $ 71,000
Washington, Nebraska 8 $ 1,304,000 $ 163,000 $ 74,000
Harris, Texas 8 $ 2,301,000 $ 287,625 $ 219,000
Maricopa, Arizona 7 $ 1,861,000 $ 265,857 $ 117,000
Los Angeles, California 7 $ 4,635,000 $ 662,142 $ 179,000
Arapahoe, Colorado 7 $ 1,617,000 $ 231,000 $ 77,000
Clinton, Illinois 7 $ 762,000 $ 108,857 $ 47,000
Mills, Iowa 7 $ 1,585,000 $ 226,428 $ 100,000
Adams, Colorado 6 $ 1,272,000 $ 212,000 $ 68,000
Boulder, Colorado 6 $ 2,369,000 $ 394,833 $ 201,000
Franklin, Kansas 6 $ 639,000 $ 106,500 $ 47,000
Jefferson, Kansas 6 $ 900,000 $ 150,000 $ 53,000
Shawnee, Kansas 6 $ 1,003,000 $ 167,166 $ 80,000
Miller, Missouri 6 $ 618,000 $ 103,000 $ 113,000
Polk, Missouri 6 $ 619,000 $ 103,166 $ 44,000
Ste. Genevieve, Missouri 6 $ 1,095,000 $ 182,500 $ 119,000
Dodge, Nebraska 6 $ 744,000 $ 124,000 $ 81,000
Lancaster, Nebraska 6 $ 1,500,000 $ 250,000 $ 121,000
Dallas, Texas 6 $ 1,066,000 $ 177,666 $ 82,000
Orange, California 5 $ 2,879,000 $ 575,800 $ 167,000
Jefferson, Colorado 5 $ 1,408,000 $ 281,600 $ 90,000
Harrison, Iowa 5 $ 565,000 $ 113,000 $ 51,000
Lawrence, Missouri 5 $ 527,000 $ 105,400 $ 43,000
San Bernardino, California 4 $ 1,092,000 $ 273,000 $ 131,000
Weld, Colorado 4 $ 772,000 $ 193,000 $ 156,000
DeKalb, Georgia 4 $ 1,435,000 $ 358,750 $ 156,000
Fulton, Georgia 4 $ 1,591,000 $ 397,750 $ 244,000
Greene, Illinois 4 $ 486,000 $ 121,500 $ 51,000
Kendall, Illinois 4 $ 873,000 $ 218,250 $ 97,000
McHenry, Illinois 4 $ 689,000 $ 172,250 $ 58,000
Benton, Missouri 4 $ 505,000 $ 126,250 $ 57,000
Henry, Missouri 4 $ 543,000 $ 135,750 $ 36,000
Saunders, Nebraska 4 $ 792,000 $ 198,000 $ 90,000
Denton, Texas 4 $ 1,116,000 $ 279,000 $ 133,000
Loudoun, Virginia 4 $ 1,743,000 $ 435,750 $ 162,000
Prince William, Virginia 4 $ 2,182,000 $ 545,500 $ 161,000
Virginia Beach, Virginia 4 $ 1,797,000 $ 449,250 $ 76,000
Montrose, Colorado 3 $ 304,000 $ 101,333 $ 72,000
Palm Beach, Florida 3 $ 1,020,000 $ 340,000 $ 236,000
Gwinnett, Georgia 3 $ 558,000 $ 186,000 $ 111,000
Lyon, Kansas 3 $ 500,000 $ 166,666 $ 119,000
Barry, Missouri 3 $ 425,000 $ 141,666 $ 69,000
Carroll, Missouri 3 $ 254,000 $ 84,666 $ 44,000
Gasconade, Missouri 3 $ 411,000 $ 137,000 $ 75,000
Jasper, Missouri 3 $ 451,000 $ 150,333 $ 15,000
Phelps, Missouri 3 $ 267,000 $ 89,000 $ 92,000
Saline, Missouri 3 $ 485,000 $ 161,666 $ 106,000
Taney, Missouri 3 $ 496,000 $ 165,333 $ 132,000
Franklin, Ohio 3 $ 830,000 $ 276,666 $ 100,000
Garfield, Oklahoma 3 $ 769,000 $ 256,333 $ 153,000
Davidson, Tennessee 3 $ 657,000 $ 219,000 $ 181,000
Shelby, Tennessee 3 $ 3,500,000 $ 1,166,666 $ 43,000
Collin, Texas 3 $ 911,000 $ 303,666 $ 140,000
Arlington, Virginia 3 $ 1,724,000 $ 574,666 $ 225,000
Fairfax, Virginia 3 $ 1,146,000 $ 382,000 $ 150,000
King, Washington 3 $ 2,575,000 $ 858,333 $ 188,000
Milwaukee, Wisconsin 3 $ 408,000 $ 136,000 $ 86,000
Cleburne, Arkansas 2 $ 202,000 $ 101,000 $ 55,000
Alameda, California 2 $ 910,000 $ 455,000 $ 607,000
Contra Costa, California 2 $ 1,563,000 $ 781,500 $ 113,000
Kern, California 2 $ 371,000 $ 185,500 $ 110,000
San Diego, California 2 $ 545,000 $ 272,500 $ 103,000
San Joaquin, California 2 $ 637,000 $ 318,500 $ 54,000
San Mateo, California 2 $ 1,098,000 $ 549,000 $ 107,000
Collier, Florida 2 $ 648,000 $ 324,000 $ 156,000
Escambia, Florida 2 $ 581,000 $ 290,500 $ 195,000
Sarasota, Florida 2 $ 532,000 $ 266,000 $ 242,000
Cobb, Georgia 2 $ 349,000 $ 174,500 $ 164,000
Fayette, Georgia 2 $ 594,000 $ 297,000 $ 175,000
Forsyth, Georgia 2 $ 574,000 $ 287,000 $ 114,000
Twin Falls, Idaho 2 $ 255,000 $ 127,500 $ 148,000
Randolph, Illinois 2 $ 314,000 $ 157,000 $ 67,000
Washington, Illinois 2 $ 395,000 $ 197,500 $ 67,000
Greene, Iowa 2 $ 218,000 $ 109,000 $ 48,000
Shelby, Iowa 2 $ 294,000 $ 147,000 $ 131,000
Ford, Kansas 2 $ 305,000 $ 152,500 $ 117,000
Linn, Kansas 2 $ 141,000 $ 70,500 $ 57,000
Marion, Kansas 2 $ 196,000 $ 98,000 $ 60,000
Marshall, Kansas 2 $ 218,000 $ 109,000 $ 76,000
Pratt, Kansas 2 $ 174,000 $ 87,000 $ 201,000
Jefferson, Louisiana 2 $ 275,000 $ 137,500 $ 72,000
St. Tammany, Louisiana 2 $ 646,000 $ 323,000 $ 167,000
Anne Arundel, Maryland 2 $ 674,000 $ 337,000 $ 140,000
Berrien, Michigan 2 $ 465,000 $ 232,500 $ 175,000
Bates, Missouri 2 $ 302,000 $ 151,000 $ 77,000
Buchanan, Missouri 2 $ 250,000 $ 125,000 $ 54,000
Cape Girardeau, Missouri 2 $ 395,000 $ 197,500 $ 79,000
Hickory, Missouri 2 $ 256,000 $ 128,000 $ 57,000
Linn, Missouri 2 $ 66,000 $ 33,000 $ 65,000
Macon, Missouri 2 $ 195,000 $ 97,500 $ 73,000
Madison, Missouri 2 $ 183,000 $ 91,500 $ 51,000
Pike, Missouri 2 $ 264,000 $ 132,000 $ 19,000
Pulaski, Missouri 2 $ 233,000 $ 116,500 $ 61,000
Stone, Missouri 2 $ 600,000 $ 300,000 $ 57,000
Washington, Missouri 2 $ 188,000 $ 94,000 $ 72,000
Webster, Missouri 2 $ 200,000 $ 100,000 $ 50,000
Hall, Nebraska 2 $ 276,000 $ 138,000 $ 82,000
Wake, North Carolina 2 $ 284,000 $ 142,000 $ 95,000
Hamilton, Tennessee 2 $ 363,000 $ 181,500 $ 97,000
Bexar, Texas 2 $ 397,000 $ 198,500 $ 61,000
Rockwall, Texas 2 $ 420,000 $ 210,000 $ 84,000
Travis, Texas 2 $ 587,000 $ 293,500 $ 429,000
Fauquier, Virginia 2 $ 1,177,000 $ 588,500 $ 29,000
Outagamie, Wisconsin 2 $ 622,000 $ 311,000 $ 50,000
Baldwin, Alabama 1 $ 300,000 $ 300,000 $ 251,000
Madison, Alabama 1 $ 67,000 $ 67,000 $ 17,000
Russell, Alabama 1 $ 208,000 $ 208,000 $ 53,000
Pima, Arizona 1 $ 130,000 $ 130,000 $ 191,000
Pinal, Arizona 1 $ 130,000 $ 130,000 $ 80,000
Baxter, Arkansas 1 $ 178,000 $ 178,000 $ 138,000
Marion, Arkansas 1 $ 110,000 $ 110,000 $ 39,000
Pulaski, Arkansas 1 $ 67,000 $ 67,000 $ 88,000
Washington, Arkansas 1 $ 169,000 $ 169,000 $ 418,000
El Dorado, California 1 $ 417,000 $ 417,000 $ 54,000
Fresno, California 1 $ 156,000 $ 156,000 $ 74,000
Marin, California 1 $ 440,000 $ 440,000 $ 150,000
Nevada, California 1 $ 217,000 $ 217,000 $ 73,000
Riverside, California 1 $ 277,000 $ 277,000 $ 40,000
San Luis Obispo, California 1 $ 599,000 $ 599,000 $ 775,000
Santa Clara, California 1 $ 1,203,000 $ 1,203,000 $ 318,000
Santa Cruz, California 1 $ 393,000 $ 393,000 $ 129,000
Sonoma, California 1 $ 469,000 $ 469,000 $ 175,000
Ventura, California 1 $ 373,000 $ 373,000 $ 71,000
Eagle, Colorado 1 $ 628,000 $ 628,000 $ 865,000
El Paso, Colorado 1 $ 148,000 $ 148,000 $ 60,000
Fremont, Colorado 1 $ 160,000 $ 160,000 $ 85,000
La Plata, Colorado 1 $ 312,000 $ 312,000 $ 172,000
Bay, Florida 1 $ 152,000 $ 152,000 $ 75,000
Broward, Florida 1 $ 184,000 $ 184,000 $ 108,000
Hillsborough, Florida 1 $ 252,000 $ 252,000 $ 73,000
Lake, Florida 1 $ 259,000 $ 259,000 $ 0
Lee, Florida 1 $ 218,000 $ 218,000 $ 84,000
Pasco, Florida 1 $ 226,000 $ 226,000 $ 120,000
Pinellas, Florida 1 $ 133,000 $ 133,000 $ 107,000
Sumter, Florida 1 $ 198,000 $ 198,000 $ 90,000
Bibb, Georgia 1 $ 188,000 $ 188,000 $ 57,000
Chatham, Georgia 1 $ 207,000 $ 207,000 $ 164,000
Cherokee, Georgia 1 $ 261,000 $ 261,000 $ 0
Hawaii, Hawaii 1 $ 225,000 $ 225,000 $ 103,000
Honolulu, Hawaii 1 $ 470,000 $ 470,000 $ 92,000
Calhoun, Illinois 1 $ 65,000 $ 65,000 $ 21,000
Champaign, Illinois 1 $ 212,000 $ 212,000 $ 163,000
DeKalb, Illinois 1 $ 120,000 $ 120,000 $ 44,000
Grundy, Illinois 1 $ 287,000 $ 287,000 $ 127,000
Johnson, Illinois 1 $ 55,000 $ 55,000 $ 50,000
Kankakee, Illinois 1 $ 214,000 $ 214,000 $ 235,000
Lake, Illinois 1 $ 301,000 $ 301,000 $ 390,000
LaSalle, Illinois 1 $ 285,000 $ 285,000 $ 189,000
Marion, Illinois 1 $ 178,000 $ 178,000 $ 100,000
Montgomery, Illinois 1 $ 383,000 $ 383,000 $ 450,000
Peoria, Illinois 1 $ 80,000 $ 80,000 $ 23,000
Scott, Illinois 1 $ 178,000 $ 178,000 $ 60,000
Tazewell, Illinois 1 $ 330,000 $ 330,000 $ 0
Woodford, Illinois 1 $ 153,000 $ 153,000 $ 67,000
Lake, Indiana 1 $ 252,000 $ 252,000 $ 155,000
Marion, Indiana 1 $ 85,000 $ 85,000 $ 70,000
Monroe, Indiana 1 $ 154,000 $ 154,000 $ 390,000
St. Joseph, Indiana 1 $ 90,000 $ 90,000 $ 34,000
Dallas, Iowa 1 $ 304,000 $ 304,000 $ 122,000
Dubuque, Iowa 1 $ 325,000 $ 325,000 $ 225,000
Fremont, Iowa 1 $ 75,000 $ 75,000 $ 0
Page, Iowa 1 $ 79,000 $ 79,000 $ 31,000
Union, Iowa 1 $ 89,000 $ 89,000 $ 54,000
Warren, Iowa 1 $ 110,000 $ 110,000 $ 63,000
Barber, Kansas 1 $ 108,000 $ 108,000 $ 79,000
Barton, Kansas 1 $ 57,000 $ 57,000 $ 52,000
Coffey, Kansas 1 $ 45,000 $ 45,000 $ 37,000
Cowley, Kansas 1 $ 76,000 $ 76,000 $ 52,000
Dickinson, Kansas 1 $ 97,000 $ 97,000 $ 36,000
Grant, Kansas 1 $ 144,000 $ 144,000 $ 58,000
Labette, Kansas 1 $ 61,000 $ 61,000 $ 28,000
Morris, Kansas 1 $ 169,000 $ 169,000 $ 79,000
Reno, Kansas 1 $ 155,000 $ 155,000 $ 88,000
Saline, Kansas 1 $ 100,000 $ 100,000 $ 48,000
Seward, Kansas 1 $ 76,000 $ 76,000 $ 40,000
Ballard, Kentucky 1 $ 42,000 $ 42,000 $ 40,000
Kenton, Kentucky 1 $ 118,000 $ 118,000 $ 39,000
McCracken, Kentucky 1 $ 162,000 $ 162,000 $ 40,000
Acadia, Louisiana 1 $ 164,000 $ 164,000 $ 62,000
Ascension, Louisiana 1 $ 236,000 $ 236,000 $ 104,000
Caddo, Louisiana 1 $ 250,000 $ 250,000 $ 122,000
Concordia, Louisiana 1 $ 275,000 $ 275,000 $ 91,000
Orleans, Louisiana 1 $ 190,000 $ 190,000 $ 66,000
Terrebonne, Louisiana 1 $ 404,000 $ 404,000 $ 217,000
Eaton, Michigan 1 $ 133,000 $ 133,000 $ 153,000
Oakland, Michigan 1 $ 342,000 $ 342,000 $ 121,000
Wayne, Michigan 1 $ 94,000 $ 94,000 $ 110,000
Dakota, Minnesota 1 $ 172,000 $ 172,000 $ 115,000
Callaway, Missouri 1 $ 335,000 $ 335,000 $ 0
Cedar, Missouri 1 $ 54,000 $ 54,000 $ 24,000
Cooper, Missouri 1 $ 99,000 $ 99,000 $ 34,000
Dade, Missouri 1 $ 44,000 $ 44,000 $ 32,000
Dallas, Missouri 1 $ 231,000 $ 231,000 $ 95,000
Daviess, Missouri 1 $ 268,000 $ 268,000 $ 1,971,000
DeKalb, Missouri 1 $ 84,000 $ 84,000 $ 37,000
Grundy, Missouri 1 $ 95,000 $ 95,000 $ 42,000
Iron, Missouri 1 $ 62,000 $ 62,000 $ 46,000
Moniteau, Missouri 1 $ 225,000 $ 225,000 $ 80,000
Monroe, Missouri 1 $ 156,000 $ 156,000 $ 38,000
Newton, Missouri 1 $ 136,000 $ 136,000 $ 43,000
Nodaway, Missouri 1 $ 114,000 $ 114,000 $ 113,000
Oregon, Missouri 1 $ 194,000 $ 194,000 $ 175,000
Perry, Missouri 1 $ 82,000 $ 82,000 $ 25,000
Putnam, Missouri 1 $ 90,000 $ 90,000 $ 104,000
Ralls, Missouri 1 $ 246,000 $ 246,000 $ 99,000
Randolph, Missouri 1 $ 65,000 $ 65,000 $ 25,000
Ray, Missouri 1 $ 64,000 $ 64,000 $ 64,000
Butler, Nebraska 1 $ 86,000 $ 86,000 $ 153,000
Colfax, Nebraska 1 $ 91,000 $ 91,000 $ 47,000
Keith, Nebraska 1 $ 100,000 $ 100,000 $ 48,000
Otoe, Nebraska 1 $ 116,000 $ 116,000 $ 68,000
Pierce, Nebraska 1 $ 65,000 $ 65,000 $ 100,000
Clark, Nevada 1 $ 241,000 $ 241,000 $ 120,000
Hunterdon, New Jersey 1 $ 263,000 $ 263,000 $ 115,000
Niagara, New York 1 $ 68,000 $ 68,000 $ 116,000
Suffolk, New York 1 $ 247,000 $ 247,000 $ 80,000
Chatham, North Carolina 1 $ 392,000 $ 392,000 $ 0
Davidson, North Carolina 1 $ 207,000 $ 207,000 $ 126,000
Mecklenburg, North Carolina 1 $ 654,000 $ 654,000 $ 260,000
New Hanover, North Carolina 1 $ 308,000 $ 308,000 $ 103,000
Onslow, North Carolina 1 $ 248,000 $ 248,000 $ 86,000
Delaware, Ohio 1 $ 99,000 $ 99,000 $ 70,000
Sandusky, Ohio 1 $ 93,000 $ 93,000 $ 34,000
Union, Ohio 1 $ 190,000 $ 190,000 $ 51,000
Oklahoma, Oklahoma 1 $ 225,000 $ 225,000 $ 68,000
Tulsa, Oklahoma 1 $ 244,000 $ 244,000 $ 74,000
Multnomah, Oregon 1 $ 200,000 $ 200,000 $ 99,000
Philadelphia, Pennsylvania 1 $ 149,000 $ 149,000 $ 64,000
Washington, Pennsylvania 1 $ 105,000 $ 105,000 $ 392,000
Westmoreland, Pennsylvania 1 $ 610,000 $ 610,000 $ 157,000
Kershaw, South Carolina 1 $ 320,000 $ 320,000 $ 125,000
Dickson, Tennessee 1 $ 242,000 $ 242,000 $ 117,000
Knox, Tennessee 1 $ 333,000 $ 333,000 $ 290,000
Cameron, Texas 1 $ 88,000 $ 88,000 $ 36,000
Comal, Texas 1 $ 566,000 $ 566,000 $ 111,000
Coryell, Texas 1 $ 89,000 $ 89,000 $ 114,000
Galveston, Texas 1 $ 396,000 $ 396,000 $ 157,000
Montgomery, Texas 1 $ 415,000 $ 415,000 $ 206,000
Nueces, Texas 1 $ 255,000 $ 255,000 $ 132,000
Parker, Texas 1 $ 158,000 $ 158,000 $ 35,000
Williamson, Texas 1 $ 200,000 $ 200,000 $ 166,000
Salt Lake, Utah 1 $ 278,000 $ 278,000 $ 86,000
Utah, Utah 1 $ 206,000 $ 206,000 $ 106,000
Alexandria, Virginia 1 $ 682,000 $ 682,000 $ 244,000
Bedford, Virginia 1 $ 101,000 $ 101,000 $ 55,000
Chesapeake, Virginia 1 $ 221,000 $ 221,000 $ 0
Frederick, Virginia 1 $ 412,000 $ 412,000 $ 137,000
Gloucester, Virginia 1 $ 218,000 $ 218,000 $ 0
Jefferson, West Virginia 1 $ 140,000 $ 140,000 $ 44,000
Kanawha, West Virginia 1 $ 305,000 $ 305,000 $ 64,000
Fond du Lac, Wisconsin 1 $ 186,000 $ 186,000 $ 136,000
Jefferson, Wisconsin 1 $ 180,000 $ 180,000 $ 36,000
Portage, Wisconsin 1 $ 315,000 $ 315,000 $ 86,000
Racine, Wisconsin 1 $ 186,000 $ 186,000 $ 108,000
St. Croix, Wisconsin 1 $ 417,000 $ 417,000 $ 115,000

Mortgage Loan Application Detail Totals for Pulaski Bank, NA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,295 $934,307,000 $176,000 $2,800,000 $91,000 $4,639,000
Refinancing 1,580 $299,499,000 $189,000 $4,050,000 $103,000 $1,532,000
Home Improvement 55 $9,785,000 $177,000 $760,000 $97,000 $423,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,857 $1,030,528,000 $175,000 $2,321,000 $94,000 $2,488,000
Not Provided 420 $84,165,000 $200,000 $1,460,000 $112,000 $4,639,000
Black or African American 262 $37,199,000 $141,000 $417,000 $72,000 $884,000
Hispanic 191 $31,311,000 $163,000 $675,000 $79,000 $452,000
Asian 146 $34,686,000 $237,000 $1,314,000 $116,000 $425,000
Not applicable 31 $22,249,000 $717,000 $4,050,000 $0 $0
American Indian or Alaskan Native 14 $1,870,000 $133,000 $230,000 $67,000 $107,000
Native Hawaiian or Other Pacific Islander 9 $1,583,000 $175,000 $882,000 $116,000 $335,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,688 $914,693,000 $195,000 $4,050,000 $112,000 $4,639,000
FHA-insured (Federal Housing Administration) 1,365 $174,316,000 $127,000 $301,000 $54,000 $249,000
VA-guaranteed (Veterans Administration) 605 $121,471,000 $200,000 $1,124,000 $71,000 $566,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 272 $33,111,000 $121,000 $365,000 $46,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,187 $934,152,000 $180,000 $4,050,000 $96,000 $4,639,000
Application Withdrawn By Applicant 839 $152,909,000 $182,000 $1,350,000 $95,000 $948,000
Application Denied By Financial Institution 542 $89,180,000 $164,000 $1,190,000 $70,000 $1,456,000
Application Approved But Not Accepted 208 $37,510,000 $180,000 $2,321,000 $89,000 $678,000
File Closed For Incompleteness 154 $29,840,000 $193,000 $879,000 $106,000 $512,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 232 $38,034,000 $163,000 $1,190,000 $64,000 $637,000
Debt-To-Income Ratio 122 $22,563,000 $184,000 $1,075,000 $55,000 $354,000
Collateral 86 $12,355,000 $143,000 $525,000 $84,000 $457,000
Other 51 $8,597,000 $168,000 $522,000 $96,000 $450,000
Employment History 28 $3,362,000 $120,000 $296,000 $49,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,601,000 $216,000 $1,100,000 $83,000 $180,000
Unverifiable Information 11 $1,668,000 $151,000 $425,000 $197,000 $1,456,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank, NA's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pulaski Bank, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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