Pyramax Bank FSB Mortgage Lending & HMDA Data, 2018

In 2018, Pyramax Bank FSB of Greenfield, WI reported 576 mortgage applications totaling $119.8 million, down 10% from 2017. The average application was for $207,951, and applicants reported an average income of $95,449. 66% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (427), Racine, WI (25) and Lake County-Kenosha County, IL-WI (6) (applications in parentheses).

Mortgage Company & Address Pyramax Bank FSB
7001 W. Edgerton Avenue
Greenfield, WI 53220
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 576
Total Mortgage Loan Application Amount $119,780,000
Average Mortgage Loan Application Amount $207,951
Highest Mortgage Loan Application Amount $3,575,000
Average Applicant Income $95,449
Highest Applicant Income $882,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pyramax Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pyramax Bank FSB by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee, Wisconsin 272 $ 53,630,000 $ 197,169 $ 88,000
Waukesha, Wisconsin 115 $ 27,555,000 $ 239,608 $ 111,000
Racine, Wisconsin 25 $ 4,735,000 $ 189,400 $ 79,000
Ozaukee, Wisconsin 22 $ 8,310,000 $ 377,727 $ 135,000
Washington, Wisconsin 18 $ 5,480,000 $ 304,444 $ 105,000
Walworth, Wisconsin 10 $ 2,200,000 $ 220,000 $ 141,000
Maricopa, Arizona 4 $ 1,200,000 $ 300,000 $ 237,000
Jefferson, Wisconsin 4 $ 1,100,000 $ 275,000 $ 221,000
Kenosha, Wisconsin 4 $ 720,000 $ 180,000 $ 54,000
Chatham, Georgia 2 $ 690,000 $ 345,000 $ 116,000
Lake, Illinois 2 $ 850,000 $ 425,000 $ 201,000
Summit, Ohio 2 $ 210,000 $ 105,000 $ 156,000
Dane, Wisconsin 2 $ 660,000 $ 330,000 $ 70,000
Dodge, Wisconsin 2 $ 370,000 $ 185,000 $ 71,000
Sheboygan, Wisconsin 2 $ 580,000 $ 290,000 $ 291,000
Winnebago, Wisconsin 2 $ 430,000 $ 215,000 $ 247,000
Broward, Florida 1 $ 115,000 $ 115,000 $ 81,000
Lee, Florida 1 $ 325,000 $ 325,000 $ 51,000
Cook, Illinois 1 $ 495,000 $ 495,000 $ 241,000
Delta, Michigan 1 $ 195,000 $ 195,000 $ 107,000
Steele, Minnesota 1 $ 205,000 $ 205,000 $ 135,000
Brown, Wisconsin 1 $ 85,000 $ 85,000 $ 36,000
Calumet, Wisconsin 1 $ 45,000 $ 45,000 $ 34,000
Door, Wisconsin 1 $ 265,000 $ 265,000 $ 117,000
Eau Claire, Wisconsin 1 $ 225,000 $ 225,000 $ 154,000
Marquette, Wisconsin 1 $ 155,000 $ 155,000 $ 26,000
Price, Wisconsin 1 $ 235,000 $ 235,000 $ 202,000
Richland, Wisconsin 1 $ 95,000 $ 95,000 $ 45,000
Rock, Wisconsin 1 $ 125,000 $ 125,000 $ 59,000
Vilas, Wisconsin 1 $ 165,000 $ 165,000 $ 128,000

Mortgage Loan Application Detail Totals for Pyramax Bank FSB in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 371 $78,025,000 $210,000 $2,485,000 $96,000 $882,000
Refinancing 101 $19,915,000 $197,000 $3,575,000 $87,000 $350,000
Cash-out Refinancing 74 $18,120,000 $244,000 $2,505,000 $104,000 $402,000
Home Improvement 22 $3,450,000 $156,000 $555,000 $100,000 $239,000
Other Purpose 8 $270,000 $33,000 $55,000 $85,000 $135,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 467 $88,225,000 $188,000 $1,025,000 $98,000 $882,000
Not applicable 33 $19,735,000 $598,000 $3,575,000 $0 $0
Hispanic 23 $3,165,000 $137,000 $375,000 $61,000 $152,000
Black or African American 21 $2,695,000 $128,000 $365,000 $69,000 $166,000
Asian 18 $3,130,000 $173,000 $455,000 $114,000 $375,000
Not Provided 12 $2,350,000 $195,000 $515,000 $93,000 $241,000
Native Hawaiian or Other Pacific Islander 2 $480,000 $240,000 $445,000 $54,000 $101,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 571 $119,045,000 $208,000 $3,575,000 $96,000 $882,000
FHA-insured (Federal Housing Administration) 5 $735,000 $147,000 $215,000 $42,000 $55,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 382 $85,990,000 $225,000 $3,575,000 $103,000 $882,000
Preapproval Denied by Financial Institution 63 $6,925,000 $109,000 $325,000 $55,000 $234,000
Application Denied By Financial Institution 53 $9,275,000 $175,000 $495,000 $88,000 $350,000
Application Withdrawn By Applicant 51 $10,735,000 $210,000 $625,000 $105,000 $209,000
File Closed For Incompleteness 12 $1,720,000 $143,000 $275,000 $76,000 $136,000
Application Approved But Not Accepted 9 $3,845,000 $427,000 $2,485,000 $63,000 $113,000
Preapproval Approved but not Accepted 6 $1,290,000 $215,000 $455,000 $112,000 $375,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 460 $103,580,000 $225,000 $3,575,000 $102,000 $882,000
Credit History 65 $7,315,000 $112,000 $405,000 $64,000 $234,000
Debt-To-Income Ratio 19 $3,205,000 $168,000 $455,000 $56,000 $148,000
Collateral 18 $3,660,000 $203,000 $495,000 $103,000 $350,000
Other 10 $1,380,000 $138,000 $275,000 $88,000 $216,000
Employment History 3 $515,000 $171,000 $255,000 $57,000 $76,000
Unverifiable Information 1 $125,000 $125,000 $125,000 $37,000 $37,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pyramax Bank FSB's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pyramax Bank FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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