Quontic Bank Mortgage Lending & HMDA Data, 2024
In 2024, Quontic Bank of Astoria, NY reported 2,241 mortgage applications totaling $1.0 billion, up 24% from 2023. The average application was for $450,524, and applicants reported an average income of $239,580. 58% of its applications resulted in an originated loan and 11% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (477), Nassau County-Suffolk County, NY (352) and Miami-Miami Beach-Kendall, FL (53) (applications in parentheses).
| Mortgage Company & Address | Quontic Bank 31-05 Broadway Astoria, NY 11106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,241 |
| Total Mortgage Loan Application Amount | $1,009,625,000 |
| Average Mortgage Loan Application Amount | $450,524 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $239,580 |
| Highest Applicant Income | $9,911,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Quontic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 477 | $ 245,855,000 | $ 515,419 | $ 251,547 |
| Nassau County-Suffolk County, NY | 352 | $ 177,240,000 | $ 503,522 | $ 214,000 |
| Outside any metro area | 97 | $ 36,605,000 | $ 377,371 | $ 228,443 |
| Miami-Miami Beach-Kendall, FL | 53 | $ 29,565,000 | $ 557,830 | $ 380,000 |
| Los Angeles-Long Beach-Glendale, CA | 50 | $ 27,180,000 | $ 543,600 | $ 338,000 |
| Dallas-Plano-Irving, TX | 47 | $ 21,205,000 | $ 451,170 | $ 215,000 |
| Newark, NJ-PA | 42 | $ 16,980,000 | $ 404,285 | $ 241,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 39 | $ 22,765,000 | $ 583,717 | $ 272,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 39 | $ 22,285,000 | $ 571,410 | $ 392,000 |
| Chicago-Naperville, IL | 33 | $ 8,995,000 | $ 272,575 | $ 165,000 |
| Lakewood-New Brunswick, NJ | 33 | $ 14,885,000 | $ 451,060 | $ 280,000 |
| Bridgeport-Stamford-Norwalk, CT | 28 | $ 13,580,000 | $ 485,000 | $ 167,000 |
| Riverside-San Bernardino-Ontario, CA | 28 | $ 13,060,000 | $ 466,428 | $ 254,000 |
| Houston-The Woodlands-Sugar Land, TX | 27 | $ 10,925,000 | $ 404,629 | $ 282,000 |
| Orlando-Kissimmee-Sanford, FL | 27 | $ 9,095,000 | $ 336,851 | $ 197,000 |
| Tampa, FL | 26 | $ 11,550,000 | $ 444,230 | $ 254,000 |
| Atlanta-Sandy Springs-Roswell, GA | 25 | $ 10,265,000 | $ 410,600 | $ 204,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 24 | $ 5,180,000 | $ 215,833 | $ 111,000 |
| Philadelphia, PA | 24 | $ 8,540,000 | $ 355,833 | $ 151,000 |
| Phoenix-Mesa-Scottsdale, AZ | 22 | $ 9,760,000 | $ 443,636 | $ 212,000 |
| San Diego-Carlsbad, CA | 21 | $ 8,145,000 | $ 387,857 | $ 172,000 |
| Las Vegas-Henderson-Paradise, NV | 20 | $ 6,910,000 | $ 345,500 | $ 350,000 |
| Fort Worth-Arlington, TX | 19 | $ 7,805,000 | $ 410,789 | $ 264,000 |
| Providence-Warwick, RI-MA | 18 | $ 6,690,000 | $ 371,666 | $ 160,000 |
| Cambridge-Newton-Framingham, MA | 17 | $ 7,945,000 | $ 467,352 | $ 243,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 17 | $ 6,615,000 | $ 389,117 | $ 204,000 |
| Binghamton, NY | 16 | $ 2,910,000 | $ 181,875 | $ 90,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 16 | $ 7,710,000 | $ 481,875 | $ 241,875 |
| Arlington-Alexandria-Reston, VA-WV | 14 | $ 7,650,000 | $ 546,428 | $ 224,000 |
| North Port-Sarasota-Bradenton, FL | 14 | $ 5,410,000 | $ 386,428 | $ 266,000 |
| Rochester, NY | 13 | $ 3,445,000 | $ 265,000 | $ 148,000 |
| Camden, NJ | 12 | $ 3,660,000 | $ 305,000 | $ 179,000 |
| Montgomery County-Bucks County-Chester County, PA | 11 | $ 4,305,000 | $ 391,363 | $ 204,000 |
| Washington, DC-MD | 11 | $ 3,195,000 | $ 290,454 | $ 114,363 |
| Charlotte-Concord-Gastonia, NC-SC | 10 | $ 2,950,000 | $ 295,000 | $ 144,600 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 5,540,000 | $ 554,000 | $ 271,000 |
| New Haven-Milford, CT | 10 | $ 2,710,000 | $ 271,000 | $ 179,000 |
| Oakland-Hayward-Berkeley, CA | 10 | $ 5,320,000 | $ 532,000 | $ 277,000 |
| Worcester, MA-CT | 10 | $ 3,660,000 | $ 366,000 | $ 169,000 |
| Anaheim-Santa Ana-Irvine, CA | 9 | $ 3,495,000 | $ 388,333 | $ 281,000 |
| Columbia, SC | 9 | $ 2,565,000 | $ 285,000 | $ 80,000 |
| Columbus, OH | 9 | $ 3,525,000 | $ 391,666 | $ 172,000 |
| St. Petersburg-Clearwater-Largo, FL | 9 | $ 2,605,000 | $ 289,444 | $ 173,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 2,655,000 | $ 295,000 | $ 124,000 |
| Albany-Schenectady-Troy, NY | 8 | $ 1,990,000 | $ 248,750 | $ 131,000 |
| Albuquerque, NM | 8 | $ 2,700,000 | $ 337,500 | $ 220,000 |
| Jacksonville, FL | 8 | $ 2,300,000 | $ 287,500 | $ 231,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 7,180,000 | $ 897,500 | $ 610,000 |
| Seattle-Bellevue-Everett, WA | 8 | $ 6,800,000 | $ 850,000 | $ 533,000 |
| Boston, MA | 7 | $ 4,435,000 | $ 633,571 | $ 295,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 2,655,000 | $ 379,285 | $ 183,000 |
| Lakeland-Winter Haven, FL | 7 | $ 2,225,000 | $ 317,857 | $ 169,000 |
| Memphis, TN-MS-AR | 7 | $ 1,905,000 | $ 272,142 | $ 127,857 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 1,755,000 | $ 250,714 | $ 182,000 |
| Port St. Lucie, FL | 7 | $ 2,015,000 | $ 287,857 | $ 147,000 |
| Raleigh, NC | 7 | $ 1,865,000 | $ 266,428 | $ 184,000 |
| Waterbury-Shelton, CT | 7 | $ 1,865,000 | $ 266,428 | $ 135,000 |
| Baltimore-Columbia-Towson, MD | 6 | $ 2,670,000 | $ 445,000 | $ 257,000 |
| Kansas City, MO-KS | 6 | $ 2,140,000 | $ 356,666 | $ 203,500 |
| Marietta, GA | 6 | $ 1,250,000 | $ 208,333 | $ 661,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6 | $ 2,890,000 | $ 481,666 | $ 188,333 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 2,420,000 | $ 403,333 | $ 581,000 |
| Oklahoma City, OK | 6 | $ 1,080,000 | $ 180,000 | $ 134,000 |
| Pittsburgh, PA | 6 | $ 1,680,000 | $ 280,000 | $ 194,000 |
| Richmond, VA | 6 | $ 2,250,000 | $ 375,000 | $ 175,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 6 | $ 3,430,000 | $ 571,666 | $ 318,000 |
| Salem, OR | 6 | $ 1,800,000 | $ 300,000 | $ 119,000 |
| Cincinnati, OH-KY-IN | 5 | $ 1,805,000 | $ 361,000 | $ 148,800 |
| Colorado Springs, CO | 5 | $ 1,405,000 | $ 281,000 | $ 135,000 |
| Denver-Aurora-Lakewood, CO | 5 | $ 3,505,000 | $ 701,000 | $ 200,000 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 4,045,000 | $ 809,000 | $ 1,314,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 2,645,000 | $ 529,000 | $ 76,000 |
| Indianapolis-Carmel-Anderson, IN | 5 | $ 1,215,000 | $ 243,000 | $ 231,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 2,025,000 | $ 405,000 | $ 359,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 1,955,000 | $ 391,000 | $ 302,000 |
| Stockton-Lodi, CA | 5 | $ 1,565,000 | $ 313,000 | $ 138,000 |
| Trenton, NJ | 5 | $ 1,535,000 | $ 307,000 | $ 114,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,935,000 | $ 387,000 | $ 171,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 3,550,000 | $ 887,500 | $ 925,500 |
| Atlantic City-Hammonton, NJ | 4 | $ 960,000 | $ 240,000 | $ 122,000 |
| Homosassa Springs, FL | 4 | $ 980,000 | $ 245,000 | $ 104,000 |
| Modesto, CA | 4 | $ 1,170,000 | $ 292,500 | $ 200,000 |
| New Orleans-Metairie, LA | 4 | $ 1,560,000 | $ 390,000 | $ 220,000 |
| Reno, NV | 4 | $ 1,810,000 | $ 452,500 | $ 371,000 |
| St. Louis, MO-IL | 4 | $ 1,350,000 | $ 337,500 | $ 130,000 |
| Tacoma-Lakewood, WA | 4 | $ 2,390,000 | $ 597,500 | $ 267,000 |
| Wilmington, DE-MD-NJ | 4 | $ 1,160,000 | $ 290,000 | $ 99,000 |
| Austin-Round Rock, TX | 3 | $ 1,235,000 | $ 411,666 | $ 961,000 |
| Barnstable Town, MA | 3 | $ 1,265,000 | $ 421,666 | $ 238,000 |
| Baton Rouge, LA | 3 | $ 715,000 | $ 238,333 | $ 70,000 |
| Burlington, NC | 3 | $ 635,000 | $ 211,666 | $ 76,000 |
| Charleston-North Charleston, SC | 3 | $ 1,845,000 | $ 615,000 | $ 160,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 705,000 | $ 235,000 | $ 90,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 645,000 | $ 215,000 | $ 30,000 |
| Durham-Chapel Hill, NC | 3 | $ 775,000 | $ 258,333 | $ 120,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 1,095,000 | $ 365,000 | $ 177,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 485,000 | $ 161,666 | $ 225,000 |
| Knoxville, TN | 3 | $ 835,000 | $ 278,333 | $ 116,000 |
| Lexington-Fayette, KY | 3 | $ 2,005,000 | $ 668,333 | $ 661,000 |
| Lubbock, TX | 3 | $ 475,000 | $ 158,333 | $ 201,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 1,135,000 | $ 378,333 | $ 207,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 915,000 | $ 305,000 | $ 360,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 785,000 | $ 261,666 | $ 191,000 |
| San Antonio-New Braunfels, TX | 3 | $ 1,265,000 | $ 421,666 | $ 123,000 |
| Springfield, MA | 3 | $ 655,000 | $ 218,333 | $ 176,000 |
| Syracuse, NY | 3 | $ 885,000 | $ 295,000 | $ 207,000 |
| Akron, OH | 2 | $ 300,000 | $ 150,000 | $ 47,000 |
| Battle Creek, MI | 2 | $ 350,000 | $ 175,000 | $ 138,000 |
| Bend-Redmond, OR | 2 | $ 700,000 | $ 350,000 | $ 189,000 |
| Birmingham-Hoover, AL | 2 | $ 770,000 | $ 385,000 | $ 245,000 |
| Chico, CA | 2 | $ 800,000 | $ 400,000 | $ 129,000 |
| Everett, WA | 2 | $ 3,000,000 | $ 1,500,000 | $ 826,000 |
| Fresno, CA | 2 | $ 280,000 | $ 140,000 | $ 200,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 410,000 | $ 205,000 | $ 83,500 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 1,310,000 | $ 655,000 | $ 666,000 |
| Huntsville, AL | 2 | $ 760,000 | $ 380,000 | $ 187,000 |
| Jackson, MS | 2 | $ 800,000 | $ 400,000 | $ 193,000 |
| Joplin, MO | 2 | $ 390,000 | $ 195,000 | $ 64,000 |
| Lafayette, LA | 2 | $ 540,000 | $ 270,000 | $ 152,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 1,410,000 | $ 705,000 | $ 453,000 |
| Lake County-Porter County-Jasper County, IN | 2 | $ 280,000 | $ 140,000 | $ 76,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 630,000 | $ 315,000 | $ 212,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 1,160,000 | $ 580,000 | $ 207,000 |
| Napa, CA | 2 | $ 6,510,000 | $ 3,255,000 | $ 974,000 |
| Norwich-New London, CT | 2 | $ 460,000 | $ 230,000 | $ 55,000 |
| Ocala, FL | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Ogden-Clearfield, UT | 2 | $ 450,000 | $ 225,000 | $ 142,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Panama City, FL | 2 | $ 540,000 | $ 270,000 | $ 385,000 |
| Portland-South Portland, ME | 2 | $ 830,000 | $ 415,000 | $ 171,000 |
| Redding, CA | 2 | $ 550,000 | $ 275,000 | $ 145,000 |
| Salinas, CA | 2 | $ 1,480,000 | $ 740,000 | $ 294,000 |
| Salt Lake City, UT | 2 | $ 1,090,000 | $ 545,000 | $ 145,000 |
| San Rafael, CA | 2 | $ 670,000 | $ 335,000 | $ 159,000 |
| Santa Rosa, CA | 2 | $ 820,000 | $ 410,000 | $ 236,000 |
| Savannah, GA | 2 | $ 620,000 | $ 310,000 | $ 227,000 |
| Traverse City, MI | 2 | $ 480,000 | $ 240,000 | $ 258,000 |
| Tucson, AZ | 2 | $ 490,000 | $ 245,000 | $ 102,000 |
| Tyler, TX | 2 | $ 600,000 | $ 300,000 | $ 187,000 |
| Urban Honolulu, HI | 2 | $ 1,260,000 | $ 630,000 | $ 2,233,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 300,000 | $ 150,000 | $ 91,000 |
| Winchester, VA-WV | 2 | $ 370,000 | $ 185,000 | $ 160,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 350,000 | $ 175,000 | $ 313,000 |
| Yuba City, CA | 2 | $ 820,000 | $ 410,000 | $ 134,000 |
| Albany, GA | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Amarillo, TX | 1 | $ 365,000 | $ 365,000 | $ 197,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Asheville, NC | 1 | $ 1,265,000 | $ 1,265,000 | $ 587,000 |
| Athens-Clarke County, GA | 1 | $ 565,000 | $ 565,000 | $ 244,000 |
| Bakersfield, CA | 1 | $ 145,000 | $ 145,000 | $ 155,000 |
| Bangor, ME | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Billings, MT | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Boulder, CO | 1 | $ 155,000 | $ 155,000 | $ 215,000 |
| Bowling Green, KY | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Cleveland, OH | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Coeur D'Alene, ID | 1 | $ 1,335,000 | $ 1,335,000 | $ 353,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 315,000 | $ 315,000 | $ 332,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 565,000 | $ 565,000 | $ 382,000 |
| El Paso, TX | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Elgin, IL | 1 | $ 365,000 | $ 365,000 | $ 255,000 |
| Erie, PA | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Evansville, IN-KY | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Flint, MI | 1 | $ 305,000 | $ 305,000 | $ 513,000 |
| Greeley, CO | 1 | $ 485,000 | $ 485,000 | $ 470,000 |
| Greensboro-High Point, NC | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Greenville, NC | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ithaca, NY | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 355,000 | $ 355,000 | $ 583,000 |
| Kalamazoo-Portage, MI | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Lancaster, PA | 1 | $ 335,000 | $ 335,000 | $ 170,000 |
| Laredo, TX | 1 | $ 1,445,000 | $ 1,445,000 | $ 1,156,000 |
| Lynchburg, VA | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Macon-Bibb County, GA | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Mansfield, OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Medford, OR | 1 | $ 905,000 | $ 905,000 | $ 300,000 |
| Merced, CA | 1 | $ 375,000 | $ 375,000 | $ 189,000 |
| Monroe, MI | 1 | $ 355,000 | $ 355,000 | $ 302,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 1,005,000 | $ 1,005,000 | $ 3,092,000 |
| Provo-Orem, UT | 1 | $ 575,000 | $ 575,000 | $ 871,000 |
| Rapid City, SD | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,080,000 |
| Reading, PA | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Rockingham County-Strafford County, NH | 1 | $ 525,000 | $ 525,000 | $ 192,000 |
| Sandusky, OH | 1 | $ 385,000 | $ 385,000 | $ 116,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 1,195,000 | $ 1,195,000 | $ 360,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 705,000 | $ 705,000 | $ 233,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 165,000 | $ 165,000 | $ 242,000 |
| Sebastian-Vero Beach, FL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| St. George, UT | 1 | $ 275,000 | $ 275,000 | $ 348,000 |
| Tallahassee, FL | 1 | $ 615,000 | $ 615,000 | $ 409,000 |
| Texarkana, TX-AR | 1 | $ 395,000 | $ 395,000 | $ 168,000 |
| Vallejo-Fairfield, CA | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Visalia-Porterville, CA | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Waco, TX | 1 | $ 1,405,000 | $ 1,405,000 | $ 762,000 |
| York-Hanover, PA | 1 | $ 225,000 | $ 225,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Quontic Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,452 | $681,230,000 | $469,000 | $3,005,000 | $209,000 | $3,092,000 |
| Cash-out Refinancing | 674 | $267,310,000 | $396,000 | $3,505,000 | $303,000 | $9,911,000 |
| Refinancing | 115 | $61,085,000 | $531,000 | $3,505,000 | $254,000 | $2,202,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 724 | $319,110,000 | $440,000 | $3,505,000 | $200,000 | $2,093,000 |
| White | 633 | $288,395,000 | $455,000 | $3,505,000 | $304,000 | $4,800,000 |
| Asian | 478 | $207,670,000 | $434,000 | $3,005,000 | $216,000 | $9,911,000 |
| Not Provided | 206 | $93,650,000 | $454,000 | $3,005,000 | $236,000 | $1,080,000 |
| Black or African American | 124 | $58,560,000 | $472,000 | $2,485,000 | $260,000 | $2,038,000 |
| Not applicable | 65 | $37,785,000 | $581,000 | $2,605,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $2,790,000 | $465,000 | $1,275,000 | $237,000 | $405,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,665,000 | $333,000 | $605,000 | $263,000 | $421,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,181 | $976,075,000 | $447,000 | $3,505,000 | $244,000 | $9,911,000 |
| FHA-insured (Federal Housing Administration) | 60 | $33,550,000 | $559,000 | $1,065,000 | $134,000 | $225,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,298 | $575,490,000 | $443,000 | $3,505,000 | $224,000 | $3,740,000 |
| Application Withdrawn By Applicant | 394 | $183,740,000 | $466,000 | $3,505,000 | $244,000 | $2,202,000 |
| Application Denied By Financial Institution | 248 | $104,860,000 | $422,000 | $2,625,000 | $218,000 | $1,563,000 |
| Application Approved But Not Accepted | 237 | $114,635,000 | $483,000 | $3,005,000 | $303,000 | $4,800,000 |
| File Closed For Incompleteness | 56 | $26,420,000 | $471,000 | $2,345,000 | $439,000 | $9,911,000 |
| Loan Purchased By The Institution | 8 | $4,480,000 | $560,000 | $2,005,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,993 | $904,765,000 | $453,000 | $3,505,000 | $243,000 | $9,911,000 |
| Credit History | 58 | $26,770,000 | $461,000 | $1,555,000 | $230,000 | $900,000 |
| Other | 54 | $25,590,000 | $473,000 | $2,625,000 | $297,000 | $1,563,000 |
| Collateral | 52 | $20,580,000 | $395,000 | $1,835,000 | $239,000 | $1,156,000 |
| Debt-To-Income Ratio | 35 | $14,555,000 | $415,000 | $1,685,000 | $107,000 | $246,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $8,435,000 | $366,000 | $745,000 | $165,000 | $384,000 |
| Employment History | 14 | $4,720,000 | $337,000 | $675,000 | $185,000 | $401,000 |
| Unverifiable Information | 12 | $4,210,000 | $350,000 | $685,000 | $163,000 | $385,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Quontic Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Quontic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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