Quotemearate.Com, Inc Mortgage Lending & HMDA Data, 2005
In 2005, Quotemearate.Com, Inc of Houston, TX reported 1,419 mortgage applications totaling $229.8 million. The average application was for $161,910, and applicants reported an average income of $92,343. 73% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Orlando, FL (115), Houston-Baytown-Sugar Land, TX (98) and Miami-Miami Beach-Kendall, FL (85) (applications in parentheses).
| Mortgage Company & Address | Quotemearate.Com, Inc 10333 Harwin Drive Houston, TX 77036 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 |
| Total Number of Mortgage Applications | 1,419 |
| Total Mortgage Loan Application Amount | $229,751,000 |
| Average Mortgage Loan Application Amount | $161,910 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $92,343 |
| Highest Applicant Income | $1,062,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Quotemearate.Com, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orlando, FL | 115 | $ 16,309,000 | $ 141,817 | $ 80,000 |
| Houston-Baytown-Sugar Land, TX | 98 | $ 16,422,000 | $ 167,571 | $ 133,000 |
| Miami-Miami Beach-Kendall, FL | 85 | $ 15,870,000 | $ 186,705 | $ 88,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 68 | $ 13,362,000 | $ 196,500 | $ 110,000 |
| Cape Coral-Fort Myers, FL | 67 | $ 10,978,000 | $ 163,850 | $ 85,000 |
| Dallas-Plano-Irving, TX | 55 | $ 6,987,000 | $ 127,036 | $ 117,000 |
| Denver-Aurora, CO | 48 | $ 10,473,000 | $ 218,187 | $ 132,000 |
| Atlanta-Sandy Springs-Marietta, GA | 47 | $ 6,419,000 | $ 136,574 | $ 85,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 33 | $ 5,768,000 | $ 174,787 | $ 86,000 |
| Colorado Springs, CO | 30 | $ 3,937,000 | $ 131,233 | $ 52,000 |
| Tampa-St. Petersburg-Clearwater, FL | 29 | $ 4,654,000 | $ 160,482 | $ 79,000 |
| Baltimore-Towson, MD | 24 | $ 3,844,000 | $ 160,166 | $ 70,000 |
| Portland-Vancouver-Beaverton, OR-WA | 21 | $ 3,544,000 | $ 168,761 | $ 83,000 |
| Baton Rouge, LA | 20 | $ 1,742,000 | $ 87,100 | $ 67,000 |
| Nashville-Davidson--Murfreesboro, TN | 20 | $ 2,116,000 | $ 105,800 | $ 45,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 17 | $ 2,063,000 | $ 121,352 | $ 53,000 |
| Jacksonville, FL | 16 | $ 1,311,000 | $ 81,937 | $ 73,000 |
| Bethesda-Frederick-Gaithersburg, MD | 15 | $ 4,087,000 | $ 272,466 | $ 162,000 |
| Manchester-Nashua, NH | 15 | $ 2,942,000 | $ 196,133 | $ 84,000 |
| Fort Worth-Arlington, TX | 14 | $ 1,456,000 | $ 104,000 | $ 53,000 |
| Riverside-San Bernardino-Ontario, CA | 14 | $ 3,261,000 | $ 232,928 | $ 106,000 |
| Austin-Round Rock, TX | 13 | $ 2,341,000 | $ 180,076 | $ 80,000 |
| Kansas City, MO-KS | 13 | $ 1,031,000 | $ 79,307 | $ 68,000 |
| Sarasota-Bradenton-Venice, FL | 13 | $ 2,415,000 | $ 185,769 | $ 62,000 |
| Los Angeles-Long Beach-Glendale, CA | 12 | $ 3,423,000 | $ 285,250 | $ 241,000 |
| Gainesville, FL | 10 | $ 920,000 | $ 92,000 | $ 75,000 |
| Oakland-Fremont-Hayward, CA | 10 | $ 2,222,000 | $ 222,200 | $ 111,000 |
| Rockingham County-Strafford County, NH | 10 | $ 1,806,000 | $ 180,600 | $ 83,000 |
| Detroit-Livonia-Dearborn, MI | 9 | $ 646,000 | $ 71,777 | $ 56,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 483,000 | $ 53,666 | $ 0 |
| Richmond, VA | 9 | $ 1,596,000 | $ 177,333 | $ 108,000 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 1,739,000 | $ 217,375 | $ 98,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 1,370,000 | $ 171,250 | $ 77,000 |
| San Antonio, TX | 8 | $ 1,208,000 | $ 151,000 | $ 117,000 |
| Seattle-Bellevue-Everett, WA | 8 | $ 1,856,000 | $ 232,000 | $ 77,000 |
| Bend, OR | 7 | $ 1,307,000 | $ 186,714 | $ 123,000 |
| Fort Collins-Loveland, CO | 7 | $ 1,314,000 | $ 187,714 | $ 102,000 |
| Lakeland, FL | 7 | $ 964,000 | $ 137,714 | $ 57,000 |
| Little Rock-North Little Rock, AR | 7 | $ 915,000 | $ 130,714 | $ 61,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7 | $ 1,722,000 | $ 246,000 | $ 105,000 |
| Ocala, FL | 7 | $ 1,591,000 | $ 227,285 | $ 135,000 |
| Eugene-Springfield, OR | 6 | $ 834,000 | $ 139,000 | $ 59,000 |
| Laredo, TX | 6 | $ 804,000 | $ 134,000 | $ 156,000 |
| Louisville, KY-IN | 6 | $ 422,000 | $ 70,333 | $ 37,000 |
| Oklahoma City, OK | 6 | $ 468,000 | $ 78,000 | $ 70,000 |
| Port St. Lucie-Fort Pierce, FL | 6 | $ 1,052,000 | $ 175,333 | $ 233,000 |
| San Diego-Carlsbad-San Marcos, CA | 6 | $ 1,269,000 | $ 211,500 | $ 97,000 |
| Warren-Farmington Hills-Troy, MI | 6 | $ 1,186,000 | $ 197,666 | $ 53,000 |
| Greeley, CO | 5 | $ 511,000 | $ 102,200 | $ 67,000 |
| Naples-Marco Island, FL | 5 | $ 2,596,000 | $ 519,200 | $ 477,000 |
| Santa Ana-Anaheim-Irvine, CA | 5 | $ 2,061,000 | $ 412,200 | $ 113,000 |
| Tallahassee, FL | 5 | $ 640,000 | $ 128,000 | $ 56,000 |
| Bakersfield, CA | 4 | $ 659,000 | $ 164,750 | $ 77,000 |
| Flint, MI | 4 | $ 503,000 | $ 125,750 | $ 78,000 |
| Fresno, CA | 4 | $ 970,000 | $ 242,500 | $ 113,000 |
| Indianapolis, IN | 4 | $ 1,306,000 | $ 326,500 | $ 111,000 |
| McAllen-Edinburg-Pharr, TX | 4 | $ 243,000 | $ 60,750 | $ 49,000 |
| Medford, OR | 4 | $ 953,000 | $ 238,250 | $ 118,000 |
| Ogden-Clearfield, UT | 4 | $ 220,000 | $ 55,000 | $ 47,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4 | $ 1,057,000 | $ 264,250 | $ 99,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 459,000 | $ 114,750 | $ 53,000 |
| Columbus, GA-AL | 3 | $ 481,000 | $ 160,333 | $ 78,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 427,000 | $ 142,333 | $ 66,000 |
| Muskegon-Norton Shores, MI | 3 | $ 273,000 | $ 91,000 | $ 204,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 283,000 | $ 94,333 | $ 72,000 |
| Provo-Orem, UT | 3 | $ 441,000 | $ 147,000 | $ 75,000 |
| Raleigh-Cary, NC | 3 | $ 302,000 | $ 100,666 | $ 70,000 |
| Saginaw-Saginaw Township North, MI | 3 | $ 256,000 | $ 85,333 | $ 45,000 |
| Salt Lake City, UT | 3 | $ 410,000 | $ 136,666 | $ 70,000 |
| San Francisco-San Mateo-Redwood City, CA | 3 | $ 1,063,000 | $ 354,333 | $ 223,000 |
| St. George, UT | 3 | $ 265,000 | $ 88,333 | $ 224,000 |
| St. Louis, MO-IL | 3 | $ 249,000 | $ 83,000 | $ 27,000 |
| Albuquerque, NM | 2 | $ 112,000 | $ 56,000 | $ 51,000 |
| Beaumont-Port Arthur, TX | 2 | $ 138,000 | $ 69,000 | $ 72,000 |
| Billings, MT | 2 | $ 245,000 | $ 122,500 | $ 100,000 |
| Boise City-Nampa, ID | 2 | $ 228,000 | $ 114,000 | $ 52,000 |
| Charlotte-Gastonia-Concord, NC-SC | 2 | $ 215,000 | $ 107,500 | $ 65,000 |
| El Paso, TX | 2 | $ 516,000 | $ 258,000 | $ 89,000 |
| Fort Wayne, IN | 2 | $ 250,000 | $ 125,000 | $ 113,000 |
| Harrisonburg, VA | 2 | $ 239,000 | $ 119,500 | $ 66,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Kennewick-Richland-Pasco, WA | 2 | $ 145,000 | $ 72,500 | $ 72,000 |
| Knoxville, TN | 2 | $ 140,000 | $ 70,000 | $ 102,000 |
| Lincoln, NE | 2 | $ 246,000 | $ 123,000 | $ 41,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 257,000 | $ 128,500 | $ 53,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 342,000 | $ 171,000 | $ 98,000 |
| Pueblo, CO | 2 | $ 185,000 | $ 92,500 | $ 19,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 696,000 | $ 348,000 | $ 128,000 |
| Spokane, WA | 2 | $ 149,000 | $ 74,500 | $ 39,000 |
| Tyler, TX | 2 | $ 55,000 | $ 27,500 | $ 77,000 |
| Vero Beach, FL | 2 | $ 159,000 | $ 79,500 | $ 164,000 |
| Wichita, KS | 2 | $ 236,000 | $ 118,000 | $ 30,000 |
| Appleton, WI | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Bay City, MI | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Bellingham, WA | 1 | $ 208,000 | $ 208,000 | $ 48,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 226,000 | $ 226,000 | $ 74,000 |
| Casper, WY | 1 | $ 113,000 | $ 113,000 | $ 36,000 |
| Charlottesville, VA | 1 | $ 544,000 | $ 544,000 | $ 205,000 |
| Cheyenne, WY | 1 | $ 360,000 | $ 360,000 | $ 136,000 |
| Chicago-Naperville-Joliet, IL | 1 | $ 399,000 | $ 399,000 | $ 98,000 |
| Coeur D'Alene, ID | 1 | $ 197,000 | $ 197,000 | $ 66,000 |
| College Station-Bryan, TX | 1 | $ 58,000 | $ 58,000 | $ 55,000 |
| Corvallis, OR | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Fayetteville, NC | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Gainesville, GA | 1 | $ 127,000 | $ 127,000 | $ 43,000 |
| Gary, IN | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Longview, TX | 1 | $ 59,000 | $ 59,000 | $ 20,000 |
| Madera, CA | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Merced, CA | 1 | $ 333,000 | $ 333,000 | $ 82,000 |
| Modesto, CA | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| New Haven-Milford, CT | 1 | $ 435,000 | $ 435,000 | $ 145,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 550,000 | $ 550,000 | $ 98,000 |
| Panama City-Lynn Haven, FL | 1 | $ 437,000 | $ 437,000 | $ 172,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 197,000 | $ 197,000 | $ 81,000 |
| Punta Gorda, FL | 1 | $ 180,000 | $ 180,000 | $ 147,000 |
| Racine, WI | 1 | $ 138,000 | $ 138,000 | $ 69,000 |
| Salem, OR | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Salisbury, MD | 1 | $ 222,000 | $ 222,000 | $ 143,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Tacoma, WA | 1 | $ 355,000 | $ 355,000 | $ 238,000 |
| Tulsa, OK | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Victoria, TX | 1 | $ 60,000 | $ 60,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Quotemearate.Com, Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 848 | $122,831,000 | $140,666 | $1,400,000 | $78,933 | $1,062,000 |
| Refinancing | 568 | $106,246,000 | $155,969 | $980,000 | $70,636 | $918,000 |
| Home Improvement | 3 | $674,000 | $249,500 | $325,000 | $25,500 | $76,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 769 | $127,458,000 | $157,500 | $980,000 | $79,735 | $918,000 |
| Hispanic | 267 | $38,422,000 | $127,062 | $495,000 | $66,500 | $1,062,000 |
| Black or African American | 205 | $34,997,000 | $170,375 | $1,400,000 | $87,437 | $960,000 |
| Not Provided | 104 | $16,624,000 | $154,263 | $668,000 | $77,210 | $305,000 |
| Asian | 67 | $11,433,000 | $215,625 | $650,000 | $126,750 | $358,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $443,000 | $110,500 | $191,000 | $58,000 | $88,000 |
| American Indian or Alaskan Native | 3 | $374,000 | $124,666 | $232,000 | $64,000 | $112,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,410 | $228,445,000 | $155,500 | $1,400,000 | $76,264 | $1,062,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,306,000 | $154,400 | $221,000 | $75,800 | $106,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,042 | $165,321,000 | $143,193 | $980,000 | $77,000 | $1,062,000 |
| Application Withdrawn By Applicant | 149 | $23,351,000 | $147,565 | $650,000 | $76,869 | $960,000 |
| Application Denied By Financial Institution | 134 | $23,104,000 | $142,684 | $1,400,000 | $61,526 | $918,000 |
| Application Approved But Not Accepted | 67 | $11,791,000 | $177,875 | $668,000 | $88,500 | $216,000 |
| File Closed For Incompleteness | 27 | $6,184,000 | $245,800 | $945,000 | $132,700 | $840,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 58 | $7,247,000 | $130,071 | $768,000 | $67,142 | $360,000 |
| Debt-To-Income Ratio | 39 | $7,773,000 | $197,384 | $1,400,000 | $64,000 | $144,000 |
| Collateral | 11 | $1,412,000 | $126,000 | $360,000 | $37,571 | $168,000 |
| Employment History | 9 | $1,660,000 | $178,000 | $432,000 | $63,500 | $150,000 |
| Other | 7 | $3,235,000 | $493,333 | $900,000 | $222,000 | $918,000 |
| Unverifiable Information | 4 | $489,000 | $201,000 | $359,000 | $98,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $888,000 | $253,000 | $603,000 | $129,333 | $266,000 |
| Credit Application Incomplete | 2 | $400,000 | $200,000 | $292,000 | $60,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Quotemearate.Com, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Quotemearate.Com, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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