Pyramax Bank FSB Mortgage Lending & HMDA Data, 2022

In 2022, Pyramax Bank FSB of Greenfield, WI reported 330 mortgage applications totaling $109.6 million, down 69% from 2021. The average application was for $332,030, and applicants reported an average income of $115,284. 45% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (158), Racine, WI (8) and Cape Coral-Fort Myers, FL (2) (applications in parentheses).

Mortgage Company & Address Pyramax Bank FSB
7001 W. Edgerton Avenue
Greenfield, WI 53220
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 330
Total Mortgage Loan Application Amount $109,570,000
Average Mortgage Loan Application Amount $332,030
Highest Mortgage Loan Application Amount $6,135,000
Average Applicant Income $115,284
Highest Applicant Income $1,106,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pyramax Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pyramax Bank FSB by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee, Wisconsin 89 $ 22,915,000 $ 257,471 $ 92,000
Waukesha, Wisconsin 44 $ 15,150,000 $ 344,318 $ 153,000
Ozaukee, Wisconsin 15 $ 6,685,000 $ 445,666 $ 163,000
Washington, Wisconsin 10 $ 11,450,000 $ 1,145,000 $ 132,000
Racine, Wisconsin 8 $ 2,530,000 $ 316,250 $ 82,000
Walworth, Wisconsin 4 $ 940,000 $ 235,000 $ 104,000
El Paso, Colorado 2 $ 980,000 $ 490,000 $ 233,000
Lee, Florida 2 $ 590,000 $ 295,000 $ 135,000
Jefferson, Wisconsin 2 $ 540,000 $ 270,000 $ 157,000
Pinellas, Florida 1 $ 335,000 $ 335,000 $ 254,000
DuPage, Illinois 1 $ 355,000 $ 355,000 $ 76,000
Gogebic, Michigan 1 $ 255,000 $ 255,000 $ 240,000
Mecklenburg, North Carolina 1 $ 235,000 $ 235,000 $ 78,000
Adams, Wisconsin 1 $ 115,000 $ 115,000 $ 95,000
Dane, Wisconsin 1 $ 365,000 $ 365,000 $ 120,000
Eau Claire, Wisconsin 1 $ 135,000 $ 135,000 $ 69,000
Fond du Lac, Wisconsin 1 $ 85,000 $ 85,000 $ 57,000
Kenosha, Wisconsin 1 $ 305,000 $ 305,000 $ 114,000
Langlade, Wisconsin 1 $ 125,000 $ 125,000 $ 69,000
Marathon, Wisconsin 1 $ 305,000 $ 305,000 $ 93,000
Winnebago, Wisconsin 1 $ 65,000 $ 65,000 $ 105,000

Mortgage Loan Application Detail Totals for Pyramax Bank FSB in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 257 $85,955,000 $334,000 $2,975,000 $112,000 $1,106,000
Cash-out Refinancing 37 $11,195,000 $302,000 $2,395,000 $158,000 $1,072,000
Refinancing 23 $10,585,000 $460,000 $6,135,000 $94,000 $420,000
Home Improvement 8 $1,730,000 $216,000 $585,000 $109,000 $242,000
Other Purpose 5 $105,000 $21,000 $35,000 $76,000 $120,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 240 $70,020,000 $291,000 $1,355,000 $119,000 $1,106,000
Hispanic 22 $4,510,000 $205,000 $465,000 $74,000 $335,000
Not Provided 18 $5,030,000 $279,000 $845,000 $108,000 $269,000
Asian 15 $5,925,000 $395,000 $765,000 $165,000 $336,000
Black or African American 15 $2,655,000 $177,000 $625,000 $69,000 $187,000
Not applicable 12 $19,310,000 $1,609,000 $6,135,000 $0 $0
American Indian or Alaskan Native 4 $740,000 $185,000 $245,000 $88,000 $149,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 322 $108,070,000 $335,000 $6,135,000 $117,000 $1,106,000
FHA-insured (Federal Housing Administration) 8 $1,500,000 $187,000 $375,000 $52,000 $80,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 147 $54,875,000 $373,000 $6,135,000 $127,000 $1,072,000
Preapproval Approved but not Accepted 116 $39,270,000 $338,000 $1,355,000 $124,000 $1,106,000
Application Denied By Financial Institution 28 $5,670,000 $202,000 $845,000 $82,000 $420,000
Preapproval Denied by Financial Institution 26 $5,890,000 $226,000 $565,000 $55,000 $168,000
Application Withdrawn By Applicant 10 $2,820,000 $282,000 $855,000 $111,000 $276,000
File Closed For Incompleteness 2 $780,000 $390,000 $545,000 $84,000 $100,000
Application Approved But Not Accepted 1 $265,000 $265,000 $265,000 $85,000 $85,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 276 $98,010,000 $355,000 $6,135,000 $124,000 $1,106,000
Credit History 26 $4,390,000 $168,000 $605,000 $65,000 $168,000
Debt-To-Income Ratio 18 $5,280,000 $293,000 $845,000 $52,000 $269,000
Collateral 4 $1,040,000 $260,000 $505,000 $160,000 $420,000
Other 3 $215,000 $71,000 $125,000 $82,000 $90,000
Employment History 2 $450,000 $225,000 $245,000 $44,000 $66,000
Insufficient Cash (Downpayment, Closing Cost) 1 $185,000 $185,000 $185,000 $144,000 $144,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pyramax Bank FSB's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pyramax Bank FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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