Pyramax Bank FSB Mortgage Lending & HMDA Data, 2013

In 2013, Pyramax Bank FSB of Greenfield, WI reported 1,564 mortgage applications totaling $222.9 million, down 29% from 2012. The average application was for $142,530, and applicants reported an average income of $85,348. 75% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (1,285), Racine, WI (69) and Fond Du Lac, WI (4) (applications in parentheses).

Mortgage Company & Address Pyramax Bank FSB
7001 W. Edgerton Avenue
Greenfield, WI 53220
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,564
Total Mortgage Loan Application Amount $222,917,000
Average Mortgage Loan Application Amount $142,530
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $85,348
Highest Applicant Income $1,028,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pyramax Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pyramax Bank FSB by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee-Waukesha-West Allis, WI 1,285 $ 192,608,000 $ 149,889 $ 89,000
Racine, WI 69 $ 10,280,000 $ 148,985 $ 89,000
Fond Du Lac, WI 4 $ 691,000 $ 172,750 $ 104,000
Lake County-Kenosha County, IL-WI 4 $ 920,000 $ 230,000 $ 161,000
Sheboygan, WI 4 $ 514,000 $ 128,500 $ 125,000
Appleton, WI 2 $ 195,000 $ 97,500 $ 63,000
Oshkosh-Neenah, WI 2 $ 373,000 $ 186,500 $ 87,000
Eau Claire, WI 1 $ 24,000 $ 24,000 $ 154,000
Green Bay, WI 1 $ 203,000 $ 203,000 $ 129,000
Naples-Marco Island, FL 1 $ 370,000 $ 370,000 $ 300,000

Mortgage Loan Application Detail Totals for Pyramax Bank FSB in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,113 $163,471,000 $146,000 $2,600,000 $93,000 $1,028,000
Home Purchase 437 $58,668,000 $134,000 $907,000 $66,000 $391,000
Home Improvement 14 $778,000 $55,000 $417,000 $81,000 $284,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,330 $193,463,000 $145,000 $1,005,000 $93,000 $1,028,000
Hispanic 126 $8,884,000 $70,000 $417,000 $43,000 $284,000
Black or African American 37 $2,911,000 $78,000 $417,000 $49,000 $200,000
Asian 34 $4,160,000 $122,000 $315,000 $61,000 $191,000
Not applicable 31 $12,856,000 $414,000 $2,600,000 $13,000 $142,000
American Indian or Alaskan Native 5 $280,000 $56,000 $110,000 $37,000 $88,000
Native Hawaiian or Other Pacific Islander 1 $363,000 $363,000 $363,000 $135,000 $135,000
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,554 $221,963,000 $142,000 $2,600,000 $85,000 $1,028,000
FHA-insured (Federal Housing Administration) 10 $954,000 $95,000 $140,000 $44,000 $63,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,168 $172,381,000 $147,000 $2,600,000 $92,000 $1,028,000
Application Denied By Financial Institution 134 $21,548,000 $160,000 $1,005,000 $79,000 $384,000
Preapproval Denied by Financial Institution 128 $6,968,000 $54,000 $360,000 $22,000 $120,000
Application Withdrawn By Applicant 97 $15,254,000 $157,000 $417,000 $85,000 $330,000
File Closed For Incompleteness 32 $5,790,000 $180,000 $402,000 $104,000 $396,000
Application Approved But Not Accepted 5 $976,000 $195,000 $399,000 $156,000 $493,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 156 $11,180,000 $71,000 $360,000 $32,000 $184,000
Collateral 44 $7,346,000 $166,000 $520,000 $88,000 $284,000
Debt-To-Income Ratio 34 $5,211,000 $153,000 $413,000 $58,000 $325,000
Other 17 $3,359,000 $197,000 $1,005,000 $106,000 $384,000
Employment History 4 $465,000 $116,000 $200,000 $47,000 $94,000
Insufficient Cash (Downpayment, Closing Cost) 3 $288,000 $96,000 $117,000 $64,000 $110,000
Unverifiable Information 3 $505,000 $168,000 $300,000 $88,000 $165,000
Mortgage Insurance Denied 1 $162,000 $162,000 $162,000 $46,000 $46,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pyramax Bank FSB's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pyramax Bank FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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