Pyramax Bank FSB Mortgage Lending & HMDA Data, 2012

In 2012, Pyramax Bank FSB of Greenfield, WI reported 2,190 mortgage applications totaling $328.6 million, up 50% from 2011. The average application was for $150,031, and applicants reported an average income of $89,110. 79% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (1,829), Racine, WI (105) and Lake County-Kenosha County, IL-WI (15) (applications in parentheses).

Mortgage Company & Address Pyramax Bank FSB
7001 W. Edgerton Avenue
Greenfield, WI 53220
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,190
Total Mortgage Loan Application Amount $328,569,000
Average Mortgage Loan Application Amount $150,031
Highest Mortgage Loan Application Amount $624,000
Average Applicant Income $89,110
Highest Applicant Income $700,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pyramax Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pyramax Bank FSB by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee, Wisconsin 1,089 $ 140,373,000 $ 128,900 $ 78,000
Waukesha, Wisconsin 611 $ 111,195,000 $ 181,988 $ 104,000
Racine, Wisconsin 105 $ 17,621,000 $ 167,819 $ 87,000
Ozaukee, Wisconsin 71 $ 14,955,000 $ 210,633 $ 126,000
Walworth, Wisconsin 63 $ 10,230,000 $ 162,380 $ 90,000
Washington, Wisconsin 58 $ 10,697,000 $ 184,431 $ 105,000
Kenosha, Wisconsin 15 $ 2,403,000 $ 160,200 $ 109,000
Jefferson, Wisconsin 13 $ 2,741,000 $ 210,846 $ 99,000
Oneida, Wisconsin 10 $ 1,796,000 $ 179,600 $ 141,000
Dodge, Wisconsin 7 $ 963,000 $ 137,571 $ 113,000
Manitowoc, Wisconsin 6 $ 733,000 $ 122,166 $ 205,000
Sheboygan, Wisconsin 4 $ 710,000 $ 177,500 $ 119,000
Dane, Wisconsin 3 $ 763,000 $ 254,333 $ 142,000
Door, Wisconsin 3 $ 179,000 $ 59,666 $ 153,000
Fond du Lac, Wisconsin 3 $ 367,000 $ 122,333 $ 141,000
Winnebago, Wisconsin 3 $ 443,000 $ 147,666 $ 160,000
Dakota, Minnesota 2 $ 368,000 $ 184,000 $ 120,000
Brown, Wisconsin 2 $ 257,000 $ 128,500 $ 80,000
Oconto, Wisconsin 2 $ 400,000 $ 200,000 $ 321,000
Rock, Wisconsin 2 $ 330,000 $ 165,000 $ 64,000
Sauk, Wisconsin 2 $ 354,000 $ 177,000 $ 191,000
Vilas, Wisconsin 2 $ 621,000 $ 310,500 $ 109,000
Waushara, Wisconsin 2 $ 573,000 $ 286,500 $ 154,000
Maricopa, Arizona 1 $ 258,000 $ 258,000 $ 264,000
Osceola, Florida 1 $ 289,000 $ 289,000 $ 275,000
Black Hawk, Iowa 1 $ 91,000 $ 91,000 $ 41,000
Medina, Ohio 1 $ 236,000 $ 236,000 $ 130,000
Adams, Wisconsin 1 $ 166,000 $ 166,000 $ 156,000
Calumet, Wisconsin 1 $ 221,000 $ 221,000 $ 91,000
Eau Claire, Wisconsin 1 $ 93,000 $ 93,000 $ 190,000
Forest, Wisconsin 1 $ 150,000 $ 150,000 $ 211,000
Green, Wisconsin 1 $ 24,000 $ 24,000 $ 97,000
Iron, Wisconsin 1 $ 252,000 $ 252,000 $ 173,000
Juneau, Wisconsin 1 $ 285,000 $ 285,000 $ 132,000
Kewaunee, Wisconsin 1 $ 160,000 $ 160,000 $ 85,000
Lincoln, Wisconsin 1 $ 157,000 $ 157,000 $ 107,000
Marathon, Wisconsin 1 $ 162,000 $ 162,000 $ 58,000
Marinette, Wisconsin 1 $ 103,000 $ 103,000 $ 30,000
Menominee, Wisconsin 1 $ 201,000 $ 201,000 $ 624,000
Outagamie, Wisconsin 1 $ 101,000 $ 101,000 $ 36,000
Shawano, Wisconsin 1 $ 178,000 $ 178,000 $ 102,000

Mortgage Loan Application Detail Totals for Pyramax Bank FSB in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,813 $278,985,000 $153,000 $417,000 $92,000 $670,000
Home Purchase 357 $48,958,000 $137,000 $624,000 $75,000 $700,000
Home Improvement 20 $626,000 $31,000 $192,000 $79,000 $181,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,985 $308,648,000 $155,000 $624,000 $93,000 $700,000
Hispanic 87 $7,848,000 $90,000 $391,000 $52,000 $259,000
Black or African American 51 $3,393,000 $66,000 $240,000 $46,000 $153,000
Asian 38 $4,474,000 $117,000 $415,000 $67,000 $181,000
Not applicable 20 $2,184,000 $109,000 $240,000 $0 $0
Native Hawaiian or Other Pacific Islander 7 $1,764,000 $252,000 $377,000 $110,000 $186,000
American Indian or Alaskan Native 2 $258,000 $129,000 $139,000 $80,000 $91,000
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,189 $328,479,000 $150,000 $624,000 $89,000 $700,000
VA-guaranteed (Veterans Administration) 1 $90,000 $90,000 $90,000 $41,000 $41,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,724 $261,287,000 $151,000 $585,000 $94,000 $670,000
Application Denied By Financial Institution 166 $26,723,000 $160,000 $417,000 $66,000 $243,000
Application Withdrawn By Applicant 148 $24,712,000 $166,000 $624,000 $94,000 $700,000
Preapproval Denied by Financial Institution 94 $6,370,000 $67,000 $171,000 $31,000 $135,000
File Closed For Incompleteness 45 $7,749,000 $172,000 $401,000 $94,000 $574,000
Application Approved But Not Accepted 13 $1,728,000 $132,000 $242,000 $87,000 $174,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 116 $10,306,000 $88,000 $290,000 $37,000 $139,000
Collateral 58 $11,521,000 $198,000 $417,000 $86,000 $209,000
Debt-To-Income Ratio 45 $5,644,000 $125,000 $392,000 $41,000 $127,000
Other 29 $3,773,000 $130,000 $417,000 $72,000 $243,000
Employment History 4 $512,000 $128,000 $187,000 $33,000 $74,000
Insufficient Cash (Downpayment, Closing Cost) 4 $483,000 $120,000 $240,000 $53,000 $96,000
Mortgage Insurance Denied 2 $444,000 $222,000 $314,000 $103,000 $206,000
Unverifiable Information 2 $410,000 $205,000 $238,000 $62,000 $86,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pyramax Bank FSB's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pyramax Bank FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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