Pulaski Bank Mortgage Lending & HMDA Data, 2010

In 2010, Pulaski Bank of St Louis, MO reported 12,885 mortgage applications totaling $2.3 billion, down 17% from 2009. The average application was for $179,630, and applicants reported an average income of $92,811. 86% of its applications resulted in an originated loan and 3% were denied. Its largest markets were St. Louis, MO-IL (7,299), Kansas City, MO-KS (4,794) and Lawrence, KS (112) (applications in parentheses).

Mortgage Company & Address Pulaski Bank
12300 Olive Blvd
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,885
Total Mortgage Loan Application Amount $2,314,539,000
Average Mortgage Loan Application Amount $179,630
Highest Mortgage Loan Application Amount $1,288,000
Average Applicant Income $92,811
Highest Applicant Income $1,694,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pulaski Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pulaski Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 3,427 $ 657,610,000 $ 191,890 $ 104,000
Johnson, Kansas 2,378 $ 491,104,000 $ 206,519 $ 103,000
St. Charles, Missouri 1,515 $ 266,403,000 $ 175,843 $ 86,000
Jackson, Missouri 1,223 $ 204,993,000 $ 167,614 $ 89,000
St. Louis City, Missouri 795 $ 115,145,000 $ 144,836 $ 80,000
Jefferson, Missouri 758 $ 116,190,000 $ 153,284 $ 69,000
Cass, Missouri 370 $ 62,647,000 $ 169,316 $ 75,000
Madison, Illinois 365 $ 41,106,000 $ 112,619 $ 60,000
Clay, Missouri 279 $ 47,000,000 $ 168,458 $ 74,000
Platte, Missouri 174 $ 35,573,000 $ 204,442 $ 102,000
Wyandotte, Kansas 162 $ 20,494,000 $ 126,506 $ 62,000
St. Clair, Illinois 138 $ 24,768,000 $ 179,478 $ 79,000
Douglas, Kansas 112 $ 18,333,000 $ 163,687 $ 101,000
Lincoln, Missouri 81 $ 11,387,000 $ 140,580 $ 63,000
Leavenworth, Kansas 71 $ 13,266,000 $ 186,845 $ 98,000
Miami, Kansas 69 $ 11,406,000 $ 165,304 $ 76,000
Franklin, Missouri 63 $ 10,438,000 $ 165,682 $ 71,000
Warren, Missouri 63 $ 10,795,000 $ 171,349 $ 102,000
Camden, Missouri 54 $ 10,715,000 $ 198,425 $ 174,000
Sedgwick, Kansas 49 $ 8,599,000 $ 175,489 $ 70,000
Ste. Genevieve, Missouri 40 $ 4,271,000 $ 106,775 $ 51,000
Jersey, Illinois 33 $ 4,192,000 $ 127,030 $ 55,000
St. Francois, Missouri 31 $ 3,572,000 $ 115,225 $ 61,000
Monroe, Illinois 30 $ 5,406,000 $ 180,200 $ 95,000
Lafayette, Missouri 24 $ 3,903,000 $ 162,625 $ 79,000
Franklin, Kansas 20 $ 2,279,000 $ 113,950 $ 56,000
Johnson, Missouri 20 $ 2,872,000 $ 143,600 $ 70,000
Boone, Missouri 14 $ 2,017,000 $ 144,071 $ 81,000
Maricopa, Arizona 13 $ 3,332,000 $ 256,307 $ 150,000
Cook, Illinois 13 $ 3,410,000 $ 262,307 $ 126,000
Morgan, Missouri 13 $ 1,985,000 $ 152,692 $ 105,000
Platte, Nebraska 13 $ 1,994,000 $ 153,384 $ 66,000
Macoupin, Illinois 11 $ 1,055,000 $ 95,909 $ 43,000
Cape Girardeau, Missouri 11 $ 2,140,000 $ 194,545 $ 102,000
Clinton, Illinois 10 $ 1,847,000 $ 184,700 $ 61,000
Shawnee, Kansas 10 $ 1,943,000 $ 194,300 $ 66,000
Carroll, Missouri 10 $ 825,000 $ 82,500 $ 49,000
DuPage, Illinois 9 $ 2,980,000 $ 331,111 $ 142,000
Washington, Missouri 9 $ 929,000 $ 103,222 $ 35,000
Jefferson, Kansas 8 $ 1,206,000 $ 150,750 $ 71,000
Marion, Missouri 8 $ 1,283,000 $ 160,375 $ 63,000
Eagle, Colorado 7 $ 4,305,000 $ 615,000 $ 453,000
Riley, Kansas 7 $ 805,000 $ 115,000 $ 108,000
Clinton, Missouri 6 $ 967,000 $ 161,166 $ 141,000
Crawford, Missouri 6 $ 899,000 $ 149,833 $ 172,000
Ray, Missouri 6 $ 490,000 $ 81,666 $ 60,000
Stone, Missouri 6 $ 1,004,000 $ 167,333 $ 216,000
Douglas, Nebraska 6 $ 1,101,000 $ 183,500 $ 130,000
Forsyth, Georgia 5 $ 1,374,000 $ 274,800 $ 130,000
Linn, Kansas 5 $ 682,000 $ 136,400 $ 87,000
Greene, Missouri 5 $ 1,161,000 $ 232,200 $ 160,000
Henry, Missouri 5 $ 725,000 $ 145,000 $ 69,000
Taney, Missouri 5 $ 948,000 $ 189,600 $ 76,000
Collier, Florida 4 $ 1,342,000 $ 335,500 $ 292,000
Butler, Kansas 4 $ 565,000 $ 141,250 $ 68,000
Andrew, Missouri 4 $ 678,000 $ 169,500 $ 84,000
Bates, Missouri 4 $ 651,000 $ 162,750 $ 53,000
Dodge, Nebraska 4 $ 966,000 $ 241,500 $ 262,000
Denton, Texas 4 $ 863,000 $ 215,750 $ 174,000
Travis, Texas 4 $ 664,000 $ 166,000 $ 67,000
Alexandria, Virginia 4 $ 1,418,000 $ 354,500 $ 135,000
Loudoun, Virginia 4 $ 1,334,000 $ 333,500 $ 332,000
Los Angeles, California 3 $ 867,000 $ 289,000 $ 283,000
San Diego, California 3 $ 857,000 $ 285,666 $ 252,000
Arapahoe, Colorado 3 $ 776,000 $ 258,666 $ 194,000
Larimer, Colorado 3 $ 991,000 $ 330,333 $ 318,000
Broward, Florida 3 $ 821,000 $ 273,666 $ 84,000
Lee, Florida 3 $ 405,000 $ 135,000 $ 67,000
Orange, Florida 3 $ 601,000 $ 200,333 $ 234,000
Sarasota, Florida 3 $ 458,000 $ 152,666 $ 242,000
Cobb, Georgia 3 $ 472,000 $ 157,333 $ 119,000
Hamilton, Indiana 3 $ 491,000 $ 163,666 $ 104,000
Polk, Iowa 3 $ 446,000 $ 148,666 $ 79,000
Grant, Kansas 3 $ 382,000 $ 127,333 $ 67,000
Osage, Kansas 3 $ 510,000 $ 170,000 $ 80,000
Hennepin, Minnesota 3 $ 972,000 $ 324,000 $ 167,000
Barry, Missouri 3 $ 532,000 $ 177,333 $ 165,000
Buchanan, Missouri 3 $ 448,000 $ 149,333 $ 84,000
Caldwell, Missouri 3 $ 299,000 $ 99,666 $ 66,000
Gasconade, Missouri 3 $ 568,000 $ 189,333 $ 47,000
Hickory, Missouri 3 $ 514,000 $ 171,333 $ 98,000
Polk, Missouri 3 $ 384,000 $ 128,000 $ 198,000
Lancaster, Nebraska 3 $ 502,000 $ 167,333 $ 59,000
Suffolk, New York 3 $ 998,000 $ 332,666 $ 241,000
Oklahoma, Oklahoma 3 $ 437,000 $ 145,666 $ 76,000
Tulsa, Oklahoma 3 $ 642,000 $ 214,000 $ 126,000
Chester, Pennsylvania 3 $ 990,000 $ 330,000 $ 169,000
Collin, Texas 3 $ 483,000 $ 161,000 $ 83,000
Houston, Alabama 2 $ 242,000 $ 121,000 $ 92,000
Benton, Arkansas 2 $ 421,000 $ 210,500 $ 183,000
Ventura, California 2 $ 733,000 $ 366,500 $ 340,000
Denver, Colorado 2 $ 504,000 $ 252,000 $ 127,000
Douglas, Colorado 2 $ 522,000 $ 261,000 $ 77,000
Jefferson, Colorado 2 $ 441,000 $ 220,500 $ 144,000
Charlotte, Florida 2 $ 120,000 $ 60,000 $ 51,000
Manatee, Florida 2 $ 707,000 $ 353,500 $ 660,000
Lake, Illinois 2 $ 583,000 $ 291,500 $ 183,000
Randolph, Illinois 2 $ 224,000 $ 112,000 $ 109,000
Tippecanoe, Indiana 2 $ 275,000 $ 137,500 $ 116,000
Linn, Iowa 2 $ 198,000 $ 99,000 $ 26,000
Harvey, Kansas 2 $ 375,000 $ 187,500 $ 123,000
Frederick, Maryland 2 $ 644,000 $ 322,000 $ 60,000
Montgomery, Maryland 2 $ 797,000 $ 398,500 $ 308,000
Washington, Minnesota 2 $ 266,000 $ 133,000 $ 55,000
Benton, Missouri 2 $ 143,000 $ 71,500 $ 96,000
Jasper, Missouri 2 $ 224,000 $ 112,000 $ 19,000
Livingston, Missouri 2 $ 379,000 $ 189,500 $ 156,000
Miller, Missouri 2 $ 475,000 $ 237,500 $ 92,000
Monroe, Missouri 2 $ 272,000 $ 136,000 $ 193,000
Montgomery, Missouri 2 $ 451,000 $ 225,500 $ 81,000
Newton, Missouri 2 $ 122,000 $ 61,000 $ 35,000
Stoddard, Missouri 2 $ 172,000 $ 86,000 $ 31,000
Vernon, Missouri 2 $ 250,000 $ 125,000 $ 69,000
Colfax, Nebraska 2 $ 230,000 $ 115,000 $ 55,000
Cleveland, Oklahoma 2 $ 340,000 $ 170,000 $ 88,000
Delaware, Oklahoma 2 $ 557,000 $ 278,500 $ 50,000
Beaufort, South Carolina 2 $ 474,000 $ 237,000 $ 23,000
Dallas, Texas 2 $ 535,000 $ 267,500 $ 146,000
Fort Bend, Texas 2 $ 424,000 $ 212,000 $ 110,000
Randall, Texas 2 $ 458,000 $ 229,000 $ 112,000
Tarrant, Texas 2 $ 780,000 $ 390,000 $ 169,000
Fairfax, Virginia 2 $ 516,000 $ 258,000 $ 175,000
Virginia Beach, Virginia 2 $ 540,000 $ 270,000 $ 26,000
King, Washington 2 $ 832,000 $ 416,000 $ 317,000
Jefferson, Alabama 1 $ 87,000 $ 87,000 $ 19,000
Mobile, Alabama 1 $ 178,000 $ 178,000 $ 44,000
Tallapoosa, Alabama 1 $ 160,000 $ 160,000 $ 202,000
Anchorage, Alaska 1 $ 551,000 $ 551,000 $ 206,000
Yavapai, Arizona 1 $ 252,000 $ 252,000 $ 145,000
Newton, Arkansas 1 $ 110,000 $ 110,000 $ 57,000
Amador, California 1 $ 367,000 $ 367,000 $ 0
Contra Costa, California 1 $ 417,000 $ 417,000 $ 220,000
Riverside, California 1 $ 171,000 $ 171,000 $ 91,000
San Joaquin, California 1 $ 250,000 $ 250,000 $ 101,000
Adams, Colorado 1 $ 92,000 $ 92,000 $ 30,000
Boulder, Colorado 1 $ 417,000 $ 417,000 $ 224,000
Las Animas, Colorado 1 $ 147,000 $ 147,000 $ 192,000
Summit, Colorado 1 $ 417,000 $ 417,000 $ 606,000
Teller, Colorado 1 $ 96,000 $ 96,000 $ 116,000
District of Columbia, District Of Columbia 1 $ 100,000 $ 100,000 $ 46,000
Alachua, Florida 1 $ 186,000 $ 186,000 $ 46,000
Duval, Florida 1 $ 155,000 $ 155,000 $ 65,000
Miami-Dade, Florida 1 $ 241,000 $ 241,000 $ 84,000
Okaloosa, Florida 1 $ 110,000 $ 110,000 $ 116,000
Osceola, Florida 1 $ 260,000 $ 260,000 $ 111,000
Palm Beach, Florida 1 $ 374,000 $ 374,000 $ 128,000
DeKalb, Georgia 1 $ 200,000 $ 200,000 $ 0
Fulton, Georgia 1 $ 549,000 $ 549,000 $ 130,000
Rockdale, Georgia 1 $ 70,000 $ 70,000 $ 130,000
Kootenai, Idaho 1 $ 340,000 $ 340,000 $ 386,000
Calhoun, Illinois 1 $ 56,000 $ 56,000 $ 64,000
Effingham, Illinois 1 $ 209,000 $ 209,000 $ 67,000
Grundy, Illinois 1 $ 200,000 $ 200,000 $ 101,000
Kane, Illinois 1 $ 150,000 $ 150,000 $ 51,000
Kankakee, Illinois 1 $ 330,000 $ 330,000 $ 122,000
Kendall, Illinois 1 $ 275,000 $ 275,000 $ 137,000
McLean, Illinois 1 $ 140,000 $ 140,000 $ 87,000
Montgomery, Illinois 1 $ 147,000 $ 147,000 $ 108,000
Union, Illinois 1 $ 74,000 $ 74,000 $ 36,000
Winnebago, Illinois 1 $ 144,000 $ 144,000 $ 47,000
Allen, Indiana 1 $ 125,000 $ 125,000 $ 117,000
Floyd, Indiana 1 $ 117,000 $ 117,000 $ 31,000
Lake, Indiana 1 $ 403,000 $ 403,000 $ 133,000
Marion, Indiana 1 $ 133,000 $ 133,000 $ 125,000
St. Joseph, Indiana 1 $ 230,000 $ 230,000 $ 144,000
Sioux, Iowa 1 $ 160,000 $ 160,000 $ 84,000
Anderson, Kansas 1 $ 49,000 $ 49,000 $ 47,000
Bourbon, Kansas 1 $ 94,000 $ 94,000 $ 49,000
Cloud, Kansas 1 $ 167,000 $ 167,000 $ 50,000
Cowley, Kansas 1 $ 412,000 $ 412,000 $ 179,000
Crawford, Kansas 1 $ 196,000 $ 196,000 $ 98,000
Geary, Kansas 1 $ 166,000 $ 166,000 $ 47,000
Greenwood, Kansas 1 $ 81,000 $ 81,000 $ 26,000
Marshall, Kansas 1 $ 102,000 $ 102,000 $ 38,000
Morris, Kansas 1 $ 175,000 $ 175,000 $ 320,000
Neosho, Kansas 1 $ 216,000 $ 216,000 $ 109,000
Pottawatomie, Kansas 1 $ 112,000 $ 112,000 $ 64,000
Saline, Kansas 1 $ 179,000 $ 179,000 $ 119,000
Sumner, Kansas 1 $ 245,000 $ 245,000 $ 105,000
Kenton, Kentucky 1 $ 122,000 $ 122,000 $ 96,000
Oldham, Kentucky 1 $ 415,000 $ 415,000 $ 166,000
Jefferson, Louisiana 1 $ 263,000 $ 263,000 $ 613,000
Baltimore, Maryland 1 $ 404,000 $ 404,000 $ 102,000
Howard, Maryland 1 $ 256,000 $ 256,000 $ 110,000
St. Mary's, Maryland 1 $ 170,000 $ 170,000 $ 0
Hampshire, Massachusetts 1 $ 286,000 $ 286,000 $ 197,000
Worcester, Massachusetts 1 $ 500,000 $ 500,000 $ 327,000
Charlevoix, Michigan 1 $ 250,000 $ 250,000 $ 314,000
Crow Wing, Minnesota 1 $ 368,000 $ 368,000 $ 661,000
Dakota, Minnesota 1 $ 527,000 $ 527,000 $ 224,000
Olmsted, Minnesota 1 $ 171,000 $ 171,000 $ 160,000
Clay, Mississippi 1 $ 27,000 $ 27,000 $ 48,000
Hancock, Mississippi 1 $ 271,000 $ 271,000 $ 57,000
Lamar, Mississippi 1 $ 185,000 $ 185,000 $ 68,000
Butler, Missouri 1 $ 54,000 $ 54,000 $ 173,000
Callaway, Missouri 1 $ 92,000 $ 92,000 $ 124,000
Christian, Missouri 1 $ 242,000 $ 242,000 $ 104,000
Cole, Missouri 1 $ 180,000 $ 180,000 $ 118,000
Lewis, Missouri 1 $ 192,000 $ 192,000 $ 98,000
Moniteau, Missouri 1 $ 102,000 $ 102,000 $ 52,000
Perry, Missouri 1 $ 105,000 $ 105,000 $ 47,000
Pike, Missouri 1 $ 70,000 $ 70,000 $ 39,000
Ralls, Missouri 1 $ 145,000 $ 145,000 $ 83,000
Wayne, Missouri 1 $ 140,000 $ 140,000 $ 96,000
Madison, Nebraska 1 $ 135,000 $ 135,000 $ 63,000
Red Willow, Nebraska 1 $ 185,000 $ 185,000 $ 91,000
Sarpy, Nebraska 1 $ 150,000 $ 150,000 $ 136,000
Clark, Nevada 1 $ 109,000 $ 109,000 $ 70,000
Douglas, Nevada 1 $ 236,000 $ 236,000 $ 226,000
Washoe, Nevada 1 $ 148,000 $ 148,000 $ 126,000
Carroll, New Hampshire 1 $ 225,000 $ 225,000 $ 82,000
Middlesex, New Jersey 1 $ 228,000 $ 228,000 $ 142,000
Union, New Jersey 1 $ 499,000 $ 499,000 $ 95,000
Taos, New Mexico 1 $ 258,000 $ 258,000 $ 68,000
Erie, New York 1 $ 145,000 $ 145,000 $ 64,000
Monroe, New York 1 $ 125,000 $ 125,000 $ 60,000
Nassau, New York 1 $ 216,000 $ 216,000 $ 140,000
McDowell, North Carolina 1 $ 25,000 $ 25,000 $ 109,000
Mecklenburg, North Carolina 1 $ 95,000 $ 95,000 $ 131,000
New Hanover, North Carolina 1 $ 405,000 $ 405,000 $ 256,000
Onslow, North Carolina 1 $ 155,000 $ 155,000 $ 46,000
Pasquotank, North Carolina 1 $ 127,000 $ 127,000 $ 92,000
Wake, North Carolina 1 $ 280,000 $ 280,000 $ 105,000
Butler, Ohio 1 $ 270,000 $ 270,000 $ 168,000
Cherokee, Oklahoma 1 $ 328,000 $ 328,000 $ 166,000
Mayes, Oklahoma 1 $ 61,000 $ 61,000 $ 19,000
Payne, Oklahoma 1 $ 110,000 $ 110,000 $ 60,000
Washington, Oklahoma 1 $ 191,000 $ 191,000 $ 90,000
Bucks, Pennsylvania 1 $ 396,000 $ 396,000 $ 124,000
Centre, Pennsylvania 1 $ 205,000 $ 205,000 $ 80,000
Fayette, Pennsylvania 1 $ 106,000 $ 106,000 $ 33,000
Franklin, Pennsylvania 1 $ 238,000 $ 238,000 $ 146,000
Monroe, Pennsylvania 1 $ 417,000 $ 417,000 $ 700,000
Philadelphia, Pennsylvania 1 $ 190,000 $ 190,000 $ 104,000
Horry, South Carolina 1 $ 417,000 $ 417,000 $ 548,000
Davidson, Tennessee 1 $ 328,000 $ 328,000 $ 96,000
Obion, Tennessee 1 $ 199,000 $ 199,000 $ 54,000
Sumner, Tennessee 1 $ 297,000 $ 297,000 $ 139,000
Bexar, Texas 1 $ 273,000 $ 273,000 $ 202,000
Callahan, Texas 1 $ 189,000 $ 189,000 $ 61,000
Montgomery, Texas 1 $ 334,000 $ 334,000 $ 86,000
Parker, Texas 1 $ 236,000 $ 236,000 $ 82,000
Rockwall, Texas 1 $ 213,000 $ 213,000 $ 310,000
Williamson, Texas 1 $ 180,000 $ 180,000 $ 70,000
Chesterfield, Virginia 1 $ 242,000 $ 242,000 $ 0
Hanover, Virginia 1 $ 239,000 $ 239,000 $ 75,000
Henrico, Virginia 1 $ 145,000 $ 145,000 $ 138,000
Norfolk, Virginia 1 $ 291,000 $ 291,000 $ 200,000
Prince William, Virginia 1 $ 362,000 $ 362,000 $ 188,000
Tazewell, Virginia 1 $ 275,000 $ 275,000 $ 106,000
Pierce, Washington 1 $ 304,000 $ 304,000 $ 72,000
Brown, Wisconsin 1 $ 191,000 $ 191,000 $ 60,000
Dane, Wisconsin 1 $ 396,000 $ 396,000 $ 133,000
Fond du Lac, Wisconsin 1 $ 196,000 $ 196,000 $ 88,000
Iowa, Wisconsin 1 $ 100,000 $ 100,000 $ 45,000
Marathon, Wisconsin 1 $ 90,000 $ 90,000 $ 185,000
Waukesha, Wisconsin 1 $ 140,000 $ 140,000 $ 189,000
Waupaca, Wisconsin 1 $ 296,000 $ 296,000 $ 132,000

Mortgage Loan Application Detail Totals for Pulaski Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,791 $1,345,026,000 $198,000 $1,261,000 $107,000 $1,540,000
Home Purchase 6,094 $969,513,000 $159,000 $1,288,000 $77,000 $1,694,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,677 $1,936,597,000 $181,000 $1,288,000 $94,000 $1,694,000
Not Provided 1,268 $218,725,000 $172,000 $900,000 $86,000 $1,427,000
Black or African American 449 $58,194,000 $129,000 $417,000 $58,000 $665,000
Asian 270 $56,472,000 $209,000 $624,000 $124,000 $613,000
Hispanic 164 $30,885,000 $188,000 $768,000 $89,000 $854,000
American Indian or Alaskan Native 25 $4,481,000 $179,000 $417,000 $102,000 $229,000
Not applicable 19 $6,839,000 $359,000 $1,261,000 $0 $0
Native Hawaiian or Other Pacific Islander 13 $2,346,000 $180,000 $364,000 $168,000 $970,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,657 $1,685,347,000 $194,000 $1,288,000 $110,000 $1,694,000
FHA-insured (Federal Housing Administration) 3,588 $519,851,000 $144,000 $499,000 $58,000 $864,000
VA-guaranteed (Veterans Administration) 434 $82,596,000 $190,000 $417,000 $56,000 $204,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 206 $26,745,000 $129,000 $255,000 $46,000 $199,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,043 $1,988,329,000 $180,000 $1,261,000 $94,000 $1,694,000
Application Withdrawn By Applicant 1,371 $249,885,000 $182,000 $1,288,000 $90,000 $1,540,000
Application Denied By Financial Institution 386 $61,166,000 $158,000 $1,000,000 $80,000 $780,000
Application Approved But Not Accepted 68 $11,415,000 $167,000 $1,000,000 $86,000 $780,000
File Closed For Incompleteness 17 $3,744,000 $220,000 $740,000 $102,000 $338,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 119 $19,593,000 $164,000 $722,000 $95,000 $332,000
Debt-To-Income Ratio 87 $15,030,000 $172,000 $1,000,000 $70,000 $780,000
Other 78 $10,911,000 $139,000 $417,000 $89,000 $510,000
Credit History 51 $8,365,000 $164,000 $848,000 $67,000 $428,000
Unverifiable Information 16 $2,203,000 $137,000 $412,000 $50,000 $161,000
Insufficient Cash (Downpayment, Closing Cost) 15 $1,972,000 $131,000 $416,000 $66,000 $157,000
Employment History 13 $2,447,000 $188,000 $352,000 $70,000 $150,000
Credit Application Incomplete 5 $450,000 $90,000 $152,000 $44,000 $68,000
Mortgage Insurance Denied 2 $195,000 $97,000 $112,000 $93,000 $118,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pulaski Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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